Home > Bank of Madison > Income and Expense
Bank of Madison, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 1,848 |
| Total interest expense | $1,958,000 | 1,909 |
| Net interest income | $4,049,000 | 1,814 |
| Provision for loan and lease losses | $15,000 | 2,421 |
| Total noninterest income | $256,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $60,000 | 2,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 2,426 |
| Total noninterest expense | $2,335,000 | 2,199 |
| Salaries and employee benefits | $1,446,000 | 2,080 |
| Premises and equipment expense | $382,000 | 1,568 |
| Additional noninterest expense | $196,000 | 2,426 |
| Pre-tax net operating income | $1,955,000 | 1,472 |
| Securities gains (losses) | $-16,000 | 4,152 |
| Applicable income taxes | $405,000 | 1,141 |
| Income before extraordinary items | $1,534,000 | 1,560 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,534,000 | 1,577 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,534,000 | 1,560 |
| Net charge-offs | $1,000 | 2,169 |
| Cash dividends | $133,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,546,640 | 1,557 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $23,844,000 | 1,835 |
| Total interest expense | $8,049,000 | 1,924 |
| Net interest income | $15,795,000 | 1,776 |
| Provision for loan and lease losses | $383,000 | 1,576 |
| Total noninterest income | $1,329,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $241,000 | 2,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,088,000 | 2,167 |
| Total noninterest expense | $9,768,000 | 2,122 |
| Salaries and employee benefits | $6,023,000 | 2,005 |
| Premises and equipment expense | $1,388,000 | 1,650 |
| Additional noninterest expense | $1,088,000 | 2,167 |
| Pre-tax net operating income | $6,973,000 | 1,495 |
| Securities gains (losses) | $2,000 | 828 |
| Applicable income taxes | $1,562,000 | 1,097 |
| Income before extraordinary items | $5,413,000 | 1,609 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,413,000 | 1,626 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,413,000 | 1,609 |
| Net charge-offs | $-88,000 | 4,287 |
| Cash dividends | $2,212,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $5,411,420 | 1,614 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $17,680,000 | 1,844 |
| Total interest expense | $6,038,000 | 1,911 |
| Net interest income | $11,642,000 | 1,791 |
| Provision for loan and lease losses | $175,000 | 1,825 |
| Total noninterest income | $970,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $178,000 | 2,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $792,000 | 2,177 |
| Total noninterest expense | $7,119,000 | 2,128 |
| Salaries and employee benefits | $4,482,000 | 1,998 |
| Premises and equipment expense | $1,125,000 | 1,561 |
| Additional noninterest expense | $792,000 | 2,177 |
| Pre-tax net operating income | $5,318,000 | 1,460 |
| Securities gains (losses) | $2,000 | 850 |
| Applicable income taxes | $1,318,000 | 1,037 |
| Income before extraordinary items | $4,002,000 | 1,601 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,002,000 | 1,619 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,002,000 | 1,603 |
| Net charge-offs | $-90,000 | 4,343 |
| Cash dividends | $398,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $4,000,420 | 1,611 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $11,626,000 | 1,832 |
| Total interest expense | $3,986,000 | 1,897 |
| Net interest income | $7,640,000 | 1,797 |
| Provision for loan and lease losses | $100,000 | 1,840 |
| Total noninterest income | $675,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $114,000 | 2,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 2,100 |
| Total noninterest expense | $4,621,000 | 2,160 |
| Salaries and employee benefits | $2,915,000 | 2,033 |
| Premises and equipment expense | $757,000 | 1,536 |
| Additional noninterest expense | $561,000 | 2,100 |
| Pre-tax net operating income | $3,594,000 | 1,428 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $876,000 | 1,032 |
| Income before extraordinary items | $2,718,000 | 1,557 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,718,000 | 1,579 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,718,000 | 1,559 |
| Net charge-offs | $-89,000 | 4,388 |
| Cash dividends | $266,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,718,000 | 1,557 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $5,697,000 | 1,837 |
| Total interest expense | $1,963,000 | 1,890 |
| Net interest income | $3,734,000 | 1,826 |
| Provision for loan and lease losses | $45,000 | 1,710 |
| Total noninterest income | $237,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $56,000 | 2,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 2,482 |
| Total noninterest expense | $2,416,000 | 2,123 |
| Salaries and employee benefits | $1,552,000 | 1,964 |
| Premises and equipment expense | $410,000 | 1,442 |
| Additional noninterest expense | $181,000 | 2,482 |
| Pre-tax net operating income | $1,510,000 | 1,565 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $328,000 | 1,195 |
| Income before extraordinary items | $1,182,000 | 1,688 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,182,000 | 1,708 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,182,000 | 1,688 |
| Net charge-offs | $2,000 | 1,977 |
| Cash dividends | $133,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,182,000 | 1,688 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $19,711,000 | 1,908 |
| Total interest expense | $5,750,000 | 1,866 |
| Net interest income | $13,961,000 | 1,919 |
| Provision for loan and lease losses | $397,000 | 1,451 |
| Total noninterest income | $1,217,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $248,000 | 2,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $969,000 | 2,307 |
| Total noninterest expense | $9,153,000 | 2,143 |
| Salaries and employee benefits | $5,788,000 | 2,004 |
| Premises and equipment expense | $1,390,000 | 1,628 |
| Additional noninterest expense | $969,000 | 2,307 |
| Pre-tax net operating income | $5,628,000 | 1,798 |
| Securities gains (losses) | $-46,000 | 3,632 |
| Applicable income taxes | $1,104,000 | 1,380 |
| Income before extraordinary items | $4,478,000 | 1,857 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,478,000 | 1,879 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,478,000 | 1,860 |
| Net charge-offs | $-39,000 | 4,143 |
| Cash dividends | $2,124,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,514,800 | 1,875 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,168,000 | 1,932 |
| Total interest expense | $3,896,000 | 1,860 |
| Net interest income | $10,272,000 | 1,964 |
| Provision for loan and lease losses | $287,000 | 1,391 |
| Total noninterest income | $853,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $191,000 | 2,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 2,383 |
| Total noninterest expense | $6,603,000 | 2,190 |
| Salaries and employee benefits | $4,363,000 | 2,001 |
| Premises and equipment expense | $914,000 | 1,799 |
| Additional noninterest expense | $662,000 | 2,382 |
| Pre-tax net operating income | $4,235,000 | 1,842 |
| Securities gains (losses) | $-46,000 | 3,802 |
| Applicable income taxes | $997,000 | 1,290 |
| Income before extraordinary items | $3,192,000 | 1,979 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,192,000 | 1,998 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,192,000 | 1,979 |
| Net charge-offs | $-38,000 | 4,162 |
| Cash dividends | $398,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,228,340 | 1,991 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,195,000 | 1,942 |
| Total interest expense | $2,337,000 | 1,838 |
| Net interest income | $6,858,000 | 1,971 |
| Provision for loan and lease losses | $192,000 | 1,369 |
| Total noninterest income | $605,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $125,000 | 2,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 2,234 |
| Total noninterest expense | $4,338,000 | 2,201 |
| Salaries and employee benefits | $2,842,000 | 2,031 |
| Premises and equipment expense | $599,000 | 1,803 |
| Additional noninterest expense | $480,000 | 2,230 |
| Pre-tax net operating income | $2,933,000 | 1,782 |
| Securities gains (losses) | $-46,000 | 4,064 |
| Applicable income taxes | $638,000 | 1,315 |
| Income before extraordinary items | $2,249,000 | 1,906 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,249,000 | 1,930 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,249,000 | 1,906 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $266,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,285,340 | 1,897 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 1,986 |
| Total interest expense | $1,007,000 | 1,823 |
| Net interest income | $3,364,000 | 2,003 |
| Provision for loan and lease losses | $142,000 | 1,097 |
| Total noninterest income | $277,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $63,000 | 2,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 2,358 |
| Total noninterest expense | $2,266,000 | 2,178 |
| Salaries and employee benefits | $1,507,000 | 1,994 |
| Premises and equipment expense | $293,000 | 1,852 |
| Additional noninterest expense | $214,000 | 2,358 |
| Pre-tax net operating income | $1,233,000 | 2,035 |
| Securities gains (losses) | $-46,000 | 4,244 |
| Applicable income taxes | $235,000 | 1,569 |
| Income before extraordinary items | $952,000 | 2,161 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $952,000 | 2,161 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $952,000 | 2,161 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $133,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $988,800 | 2,130 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,783,000 | 1,993 |
| Total interest expense | $933,000 | 2,510 |
| Net interest income | $13,850,000 | 1,895 |
| Provision for loan and lease losses | $240,000 | 1,681 |
| Total noninterest income | $1,257,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $240,000 | 2,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,017,000 | 2,318 |
| Total noninterest expense | $8,103,000 | 2,286 |
| Salaries and employee benefits | $5,280,000 | 2,102 |
| Premises and equipment expense | $1,010,000 | 2,000 |
| Additional noninterest expense | $1,017,000 | 2,318 |
| Pre-tax net operating income | $6,764,000 | 1,687 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,511,000 | 1,257 |
| Income before extraordinary items | $5,253,000 | 1,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,253,000 | 1,754 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,253,000 | 1,756 |
| Net charge-offs | $9,000 | 2,179 |
| Cash dividends | $1,991,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,253,000 | 1,789 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,720,000 | 1,974 |
| Total interest expense | $412,000 | 2,906 |
| Net interest income | $10,308,000 | 1,875 |
| Provision for loan and lease losses | $25,000 | 2,497 |
| Total noninterest income | $962,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $177,000 | 2,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,326 |
| Total noninterest expense | $6,183,000 | 2,252 |
| Salaries and employee benefits | $4,012,000 | 2,084 |
| Premises and equipment expense | $864,000 | 1,876 |
| Additional noninterest expense | $785,000 | 2,326 |
| Pre-tax net operating income | $5,062,000 | 1,682 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,302,000 | 1,174 |
| Income before extraordinary items | $3,760,000 | 1,807 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,760,000 | 1,805 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,760,000 | 1,806 |
| Net charge-offs | $10,000 | 1,827 |
| Cash dividends | $398,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,760,000 | 1,843 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 1,986 |
| Total interest expense | $225,000 | 3,062 |
| Net interest income | $6,629,000 | 1,898 |
| Provision for loan and lease losses | $10,000 | 2,402 |
| Total noninterest income | $665,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $117,000 | 2,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $548,000 | 2,298 |
| Total noninterest expense | $4,085,000 | 2,247 |
| Salaries and employee benefits | $2,626,000 | 2,113 |
| Premises and equipment expense | $578,000 | 1,869 |
| Additional noninterest expense | $881,000 | 2,825 |
| Pre-tax net operating income | $3,199,000 | 1,656 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $805,000 | 1,164 |
| Income before extraordinary items | $2,394,000 | 1,776 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,394,000 | 1,776 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,394,000 | 1,776 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $266,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,394,000 | 1,812 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 2,049 |
| Total interest expense | $119,000 | 2,952 |
| Net interest income | $3,068,000 | 1,957 |
| Provision for loan and lease losses | $5,000 | 2,136 |
| Total noninterest income | $319,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $56,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 2,322 |
| Total noninterest expense | $2,105,000 | 2,204 |
| Salaries and employee benefits | $1,369,000 | 2,050 |
| Premises and equipment expense | $289,000 | 1,886 |
| Additional noninterest expense | $447,000 | 2,790 |
| Pre-tax net operating income | $1,277,000 | 1,843 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $275,000 | 1,384 |
| Income before extraordinary items | $1,002,000 | 1,919 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,002,000 | 1,918 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,002,000 | 1,919 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $133,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,002,000 | 1,937 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,273,000 | 2,048 |
| Total interest expense | $1,147,000 | 2,019 |
| Net interest income | $12,126,000 | 2,004 |
| Provision for loan and lease losses | $400,000 | 1,195 |
| Total noninterest income | $1,437,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $212,000 | 2,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,225,000 | 2,423 |
| Total noninterest expense | $7,733,000 | 2,338 |
| Salaries and employee benefits | $5,111,000 | 2,143 |
| Premises and equipment expense | $1,008,000 | 2,016 |
| Additional noninterest expense | $1,614,000 | 2,982 |
| Pre-tax net operating income | $5,430,000 | 1,945 |
| Securities gains (losses) | $22,000 | 1,473 |
| Applicable income taxes | $1,233,000 | 1,460 |
| Income before extraordinary items | $4,219,000 | 2,090 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,219,000 | 2,091 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,219,000 | 2,091 |
| Net charge-offs | $-5,000 | 3,478 |
| Cash dividends | $1,593,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,201,620 | 2,068 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,914,000 | 2,080 |
| Total interest expense | $998,000 | 1,896 |
| Net interest income | $8,916,000 | 2,063 |
| Provision for loan and lease losses | $225,000 | 1,362 |
| Total noninterest income | $1,068,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $153,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $915,000 | 2,483 |
| Total noninterest expense | $5,885,000 | 2,331 |
| Salaries and employee benefits | $3,911,000 | 2,132 |
| Premises and equipment expense | $827,000 | 1,944 |
| Additional noninterest expense | $1,147,000 | 3,092 |
| Pre-tax net operating income | $3,874,000 | 2,094 |
| Securities gains (losses) | $53,000 | 1,034 |
| Applicable income taxes | $873,000 | 1,574 |
| Income before extraordinary items | $3,054,000 | 2,222 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,054,000 | 2,221 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,054,000 | 2,222 |
| Net charge-offs | $-4,000 | 3,372 |
| Cash dividends | $398,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,012,130 | 2,210 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,294,000 | 2,161 |
| Total interest expense | $732,000 | 1,843 |
| Net interest income | $5,562,000 | 2,174 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $701,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $97,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $604,000 | 2,453 |
| Total noninterest expense | $3,850,000 | 2,354 |
| Salaries and employee benefits | $2,558,000 | 2,146 |
| Premises and equipment expense | $544,000 | 1,960 |
| Additional noninterest expense | $748,000 | 3,115 |
| Pre-tax net operating income | $2,263,000 | 2,231 |
| Securities gains (losses) | $56,000 | 846 |
| Applicable income taxes | $568,000 | 1,568 |
| Income before extraordinary items | $1,751,000 | 2,408 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,751,000 | 2,408 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,751,000 | 2,408 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $266,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,706,760 | 2,408 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 2,211 |
| Total interest expense | $385,000 | 1,844 |
| Net interest income | $2,636,000 | 2,241 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $321,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $53,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 2,559 |
| Total noninterest expense | $1,922,000 | 2,331 |
| Salaries and employee benefits | $1,300,000 | 2,112 |
| Premises and equipment expense | $262,000 | 2,015 |
| Additional noninterest expense | $360,000 | 3,125 |
| Pre-tax net operating income | $960,000 | 2,421 |
| Securities gains (losses) | $56,000 | 622 |
| Applicable income taxes | $230,000 | 1,708 |
| Income before extraordinary items | $786,000 | 2,536 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $786,000 | 2,534 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $786,000 | 2,536 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $133,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $741,760 | 2,585 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,528,000 | 2,162 |
| Total interest expense | $1,394,000 | 2,498 |
| Net interest income | $11,134,000 | 2,073 |
| Provision for loan and lease losses | $571,000 | 2,109 |
| Total noninterest income | $1,334,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $232,000 | 2,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,102,000 | 2,380 |
| Total noninterest expense | $7,525,000 | 2,360 |
| Salaries and employee benefits | $5,167,000 | 2,103 |
| Premises and equipment expense | $929,000 | 2,126 |
| Additional noninterest expense | $1,429,000 | 3,127 |
| Pre-tax net operating income | $4,372,000 | 1,957 |
| Securities gains (losses) | $317,000 | 802 |
| Applicable income taxes | $935,000 | 1,478 |
| Income before extraordinary items | $3,754,000 | 2,006 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,754,000 | 2,005 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,754,000 | 2,006 |
| Net charge-offs | $12,000 | 2,977 |
| Cash dividends | $1,381,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,500,400 | 2,043 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,410,000 | 2,169 |
| Total interest expense | $1,013,000 | 2,612 |
| Net interest income | $8,397,000 | 2,062 |
| Provision for loan and lease losses | $321,000 | 2,367 |
| Total noninterest income | $982,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $175,000 | 2,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $807,000 | 2,363 |
| Total noninterest expense | $5,744,000 | 2,313 |
| Salaries and employee benefits | $3,944,000 | 2,062 |
| Premises and equipment expense | $755,000 | 2,022 |
| Additional noninterest expense | $1,045,000 | 3,158 |
| Pre-tax net operating income | $3,314,000 | 1,916 |
| Securities gains (losses) | $316,000 | 681 |
| Applicable income taxes | $686,000 | 1,473 |
| Income before extraordinary items | $2,944,000 | 1,928 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,944,000 | 1,927 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,944,000 | 1,928 |
| Net charge-offs | $12,000 | 2,686 |
| Cash dividends | $399,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,688,040 | 1,991 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 2,210 |
| Total interest expense | $663,000 | 2,723 |
| Net interest income | $5,604,000 | 2,072 |
| Provision for loan and lease losses | $110,000 | 2,887 |
| Total noninterest income | $661,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $121,000 | 2,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,307 |
| Total noninterest expense | $3,764,000 | 2,340 |
| Salaries and employee benefits | $2,575,000 | 2,093 |
| Premises and equipment expense | $503,000 | 2,025 |
| Additional noninterest expense | $686,000 | 3,179 |
| Pre-tax net operating income | $2,391,000 | 1,764 |
| Securities gains (losses) | $77,000 | 1,100 |
| Applicable income taxes | $522,000 | 1,306 |
| Income before extraordinary items | $1,946,000 | 1,886 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,946,000 | 1,886 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,946,000 | 1,887 |
| Net charge-offs | $6,000 | 2,607 |
| Cash dividends | $266,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,885,170 | 1,879 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 2,378 |
| Total interest expense | $337,000 | 2,838 |
| Net interest income | $2,464,000 | 2,246 |
| Provision for loan and lease losses | $45,000 | 2,611 |
| Total noninterest income | $342,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $72,000 | 2,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 2,116 |
| Total noninterest expense | $1,920,000 | 2,324 |
| Salaries and employee benefits | $1,334,000 | 2,053 |
| Premises and equipment expense | $247,000 | 2,067 |
| Additional noninterest expense | $339,000 | 3,240 |
| Pre-tax net operating income | $841,000 | 2,087 |
| Securities gains (losses) | $77,000 | 700 |
| Applicable income taxes | $192,000 | 1,427 |
| Income before extraordinary items | $726,000 | 2,115 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $726,000 | 2,113 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $726,000 | 2,115 |
| Net charge-offs | $-5,000 | 4,210 |
| Cash dividends | $133,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $665,170 | 2,223 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,497,000 | 2,505 |
| Total interest expense | $1,298,000 | 2,940 |
| Net interest income | $9,199,000 | 2,389 |
| Provision for loan and lease losses | $461,000 | 1,561 |
| Total noninterest income | $1,615,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $309,000 | 2,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,306,000 | 1,953 |
| Total noninterest expense | $6,898,000 | 2,475 |
| Salaries and employee benefits | $4,556,000 | 2,235 |
| Premises and equipment expense | $973,000 | 2,073 |
| Additional noninterest expense | $1,369,000 | 3,256 |
| Pre-tax net operating income | $3,455,000 | 2,255 |
| Securities gains (losses) | $10,000 | 1,888 |
| Applicable income taxes | $662,000 | 1,755 |
| Income before extraordinary items | $2,803,000 | 2,390 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,803,000 | 2,391 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,803,000 | 2,392 |
| Net charge-offs | $-41,000 | 4,740 |
| Cash dividends | $2,381,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,794,900 | 2,357 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 2,542 |
| Total interest expense | $974,000 | 2,964 |
| Net interest income | $6,876,000 | 2,430 |
| Provision for loan and lease losses | $166,000 | 2,170 |
| Total noninterest income | $751,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $232,000 | 2,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,702 |
| Total noninterest expense | $5,198,000 | 2,479 |
| Salaries and employee benefits | $3,479,000 | 2,220 |
| Premises and equipment expense | $720,000 | 2,103 |
| Additional noninterest expense | $999,000 | 3,330 |
| Pre-tax net operating income | $2,263,000 | 2,518 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $432,000 | 1,926 |
| Income before extraordinary items | $1,831,000 | 2,665 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,831,000 | 2,666 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,831,000 | 2,666 |
| Net charge-offs | $-64,000 | 4,875 |
| Cash dividends | $398,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,831,000 | 2,631 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 2,591 |
| Total interest expense | $654,000 | 2,934 |
| Net interest income | $4,431,000 | 2,485 |
| Provision for loan and lease losses | $121,000 | 2,017 |
| Total noninterest income | $543,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $152,000 | 2,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 2,507 |
| Total noninterest expense | $3,398,000 | 2,526 |
| Salaries and employee benefits | $2,275,000 | 2,258 |
| Premises and equipment expense | $468,000 | 2,149 |
| Additional noninterest expense | $655,000 | 3,399 |
| Pre-tax net operating income | $1,455,000 | 2,563 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $284,000 | 1,910 |
| Income before extraordinary items | $1,171,000 | 2,708 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,171,000 | 2,708 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,171,000 | 2,707 |
| Net charge-offs | $-63,000 | 4,969 |
| Cash dividends | $266,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,171,000 | 2,682 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 2,635 |
| Total interest expense | $317,000 | 2,955 |
| Net interest income | $2,172,000 | 2,526 |
| Provision for loan and lease losses | $45,000 | 2,137 |
| Total noninterest income | $193,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $82,000 | 2,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,093 |
| Total noninterest expense | $1,588,000 | 2,659 |
| Salaries and employee benefits | $1,042,000 | 2,416 |
| Premises and equipment expense | $228,000 | 2,208 |
| Additional noninterest expense | $318,000 | 3,446 |
| Pre-tax net operating income | $732,000 | 2,509 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $155,000 | 1,812 |
| Income before extraordinary items | $577,000 | 2,684 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $577,000 | 2,683 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $577,000 | 2,683 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $133,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $577,000 | 2,662 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,868,000 | 2,545 |
| Total interest expense | $1,129,000 | 2,753 |
| Net interest income | $8,739,000 | 2,498 |
| Provision for loan and lease losses | $365,000 | 1,754 |
| Total noninterest income | $884,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $320,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $564,000 | 2,919 |
| Total noninterest expense | $6,250,000 | 2,654 |
| Salaries and employee benefits | $4,190,000 | 2,383 |
| Premises and equipment expense | $818,000 | 2,333 |
| Additional noninterest expense | $1,242,000 | 3,520 |
| Pre-tax net operating income | $3,008,000 | 2,498 |
| Securities gains (losses) | $6,000 | 806 |
| Applicable income taxes | $634,000 | 1,782 |
| Income before extraordinary items | $2,380,000 | 2,662 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,380,000 | 2,660 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,380,000 | 2,661 |
| Net charge-offs | $344,000 | 1,225 |
| Cash dividends | $1,741,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,375,260 | 2,660 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 2,561 |
| Total interest expense | $814,000 | 2,743 |
| Net interest income | $6,515,000 | 2,514 |
| Provision for loan and lease losses | $120,000 | 2,455 |
| Total noninterest income | $679,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $237,000 | 2,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 2,905 |
| Total noninterest expense | $4,758,000 | 2,635 |
| Salaries and employee benefits | $3,130,000 | 2,389 |
| Premises and equipment expense | $672,000 | 2,213 |
| Additional noninterest expense | $956,000 | 3,487 |
| Pre-tax net operating income | $2,316,000 | 2,503 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $526,000 | 1,740 |
| Income before extraordinary items | $1,790,000 | 2,700 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,790,000 | 2,699 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,790,000 | 2,699 |
| Net charge-offs | $240,000 | 1,122 |
| Cash dividends | $398,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,790,000 | 2,689 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 2,528 |
| Total interest expense | $533,000 | 2,705 |
| Net interest income | $4,412,000 | 2,494 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $383,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $158,000 | 2,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 3,224 |
| Total noninterest expense | $3,250,000 | 2,608 |
| Salaries and employee benefits | $2,129,000 | 2,370 |
| Premises and equipment expense | $474,000 | 2,158 |
| Additional noninterest expense | $647,000 | 3,477 |
| Pre-tax net operating income | $1,470,000 | 2,548 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $317,000 | 1,819 |
| Income before extraordinary items | $1,153,000 | 2,723 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,153,000 | 2,722 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,153,000 | 2,722 |
| Net charge-offs | $241,000 | 841 |
| Cash dividends | $266,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,153,000 | 2,712 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 2,600 |
| Total interest expense | $243,000 | 2,794 |
| Net interest income | $2,125,000 | 2,556 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $191,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $84,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,247 |
| Total noninterest expense | $1,571,000 | 2,703 |
| Salaries and employee benefits | $995,000 | 2,520 |
| Premises and equipment expense | $239,000 | 2,170 |
| Additional noninterest expense | $337,000 | 3,415 |
| Pre-tax net operating income | $715,000 | 2,556 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $132,000 | 1,923 |
| Income before extraordinary items | $583,000 | 2,658 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $583,000 | 2,658 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $583,000 | 2,658 |
| Net charge-offs | $256,000 | 472 |
| Cash dividends | $133,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $583,000 | 2,652 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,132,000 | 2,619 |
| Total interest expense | $892,000 | 2,755 |
| Net interest income | $8,240,000 | 2,582 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $788,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $328,000 | 2,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 3,258 |
| Total noninterest expense | $6,071,000 | 2,736 |
| Salaries and employee benefits | $3,922,000 | 2,500 |
| Premises and equipment expense | $892,000 | 2,271 |
| Additional noninterest expense | $1,257,000 | 3,573 |
| Pre-tax net operating income | $2,957,000 | 2,503 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $1,217,000 | 1,707 |
| Income before extraordinary items | $1,741,000 | 2,912 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,741,000 | 2,911 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,741,000 | 2,912 |
| Net charge-offs | $-35,000 | 5,054 |
| Cash dividends | $2,266,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,740,360 | 2,889 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,783,000 | 2,648 |
| Total interest expense | $646,000 | 2,803 |
| Net interest income | $6,137,000 | 2,607 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $616,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $245,000 | 2,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,193 |
| Total noninterest expense | $4,487,000 | 2,796 |
| Salaries and employee benefits | $2,879,000 | 2,539 |
| Premises and equipment expense | $688,000 | 2,243 |
| Additional noninterest expense | $920,000 | 3,645 |
| Pre-tax net operating income | $2,266,000 | 2,519 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $714,000 | 1,768 |
| Income before extraordinary items | $1,551,000 | 2,805 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,551,000 | 2,804 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,551,000 | 2,805 |
| Net charge-offs | $-44,000 | 5,130 |
| Cash dividends | $266,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,551,680 | 2,788 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 2,681 |
| Total interest expense | $421,000 | 2,780 |
| Net interest income | $4,007,000 | 2,644 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $416,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $163,000 | 2,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,171 |
| Total noninterest expense | $3,028,000 | 2,784 |
| Salaries and employee benefits | $1,953,000 | 2,532 |
| Premises and equipment expense | $463,000 | 2,240 |
| Additional noninterest expense | $612,000 | 3,649 |
| Pre-tax net operating income | $1,395,000 | 2,600 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $435,000 | 1,826 |
| Income before extraordinary items | $961,000 | 2,878 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $961,000 | 2,878 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $961,000 | 2,878 |
| Net charge-offs | $-43,000 | 5,250 |
| Cash dividends | $266,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $960,310 | 2,862 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 2,748 |
| Total interest expense | $208,000 | 2,782 |
| Net interest income | $1,919,000 | 2,724 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $220,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $83,000 | 2,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 3,048 |
| Total noninterest expense | $1,446,000 | 2,909 |
| Salaries and employee benefits | $904,000 | 2,721 |
| Premises and equipment expense | $233,000 | 2,253 |
| Additional noninterest expense | $309,000 | 3,646 |
| Pre-tax net operating income | $693,000 | 2,554 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $206,000 | 1,839 |
| Income before extraordinary items | $487,000 | 2,795 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $487,000 | 2,795 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $487,000 | 2,795 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $133,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $487,000 | 2,778 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,775,000 | 2,666 |
| Total interest expense | $829,000 | 2,760 |
| Net interest income | $7,946,000 | 2,639 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $824,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $359,000 | 2,644 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $465,000 | 3,358 |
| Total noninterest expense | $5,776,000 | 2,917 |
| Salaries and employee benefits | $3,578,000 | 2,711 |
| Premises and equipment expense | $992,000 | 2,161 |
| Additional noninterest expense | $1,206,000 | 3,804 |
| Pre-tax net operating income | $2,994,000 | 2,402 |
| Securities gains (losses) | $270,000 | 710 |
| Applicable income taxes | $997,000 | 1,650 |
| Income before extraordinary items | $2,267,000 | 2,576 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,267,000 | 2,574 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,267,000 | 2,575 |
| Net charge-offs | $124,000 | 2,414 |
| Cash dividends | $2,294,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,080,700 | 2,662 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,623,000 | 2,663 |
| Total interest expense | $616,000 | 2,772 |
| Net interest income | $6,007,000 | 2,624 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $604,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $272,000 | 2,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $332,000 | 3,433 |
| Total noninterest expense | $4,254,000 | 2,949 |
| Salaries and employee benefits | $2,583,000 | 2,777 |
| Premises and equipment expense | $749,000 | 2,151 |
| Additional noninterest expense | $922,000 | 3,790 |
| Pre-tax net operating income | $2,357,000 | 2,352 |
| Securities gains (losses) | $270,000 | 646 |
| Applicable income taxes | $841,000 | 1,582 |
| Income before extraordinary items | $1,786,000 | 2,521 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,786,000 | 2,522 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,786,000 | 2,522 |
| Net charge-offs | $18,000 | 3,215 |
| Cash dividends | $2,294,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,602,400 | 2,654 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 2,681 |
| Total interest expense | $411,000 | 2,785 |
| Net interest income | $3,972,000 | 2,649 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $410,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $182,000 | 2,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $228,000 | 3,422 |
| Total noninterest expense | $2,867,000 | 2,945 |
| Salaries and employee benefits | $1,741,000 | 2,780 |
| Premises and equipment expense | $516,000 | 2,098 |
| Additional noninterest expense | $610,000 | 3,827 |
| Pre-tax net operating income | $1,515,000 | 2,385 |
| Securities gains (losses) | $268,000 | 474 |
| Applicable income taxes | $543,000 | 1,580 |
| Income before extraordinary items | $1,240,000 | 2,444 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,240,000 | 2,443 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,240,000 | 2,443 |
| Net charge-offs | $19,000 | 2,811 |
| Cash dividends | $266,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,052,400 | 2,640 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 2,675 |
| Total interest expense | $201,000 | 2,830 |
| Net interest income | $2,004,000 | 2,633 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $203,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $98,000 | 2,462 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $105,000 | 3,484 |
| Total noninterest expense | $1,353,000 | 3,072 |
| Salaries and employee benefits | $808,000 | 2,927 |
| Premises and equipment expense | $239,000 | 2,232 |
| Additional noninterest expense | $306,000 | 3,842 |
| Pre-tax net operating income | $854,000 | 2,169 |
| Securities gains (losses) | $268,000 | 231 |
| Applicable income taxes | $312,000 | 1,438 |
| Income before extraordinary items | $810,000 | 1,971 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $810,000 | 1,971 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $810,000 | 1,971 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $133,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $617,040 | 2,351 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,981,000 | 2,598 |
| Total interest expense | $826,000 | 2,762 |
| Net interest income | $8,155,000 | 2,558 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $822,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $426,000 | 2,395 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $396,000 | 3,599 |
| Total noninterest expense | $5,739,000 | 2,948 |
| Salaries and employee benefits | $3,521,000 | 2,725 |
| Premises and equipment expense | $1,002,000 | 2,171 |
| Additional noninterest expense | $1,216,000 | 3,892 |
| Pre-tax net operating income | $3,138,000 | 2,251 |
| Securities gains (losses) | $184,000 | 792 |
| Applicable income taxes | $1,028,000 | 1,572 |
| Income before extraordinary items | $2,294,000 | 2,485 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,294,000 | 2,487 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,294,000 | 2,487 |
| Net charge-offs | $201,000 | 1,982 |
| Cash dividends | $2,021,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,167,040 | 2,536 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 2,626 |
| Total interest expense | $618,000 | 2,805 |
| Net interest income | $6,097,000 | 2,577 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $617,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $315,000 | 2,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $302,000 | 3,591 |
| Total noninterest expense | $4,240,000 | 3,013 |
| Salaries and employee benefits | $2,580,000 | 2,775 |
| Premises and equipment expense | $782,000 | 2,144 |
| Additional noninterest expense | $878,000 | 3,995 |
| Pre-tax net operating income | $2,424,000 | 2,235 |
| Securities gains (losses) | $-1,000 | 5,801 |
| Applicable income taxes | $748,000 | 1,647 |
| Income before extraordinary items | $1,675,000 | 2,574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,675,000 | 2,575 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,675,000 | 2,575 |
| Net charge-offs | $96,000 | 2,210 |
| Cash dividends | $2,021,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,675,690 | 2,531 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 2,707 |
| Total interest expense | $410,000 | 2,828 |
| Net interest income | $3,897,000 | 2,670 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $418,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $210,000 | 2,409 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 3,575 |
| Total noninterest expense | $2,772,000 | 3,068 |
| Salaries and employee benefits | $1,687,000 | 2,832 |
| Premises and equipment expense | $501,000 | 2,219 |
| Additional noninterest expense | $584,000 | 4,021 |
| Pre-tax net operating income | $1,543,000 | 2,296 |
| Securities gains (losses) | $-1,000 | 5,919 |
| Applicable income taxes | $496,000 | 1,641 |
| Income before extraordinary items | $1,046,000 | 2,672 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,046,000 | 2,673 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,046,000 | 2,674 |
| Net charge-offs | $53,000 | 2,273 |
| Cash dividends | $266,000 | 2,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,046,680 | 2,620 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 2,733 |
| Total interest expense | $204,000 | 2,861 |
| Net interest income | $1,920,000 | 2,691 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $202,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $104,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $98,000 | 3,626 |
| Total noninterest expense | $1,443,000 | 2,978 |
| Salaries and employee benefits | $897,000 | 2,734 |
| Premises and equipment expense | $253,000 | 2,227 |
| Additional noninterest expense | $293,000 | 4,024 |
| Pre-tax net operating income | $679,000 | 2,468 |
| Securities gains (losses) | $-1,000 | 6,051 |
| Applicable income taxes | $196,000 | 1,842 |
| Income before extraordinary items | $482,000 | 2,793 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $482,000 | 2,796 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $482,000 | 2,796 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $133,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $482,710 | 2,716 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,585,000 | 2,742 |
| Total interest expense | $833,000 | 2,947 |
| Net interest income | $7,752,000 | 2,694 |
| Provision for loan and lease losses | $218,000 | 2,383 |
| Total noninterest income | $866,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $468,000 | 2,382 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $398,000 | 3,609 |
| Total noninterest expense | $5,586,000 | 3,086 |
| Salaries and employee benefits | $3,264,000 | 2,914 |
| Premises and equipment expense | $1,104,000 | 2,071 |
| Additional noninterest expense | $1,218,000 | 4,026 |
| Pre-tax net operating income | $2,814,000 | 2,376 |
| Securities gains (losses) | $-7,000 | 5,990 |
| Applicable income taxes | $786,000 | 1,780 |
| Income before extraordinary items | $2,021,000 | 2,689 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,021,000 | 2,687 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,021,000 | 2,689 |
| Net charge-offs | $242,000 | 2,256 |
| Cash dividends | $1,786,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,026,040 | 2,638 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 2,766 |
| Total interest expense | $627,000 | 3,001 |
| Net interest income | $5,801,000 | 2,717 |
| Provision for loan and lease losses | $85,000 | 3,003 |
| Total noninterest income | $638,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $355,000 | 2,383 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $283,000 | 3,723 |
| Total noninterest expense | $4,289,000 | 3,030 |
| Salaries and employee benefits | $2,514,000 | 2,859 |
| Premises and equipment expense | $858,000 | 2,023 |
| Additional noninterest expense | $917,000 | 4,034 |
| Pre-tax net operating income | $2,065,000 | 2,460 |
| Securities gains (losses) | $-17,000 | 6,227 |
| Applicable income taxes | $577,000 | 1,838 |
| Income before extraordinary items | $1,471,000 | 2,768 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,471,000 | 2,768 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,471,000 | 2,768 |
| Net charge-offs | $197,000 | 2,007 |
| Cash dividends | $398,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,483,240 | 2,708 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 2,770 |
| Total interest expense | $421,000 | 3,020 |
| Net interest income | $3,865,000 | 2,711 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $424,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $238,000 | 2,358 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $186,000 | 3,748 |
| Total noninterest expense | $2,903,000 | 3,012 |
| Salaries and employee benefits | $1,696,000 | 2,849 |
| Premises and equipment expense | $605,000 | 1,930 |
| Additional noninterest expense | $602,000 | 4,094 |
| Pre-tax net operating income | $1,326,000 | 2,459 |
| Securities gains (losses) | $-20,000 | 6,378 |
| Applicable income taxes | $377,000 | 1,831 |
| Income before extraordinary items | $929,000 | 2,795 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $929,000 | 2,799 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $929,000 | 2,799 |
| Net charge-offs | $153,000 | 1,824 |
| Cash dividends | $266,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $943,200 | 2,706 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 2,760 |
| Total interest expense | $213,000 | 3,024 |
| Net interest income | $1,935,000 | 2,702 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $209,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $119,000 | 2,323 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $90,000 | 3,728 |
| Total noninterest expense | $1,491,000 | 2,978 |
| Salaries and employee benefits | $842,000 | 2,883 |
| Premises and equipment expense | $343,000 | 1,754 |
| Additional noninterest expense | $306,000 | 4,058 |
| Pre-tax net operating income | $593,000 | 2,590 |
| Securities gains (losses) | $-5,000 | 6,369 |
| Applicable income taxes | $152,000 | 1,992 |
| Income before extraordinary items | $436,000 | 2,838 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $436,000 | 2,841 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $436,000 | 2,841 |
| Net charge-offs | $28,000 | 2,278 |
| Cash dividends | $133,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $439,700 | 2,782 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,647,000 | 2,769 |
| Total interest expense | $932,000 | 3,106 |
| Net interest income | $7,715,000 | 2,696 |
| Provision for loan and lease losses | $732,000 | 1,432 |
| Total noninterest income | $776,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $506,000 | 2,360 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $270,000 | 4,221 |
| Total noninterest expense | $5,644,000 | 3,116 |
| Salaries and employee benefits | $3,076,000 | 3,045 |
| Premises and equipment expense | $1,280,000 | 1,811 |
| Additional noninterest expense | $1,288,000 | 4,035 |
| Pre-tax net operating income | $2,115,000 | 2,750 |
| Securities gains (losses) | $424,000 | 517 |
| Applicable income taxes | $753,000 | 1,740 |
| Income before extraordinary items | $1,786,000 | 2,819 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,786,000 | 2,821 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,786,000 | 2,822 |
| Net charge-offs | $636,000 | 1,738 |
| Cash dividends | $664,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,489,200 | 3,124 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 2,792 |
| Total interest expense | $709,000 | 3,144 |
| Net interest income | $5,771,000 | 2,706 |
| Provision for loan and lease losses | $532,000 | 1,452 |
| Total noninterest income | $571,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $376,000 | 2,390 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $195,000 | 4,336 |
| Total noninterest expense | $4,248,000 | 3,106 |
| Salaries and employee benefits | $2,354,000 | 3,036 |
| Premises and equipment expense | $922,000 | 1,888 |
| Additional noninterest expense | $972,000 | 4,018 |
| Pre-tax net operating income | $1,562,000 | 2,845 |
| Securities gains (losses) | $424,000 | 471 |
| Applicable income taxes | $596,000 | 1,741 |
| Income before extraordinary items | $1,390,000 | 2,796 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,390,000 | 2,800 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,390,000 | 2,800 |
| Net charge-offs | $400,000 | 1,819 |
| Cash dividends | $266,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,093,200 | 3,185 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 2,764 |
| Total interest expense | $478,000 | 3,179 |
| Net interest income | $3,876,000 | 2,674 |
| Provision for loan and lease losses | $340,000 | 1,526 |
| Total noninterest income | $353,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $248,000 | 2,375 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 4,680 |
| Total noninterest expense | $2,853,000 | 3,107 |
| Salaries and employee benefits | $1,541,000 | 3,090 |
| Premises and equipment expense | $653,000 | 1,797 |
| Additional noninterest expense | $659,000 | 3,980 |
| Pre-tax net operating income | $1,036,000 | 2,828 |
| Securities gains (losses) | $424,000 | 427 |
| Applicable income taxes | $415,000 | 1,698 |
| Income before extraordinary items | $1,045,000 | 2,549 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,045,000 | 2,554 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,045,000 | 2,554 |
| Net charge-offs | $107,000 | 2,691 |
| Cash dividends | $133,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $739,720 | 3,121 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 2,846 |
| Total interest expense | $243,000 | 3,231 |
| Net interest income | $1,878,000 | 2,762 |
| Provision for loan and lease losses | $213,000 | 1,307 |
| Total noninterest income | $162,000 | 4,041 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $127,000 | 2,323 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,143 |
| Total noninterest expense | $1,450,000 | 3,084 |
| Salaries and employee benefits | $827,000 | 2,966 |
| Premises and equipment expense | $291,000 | 2,020 |
| Additional noninterest expense | $332,000 | 3,978 |
| Pre-tax net operating income | $377,000 | 3,396 |
| Securities gains (losses) | $374,000 | 270 |
| Applicable income taxes | $108,000 | 2,323 |
| Income before extraordinary items | $643,000 | 2,139 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $643,000 | 2,141 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $643,000 | 2,141 |
| Net charge-offs | $96,000 | 1,931 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $321,360 | 3,344 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,985,000 | 2,835 |
| Total interest expense | $1,337,000 | 2,958 |
| Net interest income | $7,648,000 | 2,756 |
| Provision for loan and lease losses | $1,985,000 | 1,069 |
| Total noninterest income | $433,000 | 4,714 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $558,000 | 2,279 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-125,000 | 6,756 |
| Total noninterest expense | $5,566,000 | 3,205 |
| Salaries and employee benefits | $2,951,000 | 3,161 |
| Premises and equipment expense | $1,250,000 | 1,882 |
| Additional noninterest expense | $1,365,000 | 4,013 |
| Pre-tax net operating income | $530,000 | 4,854 |
| Securities gains (losses) | $1,349,000 | 393 |
| Applicable income taxes | $400,000 | 2,397 |
| Income before extraordinary items | $1,479,000 | 3,158 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,479,000 | 3,158 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,479,000 | 3,158 |
| Net charge-offs | $2,718,000 | 905 |
| Cash dividends | $133,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $413,290 | 4,957 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,800,000 | 2,866 |
| Total interest expense | $1,069,000 | 2,917 |
| Net interest income | $5,731,000 | 2,807 |
| Provision for loan and lease losses | $1,360,000 | 1,168 |
| Total noninterest income | $195,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $406,000 | 2,363 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-211,000 | 6,986 |
| Total noninterest expense | $4,220,000 | 3,203 |
| Salaries and employee benefits | $2,296,000 | 3,100 |
| Premises and equipment expense | $916,000 | 1,945 |
| Additional noninterest expense | $1,008,000 | 4,082 |
| Pre-tax net operating income | $346,000 | 5,141 |
| Securities gains (losses) | $1,206,000 | 329 |
| Applicable income taxes | $321,000 | 2,395 |
| Income before extraordinary items | $1,231,000 | 3,012 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,231,000 | 3,012 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,231,000 | 3,011 |
| Net charge-offs | $1,697,000 | 1,024 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $278,260 | 5,214 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 2,897 |
| Total interest expense | $772,000 | 2,850 |
| Net interest income | $3,744,000 | 2,861 |
| Provision for loan and lease losses | $870,000 | 1,225 |
| Total noninterest income | $332,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $262,000 | 2,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,109 |
| Total noninterest expense | $2,681,000 | 3,341 |
| Salaries and employee benefits | $1,502,000 | 3,159 |
| Premises and equipment expense | $490,000 | 2,323 |
| Additional noninterest expense | $689,000 | 4,025 |
| Pre-tax net operating income | $525,000 | 4,044 |
| Securities gains (losses) | $922,000 | 304 |
| Applicable income taxes | $321,000 | 1,978 |
| Income before extraordinary items | $1,126,000 | 2,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,126,000 | 2,386 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,126,000 | 2,386 |
| Net charge-offs | $1,233,000 | 986 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $406,840 | 4,152 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 2,952 |
| Total interest expense | $424,000 | 2,740 |
| Net interest income | $1,809,000 | 2,966 |
| Provision for loan and lease losses | $410,000 | 1,228 |
| Total noninterest income | $197,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $129,000 | 2,411 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 4,269 |
| Total noninterest expense | $1,402,000 | 3,216 |
| Salaries and employee benefits | $812,000 | 2,996 |
| Premises and equipment expense | $248,000 | 2,308 |
| Additional noninterest expense | $342,000 | 4,038 |
| Pre-tax net operating income | $194,000 | 4,562 |
| Securities gains (losses) | $152,000 | 710 |
| Applicable income taxes | $60,000 | 2,896 |
| Income before extraordinary items | $286,000 | 3,729 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $286,000 | 3,731 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $286,000 | 3,732 |
| Net charge-offs | $554,000 | 1,024 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $159,840 | 4,612 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 2,838 |
| Total interest expense | $2,123,000 | 2,647 |
| Net interest income | $7,524,000 | 2,885 |
| Provision for loan and lease losses | $2,985,000 | 1,201 |
| Total noninterest income | $829,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $582,000 | 2,287 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $247,000 | 4,152 |
| Total noninterest expense | $5,364,000 | 3,350 |
| Salaries and employee benefits | $2,755,000 | 3,316 |
| Premises and equipment expense | $1,201,000 | 2,064 |
| Additional noninterest expense | $1,408,000 | 4,016 |
| Pre-tax net operating income | $4,000 | 5,999 |
| Securities gains (losses) | $297,000 | 1,147 |
| Applicable income taxes | $150,000 | 3,125 |
| Income before extraordinary items | $151,000 | 5,702 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $151,000 | 5,705 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $151,000 | 5,705 |
| Net charge-offs | $3,197,000 | 1,146 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-39,080 | 6,102 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,273,000 | 2,865 |
| Total interest expense | $1,660,000 | 2,649 |
| Net interest income | $5,613,000 | 2,907 |
| Provision for loan and lease losses | $1,815,000 | 1,324 |
| Total noninterest income | $479,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $455,000 | 2,231 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 6,295 |
| Total noninterest expense | $4,137,000 | 3,278 |
| Salaries and employee benefits | $2,316,000 | 3,050 |
| Premises and equipment expense | $740,000 | 2,459 |
| Additional noninterest expense | $1,081,000 | 3,954 |
| Pre-tax net operating income | $140,000 | 5,668 |
| Securities gains (losses) | $297,000 | 932 |
| Applicable income taxes | $75,000 | 3,409 |
| Income before extraordinary items | $362,000 | 4,803 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 4,804 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $362,000 | 4,804 |
| Net charge-offs | $2,205,000 | 1,149 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $115,490 | 5,706 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 2,904 |
| Total interest expense | $1,144,000 | 2,664 |
| Net interest income | $3,666,000 | 2,965 |
| Provision for loan and lease losses | $1,125,000 | 1,391 |
| Total noninterest income | $287,000 | 4,187 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $314,000 | 2,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-27,000 | 7,092 |
| Total noninterest expense | $2,747,000 | 3,323 |
| Salaries and employee benefits | $1,518,000 | 3,120 |
| Premises and equipment expense | $493,000 | 2,484 |
| Additional noninterest expense | $736,000 | 3,949 |
| Pre-tax net operating income | $81,000 | 5,784 |
| Securities gains (losses) | $169,000 | 816 |
| Applicable income taxes | $30,000 | 3,639 |
| Income before extraordinary items | $220,000 | 4,875 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 4,874 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $220,000 | 4,875 |
| Net charge-offs | $1,069,000 | 1,413 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $71,280 | 5,804 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 2,882 |
| Total interest expense | $598,000 | 2,646 |
| Net interest income | $1,841,000 | 2,937 |
| Provision for loan and lease losses | $540,000 | 1,366 |
| Total noninterest income | $211,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $164,000 | 2,066 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 4,755 |
| Total noninterest expense | $1,426,000 | 3,234 |
| Salaries and employee benefits | $810,000 | 2,969 |
| Premises and equipment expense | $252,000 | 2,480 |
| Additional noninterest expense | $364,000 | 3,980 |
| Pre-tax net operating income | $86,000 | 5,303 |
| Securities gains (losses) | $47,000 | 782 |
| Applicable income taxes | $30,000 | 3,187 |
| Income before extraordinary items | $103,000 | 4,967 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $103,000 | 4,965 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $103,000 | 4,967 |
| Net charge-offs | $946,000 | 889 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $66,810 | 5,425 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,355,000 | 2,866 |
| Total interest expense | $3,141,000 | 2,501 |
| Net interest income | $7,214,000 | 2,996 |
| Provision for loan and lease losses | $2,119,000 | 1,993 |
| Total noninterest income | $535,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $753,000 | 1,932 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-218,000 | 7,290 |
| Total noninterest expense | $5,617,000 | 3,273 |
| Salaries and employee benefits | $3,114,000 | 3,010 |
| Premises and equipment expense | $1,065,000 | 2,343 |
| Additional noninterest expense | $1,438,000 | 4,117 |
| Pre-tax net operating income | $13,000 | 5,731 |
| Securities gains (losses) | $881,000 | 548 |
| Applicable income taxes | $195,000 | 2,737 |
| Income before extraordinary items | $699,000 | 3,858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $699,000 | 3,858 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $699,000 | 3,860 |
| Net charge-offs | $2,186,000 | 1,766 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $11,820 | 5,785 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,863,000 | 2,885 |
| Total interest expense | $2,464,000 | 2,506 |
| Net interest income | $5,399,000 | 3,040 |
| Provision for loan and lease losses | $1,569,000 | 1,919 |
| Total noninterest income | $427,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $578,000 | 1,950 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-151,000 | 7,428 |
| Total noninterest expense | $4,144,000 | 3,320 |
| Salaries and employee benefits | $2,397,000 | 2,966 |
| Premises and equipment expense | $674,000 | 2,748 |
| Additional noninterest expense | $1,073,000 | 4,114 |
| Pre-tax net operating income | $113,000 | 5,576 |
| Securities gains (losses) | $881,000 | 455 |
| Applicable income taxes | $380,000 | 1,924 |
| Income before extraordinary items | $614,000 | 3,738 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $614,000 | 3,738 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $614,000 | 3,739 |
| Net charge-offs | $2,082,000 | 1,473 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $50,160 | 5,804 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 2,882 |
| Total interest expense | $1,717,000 | 2,491 |
| Net interest income | $3,595,000 | 3,048 |
| Provision for loan and lease losses | $829,000 | 2,149 |
| Total noninterest income | $161,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $389,000 | 1,939 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-228,000 | 7,619 |
| Total noninterest expense | $2,724,000 | 3,360 |
| Salaries and employee benefits | $1,571,000 | 3,017 |
| Premises and equipment expense | $427,000 | 2,898 |
| Additional noninterest expense | $726,000 | 4,044 |
| Pre-tax net operating income | $203,000 | 4,922 |
| Securities gains (losses) | $360,000 | 612 |
| Applicable income taxes | $230,000 | 1,997 |
| Income before extraordinary items | $333,000 | 4,110 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $333,000 | 4,110 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $333,000 | 4,109 |
| Net charge-offs | $1,782,000 | 1,229 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,600 | 5,412 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 2,941 |
| Total interest expense | $880,000 | 2,549 |
| Net interest income | $1,773,000 | 3,102 |
| Provision for loan and lease losses | $450,000 | 1,922 |
| Total noninterest income | $118,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $200,000 | 1,874 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-82,000 | 7,719 |
| Total noninterest expense | $1,333,000 | 3,464 |
| Salaries and employee benefits | $735,000 | 3,245 |
| Premises and equipment expense | $208,000 | 3,034 |
| Additional noninterest expense | $390,000 | 3,851 |
| Pre-tax net operating income | $108,000 | 4,960 |
| Securities gains (losses) | $360,000 | 328 |
| Applicable income taxes | $145,000 | 1,769 |
| Income before extraordinary items | $323,000 | 2,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 2,989 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $323,000 | 2,993 |
| Net charge-offs | $1,192,000 | 920 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $74,600 | 5,225 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,064,000 | 2,734 |
| Total interest expense | $4,494,000 | 2,482 |
| Net interest income | $7,570,000 | 2,861 |
| Provision for loan and lease losses | $3,417,000 | 1,815 |
| Total noninterest income | $1,072,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $865,000 | 1,926 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $207,000 | 4,578 |
| Total noninterest expense | $5,302,000 | 3,504 |
| Salaries and employee benefits | $2,941,000 | 3,236 |
| Premises and equipment expense | $870,000 | 2,905 |
| Additional noninterest expense | $1,491,000 | 4,087 |
| Pre-tax net operating income | $-77,000 | 5,550 |
| Securities gains (losses) | $743,000 | 652 |
| Applicable income taxes | $213,000 | 2,327 |
| Income before extraordinary items | $453,000 | 4,006 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $453,000 | 4,005 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $453,000 | 4,005 |
| Net charge-offs | $2,474,000 | 1,808 |
| Cash dividends | $155,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-52,240 | 5,597 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,152,000 | 2,739 |
| Total interest expense | $3,549,000 | 2,481 |
| Net interest income | $5,603,000 | 2,894 |
| Provision for loan and lease losses | $2,142,000 | 1,829 |
| Total noninterest income | $802,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $633,000 | 1,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $169,000 | 4,580 |
| Total noninterest expense | $3,975,000 | 3,509 |
| Salaries and employee benefits | $2,241,000 | 3,215 |
| Premises and equipment expense | $657,000 | 2,918 |
| Additional noninterest expense | $1,077,000 | 4,187 |
| Pre-tax net operating income | $288,000 | 4,574 |
| Securities gains (losses) | $599,000 | 606 |
| Applicable income taxes | $559,000 | 1,308 |
| Income before extraordinary items | $328,000 | 4,311 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $328,000 | 4,306 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $328,000 | 4,309 |
| Net charge-offs | $1,128,000 | 2,071 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-55,360 | 5,848 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 2,750 |
| Total interest expense | $2,472,000 | 2,480 |
| Net interest income | $3,688,000 | 2,911 |
| Provision for loan and lease losses | $502,000 | 2,957 |
| Total noninterest income | $527,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $485,000 | 1,718 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $42,000 | 6,041 |
| Total noninterest expense | $2,747,000 | 3,457 |
| Salaries and employee benefits | $1,538,000 | 3,172 |
| Premises and equipment expense | $442,000 | 2,938 |
| Additional noninterest expense | $767,000 | 3,997 |
| Pre-tax net operating income | $966,000 | 2,175 |
| Securities gains (losses) | $509,000 | 501 |
| Applicable income taxes | $424,000 | 1,219 |
| Income before extraordinary items | $1,051,000 | 1,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,051,000 | 1,772 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,051,000 | 1,774 |
| Net charge-offs | $399,000 | 2,616 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $689,610 | 2,443 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 2,765 |
| Total interest expense | $1,240,000 | 2,548 |
| Net interest income | $1,864,000 | 2,883 |
| Provision for loan and lease losses | $252,000 | 2,542 |
| Total noninterest income | $219,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $241,000 | 1,673 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-22,000 | 8,040 |
| Total noninterest expense | $1,367,000 | 3,387 |
| Salaries and employee benefits | $853,000 | 2,940 |
| Premises and equipment expense | $224,000 | 2,955 |
| Additional noninterest expense | $290,000 | 4,517 |
| Pre-tax net operating income | $464,000 | 2,512 |
| Securities gains (losses) | $155,000 | 780 |
| Applicable income taxes | $161,000 | 1,669 |
| Income before extraordinary items | $458,000 | 2,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $458,000 | 2,294 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $458,000 | 2,296 |
| Net charge-offs | $406,000 | 1,528 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $343,300 | 2,727 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,061,000 | 2,625 |
| Total interest expense | $5,569,000 | 2,691 |
| Net interest income | $8,492,000 | 2,560 |
| Provision for loan and lease losses | $616,000 | 3,454 |
| Total noninterest income | $1,035,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,139,000 | 1,570 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-104,000 | 8,133 |
| Total noninterest expense | $5,791,000 | 3,183 |
| Salaries and employee benefits | $3,564,000 | 2,779 |
| Premises and equipment expense | $951,000 | 2,752 |
| Additional noninterest expense | $1,276,000 | 4,083 |
| Pre-tax net operating income | $3,120,000 | 1,734 |
| Securities gains (losses) | $52,000 | 1,567 |
| Applicable income taxes | $1,082,000 | 1,131 |
| Income before extraordinary items | $2,090,000 | 1,908 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,090,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 2,514 |
| Cash dividends | $150,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,055,680 | 2,058 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,694,000 | 2,646 |
| Total interest expense | $4,264,000 | 2,738 |
| Net interest income | $6,430,000 | 2,556 |
| Provision for loan and lease losses | $346,000 | 3,315 |
| Total noninterest income | $770,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $862,000 | 1,565 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-92,000 | 8,262 |
| Total noninterest expense | $4,341,000 | 3,155 |
| Salaries and employee benefits | $2,655,000 | 2,811 |
| Premises and equipment expense | $697,000 | 2,809 |
| Additional noninterest expense | $989,000 | 3,900 |
| Pre-tax net operating income | $2,513,000 | 1,921 |
| Securities gains (losses) | $46,000 | 1,481 |
| Applicable income taxes | $894,000 | 1,262 |
| Income before extraordinary items | $1,665,000 | 2,122 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,665,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,425 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,635,100 | 2,260 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,291,000 | 2,614 |
| Total interest expense | $2,844,000 | 2,843 |
| Net interest income | $4,447,000 | 2,460 |
| Provision for loan and lease losses | $196,000 | 3,194 |
| Total noninterest income | $547,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $584,000 | 1,525 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-37,000 | 8,360 |
| Total noninterest expense | $2,889,000 | 3,169 |
| Salaries and employee benefits | $1,808,000 | 2,800 |
| Premises and equipment expense | $469,000 | 2,796 |
| Additional noninterest expense | $612,000 | 4,128 |
| Pre-tax net operating income | $1,909,000 | 1,744 |
| Securities gains (losses) | $40,000 | 1,598 |
| Applicable income taxes | $684,000 | 1,253 |
| Income before extraordinary items | $1,265,000 | 2,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,265,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,213 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,239,000 | 2,081 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 2,621 |
| Total interest expense | $1,464,000 | 2,949 |
| Net interest income | $2,280,000 | 2,403 |
| Provision for loan and lease losses | $96,000 | 2,788 |
| Total noninterest income | $274,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $295,000 | 1,477 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-21,000 | 8,418 |
| Total noninterest expense | $1,378,000 | 3,304 |
| Salaries and employee benefits | $847,000 | 3,004 |
| Premises and equipment expense | $233,000 | 2,821 |
| Additional noninterest expense | $298,000 | 4,140 |
| Pre-tax net operating income | $1,080,000 | 1,663 |
| Securities gains (losses) | $34,000 | 1,302 |
| Applicable income taxes | $386,000 | 1,226 |
| Income before extraordinary items | $728,000 | 1,961 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $728,000 | 1,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,358 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $705,900 | 1,962 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,735,000 | 2,573 |
| Total interest expense | $6,303,000 | 2,885 |
| Net interest income | $9,432,000 | 2,361 |
| Provision for loan and lease losses | $381,000 | 2,774 |
| Total noninterest income | $1,157,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,203,000 | 1,494 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-46,000 | 8,483 |
| Total noninterest expense | $5,556,000 | 3,165 |
| Salaries and employee benefits | $3,462,000 | 2,833 |
| Premises and equipment expense | $953,000 | 2,674 |
| Additional noninterest expense | $1,141,000 | 4,214 |
| Pre-tax net operating income | $4,652,000 | 1,747 |
| Securities gains (losses) | $16,000 | 1,168 |
| Applicable income taxes | $1,649,000 | 1,315 |
| Income before extraordinary items | $3,019,000 | 2,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,019,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,780 |
| Cash dividends | $220,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,008,600 | 2,031 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,845,000 | 2,563 |
| Total interest expense | $4,743,000 | 2,878 |
| Net interest income | $7,102,000 | 2,358 |
| Provision for loan and lease losses | $331,000 | 2,164 |
| Total noninterest income | $824,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $872,000 | 1,509 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-48,000 | 8,526 |
| Total noninterest expense | $4,150,000 | 3,149 |
| Salaries and employee benefits | $2,596,000 | 2,817 |
| Premises and equipment expense | $713,000 | 2,674 |
| Additional noninterest expense | $841,000 | 4,227 |
| Pre-tax net operating income | $3,445,000 | 1,869 |
| Securities gains (losses) | $12,000 | 960 |
| Applicable income taxes | $1,226,000 | 1,425 |
| Income before extraordinary items | $2,231,000 | 2,172 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,231,000 | 2,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,749 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,223,200 | 2,168 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,760,000 | 2,626 |
| Total interest expense | $3,071,000 | 2,954 |
| Net interest income | $4,689,000 | 2,410 |
| Provision for loan and lease losses | $281,000 | 1,645 |
| Total noninterest income | $579,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $535,000 | 1,653 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $2,817,000 | 3,115 |
| Salaries and employee benefits | $1,775,000 | 2,794 |
| Premises and equipment expense | $474,000 | 2,699 |
| Additional noninterest expense | $568,000 | 4,179 |
| Pre-tax net operating income | $2,170,000 | 2,021 |
| Securities gains (losses) | $8,000 | 912 |
| Applicable income taxes | $772,000 | 1,526 |
| Income before extraordinary items | $1,406,000 | 2,321 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,406,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,116 |
| Cash dividends | $120,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,400,800 | 2,315 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 2,652 |
| Total interest expense | $1,501,000 | 2,988 |
| Net interest income | $2,313,000 | 2,446 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $284,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $264,000 | 1,623 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $1,344,000 | 3,264 |
| Salaries and employee benefits | $827,000 | 2,991 |
| Premises and equipment expense | $235,000 | 2,728 |
| Additional noninterest expense | $282,000 | 4,146 |
| Pre-tax net operating income | $1,103,000 | 2,002 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $398,000 | 1,530 |
| Income before extraordinary items | $708,000 | 2,297 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $708,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $706,080 | 2,287 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,958,000 | 2,552 |
| Total interest expense | $5,578,000 | 2,764 |
| Net interest income | $9,380,000 | 2,423 |
| Provision for loan and lease losses | $510,000 | 1,870 |
| Total noninterest income | $1,152,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,064,000 | 1,661 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 6,534 |
| Total noninterest expense | $5,374,000 | 3,150 |
| Salaries and employee benefits | $3,290,000 | 2,885 |
| Premises and equipment expense | $1,010,000 | 2,449 |
| Additional noninterest expense | $1,074,000 | 4,284 |
| Pre-tax net operating income | $4,648,000 | 2,008 |
| Securities gains (losses) | $18,000 | 936 |
| Applicable income taxes | $1,660,000 | 1,523 |
| Income before extraordinary items | $3,006,000 | 2,278 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,006,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,373 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,994,480 | 2,266 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,126,000 | 2,565 |
| Total interest expense | $4,068,000 | 2,735 |
| Net interest income | $7,058,000 | 2,441 |
| Provision for loan and lease losses | $420,000 | 1,622 |
| Total noninterest income | $864,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $796,000 | 1,664 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,480 |
| Total noninterest expense | $3,992,000 | 3,176 |
| Salaries and employee benefits | $2,490,000 | 2,857 |
| Premises and equipment expense | $705,000 | 2,627 |
| Additional noninterest expense | $797,000 | 4,274 |
| Pre-tax net operating income | $3,510,000 | 2,061 |
| Securities gains (losses) | $16,000 | 804 |
| Applicable income taxes | $1,248,000 | 1,604 |
| Income before extraordinary items | $2,278,000 | 2,326 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,278,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,805 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,267,600 | 2,324 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,286,000 | 2,570 |
| Total interest expense | $2,580,000 | 2,743 |
| Net interest income | $4,706,000 | 2,439 |
| Provision for loan and lease losses | $280,000 | 1,601 |
| Total noninterest income | $567,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $525,000 | 1,671 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $2,708,000 | 3,130 |
| Salaries and employee benefits | $1,718,000 | 2,777 |
| Premises and equipment expense | $463,000 | 2,651 |
| Additional noninterest expense | $527,000 | 4,307 |
| Pre-tax net operating income | $2,285,000 | 2,096 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $806,000 | 1,653 |
| Income before extraordinary items | $1,483,000 | 2,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,483,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,480,400 | 2,348 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 2,562 |
| Total interest expense | $1,203,000 | 2,798 |
| Net interest income | $2,396,000 | 2,406 |
| Provision for loan and lease losses | $130,000 | 1,639 |
| Total noninterest income | $261,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $246,000 | 1,709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $1,289,000 | 3,290 |
| Salaries and employee benefits | $807,000 | 2,949 |
| Premises and equipment expense | $228,000 | 2,684 |
| Additional noninterest expense | $254,000 | 4,427 |
| Pre-tax net operating income | $1,238,000 | 1,920 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $436,000 | 1,552 |
| Income before extraordinary items | $805,000 | 2,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $805,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $803,050 | 2,155 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,309,000 | 2,656 |
| Total interest expense | $3,539,000 | 2,915 |
| Net interest income | $8,770,000 | 2,484 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $1,038,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $941,000 | 1,816 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,449 |
| Total noninterest expense | $5,161,000 | 3,150 |
| Salaries and employee benefits | $3,312,000 | 2,728 |
| Premises and equipment expense | $834,000 | 2,790 |
| Additional noninterest expense | $1,015,000 | 4,372 |
| Pre-tax net operating income | $4,287,000 | 2,114 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $1,497,000 | 1,706 |
| Income before extraordinary items | $2,797,000 | 2,380 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,797,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,287 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,792,450 | 2,353 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 2,699 |
| Total interest expense | $2,372,000 | 3,057 |
| Net interest income | $6,469,000 | 2,508 |
| Provision for loan and lease losses | $240,000 | 2,610 |
| Total noninterest income | $761,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $687,000 | 1,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,434 |
| Total noninterest expense | $3,807,000 | 3,167 |
| Salaries and employee benefits | $2,414,000 | 2,757 |
| Premises and equipment expense | $631,000 | 2,748 |
| Additional noninterest expense | $762,000 | 4,343 |
| Pre-tax net operating income | $3,183,000 | 2,129 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $1,119,000 | 1,739 |
| Income before extraordinary items | $2,070,000 | 2,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,070,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,739 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,066,100 | 2,393 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 2,739 |
| Total interest expense | $1,390,000 | 3,241 |
| Net interest income | $4,251,000 | 2,518 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $486,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $431,000 | 1,948 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $55,000 | 6,254 |
| Total noninterest expense | $2,576,000 | 3,108 |
| Salaries and employee benefits | $1,632,000 | 2,717 |
| Premises and equipment expense | $419,000 | 2,723 |
| Additional noninterest expense | $525,000 | 4,210 |
| Pre-tax net operating income | $2,011,000 | 2,179 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $706,000 | 1,771 |
| Income before extraordinary items | $1,311,000 | 2,472 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,311,000 | 2,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 1,161 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,307,100 | 2,445 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 2,839 |
| Total interest expense | $612,000 | 3,464 |
| Net interest income | $2,052,000 | 2,597 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $238,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $211,000 | 1,918 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $1,219,000 | 3,280 |
| Salaries and employee benefits | $749,000 | 2,930 |
| Premises and equipment expense | $209,000 | 2,768 |
| Additional noninterest expense | $261,000 | 4,224 |
| Pre-tax net operating income | $1,006,000 | 2,163 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $349,000 | 1,782 |
| Income before extraordinary items | $663,000 | 2,425 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $663,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 958 |
| Cash dividends | $275,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $659,040 | 2,392 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,692,000 | 2,914 |
| Total interest expense | $2,139,000 | 3,454 |
| Net interest income | $7,553,000 | 2,674 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $984,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $861,000 | 1,996 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,060 |
| Total noninterest expense | $4,599,000 | 3,356 |
| Salaries and employee benefits | $2,860,000 | 2,962 |
| Premises and equipment expense | $724,000 | 3,044 |
| Additional noninterest expense | $1,015,000 | 4,288 |
| Pre-tax net operating income | $3,698,000 | 2,184 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $1,282,000 | 1,812 |
| Income before extraordinary items | $2,452,000 | 2,465 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,452,000 | 2,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,501 |
| Cash dividends | $1,635,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,428,240 | 2,441 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,134,000 | 2,931 |
| Total interest expense | $1,591,000 | 3,436 |
| Net interest income | $5,543,000 | 2,706 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $730,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $636,000 | 2,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $3,334,000 | 3,420 |
| Salaries and employee benefits | $2,070,000 | 3,044 |
| Premises and equipment expense | $527,000 | 3,118 |
| Additional noninterest expense | $737,000 | 4,346 |
| Pre-tax net operating income | $2,759,000 | 2,210 |
| Securities gains (losses) | $36,000 | 1,910 |
| Applicable income taxes | $970,000 | 1,821 |
| Income before extraordinary items | $1,825,000 | 2,536 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,825,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,395 |
| Cash dividends | $1,100,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,801,600 | 2,484 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 2,956 |
| Total interest expense | $1,049,000 | 3,462 |
| Net interest income | $3,635,000 | 2,743 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $502,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $426,000 | 2,028 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 5,692 |
| Total noninterest expense | $2,138,000 | 3,550 |
| Salaries and employee benefits | $1,313,000 | 3,189 |
| Premises and equipment expense | $345,000 | 3,175 |
| Additional noninterest expense | $480,000 | 4,448 |
| Pre-tax net operating income | $1,879,000 | 2,153 |
| Securities gains (losses) | $33,000 | 1,728 |
| Applicable income taxes | $669,000 | 1,763 |
| Income before extraordinary items | $1,243,000 | 2,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,243,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,704 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,221,550 | 2,422 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 2,998 |
| Total interest expense | $511,000 | 3,575 |
| Net interest income | $1,802,000 | 2,751 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $253,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $204,000 | 2,041 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $1,076,000 | 3,554 |
| Salaries and employee benefits | $676,000 | 3,126 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $239,000 | 4,470 |
| Pre-tax net operating income | $919,000 | 2,163 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $313,000 | 1,861 |
| Income before extraordinary items | $606,000 | 2,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $606,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,867 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $606,000 | 2,392 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,439,000 | 3,281 |
| Total interest expense | $1,950,000 | 4,105 |
| Net interest income | $6,489,000 | 2,963 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $929,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $781,000 | 2,154 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $148,000 | 5,844 |
| Total noninterest expense | $3,730,000 | 3,908 |
| Salaries and employee benefits | $2,293,000 | 3,511 |
| Premises and equipment expense | $524,000 | 3,924 |
| Additional noninterest expense | $913,000 | 4,572 |
| Pre-tax net operating income | $3,448,000 | 2,238 |
| Securities gains (losses) | $-4,000 | 8,670 |
| Applicable income taxes | $1,185,000 | 1,953 |
| Income before extraordinary items | $2,259,000 | 2,604 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,259,000 | 2,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,768 |
| Cash dividends | $380,000 | 4,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,261,640 | 2,478 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 3,381 |
| Total interest expense | $1,463,000 | 4,224 |
| Net interest income | $4,769,000 | 3,030 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $698,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $571,000 | 2,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 5,652 |
| Total noninterest expense | $2,698,000 | 4,002 |
| Salaries and employee benefits | $1,648,000 | 3,611 |
| Premises and equipment expense | $390,000 | 3,935 |
| Additional noninterest expense | $660,000 | 4,678 |
| Pre-tax net operating income | $2,589,000 | 2,311 |
| Securities gains (losses) | $-4,000 | 8,850 |
| Applicable income taxes | $882,000 | 2,055 |
| Income before extraordinary items | $1,703,000 | 2,682 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,703,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,705,640 | 2,533 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 3,477 |
| Total interest expense | $964,000 | 4,370 |
| Net interest income | $3,094,000 | 3,102 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $413,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $375,000 | 2,208 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $1,697,000 | 4,195 |
| Salaries and employee benefits | $1,028,000 | 3,822 |
| Premises and equipment expense | $254,000 | 3,995 |
| Additional noninterest expense | $415,000 | 4,872 |
| Pre-tax net operating income | $1,690,000 | 2,360 |
| Securities gains (losses) | $-3,000 | 8,957 |
| Applicable income taxes | $574,000 | 2,109 |
| Income before extraordinary items | $1,113,000 | 2,738 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,113,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,114,980 | 2,582 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 3,619 |
| Total interest expense | $479,000 | 4,474 |
| Net interest income | $1,459,000 | 3,252 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $201,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $183,000 | 2,189 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $824,000 | 4,272 |
| Salaries and employee benefits | $504,000 | 3,874 |
| Premises and equipment expense | $127,000 | 3,981 |
| Additional noninterest expense | $193,000 | 5,097 |
| Pre-tax net operating income | $776,000 | 2,530 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $261,000 | 2,261 |
| Income before extraordinary items | $515,000 | 2,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $515,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $515,000 | 2,746 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,907,000 | 3,673 |
| Total interest expense | $2,344,000 | 4,303 |
| Net interest income | $5,563,000 | 3,341 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $724,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $642,000 | 2,438 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 6,829 |
| Total noninterest expense | $3,309,000 | 4,142 |
| Salaries and employee benefits | $2,034,000 | 3,677 |
| Premises and equipment expense | $501,000 | 3,930 |
| Additional noninterest expense | $774,000 | 5,051 |
| Pre-tax net operating income | $2,738,000 | 2,691 |
| Securities gains (losses) | $-4,000 | 8,797 |
| Applicable income taxes | $901,000 | 2,389 |
| Income before extraordinary items | $1,833,000 | 2,987 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,833,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $175,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,835,680 | 2,897 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,569,000 | 3,789 |
| Total interest expense | $3,762,000 | 3,983 |
| Net interest income | $4,807,000 | 3,550 |
| Provision for loan and lease losses | $165,000 | 4,586 |
| Total noninterest income | $551,000 | 4,803 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $487,000 | 2,896 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $2,900,000 | 4,447 |
| Salaries and employee benefits | $1,767,000 | 3,968 |
| Premises and equipment expense | $454,000 | 4,209 |
| Additional noninterest expense | $679,000 | 5,398 |
| Pre-tax net operating income | $2,293,000 | 2,854 |
| Securities gains (losses) | $-3,000 | 9,140 |
| Applicable income taxes | $747,000 | 2,554 |
| Income before extraordinary items | $1,543,000 | 3,159 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,543,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $550,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,545,010 | 3,058 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 4,127 |
| Total interest expense | $3,755,000 | 4,172 |
| Net interest income | $4,247,000 | 3,979 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $442,000 | 5,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $2,677,000 | 4,618 |
| Salaries and employee benefits | $1,543,000 | 4,263 |
| Premises and equipment expense | $475,000 | 3,949 |
| Additional noninterest expense | $659,000 | 5,426 |
| Pre-tax net operating income | $1,832,000 | 3,531 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $588,000 | 3,146 |
| Income before extraordinary items | $1,244,000 | 3,767 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,244,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $175,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,244,000 | 3,748 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,744,000 | 4,541 |
| Total interest expense | $2,838,000 | 4,796 |
| Net interest income | $3,906,000 | 4,270 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $387,000 | 5,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $2,456,000 | 4,950 |
| Salaries and employee benefits | $1,467,000 | 4,415 |
| Premises and equipment expense | $400,000 | 4,538 |
| Additional noninterest expense | $589,000 | 5,900 |
| Pre-tax net operating income | $1,722,000 | 3,736 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $551,000 | 3,418 |
| Income before extraordinary items | $1,171,000 | 3,952 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,171,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $175,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,171,000 | 3,922 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 4,834 |
| Total interest expense | $2,919,000 | 4,837 |
| Net interest income | $3,364,000 | 4,742 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $366,000 | 5,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $2,136,000 | 5,331 |
| Salaries and employee benefits | $1,321,000 | 4,696 |
| Premises and equipment expense | $306,000 | 5,331 |
| Additional noninterest expense | $509,000 | 6,367 |
| Pre-tax net operating income | $1,484,000 | 4,214 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $472,000 | 3,993 |
| Income before extraordinary items | $1,012,000 | 4,472 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,012,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,364 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,012,000 | 4,375 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 5,147 |
| Total interest expense | $2,651,000 | 5,181 |
| Net interest income | $3,231,000 | 5,024 |
| Provision for loan and lease losses | $126,000 | 4,509 |
| Total noninterest income | $361,000 | 6,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $1,958,000 | 5,732 |
| Salaries and employee benefits | $1,219,000 | 5,023 |
| Premises and equipment expense | $252,000 | 6,030 |
| Additional noninterest expense | $487,000 | 6,614 |
| Pre-tax net operating income | $1,508,000 | 4,486 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $477,000 | 4,355 |
| Income before extraordinary items | $1,031,000 | 4,604 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,031,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,170 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,031,000 | 4,538 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 5,535 |
| Total interest expense | $2,456,000 | 5,582 |
| Net interest income | $3,028,000 | 5,411 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $382,000 | 6,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,837,000 | 6,302 |
| Salaries and employee benefits | $1,134,000 | 5,466 |
| Premises and equipment expense | $254,000 | 6,196 |
| Additional noninterest expense | $449,000 | 7,480 |
| Pre-tax net operating income | $1,478,000 | 4,385 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $482,000 | 4,263 |
| Income before extraordinary items | $996,000 | 4,532 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $996,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $996,000 | 4,475 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 6,148 |
| Total interest expense | $2,128,000 | 6,212 |
| Net interest income | $2,698,000 | 5,968 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $348,000 | 6,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $1,797,000 | 6,467 |
| Salaries and employee benefits | $1,061,000 | 5,759 |
| Premises and equipment expense | $254,000 | 6,277 |
| Additional noninterest expense | $482,000 | 7,411 |
| Pre-tax net operating income | $1,214,000 | 5,206 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $419,000 | 4,790 |
| Income before extraordinary items | $795,000 | 5,475 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $795,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $795,000 | 5,452 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 6,869 |
| Total interest expense | $1,525,000 | 6,826 |
| Net interest income | $2,340,000 | 6,776 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $323,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $1,723,000 | 6,919 |
| Salaries and employee benefits | $997,000 | 6,100 |
| Premises and equipment expense | $235,000 | 6,780 |
| Additional noninterest expense | $491,000 | 7,939 |
| Pre-tax net operating income | $900,000 | 6,401 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $298,000 | 5,899 |
| Income before extraordinary items | $602,000 | 6,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $602,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $37,000 | 8,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $602,000 | 6,578 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,286,000 | 7,864 |
| Total interest expense | $1,340,000 | 7,743 |
| Net interest income | $1,946,000 | 7,842 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $339,000 | 7,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,683,000 | 7,241 |
| Salaries and employee benefits | $906,000 | 6,678 |
| Premises and equipment expense | $277,000 | 6,224 |
| Additional noninterest expense | $500,000 | 8,208 |
| Pre-tax net operating income | $576,000 | 8,115 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $182,000 | 7,971 |
| Income before extraordinary items | $394,000 | 8,491 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $394,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $394,000 | 8,215 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 7,946 |
| Total interest expense | $1,658,000 | 8,021 |
| Net interest income | $2,015,000 | 7,708 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $336,000 | 7,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $1,633,000 | 7,455 |
| Salaries and employee benefits | $872,000 | 6,793 |
| Premises and equipment expense | $312,000 | 5,807 |
| Additional noninterest expense | $449,000 | 8,975 |
| Pre-tax net operating income | $659,000 | 7,331 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $205,000 | 7,460 |
| Income before extraordinary items | $455,000 | 7,696 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $455,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $454,310 | 7,342 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.