Home > Bank of Madera County > Income and Expense
Bank of Madera County, Income and Expense
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,399,000 | 6,058 |
Total interest expense | $610,000 | 6,909 |
Net interest income | $2,789,000 | 5,653 |
Provision for loan and lease losses | $214,000 | 3,585 |
Total noninterest income | $340,000 | 6,147 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $206,000 | 5,157 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $134,000 | 5,904 |
Total noninterest expense | $3,457,000 | 4,220 |
Salaries and employee benefits | $1,570,000 | 4,772 |
Premises and equipment expense | $362,000 | 5,091 |
Additional noninterest expense | $1,525,000 | 3,085 |
Pre-tax net operating income | $-542,000 | 8,678 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $0 | 7,185 |
Income before extraordinary items | $-542,000 | 8,734 |
Extraordinary gains, net | $0 | 34 |
Net income | $-542,000 | 8,736 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 5,425 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $48,000 | 740 |
Net operating income | $-542,000 | 8,707 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,484,000 | 6,129 |
Total interest expense | $458,000 | 6,922 |
Net interest income | $2,026,000 | 5,754 |
Provision for loan and lease losses | $75,000 | 4,788 |
Total noninterest income | $257,000 | 6,161 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $162,000 | 5,103 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $95,000 | 6,010 |
Total noninterest expense | $1,848,000 | 5,318 |
Salaries and employee benefits | $847,000 | 5,843 |
Premises and equipment expense | $270,000 | 5,086 |
Additional noninterest expense | $731,000 | 4,372 |
Pre-tax net operating income | $360,000 | 6,918 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $0 | 7,220 |
Income before extraordinary items | $360,000 | 6,553 |
Extraordinary gains, net | $0 | 26 |
Net income | $360,000 | 6,553 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 5,003 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $48,000 | 597 |
Net operating income | $360,000 | 6,482 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,632,000 | 6,191 |
Total interest expense | $308,000 | 6,928 |
Net interest income | $1,324,000 | 5,809 |
Provision for loan and lease losses | $60,000 | 4,267 |
Total noninterest income | $175,000 | 6,127 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $107,000 | 5,129 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $68,000 | 5,903 |
Total noninterest expense | $1,056,000 | 5,837 |
Salaries and employee benefits | $555,000 | 5,937 |
Premises and equipment expense | $178,000 | 5,148 |
Additional noninterest expense | $323,000 | 5,746 |
Pre-tax net operating income | $383,000 | 5,957 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $35,000 | 5,928 |
Income before extraordinary items | $348,000 | 5,694 |
Extraordinary gains, net | $0 | 21 |
Net income | $348,000 | 5,694 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 4,267 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $48,000 | 485 |
Net operating income | $348,000 | 5,608 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $776,000 | 6,378 |
Total interest expense | $157,000 | 6,939 |
Net interest income | $619,000 | 6,048 |
Provision for loan and lease losses | $30,000 | 4,060 |
Total noninterest income | $76,000 | 6,403 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $49,000 | 5,252 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $27,000 | 6,301 |
Total noninterest expense | $536,000 | 5,817 |
Salaries and employee benefits | $263,000 | 6,155 |
Premises and equipment expense | $91,000 | 5,132 |
Additional noninterest expense | $182,000 | 5,402 |
Pre-tax net operating income | $129,000 | 6,738 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $18,000 | 5,857 |
Income before extraordinary items | $111,000 | 6,682 |
Extraordinary gains, net | $0 | 16 |
Net income | $111,000 | 6,682 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,405 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $111,000 | 6,562 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $3,015,000 | 6,500 |
Total interest expense | $681,000 | 7,105 |
Net interest income | $2,334,000 | 6,123 |
Provision for loan and lease losses | $95,000 | 5,413 |
Total noninterest income | $381,000 | 6,068 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $165,000 | 5,687 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $216,000 | 5,129 |
Total noninterest expense | $2,099,000 | 5,834 |
Salaries and employee benefits | $1,099,000 | 5,933 |
Premises and equipment expense | $350,000 | 5,168 |
Additional noninterest expense | $650,000 | 5,730 |
Pre-tax net operating income | $521,000 | 6,598 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $1,000 | 7,379 |
Income before extraordinary items | $520,000 | 6,257 |
Extraordinary gains, net | $0 | 54 |
Net income | $520,000 | 6,261 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,416 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $47,000 | 738 |
Net operating income | $520,000 | 6,104 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,206,000 | 6,667 |
Total interest expense | $516,000 | 7,236 |
Net interest income | $1,690,000 | 6,275 |
Provision for loan and lease losses | $65,000 | 5,417 |
Total noninterest income | $296,000 | 6,043 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $122,000 | 5,757 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $174,000 | 5,047 |
Total noninterest expense | $1,500,000 | 5,981 |
Salaries and employee benefits | $773,000 | 6,124 |
Premises and equipment expense | $259,000 | 5,208 |
Additional noninterest expense | $468,000 | 5,841 |
Pre-tax net operating income | $421,000 | 6,627 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $1,000 | 7,438 |
Income before extraordinary items | $420,000 | 6,239 |
Extraordinary gains, net | $0 | 40 |
Net income | $420,000 | 6,240 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,967 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $47,000 | 573 |
Net operating income | $420,000 | 6,069 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,422,000 | 6,830 |
Total interest expense | $345,000 | 7,364 |
Net interest income | $1,077,000 | 6,419 |
Provision for loan and lease losses | $35,000 | 5,611 |
Total noninterest income | $197,000 | 6,048 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $81,000 | 5,739 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $116,000 | 5,059 |
Total noninterest expense | $965,000 | 6,100 |
Salaries and employee benefits | $508,000 | 6,205 |
Premises and equipment expense | $169,000 | 5,253 |
Additional noninterest expense | $288,000 | 6,104 |
Pre-tax net operating income | $274,000 | 6,668 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $1,000 | 7,438 |
Income before extraordinary items | $273,000 | 6,318 |
Extraordinary gains, net | $0 | 30 |
Net income | $273,000 | 6,317 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,535 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $41,000 | 450 |
Net operating income | $273,000 | 6,105 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $690,000 | 6,943 |
Total interest expense | $168,000 | 7,510 |
Net interest income | $522,000 | 6,524 |
Provision for loan and lease losses | $15,000 | 5,504 |
Total noninterest income | $100,000 | 5,923 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $40,000 | 5,673 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $60,000 | 4,921 |
Total noninterest expense | $472,000 | 6,189 |
Salaries and employee benefits | $251,000 | 6,237 |
Premises and equipment expense | $81,000 | 5,408 |
Additional noninterest expense | $140,000 | 6,173 |
Pre-tax net operating income | $135,000 | 6,687 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $1,000 | 7,273 |
Income before extraordinary items | $134,000 | 6,289 |
Extraordinary gains, net | $0 | 21 |
Net income | $134,000 | 6,288 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $134,000 | 6,116 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $2,699,000 | 7,158 |
Total interest expense | $852,000 | 7,348 |
Net interest income | $1,847,000 | 6,870 |
Provision for loan and lease losses | $120,000 | 5,330 |
Total noninterest income | $296,000 | 6,481 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $131,000 | 6,104 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $165,000 | 5,405 |
Total noninterest expense | $1,771,000 | 6,312 |
Salaries and employee benefits | $904,000 | 6,507 |
Premises and equipment expense | $295,000 | 5,645 |
Additional noninterest expense | $572,000 | 6,096 |
Pre-tax net operating income | $252,000 | 7,741 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $-58,000 | 9,006 |
Income before extraordinary items | $310,000 | 7,272 |
Extraordinary gains, net | $0 | 70 |
Net income | $310,000 | 7,271 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,007 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $310,000 | 7,164 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $2,623,000 | 7,615 |
Total interest expense | $1,104,000 | 7,805 |
Net interest income | $1,519,000 | 7,291 |
Provision for loan and lease losses | $213,000 | 3,992 |
Total noninterest income | $236,000 | 6,965 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $94,000 | 6,690 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $142,000 | 5,644 |
Total noninterest expense | $1,515,000 | 6,762 |
Salaries and employee benefits | $843,000 | 6,602 |
Premises and equipment expense | $211,000 | 6,642 |
Additional noninterest expense | $461,000 | 6,702 |
Pre-tax net operating income | $27,000 | 8,626 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $-82,000 | 9,226 |
Income before extraordinary items | $109,000 | 8,274 |
Extraordinary gains, net | $0 | 105 |
Net income | $109,000 | 8,272 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $109,000 | 8,169 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,434,000 | 9,021 |
Total interest expense | $453,000 | 9,338 |
Net interest income | $981,000 | 8,519 |
Provision for loan and lease losses | $140,000 | 4,540 |
Total noninterest income | $68,000 | 9,060 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $45,000 | 7,748 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $23,000 | 8,843 |
Total noninterest expense | $1,468,000 | 6,826 |
Salaries and employee benefits | $785,000 | 6,802 |
Premises and equipment expense | $185,000 | 7,000 |
Additional noninterest expense | $498,000 | 6,442 |
Pre-tax net operating income | $-559,000 | 9,565 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $1,000 | 8,314 |
Income before extraordinary items | $-560,000 | 9,601 |
Extraordinary gains, net | $0 | 38 |
Net income | $-560,000 | 9,600 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $-560,000 | 9,600 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $114,000 | 10,173 |
Total interest expense | $24,000 | 10,145 |
Net interest income | $90,000 | 10,166 |
Provision for loan and lease losses | $22,000 | 7,597 |
Total noninterest income | $2,000 | 10,138 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,000 | 8,846 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 10,109 |
Total noninterest expense | $812,000 | 8,689 |
Salaries and employee benefits | $143,000 | 10,057 |
Premises and equipment expense | $74,000 | 9,145 |
Additional noninterest expense | $595,000 | 5,859 |
Pre-tax net operating income | $-742,000 | 9,984 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-742,000 | 10,013 |
Extraordinary gains, net | $0 | 35 |
Net income | $-742,000 | 10,012 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $4,634,000 | 271 |
Net operating income | $-742,000 | 10,001 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.