Home > Bank of Madera County > Income and Expense

Bank of Madera County, Income and Expense

2004-12-31 (YTD Data)Rank
Total interest income$3,399,0006,058
Total interest expense$610,0006,909
Net interest income$2,789,0005,653
Provision for loan and lease losses$214,0003,585
Total noninterest income$340,0006,147
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$206,0005,157
Trading account gains and fees$0138
Additional Noninterest Income$134,0005,904
Total noninterest expense$3,457,0004,220
Salaries and employee benefits$1,570,0004,772
Premises and equipment expense$362,0005,091
Additional noninterest expense$1,525,0003,085
Pre-tax net operating income$-542,0008,678
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-542,0008,734
Extraordinary gains, net$034
Net income$-542,0008,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,425
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$48,000740
Net operating income$-542,0008,707
2004-09-30 (YTD Data)Rank
Total interest income$2,484,0006,129
Total interest expense$458,0006,922
Net interest income$2,026,0005,754
Provision for loan and lease losses$75,0004,788
Total noninterest income$257,0006,161
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$162,0005,103
Trading account gains and fees$0134
Additional Noninterest Income$95,0006,010
Total noninterest expense$1,848,0005,318
Salaries and employee benefits$847,0005,843
Premises and equipment expense$270,0005,086
Additional noninterest expense$731,0004,372
Pre-tax net operating income$360,0006,918
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$360,0006,553
Extraordinary gains, net$026
Net income$360,0006,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,003
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$48,000597
Net operating income$360,0006,482
2004-06-30 (YTD Data)Rank
Total interest income$1,632,0006,191
Total interest expense$308,0006,928
Net interest income$1,324,0005,809
Provision for loan and lease losses$60,0004,267
Total noninterest income$175,0006,127
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$107,0005,129
Trading account gains and fees$0130
Additional Noninterest Income$68,0005,903
Total noninterest expense$1,056,0005,837
Salaries and employee benefits$555,0005,937
Premises and equipment expense$178,0005,148
Additional noninterest expense$323,0005,746
Pre-tax net operating income$383,0005,957
Securities gains (losses)$03,413
Applicable income taxes$35,0005,928
Income before extraordinary items$348,0005,694
Extraordinary gains, net$021
Net income$348,0005,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,267
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$48,000485
Net operating income$348,0005,608
2004-03-31 (YTD Data)Rank
Total interest income$776,0006,378
Total interest expense$157,0006,939
Net interest income$619,0006,048
Provision for loan and lease losses$30,0004,060
Total noninterest income$76,0006,403
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$49,0005,252
Trading account gains and fees$0121
Additional Noninterest Income$27,0006,301
Total noninterest expense$536,0005,817
Salaries and employee benefits$263,0006,155
Premises and equipment expense$91,0005,132
Additional noninterest expense$182,0005,402
Pre-tax net operating income$129,0006,738
Securities gains (losses)$02,934
Applicable income taxes$18,0005,857
Income before extraordinary items$111,0006,682
Extraordinary gains, net$016
Net income$111,0006,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$111,0006,562
2003-12-31 (YTD Data)Rank
Total interest income$3,015,0006,500
Total interest expense$681,0007,105
Net interest income$2,334,0006,123
Provision for loan and lease losses$95,0005,413
Total noninterest income$381,0006,068
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$165,0005,687
Trading account gains and fees$0160
Additional Noninterest Income$216,0005,129
Total noninterest expense$2,099,0005,834
Salaries and employee benefits$1,099,0005,933
Premises and equipment expense$350,0005,168
Additional noninterest expense$650,0005,730
Pre-tax net operating income$521,0006,598
Securities gains (losses)$04,500
Applicable income taxes$1,0007,379
Income before extraordinary items$520,0006,257
Extraordinary gains, net$054
Net income$520,0006,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$47,000738
Net operating income$520,0006,104
2003-09-30 (YTD Data)Rank
Total interest income$2,206,0006,667
Total interest expense$516,0007,236
Net interest income$1,690,0006,275
Provision for loan and lease losses$65,0005,417
Total noninterest income$296,0006,043
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$122,0005,757
Trading account gains and fees$0153
Additional Noninterest Income$174,0005,047
Total noninterest expense$1,500,0005,981
Salaries and employee benefits$773,0006,124
Premises and equipment expense$259,0005,208
Additional noninterest expense$468,0005,841
Pre-tax net operating income$421,0006,627
Securities gains (losses)$04,204
Applicable income taxes$1,0007,438
Income before extraordinary items$420,0006,239
Extraordinary gains, net$040
Net income$420,0006,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$47,000573
Net operating income$420,0006,069
2003-06-30 (YTD Data)Rank
Total interest income$1,422,0006,830
Total interest expense$345,0007,364
Net interest income$1,077,0006,419
Provision for loan and lease losses$35,0005,611
Total noninterest income$197,0006,048
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$81,0005,739
Trading account gains and fees$0150
Additional Noninterest Income$116,0005,059
Total noninterest expense$965,0006,100
Salaries and employee benefits$508,0006,205
Premises and equipment expense$169,0005,253
Additional noninterest expense$288,0006,104
Pre-tax net operating income$274,0006,668
Securities gains (losses)$03,782
Applicable income taxes$1,0007,438
Income before extraordinary items$273,0006,318
Extraordinary gains, net$030
Net income$273,0006,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$41,000450
Net operating income$273,0006,105
2003-03-31 (YTD Data)Rank
Total interest income$690,0006,943
Total interest expense$168,0007,510
Net interest income$522,0006,524
Provision for loan and lease losses$15,0005,504
Total noninterest income$100,0005,923
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$40,0005,673
Trading account gains and fees$0134
Additional Noninterest Income$60,0004,921
Total noninterest expense$472,0006,189
Salaries and employee benefits$251,0006,237
Premises and equipment expense$81,0005,408
Additional noninterest expense$140,0006,173
Pre-tax net operating income$135,0006,687
Securities gains (losses)$02,891
Applicable income taxes$1,0007,273
Income before extraordinary items$134,0006,289
Extraordinary gains, net$021
Net income$134,0006,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$134,0006,116
2002-12-31 (YTD Data)Rank
Total interest income$2,699,0007,158
Total interest expense$852,0007,348
Net interest income$1,847,0006,870
Provision for loan and lease losses$120,0005,330
Total noninterest income$296,0006,481
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$131,0006,104
Trading account gains and fees$0153
Additional Noninterest Income$165,0005,405
Total noninterest expense$1,771,0006,312
Salaries and employee benefits$904,0006,507
Premises and equipment expense$295,0005,645
Additional noninterest expense$572,0006,096
Pre-tax net operating income$252,0007,741
Securities gains (losses)$04,537
Applicable income taxes$-58,0009,006
Income before extraordinary items$310,0007,272
Extraordinary gains, net$070
Net income$310,0007,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,007
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$310,0007,164
2001-12-31 (YTD Data)Rank
Total interest income$2,623,0007,615
Total interest expense$1,104,0007,805
Net interest income$1,519,0007,291
Provision for loan and lease losses$213,0003,992
Total noninterest income$236,0006,965
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$94,0006,690
Trading account gains and fees$0177
Additional Noninterest Income$142,0005,644
Total noninterest expense$1,515,0006,762
Salaries and employee benefits$843,0006,602
Premises and equipment expense$211,0006,642
Additional noninterest expense$461,0006,702
Pre-tax net operating income$27,0008,626
Securities gains (losses)$04,612
Applicable income taxes$-82,0009,226
Income before extraordinary items$109,0008,274
Extraordinary gains, net$0105
Net income$109,0008,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$109,0008,169
2000-12-31 (YTD Data)Rank
Total interest income$1,434,0009,021
Total interest expense$453,0009,338
Net interest income$981,0008,519
Provision for loan and lease losses$140,0004,540
Total noninterest income$68,0009,060
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0007,748
Trading account gains and feesNANA
Additional Noninterest Income$23,0008,843
Total noninterest expense$1,468,0006,826
Salaries and employee benefits$785,0006,802
Premises and equipment expense$185,0007,000
Additional noninterest expense$498,0006,442
Pre-tax net operating income$-559,0009,565
Securities gains (losses)$01,956
Applicable income taxes$1,0008,314
Income before extraordinary items$-560,0009,601
Extraordinary gains, net$038
Net income$-560,0009,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-560,0009,600
1999-12-31 (YTD Data)Rank
Total interest income$114,00010,173
Total interest expense$24,00010,145
Net interest income$90,00010,166
Provision for loan and lease losses$22,0007,597
Total noninterest income$2,00010,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,846
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,109
Total noninterest expense$812,0008,689
Salaries and employee benefits$143,00010,057
Premises and equipment expense$74,0009,145
Additional noninterest expense$595,0005,859
Pre-tax net operating income$-742,0009,984
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-742,00010,013
Extraordinary gains, net$035
Net income$-742,00010,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,634,000271
Net operating income$-742,00010,001

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.