Home > Bank of Lyons > Income and Expense
Bank of Lyons, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 6,372 |
| Total interest expense | $1,732,000 | 6,815 |
| Net interest income | $2,586,000 | 5,915 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $536,000 | 4,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,199 |
| Total noninterest expense | $2,596,000 | 4,641 |
| Salaries and employee benefits | $1,663,000 | 3,901 |
| Premises and equipment expense | $442,000 | 4,099 |
| Additional noninterest expense | $491,000 | 6,578 |
| Pre-tax net operating income | $526,000 | 7,782 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $111,000 | 8,224 |
| Income before extraordinary items | $415,000 | 7,542 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $415,000 | 7,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $115,000 | 6,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $415,000 | 7,487 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 6,708 |
| Total interest expense | $1,673,000 | 7,153 |
| Net interest income | $2,492,000 | 6,208 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $488,000 | 5,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,078 |
| Total noninterest expense | $2,570,000 | 4,896 |
| Salaries and employee benefits | $1,701,000 | 3,852 |
| Premises and equipment expense | $436,000 | 4,234 |
| Additional noninterest expense | $433,000 | 7,607 |
| Pre-tax net operating income | $410,000 | 8,449 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $82,000 | 9,093 |
| Income before extraordinary items | $328,000 | 8,185 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $328,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,343 |
| Cash dividends | $115,000 | 6,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $328,000 | 8,124 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 6,788 |
| Total interest expense | $1,672,000 | 7,214 |
| Net interest income | $2,536,000 | 6,249 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $470,000 | 5,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,965 |
| Total noninterest expense | $2,489,000 | 5,014 |
| Salaries and employee benefits | $1,684,000 | 3,855 |
| Premises and equipment expense | $450,000 | 4,111 |
| Additional noninterest expense | $355,000 | 8,653 |
| Pre-tax net operating income | $517,000 | 8,343 |
| Securities gains (losses) | $-53,000 | 11,206 |
| Applicable income taxes | $113,000 | 8,910 |
| Income before extraordinary items | $351,000 | 8,473 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $351,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $172,000 | 5,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $391,280 | 8,105 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 6,831 |
| Total interest expense | $1,371,000 | 7,305 |
| Net interest income | $2,530,000 | 6,423 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $482,000 | 5,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,611 |
| Total noninterest expense | $2,504,000 | 5,149 |
| Salaries and employee benefits | $1,604,000 | 4,038 |
| Premises and equipment expense | $373,000 | 4,863 |
| Additional noninterest expense | $527,000 | 7,619 |
| Pre-tax net operating income | $488,000 | 8,741 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $96,000 | 9,458 |
| Income before extraordinary items | $393,000 | 8,253 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $393,000 | 8,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $201,000 | 5,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $392,200 | 8,304 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 6,566 |
| Total interest expense | $1,310,000 | 7,837 |
| Net interest income | $2,948,000 | 5,732 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $467,000 | 5,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 6,069 |
| Total noninterest expense | $2,425,000 | 5,403 |
| Salaries and employee benefits | $1,504,000 | 4,264 |
| Premises and equipment expense | $375,000 | 4,965 |
| Additional noninterest expense | $546,000 | 7,809 |
| Pre-tax net operating income | $952,000 | 6,103 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $254,000 | 6,727 |
| Income before extraordinary items | $699,000 | 6,120 |
| Extraordinary gains, net | $75,000 | 1,837 |
| Net income | $774,000 | 5,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $201,000 | 5,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $698,270 | 5,852 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 6,463 |
| Total interest expense | $1,666,000 | 7,991 |
| Net interest income | $3,261,000 | 5,324 |
| Provision for loan and lease losses | $184,000 | 5,448 |
| Total noninterest income | $450,000 | 6,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,992 |
| Total noninterest expense | $2,545,000 | 5,228 |
| Salaries and employee benefits | $1,622,000 | 3,948 |
| Premises and equipment expense | $372,000 | 5,092 |
| Additional noninterest expense | $551,000 | 7,976 |
| Pre-tax net operating income | $982,000 | 5,704 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $704,000 | 5,891 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $704,000 | 5,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 4,906 |
| Cash dividends | $201,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $695,480 | 5,620 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.