Home > Bank of Louisville, FSB > Income and Expense
Bank of Louisville, FSB, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,240,000 | 9,203 |
Total interest expense | $727,000 | 8,799 |
Net interest income | $513,000 | 9,436 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $140,000 | 8,035 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $140,000 | 5,650 |
Total noninterest expense | $499,000 | 9,397 |
Salaries and employee benefits | $208,000 | 9,605 |
Premises and equipment expense | $173,000 | 7,198 |
Additional noninterest expense | $118,000 | 9,500 |
Pre-tax net operating income | $154,000 | 8,578 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $51,000 | 7,210 |
Income before extraordinary items | $103,000 | 8,687 |
Extraordinary gains, net | $0 | 38 |
Net income | $103,000 | 8,686 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 7,468 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $103,000 | 8,678 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,002,000 | 9,615 |
Total interest expense | $515,000 | 9,409 |
Net interest income | $487,000 | 9,706 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $117,000 | 8,566 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $117,000 | 6,247 |
Total noninterest expense | $478,000 | 9,688 |
Salaries and employee benefits | $173,000 | 9,994 |
Premises and equipment expense | $164,000 | 7,413 |
Additional noninterest expense | $141,000 | 9,591 |
Pre-tax net operating income | $126,000 | 8,947 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $39,000 | 7,833 |
Income before extraordinary items | $87,000 | 9,051 |
Extraordinary gains, net | $0 | 35 |
Net income | $87,000 | 9,049 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,085 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $87,000 | 9,019 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,042,000 | 9,817 |
Total interest expense | $543,000 | 9,603 |
Net interest income | $499,000 | 9,922 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $127,000 | 8,588 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $127,000 | 6,070 |
Total noninterest expense | $460,000 | 9,902 |
Salaries and employee benefits | $206,000 | 10,082 |
Premises and equipment expense | $160,000 | 7,432 |
Additional noninterest expense | $94,000 | 10,171 |
Pre-tax net operating income | $166,000 | 9,088 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $55,000 | 8,243 |
Income before extraordinary items | $111,000 | 9,259 |
Extraordinary gains, net | $0 | 32 |
Net income | $111,000 | 9,259 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $111,000 | 9,185 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $868,000 | 10,413 |
Total interest expense | $451,000 | 10,224 |
Net interest income | $417,000 | 10,532 |
Provision for loan and lease losses | $25,000 | 7,608 |
Total noninterest income | $109,000 | 9,253 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $109,000 | 6,540 |
Total noninterest expense | $515,000 | 10,078 |
Salaries and employee benefits | $238,000 | 10,344 |
Premises and equipment expense | $164,000 | 7,495 |
Additional noninterest expense | $113,000 | 10,417 |
Pre-tax net operating income | $-14,000 | 10,402 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $-6,000 | 10,501 |
Income before extraordinary items | $-8,000 | 10,415 |
Extraordinary gains, net | $0 | 44 |
Net income | $-8,000 | 10,417 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $-8,000 | 10,377 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $644,000 | 11,163 |
Total interest expense | $261,000 | 11,145 |
Net interest income | $383,000 | 11,125 |
Provision for loan and lease losses | $14,000 | 8,292 |
Total noninterest income | $101,000 | 9,876 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $101,000 | 7,088 |
Total noninterest expense | $432,000 | 10,857 |
Salaries and employee benefits | $229,000 | 10,844 |
Premises and equipment expense | $105,000 | 9,153 |
Additional noninterest expense | $98,000 | 11,102 |
Pre-tax net operating income | $38,000 | 10,649 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $8,000 | 10,393 |
Income before extraordinary items | $30,000 | 10,680 |
Extraordinary gains, net | $0 | 53 |
Net income | $30,000 | 10,676 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,441 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $30,000 | 10,631 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $471,000 | 11,798 |
Total interest expense | $166,000 | 11,795 |
Net interest income | $305,000 | 11,757 |
Provision for loan and lease losses | $8,000 | 8,490 |
Total noninterest income | $41,000 | 11,499 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $41,000 | 9,663 |
Total noninterest expense | $395,000 | 11,444 |
Salaries and employee benefits | $220,000 | 11,365 |
Premises and equipment expense | $102,000 | 9,565 |
Additional noninterest expense | $73,000 | 11,801 |
Pre-tax net operating income | $-57,000 | 11,566 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $-25,000 | 11,573 |
Income before extraordinary items | $-32,000 | 11,552 |
Extraordinary gains, net | $0 | 65 |
Net income | $-32,000 | 11,551 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $-32,000 | 11,528 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $250,000 | 12,544 |
Total interest expense | $47,000 | 12,555 |
Net interest income | $203,000 | 12,504 |
Provision for loan and lease losses | $8,000 | 8,632 |
Total noninterest income | $20,000 | 12,383 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $20,000 | 11,420 |
Total noninterest expense | $294,000 | 12,371 |
Salaries and employee benefits | $170,000 | 12,252 |
Premises and equipment expense | $48,000 | 11,699 |
Additional noninterest expense | $76,000 | 12,454 |
Pre-tax net operating income | $-79,000 | 12,189 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $-30,000 | 12,156 |
Income before extraordinary items | $-49,000 | 12,106 |
Extraordinary gains, net | $0 | 249 |
Net income | $-49,000 | 12,108 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-49,000 | 12,126 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $8,000 | 13,277 |
Total interest expense | $0 | 13,264 |
Net interest income | $8,000 | 13,238 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $0 | 13,225 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $0 | 13,212 |
Total noninterest expense | $43,000 | 13,275 |
Salaries and employee benefits | $15,000 | 13,269 |
Premises and equipment expense | $7,000 | 13,227 |
Additional noninterest expense | $21,000 | 13,265 |
Pre-tax net operating income | $-35,000 | 12,512 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-12,000 | 12,793 |
Income before extraordinary items | $-23,000 | 12,578 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-23,000 | 12,606 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $3,500,000 | 252 |
Net operating income | $-23,000 | 12,462 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.