Home > Bank of Louisville > Income and Expense
Bank of Louisville, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $117,885,000 | 347 |
| Total interest expense | $56,509,000 | 349 |
| Net interest income | $61,376,000 | 344 |
| Provision for loan and lease losses | $2,076,000 | 679 |
| Total noninterest income | $18,527,000 | 406 |
| Gross Fiduciary activities income | $3,426,000 | 215 |
| Service charges on deposit accounts | $8,309,000 | 211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,792,000 | 527 |
| Total noninterest expense | $51,794,000 | 351 |
| Salaries and employee benefits | $26,102,000 | 311 |
| Premises and equipment expense | $6,069,000 | 389 |
| Additional noninterest expense | $19,623,000 | 362 |
| Pre-tax net operating income | $26,033,000 | 352 |
| Securities gains (losses) | $1,364,000 | 332 |
| Applicable income taxes | $5,821,000 | 491 |
| Income before extraordinary items | $21,576,000 | 306 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $21,576,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,566,000 | 685 |
| Cash dividends | $6,500,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $20,498,440 | 307 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $123,653,000 | 353 |
| Total interest expense | $61,202,000 | 362 |
| Net interest income | $62,451,000 | 348 |
| Provision for loan and lease losses | $19,040,000 | 152 |
| Total noninterest income | $16,685,000 | 424 |
| Gross Fiduciary activities income | $3,216,000 | 217 |
| Service charges on deposit accounts | $6,310,000 | 239 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,159,000 | 505 |
| Total noninterest expense | $59,022,000 | 303 |
| Salaries and employee benefits | $23,454,000 | 320 |
| Premises and equipment expense | $5,737,000 | 398 |
| Additional noninterest expense | $29,831,000 | 267 |
| Pre-tax net operating income | $1,074,000 | 5,073 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $-1,214,000 | 9,852 |
| Income before extraordinary items | $2,287,000 | 2,261 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,287,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,913,000 | 144 |
| Cash dividends | $5,000,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,288,000 | 2,270 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $114,737,000 | 366 |
| Total interest expense | $53,856,000 | 359 |
| Net interest income | $60,881,000 | 364 |
| Provision for loan and lease losses | $3,451,000 | 376 |
| Total noninterest income | $16,284,000 | 459 |
| Gross Fiduciary activities income | $2,898,000 | 264 |
| Service charges on deposit accounts | $5,936,000 | 259 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,450,000 | 518 |
| Total noninterest expense | $47,185,000 | 375 |
| Salaries and employee benefits | $23,899,000 | 331 |
| Premises and equipment expense | $5,697,000 | 407 |
| Additional noninterest expense | $17,589,000 | 400 |
| Pre-tax net operating income | $26,529,000 | 391 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $7,304,000 | 458 |
| Income before extraordinary items | $19,249,000 | 377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $19,249,000 | 377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,600,000 | 394 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $19,231,720 | 370 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $109,840,000 | 364 |
| Total interest expense | $54,040,000 | 365 |
| Net interest income | $55,800,000 | 373 |
| Provision for loan and lease losses | $972,000 | 1,001 |
| Total noninterest income | $14,966,000 | 456 |
| Gross Fiduciary activities income | $2,464,000 | 280 |
| Service charges on deposit accounts | $5,466,000 | 256 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,036,000 | 524 |
| Total noninterest expense | $46,990,000 | 377 |
| Salaries and employee benefits | $23,268,000 | 326 |
| Premises and equipment expense | $5,253,000 | 422 |
| Additional noninterest expense | $18,469,000 | 368 |
| Pre-tax net operating income | $22,804,000 | 402 |
| Securities gains (losses) | $40,000 | 1,906 |
| Applicable income taxes | $6,154,000 | 484 |
| Income before extraordinary items | $16,690,000 | 383 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $16,690,000 | 383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,170,000 | 675 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $16,660,800 | 361 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $105,128,000 | 393 |
| Total interest expense | $52,316,000 | 379 |
| Net interest income | $52,812,000 | 392 |
| Provision for loan and lease losses | $275,000 | 2,782 |
| Total noninterest income | $10,708,000 | 546 |
| Gross Fiduciary activities income | $1,363,000 | 394 |
| Service charges on deposit accounts | $4,903,000 | 285 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,442,000 | 665 |
| Total noninterest expense | $39,954,000 | 402 |
| Salaries and employee benefits | $21,483,000 | 334 |
| Premises and equipment expense | $4,941,000 | 443 |
| Additional noninterest expense | $13,530,000 | 456 |
| Pre-tax net operating income | $23,291,000 | 407 |
| Securities gains (losses) | $59,000 | 1,244 |
| Applicable income taxes | $6,987,000 | 478 |
| Income before extraordinary items | $16,363,000 | 402 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $16,363,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,156 |
| Cash dividends | $2,550,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $16,321,700 | 388 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $98,955,000 | 439 |
| Total interest expense | $50,155,000 | 418 |
| Net interest income | $48,800,000 | 442 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $9,141,000 | 627 |
| Gross Fiduciary activities income | $1,151,000 | 470 |
| Service charges on deposit accounts | $4,355,000 | 349 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,635,000 | 788 |
| Total noninterest expense | $38,896,000 | 468 |
| Salaries and employee benefits | $21,368,000 | 360 |
| Premises and equipment expense | $4,486,000 | 507 |
| Additional noninterest expense | $13,042,000 | 547 |
| Pre-tax net operating income | $18,645,000 | 477 |
| Securities gains (losses) | $129,000 | 859 |
| Applicable income taxes | $5,648,000 | 537 |
| Income before extraordinary items | $13,126,000 | 465 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $13,126,000 | 465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,305 |
| Cash dividends | $19,300,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $13,035,700 | 461 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $88,913,000 | 493 |
| Total interest expense | $43,807,000 | 495 |
| Net interest income | $45,106,000 | 487 |
| Provision for loan and lease losses | $6,038,000 | 282 |
| Total noninterest income | $8,686,000 | 658 |
| Gross Fiduciary activities income | $969,000 | 538 |
| Service charges on deposit accounts | $4,316,000 | 379 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,401,000 | 829 |
| Total noninterest expense | $36,300,000 | 493 |
| Salaries and employee benefits | $18,740,000 | 425 |
| Premises and equipment expense | $4,823,000 | 501 |
| Additional noninterest expense | $12,737,000 | 568 |
| Pre-tax net operating income | $11,454,000 | 743 |
| Securities gains (losses) | $-665,000 | 11,834 |
| Applicable income taxes | $3,164,000 | 881 |
| Income before extraordinary items | $7,625,000 | 755 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,625,000 | 755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,774,000 | 382 |
| Cash dividends | $6,000,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,097,150 | 707 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $78,699,000 | 482 |
| Total interest expense | $35,363,000 | 477 |
| Net interest income | $43,336,000 | 492 |
| Provision for loan and lease losses | $704,000 | 1,194 |
| Total noninterest income | $9,001,000 | 636 |
| Gross Fiduciary activities income | $1,133,000 | 499 |
| Service charges on deposit accounts | $4,413,000 | 359 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,455,000 | 802 |
| Total noninterest expense | $34,178,000 | 527 |
| Salaries and employee benefits | $17,838,000 | 436 |
| Premises and equipment expense | $4,353,000 | 546 |
| Additional noninterest expense | $11,987,000 | 611 |
| Pre-tax net operating income | $17,455,000 | 503 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $5,663,000 | 529 |
| Income before extraordinary items | $11,788,000 | 492 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $11,788,000 | 490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,183 |
| Cash dividends | $5,800,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $11,790,720 | 499 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $70,661,000 | 519 |
| Total interest expense | $31,179,000 | 517 |
| Net interest income | $39,482,000 | 529 |
| Provision for loan and lease losses | $390,000 | 2,506 |
| Total noninterest income | $8,884,000 | 658 |
| Gross Fiduciary activities income | $1,345,000 | 475 |
| Service charges on deposit accounts | $4,585,000 | 342 |
| Trading account gains and fees | $-207,000 | 5,131 |
| Additional Noninterest Income | $3,161,000 | 931 |
| Total noninterest expense | $31,732,000 | 595 |
| Salaries and employee benefits | $16,204,000 | 470 |
| Premises and equipment expense | $4,152,000 | 579 |
| Additional noninterest expense | $11,376,000 | 687 |
| Pre-tax net operating income | $16,244,000 | 480 |
| Securities gains (losses) | $106,000 | 2,422 |
| Applicable income taxes | $5,067,000 | 533 |
| Income before extraordinary items | $11,283,000 | 496 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $11,283,000 | 507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 13,075 |
| Cash dividends | $4,800,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $11,209,860 | 471 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $69,620,000 | 589 |
| Total interest expense | $35,552,000 | 579 |
| Net interest income | $34,068,000 | 604 |
| Provision for loan and lease losses | $650,000 | 2,489 |
| Total noninterest income | $8,925,000 | 646 |
| Gross Fiduciary activities income | $984,000 | 559 |
| Service charges on deposit accounts | $4,555,000 | 341 |
| Trading account gains and fees | $310,000 | 198 |
| Additional Noninterest Income | $3,076,000 | 939 |
| Total noninterest expense | $29,397,000 | 625 |
| Salaries and employee benefits | $14,502,000 | 507 |
| Premises and equipment expense | $4,268,000 | 596 |
| Additional noninterest expense | $10,627,000 | 736 |
| Pre-tax net operating income | $12,946,000 | 493 |
| Securities gains (losses) | $1,128,000 | 589 |
| Applicable income taxes | $4,214,000 | 558 |
| Income before extraordinary items | $9,860,000 | 496 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $9,860,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 4,836 |
| Cash dividends | $10,400,000 | 207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $9,070,400 | 484 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.