Home > Bank of Louisville > Income and Expense
Bank of Louisville, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 7,977 |
| Total interest expense | $1,121,000 | 8,842 |
| Net interest income | $2,049,000 | 7,195 |
| Provision for loan and lease losses | $145,000 | 3,721 |
| Total noninterest income | $390,000 | 6,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $2,013,000 | 5,949 |
| Salaries and employee benefits | $898,000 | 6,565 |
| Premises and equipment expense | $299,000 | 5,646 |
| Additional noninterest expense | $816,000 | 5,166 |
| Pre-tax net operating income | $281,000 | 9,896 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $147,000 | 8,315 |
| Income before extraordinary items | $135,000 | 10,607 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $135,000 | 10,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $134,360 | 10,588 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 8,576 |
| Total interest expense | $705,000 | 10,068 |
| Net interest income | $1,984,000 | 7,604 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $369,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $1,789,000 | 6,722 |
| Salaries and employee benefits | $965,000 | 6,268 |
| Premises and equipment expense | $298,000 | 5,748 |
| Additional noninterest expense | $526,000 | 7,630 |
| Pre-tax net operating income | $513,000 | 8,569 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $160,000 | 8,112 |
| Income before extraordinary items | $353,000 | 8,613 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $353,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $125,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $353,000 | 8,671 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 9,908 |
| Total interest expense | $537,000 | 11,492 |
| Net interest income | $1,606,000 | 8,784 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $334,000 | 7,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,469,000 | 7,934 |
| Salaries and employee benefits | $712,000 | 7,924 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $527,000 | 7,978 |
| Pre-tax net operating income | $433,000 | 9,156 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $136,000 | 8,950 |
| Income before extraordinary items | $300,000 | 9,481 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $300,000 | 9,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $123,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $297,930 | 9,244 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 11,133 |
| Total interest expense | $605,000 | 12,268 |
| Net interest income | $1,276,000 | 10,042 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $316,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,129,000 | 9,363 |
| Salaries and employee benefits | $513,000 | 9,651 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $425,000 | 9,260 |
| Pre-tax net operating income | $387,000 | 9,361 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $311,000 | 9,155 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $311,000 | 9,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $37,000 | 8,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $280,040 | 9,175 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.