Home > Bank of Louisiana > Income and Expense
Bank of Louisiana, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 3,770 |
| Total interest expense | $204,000 | 4,358 |
| Net interest income | $4,290,000 | 3,532 |
| Provision for loan and lease losses | $102,000 | 2,427 |
| Total noninterest income | $1,565,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $143,000 | 3,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,422,000 | 1,935 |
| Total noninterest expense | $4,572,000 | 3,183 |
| Salaries and employee benefits | $1,957,000 | 3,476 |
| Premises and equipment expense | $663,000 | 2,567 |
| Additional noninterest expense | $1,422,000 | 1,935 |
| Pre-tax net operating income | $1,181,000 | 3,454 |
| Securities gains (losses) | $157,000 | 189 |
| Applicable income taxes | $320,000 | 2,185 |
| Income before extraordinary items | $1,018,000 | 3,458 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,018,000 | 3,495 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,018,000 | 3,459 |
| Net charge-offs | $102,000 | 1,489 |
| Cash dividends | $34,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $893,970 | 3,581 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 3,772 |
| Total interest expense | $134,000 | 4,379 |
| Net interest income | $3,215,000 | 3,553 |
| Provision for loan and lease losses | $75,000 | 2,285 |
| Total noninterest income | $1,438,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $106,000 | 3,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,332,000 | 1,721 |
| Total noninterest expense | $3,374,000 | 3,180 |
| Salaries and employee benefits | $1,381,000 | 3,532 |
| Premises and equipment expense | $568,000 | 2,388 |
| Additional noninterest expense | $1,332,000 | 1,721 |
| Pre-tax net operating income | $1,204,000 | 3,253 |
| Securities gains (losses) | $157,000 | 126 |
| Applicable income taxes | $298,000 | 2,118 |
| Income before extraordinary items | $1,063,000 | 3,229 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,063,000 | 3,262 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,063,000 | 3,230 |
| Net charge-offs | $75,000 | 1,310 |
| Cash dividends | $34,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $938,970 | 3,377 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 3,779 |
| Total interest expense | $77,000 | 4,416 |
| Net interest income | $2,128,000 | 3,588 |
| Provision for loan and lease losses | $56,000 | 2,188 |
| Total noninterest income | $1,334,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $70,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,264,000 | 1,325 |
| Total noninterest expense | $2,205,000 | 3,198 |
| Salaries and employee benefits | $921,000 | 3,539 |
| Premises and equipment expense | $374,000 | 2,396 |
| Additional noninterest expense | $1,264,000 | 1,324 |
| Pre-tax net operating income | $1,201,000 | 2,845 |
| Securities gains (losses) | $157,000 | 129 |
| Applicable income taxes | $313,000 | 1,817 |
| Income before extraordinary items | $1,045,000 | 2,808 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,045,000 | 2,839 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,045,000 | 2,808 |
| Net charge-offs | $56,000 | 1,134 |
| Cash dividends | $34,000 | 2,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $920,970 | 2,983 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 3,815 |
| Total interest expense | $30,000 | 4,461 |
| Net interest income | $1,051,000 | 3,623 |
| Provision for loan and lease losses | $41,000 | 1,806 |
| Total noninterest income | $130,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $35,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,200 |
| Total noninterest expense | $1,051,000 | 3,303 |
| Salaries and employee benefits | $397,000 | 3,765 |
| Premises and equipment expense | $206,000 | 2,305 |
| Additional noninterest expense | $95,000 | 3,200 |
| Pre-tax net operating income | $89,000 | 4,240 |
| Securities gains (losses) | $157,000 | 128 |
| Applicable income taxes | $52,000 | 2,536 |
| Income before extraordinary items | $194,000 | 3,836 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $194,000 | 3,836 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $194,000 | 3,836 |
| Net charge-offs | $41,000 | 875 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $69,970 | 4,275 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 3,843 |
| Total interest expense | $131,000 | 4,294 |
| Net interest income | $3,501,000 | 3,757 |
| Provision for loan and lease losses | $13,000 | 2,859 |
| Total noninterest income | $1,610,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $148,000 | 3,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,462,000 | 1,927 |
| Total noninterest expense | $4,243,000 | 3,276 |
| Salaries and employee benefits | $1,723,000 | 3,665 |
| Premises and equipment expense | $539,000 | 2,885 |
| Additional noninterest expense | $1,462,000 | 1,927 |
| Pre-tax net operating income | $855,000 | 3,886 |
| Securities gains (losses) | $-79,000 | 3,845 |
| Applicable income taxes | $165,000 | 2,733 |
| Income before extraordinary items | $611,000 | 3,993 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $611,000 | 3,992 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $611,000 | 3,993 |
| Net charge-offs | $13,000 | 2,062 |
| Cash dividends | $34,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $673,410 | 3,973 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 3,878 |
| Total interest expense | $98,000 | 4,234 |
| Net interest income | $2,445,000 | 3,826 |
| Provision for loan and lease losses | $9,000 | 2,702 |
| Total noninterest income | $1,545,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $105,000 | 3,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,440,000 | 1,690 |
| Total noninterest expense | $3,139,000 | 3,284 |
| Salaries and employee benefits | $1,299,000 | 3,645 |
| Premises and equipment expense | $405,000 | 2,894 |
| Additional noninterest expense | $1,440,000 | 1,690 |
| Pre-tax net operating income | $842,000 | 3,693 |
| Securities gains (losses) | $-491,000 | 4,481 |
| Applicable income taxes | $72,000 | 3,022 |
| Income before extraordinary items | $279,000 | 4,219 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $279,000 | 4,218 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $279,000 | 4,218 |
| Net charge-offs | $9,000 | 1,856 |
| Cash dividends | $34,000 | 3,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $666,890 | 3,768 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,952 |
| Total interest expense | $66,000 | 4,241 |
| Net interest income | $1,529,000 | 3,894 |
| Provision for loan and lease losses | $14,000 | 2,356 |
| Total noninterest income | $336,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $66,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 3,023 |
| Total noninterest expense | $1,930,000 | 3,382 |
| Salaries and employee benefits | $857,000 | 3,675 |
| Premises and equipment expense | $268,000 | 2,912 |
| Additional noninterest expense | $805,000 | 2,975 |
| Pre-tax net operating income | $-79,000 | 4,636 |
| Securities gains (losses) | $-366,000 | 4,540 |
| Applicable income taxes | $-41,000 | 4,657 |
| Income before extraordinary items | $-404,000 | 4,678 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-404,000 | 4,678 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-404,000 | 4,678 |
| Net charge-offs | $15,000 | 1,434 |
| Cash dividends | $34,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-70,940 | 4,631 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 3,985 |
| Total interest expense | $32,000 | 4,268 |
| Net interest income | $724,000 | 3,933 |
| Provision for loan and lease losses | $18,000 | 1,809 |
| Total noninterest income | $167,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $34,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,003 |
| Total noninterest expense | $1,072,000 | 3,256 |
| Salaries and employee benefits | $464,000 | 3,585 |
| Premises and equipment expense | $147,000 | 2,773 |
| Additional noninterest expense | $461,000 | 2,740 |
| Pre-tax net operating income | $-199,000 | 4,718 |
| Securities gains (losses) | $-8,000 | 4,222 |
| Applicable income taxes | $-31,000 | 4,688 |
| Income before extraordinary items | $-176,000 | 4,695 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-176,000 | 4,694 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-176,000 | 4,695 |
| Net charge-offs | $18,000 | 995 |
| Cash dividends | $34,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-169,200 | 4,708 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 4,162 |
| Total interest expense | $143,000 | 4,341 |
| Net interest income | $2,556,000 | 4,107 |
| Provision for loan and lease losses | $49,000 | 2,592 |
| Total noninterest income | $4,796,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $115,000 | 3,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,681,000 | 1,119 |
| Total noninterest expense | $6,226,000 | 2,667 |
| Salaries and employee benefits | $2,010,000 | 3,516 |
| Premises and equipment expense | $666,000 | 2,593 |
| Additional noninterest expense | $3,550,000 | 1,736 |
| Pre-tax net operating income | $1,077,000 | 3,775 |
| Securities gains (losses) | $136,000 | 739 |
| Applicable income taxes | $149,000 | 2,865 |
| Income before extraordinary items | $1,064,000 | 3,695 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,064,000 | 3,695 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,064,000 | 3,695 |
| Net charge-offs | $49,000 | 1,672 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $944,320 | 3,789 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 4,271 |
| Total interest expense | $110,000 | 4,411 |
| Net interest income | $1,829,000 | 4,225 |
| Provision for loan and lease losses | $33,000 | 2,544 |
| Total noninterest income | $679,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $90,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 2,894 |
| Total noninterest expense | $3,460,000 | 3,171 |
| Salaries and employee benefits | $1,500,000 | 3,546 |
| Premises and equipment expense | $490,000 | 2,644 |
| Additional noninterest expense | $1,470,000 | 2,633 |
| Pre-tax net operating income | $-985,000 | 4,881 |
| Securities gains (losses) | $-44,000 | 4,723 |
| Applicable income taxes | $-214,000 | 4,886 |
| Income before extraordinary items | $-815,000 | 4,868 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-815,000 | 4,868 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-815,000 | 4,868 |
| Net charge-offs | $33,000 | 1,530 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $-780,240 | 4,860 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 4,311 |
| Total interest expense | $74,000 | 4,464 |
| Net interest income | $1,212,000 | 4,258 |
| Provision for loan and lease losses | $6,000 | 2,748 |
| Total noninterest income | $566,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $62,000 | 3,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 2,629 |
| Total noninterest expense | $2,369,000 | 3,107 |
| Salaries and employee benefits | $1,009,000 | 3,533 |
| Premises and equipment expense | $308,000 | 2,706 |
| Additional noninterest expense | $1,052,000 | 2,482 |
| Pre-tax net operating income | $-597,000 | 4,908 |
| Securities gains (losses) | $174,000 | 495 |
| Applicable income taxes | $-88,000 | 4,907 |
| Income before extraordinary items | $-335,000 | 4,885 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-335,000 | 4,885 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-335,000 | 4,885 |
| Net charge-offs | $6,000 | 1,873 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-472,460 | 4,894 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 4,323 |
| Total interest expense | $37,000 | 4,516 |
| Net interest income | $604,000 | 4,259 |
| Provision for loan and lease losses | $10,000 | 2,475 |
| Total noninterest income | $384,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $33,000 | 3,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 2,288 |
| Total noninterest expense | $1,116,000 | 3,202 |
| Salaries and employee benefits | $503,000 | 3,540 |
| Premises and equipment expense | $150,000 | 2,772 |
| Additional noninterest expense | $463,000 | 2,677 |
| Pre-tax net operating income | $-138,000 | 4,908 |
| Securities gains (losses) | $90,000 | 502 |
| Applicable income taxes | $-10,000 | 4,880 |
| Income before extraordinary items | $-38,000 | 4,848 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-38,000 | 4,848 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-38,000 | 4,848 |
| Net charge-offs | $10,000 | 1,363 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-109,100 | 4,895 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 4,297 |
| Total interest expense | $175,000 | 4,626 |
| Net interest income | $2,546,000 | 4,197 |
| Provision for loan and lease losses | $43,000 | 3,946 |
| Total noninterest income | $1,921,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $167,000 | 2,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,754,000 | 1,932 |
| Total noninterest expense | $5,066,000 | 2,974 |
| Salaries and employee benefits | $2,231,000 | 3,389 |
| Premises and equipment expense | $530,000 | 2,957 |
| Additional noninterest expense | $2,305,000 | 2,311 |
| Pre-tax net operating income | $-642,000 | 4,881 |
| Securities gains (losses) | $590,000 | 540 |
| Applicable income taxes | $-40,000 | 4,852 |
| Income before extraordinary items | $-12,000 | 4,778 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-12,000 | 4,778 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-12,000 | 4,778 |
| Net charge-offs | $43,000 | 2,478 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-478,100 | 4,868 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 4,241 |
| Total interest expense | $138,000 | 4,652 |
| Net interest income | $2,115,000 | 4,120 |
| Provision for loan and lease losses | $34,000 | 3,866 |
| Total noninterest income | $1,019,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $129,000 | 2,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $890,000 | 2,265 |
| Total noninterest expense | $3,972,000 | 2,877 |
| Salaries and employee benefits | $1,709,000 | 3,340 |
| Premises and equipment expense | $376,000 | 3,061 |
| Additional noninterest expense | $1,887,000 | 2,159 |
| Pre-tax net operating income | $-872,000 | 4,930 |
| Securities gains (losses) | $438,000 | 540 |
| Applicable income taxes | $-106,000 | 4,927 |
| Income before extraordinary items | $-328,000 | 4,887 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-328,000 | 4,887 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-328,000 | 4,887 |
| Net charge-offs | $34,000 | 2,249 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-674,020 | 4,909 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 4,259 |
| Total interest expense | $94,000 | 4,694 |
| Net interest income | $1,464,000 | 4,120 |
| Provision for loan and lease losses | $27,000 | 3,766 |
| Total noninterest income | $652,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $96,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $556,000 | 2,280 |
| Total noninterest expense | $2,724,000 | 2,848 |
| Salaries and employee benefits | $1,148,000 | 3,347 |
| Premises and equipment expense | $243,000 | 3,102 |
| Additional noninterest expense | $1,333,000 | 2,068 |
| Pre-tax net operating income | $-635,000 | 4,949 |
| Securities gains (losses) | $-41,000 | 4,908 |
| Applicable income taxes | $-157,000 | 4,951 |
| Income before extraordinary items | $-519,000 | 4,926 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-519,000 | 4,927 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-519,000 | 4,926 |
| Net charge-offs | $27,000 | 2,053 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-486,610 | 4,931 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 4,234 |
| Total interest expense | $48,000 | 4,762 |
| Net interest income | $770,000 | 4,074 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $184,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $62,000 | 2,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 2,960 |
| Total noninterest expense | $1,432,000 | 2,795 |
| Salaries and employee benefits | $584,000 | 3,343 |
| Premises and equipment expense | $120,000 | 3,154 |
| Additional noninterest expense | $728,000 | 1,971 |
| Pre-tax net operating income | $-484,000 | 4,977 |
| Securities gains (losses) | $-831,000 | 5,043 |
| Applicable income taxes | $-275,000 | 5,003 |
| Income before extraordinary items | $-1,040,000 | 5,007 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,040,000 | 5,008 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-1,040,000 | 5,007 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-383,510 | 4,970 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 4,244 |
| Total interest expense | $196,000 | 4,802 |
| Net interest income | $3,214,000 | 4,079 |
| Provision for loan and lease losses | $191,000 | 2,407 |
| Total noninterest income | $1,096,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $266,000 | 2,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $830,000 | 2,468 |
| Total noninterest expense | $6,000,000 | 2,698 |
| Salaries and employee benefits | $2,374,000 | 3,323 |
| Premises and equipment expense | $587,000 | 2,826 |
| Additional noninterest expense | $3,039,000 | 1,908 |
| Pre-tax net operating income | $-1,881,000 | 5,133 |
| Securities gains (losses) | $3,792,000 | 101 |
| Applicable income taxes | $398,000 | 2,169 |
| Income before extraordinary items | $1,513,000 | 3,271 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,513,000 | 3,272 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,513,000 | 3,272 |
| Net charge-offs | $191,000 | 1,727 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-1,482,680 | 5,118 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 4,313 |
| Total interest expense | $147,000 | 4,869 |
| Net interest income | $2,404,000 | 4,147 |
| Provision for loan and lease losses | $168,000 | 2,165 |
| Total noninterest income | $1,319,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $196,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,123,000 | 1,789 |
| Total noninterest expense | $4,531,000 | 2,698 |
| Salaries and employee benefits | $1,784,000 | 3,337 |
| Premises and equipment expense | $421,000 | 2,929 |
| Additional noninterest expense | $2,326,000 | 1,856 |
| Pre-tax net operating income | $-976,000 | 5,199 |
| Securities gains (losses) | $3,444,000 | 90 |
| Applicable income taxes | $494,000 | 1,805 |
| Income before extraordinary items | $1,974,000 | 2,546 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,974,000 | 2,547 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,974,000 | 2,547 |
| Net charge-offs | $168,000 | 1,416 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-781,200 | 5,186 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 4,343 |
| Total interest expense | $99,000 | 4,889 |
| Net interest income | $1,602,000 | 4,172 |
| Provision for loan and lease losses | $157,000 | 1,764 |
| Total noninterest income | $953,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $126,000 | 2,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $827,000 | 1,683 |
| Total noninterest expense | $3,035,000 | 2,710 |
| Salaries and employee benefits | $1,185,000 | 3,353 |
| Premises and equipment expense | $276,000 | 2,977 |
| Additional noninterest expense | $1,574,000 | 1,857 |
| Pre-tax net operating income | $-637,000 | 5,244 |
| Securities gains (losses) | $3,337,000 | 62 |
| Applicable income taxes | $545,000 | 1,379 |
| Income before extraordinary items | $2,155,000 | 1,804 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,155,000 | 1,803 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,155,000 | 1,804 |
| Net charge-offs | $157,000 | 1,137 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-514,600 | 5,227 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 4,381 |
| Total interest expense | $51,000 | 4,909 |
| Net interest income | $798,000 | 4,218 |
| Provision for loan and lease losses | $48,000 | 2,110 |
| Total noninterest income | $434,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $64,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 1,740 |
| Total noninterest expense | $1,450,000 | 2,804 |
| Salaries and employee benefits | $581,000 | 3,423 |
| Premises and equipment expense | $131,000 | 3,108 |
| Additional noninterest expense | $738,000 | 1,946 |
| Pre-tax net operating income | $-266,000 | 5,286 |
| Securities gains (losses) | $2,956,000 | 37 |
| Applicable income taxes | $565,000 | 827 |
| Income before extraordinary items | $2,125,000 | 1,031 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,125,000 | 1,030 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,125,000 | 1,030 |
| Net charge-offs | $48,000 | 1,230 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-210,240 | 5,275 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 4,382 |
| Total interest expense | $237,000 | 4,715 |
| Net interest income | $3,052,000 | 4,283 |
| Provision for loan and lease losses | $68,000 | 3,310 |
| Total noninterest income | $1,987,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $299,000 | 2,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,688,000 | 1,668 |
| Total noninterest expense | $6,166,000 | 2,672 |
| Salaries and employee benefits | $2,361,000 | 3,394 |
| Premises and equipment expense | $681,000 | 2,617 |
| Additional noninterest expense | $3,124,000 | 1,847 |
| Pre-tax net operating income | $-1,195,000 | 5,356 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-237,000 | 5,339 |
| Income before extraordinary items | $-958,000 | 5,344 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-958,000 | 5,343 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-958,000 | 5,343 |
| Net charge-offs | $68,000 | 2,420 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-958,000 | 5,344 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 4,439 |
| Total interest expense | $184,000 | 4,697 |
| Net interest income | $2,242,000 | 4,354 |
| Provision for loan and lease losses | $78,000 | 2,886 |
| Total noninterest income | $1,516,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $235,000 | 2,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,281,000 | 1,676 |
| Total noninterest expense | $4,559,000 | 2,705 |
| Salaries and employee benefits | $1,754,000 | 3,416 |
| Premises and equipment expense | $513,000 | 2,633 |
| Additional noninterest expense | $2,292,000 | 1,890 |
| Pre-tax net operating income | $-879,000 | 5,433 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-184,000 | 5,428 |
| Income before extraordinary items | $-695,000 | 5,415 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-695,000 | 5,414 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-695,000 | 5,414 |
| Net charge-offs | $78,000 | 1,915 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-695,000 | 5,415 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 4,483 |
| Total interest expense | $127,000 | 4,644 |
| Net interest income | $1,470,000 | 4,412 |
| Provision for loan and lease losses | $79,000 | 2,398 |
| Total noninterest income | $986,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $165,000 | 2,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $821,000 | 1,715 |
| Total noninterest expense | $2,980,000 | 2,764 |
| Salaries and employee benefits | $1,161,000 | 3,440 |
| Premises and equipment expense | $348,000 | 2,623 |
| Additional noninterest expense | $1,471,000 | 1,960 |
| Pre-tax net operating income | $-603,000 | 5,485 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-126,000 | 5,482 |
| Income before extraordinary items | $-477,000 | 5,468 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-477,000 | 5,467 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-477,000 | 5,467 |
| Net charge-offs | $79,000 | 1,470 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-477,000 | 5,469 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 4,540 |
| Total interest expense | $67,000 | 4,599 |
| Net interest income | $720,000 | 4,479 |
| Provision for loan and lease losses | $27,000 | 2,637 |
| Total noninterest income | $545,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $92,000 | 2,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 1,579 |
| Total noninterest expense | $1,511,000 | 2,772 |
| Salaries and employee benefits | $571,000 | 3,509 |
| Premises and equipment expense | $178,000 | 2,624 |
| Additional noninterest expense | $762,000 | 1,896 |
| Pre-tax net operating income | $-273,000 | 5,546 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-56,000 | 5,543 |
| Income before extraordinary items | $-217,000 | 5,521 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-217,000 | 5,521 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-217,000 | 5,521 |
| Net charge-offs | $27,000 | 1,506 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-217,000 | 5,526 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 4,504 |
| Total interest expense | $191,000 | 4,906 |
| Net interest income | $3,018,000 | 4,419 |
| Provision for loan and lease losses | $142,000 | 2,716 |
| Total noninterest income | $2,882,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $368,000 | 2,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,514,000 | 1,323 |
| Total noninterest expense | $6,804,000 | 2,553 |
| Salaries and employee benefits | $2,369,000 | 3,430 |
| Premises and equipment expense | $963,000 | 2,168 |
| Additional noninterest expense | $3,472,000 | 1,725 |
| Pre-tax net operating income | $-1,046,000 | 5,610 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $256,000 | 2,834 |
| Income before extraordinary items | $-1,302,000 | 5,594 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,302,000 | 5,594 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,302,000 | 5,594 |
| Net charge-offs | $142,000 | 2,130 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-1,302,000 | 5,593 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 4,539 |
| Total interest expense | $124,000 | 5,060 |
| Net interest income | $2,287,000 | 4,438 |
| Provision for loan and lease losses | $144,000 | 2,348 |
| Total noninterest income | $2,429,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $279,000 | 2,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,150,000 | 1,208 |
| Total noninterest expense | $5,042,000 | 2,578 |
| Salaries and employee benefits | $1,753,000 | 3,469 |
| Premises and equipment expense | $712,000 | 2,192 |
| Additional noninterest expense | $2,577,000 | 1,730 |
| Pre-tax net operating income | $-470,000 | 5,645 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-154,000 | 5,672 |
| Income before extraordinary items | $-316,000 | 5,629 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-316,000 | 5,629 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-316,000 | 5,629 |
| Net charge-offs | $144,000 | 1,641 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-316,000 | 5,630 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 3,981 |
| Total interest expense | $74,000 | 5,172 |
| Net interest income | $2,162,000 | 3,834 |
| Provision for loan and lease losses | $23,000 | 3,358 |
| Total noninterest income | $1,380,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $190,000 | 2,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,190,000 | 1,384 |
| Total noninterest expense | $3,400,000 | 2,567 |
| Salaries and employee benefits | $1,167,000 | 3,493 |
| Premises and equipment expense | $482,000 | 2,181 |
| Additional noninterest expense | $1,751,000 | 1,695 |
| Pre-tax net operating income | $119,000 | 5,238 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $47,000 | 3,337 |
| Income before extraordinary items | $72,000 | 5,359 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $72,000 | 5,357 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $72,000 | 5,358 |
| Net charge-offs | $23,000 | 2,514 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $72,000 | 5,353 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 4,024 |
| Total interest expense | $36,000 | 5,216 |
| Net interest income | $1,063,000 | 3,886 |
| Provision for loan and lease losses | $11,000 | 3,123 |
| Total noninterest income | $1,191,000 | 1,162 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $102,000 | 2,353 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,089,000 | 900 |
| Total noninterest expense | $1,651,000 | 2,636 |
| Salaries and employee benefits | $596,000 | 3,504 |
| Premises and equipment expense | $241,000 | 2,205 |
| Additional noninterest expense | $814,000 | 1,808 |
| Pre-tax net operating income | $592,000 | 2,824 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $203,000 | 1,855 |
| Income before extraordinary items | $389,000 | 3,180 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $389,000 | 3,178 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $389,000 | 3,180 |
| Net charge-offs | $11,000 | 2,170 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $389,000 | 3,159 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 4,120 |
| Total interest expense | $146,000 | 5,256 |
| Net interest income | $4,055,000 | 3,984 |
| Provision for loan and lease losses | $63,000 | 3,483 |
| Total noninterest income | $915,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $373,000 | 2,577 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $542,000 | 3,148 |
| Total noninterest expense | $6,403,000 | 2,727 |
| Salaries and employee benefits | $2,281,000 | 3,579 |
| Premises and equipment expense | $994,000 | 2,156 |
| Additional noninterest expense | $3,128,000 | 1,912 |
| Pre-tax net operating income | $-1,496,000 | 5,858 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-515,000 | 5,826 |
| Income before extraordinary items | $-981,000 | 5,834 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-981,000 | 5,833 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-981,000 | 5,833 |
| Net charge-offs | $55,000 | 3,070 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-981,000 | 5,828 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 4,135 |
| Total interest expense | $109,000 | 5,312 |
| Net interest income | $3,080,000 | 3,985 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $712,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $272,000 | 2,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $440,000 | 3,049 |
| Total noninterest expense | $4,655,000 | 2,782 |
| Salaries and employee benefits | $1,695,000 | 3,597 |
| Premises and equipment expense | $748,000 | 2,152 |
| Additional noninterest expense | $2,212,000 | 2,000 |
| Pre-tax net operating income | $-898,000 | 5,922 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-311,000 | 5,918 |
| Income before extraordinary items | $-587,000 | 5,894 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-587,000 | 5,894 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-587,000 | 5,894 |
| Net charge-offs | $35,000 | 2,810 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-587,000 | 5,891 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 4,170 |
| Total interest expense | $70,000 | 5,399 |
| Net interest income | $2,034,000 | 4,033 |
| Provision for loan and lease losses | $20,000 | 3,524 |
| Total noninterest income | $506,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $175,000 | 2,667 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $331,000 | 2,902 |
| Total noninterest expense | $3,112,000 | 2,778 |
| Salaries and employee benefits | $1,123,000 | 3,644 |
| Premises and equipment expense | $509,000 | 2,125 |
| Additional noninterest expense | $1,480,000 | 1,995 |
| Pre-tax net operating income | $-592,000 | 5,994 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-207,000 | 6,002 |
| Income before extraordinary items | $-385,000 | 5,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-385,000 | 5,964 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-385,000 | 5,964 |
| Net charge-offs | $20,000 | 2,775 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-385,000 | 5,956 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 4,230 |
| Total interest expense | $38,000 | 5,379 |
| Net interest income | $993,000 | 4,083 |
| Provision for loan and lease losses | $11,000 | 3,234 |
| Total noninterest income | $229,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $88,000 | 2,636 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $141,000 | 3,060 |
| Total noninterest expense | $1,524,000 | 2,833 |
| Salaries and employee benefits | $564,000 | 3,653 |
| Premises and equipment expense | $255,000 | 2,127 |
| Additional noninterest expense | $705,000 | 2,073 |
| Pre-tax net operating income | $-313,000 | 6,040 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-109,000 | 6,064 |
| Income before extraordinary items | $-204,000 | 6,009 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-204,000 | 6,008 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-204,000 | 6,008 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-204,000 | 6,006 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 4,171 |
| Total interest expense | $162,000 | 5,396 |
| Net interest income | $4,129,000 | 4,014 |
| Provision for loan and lease losses | $88,000 | 3,196 |
| Total noninterest income | $690,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $371,000 | 2,657 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $319,000 | 3,898 |
| Total noninterest expense | $6,420,000 | 2,728 |
| Salaries and employee benefits | $2,265,000 | 3,658 |
| Premises and equipment expense | $920,000 | 2,306 |
| Additional noninterest expense | $3,235,000 | 1,867 |
| Pre-tax net operating income | $-1,689,000 | 6,131 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-585,000 | 6,090 |
| Income before extraordinary items | $-1,104,000 | 6,102 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,104,000 | 6,102 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,104,000 | 6,102 |
| Net charge-offs | $88,000 | 2,775 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,104,000 | 6,098 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 4,249 |
| Total interest expense | $122,000 | 5,468 |
| Net interest income | $3,039,000 | 4,088 |
| Provision for loan and lease losses | $57,000 | 3,158 |
| Total noninterest income | $754,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $282,000 | 2,644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $472,000 | 2,984 |
| Total noninterest expense | $4,756,000 | 2,767 |
| Salaries and employee benefits | $1,657,000 | 3,708 |
| Premises and equipment expense | $661,000 | 2,409 |
| Additional noninterest expense | $2,438,000 | 1,853 |
| Pre-tax net operating income | $-1,020,000 | 6,207 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-350,000 | 6,206 |
| Income before extraordinary items | $-670,000 | 6,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-670,000 | 6,179 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-670,000 | 6,179 |
| Net charge-offs | $57,000 | 2,674 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-670,000 | 6,174 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 4,285 |
| Total interest expense | $78,000 | 5,552 |
| Net interest income | $2,015,000 | 4,123 |
| Provision for loan and lease losses | $45,000 | 2,981 |
| Total noninterest income | $555,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $192,000 | 2,563 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $363,000 | 2,797 |
| Total noninterest expense | $3,210,000 | 2,759 |
| Salaries and employee benefits | $1,107,000 | 3,740 |
| Premises and equipment expense | $525,000 | 2,142 |
| Additional noninterest expense | $1,578,000 | 1,913 |
| Pre-tax net operating income | $-685,000 | 6,273 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-233,000 | 6,287 |
| Income before extraordinary items | $-452,000 | 6,249 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-452,000 | 6,249 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-452,000 | 6,249 |
| Net charge-offs | $45,000 | 2,399 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-452,000 | 6,243 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 4,320 |
| Total interest expense | $41,000 | 5,555 |
| Net interest income | $1,000,000 | 4,154 |
| Provision for loan and lease losses | $37,000 | 2,354 |
| Total noninterest income | $205,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $97,000 | 2,535 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 3,481 |
| Total noninterest expense | $1,394,000 | 3,061 |
| Salaries and employee benefits | $548,000 | 3,792 |
| Premises and equipment expense | $143,000 | 3,298 |
| Additional noninterest expense | $703,000 | 2,098 |
| Pre-tax net operating income | $-226,000 | 6,309 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-78,000 | 6,354 |
| Income before extraordinary items | $-148,000 | 6,281 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-148,000 | 6,282 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-148,000 | 6,282 |
| Net charge-offs | $37,000 | 1,776 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-148,000 | 6,268 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 4,336 |
| Total interest expense | $164,000 | 5,689 |
| Net interest income | $4,094,000 | 4,139 |
| Provision for loan and lease losses | $119,000 | 3,049 |
| Total noninterest income | $1,046,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $450,000 | 2,457 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $596,000 | 3,029 |
| Total noninterest expense | $6,282,000 | 2,822 |
| Salaries and employee benefits | $2,176,000 | 3,814 |
| Premises and equipment expense | $990,000 | 2,264 |
| Additional noninterest expense | $3,116,000 | 1,973 |
| Pre-tax net operating income | $-1,261,000 | 6,379 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-413,000 | 6,373 |
| Income before extraordinary items | $-848,000 | 6,351 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-848,000 | 6,351 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-848,000 | 6,351 |
| Net charge-offs | $119,000 | 3,007 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-848,000 | 6,349 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 4,362 |
| Total interest expense | $121,000 | 5,798 |
| Net interest income | $3,087,000 | 4,156 |
| Provision for loan and lease losses | $49,000 | 3,438 |
| Total noninterest income | $897,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $347,000 | 2,420 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $550,000 | 2,772 |
| Total noninterest expense | $4,604,000 | 2,882 |
| Salaries and employee benefits | $1,636,000 | 3,826 |
| Premises and equipment expense | $734,000 | 2,311 |
| Additional noninterest expense | $2,234,000 | 2,042 |
| Pre-tax net operating income | $-669,000 | 6,422 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-233,000 | 6,470 |
| Income before extraordinary items | $-436,000 | 6,388 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-436,000 | 6,387 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-436,000 | 6,387 |
| Net charge-offs | $49,000 | 3,270 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-436,000 | 6,385 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 4,357 |
| Total interest expense | $77,000 | 5,889 |
| Net interest income | $2,080,000 | 4,137 |
| Provision for loan and lease losses | $33,000 | 3,284 |
| Total noninterest income | $654,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $223,000 | 2,473 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $431,000 | 2,512 |
| Total noninterest expense | $2,975,000 | 2,960 |
| Salaries and employee benefits | $1,076,000 | 3,869 |
| Premises and equipment expense | $489,000 | 2,319 |
| Additional noninterest expense | $1,410,000 | 2,130 |
| Pre-tax net operating income | $-274,000 | 6,431 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-98,000 | 6,508 |
| Income before extraordinary items | $-176,000 | 6,396 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-176,000 | 6,397 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-176,000 | 6,398 |
| Net charge-offs | $33,000 | 3,108 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-176,000 | 6,388 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 4,382 |
| Total interest expense | $41,000 | 5,906 |
| Net interest income | $1,037,000 | 4,165 |
| Provision for loan and lease losses | $14,000 | 3,260 |
| Total noninterest income | $355,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $110,000 | 2,476 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $245,000 | 2,283 |
| Total noninterest expense | $1,407,000 | 3,110 |
| Salaries and employee benefits | $537,000 | 3,906 |
| Premises and equipment expense | $226,000 | 2,519 |
| Additional noninterest expense | $644,000 | 2,323 |
| Pre-tax net operating income | $-29,000 | 6,321 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-11,000 | 6,464 |
| Income before extraordinary items | $-18,000 | 6,291 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-18,000 | 6,292 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-18,000 | 6,292 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-18,000 | 6,282 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,527,000 | 4,334 |
| Total interest expense | $236,000 | 5,722 |
| Net interest income | $4,291,000 | 4,104 |
| Provision for loan and lease losses | $106,000 | 3,635 |
| Total noninterest income | $1,276,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $470,000 | 2,507 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $806,000 | 2,664 |
| Total noninterest expense | $6,020,000 | 2,982 |
| Salaries and employee benefits | $2,233,000 | 3,832 |
| Premises and equipment expense | $910,000 | 2,438 |
| Additional noninterest expense | $2,877,000 | 2,173 |
| Pre-tax net operating income | $-559,000 | 6,484 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-190,000 | 6,545 |
| Income before extraordinary items | $-369,000 | 6,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-369,000 | 6,456 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-369,000 | 6,457 |
| Net charge-offs | $106,000 | 3,673 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-369,000 | 6,446 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 4,411 |
| Total interest expense | $188,000 | 5,741 |
| Net interest income | $3,149,000 | 4,184 |
| Provision for loan and lease losses | $85,000 | 3,553 |
| Total noninterest income | $1,184,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $350,000 | 2,541 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $834,000 | 2,301 |
| Total noninterest expense | $4,562,000 | 2,965 |
| Salaries and employee benefits | $1,687,000 | 3,809 |
| Premises and equipment expense | $660,000 | 2,538 |
| Additional noninterest expense | $2,215,000 | 2,106 |
| Pre-tax net operating income | $-314,000 | 6,547 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-114,000 | 6,697 |
| Income before extraordinary items | $-200,000 | 6,522 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-200,000 | 6,524 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-200,000 | 6,523 |
| Net charge-offs | $85,000 | 3,412 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-200,000 | 6,499 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 4,390 |
| Total interest expense | $128,000 | 5,783 |
| Net interest income | $2,128,000 | 4,149 |
| Provision for loan and lease losses | $80,000 | 3,162 |
| Total noninterest income | $787,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $232,000 | 2,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $555,000 | 2,333 |
| Total noninterest expense | $3,003,000 | 2,999 |
| Salaries and employee benefits | $1,119,000 | 3,838 |
| Premises and equipment expense | $453,000 | 2,475 |
| Additional noninterest expense | $1,431,000 | 2,167 |
| Pre-tax net operating income | $-168,000 | 6,529 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-61,000 | 6,716 |
| Income before extraordinary items | $-107,000 | 6,524 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-107,000 | 6,525 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-107,000 | 6,525 |
| Net charge-offs | $80,000 | 2,960 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-107,000 | 6,491 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 4,368 |
| Total interest expense | $66,000 | 5,823 |
| Net interest income | $1,087,000 | 4,095 |
| Provision for loan and lease losses | $34,000 | 3,135 |
| Total noninterest income | $494,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $116,000 | 2,505 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $378,000 | 1,927 |
| Total noninterest expense | $1,463,000 | 3,060 |
| Salaries and employee benefits | $541,000 | 3,978 |
| Premises and equipment expense | $231,000 | 2,458 |
| Additional noninterest expense | $691,000 | 2,253 |
| Pre-tax net operating income | $84,000 | 5,471 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $28,000 | 3,403 |
| Income before extraordinary items | $56,000 | 5,771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $56,000 | 5,773 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $56,000 | 5,773 |
| Net charge-offs | $34,000 | 2,713 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $56,000 | 5,679 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 4,261 |
| Total interest expense | $298,000 | 5,982 |
| Net interest income | $4,778,000 | 3,930 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $912,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $462,000 | 2,642 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $450,000 | 3,483 |
| Total noninterest expense | $5,834,000 | 3,106 |
| Salaries and employee benefits | $2,296,000 | 3,791 |
| Premises and equipment expense | $910,000 | 2,467 |
| Additional noninterest expense | $2,628,000 | 2,458 |
| Pre-tax net operating income | $-204,000 | 6,357 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-25,000 | 6,592 |
| Income before extraordinary items | $-179,000 | 6,453 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-179,000 | 6,447 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-179,000 | 6,449 |
| Net charge-offs | $60,000 | 4,799 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-179,000 | 6,361 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 4,310 |
| Total interest expense | $223,000 | 6,120 |
| Net interest income | $3,646,000 | 3,943 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $728,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $346,000 | 2,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $382,000 | 3,341 |
| Total noninterest expense | $4,337,000 | 3,134 |
| Salaries and employee benefits | $1,711,000 | 3,808 |
| Premises and equipment expense | $633,000 | 2,653 |
| Additional noninterest expense | $1,993,000 | 2,430 |
| Pre-tax net operating income | $-8,000 | 6,298 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $7,000 | 4,458 |
| Income before extraordinary items | $-15,000 | 6,434 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-15,000 | 6,433 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-15,000 | 6,433 |
| Net charge-offs | $45,000 | 4,583 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-15,000 | 6,313 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 4,298 |
| Total interest expense | $153,000 | 6,176 |
| Net interest income | $2,470,000 | 3,926 |
| Provision for loan and lease losses | $41,000 | 4,719 |
| Total noninterest income | $482,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $226,000 | 2,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $256,000 | 3,301 |
| Total noninterest expense | $2,857,000 | 3,183 |
| Salaries and employee benefits | $1,115,000 | 3,886 |
| Premises and equipment expense | $429,000 | 2,621 |
| Additional noninterest expense | $1,313,000 | 2,471 |
| Pre-tax net operating income | $54,000 | 6,081 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $23,000 | 3,951 |
| Income before extraordinary items | $31,000 | 6,324 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $31,000 | 6,323 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $31,000 | 6,324 |
| Net charge-offs | $41,000 | 4,196 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $31,000 | 6,183 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 4,336 |
| Total interest expense | $81,000 | 6,195 |
| Net interest income | $1,224,000 | 3,963 |
| Provision for loan and lease losses | $51,000 | 3,637 |
| Total noninterest income | $250,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $114,000 | 2,654 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $136,000 | 3,216 |
| Total noninterest expense | $1,375,000 | 3,286 |
| Salaries and employee benefits | $545,000 | 3,981 |
| Premises and equipment expense | $205,000 | 2,746 |
| Additional noninterest expense | $625,000 | 2,562 |
| Pre-tax net operating income | $48,000 | 5,957 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $20,000 | 3,671 |
| Income before extraordinary items | $28,000 | 6,241 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $28,000 | 6,240 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $28,000 | 6,241 |
| Net charge-offs | $51,000 | 3,006 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $28,000 | 6,113 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 4,175 |
| Total interest expense | $353,000 | 6,375 |
| Net interest income | $5,440,000 | 3,703 |
| Provision for loan and lease losses | $80,000 | 5,528 |
| Total noninterest income | $963,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $444,000 | 2,819 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $519,000 | 3,063 |
| Total noninterest expense | $6,170,000 | 2,990 |
| Salaries and employee benefits | $2,372,000 | 3,709 |
| Premises and equipment expense | $866,000 | 2,726 |
| Additional noninterest expense | $2,932,000 | 2,248 |
| Pre-tax net operating income | $153,000 | 5,603 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $62,000 | 3,646 |
| Income before extraordinary items | $91,000 | 5,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $91,000 | 5,909 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $91,000 | 5,909 |
| Net charge-offs | $80,000 | 5,166 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $91,000 | 5,792 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 4,147 |
| Total interest expense | $266,000 | 6,471 |
| Net interest income | $4,172,000 | 3,676 |
| Provision for loan and lease losses | $76,000 | 5,232 |
| Total noninterest income | $725,000 | 3,184 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $328,000 | 2,853 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $397,000 | 3,054 |
| Total noninterest expense | $4,636,000 | 2,982 |
| Salaries and employee benefits | $1,768,000 | 3,736 |
| Premises and equipment expense | $657,000 | 2,732 |
| Additional noninterest expense | $2,211,000 | 2,250 |
| Pre-tax net operating income | $185,000 | 5,530 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $72,000 | 3,434 |
| Income before extraordinary items | $113,000 | 5,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 5,845 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $113,000 | 5,845 |
| Net charge-offs | $76,000 | 4,663 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $113,000 | 5,712 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 4,143 |
| Total interest expense | $177,000 | 6,570 |
| Net interest income | $2,824,000 | 3,644 |
| Provision for loan and lease losses | $51,000 | 5,098 |
| Total noninterest income | $474,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $217,000 | 2,844 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $257,000 | 3,118 |
| Total noninterest expense | $3,115,000 | 2,999 |
| Salaries and employee benefits | $1,197,000 | 3,710 |
| Premises and equipment expense | $431,000 | 2,771 |
| Additional noninterest expense | $1,487,000 | 2,254 |
| Pre-tax net operating income | $132,000 | 5,507 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $53,000 | 3,328 |
| Income before extraordinary items | $79,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $79,000 | 5,825 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $79,000 | 5,826 |
| Net charge-offs | $51,000 | 4,427 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $79,000 | 5,747 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,169 |
| Total interest expense | $87,000 | 6,688 |
| Net interest income | $1,407,000 | 3,639 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $248,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $109,000 | 2,804 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $139,000 | 3,036 |
| Total noninterest expense | $1,535,000 | 3,049 |
| Salaries and employee benefits | $600,000 | 3,726 |
| Premises and equipment expense | $211,000 | 2,861 |
| Additional noninterest expense | $724,000 | 2,294 |
| Pre-tax net operating income | $100,000 | 5,144 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $38,000 | 3,035 |
| Income before extraordinary items | $62,000 | 5,525 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $62,000 | 5,523 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $62,000 | 5,524 |
| Net charge-offs | $20,000 | 4,032 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $62,000 | 5,477 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 4,293 |
| Total interest expense | $375,000 | 6,860 |
| Net interest income | $5,692,000 | 3,616 |
| Provision for loan and lease losses | $305,000 | 4,816 |
| Total noninterest income | $1,370,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $467,000 | 2,763 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $903,000 | 2,314 |
| Total noninterest expense | $6,573,000 | 2,878 |
| Salaries and employee benefits | $2,615,000 | 3,471 |
| Premises and equipment expense | $1,002,000 | 2,475 |
| Additional noninterest expense | $2,956,000 | 2,318 |
| Pre-tax net operating income | $184,000 | 5,241 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-56,000 | 6,733 |
| Income before extraordinary items | $240,000 | 5,145 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $240,000 | 5,149 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $240,000 | 5,149 |
| Net charge-offs | $305,000 | 4,276 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $240,000 | 5,002 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 4,365 |
| Total interest expense | $272,000 | 7,020 |
| Net interest income | $4,301,000 | 3,645 |
| Provision for loan and lease losses | $287,000 | 4,385 |
| Total noninterest income | $1,121,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $350,000 | 2,826 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $771,000 | 2,122 |
| Total noninterest expense | $4,925,000 | 2,878 |
| Salaries and employee benefits | $1,934,000 | 3,531 |
| Premises and equipment expense | $761,000 | 2,493 |
| Additional noninterest expense | $2,230,000 | 2,272 |
| Pre-tax net operating income | $210,000 | 5,214 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $27,000 | 3,858 |
| Income before extraordinary items | $183,000 | 5,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $183,000 | 5,373 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $183,000 | 5,374 |
| Net charge-offs | $287,000 | 3,787 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $183,000 | 5,212 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 4,358 |
| Total interest expense | $180,000 | 7,114 |
| Net interest income | $2,909,000 | 3,599 |
| Provision for loan and lease losses | $184,000 | 4,344 |
| Total noninterest income | $881,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $227,000 | 2,903 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $654,000 | 1,757 |
| Total noninterest expense | $3,282,000 | 2,883 |
| Salaries and employee benefits | $1,277,000 | 3,583 |
| Premises and equipment expense | $513,000 | 2,486 |
| Additional noninterest expense | $1,492,000 | 2,269 |
| Pre-tax net operating income | $324,000 | 4,299 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $57,000 | 3,196 |
| Income before extraordinary items | $267,000 | 4,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $267,000 | 4,492 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $267,000 | 4,492 |
| Net charge-offs | $184,000 | 3,636 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $267,000 | 4,345 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 4,485 |
| Total interest expense | $92,000 | 7,208 |
| Net interest income | $1,419,000 | 3,705 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $450,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $112,000 | 2,929 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $338,000 | 1,702 |
| Total noninterest expense | $1,460,000 | 3,218 |
| Salaries and employee benefits | $624,000 | 3,703 |
| Premises and equipment expense | $256,000 | 2,539 |
| Additional noninterest expense | $580,000 | 2,788 |
| Pre-tax net operating income | $334,000 | 3,179 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $117,000 | 1,970 |
| Income before extraordinary items | $217,000 | 3,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $217,000 | 3,730 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $217,000 | 3,732 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $217,000 | 3,601 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,117,000 | 4,559 |
| Total interest expense | $395,000 | 7,371 |
| Net interest income | $5,722,000 | 3,594 |
| Provision for loan and lease losses | $536,000 | 4,434 |
| Total noninterest income | $1,904,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $406,000 | 3,298 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,498,000 | 1,652 |
| Total noninterest expense | $6,862,000 | 2,844 |
| Salaries and employee benefits | $2,764,000 | 3,417 |
| Premises and equipment expense | $986,000 | 2,607 |
| Additional noninterest expense | $3,112,000 | 2,277 |
| Pre-tax net operating income | $228,000 | 4,721 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $82,000 | 2,992 |
| Income before extraordinary items | $146,000 | 5,003 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $146,000 | 5,003 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $146,000 | 5,003 |
| Net charge-offs | $536,000 | 3,693 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $146,000 | 4,938 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 4,586 |
| Total interest expense | $295,000 | 7,475 |
| Net interest income | $4,341,000 | 3,571 |
| Provision for loan and lease losses | $454,000 | 3,955 |
| Total noninterest income | $1,497,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $290,000 | 3,399 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,207,000 | 1,614 |
| Total noninterest expense | $5,007,000 | 2,914 |
| Salaries and employee benefits | $2,069,000 | 3,446 |
| Premises and equipment expense | $738,000 | 2,644 |
| Additional noninterest expense | $2,200,000 | 2,368 |
| Pre-tax net operating income | $377,000 | 4,267 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $73,000 | 3,096 |
| Income before extraordinary items | $304,000 | 4,413 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $304,000 | 4,410 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $304,000 | 4,413 |
| Net charge-offs | $454,000 | 3,172 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $304,000 | 4,349 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 4,601 |
| Total interest expense | $185,000 | 7,630 |
| Net interest income | $2,943,000 | 3,509 |
| Provision for loan and lease losses | $340,000 | 3,522 |
| Total noninterest income | $915,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $190,000 | 3,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $725,000 | 1,774 |
| Total noninterest expense | $3,347,000 | 2,924 |
| Salaries and employee benefits | $1,383,000 | 3,470 |
| Premises and equipment expense | $505,000 | 2,615 |
| Additional noninterest expense | $1,459,000 | 2,396 |
| Pre-tax net operating income | $171,000 | 4,820 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $168,000 | 4,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 4,740 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $168,000 | 4,740 |
| Net charge-offs | $340,000 | 2,787 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $168,000 | 4,649 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 4,642 |
| Total interest expense | $95,000 | 7,686 |
| Net interest income | $1,464,000 | 3,521 |
| Provision for loan and lease losses | $95,000 | 3,976 |
| Total noninterest income | $391,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $94,000 | 3,374 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $297,000 | 1,971 |
| Total noninterest expense | $1,651,000 | 2,891 |
| Salaries and employee benefits | $693,000 | 3,494 |
| Premises and equipment expense | $258,000 | 2,615 |
| Additional noninterest expense | $700,000 | 2,234 |
| Pre-tax net operating income | $109,000 | 4,934 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,000 | 7,082 |
| Income before extraordinary items | $111,000 | 4,802 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $111,000 | 4,806 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $111,000 | 4,805 |
| Net charge-offs | $95,000 | 2,923 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $111,000 | 4,635 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,220,000 | 4,395 |
| Total interest expense | $753,000 | 7,215 |
| Net interest income | $6,467,000 | 3,271 |
| Provision for loan and lease losses | $257,000 | 4,860 |
| Total noninterest income | $1,672,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $482,000 | 3,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,190,000 | 1,885 |
| Total noninterest expense | $6,651,000 | 2,805 |
| Salaries and employee benefits | $2,697,000 | 3,549 |
| Premises and equipment expense | $1,077,000 | 2,455 |
| Additional noninterest expense | $2,877,000 | 2,081 |
| Pre-tax net operating income | $1,231,000 | 3,372 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $465,000 | 1,917 |
| Income before extraordinary items | $766,000 | 3,792 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $766,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 3,755 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $766,000 | 3,912 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 4,375 |
| Total interest expense | $596,000 | 7,258 |
| Net interest income | $5,024,000 | 3,202 |
| Provision for loan and lease losses | $166,000 | 4,490 |
| Total noninterest income | $1,415,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $371,000 | 3,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,044,000 | 1,760 |
| Total noninterest expense | $4,950,000 | 2,798 |
| Salaries and employee benefits | $1,989,000 | 3,631 |
| Premises and equipment expense | $801,000 | 2,487 |
| Additional noninterest expense | $2,160,000 | 2,018 |
| Pre-tax net operating income | $1,323,000 | 3,110 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $450,000 | 2,029 |
| Income before extraordinary items | $873,000 | 3,393 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $873,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,285 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $873,000 | 3,528 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 4,329 |
| Total interest expense | $412,000 | 7,317 |
| Net interest income | $3,481,000 | 3,071 |
| Provision for loan and lease losses | $129,000 | 3,874 |
| Total noninterest income | $1,136,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $243,000 | 3,079 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $893,000 | 1,523 |
| Total noninterest expense | $3,256,000 | 2,834 |
| Salaries and employee benefits | $1,280,000 | 3,779 |
| Premises and equipment expense | $504,000 | 2,619 |
| Additional noninterest expense | $1,472,000 | 1,961 |
| Pre-tax net operating income | $1,232,000 | 2,548 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $425,000 | 1,802 |
| Income before extraordinary items | $807,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $807,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,713 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $807,000 | 2,981 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 4,257 |
| Total interest expense | $222,000 | 7,325 |
| Net interest income | $1,819,000 | 2,954 |
| Provision for loan and lease losses | $62,000 | 3,448 |
| Total noninterest income | $862,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $742,000 | 1,065 |
| Total noninterest expense | $1,536,000 | 2,988 |
| Salaries and employee benefits | $601,000 | 3,971 |
| Premises and equipment expense | $227,000 | 2,895 |
| Additional noninterest expense | $708,000 | 1,988 |
| Pre-tax net operating income | $1,083,000 | 1,661 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $368,000 | 1,265 |
| Income before extraordinary items | $715,000 | 1,996 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $715,000 | 1,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,254 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $715,000 | 1,937 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,617,000 | 4,158 |
| Total interest expense | $706,000 | 7,644 |
| Net interest income | $7,911,000 | 2,750 |
| Provision for loan and lease losses | $277,000 | 3,334 |
| Total noninterest income | $1,362,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $586,000 | 2,720 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $776,000 | 2,602 |
| Total noninterest expense | $6,728,000 | 2,688 |
| Salaries and employee benefits | $2,749,000 | 3,460 |
| Premises and equipment expense | $987,000 | 2,601 |
| Additional noninterest expense | $2,992,000 | 1,842 |
| Pre-tax net operating income | $2,268,000 | 3,045 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $753,000 | 2,208 |
| Income before extraordinary items | $1,515,000 | 3,425 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,515,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,404 |
| Cash dividends | $643,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,515,000 | 3,407 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,504,000 | 4,161 |
| Total interest expense | $504,000 | 7,749 |
| Net interest income | $6,000,000 | 2,723 |
| Provision for loan and lease losses | $183,000 | 3,130 |
| Total noninterest income | $1,068,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $449,000 | 2,659 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $619,000 | 2,514 |
| Total noninterest expense | $5,077,000 | 2,654 |
| Salaries and employee benefits | $1,999,000 | 3,540 |
| Premises and equipment expense | $818,000 | 2,361 |
| Additional noninterest expense | $2,260,000 | 1,788 |
| Pre-tax net operating income | $1,808,000 | 3,054 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $620,000 | 2,239 |
| Income before extraordinary items | $1,188,000 | 3,488 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,188,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,083 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,188,000 | 3,475 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 4,190 |
| Total interest expense | $323,000 | 7,829 |
| Net interest income | $3,996,000 | 2,760 |
| Provision for loan and lease losses | $101,000 | 3,258 |
| Total noninterest income | $716,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $319,000 | 2,530 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $397,000 | 2,587 |
| Total noninterest expense | $3,396,000 | 2,666 |
| Salaries and employee benefits | $1,319,000 | 3,594 |
| Premises and equipment expense | $552,000 | 2,344 |
| Additional noninterest expense | $1,525,000 | 1,780 |
| Pre-tax net operating income | $1,215,000 | 3,090 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $440,000 | 2,244 |
| Income before extraordinary items | $775,000 | 3,596 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $775,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,043 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $775,000 | 3,567 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 4,232 |
| Total interest expense | $157,000 | 7,892 |
| Net interest income | $1,959,000 | 2,814 |
| Provision for loan and lease losses | $58,000 | 2,941 |
| Total noninterest income | $341,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $169,000 | 2,368 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $172,000 | 2,777 |
| Total noninterest expense | $1,583,000 | 2,838 |
| Salaries and employee benefits | $617,000 | 3,820 |
| Premises and equipment expense | $258,000 | 2,508 |
| Additional noninterest expense | $708,000 | 1,877 |
| Pre-tax net operating income | $659,000 | 2,927 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $225,000 | 2,240 |
| Income before extraordinary items | $434,000 | 3,314 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $434,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,608 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $434,000 | 3,291 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 3,848 |
| Total interest expense | $477,000 | 7,964 |
| Net interest income | $8,573,000 | 2,628 |
| Provision for loan and lease losses | $564,000 | 1,716 |
| Total noninterest income | $2,007,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $582,000 | 2,749 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,425,000 | 1,729 |
| Total noninterest expense | $6,847,000 | 2,568 |
| Salaries and employee benefits | $2,692,000 | 3,425 |
| Premises and equipment expense | $1,032,000 | 2,395 |
| Additional noninterest expense | $3,123,000 | 1,688 |
| Pre-tax net operating income | $3,169,000 | 2,680 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $991,000 | 2,208 |
| Income before extraordinary items | $2,178,000 | 2,922 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,178,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 928 |
| Cash dividends | $1,001,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,178,000 | 2,905 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 3,785 |
| Total interest expense | $330,000 | 8,059 |
| Net interest income | $6,553,000 | 2,607 |
| Provision for loan and lease losses | $482,000 | 1,434 |
| Total noninterest income | $1,688,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $437,000 | 2,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,251,000 | 1,542 |
| Total noninterest expense | $5,117,000 | 2,574 |
| Salaries and employee benefits | $1,950,000 | 3,516 |
| Premises and equipment expense | $781,000 | 2,386 |
| Additional noninterest expense | $2,386,000 | 1,651 |
| Pre-tax net operating income | $2,642,000 | 2,554 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $899,000 | 2,022 |
| Income before extraordinary items | $1,743,000 | 2,859 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,743,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $595,000 | 704 |
| Cash dividends | $715,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,743,000 | 2,851 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 3,737 |
| Total interest expense | $219,000 | 8,070 |
| Net interest income | $4,383,000 | 2,599 |
| Provision for loan and lease losses | $375,000 | 1,222 |
| Total noninterest income | $1,617,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $273,000 | 2,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,344,000 | 1,095 |
| Total noninterest expense | $3,427,000 | 2,575 |
| Salaries and employee benefits | $1,276,000 | 3,576 |
| Premises and equipment expense | $538,000 | 2,305 |
| Additional noninterest expense | $1,613,000 | 1,637 |
| Pre-tax net operating income | $2,198,000 | 2,155 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $748,000 | 1,765 |
| Income before extraordinary items | $1,450,000 | 2,400 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,450,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 579 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,450,000 | 2,388 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 3,686 |
| Total interest expense | $110,000 | 8,055 |
| Net interest income | $2,178,000 | 2,595 |
| Provision for loan and lease losses | $76,000 | 2,386 |
| Total noninterest income | $329,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $194,000 | 2,540 |
| Total noninterest expense | $1,671,000 | 2,629 |
| Salaries and employee benefits | $596,000 | 3,786 |
| Premises and equipment expense | $267,000 | 2,333 |
| Additional noninterest expense | $808,000 | 1,612 |
| Pre-tax net operating income | $760,000 | 2,809 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $259,000 | 2,213 |
| Income before extraordinary items | $501,000 | 3,155 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 642 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $501,000 | 3,133 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,649,000 | 3,877 |
| Total interest expense | $323,000 | 8,130 |
| Net interest income | $7,326,000 | 2,926 |
| Provision for loan and lease losses | $587,000 | 1,675 |
| Total noninterest income | $1,967,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $773,000 | 2,168 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,194,000 | 1,971 |
| Total noninterest expense | $7,951,000 | 2,098 |
| Salaries and employee benefits | $3,190,000 | 2,814 |
| Premises and equipment expense | $1,310,000 | 1,836 |
| Additional noninterest expense | $3,451,000 | 1,472 |
| Pre-tax net operating income | $755,000 | 5,996 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $199,000 | 4,677 |
| Income before extraordinary items | $556,000 | 6,160 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $556,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,216 |
| Cash dividends | $214,000 | 4,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $556,000 | 6,126 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,722,000 | 3,842 |
| Total interest expense | $223,000 | 8,200 |
| Net interest income | $5,499,000 | 2,909 |
| Provision for loan and lease losses | $384,000 | 1,780 |
| Total noninterest income | $1,666,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $675,000 | 1,904 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $991,000 | 1,826 |
| Total noninterest expense | $5,874,000 | 2,108 |
| Salaries and employee benefits | $2,499,000 | 2,675 |
| Premises and equipment expense | $962,000 | 1,872 |
| Additional noninterest expense | $2,413,000 | 1,554 |
| Pre-tax net operating income | $907,000 | 5,020 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $309,000 | 3,758 |
| Income before extraordinary items | $598,000 | 5,451 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $598,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,045 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $598,000 | 5,424 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 3,741 |
| Total interest expense | $132,000 | 8,264 |
| Net interest income | $3,739,000 | 2,817 |
| Provision for loan and lease losses | $285,000 | 1,615 |
| Total noninterest income | $1,282,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $474,000 | 1,759 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $808,000 | 1,570 |
| Total noninterest expense | $4,045,000 | 2,036 |
| Salaries and employee benefits | $1,662,000 | 2,668 |
| Premises and equipment expense | $677,000 | 1,768 |
| Additional noninterest expense | $1,706,000 | 1,466 |
| Pre-tax net operating income | $691,000 | 4,660 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $236,000 | 3,504 |
| Income before extraordinary items | $455,000 | 5,124 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $455,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 933 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $455,000 | 5,075 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 3,723 |
| Total interest expense | $63,000 | 8,348 |
| Net interest income | $1,854,000 | 2,838 |
| Provision for loan and lease losses | $169,000 | 1,286 |
| Total noninterest income | $842,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $234,000 | 1,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $608,000 | 1,165 |
| Total noninterest expense | $1,981,000 | 2,085 |
| Salaries and employee benefits | $795,000 | 2,781 |
| Premises and equipment expense | $327,000 | 1,835 |
| Additional noninterest expense | $859,000 | 1,454 |
| Pre-tax net operating income | $546,000 | 3,447 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $186,000 | 2,728 |
| Income before extraordinary items | $360,000 | 3,895 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $360,000 | 3,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 773 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $360,000 | 3,847 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,808,000 | 3,478 |
| Total interest expense | $206,000 | 8,447 |
| Net interest income | $7,602,000 | 2,654 |
| Provision for loan and lease losses | $624,000 | 1,593 |
| Total noninterest income | $2,096,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,090,000 | 1,608 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,006,000 | 2,140 |
| Total noninterest expense | $9,001,000 | 1,796 |
| Salaries and employee benefits | $4,043,000 | 2,143 |
| Premises and equipment expense | $1,394,000 | 1,676 |
| Additional noninterest expense | $3,564,000 | 1,393 |
| Pre-tax net operating income | $73,000 | 8,184 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $27,000 | 6,410 |
| Income before extraordinary items | $46,000 | 8,298 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $46,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 1,119 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $46,000 | 8,259 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 3,422 |
| Total interest expense | $152,000 | 8,504 |
| Net interest income | $5,767,000 | 2,606 |
| Provision for loan and lease losses | $490,000 | 1,480 |
| Total noninterest income | $1,596,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $823,000 | 1,603 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $773,000 | 2,123 |
| Total noninterest expense | $6,778,000 | 1,782 |
| Salaries and employee benefits | $3,028,000 | 2,151 |
| Premises and equipment expense | $1,072,000 | 1,631 |
| Additional noninterest expense | $2,678,000 | 1,384 |
| Pre-tax net operating income | $95,000 | 8,141 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $34,000 | 6,208 |
| Income before extraordinary items | $61,000 | 8,271 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $61,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 969 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $61,000 | 8,230 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 3,354 |
| Total interest expense | $98,000 | 8,586 |
| Net interest income | $3,951,000 | 2,516 |
| Provision for loan and lease losses | $297,000 | 1,612 |
| Total noninterest income | $1,071,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $538,000 | 1,622 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $533,000 | 2,096 |
| Total noninterest expense | $4,369,000 | 1,829 |
| Salaries and employee benefits | $1,998,000 | 2,175 |
| Premises and equipment expense | $707,000 | 1,633 |
| Additional noninterest expense | $1,664,000 | 1,450 |
| Pre-tax net operating income | $356,000 | 6,148 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $122,000 | 4,582 |
| Income before extraordinary items | $234,000 | 6,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 6,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,049 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $234,000 | 6,504 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 3,344 |
| Total interest expense | $49,000 | 8,633 |
| Net interest income | $1,986,000 | 2,512 |
| Provision for loan and lease losses | $107,000 | 2,000 |
| Total noninterest income | $506,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $271,000 | 1,580 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $235,000 | 2,218 |
| Total noninterest expense | $2,122,000 | 1,890 |
| Salaries and employee benefits | $961,000 | 2,275 |
| Premises and equipment expense | $347,000 | 1,687 |
| Additional noninterest expense | $814,000 | 1,477 |
| Pre-tax net operating income | $263,000 | 5,139 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $90,000 | 3,962 |
| Income before extraordinary items | $173,000 | 5,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,251 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $173,000 | 5,564 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 3,475 |
| Total interest expense | $336,000 | 8,345 |
| Net interest income | $7,584,000 | 2,541 |
| Provision for loan and lease losses | $198,000 | 4,056 |
| Total noninterest income | $2,497,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,118,000 | 1,539 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,379,000 | 1,935 |
| Total noninterest expense | $9,067,000 | 1,754 |
| Salaries and employee benefits | $4,145,000 | 2,048 |
| Premises and equipment expense | $1,483,000 | 1,541 |
| Additional noninterest expense | $3,439,000 | 1,422 |
| Pre-tax net operating income | $816,000 | 5,658 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $298,000 | 4,295 |
| Income before extraordinary items | $518,000 | 6,269 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $518,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,892 |
| Cash dividends | $143,000 | 5,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $518,000 | 6,115 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 3,553 |
| Total interest expense | $279,000 | 8,339 |
| Net interest income | $5,585,000 | 2,606 |
| Provision for loan and lease losses | $127,000 | 4,261 |
| Total noninterest income | $1,984,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $847,000 | 1,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,137,000 | 1,879 |
| Total noninterest expense | $6,807,000 | 1,761 |
| Salaries and employee benefits | $3,081,000 | 2,074 |
| Premises and equipment expense | $1,119,000 | 1,532 |
| Additional noninterest expense | $2,607,000 | 1,422 |
| Pre-tax net operating income | $635,000 | 5,750 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $216,000 | 4,533 |
| Income before extraordinary items | $419,000 | 6,242 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $419,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,870 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $419,000 | 6,074 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 3,615 |
| Total interest expense | $206,000 | 8,293 |
| Net interest income | $3,647,000 | 2,672 |
| Provision for loan and lease losses | $-3,000 | 9,078 |
| Total noninterest income | $1,033,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $560,000 | 1,524 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $473,000 | 2,524 |
| Total noninterest expense | $4,429,000 | 1,791 |
| Salaries and employee benefits | $2,053,000 | 2,069 |
| Premises and equipment expense | $742,000 | 1,539 |
| Additional noninterest expense | $1,634,000 | 1,501 |
| Pre-tax net operating income | $254,000 | 6,815 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $85,000 | 5,338 |
| Income before extraordinary items | $169,000 | 7,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $169,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $169,000 | 7,081 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 3,720 |
| Total interest expense | $112,000 | 8,273 |
| Net interest income | $1,750,000 | 2,773 |
| Provision for loan and lease losses | $112,000 | 2,185 |
| Total noninterest income | $517,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $270,000 | 1,530 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $247,000 | 2,379 |
| Total noninterest expense | $2,183,000 | 1,799 |
| Salaries and employee benefits | $1,006,000 | 2,101 |
| Premises and equipment expense | $369,000 | 1,563 |
| Additional noninterest expense | $808,000 | 1,472 |
| Pre-tax net operating income | $-28,000 | 8,836 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-28,000 | 8,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-28,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,381 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-28,000 | 8,807 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,204,000 | 3,573 |
| Total interest expense | $607,000 | 8,066 |
| Net interest income | $7,597,000 | 2,520 |
| Provision for loan and lease losses | $400,000 | 2,829 |
| Total noninterest income | $2,018,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,046,000 | 1,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $972,000 | 2,228 |
| Total noninterest expense | $9,073,000 | 1,677 |
| Salaries and employee benefits | $4,288,000 | 1,881 |
| Premises and equipment expense | $1,505,000 | 1,476 |
| Additional noninterest expense | $3,280,000 | 1,446 |
| Pre-tax net operating income | $142,000 | 8,147 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $56,000 | 6,444 |
| Income before extraordinary items | $86,000 | 8,397 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $86,000 | 8,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,941 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $86,000 | 8,308 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 3,646 |
| Total interest expense | $1,406,000 | 7,181 |
| Net interest income | $7,601,000 | 2,358 |
| Provision for loan and lease losses | $556,000 | 2,024 |
| Total noninterest income | $2,493,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,063,000 | 1,404 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,430,000 | 1,589 |
| Total noninterest expense | $8,859,000 | 1,647 |
| Salaries and employee benefits | $4,332,000 | 1,735 |
| Premises and equipment expense | $1,663,000 | 1,288 |
| Additional noninterest expense | $2,864,000 | 1,620 |
| Pre-tax net operating income | $679,000 | 5,894 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $223,000 | 4,825 |
| Income before extraordinary items | $456,000 | 6,279 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $456,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,446 |
| Cash dividends | $143,000 | 5,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $456,000 | 6,162 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,582,000 | 3,532 |
| Total interest expense | $1,423,000 | 7,302 |
| Net interest income | $8,159,000 | 2,176 |
| Provision for loan and lease losses | $308,000 | 2,774 |
| Total noninterest income | $1,914,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,070,000 | 1,267 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $844,000 | 2,081 |
| Total noninterest expense | $9,063,000 | 1,548 |
| Salaries and employee benefits | $4,336,000 | 1,645 |
| Premises and equipment expense | $1,798,000 | 1,111 |
| Additional noninterest expense | $2,929,000 | 1,527 |
| Pre-tax net operating income | $702,000 | 6,216 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $235,000 | 5,093 |
| Income before extraordinary items | $465,000 | 6,511 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $465,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,787 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $465,000 | 6,523 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,575,000 | 3,351 |
| Total interest expense | $1,651,000 | 6,636 |
| Net interest income | $7,924,000 | 2,220 |
| Provision for loan and lease losses | $-154,000 | 10,134 |
| Total noninterest income | $2,120,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,165,000 | 1,136 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $955,000 | 1,936 |
| Total noninterest expense | $9,859,000 | 1,406 |
| Salaries and employee benefits | $4,158,000 | 1,654 |
| Premises and equipment expense | $1,825,000 | 1,102 |
| Additional noninterest expense | $3,876,000 | 1,195 |
| Pre-tax net operating income | $339,000 | 7,882 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $117,000 | 6,695 |
| Income before extraordinary items | $222,000 | 8,136 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $222,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-154,000 | 10,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $222,000 | 8,106 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,986,000 | 3,244 |
| Total interest expense | $1,793,000 | 6,565 |
| Net interest income | $8,193,000 | 2,083 |
| Provision for loan and lease losses | $1,086,000 | 902 |
| Total noninterest income | $2,235,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,256,000 | 982 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $979,000 | 1,884 |
| Total noninterest expense | $9,246,000 | 1,428 |
| Salaries and employee benefits | $3,679,000 | 1,813 |
| Premises and equipment expense | $1,809,000 | 1,064 |
| Additional noninterest expense | $3,758,000 | 1,190 |
| Pre-tax net operating income | $96,000 | 9,427 |
| Securities gains (losses) | $202,000 | 915 |
| Applicable income taxes | $173,000 | 6,538 |
| Income before extraordinary items | $125,000 | 9,150 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $125,000 | 9,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,086,000 | 710 |
| Cash dividends | $388,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-4,280 | 9,802 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,311,000 | 3,148 |
| Total interest expense | $1,909,000 | 6,453 |
| Net interest income | $8,402,000 | 2,077 |
| Provision for loan and lease losses | $3,630,000 | 385 |
| Total noninterest income | $2,516,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,335,000 | 955 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,181,000 | 1,575 |
| Total noninterest expense | $10,230,000 | 1,295 |
| Salaries and employee benefits | $3,983,000 | 1,647 |
| Premises and equipment expense | $1,929,000 | 1,032 |
| Additional noninterest expense | $4,318,000 | 1,074 |
| Pre-tax net operating income | $-2,942,000 | 10,911 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $-1,096,000 | 10,887 |
| Income before extraordinary items | $-1,830,000 | 10,884 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,830,000 | 10,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,330,000 | 362 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-1,840,240 | 10,876 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,341,000 | 2,698 |
| Total interest expense | $1,996,000 | 6,421 |
| Net interest income | $10,345,000 | 1,709 |
| Provision for loan and lease losses | $2,040,000 | 608 |
| Total noninterest income | $2,426,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,420,000 | 932 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,006,000 | 1,807 |
| Total noninterest expense | $10,632,000 | 1,352 |
| Salaries and employee benefits | $4,199,000 | 1,594 |
| Premises and equipment expense | $1,839,000 | 1,136 |
| Additional noninterest expense | $4,594,000 | 1,214 |
| Pre-tax net operating income | $99,000 | 10,369 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $52,000 | 9,663 |
| Income before extraordinary items | $47,000 | 10,602 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $47,000 | 10,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,040,000 | 570 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $47,000 | 10,548 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,511,000 | 2,890 |
| Total interest expense | $2,237,000 | 6,009 |
| Net interest income | $9,274,000 | 1,933 |
| Provision for loan and lease losses | $1,749,000 | 632 |
| Total noninterest income | $2,648,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,462,000 | 911 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,186,000 | 1,615 |
| Total noninterest expense | $9,679,000 | 1,469 |
| Salaries and employee benefits | $3,849,000 | 1,728 |
| Premises and equipment expense | $1,758,000 | 1,188 |
| Additional noninterest expense | $4,072,000 | 1,317 |
| Pre-tax net operating income | $494,000 | 8,473 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $282,000 | 9,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $282,000 | 9,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,184,000 | 790 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $282,000 | 9,088 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,271,000 | 2,961 |
| Total interest expense | $1,827,000 | 5,995 |
| Net interest income | $8,444,000 | 2,140 |
| Provision for loan and lease losses | $805,000 | 1,080 |
| Total noninterest income | $3,482,000 | 1,213 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,560,000 | 836 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,922,000 | 1,157 |
| Total noninterest expense | $9,971,000 | 1,474 |
| Salaries and employee benefits | $4,018,000 | 1,663 |
| Premises and equipment expense | $1,816,000 | 1,161 |
| Additional noninterest expense | $4,137,000 | 1,384 |
| Pre-tax net operating income | $1,150,000 | 5,394 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $315,000 | 5,695 |
| Income before extraordinary items | $849,000 | 5,125 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $849,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 1,012 |
| Cash dividends | $424,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $838,780 | 5,236 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,219,000 | 2,523 |
| Total interest expense | $2,288,000 | 5,190 |
| Net interest income | $9,931,000 | 1,809 |
| Provision for loan and lease losses | $1,212,000 | 1,147 |
| Total noninterest income | $3,337,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,685,000 | 782 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,652,000 | 1,440 |
| Total noninterest expense | $10,320,000 | 1,481 |
| Salaries and employee benefits | $4,414,000 | 1,537 |
| Premises and equipment expense | $1,881,000 | 1,130 |
| Additional noninterest expense | $4,025,000 | 1,513 |
| Pre-tax net operating income | $1,736,000 | 3,817 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $565,000 | 3,774 |
| Income before extraordinary items | $1,171,000 | 4,107 |
| Extraordinary gains, net | $-112,000 | 12,940 |
| Net income | $1,059,000 | 4,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,212,000 | 999 |
| Cash dividends | $575,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,171,000 | 3,909 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,782,000 | 2,755 |
| Total interest expense | $2,675,000 | 5,680 |
| Net interest income | $10,107,000 | 1,810 |
| Provision for loan and lease losses | $421,000 | 3,338 |
| Total noninterest income | $3,172,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,766,000 | 748 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,406,000 | 1,582 |
| Total noninterest expense | $10,768,000 | 1,440 |
| Salaries and employee benefits | $4,391,000 | 1,509 |
| Premises and equipment expense | $1,948,000 | 1,145 |
| Additional noninterest expense | $4,429,000 | 1,487 |
| Pre-tax net operating income | $2,090,000 | 2,980 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $711,000 | 2,922 |
| Income before extraordinary items | $1,379,000 | 3,329 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,379,000 | 3,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 2,739 |
| Cash dividends | $625,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,379,000 | 3,089 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.