Home > Bank of Louisa > Net Loans and Leases
Bank of Louisa, Net Loans and Leases
2007-03-31 | Rank | |
Net loans and leases | $25,260,000 | 7,111 |
Loan loss allowance | $292,000 | 7,172 |
Total loans and leases | $25,552,000 | 7,121 |
Unearned income | $85,000 | 1,312 |
Loans and leases, gross | $25,637,000 | 7,115 |
All real estate loans | $19,615,000 | 6,648 |
Real estate loans in domestic offices | $19,615,000 | 6,648 |
Construction and development loans | $10,559,000 | 3,451 |
Commercial RE | $4,925,000 | 6,222 |
Commercial real estate owner-occupied | $991,000 | 3,938 |
Commercial real estate other non-farm non-residential | $3,934,000 | 3,828 |
Multifamily residential real estate | $168,000 | 5,468 |
1-4 family residential loans | $2,869,000 | 7,486 |
Farmland loans | $1,094,000 | 4,301 |
Loans held in foreign offices | NA | NA |
Farm loans | $0 | 5,258 |
Commercial and industrial loans | $5,498,000 | 5,390 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $520,000 | 7,671 |
Credit card loans | $0 | 1,908 |
Related Plans | $9,000 | 3,954 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $511,000 | 7,508 |
All other loans & leases | $4,000 | 6,719 |
Loans to foreign governments and official institutions | $0 | 34 |
Obligations of states and political subdivisions in U.S. | $0 | 3,503 |
Other loans | $4,000 | 5,818 |
Lease financing receivables | $0 | 1,447 |
Loans to depository institutions and acceptances of other banks | $0 | 250 |
Memoranda: | ||
Loans not secured by real estate | $0 | 1,315 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,272 |
Non 1-4 family restructured loans & leases | $0 | 1,272 |
Residential 1-4 family construction | $715,000 | 4,381 |
Other construction, all land development and other land | $9,844,000 | 2,577 |
Allowance for loan and lease losses in tier 2 | $292,000 | 6,943 |
Total loans and leases | NA | NA |
2006-12-31 | Rank | |
Net loans and leases | $21,818,000 | 7,364 |
Loan loss allowance | $271,000 | 7,310 |
Total loans and leases | $22,089,000 | 7,369 |
Unearned income | $79,000 | 1,349 |
Loans and leases, gross | $22,168,000 | 7,365 |
All real estate loans | $16,153,000 | 6,945 |
Real estate loans in domestic offices | $16,153,000 | 6,945 |
Construction and development loans | $7,886,000 | 3,816 |
Commercial RE | $4,381,000 | 6,350 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $169,000 | 5,427 |
1-4 family residential loans | $2,653,000 | 7,590 |
Farmland loans | $1,064,000 | 4,282 |
Loans held in foreign offices | NA | NA |
Farm loans | $0 | 5,275 |
Commercial and industrial loans | $5,333,000 | 5,433 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $677,000 | 7,497 |
Credit card loans | $0 | 1,942 |
Related Plans | $10,000 | 3,924 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $667,000 | 7,322 |
All other loans & leases | $5,000 | 6,710 |
Loans to foreign governments and official institutions | $0 | 41 |
Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
Other loans | $5,000 | 5,812 |
Lease financing receivables | $0 | 1,454 |
Loans to depository institutions and acceptances of other banks | $0 | 261 |
Memoranda: | ||
Loans not secured by real estate | $0 | 1,254 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,317 |
Non 1-4 family restructured loans & leases | $0 | 1,317 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $271,000 | 7,101 |
Total loans and leases | NA | NA |
2006-09-30 | Rank | |
Net loans and leases | $17,798,000 | 7,698 |
Loan loss allowance | $247,000 | 7,505 |
Total loans and leases | $18,045,000 | 7,694 |
Unearned income | $57,000 | 1,526 |
Loans and leases, gross | $18,102,000 | 7,690 |
All real estate loans | $13,991,000 | 7,159 |
Real estate loans in domestic offices | $13,991,000 | 7,159 |
Construction and development loans | $6,656,000 | 4,027 |
Commercial RE | $3,663,000 | 6,541 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $170,000 | 5,462 |
1-4 family residential loans | $2,438,000 | 7,716 |
Farmland loans | $1,064,000 | 4,299 |
Loans held in foreign offices | NA | NA |
Farm loans | $0 | 5,325 |
Commercial and industrial loans | $3,450,000 | 6,259 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $653,000 | 7,599 |
Credit card loans | $0 | 1,963 |
Related Plans | $5,000 | 4,092 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $648,000 | 7,426 |
All other loans & leases | $8,000 | 6,622 |
Loans to foreign governments and official institutions | $0 | 45 |
Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
Other loans | $8,000 | 5,608 |
Lease financing receivables | $0 | 1,472 |
Loans to depository institutions and acceptances of other banks | $0 | 255 |
Memoranda: | ||
Loans not secured by real estate | $0 | 1,242 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,323 |
Non 1-4 family restructured loans & leases | $0 | 1,323 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $247,000 | 7,302 |
Total loans and leases | NA | NA |
2006-06-30 | Rank | |
Net loans and leases | $17,159,000 | 7,761 |
Loan loss allowance | $247,000 | 7,500 |
Total loans and leases | $17,406,000 | 7,767 |
Unearned income | $65,000 | 1,506 |
Loans and leases, gross | $17,471,000 | 7,766 |
All real estate loans | $12,947,000 | 7,264 |
Real estate loans in domestic offices | $12,947,000 | 7,264 |
Construction and development loans | $5,416,000 | 4,228 |
Commercial RE | $3,728,000 | 6,534 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $171,000 | 5,455 |
1-4 family residential loans | $2,566,000 | 7,703 |
Farmland loans | $1,066,000 | 4,299 |
Loans held in foreign offices | NA | NA |
Farm loans | $0 | 5,378 |
Commercial and industrial loans | $3,665,000 | 6,154 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $856,000 | 7,363 |
Credit card loans | $0 | 1,970 |
Related Plans | $5,000 | 4,101 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $851,000 | 7,183 |
All other loans & leases | $3,000 | 6,885 |
Loans to foreign governments and official institutions | $0 | 44 |
Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
Other loans | $3,000 | 6,018 |
Lease financing receivables | $0 | 1,477 |
Loans to depository institutions and acceptances of other banks | $0 | 280 |
Memoranda: | ||
Loans not secured by real estate | $125,000 | 1,030 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,322 |
Non 1-4 family restructured loans & leases | $0 | 1,322 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $247,000 | 7,297 |
Total loans and leases | NA | NA |
2006-03-31 | Rank | |
Net loans and leases | $18,063,000 | 7,654 |
Loan loss allowance | $247,000 | 7,513 |
Total loans and leases | $18,310,000 | 7,658 |
Unearned income | $55,000 | 1,552 |
Loans and leases, gross | $18,365,000 | 7,653 |
All real estate loans | $13,406,000 | 7,196 |
Real estate loans in domestic offices | $13,406,000 | 7,196 |
Construction and development loans | $5,729,000 | 4,055 |
Commercial RE | $3,391,000 | 6,629 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $172,000 | 5,429 |
1-4 family residential loans | $2,920,000 | 7,564 |
Farmland loans | $1,194,000 | 4,137 |
Loans held in foreign offices | NA | NA |
Farm loans | $700,000 | 3,915 |
Commercial and industrial loans | $2,881,000 | 6,514 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $970,000 | 7,202 |
Credit card loans | $0 | 1,991 |
Related Plans | $1,000 | 4,227 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $969,000 | 7,015 |
All other loans & leases | $408,000 | 3,669 |
Loans to foreign governments and official institutions | $0 | 46 |
Obligations of states and political subdivisions in U.S. | $0 | 3,584 |
Other loans | $1,000 | 6,184 |
Lease financing receivables | $407,000 | 845 |
Loans to depository institutions and acceptances of other banks | $0 | 305 |
Memoranda: | ||
Loans not secured by real estate | $29,000 | 1,101 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,318 |
Non 1-4 family restructured loans & leases | $0 | 1,318 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $247,000 | 7,285 |
Total loans and leases | NA | NA |
2005-12-31 | Rank | |
Net loans and leases | $19,023,000 | 7,623 |
Loan loss allowance | $247,000 | 7,531 |
Total loans and leases | $19,270,000 | 7,631 |
Unearned income | $39,000 | 1,679 |
Loans and leases, gross | $19,309,000 | 7,632 |
All real estate loans | $15,928,000 | 6,971 |
Real estate loans in domestic offices | $15,928,000 | 6,971 |
Construction and development loans | $7,116,000 | 3,668 |
Commercial RE | $4,866,000 | 6,201 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $174,000 | 5,414 |
1-4 family residential loans | $2,578,000 | 7,729 |
Farmland loans | $1,194,000 | 4,151 |
Loans held in foreign offices | NA | NA |
Farm loans | $0 | 5,432 |
Commercial and industrial loans | $2,088,000 | 6,996 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $847,000 | 7,452 |
Credit card loans | $0 | 2,019 |
Related Plans | $2,000 | 4,199 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $845,000 | 7,260 |
All other loans & leases | $446,000 | 3,568 |
Loans to foreign governments and official institutions | $0 | 53 |
Obligations of states and political subdivisions in U.S. | $0 | 3,596 |
Other loans | $1,000 | 6,229 |
Lease financing receivables | $445,000 | 813 |
Loans to depository institutions and acceptances of other banks | $0 | 314 |
Memoranda: | ||
Loans not secured by real estate | $165,000 | 917 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,430 |
Non 1-4 family restructured loans & leases | $0 | 1,430 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $247,000 | 7,308 |
Total loans and leases | NA | NA |
2005-09-30 | Rank | |
Net loans and leases | $17,806,000 | 7,746 |
Loan loss allowance | $225,000 | 7,712 |
Total loans and leases | $18,031,000 | 7,755 |
Unearned income | $41,000 | 1,684 |
Loans and leases, gross | $18,072,000 | 7,751 |
All real estate loans | $14,215,000 | 7,145 |
Real estate loans in domestic offices | $14,215,000 | 7,145 |
Construction and development loans | $6,323,000 | 3,780 |
Commercial RE | $4,488,000 | 6,302 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $475,000 | 4,592 |
1-4 family residential loans | $2,190,000 | 7,921 |
Farmland loans | $739,000 | 4,645 |
Loans held in foreign offices | NA | NA |
Farm loans | $531,000 | 4,235 |
Commercial and industrial loans | $2,068,000 | 7,008 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $775,000 | 7,607 |
Credit card loans | $0 | 2,058 |
Related Plans | $2,000 | 4,198 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $773,000 | 7,413 |
All other loans & leases | $483,000 | 3,510 |
Loans to foreign governments and official institutions | $0 | 50 |
Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
Other loans | $0 | 6,347 |
Lease financing receivables | $483,000 | 797 |
Loans to depository institutions and acceptances of other banks | $0 | 306 |
Memoranda: | ||
Loans not secured by real estate | $195,000 | 884 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,412 |
Non 1-4 family restructured loans & leases | $0 | 1,412 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $225,000 | 7,498 |
Total loans and leases | NA | NA |
2005-06-30 | Rank | |
Net loans and leases | $16,411,000 | 7,839 |
Loan loss allowance | $207,000 | 7,818 |
Total loans and leases | $16,618,000 | 7,843 |
Unearned income | $45,000 | 1,639 |
Loans and leases, gross | $16,663,000 | 7,840 |
All real estate loans | $13,537,000 | 7,197 |
Real estate loans in domestic offices | $13,537,000 | 7,197 |
Construction and development loans | $6,063,000 | 3,701 |
Commercial RE | $4,705,000 | 6,234 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $478,000 | 4,587 |
1-4 family residential loans | $2,163,000 | 7,906 |
Farmland loans | $128,000 | 5,753 |
Loans held in foreign offices | NA | NA |
Farm loans | $373,000 | 4,435 |
Commercial and industrial loans | $1,893,000 | 7,115 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $859,000 | 7,509 |
Credit card loans | $0 | 2,079 |
Related Plans | $3,000 | 4,155 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $856,000 | 7,321 |
All other loans & leases | $1,000 | 7,082 |
Loans to foreign governments and official institutions | $0 | 51 |
Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
Other loans | $1,000 | 6,270 |
Lease financing receivables | $0 | 1,513 |
Loans to depository institutions and acceptances of other banks | $0 | 307 |
Memoranda: | ||
Loans not secured by real estate | $116,000 | 935 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,426 |
Non 1-4 family restructured loans & leases | $0 | 1,426 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $207,000 | 7,628 |
Total loans and leases | NA | NA |
2005-03-31 | Rank | |
Net loans and leases | $13,993,000 | 8,081 |
Loan loss allowance | $177,000 | 8,060 |
Total loans and leases | $14,170,000 | 8,083 |
Unearned income | $48,000 | 1,628 |
Loans and leases, gross | $14,218,000 | 8,081 |
All real estate loans | $11,180,000 | 7,501 |
Real estate loans in domestic offices | $11,180,000 | 7,501 |
Construction and development loans | $4,629,000 | 4,038 |
Commercial RE | $4,416,000 | 6,297 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $480,000 | 4,589 |
1-4 family residential loans | $1,655,000 | 8,166 |
Farmland loans | $0 | 6,178 |
Loans held in foreign offices | NA | NA |
Farm loans | $578,000 | 4,126 |
Commercial and industrial loans | $1,622,000 | 7,310 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $838,000 | 7,575 |
Credit card loans | $0 | 2,109 |
Related Plans | $2,000 | 4,202 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $836,000 | 7,402 |
All other loans & leases | $0 | 7,209 |
Loans to foreign governments and official institutions | $0 | 54 |
Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
Other loans | $0 | 6,408 |
Lease financing receivables | $0 | 1,544 |
Loans to depository institutions and acceptances of other banks | $0 | 313 |
Memoranda: | ||
Loans not secured by real estate | $239,000 | 838 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,430 |
Non 1-4 family restructured loans & leases | $0 | 1,430 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $177,000 | 7,900 |
Total loans and leases | NA | NA |
2004-12-31 | Rank | |
Net loans and leases | $13,297,000 | 8,178 |
Loan loss allowance | $168,000 | 8,140 |
Total loans and leases | $13,465,000 | 8,187 |
Unearned income | $50,000 | 1,640 |
Loans and leases, gross | $13,515,000 | 8,184 |
All real estate loans | $10,772,000 | 7,560 |
Real estate loans in domestic offices | $10,772,000 | 7,559 |
Construction and development loans | $3,663,000 | 4,318 |
Commercial RE | $5,042,000 | 6,099 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $483,000 | 4,537 |
1-4 family residential loans | $1,584,000 | 8,237 |
Farmland loans | $0 | 6,208 |
Loans held in foreign offices | NA | NA |
Farm loans | $600,000 | 4,145 |
Commercial and industrial loans | $1,688,000 | 7,278 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $455,000 | 8,203 |
Credit card loans | $0 | 2,153 |
Related Plans | $0 | 4,278 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $455,000 | 8,054 |
All other loans & leases | $0 | 7,253 |
Loans to foreign governments and official institutions | $0 | 56 |
Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
Other loans | $0 | 6,422 |
Lease financing receivables | $0 | 1,581 |
Loans to depository institutions and acceptances of other banks | $0 | 332 |
Memoranda: | ||
Loans not secured by real estate | $199,000 | 873 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,518 |
Non 1-4 family restructured loans & leases | $0 | 1,518 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $168,000 | 8,010 |
Total loans and leases | NA | NA |
2004-09-30 | Rank | |
Net loans and leases | $9,051,000 | 8,544 |
Loan loss allowance | $115,000 | 8,493 |
Total loans and leases | $9,166,000 | 8,552 |
Unearned income | $30,000 | 1,813 |
Loans and leases, gross | $9,196,000 | 8,548 |
All real estate loans | $6,698,000 | 8,108 |
Real estate loans in domestic offices | $6,698,000 | 8,107 |
Construction and development loans | $2,829,000 | 4,628 |
Commercial RE | $2,302,000 | 7,046 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $487,000 | 4,518 |
1-4 family residential loans | $1,080,000 | 8,453 |
Farmland loans | $0 | 6,242 |
Loans held in foreign offices | NA | NA |
Farm loans | $526,000 | 4,284 |
Commercial and industrial loans | $1,488,000 | 7,425 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $482,000 | 8,228 |
Credit card loans | $0 | 2,193 |
Related Plans | $1,000 | 4,268 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $481,000 | 8,100 |
All other loans & leases | $2,000 | 7,176 |
Loans to foreign governments and official institutions | $0 | 57 |
Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
Other loans | $2,000 | 6,285 |
Lease financing receivables | $0 | 1,600 |
Loans to depository institutions and acceptances of other banks | $0 | 341 |
Memoranda: | ||
Loans not secured by real estate | $32,000 | 1,078 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,514 |
Non 1-4 family restructured loans & leases | $0 | 1,514 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $115,000 | 8,408 |
Total loans and leases | NA | NA |
2004-06-30 | Rank | |
Net loans and leases | $3,828,000 | 8,916 |
Loan loss allowance | $48,000 | 8,860 |
Total loans and leases | $3,876,000 | 8,917 |
Unearned income | $11,000 | 2,080 |
Loans and leases, gross | $3,887,000 | 8,917 |
All real estate loans | $2,537,000 | 8,734 |
Real estate loans in domestic offices | $2,537,000 | 8,733 |
Construction and development loans | $1,497,000 | 5,366 |
Commercial RE | $511,000 | 8,232 |
Commercial real estate owner-occupied | NA | NA |
Commercial real estate other non-farm non-residential | NA | NA |
Multifamily residential real estate | $0 | 6,241 |
1-4 family residential loans | $529,000 | 8,726 |
Farmland loans | $0 | 6,280 |
Loans held in foreign offices | NA | NA |
Farm loans | $0 | 5,687 |
Commercial and industrial loans | $964,000 | 7,853 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $386,000 | 8,416 |
Credit card loans | $0 | 2,244 |
Related Plans | $1,000 | 4,267 |
Consumer Loans - Auto | NA | NA |
Other loans to individuals | $385,000 | 8,298 |
All other loans & leases | $0 | 7,327 |
Loans to foreign governments and official institutions | $0 | 56 |
Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
Other loans | $0 | 6,488 |
Lease financing receivables | $0 | 1,609 |
Loans to depository institutions and acceptances of other banks | $0 | 338 |
Memoranda: | ||
Loans not secured by real estate | $416,000 | 696 |
Loans secured by real estate to non-U.S. addressees | NA | NA |
Restructured Loans & leases | $0 | 1,532 |
Non 1-4 family restructured loans & leases | $0 | 1,532 |
Residential 1-4 family construction | NA | NA |
Other construction, all land development and other land | NA | NA |
Allowance for loan and lease losses in tier 2 | $48,000 | 8,850 |
Total loans and leases | NA | NA |