Home > Bank of Loudoun > Income and Expense
Bank of Loudoun, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 7,239 |
| Total interest expense | $1,379,000 | 7,614 |
| Net interest income | $2,336,000 | 6,856 |
| Provision for loan and lease losses | $1,161,000 | 1,177 |
| Total noninterest income | $354,000 | 6,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,647 |
| Total noninterest expense | $1,880,000 | 6,674 |
| Salaries and employee benefits | $842,000 | 7,064 |
| Premises and equipment expense | $281,000 | 6,163 |
| Additional noninterest expense | $757,000 | 6,193 |
| Pre-tax net operating income | $-351,000 | 12,792 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-120,000 | 12,978 |
| Income before extraordinary items | $-231,000 | 12,782 |
| Extraordinary gains, net | $-2,000 | 12,173 |
| Net income | $-233,000 | 12,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 2,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-231,000 | 12,703 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 8,893 |
| Total interest expense | $1,406,000 | 8,827 |
| Net interest income | $1,640,000 | 8,839 |
| Provision for loan and lease losses | $595,000 | 2,655 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,398,000 | 8,303 |
| Salaries and employee benefits | $644,000 | 8,423 |
| Premises and equipment expense | $238,000 | 7,007 |
| Additional noninterest expense | $516,000 | 8,297 |
| Pre-tax net operating income | $-203,000 | 13,094 |
| Securities gains (losses) | $325,000 | 1,465 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $100,000 | 11,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $100,000 | 12,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 2,541 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,141 |
| Net operating income | $-166,500 | 13,013 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.