Home > Bank of Lodi > Income and Expense
Bank of Lodi, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,282,000 | 1,730 |
| Total interest expense | $1,863,000 | 3,019 |
| Net interest income | $10,419,000 | 1,439 |
| Provision for loan and lease losses | $561,000 | 1,306 |
| Total noninterest income | $2,817,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,307,000 | 1,022 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,510,000 | 1,322 |
| Total noninterest expense | $9,666,000 | 1,272 |
| Salaries and employee benefits | $5,437,000 | 1,200 |
| Premises and equipment expense | $1,587,000 | 1,095 |
| Additional noninterest expense | $2,642,000 | 1,398 |
| Pre-tax net operating income | $3,009,000 | 2,069 |
| Securities gains (losses) | $86,000 | 1,286 |
| Applicable income taxes | $1,018,000 | 1,748 |
| Income before extraordinary items | $2,077,000 | 2,245 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,077,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $858,000 | 638 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,019,380 | 2,241 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,964,000 | 1,763 |
| Total interest expense | $1,269,000 | 2,956 |
| Net interest income | $6,695,000 | 1,492 |
| Provision for loan and lease losses | $235,000 | 1,955 |
| Total noninterest income | $1,924,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $863,000 | 1,023 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,061,000 | 1,265 |
| Total noninterest expense | $6,242,000 | 1,309 |
| Salaries and employee benefits | $3,486,000 | 1,251 |
| Premises and equipment expense | $1,032,000 | 1,127 |
| Additional noninterest expense | $1,724,000 | 1,403 |
| Pre-tax net operating income | $2,142,000 | 1,924 |
| Securities gains (losses) | $65,000 | 1,296 |
| Applicable income taxes | $728,000 | 1,651 |
| Income before extraordinary items | $1,479,000 | 2,096 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,479,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $607,000 | 608 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,435,450 | 2,092 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 1,792 |
| Total interest expense | $683,000 | 2,804 |
| Net interest income | $3,257,000 | 1,528 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $900,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $422,000 | 1,015 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $478,000 | 1,334 |
| Total noninterest expense | $3,178,000 | 1,289 |
| Salaries and employee benefits | $1,771,000 | 1,250 |
| Premises and equipment expense | $503,000 | 1,174 |
| Additional noninterest expense | $904,000 | 1,341 |
| Pre-tax net operating income | $909,000 | 2,176 |
| Securities gains (losses) | $65,000 | 1,051 |
| Applicable income taxes | $312,000 | 1,867 |
| Income before extraordinary items | $662,000 | 2,292 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $662,000 | 2,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $617,800 | 2,346 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,740,000 | 2,072 |
| Total interest expense | $2,589,000 | 3,252 |
| Net interest income | $11,151,000 | 1,740 |
| Provision for loan and lease losses | $312,000 | 3,076 |
| Total noninterest income | $4,035,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,609,000 | 1,075 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,426,000 | 1,257 |
| Total noninterest expense | $12,905,000 | 1,256 |
| Salaries and employee benefits | $7,075,000 | 1,208 |
| Premises and equipment expense | $1,949,000 | 1,161 |
| Additional noninterest expense | $3,881,000 | 1,279 |
| Pre-tax net operating income | $1,969,000 | 3,432 |
| Securities gains (losses) | $396,000 | 883 |
| Applicable income taxes | $693,000 | 2,817 |
| Income before extraordinary items | $1,672,000 | 3,282 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,672,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,940 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,390,840 | 3,596 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,088,000 | 2,145 |
| Total interest expense | $1,903,000 | 3,405 |
| Net interest income | $8,185,000 | 1,792 |
| Provision for loan and lease losses | $312,000 | 2,449 |
| Total noninterest income | $3,206,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,233,000 | 1,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,973,000 | 1,244 |
| Total noninterest expense | $9,473,000 | 1,291 |
| Salaries and employee benefits | $5,217,000 | 1,242 |
| Premises and equipment expense | $1,412,000 | 1,212 |
| Additional noninterest expense | $2,844,000 | 1,304 |
| Pre-tax net operating income | $1,606,000 | 3,377 |
| Securities gains (losses) | $88,000 | 1,858 |
| Applicable income taxes | $493,000 | 3,057 |
| Income before extraordinary items | $1,201,000 | 3,502 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,201,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,161 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,138,520 | 3,476 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,865,000 | 2,115 |
| Total interest expense | $1,212,000 | 3,634 |
| Net interest income | $5,653,000 | 1,726 |
| Provision for loan and lease losses | $312,000 | 1,735 |
| Total noninterest income | $2,146,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $809,000 | 1,064 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,337,000 | 1,232 |
| Total noninterest expense | $6,270,000 | 1,299 |
| Salaries and employee benefits | $3,480,000 | 1,228 |
| Premises and equipment expense | $926,000 | 1,230 |
| Additional noninterest expense | $1,864,000 | 1,324 |
| Pre-tax net operating income | $1,217,000 | 3,058 |
| Securities gains (losses) | $88,000 | 1,602 |
| Applicable income taxes | $403,000 | 2,673 |
| Income before extraordinary items | $902,000 | 3,207 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $902,000 | 3,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,378 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $841,280 | 3,193 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 2,238 |
| Total interest expense | $585,000 | 3,830 |
| Net interest income | $2,703,000 | 1,807 |
| Provision for loan and lease losses | $257,000 | 1,090 |
| Total noninterest income | $1,074,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $397,000 | 1,049 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $677,000 | 1,189 |
| Total noninterest expense | $3,041,000 | 1,326 |
| Salaries and employee benefits | $1,633,000 | 1,329 |
| Premises and equipment expense | $557,000 | 1,032 |
| Additional noninterest expense | $851,000 | 1,415 |
| Pre-tax net operating income | $479,000 | 3,598 |
| Securities gains (losses) | $88,000 | 1,072 |
| Applicable income taxes | $165,000 | 3,046 |
| Income before extraordinary items | $402,000 | 3,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,563 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $339,520 | 3,713 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,685,000 | 2,249 |
| Total interest expense | $3,245,000 | 3,310 |
| Net interest income | $10,440,000 | 1,868 |
| Provision for loan and lease losses | $625,000 | 1,990 |
| Total noninterest income | $4,058,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,598,000 | 1,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,460,000 | 1,138 |
| Total noninterest expense | $12,167,000 | 1,261 |
| Salaries and employee benefits | $6,147,000 | 1,326 |
| Premises and equipment expense | $2,058,000 | 1,074 |
| Additional noninterest expense | $3,962,000 | 1,217 |
| Pre-tax net operating income | $1,706,000 | 3,782 |
| Securities gains (losses) | $603,000 | 591 |
| Applicable income taxes | $692,000 | 2,870 |
| Income before extraordinary items | $1,617,000 | 3,301 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,617,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,758 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,194,900 | 3,991 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,858,000 | 2,472 |
| Total interest expense | $4,644,000 | 3,367 |
| Net interest income | $9,214,000 | 1,936 |
| Provision for loan and lease losses | $391,000 | 2,669 |
| Total noninterest income | $3,539,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,414,000 | 1,053 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,125,000 | 1,187 |
| Total noninterest expense | $11,001,000 | 1,323 |
| Salaries and employee benefits | $5,567,000 | 1,344 |
| Premises and equipment expense | $1,874,000 | 1,134 |
| Additional noninterest expense | $3,560,000 | 1,310 |
| Pre-tax net operating income | $1,361,000 | 4,109 |
| Securities gains (losses) | $267,000 | 966 |
| Applicable income taxes | $333,000 | 4,072 |
| Income before extraordinary items | $1,295,000 | 3,591 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,295,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,691 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,081,400 | 3,943 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,496,000 | 2,577 |
| Total interest expense | $4,612,000 | 3,540 |
| Net interest income | $8,884,000 | 1,990 |
| Provision for loan and lease losses | $135,000 | 4,606 |
| Total noninterest income | $2,522,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,261,000 | 1,073 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,261,000 | 1,597 |
| Total noninterest expense | $9,697,000 | 1,436 |
| Salaries and employee benefits | $4,433,000 | 1,606 |
| Premises and equipment expense | $1,601,000 | 1,276 |
| Additional noninterest expense | $3,663,000 | 1,244 |
| Pre-tax net operating income | $1,574,000 | 3,937 |
| Securities gains (losses) | $149,000 | 478 |
| Applicable income taxes | $363,000 | 4,198 |
| Income before extraordinary items | $1,360,000 | 3,516 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,360,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,287 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,242,290 | 3,754 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,525,000 | 2,598 |
| Total interest expense | $3,698,000 | 3,843 |
| Net interest income | $8,827,000 | 1,993 |
| Provision for loan and lease losses | $1,051,000 | 929 |
| Total noninterest income | $2,444,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,078,000 | 1,229 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,366,000 | 1,491 |
| Total noninterest expense | $8,578,000 | 1,599 |
| Salaries and employee benefits | $3,955,000 | 1,745 |
| Premises and equipment expense | $1,492,000 | 1,364 |
| Additional noninterest expense | $3,131,000 | 1,467 |
| Pre-tax net operating income | $1,642,000 | 3,855 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $390,000 | 4,240 |
| Income before extraordinary items | $1,252,000 | 3,735 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,252,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,252,000 | 3,705 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,507,000 | 2,806 |
| Total interest expense | $4,028,000 | 3,663 |
| Net interest income | $7,479,000 | 2,283 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $1,876,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $893,000 | 1,404 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $983,000 | 1,880 |
| Total noninterest expense | $7,387,000 | 1,766 |
| Salaries and employee benefits | $3,457,000 | 1,921 |
| Premises and equipment expense | $1,245,000 | 1,569 |
| Additional noninterest expense | $2,685,000 | 1,607 |
| Pre-tax net operating income | $1,718,000 | 3,775 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $554,000 | 3,603 |
| Income before extraordinary items | $1,164,000 | 4,032 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,164,000 | 4,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $275,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,164,000 | 3,934 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,590,000 | 3,058 |
| Total interest expense | $3,785,000 | 3,880 |
| Net interest income | $6,805,000 | 2,551 |
| Provision for loan and lease losses | $-60,000 | 10,730 |
| Total noninterest income | $1,339,000 | 2,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $766,000 | 1,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $573,000 | 2,576 |
| Total noninterest expense | $6,579,000 | 1,964 |
| Salaries and employee benefits | $3,048,000 | 2,172 |
| Premises and equipment expense | $1,033,000 | 1,920 |
| Additional noninterest expense | $2,498,000 | 1,698 |
| Pre-tax net operating income | $1,625,000 | 4,177 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $601,000 | 3,662 |
| Income before extraordinary items | $1,024,000 | 4,630 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,024,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 10,793 |
| Cash dividends | $325,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,024,000 | 4,562 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,036,000 | 4,020 |
| Total interest expense | $2,992,000 | 4,796 |
| Net interest income | $5,044,000 | 3,505 |
| Provision for loan and lease losses | $310,000 | 2,501 |
| Total noninterest income | $1,057,000 | 2,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $588,000 | 2,603 |
| Total noninterest expense | $4,665,000 | 2,920 |
| Salaries and employee benefits | $2,194,000 | 3,047 |
| Premises and equipment expense | $964,000 | 2,083 |
| Additional noninterest expense | $1,507,000 | 3,102 |
| Pre-tax net operating income | $1,126,000 | 5,328 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $323,000 | 5,587 |
| Income before extraordinary items | $803,000 | 5,292 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $803,000 | 5,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $803,000 | 5,225 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,065,000 | 3,980 |
| Total interest expense | $2,858,000 | 4,981 |
| Net interest income | $5,207,000 | 3,400 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $968,000 | 3,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,730 |
| Total noninterest expense | $4,702,000 | 2,867 |
| Salaries and employee benefits | $2,232,000 | 2,985 |
| Premises and equipment expense | $1,052,000 | 1,938 |
| Additional noninterest expense | $1,418,000 | 3,231 |
| Pre-tax net operating income | $1,358,000 | 4,808 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $438,000 | 4,605 |
| Income before extraordinary items | $920,000 | 4,902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $920,000 | 4,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,011 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $920,000 | 4,900 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,445,000 | 3,989 |
| Total interest expense | $2,493,000 | 4,669 |
| Net interest income | $4,952,000 | 3,600 |
| Provision for loan and lease losses | $323,000 | 2,145 |
| Total noninterest income | $1,056,000 | 2,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 2,695 |
| Total noninterest expense | $5,303,000 | 2,622 |
| Salaries and employee benefits | $2,168,000 | 3,055 |
| Premises and equipment expense | $1,048,000 | 1,941 |
| Additional noninterest expense | $2,087,000 | 2,485 |
| Pre-tax net operating income | $382,000 | 9,500 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $17,000 | 11,218 |
| Income before extraordinary items | $365,000 | 8,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $365,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,390 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $365,000 | 8,548 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,886,000 | 4,374 |
| Total interest expense | $2,487,000 | 4,829 |
| Net interest income | $4,399,000 | 4,034 |
| Provision for loan and lease losses | $327,000 | 2,820 |
| Total noninterest income | $1,195,000 | 2,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $708,000 | 2,577 |
| Total noninterest expense | $4,310,000 | 3,251 |
| Salaries and employee benefits | $1,934,000 | 3,377 |
| Premises and equipment expense | $988,000 | 2,077 |
| Additional noninterest expense | $1,388,000 | 3,734 |
| Pre-tax net operating income | $957,000 | 6,080 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $299,000 | 6,097 |
| Income before extraordinary items | $658,000 | 6,372 |
| Extraordinary gains, net | $135,000 | 1,327 |
| Net income | $793,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $737,000 | 1,386 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $658,000 | 6,132 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,495,000 | 4,552 |
| Total interest expense | $3,371,000 | 4,695 |
| Net interest income | $4,124,000 | 4,320 |
| Provision for loan and lease losses | $836,000 | 2,099 |
| Total noninterest income | $1,111,000 | 3,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 2,666 |
| Total noninterest expense | $3,930,000 | 3,559 |
| Salaries and employee benefits | $1,752,000 | 3,652 |
| Premises and equipment expense | $981,000 | 2,125 |
| Additional noninterest expense | $1,197,000 | 4,348 |
| Pre-tax net operating income | $469,000 | 8,645 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $105,000 | 9,775 |
| Income before extraordinary items | $364,000 | 8,569 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $364,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 3,188 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $364,000 | 8,206 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.