Home > Bank of Livingston County > Assets and Liabilities
Bank of Livingston County, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $38,859,000 | 7,757 |
| Cash and due from depository institutions | $2,671,000 | 6,389 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $15,914,000 | 5,609 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $18,369,000 | 8,181 |
| Loan loss allowance | $350,000 | 6,906 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $455,000 | 7,881 |
| Other real estate owned | $15,000 | 6,389 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $435,000 | 8,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,859,000 | 7,757 |
| Total liabilities | $34,458,000 | 7,753 |
| Total deposits | $34,004,000 | 7,623 |
| Interest-bearing deposits | $29,062,000 | 7,614 |
| Deposits held in domestic offices | $34,004,000 | 7,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000 | 5,659 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $429,000 | 5,850 |
| Total equity capital | $4,401,000 | 7,479 |
| Total bank equity capital | $4,401,000 | 7,479 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $50,000 | 8,528 |
| Surplus | $1,950,000 | 5,618 |
| Undivided profits | $2,401,000 | 6,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $136,000 | 8,653 |
| Earning assets | $35,283,000 | 7,753 |
| Long-term assets (5+ years) | $2,543,000 | 7,387 |
| Average Assets, year-to-date | $38,484,600 | 7,652 |
| Average Assets, quarterly | $38,873,000 | 7,713 |
| Volatile liabilities | $4,542,000 | 7,584 |
| Insider loans | $190,000 | 7,270 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $827,000 | 8,775 |
| Tier 1 (core) risk-based capital | $4,541,000 | 7,375 |
| Tier 2 risk-based capital | $228,190 | 7,847 |
| Total risk weighted assets | $18,132,990 | 8,473 |
| Total unused commitments | $827,000 | 8,783 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $37,540,000 | 7,982 |
| Cash and due from depository institutions | $1,546,000 | 6,497 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $16,139,000 | 5,559 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 6,876 |
| Net loans & leases | $17,837,000 | 8,281 |
| Loan loss allowance | $298,000 | 7,420 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $486,000 | 7,829 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $407,000 | 8,720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,540,000 | 7,982 |
| Total liabilities | $33,058,000 | 7,997 |
| Total deposits | $32,594,000 | 7,887 |
| Interest-bearing deposits | $27,938,000 | 7,849 |
| Deposits held in domestic offices | $32,594,000 | 7,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $52,000 | 4,927 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $412,000 | 6,433 |
| Total equity capital | $4,482,000 | 7,514 |
| Total bank equity capital | $4,482,000 | 7,514 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $50,000 | 8,719 |
| Surplus | $1,950,000 | 5,535 |
| Undivided profits | $2,482,000 | 6,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $140,000 | 8,798 |
| Earning assets | $35,101,000 | 7,906 |
| Long-term assets (5+ years) | $2,681,000 | 7,324 |
| Average Assets, year-to-date | $35,979,600 | 7,927 |
| Average Assets, quarterly | $36,983,000 | 7,961 |
| Volatile liabilities | $3,877,000 | 7,677 |
| Insider loans | $184,000 | 7,343 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $818,000 | 8,889 |
| Tier 1 (core) risk-based capital | $4,309,000 | 7,512 |
| Tier 2 risk-based capital | $216,730 | 7,996 |
| Total risk weighted assets | $17,257,330 | 8,635 |
| Total unused commitments | $818,000 | 8,899 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $35,133,000 | 8,360 |
| Cash and due from depository institutions | $2,387,000 | 6,730 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $14,738,000 | 6,058 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 7,373 |
| Net loans & leases | $16,765,000 | 8,741 |
| Loan loss allowance | $318,000 | 7,380 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $441,000 | 8,189 |
| Other real estate owned | $0 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $377,000 | 9,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,133,000 | 8,360 |
| Total liabilities | $31,151,000 | 8,359 |
| Total deposits | $30,584,000 | 8,273 |
| Interest-bearing deposits | $25,911,000 | 8,285 |
| Deposits held in domestic offices | $30,584,000 | 8,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $113,000 | 4,719 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $454,000 | 6,289 |
| Total equity capital | $3,982,000 | 8,059 |
| Total bank equity capital | $3,982,000 | 8,059 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $50,000 | 9,107 |
| Surplus | $1,450,000 | 6,434 |
| Undivided profits | $2,482,000 | 6,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 7,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $160,000 | 8,859 |
| Earning assets | $31,928,000 | 8,369 |
| Long-term assets (5+ years) | $2,808,000 | 7,142 |
| Average Assets, year-to-date | $34,320,000 | 8,284 |
| Average Assets, quarterly | $34,642,000 | 8,354 |
| Volatile liabilities | $3,511,000 | 8,105 |
| Insider loans | $161,000 | 7,789 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $757,000 | 9,181 |
| Tier 1 (core) risk-based capital | $3,872,000 | 8,052 |
| Tier 2 risk-based capital | $196,630 | 8,436 |
| Total risk weighted assets | $15,608,630 | 9,108 |
| Total unused commitments | $757,000 | 9,192 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $35,540,000 | 8,619 |
| Cash and due from depository institutions | $3,327,000 | 7,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,872,000 | 6,457 |
| Federal funds sold & reverse repurchase agreements | $825,000 | 6,773 |
| Net loans & leases | $15,689,000 | 9,207 |
| Loan loss allowance | $330,000 | 7,511 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $436,000 | 8,419 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $391,000 | 9,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,540,000 | 8,619 |
| Total liabilities | $31,957,000 | 8,586 |
| Total deposits | $31,462,000 | 8,477 |
| Interest-bearing deposits | $24,983,000 | 8,738 |
| Deposits held in domestic offices | $31,462,000 | 8,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $134,000 | 4,724 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $361,000 | 7,183 |
| Total equity capital | $3,583,000 | 8,596 |
| Total bank equity capital | $3,583,000 | 8,596 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $50,000 | 9,556 |
| Surplus | $1,450,000 | 6,602 |
| Undivided profits | $2,083,000 | 7,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 7,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $98,000 | 10,245 |
| Earning assets | $31,386,000 | 8,727 |
| Long-term assets (5+ years) | $1,496,000 | 8,272 |
| Average Assets, year-to-date | $33,317,400 | 8,702 |
| Average Assets, quarterly | $34,692,500 | 8,652 |
| Volatile liabilities | $3,629,000 | 8,033 |
| Insider loans | $188,000 | 7,840 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $712,000 | 9,339 |
| Tier 1 (core) risk-based capital | $3,577,000 | 8,525 |
| Tier 2 risk-based capital | $189,390 | 8,814 |
| Total risk weighted assets | $15,010,890 | 9,543 |
| Total unused commitments | $712,000 | 9,348 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $30,969,000 | 9,389 |
| Cash and due from depository institutions | $1,668,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,397,000 | 7,470 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 8,003 |
| Net loans & leases | $15,451,000 | 9,465 |
| Loan loss allowance | $242,000 | 8,866 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $459,000 | 8,507 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $344,000 | 10,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,969,000 | 9,389 |
| Total liabilities | $27,776,000 | 9,369 |
| Total deposits | $27,437,000 | 9,280 |
| Interest-bearing deposits | $22,972,000 | 9,322 |
| Deposits held in domestic offices | $27,437,000 | 9,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $21,000 | 4,906 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $318,000 | 8,063 |
| Total equity capital | $3,193,000 | 9,252 |
| Total bank equity capital | $3,193,000 | 9,252 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $50,000 | 10,014 |
| Surplus | $1,450,000 | 6,692 |
| Undivided profits | $1,693,000 | 7,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 8,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $106,000 | 10,556 |
| Earning assets | $28,498,000 | 9,344 |
| Long-term assets (5+ years) | $884,000 | 9,151 |
| Average Assets, year-to-date | $30,673,800 | 9,276 |
| Average Assets, quarterly | $31,055,000 | 9,323 |
| Volatile liabilities | $2,804,000 | 8,753 |
| Insider loans | $248,000 | 7,538 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $463,000 | 10,097 |
| Tier 1 (core) risk-based capital | $3,131,000 | 9,237 |
| Tier 2 risk-based capital | $176,010 | 9,277 |
| Total risk weighted assets | $14,014,810 | 10,004 |
| Total unused commitments | $463,000 | 10,108 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $31,191,000 | 9,629 |
| Cash and due from depository institutions | $2,457,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,806,000 | 7,776 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,155 |
| Net loans & leases | $13,382,000 | 10,181 |
| Loan loss allowance | $205,000 | 9,781 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $481,000 | 8,613 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $365,000 | 10,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,191,000 | 9,629 |
| Total liabilities | $28,543,000 | 9,557 |
| Total deposits | $28,114,000 | 9,466 |
| Interest-bearing deposits | $23,874,000 | 9,448 |
| Deposits held in domestic offices | $28,114,000 | 9,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $255,000 | 4,263 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $174,000 | 9,522 |
| Total equity capital | $2,648,000 | 9,988 |
| Total bank equity capital | $2,648,000 | 9,988 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $50,000 | 10,556 |
| Surplus | $1,450,000 | 6,784 |
| Undivided profits | $1,148,000 | 8,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 8,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $85,000 | 11,232 |
| Earning assets | $27,888,000 | 9,678 |
| Long-term assets (5+ years) | $951,000 | 9,533 |
| Average Assets, year-to-date | $28,986,600 | 9,832 |
| Average Assets, quarterly | $30,886,000 | 9,638 |
| Volatile liabilities | $4,394,000 | 7,206 |
| Insider loans | $261,000 | 7,505 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $627,000 | 10,007 |
| Tier 1 (core) risk-based capital | $2,785,000 | 9,892 |
| Tier 2 risk-based capital | $166,790 | 9,785 |
| Total risk weighted assets | $13,305,090 | 10,475 |
| Total unused commitments | $627,000 | 10,014 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $27,539,000 | 10,507 |
| Cash and due from depository institutions | $1,578,000 | 8,903 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,122,000 | 7,982 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 10,091 |
| Net loans & leases | $12,195,000 | 10,728 |
| Loan loss allowance | $203,000 | 10,187 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $252,000 | 10,669 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $267,000 | 11,610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,539,000 | 10,507 |
| Total liabilities | $25,057,000 | 10,485 |
| Total deposits | $24,649,000 | 10,418 |
| Interest-bearing deposits | $20,020,000 | 10,591 |
| Deposits held in domestic offices | $24,649,000 | 10,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $247,000 | 3,917 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $161,000 | 10,110 |
| Total equity capital | $2,482,000 | 10,571 |
| Total bank equity capital | $2,482,000 | 10,571 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $50,000 | 11,073 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $1,432,000 | 8,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 9,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $81,000 | 11,580 |
| Earning assets | $25,442,000 | 10,453 |
| Long-term assets (5+ years) | $825,000 | 10,209 |
| Average Assets, year-to-date | $27,337,600 | 10,425 |
| Average Assets, quarterly | $27,360,500 | 10,495 |
| Volatile liabilities | $1,979,000 | 9,732 |
| Insider loans | $349,000 | 6,827 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $354,000 | 10,990 |
| Tier 1 (core) risk-based capital | $2,482,000 | 10,524 |
| Tier 2 risk-based capital | $148,400 | 10,503 |
| Total risk weighted assets | $11,817,600 | 11,200 |
| Total unused commitments | $354,000 | 11,001 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $27,697,000 | 10,776 |
| Cash and due from depository institutions | $1,350,000 | 9,428 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,421,000 | 7,846 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 8,612 |
| Net loans & leases | $11,571,000 | 11,186 |
| Loan loss allowance | $127,000 | 12,022 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $63,000 | 13,213 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $267,000 | 12,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,697,000 | 10,776 |
| Total liabilities | $25,457,000 | 10,714 |
| Total deposits | $24,971,000 | 10,672 |
| Interest-bearing deposits | $21,315,000 | 10,671 |
| Deposits held in domestic offices | $24,971,000 | 10,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $319,000 | 3,523 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $167,000 | 10,777 |
| Total equity capital | $2,240,000 | 11,030 |
| Total bank equity capital | $2,240,000 | 11,030 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $50,000 | 11,578 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $1,190,000 | 9,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 10,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $78,000 | 12,243 |
| Earning assets | $26,017,000 | 10,604 |
| Long-term assets (5+ years) | $2,536,000 | 8,397 |
| Average Assets, year-to-date | $26,810,800 | 10,780 |
| Average Assets, quarterly | $27,543,500 | 10,750 |
| Volatile liabilities | $2,151,000 | 9,772 |
| Insider loans | $85,000 | 6,118 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $433,000 | 10,805 |
| Tier 1 (core) risk-based capital | $2,240,000 | 10,981 |
| Tier 2 risk-based capital | $127,000 | 11,260 |
| Total risk weighted assets | $11,664,500 | 11,593 |
| Total unused commitments | $433,000 | 10,830 |
| Derivatives | $0 | 651 |