Home > Bank of Livermore > Income and Expense
Bank of Livermore, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 5,585 |
| Total interest expense | $1,750,000 | 6,208 |
| Net interest income | $3,357,000 | 5,131 |
| Provision for loan and lease losses | $583,000 | 1,370 |
| Total noninterest income | $470,000 | 5,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $3,486,000 | 3,860 |
| Salaries and employee benefits | $1,447,000 | 4,414 |
| Premises and equipment expense | $380,000 | 4,790 |
| Additional noninterest expense | $1,659,000 | 3,033 |
| Pre-tax net operating income | $-242,000 | 12,286 |
| Securities gains (losses) | $21,000 | 1,738 |
| Applicable income taxes | $-102,000 | 12,302 |
| Income before extraordinary items | $-119,000 | 12,174 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-119,000 | 12,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,502 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-132,440 | 12,202 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 5,291 |
| Total interest expense | $2,163,000 | 5,459 |
| Net interest income | $3,386,000 | 5,101 |
| Provision for loan and lease losses | $423,000 | 2,355 |
| Total noninterest income | $440,000 | 6,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $2,980,000 | 4,539 |
| Salaries and employee benefits | $1,384,000 | 4,607 |
| Premises and equipment expense | $429,000 | 4,433 |
| Additional noninterest expense | $1,167,000 | 4,296 |
| Pre-tax net operating income | $423,000 | 9,233 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $274,000 | 9,764 |
| Extraordinary gains, net | $78,000 | 1,813 |
| Net income | $352,000 | 9,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,717 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $273,350 | 9,513 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 5,317 |
| Total interest expense | $2,854,000 | 5,380 |
| Net interest income | $3,373,000 | 5,176 |
| Provision for loan and lease losses | $331,000 | 3,906 |
| Total noninterest income | $434,000 | 6,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $2,771,000 | 4,870 |
| Salaries and employee benefits | $1,350,000 | 4,658 |
| Premises and equipment expense | $459,000 | 4,278 |
| Additional noninterest expense | $962,000 | 5,215 |
| Pre-tax net operating income | $705,000 | 7,072 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $444,000 | 7,792 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $444,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 4,745 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $443,360 | 7,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.