Home > Bank of Lincolnwood > Assets and Liabilities
Bank of Lincolnwood, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 54 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $212,718,000 | 3,111 |
| Cash and due from depository institutions | $12,430,000 | 3,030 |
| Interest-bearing balances | $7,444,000 | 1,999 |
| Securities | $9,169,000 | 6,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $176,101,000 | 2,617 |
| Loan loss allowance | $9,908,000 | 765 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $176,000 | 7,602 |
| Other real estate owned | $11,186,000 | 3,030 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,656,000 | 3,804 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $212,718,000 | 3,111 |
| Total liabilities | $210,122,000 | 2,852 |
| Total deposits | $209,285,000 | 2,585 |
| Interest-bearing deposits | $181,196,000 | 2,593 |
| Deposits held in domestic offices | $209,285,000 | 2,583 |
| % insured | 59.26% | 7,322 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $837,000 | 4,117 |
| Total equity capital | $2,596,000 | 7,900 |
| Total bank equity capital | $2,596,000 | 7,899 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,300,000 | 2,470 |
| Surplus | $16,297,000 | 1,868 |
| Undivided profits | $-15,001,000 | 8,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $38,009,000 | 447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,215,000 | 2,891 |
| Earning assets | $192,714,000 | 3,149 |
| Long-term assets (5+ years) | $1,380,000 | 7,052 |
| Average Assets, year-to-date | $215,223,500 | 3,051 |
| Average Assets, quarterly | $215,223,500 | 3,051 |
| Volatile liabilities | $33,024,000 | 3,754 |
| Insider loans | $3,072,000 | 2,375 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $24,862,000 | 2,654 |
| Tier 1 (core) risk-based capital | $2,641,000 | 7,846 |
| Tier 2 risk-based capital | $2,575,000 | 2,134 |
| Total risk weighted assets | $198,691,000 | 2,458 |
| Total unused commitments | $24,862,000 | 2,659 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 54 | 3,058 |
| Assets and Liabilities | ||
| Total Assets: | $217,729,000 | 3,011 |
| Cash and due from depository institutions | $19,990,000 | 3,058 |
| Interest-bearing balances | $4,852,000 | 1,924 |
| Securities | $10,920,000 | 5,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $174,983,000 | 2,641 |
| Loan loss allowance | $6,164,000 | 1,134 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $196,000 | 7,598 |
| Other real estate owned | $8,251,000 | 3,058 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,389,000 | 4,002 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $217,729,000 | 3,011 |
| Total liabilities | $201,914,000 | 2,925 |
| Total deposits | $201,134,000 | 2,631 |
| Interest-bearing deposits | $170,819,000 | 2,679 |
| Deposits held in domestic offices | $201,134,000 | 2,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $780,000 | 4,300 |
| Total equity capital | $15,815,000 | 3,981 |
| Total bank equity capital | $15,815,000 | 3,981 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,300,000 | 2,478 |
| Surplus | $16,297,000 | 1,834 |
| Undivided profits | $-1,782,000 | 7,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,526,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,719,000 | 2,202 |
| Earning assets | $190,755,000 | 3,143 |
| Long-term assets (5+ years) | $624,000 | 7,248 |
| Average Assets, year-to-date | $221,956,400 | 2,854 |
| Average Assets, quarterly | $218,384,500 | 2,977 |
| Volatile liabilities | $34,053,000 | 3,606 |
| Insider loans | $2,506,000 | 2,736 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $26,864,000 | 2,527 |
| Tier 1 (core) risk-based capital | $15,942,000 | 3,809 |
| Tier 2 risk-based capital | $2,504,000 | 2,160 |
| Total risk weighted assets | $196,627,000 | 2,468 |
| Total unused commitments | $26,864,000 | 2,528 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 55 | 3,029 |
| Assets and Liabilities | ||
| Total Assets: | $219,040,000 | 2,975 |
| Cash and due from depository institutions | $18,532,000 | 3,029 |
| Interest-bearing balances | $14,639,000 | 505 |
| Securities | $9,943,000 | 5,901 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,547 |
| Net loans & leases | $181,378,000 | 2,546 |
| Loan loss allowance | $2,703,000 | 2,133 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $220,000 | 7,601 |
| Other real estate owned | $4,531,000 | 3,029 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,436,000 | 4,018 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $219,040,000 | 2,975 |
| Total liabilities | $201,071,000 | 2,914 |
| Total deposits | $200,042,000 | 2,614 |
| Interest-bearing deposits | $170,589,000 | 2,646 |
| Deposits held in domestic offices | $200,042,000 | 2,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,029,000 | 3,797 |
| Total equity capital | $17,969,000 | 3,579 |
| Total bank equity capital | $17,969,000 | 3,579 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,300,000 | 2,497 |
| Surplus | $16,297,000 | 1,813 |
| Undivided profits | $372,000 | 6,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,769,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,683,000 | 2,391 |
| Earning assets | $206,960,000 | 2,890 |
| Long-term assets (5+ years) | $22,000 | 7,479 |
| Average Assets, year-to-date | $223,013,250 | 2,855 |
| Average Assets, quarterly | $224,632,000 | 2,884 |
| Volatile liabilities | $34,599,000 | 3,478 |
| Insider loans | $2,468,000 | 2,781 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $22,487,000 | 3,004 |
| Tier 1 (core) risk-based capital | $19,084,000 | 3,322 |
| Tier 2 risk-based capital | $2,497,000 | 2,101 |
| Total risk weighted assets | $199,576,000 | 2,437 |
| Total unused commitments | $22,487,000 | 3,005 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 57 | 2,988 |
| Assets and Liabilities | ||
| Total Assets: | $230,224,000 | 2,826 |
| Cash and due from depository institutions | $33,069,000 | 2,988 |
| Interest-bearing balances | $1,713,000 | 2,367 |
| Securities | $10,099,000 | 5,916 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,157 |
| Net loans & leases | $177,542,000 | 2,567 |
| Loan loss allowance | $2,703,000 | 2,072 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $255,000 | 7,552 |
| Other real estate owned | $2,226,000 | 2,988 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,033,000 | 3,568 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $230,224,000 | 2,826 |
| Total liabilities | $212,345,000 | 2,759 |
| Total deposits | $211,360,000 | 2,457 |
| Interest-bearing deposits | $181,651,000 | 2,494 |
| Deposits held in domestic offices | $211,360,000 | 2,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $985,000 | 3,878 |
| Total equity capital | $17,879,000 | 3,618 |
| Total bank equity capital | $17,879,000 | 3,618 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,300,000 | 2,521 |
| Surplus | $16,297,000 | 1,793 |
| Undivided profits | $282,000 | 7,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,940,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,454,000 | 2,642 |
| Earning assets | $192,354,000 | 3,077 |
| Long-term assets (5+ years) | $341,000 | 7,432 |
| Average Assets, year-to-date | $224,337,670 | 2,842 |
| Average Assets, quarterly | $231,397,500 | 2,797 |
| Volatile liabilities | $42,613,000 | 2,992 |
| Insider loans | $2,493,000 | 2,729 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $22,382,000 | 3,090 |
| Tier 1 (core) risk-based capital | $18,752,000 | 3,384 |
| Tier 2 risk-based capital | $2,365,000 | 2,158 |
| Total risk weighted assets | $188,882,000 | 2,535 |
| Total unused commitments | $22,382,000 | 3,092 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 57 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $232,571,000 | 2,776 |
| Cash and due from depository institutions | $3,962,000 | 2,983 |
| Interest-bearing balances | $396,000 | 3,856 |
| Securities | $10,167,000 | 5,910 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 582 |
| Net loans & leases | $187,150,000 | 2,411 |
| Loan loss allowance | $3,154,000 | 1,756 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $276,000 | 7,522 |
| Other real estate owned | $511,000 | 2,983 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,505,000 | 3,240 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $232,571,000 | 2,776 |
| Total liabilities | $214,436,000 | 2,714 |
| Total deposits | $213,427,000 | 2,450 |
| Interest-bearing deposits | $183,701,000 | 2,465 |
| Deposits held in domestic offices | $213,427,000 | 2,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,009,000 | 4,027 |
| Total equity capital | $18,135,000 | 3,659 |
| Total bank equity capital | $18,135,000 | 3,659 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,300,000 | 2,522 |
| Surplus | $16,297,000 | 1,781 |
| Undivided profits | $538,000 | 7,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,698,000 | 537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,154,000 | 1,789 |
| Earning assets | $223,713,000 | 2,670 |
| Long-term assets (5+ years) | $696,000 | 7,334 |
| Average Assets, year-to-date | $221,394,500 | 2,864 |
| Average Assets, quarterly | $221,394,500 | 2,864 |
| Volatile liabilities | $42,399,000 | 2,979 |
| Insider loans | $3,038,000 | 2,359 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $23,490,000 | 3,047 |
| Tier 1 (core) risk-based capital | $18,970,000 | 3,342 |
| Tier 2 risk-based capital | $2,551,000 | 1,986 |
| Total risk weighted assets | $203,449,000 | 2,354 |
| Total unused commitments | $23,490,000 | 3,051 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 59 | 2,898 |
| Assets and Liabilities | ||
| Total Assets: | $210,218,000 | 2,989 |
| Cash and due from depository institutions | $5,347,000 | 2,898 |
| Interest-bearing balances | $396,000 | 3,404 |
| Securities | $10,590,000 | 5,920 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,949 |
| Net loans & leases | $186,303,000 | 2,408 |
| Loan loss allowance | $3,158,000 | 1,734 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $255,000 | 7,621 |
| Other real estate owned | $0 | 2,898 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,723,000 | 3,707 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $210,218,000 | 2,989 |
| Total liabilities | $191,708,000 | 2,928 |
| Total deposits | $190,405,000 | 2,688 |
| Interest-bearing deposits | $156,985,000 | 2,793 |
| Deposits held in domestic offices | $190,405,000 | 2,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,303,000 | 3,379 |
| Total equity capital | $18,510,000 | 3,549 |
| Total bank equity capital | $18,510,000 | 3,549 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,300,000 | 2,522 |
| Surplus | $16,297,000 | 1,761 |
| Undivided profits | $913,000 | 6,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,105,000 | 426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,890,000 | 2,260 |
| Earning assets | $201,289,000 | 2,863 |
| Long-term assets (5+ years) | $39,000 | 7,577 |
| Average Assets, year-to-date | $222,635,200 | 2,753 |
| Average Assets, quarterly | $209,906,500 | 2,969 |
| Volatile liabilities | $40,252,000 | 3,073 |
| Insider loans | $3,924,000 | 1,902 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $28,640,000 | 2,664 |
| Tier 1 (core) risk-based capital | $18,977,000 | 3,323 |
| Tier 2 risk-based capital | $2,486,000 | 2,015 |
| Total risk weighted assets | $198,181,000 | 2,381 |
| Total unused commitments | $28,640,000 | 2,665 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 58 | 2,935 |
| Assets and Liabilities | ||
| Total Assets: | $209,595,000 | 2,968 |
| Cash and due from depository institutions | $5,333,000 | 2,935 |
| Interest-bearing balances | $396,000 | 3,259 |
| Securities | $16,764,000 | 4,915 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $181,432,000 | 2,415 |
| Loan loss allowance | $2,261,000 | 2,268 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $269,000 | 7,584 |
| Other real estate owned | $0 | 2,935 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,797,000 | 2,755 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $209,595,000 | 2,968 |
| Total liabilities | $189,782,000 | 2,917 |
| Total deposits | $188,032,000 | 2,699 |
| Interest-bearing deposits | $156,408,000 | 2,783 |
| Deposits held in domestic offices | $188,032,000 | 2,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,968 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,150,000 | 3,743 |
| Total equity capital | $19,813,000 | 3,297 |
| Total bank equity capital | $19,813,000 | 3,297 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,300,000 | 2,499 |
| Surplus | $16,297,000 | 1,725 |
| Undivided profits | $2,216,000 | 6,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,837,000 | 615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,092,000 | 2,184 |
| Earning assets | $198,592,000 | 2,871 |
| Long-term assets (5+ years) | $16,000 | 7,613 |
| Average Assets, year-to-date | $225,739,500 | 2,720 |
| Average Assets, quarterly | $213,075,000 | 2,899 |
| Volatile liabilities | $39,519,000 | 3,089 |
| Insider loans | $3,933,000 | 1,860 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $30,281,000 | 2,605 |
| Tier 1 (core) risk-based capital | $20,119,000 | 3,128 |
| Tier 2 risk-based capital | $2,261,000 | 2,157 |
| Total risk weighted assets | $195,006,000 | 2,374 |
| Total unused commitments | $30,281,000 | 2,605 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 59 | 2,937 |
| Assets and Liabilities | ||
| Total Assets: | $216,555,000 | 2,888 |
| Cash and due from depository institutions | $5,645,000 | 2,937 |
| Interest-bearing balances | $198,000 | 3,983 |
| Securities | $13,928,000 | 5,390 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,566 |
| Net loans & leases | $190,341,000 | 2,338 |
| Loan loss allowance | $2,275,000 | 2,256 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $272,000 | 7,614 |
| Other real estate owned | $0 | 2,937 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,369,000 | 3,983 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $216,555,000 | 2,888 |
| Total liabilities | $196,422,000 | 2,848 |
| Total deposits | $195,310,000 | 2,620 |
| Interest-bearing deposits | $162,568,000 | 2,713 |
| Deposits held in domestic offices | $195,310,000 | 2,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,112,000 | 3,610 |
| Total equity capital | $20,133,000 | 3,200 |
| Total bank equity capital | $20,133,000 | 3,200 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,300,000 | 2,503 |
| Surplus | $16,297,000 | 1,728 |
| Undivided profits | $2,536,000 | 5,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,972,000 | 593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,665,000 | 2,535 |
| Earning assets | $207,467,000 | 2,768 |
| Long-term assets (5+ years) | $43,000 | 7,633 |
| Average Assets, year-to-date | $231,121,000 | 2,694 |
| Average Assets, quarterly | $227,830,500 | 2,741 |
| Volatile liabilities | $41,386,000 | 2,945 |
| Insider loans | $3,347,000 | 2,136 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $33,218,000 | 2,464 |
| Tier 1 (core) risk-based capital | $20,221,000 | 3,112 |
| Tier 2 risk-based capital | $2,275,000 | 2,152 |
| Total risk weighted assets | $203,183,000 | 2,300 |
| Total unused commitments | $33,218,000 | 2,464 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 62 | 2,797 |
| Assets and Liabilities | ||
| Total Assets: | $239,106,000 | 2,655 |
| Cash and due from depository institutions | $10,261,000 | 2,797 |
| Interest-bearing balances | $297,000 | 3,642 |
| Securities | $13,935,000 | 5,434 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,983 |
| Net loans & leases | $201,289,000 | 2,229 |
| Loan loss allowance | $2,275,000 | 2,253 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $298,000 | 7,551 |
| Other real estate owned | $0 | 2,797 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,323,000 | 3,925 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $239,106,000 | 2,655 |
| Total liabilities | $219,044,000 | 2,605 |
| Total deposits | $217,964,000 | 2,395 |
| Interest-bearing deposits | $184,681,000 | 2,411 |
| Deposits held in domestic offices | $217,964,000 | 2,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,080,000 | 3,734 |
| Total equity capital | $20,062,000 | 3,231 |
| Total bank equity capital | $20,062,000 | 3,231 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,300,000 | 2,495 |
| Surplus | $16,297,000 | 1,699 |
| Undivided profits | $2,465,000 | 6,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,242,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,464,000 | 2,734 |
| Earning assets | $225,521,000 | 2,598 |
| Long-term assets (5+ years) | $68,000 | 7,639 |
| Average Assets, year-to-date | $238,404,000 | 2,638 |
| Average Assets, quarterly | $238,404,000 | 2,638 |
| Volatile liabilities | $49,818,000 | 2,491 |
| Insider loans | $3,358,000 | 2,065 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $40,685,000 | 2,133 |
| Tier 1 (core) risk-based capital | $20,146,000 | 3,104 |
| Tier 2 risk-based capital | $2,275,000 | 2,153 |
| Total risk weighted assets | $213,984,000 | 2,183 |
| Total unused commitments | $40,685,000 | 2,134 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 63 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $237,702,000 | 2,652 |
| Cash and due from depository institutions | $11,478,000 | 2,774 |
| Interest-bearing balances | $396,000 | 3,375 |
| Securities | $13,882,000 | 5,467 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $208,731,000 | 2,149 |
| Loan loss allowance | $2,115,000 | 2,350 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $275,000 | 7,634 |
| Other real estate owned | $0 | 2,774 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,336,000 | 3,941 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $237,702,000 | 2,652 |
| Total liabilities | $217,655,000 | 2,600 |
| Total deposits | $215,366,000 | 2,400 |
| Interest-bearing deposits | $177,398,000 | 2,477 |
| Deposits held in domestic offices | $215,366,000 | 2,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,289,000 | 2,150 |
| Total equity capital | $20,047,000 | 3,168 |
| Total bank equity capital | $20,047,000 | 3,168 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,300,000 | 2,491 |
| Surplus | $16,297,000 | 1,660 |
| Undivided profits | $2,450,000 | 6,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,232,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,447,000 | 2,873 |
| Earning assets | $223,009,000 | 2,597 |
| Long-term assets (5+ years) | $3,055,000 | 6,411 |
| Average Assets, year-to-date | $228,869,800 | 2,649 |
| Average Assets, quarterly | $228,485,000 | 2,715 |
| Volatile liabilities | $76,786,000 | 1,895 |
| Insider loans | $3,759,000 | 1,864 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $41,330,000 | 2,076 |
| Tier 1 (core) risk-based capital | $20,186,000 | 3,038 |
| Tier 2 risk-based capital | $2,115,000 | 2,256 |
| Total risk weighted assets | $221,014,000 | 2,114 |
| Total unused commitments | $41,330,000 | 2,076 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 67 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $219,268,000 | 2,821 |
| Cash and due from depository institutions | $7,314,000 | 2,634 |
| Interest-bearing balances | $594,000 | 2,920 |
| Securities | $23,794,000 | 4,097 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $184,427,000 | 2,365 |
| Loan loss allowance | $1,989,000 | 2,487 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $305,000 | 7,587 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,428,000 | 3,901 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $219,268,000 | 2,821 |
| Total liabilities | $199,769,000 | 2,773 |
| Total deposits | $198,492,000 | 2,543 |
| Interest-bearing deposits | $162,276,000 | 2,642 |
| Deposits held in domestic offices | $198,492,000 | 2,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,277,000 | 3,277 |
| Total equity capital | $19,499,000 | 3,225 |
| Total bank equity capital | $19,499,000 | 3,225 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,300,000 | 2,500 |
| Surplus | $15,897,000 | 1,671 |
| Undivided profits | $2,302,000 | 6,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,331,000 | 570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,385,000 | 2,988 |
| Earning assets | $208,815,000 | 2,721 |
| Long-term assets (5+ years) | $3,058,000 | 6,416 |
| Average Assets, year-to-date | $226,661,750 | 2,680 |
| Average Assets, quarterly | $221,197,000 | 2,779 |
| Volatile liabilities | $61,296,000 | 2,246 |
| Insider loans | $3,776,000 | 1,832 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $41,011,000 | 2,113 |
| Tier 1 (core) risk-based capital | $19,726,000 | 3,092 |
| Tier 2 risk-based capital | $1,989,000 | 2,368 |
| Total risk weighted assets | $199,607,000 | 2,286 |
| Total unused commitments | $41,011,000 | 2,115 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 65 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $223,126,000 | 2,768 |
| Cash and due from depository institutions | $8,768,000 | 2,720 |
| Interest-bearing balances | $396,000 | 3,342 |
| Securities | $23,598,000 | 4,118 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $186,358,000 | 2,328 |
| Loan loss allowance | $1,936,000 | 2,524 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $356,000 | 7,442 |
| Other real estate owned | $0 | 2,720 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,046,000 | 3,454 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $223,126,000 | 2,768 |
| Total liabilities | $203,815,000 | 2,729 |
| Total deposits | $202,524,000 | 2,503 |
| Interest-bearing deposits | $163,616,000 | 2,600 |
| Deposits held in domestic offices | $202,524,000 | 2,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,291,000 | 2,991 |
| Total equity capital | $19,311,000 | 3,143 |
| Total bank equity capital | $19,311,000 | 3,143 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,300,000 | 2,489 |
| Surplus | $15,897,000 | 1,627 |
| Undivided profits | $2,114,000 | 6,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,172,000 | 455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,710,000 | 2,200 |
| Earning assets | $210,352,000 | 2,694 |
| Long-term assets (5+ years) | $3,684,000 | 6,206 |
| Average Assets, year-to-date | $229,126,330 | 2,676 |
| Average Assets, quarterly | $227,135,000 | 2,702 |
| Volatile liabilities | $57,868,000 | 2,305 |
| Insider loans | $3,768,000 | 1,799 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $38,285,000 | 2,216 |
| Tier 1 (core) risk-based capital | $19,722,000 | 3,029 |
| Tier 2 risk-based capital | $1,936,000 | 2,395 |
| Total risk weighted assets | $200,522,000 | 2,265 |
| Total unused commitments | $38,285,000 | 2,217 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 64 | 2,743 |
| Assets and Liabilities | ||
| Total Assets: | $231,144,000 | 2,680 |
| Cash and due from depository institutions | $8,430,000 | 2,743 |
| Interest-bearing balances | $297,000 | 3,775 |
| Securities | $23,431,000 | 4,198 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,626 |
| Net loans & leases | $189,857,000 | 2,237 |
| Loan loss allowance | $1,992,000 | 2,419 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $402,000 | 7,284 |
| Other real estate owned | $0 | 2,743 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,024,000 | 3,381 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $231,144,000 | 2,680 |
| Total liabilities | $211,974,000 | 2,624 |
| Total deposits | $211,069,000 | 2,395 |
| Interest-bearing deposits | $174,203,000 | 2,449 |
| Deposits held in domestic offices | $211,069,000 | 2,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $905,000 | 3,762 |
| Total equity capital | $19,170,000 | 3,145 |
| Total bank equity capital | $19,170,000 | 3,145 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,300,000 | 2,478 |
| Surplus | $15,897,000 | 1,571 |
| Undivided profits | $1,973,000 | 6,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,991,000 | 367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,384,000 | 2,550 |
| Earning assets | $218,585,000 | 2,601 |
| Long-term assets (5+ years) | $3,000,000 | 6,431 |
| Average Assets, year-to-date | $232,126,500 | 2,644 |
| Average Assets, quarterly | $232,126,500 | 2,644 |
| Volatile liabilities | $65,942,000 | 2,010 |
| Insider loans | $4,805,000 | 1,421 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $32,845,000 | 2,431 |
| Tier 1 (core) risk-based capital | $19,746,000 | 2,982 |
| Tier 2 risk-based capital | $1,992,000 | 2,309 |
| Total risk weighted assets | $202,876,000 | 2,200 |
| Total unused commitments | $32,845,000 | 2,433 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 65 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $233,109,000 | 2,640 |
| Cash and due from depository institutions | $12,309,000 | 2,699 |
| Interest-bearing balances | $595,000 | 3,157 |
| Securities | $13,217,000 | 5,698 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 730 |
| Net loans & leases | $184,949,000 | 2,259 |
| Loan loss allowance | $1,932,000 | 2,456 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $475,000 | 7,093 |
| Other real estate owned | $0 | 2,699 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,159,000 | 3,307 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $233,109,000 | 2,640 |
| Total liabilities | $214,179,000 | 2,583 |
| Total deposits | $212,867,000 | 2,360 |
| Interest-bearing deposits | $170,443,000 | 2,460 |
| Deposits held in domestic offices | $212,867,000 | 2,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,312,000 | 2,888 |
| Total equity capital | $18,930,000 | 3,143 |
| Total bank equity capital | $18,930,000 | 3,143 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,300,000 | 2,474 |
| Surplus | $15,897,000 | 1,551 |
| Undivided profits | $1,733,000 | 6,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,835,000 | 1,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,270,000 | 2,799 |
| Earning assets | $216,761,000 | 2,594 |
| Long-term assets (5+ years) | $1,997,000 | 6,836 |
| Average Assets, year-to-date | $218,396,200 | 2,688 |
| Average Assets, quarterly | $220,733,000 | 2,727 |
| Volatile liabilities | $56,912,000 | 2,219 |
| Insider loans | $4,644,000 | 1,451 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $42,934,000 | 1,992 |
| Tier 1 (core) risk-based capital | $19,716,000 | 2,942 |
| Tier 2 risk-based capital | $1,932,000 | 2,350 |
| Total risk weighted assets | $203,222,000 | 2,162 |
| Total unused commitments | $42,934,000 | 1,993 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 67 | 2,584 |
| Assets and Liabilities | ||
| Total Assets: | $208,357,000 | 2,842 |
| Cash and due from depository institutions | $9,627,000 | 2,584 |
| Interest-bearing balances | $694,000 | 3,076 |
| Securities | $13,454,000 | 5,627 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,460 |
| Net loans & leases | $176,828,000 | 2,315 |
| Loan loss allowance | $1,872,000 | 2,520 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $468,000 | 7,136 |
| Other real estate owned | $0 | 2,584 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,480,000 | 3,665 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $208,357,000 | 2,842 |
| Total liabilities | $189,192,000 | 2,816 |
| Total deposits | $187,874,000 | 2,567 |
| Interest-bearing deposits | $148,888,000 | 2,701 |
| Deposits held in domestic offices | $187,874,000 | 2,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,318,000 | 2,847 |
| Total equity capital | $19,165,000 | 3,080 |
| Total bank equity capital | $19,165,000 | 3,080 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,300,000 | 2,449 |
| Surplus | $15,897,000 | 1,504 |
| Undivided profits | $1,968,000 | 6,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,055,000 | 2,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $966,000 | 3,541 |
| Earning assets | $195,476,000 | 2,783 |
| Long-term assets (5+ years) | $3,322,000 | 6,409 |
| Average Assets, year-to-date | $214,718,000 | 2,710 |
| Average Assets, quarterly | $211,270,000 | 2,789 |
| Volatile liabilities | $36,917,000 | 2,954 |
| Insider loans | $4,641,000 | 1,390 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $41,920,000 | 1,988 |
| Tier 1 (core) risk-based capital | $19,718,000 | 2,913 |
| Tier 2 risk-based capital | $1,872,000 | 2,394 |
| Total risk weighted assets | $189,920,000 | 2,249 |
| Total unused commitments | $41,920,000 | 1,990 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $214,183,000 | 2,742 |
| Cash and due from depository institutions | $11,511,000 | 2,657 |
| Interest-bearing balances | $694,000 | 3,076 |
| Securities | $13,487,000 | 5,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $185,227,000 | 2,172 |
| Loan loss allowance | $1,812,000 | 2,542 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $519,000 | 6,965 |
| Other real estate owned | $0 | 2,657 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,439,000 | 3,569 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $214,183,000 | 2,742 |
| Total liabilities | $194,748,000 | 2,709 |
| Total deposits | $193,867,000 | 2,475 |
| Interest-bearing deposits | $145,461,000 | 2,735 |
| Deposits held in domestic offices | $193,867,000 | 2,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $881,000 | 3,542 |
| Total equity capital | $19,435,000 | 3,006 |
| Total bank equity capital | $19,435,000 | 3,006 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,300,000 | 2,428 |
| Surplus | $15,897,000 | 1,477 |
| Undivided profits | $2,238,000 | 6,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,016,000 | 3,105 |
| Earning assets | $199,408,000 | 2,704 |
| Long-term assets (5+ years) | $4,964,000 | 5,937 |
| Average Assets, year-to-date | $216,838,330 | 2,662 |
| Average Assets, quarterly | $213,119,500 | 2,727 |
| Volatile liabilities | $35,529,000 | 2,923 |
| Insider loans | $4,665,000 | 1,358 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $43,174,000 | 1,897 |
| Tier 1 (core) risk-based capital | $19,955,000 | 2,814 |
| Tier 2 risk-based capital | $1,812,000 | 2,410 |
| Total risk weighted assets | $198,216,000 | 2,106 |
| Total unused commitments | $43,174,000 | 1,897 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 63 | 2,711 |
| Assets and Liabilities | ||
| Total Assets: | $212,056,000 | 2,751 |
| Cash and due from depository institutions | $9,449,000 | 2,711 |
| Interest-bearing balances | $893,000 | 2,849 |
| Securities | $13,621,000 | 5,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $185,181,000 | 2,134 |
| Loan loss allowance | $1,601,000 | 2,795 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $567,000 | 6,888 |
| Other real estate owned | $0 | 2,711 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,238,000 | 3,674 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $212,056,000 | 2,751 |
| Total liabilities | $193,214,000 | 2,706 |
| Total deposits | $192,594,000 | 2,483 |
| Interest-bearing deposits | $153,434,000 | 2,615 |
| Deposits held in domestic offices | $192,594,000 | 2,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $620,000 | 4,295 |
| Total equity capital | $18,842,000 | 3,001 |
| Total bank equity capital | $18,842,000 | 3,001 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,300,000 | 2,434 |
| Surplus | $15,897,000 | 1,434 |
| Undivided profits | $1,645,000 | 6,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,745,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $994,000 | 3,077 |
| Earning assets | $199,695,000 | 2,688 |
| Long-term assets (5+ years) | $838,000 | 7,505 |
| Average Assets, year-to-date | $218,166,000 | 2,658 |
| Average Assets, quarterly | $218,166,000 | 2,658 |
| Volatile liabilities | $37,446,000 | 2,715 |
| Insider loans | $4,449,000 | 1,391 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $43,322,000 | 1,858 |
| Tier 1 (core) risk-based capital | $19,255,000 | 2,862 |
| Tier 2 risk-based capital | $1,601,000 | 2,622 |
| Total risk weighted assets | $199,392,000 | 2,057 |
| Total unused commitments | $43,322,000 | 1,860 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 65 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $224,276,000 | 2,614 |
| Cash and due from depository institutions | $9,525,000 | 2,645 |
| Interest-bearing balances | $893,000 | 2,921 |
| Securities | $13,940,000 | 5,699 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,449 |
| Net loans & leases | $188,922,000 | 2,079 |
| Loan loss allowance | $1,554,000 | 2,850 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $599,000 | 6,812 |
| Other real estate owned | $0 | 2,645 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,290,000 | 3,591 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $224,276,000 | 2,614 |
| Total liabilities | $206,890,000 | 2,544 |
| Total deposits | $206,080,000 | 2,292 |
| Interest-bearing deposits | $159,867,000 | 2,481 |
| Deposits held in domestic offices | $206,080,000 | 2,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $810,000 | 3,597 |
| Total equity capital | $17,386,000 | 3,224 |
| Total bank equity capital | $17,386,000 | 3,224 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,300,000 | 2,420 |
| Surplus | $13,675,000 | 1,623 |
| Undivided profits | $2,411,000 | 6,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,222,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $812,000 | 3,674 |
| Earning assets | $211,755,000 | 2,551 |
| Long-term assets (5+ years) | $1,128,000 | 7,432 |
| Average Assets, year-to-date | $224,482,800 | 2,490 |
| Average Assets, quarterly | $223,999,500 | 2,585 |
| Volatile liabilities | $37,890,000 | 2,658 |
| Insider loans | $4,440,000 | 1,375 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $47,926,000 | 1,647 |
| Tier 1 (core) risk-based capital | $17,485,000 | 3,079 |
| Tier 2 risk-based capital | $1,554,000 | 2,680 |
| Total risk weighted assets | $204,032,000 | 1,979 |
| Total unused commitments | $47,926,000 | 1,647 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 67 | 2,573 |
| Assets and Liabilities | ||
| Total Assets: | $223,723,000 | 2,578 |
| Cash and due from depository institutions | $23,438,000 | 2,573 |
| Interest-bearing balances | $992,000 | 2,886 |
| Securities | $14,033,000 | 5,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $178,056,000 | 2,145 |
| Loan loss allowance | $1,554,000 | 2,854 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,008,000 | 5,860 |
| Other real estate owned | $0 | 2,573 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $7,188,000 | 1,961 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $223,723,000 | 2,578 |
| Total liabilities | $206,349,000 | 2,519 |
| Total deposits | $205,060,000 | 2,276 |
| Interest-bearing deposits | $159,181,000 | 2,471 |
| Deposits held in domestic offices | $205,060,000 | 2,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,191 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $789,000 | 3,747 |
| Total equity capital | $17,374,000 | 3,223 |
| Total bank equity capital | $17,374,000 | 3,223 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,300,000 | 2,418 |
| Surplus | $13,675,000 | 1,592 |
| Undivided profits | $2,399,000 | 6,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,088,000 | 906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $681,000 | 4,409 |
| Earning assets | $193,081,000 | 2,714 |
| Long-term assets (5+ years) | $1,134,000 | 7,498 |
| Average Assets, year-to-date | $224,534,500 | 2,481 |
| Average Assets, quarterly | $223,343,000 | 2,540 |
| Volatile liabilities | $35,771,000 | 2,706 |
| Insider loans | $4,438,000 | 1,329 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $47,527,000 | 1,624 |
| Tier 1 (core) risk-based capital | $17,381,000 | 3,075 |
| Tier 2 risk-based capital | $1,554,000 | 2,653 |
| Total risk weighted assets | $201,251,000 | 1,964 |
| Total unused commitments | $47,527,000 | 1,625 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 65 | 2,662 |
| Assets and Liabilities | ||
| Total Assets: | $222,963,000 | 2,549 |
| Cash and due from depository institutions | $9,581,000 | 2,662 |
| Interest-bearing balances | $992,000 | 2,898 |
| Securities | $13,978,000 | 5,767 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 737 |
| Net loans & leases | $181,049,000 | 2,054 |
| Loan loss allowance | $1,554,000 | 2,866 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,045,000 | 5,792 |
| Other real estate owned | $0 | 2,662 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,810,000 | 3,931 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $222,963,000 | 2,549 |
| Total liabilities | $205,886,000 | 2,489 |
| Total deposits | $204,787,000 | 2,241 |
| Interest-bearing deposits | $161,574,000 | 2,395 |
| Deposits held in domestic offices | $204,787,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,224 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $599,000 | 4,119 |
| Total equity capital | $17,077,000 | 3,162 |
| Total bank equity capital | $17,077,000 | 3,162 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,300,000 | 2,420 |
| Surplus | $13,675,000 | 1,534 |
| Undivided profits | $2,102,000 | 6,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,899,000 | 738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $635,000 | 4,383 |
| Earning assets | $210,519,000 | 2,475 |
| Long-term assets (5+ years) | $4,306,000 | 6,447 |
| Average Assets, year-to-date | $224,805,000 | 2,473 |
| Average Assets, quarterly | $223,250,500 | 2,522 |
| Volatile liabilities | $35,039,000 | 2,693 |
| Insider loans | $4,406,000 | 1,310 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $52,733,000 | 1,505 |
| Tier 1 (core) risk-based capital | $17,138,000 | 3,059 |
| Tier 2 risk-based capital | $1,554,000 | 2,638 |
| Total risk weighted assets | $205,037,000 | 1,893 |
| Total unused commitments | $52,733,000 | 1,507 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 63 | 2,717 |
| Assets and Liabilities | ||
| Total Assets: | $223,538,000 | 2,512 |
| Cash and due from depository institutions | $33,279,000 | 2,717 |
| Interest-bearing balances | $1,289,000 | 2,794 |
| Securities | $24,055,000 | 4,269 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $162,329,000 | 2,218 |
| Loan loss allowance | $1,554,000 | 2,837 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,075,000 | 5,730 |
| Other real estate owned | $0 | 2,717 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,800,000 | 3,781 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $223,538,000 | 2,512 |
| Total liabilities | $206,260,000 | 2,448 |
| Total deposits | $205,335,000 | 2,210 |
| Interest-bearing deposits | $166,393,000 | 2,311 |
| Deposits held in domestic offices | $205,335,000 | 2,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,789 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $425,000 | 5,315 |
| Total equity capital | $17,278,000 | 3,180 |
| Total bank equity capital | $17,278,000 | 3,180 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,300,000 | 2,417 |
| Surplus | $13,675,000 | 1,511 |
| Undivided profits | $2,303,000 | 6,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,010,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $813,000 | 3,501 |
| Earning assets | $187,673,000 | 2,725 |
| Long-term assets (5+ years) | $3,255,000 | 6,754 |
| Average Assets, year-to-date | $225,726,000 | 2,455 |
| Average Assets, quarterly | $225,726,000 | 2,455 |
| Volatile liabilities | $36,763,000 | 2,524 |
| Insider loans | $4,480,000 | 1,265 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $48,663,000 | 1,551 |
| Tier 1 (core) risk-based capital | $17,263,000 | 2,998 |
| Tier 2 risk-based capital | $1,554,000 | 2,611 |
| Total risk weighted assets | $183,238,000 | 2,064 |
| Total unused commitments | $48,663,000 | 1,554 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $227,914,000 | 2,455 |
| Cash and due from depository institutions | $33,744,000 | 2,657 |
| Interest-bearing balances | $1,289,000 | 2,663 |
| Securities | $24,109,000 | 4,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $166,142,000 | 2,153 |
| Loan loss allowance | $1,554,000 | 2,806 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,085,000 | 5,717 |
| Other real estate owned | $0 | 2,657 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,834,000 | 3,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,914,000 | 2,455 |
| Total liabilities | $213,341,000 | 2,377 |
| Total deposits | $212,198,000 | 2,132 |
| Interest-bearing deposits | $168,721,000 | 2,278 |
| Deposits held in domestic offices | $212,198,000 | 2,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,024 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $643,000 | 4,099 |
| Total equity capital | $14,573,000 | 3,628 |
| Total bank equity capital | $14,573,000 | 3,628 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,300,000 | 2,434 |
| Surplus | $10,700,000 | 1,816 |
| Undivided profits | $2,573,000 | 6,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,759,000 | 815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $787,000 | 3,725 |
| Earning assets | $191,540,000 | 2,669 |
| Long-term assets (5+ years) | $3,157,000 | 6,821 |
| Average Assets, year-to-date | $222,326,200 | 2,436 |
| Average Assets, quarterly | $223,171,500 | 2,488 |
| Volatile liabilities | $36,325,000 | 2,557 |
| Insider loans | $2,267,000 | 2,372 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $56,742,000 | 1,311 |
| Tier 1 (core) risk-based capital | $14,505,000 | 3,488 |
| Tier 2 risk-based capital | $1,554,000 | 2,593 |
| Total risk weighted assets | $190,134,000 | 1,974 |
| Total unused commitments | $56,742,000 | 1,313 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 67 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $218,429,000 | 2,551 |
| Cash and due from depository institutions | $13,901,000 | 2,600 |
| Interest-bearing balances | $1,289,000 | 2,827 |
| Securities | $10,542,000 | 6,432 |
| Federal funds sold & reverse repurchase agreements | $42,000,000 | 361 |
| Net loans & leases | $148,034,000 | 2,379 |
| Loan loss allowance | $1,554,000 | 2,797 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,138,000 | 5,604 |
| Other real estate owned | $0 | 2,600 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,814,000 | 3,817 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,429,000 | 2,551 |
| Total liabilities | $204,309,000 | 2,483 |
| Total deposits | $203,192,000 | 2,230 |
| Interest-bearing deposits | $164,373,000 | 2,337 |
| Deposits held in domestic offices | $203,192,000 | 2,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,890 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $617,000 | 4,447 |
| Total equity capital | $14,120,000 | 3,718 |
| Total bank equity capital | $14,120,000 | 3,718 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,300,000 | 2,449 |
| Surplus | $10,700,000 | 1,800 |
| Undivided profits | $2,120,000 | 6,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,192,000 | 2,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $697,000 | 4,334 |
| Earning assets | $201,865,000 | 2,543 |
| Long-term assets (5+ years) | $1,164,000 | 7,661 |
| Average Assets, year-to-date | $220,929,250 | 2,466 |
| Average Assets, quarterly | $219,035,500 | 2,544 |
| Volatile liabilities | $36,918,000 | 2,465 |
| Insider loans | $2,251,000 | 2,344 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $45,336,000 | 1,588 |
| Tier 1 (core) risk-based capital | $14,118,000 | 3,551 |
| Tier 2 risk-based capital | $1,554,000 | 2,579 |
| Total risk weighted assets | $171,430,000 | 2,160 |
| Total unused commitments | $45,336,000 | 1,593 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 66 | 2,633 |
| Assets and Liabilities | ||
| Total Assets: | $219,642,000 | 2,527 |
| Cash and due from depository institutions | $11,758,000 | 2,633 |
| Interest-bearing balances | $1,289,000 | 2,954 |
| Securities | $10,443,000 | 6,384 |
| Federal funds sold & reverse repurchase agreements | $48,000,000 | 327 |
| Net loans & leases | $145,742,000 | 2,382 |
| Loan loss allowance | $1,554,000 | 2,770 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,152,000 | 5,555 |
| Other real estate owned | $0 | 2,633 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,547,000 | 3,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,642,000 | 2,527 |
| Total liabilities | $205,511,000 | 2,434 |
| Total deposits | $204,104,000 | 2,201 |
| Interest-bearing deposits | $166,234,000 | 2,298 |
| Deposits held in domestic offices | $204,104,000 | 2,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $801,000 | 2,610 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $606,000 | 4,580 |
| Total equity capital | $14,131,000 | 3,702 |
| Total bank equity capital | $14,131,000 | 3,702 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,300,000 | 2,448 |
| Surplus | $10,700,000 | 1,764 |
| Undivided profits | $2,131,000 | 6,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 5,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $741,000 | 3,965 |
| Earning assets | $205,474,000 | 2,476 |
| Long-term assets (5+ years) | $1,171,000 | 7,670 |
| Average Assets, year-to-date | $221,762,670 | 2,451 |
| Average Assets, quarterly | $219,649,500 | 2,500 |
| Volatile liabilities | $36,346,000 | 2,442 |
| Insider loans | $2,243,000 | 2,364 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $48,220,000 | 1,471 |
| Tier 1 (core) risk-based capital | $14,129,000 | 3,503 |
| Tier 2 risk-based capital | $1,554,000 | 2,546 |
| Total risk weighted assets | $167,434,000 | 2,173 |
| Total unused commitments | $48,220,000 | 1,479 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 62 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $219,657,000 | 2,481 |
| Cash and due from depository institutions | $8,661,000 | 2,769 |
| Interest-bearing balances | $694,000 | 3,549 |
| Securities | $10,539,000 | 6,392 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 454 |
| Net loans & leases | $161,655,000 | 2,118 |
| Loan loss allowance | $1,560,000 | 2,730 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,084,000 | 5,695 |
| Other real estate owned | $0 | 2,769 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,718,000 | 3,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,657,000 | 2,481 |
| Total liabilities | $205,208,000 | 2,400 |
| Total deposits | $203,921,000 | 2,175 |
| Interest-bearing deposits | $168,971,000 | 2,252 |
| Deposits held in domestic offices | $203,921,000 | 2,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,463 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $487,000 | 5,209 |
| Total equity capital | $14,449,000 | 3,576 |
| Total bank equity capital | $14,449,000 | 3,576 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,300,000 | 2,463 |
| Surplus | $10,700,000 | 1,733 |
| Undivided profits | $2,449,000 | 6,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,450,000 | 1,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $936,000 | 3,247 |
| Earning assets | $207,888,000 | 2,410 |
| Long-term assets (5+ years) | $2,846,000 | 6,879 |
| Average Assets, year-to-date | $222,823,000 | 2,427 |
| Average Assets, quarterly | $222,823,000 | 2,427 |
| Volatile liabilities | $39,937,000 | 2,214 |
| Insider loans | $2,317,000 | 2,242 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,589,000 | 2,184 |
| Tier 1 (core) risk-based capital | $14,450,000 | 3,381 |
| Tier 2 risk-based capital | $1,560,000 | 2,493 |
| Total risk weighted assets | $174,685,000 | 2,044 |
| Total unused commitments | $27,589,000 | 2,191 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 68 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $225,989,000 | 2,378 |
| Cash and due from depository institutions | $25,262,000 | 2,523 |
| Interest-bearing balances | $694,000 | 3,451 |
| Securities | $16,490,000 | 5,201 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 694 |
| Net loans & leases | $160,984,000 | 2,109 |
| Loan loss allowance | $1,560,000 | 2,653 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $835,000 | 6,247 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,418,000 | 4,060 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,989,000 | 2,378 |
| Total liabilities | $211,470,000 | 2,289 |
| Total deposits | $210,313,000 | 2,062 |
| Interest-bearing deposits | $169,509,000 | 2,207 |
| Deposits held in domestic offices | $210,313,000 | 2,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,789 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $657,000 | 4,445 |
| Total equity capital | $14,519,000 | 3,518 |
| Total bank equity capital | $14,519,000 | 3,518 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,300,000 | 2,464 |
| Surplus | $10,700,000 | 1,695 |
| Undivided profits | $2,519,000 | 6,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 4,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,307 |
| Income earned, not collected on loans | $911,000 | 3,489 |
| Earning assets | $198,168,000 | 2,474 |
| Long-term assets (5+ years) | $4,009,000 | 6,407 |
| Average Assets, year-to-date | $227,304,400 | 2,232 |
| Average Assets, quarterly | $224,871,500 | 2,374 |
| Volatile liabilities | $40,422,000 | 2,181 |
| Insider loans | $2,348,000 | 2,204 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $29,885,000 | 1,967 |
| Tier 1 (core) risk-based capital | $14,491,000 | 3,323 |
| Tier 2 risk-based capital | $1,560,000 | 2,452 |
| Total risk weighted assets | $176,369,000 | 1,991 |
| Total unused commitments | $29,885,000 | 1,970 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 70 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $233,519,000 | 2,183 |
| Cash and due from depository institutions | $10,434,000 | 2,424 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $10,493,000 | 6,399 |
| Federal funds sold & reverse repurchase agreements | $42,000,000 | 355 |
| Net loans & leases | $166,619,000 | 1,966 |
| Loan loss allowance | $1,364,000 | 2,805 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $741,000 | 6,544 |
| Other real estate owned | $0 | 2,424 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,232,000 | 3,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,519,000 | 2,183 |
| Total liabilities | $219,101,000 | 2,080 |
| Total deposits | $218,108,000 | 1,868 |
| Interest-bearing deposits | $178,924,000 | 1,977 |
| Deposits held in domestic offices | $218,108,000 | 1,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,000 | 3,358 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $918,000 | 3,677 |
| Total equity capital | $14,418,000 | 3,308 |
| Total bank equity capital | $14,418,000 | 3,308 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,300,000 | 2,512 |
| Surplus | $10,700,000 | 1,608 |
| Undivided profits | $2,418,000 | 6,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,822,000 | 1,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $93,000 | 913 |
| Income earned, not collected on loans | $1,128,000 | 3,085 |
| Earning assets | $219,112,000 | 2,125 |
| Long-term assets (5+ years) | $5,028,000 | 6,138 |
| Average Assets, year-to-date | $230,396,000 | 2,110 |
| Average Assets, quarterly | $230,607,500 | 2,188 |
| Volatile liabilities | $47,831,000 | 1,837 |
| Insider loans | $5,613,000 | 857 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $34,647,000 | 1,658 |
| Tier 1 (core) risk-based capital | $14,489,000 | 3,163 |
| Tier 2 risk-based capital | $1,364,000 | 2,606 |
| Total risk weighted assets | $178,678,000 | 1,890 |
| Total unused commitments | $34,647,000 | 1,663 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 72 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $239,938,000 | 2,035 |
| Cash and due from depository institutions | $20,600,000 | 2,365 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $31,657,000 | 3,299 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 670 |
| Net loans & leases | $167,135,000 | 1,901 |
| Loan loss allowance | $1,364,000 | 2,656 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $838,000 | 6,394 |
| Other real estate owned | $0 | 2,365 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,708,000 | 4,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,938,000 | 2,035 |
| Total liabilities | $225,367,000 | 1,933 |
| Total deposits | $223,770,000 | 1,724 |
| Interest-bearing deposits | $179,200,000 | 1,877 |
| Deposits held in domestic offices | $223,770,000 | 1,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000 | 3,144 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,072,000 | 3,411 |
| Total equity capital | $14,571,000 | 3,168 |
| Total bank equity capital | $14,571,000 | 3,168 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,300,000 | 2,565 |
| Surplus | $10,700,000 | 1,567 |
| Undivided profits | $2,571,000 | 6,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,309,000 | 1,997 |
| Earning assets | $216,792,000 | 2,065 |
| Long-term assets (5+ years) | $8,205,000 | 5,003 |
| Average Assets, year-to-date | $231,423,600 | 1,992 |
| Average Assets, quarterly | $232,835,000 | 2,057 |
| Volatile liabilities | $46,745,000 | 1,869 |
| Insider loans | $5,640,000 | 831 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $47,192,000 | 1,221 |
| Tier 1 (core) risk-based capital | $14,474,000 | 3,080 |
| Tier 2 risk-based capital | $1,445,450 | 2,377 |
| Total risk weighted assets | $176,500,600 | 1,832 |
| Total unused commitments | $47,192,000 | 1,223 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 74 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $234,465,000 | 2,008 |
| Cash and due from depository institutions | $18,920,000 | 2,369 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $61,020,000 | 1,883 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,907 |
| Net loans & leases | $147,371,000 | 2,035 |
| Loan loss allowance | $1,144,000 | 3,038 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $976,000 | 6,109 |
| Other real estate owned | $0 | 2,369 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,178,000 | 5,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,465,000 | 2,008 |
| Total liabilities | $220,701,000 | 1,917 |
| Total deposits | $219,320,000 | 1,720 |
| Interest-bearing deposits | $177,810,000 | 1,843 |
| Deposits held in domestic offices | $219,320,000 | 1,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $395,000 | 3,598 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $986,000 | 3,313 |
| Total equity capital | $13,764,000 | 3,183 |
| Total bank equity capital | $13,764,000 | 3,183 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,300,000 | 2,619 |
| Surplus | $10,700,000 | 1,536 |
| Undivided profits | $1,764,000 | 6,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,944,000 | 1,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $930,000 | 2,456 |
| Earning assets | $213,391,000 | 2,019 |
| Long-term assets (5+ years) | $9,549,000 | 4,955 |
| Average Assets, year-to-date | $229,906,400 | 1,964 |
| Average Assets, quarterly | $230,555,500 | 2,022 |
| Volatile liabilities | $40,859,000 | 1,960 |
| Insider loans | $5,608,000 | 815 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $25,742,000 | 1,950 |
| Tier 1 (core) risk-based capital | $14,060,000 | 3,115 |
| Tier 2 risk-based capital | $1,144,000 | 2,782 |
| Total risk weighted assets | $154,269,200 | 1,983 |
| Total unused commitments | $25,742,000 | 1,955 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 74 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $236,085,000 | 1,958 |
| Cash and due from depository institutions | $9,941,000 | 2,371 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $45,797,000 | 2,514 |
| Federal funds sold & reverse repurchase agreements | $36,000,000 | 441 |
| Net loans & leases | $141,401,000 | 1,976 |
| Loan loss allowance | $1,483,000 | 2,362 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,062,000 | 5,792 |
| Other real estate owned | $0 | 2,371 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,884,000 | 3,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,085,000 | 1,958 |
| Total liabilities | $221,629,000 | 1,881 |
| Total deposits | $220,736,000 | 1,709 |
| Interest-bearing deposits | $181,662,000 | 1,796 |
| Deposits held in domestic offices | $220,736,000 | 1,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $893,000 | 3,843 |
| Total equity capital | $14,456,000 | 3,103 |
| Total bank equity capital | $14,456,000 | 3,103 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,300,000 | 2,603 |
| Surplus | $10,700,000 | 1,463 |
| Undivided profits | $2,456,000 | 6,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,590,000 | 1,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,287,000 | 1,696 |
| Earning assets | $223,198,000 | 1,898 |
| Long-term assets (5+ years) | $10,027,000 | 4,710 |
| Average Assets, year-to-date | $228,631,600 | 1,917 |
| Average Assets, quarterly | $232,883,500 | 1,950 |
| Volatile liabilities | $40,171,000 | 1,698 |
| Insider loans | $5,071,000 | 826 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,000,000 | 1,665 |
| Tier 1 (core) risk-based capital | $14,451,000 | 2,959 |
| Tier 2 risk-based capital | $1,483,000 | 2,132 |
| Total risk weighted assets | $153,503,700 | 1,869 |
| Total unused commitments | $30,000,000 | 1,670 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 79 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $229,609,000 | 1,998 |
| Cash and due from depository institutions | $10,147,000 | 2,259 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $62,006,000 | 1,867 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 829 |
| Net loans & leases | $137,872,000 | 2,034 |
| Loan loss allowance | $1,478,000 | 2,375 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,141,000 | 5,552 |
| Other real estate owned | $0 | 2,259 |
| Goodwill and other intangibles | $18,000 | 3,290 |
| All other assets | $2,425,000 | 2,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,609,000 | 1,998 |
| Total liabilities | $215,071,000 | 1,915 |
| Total deposits | $213,709,000 | 1,760 |
| Interest-bearing deposits | $174,197,000 | 1,861 |
| Deposits held in domestic offices | $213,709,000 | 1,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,321 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,062,000 | 3,394 |
| Total equity capital | $14,538,000 | 3,045 |
| Total bank equity capital | $14,538,000 | 3,045 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,300,000 | 2,639 |
| Surplus | $10,700,000 | 1,463 |
| Undivided profits | $2,538,000 | 6,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,659,000 | 1,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $860,000 | 2,666 |
| Earning assets | $215,878,000 | 1,952 |
| Long-term assets (5+ years) | $3,136,000 | 6,958 |
| Average Assets, year-to-date | $222,613,800 | 1,953 |
| Average Assets, quarterly | $224,278,500 | 2,008 |
| Volatile liabilities | $37,521,000 | 1,764 |
| Insider loans | $4,916,000 | 843 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $33,265,000 | 1,450 |
| Tier 1 (core) risk-based capital | $14,416,000 | 2,943 |
| Tier 2 risk-based capital | $1,478,000 | 2,037 |
| Total risk weighted assets | $148,340,800 | 1,883 |
| Total unused commitments | $33,265,000 | 1,454 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 84 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $225,907,000 | 2,076 |
| Cash and due from depository institutions | $7,791,000 | 2,234 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $64,926,000 | 1,865 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,727 |
| Net loans & leases | $142,071,000 | 2,024 |
| Loan loss allowance | $1,467,000 | 2,490 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,023,000 | 5,927 |
| Other real estate owned | $0 | 2,234 |
| Goodwill and other intangibles | $42,000 | 2,886 |
| All other assets | $2,554,000 | 2,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,907,000 | 2,076 |
| Total liabilities | $211,453,000 | 2,001 |
| Total deposits | $208,453,000 | 1,858 |
| Interest-bearing deposits | $172,746,000 | 1,935 |
| Deposits held in domestic offices | $208,453,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,972,000 | 2,262 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,028,000 | 3,441 |
| Total equity capital | $14,454,000 | 3,075 |
| Total bank equity capital | $14,454,000 | 3,075 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,300,000 | 2,818 |
| Surplus | $10,700,000 | 1,508 |
| Undivided profits | $2,454,000 | 6,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 8,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $863,000 | 2,629 |
| Earning assets | $214,497,000 | 2,001 |
| Long-term assets (5+ years) | $3,243,000 | 6,863 |
| Average Assets, year-to-date | $227,032,000 | 1,994 |
| Average Assets, quarterly | $229,466,000 | 2,024 |
| Volatile liabilities | $32,352,000 | 1,955 |
| Insider loans | $4,848,000 | 896 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $24,255,000 | 1,784 |
| Tier 1 (core) risk-based capital | $14,369,000 | 3,015 |
| Tier 2 risk-based capital | $1,467,000 | 2,083 |
| Total risk weighted assets | $151,904,100 | 1,863 |
| Total unused commitments | $24,255,000 | 1,799 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 89 | 2,190 |
| Assets and Liabilities | ||
| Total Assets: | $230,923,000 | 2,044 |
| Cash and due from depository institutions | $14,585,000 | 2,190 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,663,000 | 3,455 |
| Federal funds sold & reverse repurchase agreements | $50,250,000 | 335 |
| Net loans & leases | $126,644,000 | 2,189 |
| Loan loss allowance | $1,600,000 | 2,351 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,181,000 | 5,477 |
| Other real estate owned | $200,000 | 2,190 |
| Goodwill and other intangibles | $66,000 | 2,541 |
| All other assets | $1,334,000 | 5,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,923,000 | 2,044 |
| Total liabilities | $216,307,000 | 1,949 |
| Total deposits | $214,914,000 | 1,787 |
| Interest-bearing deposits | $177,435,000 | 1,903 |
| Deposits held in domestic offices | $214,914,000 | 1,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $318,000 | 3,295 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,075,000 | 3,428 |
| Total equity capital | $14,616,000 | 3,044 |
| Total bank equity capital | $14,616,000 | 3,044 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,300,000 | 2,910 |
| Surplus | $10,700,000 | 1,508 |
| Undivided profits | $2,616,000 | 6,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 5,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $688,000 | 3,442 |
| Earning assets | $213,557,000 | 2,026 |
| Long-term assets (5+ years) | $2,193,000 | 7,707 |
| Average Assets, year-to-date | $226,768,200 | 1,990 |
| Average Assets, quarterly | $225,850,500 | 2,066 |
| Volatile liabilities | $28,417,000 | 1,944 |
| Insider loans | $2,661,000 | 1,642 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,528,000 | 1,901 |
| Tier 1 (core) risk-based capital | $14,313,000 | 3,004 |
| Tier 2 risk-based capital | $1,600,000 | 1,925 |
| Total risk weighted assets | $142,618,000 | 1,953 |
| Total unused commitments | $21,528,000 | 1,910 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 89 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $231,180,000 | 1,994 |
| Cash and due from depository institutions | $12,904,000 | 2,262 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $81,303,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $132,858,000 | 2,092 |
| Loan loss allowance | $1,616,000 | 2,361 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,174,000 | 5,496 |
| Other real estate owned | $147,000 | 2,262 |
| Goodwill and other intangibles | $90,000 | 2,307 |
| All other assets | $2,704,000 | 2,938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,180,000 | 1,994 |
| Total liabilities | $217,370,000 | 1,929 |
| Total deposits | $208,074,000 | 1,831 |
| Interest-bearing deposits | $170,849,000 | 1,932 |
| Deposits held in domestic offices | $208,074,000 | 1,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,617,000 | 1,378 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $679,000 | 4,125 |
| Total equity capital | $13,810,000 | 2,948 |
| Total bank equity capital | $13,810,000 | 2,948 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,300,000 | 3,021 |
| Surplus | $10,700,000 | 1,443 |
| Undivided profits | $1,810,000 | 7,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $733,000 | 2,782 |
| Earning assets | $214,161,000 | 1,969 |
| Long-term assets (5+ years) | $2,837,000 | 7,513 |
| Average Assets, year-to-date | $227,905,000 | 1,958 |
| Average Assets, quarterly | $225,177,500 | 2,038 |
| Volatile liabilities | $30,930,000 | 1,778 |
| Insider loans | $2,811,000 | 1,502 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,955,000 | 1,725 |
| Tier 1 (core) risk-based capital | $14,257,000 | 2,889 |
| Tier 2 risk-based capital | $1,616,000 | 1,905 |
| Total risk weighted assets | $136,602,000 | 1,996 |
| Total unused commitments | $22,955,000 | 1,737 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 89 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $234,507,000 | 1,982 |
| Cash and due from depository institutions | $18,912,000 | 2,352 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $43,273,000 | 3,220 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 520 |
| Net loans & leases | $143,110,000 | 1,904 |
| Loan loss allowance | $1,592,000 | 2,511 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,239,000 | 5,355 |
| Other real estate owned | $839,000 | 2,352 |
| Goodwill and other intangibles | $114,000 | 2,135 |
| All other assets | $1,020,000 | 6,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,507,000 | 1,982 |
| Total liabilities | $220,180,000 | 1,931 |
| Total deposits | $218,214,000 | 1,810 |
| Interest-bearing deposits | $178,556,000 | 1,922 |
| Deposits held in domestic offices | $218,214,000 | 1,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,284,000 | 2,570 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $682,000 | 4,231 |
| Total equity capital | $14,327,000 | 2,821 |
| Total bank equity capital | $14,327,000 | 2,821 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,300,000 | 3,113 |
| Surplus | $10,700,000 | 1,371 |
| Undivided profits | $2,327,000 | 7,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 6,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $769,000 | 2,327 |
| Earning assets | $212,383,000 | 2,017 |
| Long-term assets (5+ years) | $7,246,000 | 5,309 |
| Average Assets, year-to-date | $229,571,200 | 1,959 |
| Average Assets, quarterly | $232,012,000 | 1,993 |
| Volatile liabilities | $18,700,000 | 2,528 |
| Insider loans | $1,681,000 | 2,424 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,205,000 | 1,830 |
| Tier 1 (core) risk-based capital | $14,213,000 | 2,780 |
| Tier 2 risk-based capital | $1,592,000 | 1,933 |
| Total risk weighted assets | $152,634,300 | 1,796 |
| Total unused commitments | $21,205,000 | 1,850 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 88 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $236,313,000 | 2,005 |
| Cash and due from depository institutions | $15,234,000 | 2,460 |
| Interest-bearing balances | $396,000 | 5,287 |
| Securities | $76,907,000 | 1,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $139,543,000 | 2,000 |
| Loan loss allowance | $1,564,000 | 2,614 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,369,000 | 4,994 |
| Other real estate owned | $1,205,000 | 2,460 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,055,000 | 3,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,313,000 | 2,005 |
| Total liabilities | $222,509,000 | 1,970 |
| Total deposits | $216,595,000 | 1,906 |
| Interest-bearing deposits | $179,597,000 | 2,004 |
| Deposits held in domestic offices | $216,595,000 | 1,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,241,000 | 1,337 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $673,000 | 4,565 |
| Total equity capital | $13,804,000 | 2,788 |
| Total bank equity capital | $13,804,000 | 2,788 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,300,000 | 3,234 |
| Surplus | $10,700,000 | 1,350 |
| Undivided profits | $1,804,000 | 7,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,033,000 | 3,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $790,000 | 2,519 |
| Earning assets | $216,846,000 | 2,001 |
| Long-term assets (5+ years) | $6,567,000 | 5,637 |
| Average Assets, year-to-date | $231,504,000 | 2,010 |
| Average Assets, quarterly | $229,923,500 | 2,046 |
| Volatile liabilities | $23,506,000 | 2,066 |
| Insider loans | $1,014,000 | 830 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $26,403,000 | 1,489 |
| Tier 1 (core) risk-based capital | $13,804,000 | 2,738 |
| Tier 2 risk-based capital | $1,564,000 | 1,986 |
| Total risk weighted assets | $148,731,600 | 1,899 |
| Total unused commitments | $26,403,000 | 1,504 |
| Derivatives | $0 | 651 |