Home > Bank of Lincoln > Income and Expense
Bank of Lincoln, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,216,000 | 4,863 |
| Total interest expense | $3,028,000 | 4,689 |
| Net interest income | $3,188,000 | 4,922 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $531,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,678 |
| Total noninterest expense | $2,212,000 | 5,198 |
| Salaries and employee benefits | $1,214,000 | 5,032 |
| Premises and equipment expense | $270,000 | 5,701 |
| Additional noninterest expense | $728,000 | 5,006 |
| Pre-tax net operating income | $1,027,000 | 5,332 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $370,000 | 4,624 |
| Income before extraordinary items | $657,000 | 5,786 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $657,000 | 5,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,423 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $657,000 | 5,677 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 5,171 |
| Total interest expense | $2,794,000 | 4,991 |
| Net interest income | $3,046,000 | 5,243 |
| Provision for loan and lease losses | $523,000 | 1,716 |
| Total noninterest income | $538,000 | 4,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,821 |
| Total noninterest expense | $1,976,000 | 5,702 |
| Salaries and employee benefits | $1,174,000 | 5,192 |
| Premises and equipment expense | $268,000 | 5,826 |
| Additional noninterest expense | $534,000 | 6,243 |
| Pre-tax net operating income | $1,085,000 | 5,584 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $381,000 | 5,034 |
| Income before extraordinary items | $704,000 | 5,884 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $704,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,419 |
| Cash dividends | $425,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $704,000 | 5,843 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 5,756 |
| Total interest expense | $2,504,000 | 5,509 |
| Net interest income | $2,718,000 | 5,848 |
| Provision for loan and lease losses | $166,000 | 3,858 |
| Total noninterest income | $499,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,047 |
| Total noninterest expense | $1,759,000 | 6,478 |
| Salaries and employee benefits | $1,031,000 | 5,865 |
| Premises and equipment expense | $263,000 | 6,065 |
| Additional noninterest expense | $465,000 | 7,347 |
| Pre-tax net operating income | $1,292,000 | 4,848 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $461,000 | 4,422 |
| Income before extraordinary items | $831,000 | 5,162 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $831,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,846 |
| Cash dividends | $390,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $831,000 | 5,103 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 6,394 |
| Total interest expense | $2,189,000 | 6,106 |
| Net interest income | $2,373,000 | 6,529 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $440,000 | 5,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $1,720,000 | 6,681 |
| Salaries and employee benefits | $983,000 | 6,149 |
| Premises and equipment expense | $241,000 | 6,490 |
| Additional noninterest expense | $496,000 | 7,281 |
| Pre-tax net operating income | $997,000 | 6,016 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $442,000 | 4,582 |
| Income before extraordinary items | $555,000 | 6,876 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $555,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,821 |
| Cash dividends | $275,000 | 4,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $555,000 | 6,853 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 7,106 |
| Total interest expense | $1,435,000 | 7,091 |
| Net interest income | $2,238,000 | 6,999 |
| Provision for loan and lease losses | $61,000 | 5,573 |
| Total noninterest income | $383,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $1,709,000 | 6,956 |
| Salaries and employee benefits | $970,000 | 6,241 |
| Premises and equipment expense | $223,000 | 7,003 |
| Additional noninterest expense | $516,000 | 7,697 |
| Pre-tax net operating income | $851,000 | 6,627 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $322,000 | 5,607 |
| Income before extraordinary items | $530,000 | 7,074 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $530,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,490 |
| Cash dividends | $256,000 | 4,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $529,360 | 7,126 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 7,484 |
| Total interest expense | $1,338,000 | 7,747 |
| Net interest income | $2,198,000 | 7,192 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $389,000 | 6,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $1,693,000 | 7,212 |
| Salaries and employee benefits | $907,000 | 6,671 |
| Premises and equipment expense | $254,000 | 6,618 |
| Additional noninterest expense | $532,000 | 7,934 |
| Pre-tax net operating income | $822,000 | 6,707 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $292,000 | 6,176 |
| Income before extraordinary items | $531,000 | 7,298 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $531,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $530,350 | 7,045 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 7,768 |
| Total interest expense | $1,653,000 | 8,041 |
| Net interest income | $2,153,000 | 7,365 |
| Provision for loan and lease losses | $144,000 | 6,224 |
| Total noninterest income | $341,000 | 7,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $1,574,000 | 7,655 |
| Salaries and employee benefits | $867,000 | 6,825 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $457,000 | 8,901 |
| Pre-tax net operating income | $776,000 | 6,678 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $268,000 | 6,393 |
| Income before extraordinary items | $504,000 | 7,294 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $504,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $506,600 | 6,897 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.