Home > Bank of Leigh > Income and Expense
Bank of Leigh, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 8,010 |
| Total interest expense | $292,000 | 7,737 |
| Net interest income | $462,000 | 8,066 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $73,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $321,000 | 8,309 |
| Salaries and employee benefits | $191,000 | 8,251 |
| Premises and equipment expense | $38,000 | 8,135 |
| Additional noninterest expense | $92,000 | 8,245 |
| Pre-tax net operating income | $204,000 | 7,060 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $204,000 | 6,730 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $204,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,231 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $204,000 | 6,739 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,058 |
| Total interest expense | $139,000 | 7,769 |
| Net interest income | $224,000 | 8,129 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $37,000 | 7,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $162,000 | 8,307 |
| Salaries and employee benefits | $97,000 | 8,248 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $48,000 | 8,212 |
| Pre-tax net operating income | $89,000 | 7,183 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $89,000 | 6,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 6,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $89,000 | 6,902 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 8,039 |
| Total interest expense | $424,000 | 7,823 |
| Net interest income | $925,000 | 8,050 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $139,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $124,000 | 5,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,273 |
| Total noninterest expense | $627,000 | 8,372 |
| Salaries and employee benefits | $364,000 | 8,320 |
| Premises and equipment expense | $83,000 | 8,057 |
| Additional noninterest expense | $180,000 | 8,342 |
| Pre-tax net operating income | $397,000 | 7,075 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $397,000 | 6,788 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $397,000 | 6,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,338 |
| Cash dividends | $185,000 | 4,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $397,000 | 6,754 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $991,000 | 8,090 |
| Total interest expense | $297,000 | 7,887 |
| Net interest income | $694,000 | 8,102 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $104,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 5,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $464,000 | 8,370 |
| Salaries and employee benefits | $271,000 | 8,308 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $132,000 | 8,349 |
| Pre-tax net operating income | $304,000 | 7,185 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $304,000 | 6,896 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $304,000 | 6,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,230 |
| Cash dividends | $185,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $304,000 | 6,847 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $649,000 | 8,120 |
| Total interest expense | $186,000 | 7,917 |
| Net interest income | $463,000 | 8,119 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $63,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $55,000 | 6,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $313,000 | 8,351 |
| Salaries and employee benefits | $178,000 | 8,329 |
| Premises and equipment expense | $42,000 | 8,050 |
| Additional noninterest expense | $93,000 | 8,287 |
| Pre-tax net operating income | $201,000 | 7,217 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $201,000 | 6,932 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $201,000 | 6,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $85,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $201,000 | 6,882 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 8,198 |
| Total interest expense | $86,000 | 8,021 |
| Net interest income | $231,000 | 8,189 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $30,000 | 7,797 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $167,000 | 8,360 |
| Salaries and employee benefits | $94,000 | 8,344 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $47,000 | 8,340 |
| Pre-tax net operating income | $86,000 | 7,418 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $86,000 | 7,129 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $86,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $25,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $86,000 | 7,101 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 8,194 |
| Total interest expense | $304,000 | 8,083 |
| Net interest income | $914,000 | 8,155 |
| Provision for loan and lease losses | $22,000 | 6,676 |
| Total noninterest income | $114,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $103,000 | 6,432 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,000 | 8,496 |
| Total noninterest expense | $587,000 | 8,546 |
| Salaries and employee benefits | $344,000 | 8,486 |
| Premises and equipment expense | $65,000 | 8,418 |
| Additional noninterest expense | $178,000 | 8,437 |
| Pre-tax net operating income | $419,000 | 6,993 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $419,000 | 6,677 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $419,000 | 6,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $375,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $419,000 | 6,618 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $910,000 | 8,242 |
| Total interest expense | $224,000 | 8,135 |
| Net interest income | $686,000 | 8,185 |
| Provision for loan and lease losses | $22,000 | 6,263 |
| Total noninterest income | $83,000 | 8,019 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $76,000 | 6,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $428,000 | 8,576 |
| Salaries and employee benefits | $247,000 | 8,530 |
| Premises and equipment expense | $50,000 | 8,402 |
| Additional noninterest expense | $131,000 | 8,456 |
| Pre-tax net operating income | $319,000 | 7,109 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $319,000 | 6,791 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $319,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $180,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $319,000 | 6,718 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $598,000 | 8,311 |
| Total interest expense | $149,000 | 8,199 |
| Net interest income | $449,000 | 8,265 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $54,000 | 8,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $50,000 | 6,543 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $279,000 | 8,652 |
| Salaries and employee benefits | $164,000 | 8,592 |
| Premises and equipment expense | $33,000 | 8,448 |
| Additional noninterest expense | $82,000 | 8,563 |
| Pre-tax net operating income | $206,000 | 7,138 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $206,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $206,000 | 6,757 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $297,000 | 8,366 |
| Total interest expense | $75,000 | 8,277 |
| Net interest income | $222,000 | 8,313 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $141,000 | 8,677 |
| Salaries and employee benefits | $84,000 | 8,598 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $98,000 | 7,189 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $98,000 | 6,819 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 8,422 |
| Total interest expense | $337,000 | 8,339 |
| Net interest income | $838,000 | 8,353 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $94,000 | 8,370 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $85,000 | 6,804 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,000 | 8,800 |
| Total noninterest expense | $550,000 | 8,759 |
| Salaries and employee benefits | $326,000 | 8,680 |
| Premises and equipment expense | $56,000 | 8,674 |
| Additional noninterest expense | $168,000 | 8,643 |
| Pre-tax net operating income | $372,000 | 7,148 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $372,000 | 6,933 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $372,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $265,000 | 4,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $372,000 | 6,783 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $870,000 | 8,531 |
| Total interest expense | $263,000 | 8,415 |
| Net interest income | $607,000 | 8,475 |
| Provision for loan and lease losses | $4,000 | 7,376 |
| Total noninterest income | $68,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $61,000 | 6,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $396,000 | 8,823 |
| Salaries and employee benefits | $242,000 | 8,698 |
| Premises and equipment expense | $37,000 | 8,819 |
| Additional noninterest expense | $117,000 | 8,748 |
| Pre-tax net operating income | $275,000 | 7,306 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $275,000 | 7,091 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $275,000 | 7,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $165,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $275,000 | 6,925 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $578,000 | 8,588 |
| Total interest expense | $184,000 | 8,439 |
| Net interest income | $394,000 | 8,540 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $46,000 | 8,450 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $267,000 | 8,833 |
| Salaries and employee benefits | $162,000 | 8,718 |
| Premises and equipment expense | $26,000 | 8,793 |
| Additional noninterest expense | $79,000 | 8,741 |
| Pre-tax net operating income | $170,000 | 7,457 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $170,000 | 7,253 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $170,000 | 7,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $170,000 | 7,073 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 8,673 |
| Total interest expense | $97,000 | 8,461 |
| Net interest income | $185,000 | 8,665 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $131,000 | 8,887 |
| Salaries and employee benefits | $81,000 | 8,757 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $35,000 | 8,913 |
| Pre-tax net operating income | $78,000 | 7,559 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $78,000 | 7,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $78,000 | 7,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 8,636 |
| Total interest expense | $466,000 | 8,476 |
| Net interest income | $776,000 | 8,626 |
| Provision for loan and lease losses | $21,000 | 7,483 |
| Total noninterest income | $106,000 | 8,329 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $508,000 | 8,975 |
| Salaries and employee benefits | $303,000 | 8,887 |
| Premises and equipment expense | $52,000 | 8,861 |
| Additional noninterest expense | $153,000 | 8,859 |
| Pre-tax net operating income | $353,000 | 7,345 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $21,000 | 7,030 |
| Income before extraordinary items | $332,000 | 7,165 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $332,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,966 |
| Cash dividends | $135,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $332,000 | 7,060 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 8,952 |
| Total interest expense | $594,000 | 8,839 |
| Net interest income | $655,000 | 8,933 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $73,000 | 8,870 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $66,000 | 7,268 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,000 | 9,251 |
| Total noninterest expense | $418,000 | 9,330 |
| Salaries and employee benefits | $258,000 | 9,216 |
| Premises and equipment expense | $44,000 | 9,231 |
| Additional noninterest expense | $116,000 | 9,279 |
| Pre-tax net operating income | $300,000 | 7,410 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $290,000 | 7,206 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $290,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,291 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $290,000 | 7,082 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 9,222 |
| Total interest expense | $581,000 | 9,090 |
| Net interest income | $626,000 | 9,251 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $59,000 | 9,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $357,000 | 9,674 |
| Salaries and employee benefits | $234,000 | 9,516 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $83,000 | 9,728 |
| Pre-tax net operating income | $328,000 | 7,788 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $117,000 | 6,315 |
| Income before extraordinary items | $211,000 | 8,004 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $211,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $180,000 | 5,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $211,000 | 8,007 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 9,488 |
| Total interest expense | $556,000 | 9,316 |
| Net interest income | $577,000 | 9,547 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $78,000 | 9,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $345,000 | 9,991 |
| Salaries and employee benefits | $226,000 | 9,813 |
| Premises and equipment expense | $38,000 | 9,862 |
| Additional noninterest expense | $81,000 | 10,035 |
| Pre-tax net operating income | $307,000 | 8,055 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $101,000 | 6,908 |
| Income before extraordinary items | $206,000 | 8,260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $206,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $71,000 | 6,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $206,000 | 8,229 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 9,753 |
| Total interest expense | $582,000 | 9,521 |
| Net interest income | $528,000 | 9,867 |
| Provision for loan and lease losses | $71,000 | 5,847 |
| Total noninterest income | $59,000 | 9,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,162 |
| Total noninterest expense | $342,000 | 10,178 |
| Salaries and employee benefits | $221,000 | 10,007 |
| Premises and equipment expense | $39,000 | 10,038 |
| Additional noninterest expense | $82,000 | 10,250 |
| Pre-tax net operating income | $174,000 | 9,043 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $72,000 | 7,959 |
| Income before extraordinary items | $102,000 | 9,331 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $102,000 | 9,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,649 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $102,000 | 9,260 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 10,301 |
| Total interest expense | $489,000 | 10,120 |
| Net interest income | $520,000 | 10,339 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $83,000 | 9,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $329,000 | 10,639 |
| Salaries and employee benefits | $219,000 | 10,446 |
| Premises and equipment expense | $30,000 | 10,611 |
| Additional noninterest expense | $80,000 | 10,694 |
| Pre-tax net operating income | $274,000 | 9,153 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $124,000 | 8,012 |
| Income before extraordinary items | $150,000 | 9,588 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $150,000 | 9,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $150,000 | 9,546 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 10,901 |
| Total interest expense | $446,000 | 10,754 |
| Net interest income | $483,000 | 10,927 |
| Provision for loan and lease losses | $-50,000 | 11,188 |
| Total noninterest income | $109,000 | 9,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $304,000 | 11,213 |
| Salaries and employee benefits | $186,000 | 11,085 |
| Premises and equipment expense | $29,000 | 11,154 |
| Additional noninterest expense | $89,000 | 11,172 |
| Pre-tax net operating income | $338,000 | 8,877 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $106,000 | 8,649 |
| Income before extraordinary items | $232,000 | 8,981 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $232,000 | 8,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $170,000 | 5,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $232,000 | 8,926 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 11,471 |
| Total interest expense | $407,000 | 11,306 |
| Net interest income | $446,000 | 11,510 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $94,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $299,000 | 11,716 |
| Salaries and employee benefits | $181,000 | 11,592 |
| Premises and equipment expense | $28,000 | 11,660 |
| Additional noninterest expense | $90,000 | 11,698 |
| Pre-tax net operating income | $241,000 | 10,186 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $141,000 | 10,546 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $141,000 | 10,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $78,000 | 7,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $141,000 | 10,513 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 12,124 |
| Total interest expense | $333,000 | 11,892 |
| Net interest income | $422,000 | 12,192 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $77,000 | 11,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $312,000 | 12,322 |
| Salaries and employee benefits | $192,000 | 12,117 |
| Premises and equipment expense | $24,000 | 12,357 |
| Additional noninterest expense | $96,000 | 12,328 |
| Pre-tax net operating income | $187,000 | 10,991 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $58,000 | 10,278 |
| Income before extraordinary items | $129,000 | 11,068 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $129,000 | 11,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $103,000 | 6,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $129,000 | 11,112 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 12,763 |
| Total interest expense | $314,000 | 12,615 |
| Net interest income | $417,000 | 12,768 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $74,000 | 11,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $315,000 | 12,936 |
| Salaries and employee benefits | $175,000 | 12,822 |
| Premises and equipment expense | $25,000 | 12,982 |
| Additional noninterest expense | $115,000 | 12,812 |
| Pre-tax net operating income | $176,000 | 11,254 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $45,000 | 11,057 |
| Income before extraordinary items | $131,000 | 11,442 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $131,000 | 11,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $92,000 | 7,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $131,000 | 11,230 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $743,000 | 13,426 |
| Total interest expense | $347,000 | 13,366 |
| Net interest income | $396,000 | 13,398 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $71,000 | 12,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $337,000 | 13,449 |
| Salaries and employee benefits | $176,000 | 13,360 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $114,000 | 13,393 |
| Pre-tax net operating income | $130,000 | 11,718 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $42,000 | 11,481 |
| Income before extraordinary items | $88,000 | 12,104 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $88,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 13,032 |
| Cash dividends | $69,000 | 7,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $88,000 | 11,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.