Home > Bank of Leeton > Income and Expense
Bank of Leeton, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 7,637 |
| Total interest expense | $700,000 | 6,689 |
| Net interest income | $441,000 | 7,860 |
| Provision for loan and lease losses | $1,966,000 | 2,499 |
| Total noninterest income | $70,000 | 7,243 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $51,000 | 6,458 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $19,000 | 6,977 |
| Total noninterest expense | $1,083,000 | 7,290 |
| Salaries and employee benefits | $377,000 | 7,672 |
| Premises and equipment expense | $86,000 | 7,499 |
| Additional noninterest expense | $620,000 | 6,388 |
| Pre-tax net operating income | $-2,538,000 | 6,784 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-28,000 | 6,357 |
| Income before extraordinary items | $-2,510,000 | 6,891 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,510,000 | 6,890 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,510,000 | 6,891 |
| Net charge-offs | $2,015,000 | 2,028 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,510,000 | 6,895 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $874,000 | 7,702 |
| Total interest expense | $579,000 | 6,668 |
| Net interest income | $295,000 | 7,971 |
| Provision for loan and lease losses | $1,469,000 | 2,249 |
| Total noninterest income | $51,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $23,000 | 6,813 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $28,000 | 6,761 |
| Total noninterest expense | $798,000 | 7,355 |
| Salaries and employee benefits | $269,000 | 7,764 |
| Premises and equipment expense | $65,000 | 7,564 |
| Additional noninterest expense | $464,000 | 6,411 |
| Pre-tax net operating income | $-1,921,000 | 7,018 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-48,000 | 6,813 |
| Income before extraordinary items | $-1,873,000 | 7,130 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,873,000 | 7,130 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,873,000 | 7,129 |
| Net charge-offs | $1,417,000 | 1,827 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,873,000 | 7,126 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $609,000 | 7,747 |
| Total interest expense | $404,000 | 6,700 |
| Net interest income | $205,000 | 8,043 |
| Provision for loan and lease losses | $1,347,000 | 1,750 |
| Total noninterest income | $29,000 | 7,532 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $12,000 | 6,959 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $612,000 | 7,223 |
| Salaries and employee benefits | $181,000 | 7,848 |
| Premises and equipment expense | $48,000 | 7,540 |
| Additional noninterest expense | $383,000 | 5,947 |
| Pre-tax net operating income | $-1,725,000 | 7,310 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-48,000 | 7,003 |
| Income before extraordinary items | $-1,677,000 | 7,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,677,000 | 7,378 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,677,000 | 7,377 |
| Net charge-offs | $1,398,000 | 1,395 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,677,000 | 7,383 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 7,804 |
| Total interest expense | $204,000 | 6,775 |
| Net interest income | $105,000 | 8,092 |
| Provision for loan and lease losses | $1,015,000 | 1,169 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $384,000 | 6,826 |
| Salaries and employee benefits | $92,000 | 7,888 |
| Premises and equipment expense | $24,000 | 7,585 |
| Additional noninterest expense | $268,000 | 4,761 |
| Pre-tax net operating income | $-1,282,000 | 7,708 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,282,000 | 7,784 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,282,000 | 7,785 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,282,000 | 7,785 |
| Net charge-offs | $1,256,000 | 840 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,282,000 | 7,776 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 7,797 |
| Total interest expense | $738,000 | 7,244 |
| Net interest income | $593,000 | 8,012 |
| Provision for loan and lease losses | $500,000 | 3,796 |
| Total noninterest income | $28,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,924 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,000 | 8,023 |
| Total noninterest expense | $662,000 | 7,961 |
| Salaries and employee benefits | $310,000 | 8,049 |
| Premises and equipment expense | $87,000 | 7,735 |
| Additional noninterest expense | $265,000 | 7,612 |
| Pre-tax net operating income | $-541,000 | 6,798 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-541,000 | 6,733 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-541,000 | 6,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,593 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-541,000 | 6,871 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 7,864 |
| Total interest expense | $529,000 | 7,427 |
| Net interest income | $497,000 | 8,034 |
| Provision for loan and lease losses | $244,000 | 3,889 |
| Total noninterest income | $39,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $24,000 | 6,935 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $436,000 | 8,099 |
| Salaries and employee benefits | $221,000 | 8,137 |
| Premises and equipment expense | $53,000 | 7,935 |
| Additional noninterest expense | $162,000 | 7,844 |
| Pre-tax net operating income | $-144,000 | 6,967 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-145,000 | 6,841 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-145,000 | 6,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,648 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-145,000 | 7,014 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $646,000 | 7,955 |
| Total interest expense | $349,000 | 7,554 |
| Net interest income | $297,000 | 8,152 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $25,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $15,000 | 6,993 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $273,000 | 8,197 |
| Salaries and employee benefits | $138,000 | 8,241 |
| Premises and equipment expense | $31,000 | 8,070 |
| Additional noninterest expense | $104,000 | 7,924 |
| Pre-tax net operating income | $25,000 | 6,816 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $25,000 | 6,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,644 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $25,000 | 6,808 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,027 |
| Total interest expense | $176,000 | 7,645 |
| Net interest income | $145,000 | 8,223 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $128,000 | 8,276 |
| Salaries and employee benefits | $72,000 | 8,252 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $45,000 | 8,092 |
| Pre-tax net operating income | $14,000 | 7,019 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $14,000 | 7,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $14,000 | 7,008 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 8,120 |
| Total interest expense | $537,000 | 7,906 |
| Net interest income | $590,000 | 8,199 |
| Provision for loan and lease losses | $52,000 | 5,636 |
| Total noninterest income | $27,000 | 8,190 |
| Gross Fiduciary activities income | $2,000 | 1,406 |
| Service charges on deposit accounts | $28,000 | 7,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-3,000 | 8,442 |
| Total noninterest expense | $504,000 | 8,328 |
| Salaries and employee benefits | $229,000 | 8,396 |
| Premises and equipment expense | $71,000 | 8,049 |
| Additional noninterest expense | $204,000 | 8,010 |
| Pre-tax net operating income | $61,000 | 7,261 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $61,000 | 7,290 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $61,000 | 7,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $61,000 | 7,259 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 8,199 |
| Total interest expense | $382,000 | 7,997 |
| Net interest income | $441,000 | 8,261 |
| Provision for loan and lease losses | $43,000 | 5,270 |
| Total noninterest income | $17,000 | 8,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-5,000 | 8,498 |
| Total noninterest expense | $375,000 | 8,323 |
| Salaries and employee benefits | $160,000 | 8,417 |
| Premises and equipment expense | $53,000 | 8,044 |
| Additional noninterest expense | $162,000 | 7,937 |
| Pre-tax net operating income | $40,000 | 7,534 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $40,000 | 7,527 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $40,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $40,000 | 7,515 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $521,000 | 8,295 |
| Total interest expense | $236,000 | 8,092 |
| Net interest income | $285,000 | 8,346 |
| Provision for loan and lease losses | $21,000 | 5,289 |
| Total noninterest income | $5,000 | 8,427 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-8,000 | 8,561 |
| Total noninterest expense | $230,000 | 8,417 |
| Salaries and employee benefits | $100,000 | 8,490 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $93,000 | 8,119 |
| Pre-tax net operating income | $39,000 | 7,583 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $39,000 | 7,564 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $39,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $39,000 | 7,550 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,381 |
| Total interest expense | $106,000 | 8,210 |
| Net interest income | $140,000 | 8,411 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $119,000 | 8,441 |
| Salaries and employee benefits | $47,000 | 8,542 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $53,000 | 8,024 |
| Pre-tax net operating income | $21,000 | 7,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $21,000 | 7,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $21,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $21,000 | 7,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 8,414 |
| Total interest expense | $320,000 | 8,265 |
| Net interest income | $451,000 | 8,447 |
| Provision for loan and lease losses | $49,000 | 5,634 |
| Total noninterest income | $40,000 | 8,289 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $27,000 | 7,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,184 |
| Total noninterest expense | $378,000 | 8,554 |
| Salaries and employee benefits | $174,000 | 8,577 |
| Premises and equipment expense | $75,000 | 8,085 |
| Additional noninterest expense | $129,000 | 8,453 |
| Pre-tax net operating income | $64,000 | 7,807 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $64,000 | 7,804 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $64,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 681 |
| Net operating income | $64,000 | 7,796 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $539,000 | 8,500 |
| Total interest expense | $219,000 | 8,356 |
| Net interest income | $320,000 | 8,537 |
| Provision for loan and lease losses | $37,000 | 5,476 |
| Total noninterest income | $33,000 | 8,339 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $20,000 | 7,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $278,000 | 8,604 |
| Salaries and employee benefits | $130,000 | 8,635 |
| Premises and equipment expense | $58,000 | 8,100 |
| Additional noninterest expense | $90,000 | 8,537 |
| Pre-tax net operating income | $38,000 | 7,992 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $38,000 | 8,005 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $38,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,628 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 523 |
| Net operating income | $38,000 | 7,991 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,572 |
| Total interest expense | $138,000 | 8,391 |
| Net interest income | $201,000 | 8,619 |
| Provision for loan and lease losses | $29,000 | 5,242 |
| Total noninterest income | $25,000 | 8,356 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $14,000 | 7,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $181,000 | 8,653 |
| Salaries and employee benefits | $86,000 | 8,686 |
| Premises and equipment expense | $36,000 | 8,173 |
| Additional noninterest expense | $59,000 | 8,576 |
| Pre-tax net operating income | $16,000 | 8,108 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $16,000 | 8,112 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,270 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $16,000 | 8,108 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $160,000 | 8,611 |
| Total interest expense | $66,000 | 8,425 |
| Net interest income | $94,000 | 8,658 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $90,000 | 8,670 |
| Salaries and employee benefits | $43,000 | 8,692 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $33,000 | 8,530 |
| Pre-tax net operating income | $6,000 | 8,154 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $6,000 | 8,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,000 | 8,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 8,630 |
| Total interest expense | $150,000 | 8,539 |
| Net interest income | $363,000 | 8,629 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $65,000 | 8,308 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $34,000 | 7,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,834 |
| Total noninterest expense | $381,000 | 8,684 |
| Salaries and employee benefits | $166,000 | 8,726 |
| Premises and equipment expense | $36,000 | 8,629 |
| Additional noninterest expense | $179,000 | 8,345 |
| Pre-tax net operating income | $11,000 | 8,212 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $6,000 | 8,261 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,000 | 8,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,259 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,000 | 8,233 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $373,000 | 8,688 |
| Total interest expense | $100,000 | 8,608 |
| Net interest income | $273,000 | 8,685 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $44,000 | 8,399 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 7,332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $279,000 | 8,704 |
| Salaries and employee benefits | $126,000 | 8,745 |
| Premises and equipment expense | $25,000 | 8,655 |
| Additional noninterest expense | $128,000 | 8,382 |
| Pre-tax net operating income | $2,000 | 8,306 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $-1,000 | 8,343 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,000 | 8,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,000 | 8,314 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $235,000 | 8,710 |
| Total interest expense | $66,000 | 8,605 |
| Net interest income | $169,000 | 8,721 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $26,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $19,000 | 7,307 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $178,000 | 8,726 |
| Salaries and employee benefits | $88,000 | 8,748 |
| Premises and equipment expense | $15,000 | 8,673 |
| Additional noninterest expense | $75,000 | 8,486 |
| Pre-tax net operating income | $-19,000 | 8,395 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $-22,000 | 8,428 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-22,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-22,000 | 8,395 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $115,000 | 8,796 |
| Total interest expense | $34,000 | 8,664 |
| Net interest income | $81,000 | 8,814 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-9,000 | 8,911 |
| Total noninterest expense | $86,000 | 8,808 |
| Salaries and employee benefits | $46,000 | 8,804 |
| Premises and equipment expense | $7,000 | 8,751 |
| Additional noninterest expense | $33,000 | 8,638 |
| Pre-tax net operating income | $-41,000 | 8,557 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $-43,000 | 8,581 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-43,000 | 8,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-43,000 | 8,557 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,737 |
| Total interest expense | $126,000 | 8,677 |
| Net interest income | $408,000 | 8,723 |
| Provision for loan and lease losses | $147,000 | 4,307 |
| Total noninterest income | $65,000 | 8,451 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $53,000 | 7,247 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,473 |
| Total noninterest expense | $378,000 | 8,814 |
| Salaries and employee benefits | $140,000 | 8,888 |
| Premises and equipment expense | $32,000 | 8,787 |
| Additional noninterest expense | $206,000 | 8,273 |
| Pre-tax net operating income | $-52,000 | 8,450 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $-53,000 | 8,496 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-53,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $50,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-53,000 | 8,463 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $393,000 | 8,801 |
| Total interest expense | $89,000 | 8,752 |
| Net interest income | $304,000 | 8,779 |
| Provision for loan and lease losses | $127,000 | 3,888 |
| Total noninterest income | $45,000 | 8,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $37,000 | 7,339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $232,000 | 8,908 |
| Salaries and employee benefits | $92,000 | 8,957 |
| Premises and equipment expense | $23,000 | 8,831 |
| Additional noninterest expense | $117,000 | 8,573 |
| Pre-tax net operating income | $-10,000 | 8,495 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-10,000 | 8,523 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-10,000 | 8,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,829 |
| Cash dividends | $50,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-10,000 | 8,489 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,864 |
| Total interest expense | $57,000 | 8,825 |
| Net interest income | $203,000 | 8,845 |
| Provision for loan and lease losses | $123,000 | 3,073 |
| Total noninterest income | $27,000 | 8,661 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $22,000 | 7,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $148,000 | 8,981 |
| Salaries and employee benefits | $62,000 | 9,012 |
| Premises and equipment expense | $16,000 | 8,866 |
| Additional noninterest expense | $70,000 | 8,717 |
| Pre-tax net operating income | $-41,000 | 8,617 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $-63,000 | 8,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-63,000 | 8,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,199 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-63,000 | 8,649 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $134,000 | 8,905 |
| Total interest expense | $29,000 | 8,866 |
| Net interest income | $105,000 | 8,875 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $77,000 | 9,013 |
| Salaries and employee benefits | $31,000 | 9,051 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $37,000 | 8,708 |
| Pre-tax net operating income | $31,000 | 8,172 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $23,000 | 8,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $23,000 | 8,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 8,995 |
| Total interest expense | $86,000 | 8,983 |
| Net interest income | $346,000 | 8,960 |
| Provision for loan and lease losses | $33,000 | 6,726 |
| Total noninterest income | $65,000 | 8,648 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $49,000 | 7,450 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $16,000 | 8,557 |
| Total noninterest expense | $278,000 | 9,086 |
| Salaries and employee benefits | $118,000 | 9,103 |
| Premises and equipment expense | $26,000 | 9,034 |
| Additional noninterest expense | $134,000 | 8,839 |
| Pre-tax net operating income | $100,000 | 8,204 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $25,000 | 6,696 |
| Income before extraordinary items | $74,000 | 8,359 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $74,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $74,750 | 8,248 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $305,000 | 9,081 |
| Total interest expense | $61,000 | 9,078 |
| Net interest income | $244,000 | 9,055 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $53,000 | 8,672 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $38,000 | 7,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $207,000 | 9,147 |
| Salaries and employee benefits | $88,000 | 9,162 |
| Premises and equipment expense | $19,000 | 9,082 |
| Additional noninterest expense | $100,000 | 8,895 |
| Pre-tax net operating income | $63,000 | 8,395 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $16,000 | 6,892 |
| Income before extraordinary items | $46,000 | 8,539 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $46,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $1,200,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $46,740 | 8,433 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $190,000 | 9,136 |
| Total interest expense | $36,000 | 9,143 |
| Net interest income | $154,000 | 9,104 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $40,000 | 8,577 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $26,000 | 7,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $140,000 | 9,173 |
| Salaries and employee benefits | $60,000 | 9,194 |
| Premises and equipment expense | $12,000 | 9,116 |
| Additional noninterest expense | $68,000 | 8,892 |
| Pre-tax net operating income | $36,000 | 8,461 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $26,000 | 8,616 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $26,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $1,200,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $26,740 | 8,490 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $92,000 | 9,186 |
| Total interest expense | $17,000 | 9,187 |
| Net interest income | $75,000 | 9,163 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $74,000 | 9,212 |
| Salaries and employee benefits | $31,000 | 9,236 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $37,000 | 8,864 |
| Pre-tax net operating income | $5,000 | 8,639 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $3,000 | 8,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 8,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,750 | 8,615 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $111,000 | 9,304 |
| Total interest expense | $18,000 | 9,281 |
| Net interest income | $93,000 | 9,297 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $17,000 | 9,188 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $15,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 9,151 |
| Total noninterest expense | $81,000 | 9,334 |
| Salaries and employee benefits | $37,000 | 9,320 |
| Premises and equipment expense | $12,000 | 9,280 |
| Additional noninterest expense | $32,000 | 9,323 |
| Pre-tax net operating income | $23,000 | 8,563 |
| Securities gains (losses) | $-9,000 | 8,892 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $12,000 | 8,687 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $19,740 | 8,582 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 9,478 |
| Total interest expense | $29,000 | 9,521 |
| Net interest income | $347,000 | 9,370 |
| Provision for loan and lease losses | $7,000 | 8,027 |
| Total noninterest income | $49,000 | 9,160 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $46,000 | 7,679 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,000 | 9,387 |
| Total noninterest expense | $263,000 | 9,522 |
| Salaries and employee benefits | $168,000 | 9,464 |
| Premises and equipment expense | $24,000 | 9,458 |
| Additional noninterest expense | $71,000 | 9,499 |
| Pre-tax net operating income | $126,000 | 8,205 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $33,000 | 7,012 |
| Income before extraordinary items | $93,000 | 8,381 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $93,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $20,000 | 6,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $93,000 | 8,278 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $409,000 | 9,744 |
| Total interest expense | $19,000 | 9,830 |
| Net interest income | $390,000 | 9,594 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $32,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 9,721 |
| Total noninterest expense | $237,000 | 9,812 |
| Salaries and employee benefits | $155,000 | 9,736 |
| Premises and equipment expense | $17,000 | 9,791 |
| Additional noninterest expense | $65,000 | 9,793 |
| Pre-tax net operating income | $170,000 | 8,496 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $44,000 | 7,335 |
| Income before extraordinary items | $126,000 | 8,554 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $126,000 | 8,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $20,000 | 6,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $126,000 | 8,552 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $368,000 | 10,035 |
| Total interest expense | $17,000 | 10,157 |
| Net interest income | $351,000 | 9,895 |
| Provision for loan and lease losses | $62,000 | 6,096 |
| Total noninterest income | $39,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $242,000 | 10,120 |
| Salaries and employee benefits | $150,000 | 10,038 |
| Premises and equipment expense | $31,000 | 9,958 |
| Additional noninterest expense | $61,000 | 10,122 |
| Pre-tax net operating income | $86,000 | 9,123 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $27,000 | 8,078 |
| Income before extraordinary items | $59,000 | 9,203 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $59,000 | 9,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $20,000 | 6,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $59,000 | 9,171 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 10,280 |
| Total interest expense | $12,000 | 10,399 |
| Net interest income | $370,000 | 10,118 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $38,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,319 |
| Total noninterest expense | $245,000 | 10,338 |
| Salaries and employee benefits | $160,000 | 10,245 |
| Premises and equipment expense | $31,000 | 10,161 |
| Additional noninterest expense | $54,000 | 10,369 |
| Pre-tax net operating income | $48,000 | 9,625 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $53,000 | 8,285 |
| Income before extraordinary items | $-5,000 | 9,849 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-5,000 | 9,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,452 |
| Cash dividends | $20,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-5,000 | 9,803 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $375,000 | 10,763 |
| Total interest expense | $7,000 | 10,878 |
| Net interest income | $368,000 | 10,598 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $39,000 | 10,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $235,000 | 10,794 |
| Salaries and employee benefits | $160,000 | 10,690 |
| Premises and equipment expense | $23,000 | 10,723 |
| Additional noninterest expense | $52,000 | 10,822 |
| Pre-tax net operating income | $162,000 | 9,778 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $43,000 | 9,362 |
| Income before extraordinary items | $119,000 | 9,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $119,000 | 9,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $119,000 | 9,797 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 11,326 |
| Total interest expense | $0 | 11,435 |
| Net interest income | $350,000 | 11,169 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $30,000 | 11,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 9,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,319 |
| Total noninterest expense | $234,000 | 11,330 |
| Salaries and employee benefits | $139,000 | 11,269 |
| Premises and equipment expense | $23,000 | 11,257 |
| Additional noninterest expense | $72,000 | 11,292 |
| Pre-tax net operating income | $136,000 | 10,167 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $28,000 | 10,061 |
| Income before extraordinary items | $108,000 | 10,154 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $108,000 | 10,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $20,000 | 8,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $108,000 | 10,100 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 11,859 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $346,000 | 11,705 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $9,000 | 11,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,898 |
| Total noninterest expense | $239,000 | 11,828 |
| Salaries and employee benefits | $150,000 | 11,740 |
| Premises and equipment expense | $31,000 | 11,596 |
| Additional noninterest expense | $58,000 | 11,869 |
| Pre-tax net operating income | $89,000 | 11,141 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $19,000 | 10,770 |
| Income before extraordinary items | $71,000 | 11,165 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $71,000 | 11,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $15,000 | 8,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $70,210 | 11,145 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $298,000 | 12,523 |
| Total interest expense | $0 | 12,589 |
| Net interest income | $298,000 | 12,405 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $13,000 | 12,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $237,000 | 12,466 |
| Salaries and employee benefits | $166,000 | 12,277 |
| Premises and equipment expense | $22,000 | 12,402 |
| Additional noninterest expense | $49,000 | 12,550 |
| Pre-tax net operating income | $19,000 | 12,023 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $11,000 | 11,350 |
| Income before extraordinary items | $8,000 | 12,010 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,000 | 12,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,975 |
| Cash dividends | $15,000 | 8,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,000 | 12,045 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 13,194 |
| Total interest expense | $1,000 | 13,259 |
| Net interest income | $276,000 | 13,045 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $13,000 | 13,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 11,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,123 |
| Total noninterest expense | $241,000 | 13,119 |
| Salaries and employee benefits | $170,000 | 12,855 |
| Premises and equipment expense | $20,000 | 13,077 |
| Additional noninterest expense | $51,000 | 13,208 |
| Pre-tax net operating income | $43,000 | 12,214 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $9,000 | 11,851 |
| Income before extraordinary items | $34,000 | 12,353 |
| Extraordinary gains, net | $26,000 | 2,568 |
| Net income | $60,000 | 12,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $15,000 | 8,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $34,000 | 12,215 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $311,000 | 13,822 |
| Total interest expense | $0 | 13,899 |
| Net interest income | $311,000 | 13,607 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $12,000 | 13,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 11,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,804 |
| Total noninterest expense | $225,000 | 13,757 |
| Salaries and employee benefits | $164,000 | 13,457 |
| Premises and equipment expense | $16,000 | 13,750 |
| Additional noninterest expense | $45,000 | 13,855 |
| Pre-tax net operating income | $98,000 | 12,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $19,000 | 12,141 |
| Income before extraordinary items | $79,000 | 12,232 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $79,000 | 12,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $79,000 | 11,938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.