Home > Bank of Lecompte > Income and Expense

Bank of Lecompte, Income and Expense

2003-09-30 (YTD Data)		Rank
Total interest income	$1,424,000	7,754
Total interest expense	$189,000	8,713
Net interest income	$1,235,000	7,181
Provision for loan and lease losses	$7,000	7,290
Total noninterest income	$258,000	6,343
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$218,000	4,392
Trading account gains and fees	$0	153
Additional Noninterest Income	$40,000	7,508
Total noninterest expense	$1,275,000	6,509
Salaries and employee benefits	$745,000	6,256
Premises and equipment expense	$128,000	7,145
Additional noninterest expense	$402,000	6,324
Pre-tax net operating income	$211,000	7,662
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$211,000	7,522
Extraordinary gains, net	$0	40
Net income	$211,000	7,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,378
Cash dividends	$159,000	4,315
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$211,000	7,364
2003-06-30 (YTD Data)		Rank
Total interest income	$948,000	7,813
Total interest expense	$138,000	8,715
Net interest income	$810,000	7,247
Provision for loan and lease losses	$7,000	6,972
Total noninterest income	$168,000	6,381
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$141,000	4,438
Trading account gains and fees	$0	150
Additional Noninterest Income	$27,000	7,458
Total noninterest expense	$790,000	6,751
Salaries and employee benefits	$469,000	6,480
Premises and equipment expense	$88,000	7,078
Additional noninterest expense	$233,000	6,732
Pre-tax net operating income	$181,000	7,374
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$181,000	7,153
Extraordinary gains, net	$0	30
Net income	$181,000	7,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,353
Cash dividends	$59,000	4,677
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$181,000	6,971
2003-03-31 (YTD Data)		Rank
Total interest income	$469,000	7,878
Total interest expense	$76,000	8,718
Net interest income	$393,000	7,336
Provision for loan and lease losses	$7,000	6,361
Total noninterest income	$84,000	6,303
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$69,000	4,419
Trading account gains and fees	$0	134
Additional Noninterest Income	$15,000	7,351
Total noninterest expense	$391,000	6,786
Salaries and employee benefits	$232,000	6,518
Premises and equipment expense	$43,000	7,175
Additional noninterest expense	$116,000	6,738
Pre-tax net operating income	$79,000	7,540
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$79,000	7,311
Extraordinary gains, net	$0	21
Net income	$79,000	7,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$79,000	7,156
2002-12-31 (YTD Data)		Rank
Total interest income	$2,017,000	7,835
Total interest expense	$423,000	8,589
Net interest income	$1,594,000	7,281
Provision for loan and lease losses	$47,000	6,797
Total noninterest income	$340,000	6,174
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$270,000	4,495
Trading account gains and fees	$0	153
Additional Noninterest Income	$70,000	7,078
Total noninterest expense	$1,603,000	6,648
Salaries and employee benefits	$934,000	6,379
Premises and equipment expense	$165,000	7,244
Additional noninterest expense	$504,000	6,482
Pre-tax net operating income	$284,000	7,604
Securities gains (losses)	$0	4,537
Applicable income taxes	$72,000	6,252
Income before extraordinary items	$212,000	7,774
Extraordinary gains, net	$0	70
Net income	$212,000	7,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,091
Cash dividends	$196,000	4,942
Sale, conversion, retirement of capital stock, net	$-355,000	9,290
Net operating income	$212,000	7,684
2001-12-31 (YTD Data)		Rank
Total interest income	$2,498,000	7,751
Total interest expense	$754,000	8,528
Net interest income	$1,744,000	6,899
Provision for loan and lease losses	$67,000	6,261
Total noninterest income	$335,000	6,127
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$284,000	4,299
Trading account gains and fees	$0	177
Additional Noninterest Income	$51,000	7,655
Total noninterest expense	$1,597,000	6,586
Salaries and employee benefits	$969,000	6,098
Premises and equipment expense	$175,000	7,142
Additional noninterest expense	$453,000	6,766
Pre-tax net operating income	$415,000	6,907
Securities gains (losses)	$0	4,612
Applicable income taxes	$144,000	5,510
Income before extraordinary items	$271,000	7,307
Extraordinary gains, net	$0	105
Net income	$271,000	7,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,750
Cash dividends	$95,000	5,817
Sale, conversion, retirement of capital stock, net	$-30,000	9,470
Net operating income	$271,000	7,189
2000-12-31 (YTD Data)		Rank
Total interest income	$2,474,000	7,934
Total interest expense	$812,000	8,613
Net interest income	$1,662,000	7,188
Provision for loan and lease losses	$20,000	7,595
Total noninterest income	$303,000	6,275
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$251,000	4,518
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	7,733
Total noninterest expense	$1,480,000	6,798
Salaries and employee benefits	$885,000	6,364
Premises and equipment expense	$185,000	7,000
Additional noninterest expense	$410,000	7,070
Pre-tax net operating income	$465,000	7,173
Securities gains (losses)	$-56,000	9,241
Applicable income taxes	$147,000	5,956
Income before extraordinary items	$262,000	7,713
Extraordinary gains, net	$0	38
Net income	$262,000	7,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,846
Cash dividends	$96,000	6,018
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$297,840	7,497
1999-12-31 (YTD Data)		Rank
Total interest income	$2,372,000	8,047
Total interest expense	$789,000	8,707
Net interest income	$1,583,000	7,428
Provision for loan and lease losses	$22,000	7,597
Total noninterest income	$316,000	6,304
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$273,000	4,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	8,297
Total noninterest expense	$1,440,000	6,931
Salaries and employee benefits	$834,000	6,601
Premises and equipment expense	$161,000	7,475
Additional noninterest expense	$445,000	6,940
Pre-tax net operating income	$437,000	7,425
Securities gains (losses)	$0	3,155
Applicable income taxes	$158,000	6,174
Income before extraordinary items	$279,000	7,728
Extraordinary gains, net	$0	35
Net income	$279,000	7,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,619
Cash dividends	$96,000	6,156
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$279,000	7,705
1998-12-31 (YTD Data)		Rank
Total interest income	$2,372,000	8,237
Total interest expense	$812,000	8,909
Net interest income	$1,560,000	7,553
Provision for loan and lease losses	$21,000	7,700
Total noninterest income	$330,000	6,202
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$286,000	4,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	8,384
Total noninterest expense	$1,393,000	6,980
Salaries and employee benefits	$800,000	6,687
Premises and equipment expense	$149,000	7,670
Additional noninterest expense	$444,000	6,852
Pre-tax net operating income	$476,000	7,495
Securities gains (losses)	$0	4,449
Applicable income taxes	$159,000	6,730
Income before extraordinary items	$317,000	7,747
Extraordinary gains, net	$0	32
Net income	$317,000	7,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,392
Cash dividends	$96,000	6,336
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$317,000	7,658
1997-12-31 (YTD Data)		Rank
Total interest income	$2,324,000	8,609
Total interest expense	$859,000	9,087
Net interest income	$1,465,000	8,058
Provision for loan and lease losses	$20,000	7,880
Total noninterest income	$298,000	6,663
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$249,000	4,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	8,480
Total noninterest expense	$1,364,000	7,137
Salaries and employee benefits	$768,000	6,941
Premises and equipment expense	$156,000	7,672
Additional noninterest expense	$440,000	7,015
Pre-tax net operating income	$379,000	8,561
Securities gains (losses)	$0	3,944
Applicable income taxes	$138,000	7,787
Income before extraordinary items	$241,000	8,821
Extraordinary gains, net	$0	44
Net income	$241,000	8,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,139
Cash dividends	$96,000	6,604
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$241,000	8,785
1996-12-31 (YTD Data)		Rank
Total interest income	$2,256,000	9,020
Total interest expense	$829,000	9,556
Net interest income	$1,427,000	8,447
Provision for loan and lease losses	$27,000	7,576
Total noninterest income	$289,000	7,080
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$238,000	4,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	8,849
Total noninterest expense	$1,307,000	7,642
Salaries and employee benefits	$741,000	7,299
Premises and equipment expense	$170,000	7,625
Additional noninterest expense	$396,000	7,911
Pre-tax net operating income	$382,000	8,619
Securities gains (losses)	$0	4,148
Applicable income taxes	$124,000	8,333
Income before extraordinary items	$258,000	8,769
Extraordinary gains, net	$0	53
Net income	$258,000	8,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,733
Cash dividends	$96,000	6,813
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$258,000	8,704
1995-12-31 (YTD Data)		Rank
Total interest income	$2,258,000	9,321
Total interest expense	$849,000	9,793
Net interest income	$1,409,000	8,776
Provision for loan and lease losses	$13,000	8,094
Total noninterest income	$311,000	6,956
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$261,000	4,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	9,224
Total noninterest expense	$1,334,000	7,776
Salaries and employee benefits	$733,000	7,508
Premises and equipment expense	$174,000	7,727
Additional noninterest expense	$427,000	7,930
Pre-tax net operating income	$373,000	9,239
Securities gains (losses)	$0	3,831
Applicable income taxes	$109,000	9,000
Income before extraordinary items	$264,000	9,282
Extraordinary gains, net	$0	65
Net income	$264,000	9,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,103
Cash dividends	$96,000	6,925
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$264,000	9,258
1994-12-31 (YTD Data)		Rank
Total interest income	$2,205,000	9,417
Total interest expense	$725,000	9,959
Net interest income	$1,480,000	8,938
Provision for loan and lease losses	$0	9,146
Total noninterest income	$341,000	6,765
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$248,000	5,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	7,744
Total noninterest expense	$1,392,000	7,937
Salaries and employee benefits	$685,000	7,993
Premises and equipment expense	$177,000	7,923
Additional noninterest expense	$530,000	7,597
Pre-tax net operating income	$429,000	9,138
Securities gains (losses)	$0	3,600
Applicable income taxes	$138,000	8,551
Income before extraordinary items	$291,000	9,243
Extraordinary gains, net	$0	249
Net income	$291,000	9,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	10,519
Cash dividends	$48,000	8,028
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$291,000	9,311
1993-12-31 (YTD Data)		Rank
Total interest income	$2,378,000	9,424
Total interest expense	$730,000	10,409
Net interest income	$1,648,000	8,650
Provision for loan and lease losses	$20,000	9,046
Total noninterest income	$270,000	8,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$225,000	5,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	10,391
Total noninterest expense	$1,334,000	8,395
Salaries and employee benefits	$684,000	8,106
Premises and equipment expense	$164,000	8,533
Additional noninterest expense	$486,000	8,362
Pre-tax net operating income	$564,000	8,198
Securities gains (losses)	$-6,000	12,616
Applicable income taxes	$188,000	7,851
Income before extraordinary items	$370,000	8,743
Extraordinary gains, net	$48,000	2,206
Net income	$418,000	8,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	7,819
Cash dividends	$48,000	8,039
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$373,960	8,441
1992-12-31 (YTD Data)		Rank
Total interest income	$2,586,000	9,751
Total interest expense	$920,000	10,766
Net interest income	$1,666,000	8,761
Provision for loan and lease losses	$21,000	10,525
Total noninterest income	$268,000	8,212
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$221,000	5,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	10,600
Total noninterest expense	$1,257,000	8,817
Salaries and employee benefits	$642,000	8,437
Premises and equipment expense	$156,000	8,945
Additional noninterest expense	$459,000	8,878
Pre-tax net operating income	$656,000	7,351
Securities gains (losses)	$24,000	5,342
Applicable income taxes	$221,000	7,164
Income before extraordinary items	$459,000	7,659
Extraordinary gains, net	$0	1,422
Net income	$459,000	7,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	9,710
Cash dividends	$48,000	7,787
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$442,920	7,454

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.