Home > Bank of Laverne > Income and Expense
Bank of Laverne, Income and Expense
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 4,443 |
| Total interest expense | $157,000 | 4,419 |
| Net interest income | $1,117,000 | 4,386 |
| Provision for loan and lease losses | $-25,000 | 5,015 |
| Total noninterest income | $97,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $37,000 | 3,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,290 |
| Total noninterest expense | $774,000 | 4,553 |
| Salaries and employee benefits | $554,000 | 4,313 |
| Premises and equipment expense | $72,000 | 4,540 |
| Additional noninterest expense | $148,000 | 4,818 |
| Pre-tax net operating income | $465,000 | 3,777 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $54,000 | 2,862 |
| Income before extraordinary items | $411,000 | 3,829 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $411,000 | 3,829 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $411,000 | 3,829 |
| Net charge-offs | $68,000 | 1,548 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $411,000 | 3,781 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 4,504 |
| Total interest expense | $86,000 | 4,431 |
| Net interest income | $539,000 | 4,456 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $49,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $22,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,275 |
| Total noninterest expense | $388,000 | 4,597 |
| Salaries and employee benefits | $254,000 | 4,443 |
| Premises and equipment expense | $42,000 | 4,477 |
| Additional noninterest expense | $92,000 | 4,770 |
| Pre-tax net operating income | $194,000 | 3,810 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $21,000 | 2,860 |
| Income before extraordinary items | $173,000 | 3,848 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $173,000 | 3,849 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $173,000 | 3,849 |
| Net charge-offs | $99,000 | 890 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $173,000 | 3,816 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 4,477 |
| Total interest expense | $360,000 | 4,435 |
| Net interest income | $2,344,000 | 4,425 |
| Provision for loan and lease losses | $-90,000 | 4,979 |
| Total noninterest income | $217,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $95,000 | 3,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 4,305 |
| Total noninterest expense | $1,911,000 | 4,445 |
| Salaries and employee benefits | $1,303,000 | 4,229 |
| Premises and equipment expense | $206,000 | 4,355 |
| Additional noninterest expense | $402,000 | 4,775 |
| Pre-tax net operating income | $740,000 | 4,136 |
| Securities gains (losses) | $7,000 | 2,003 |
| Applicable income taxes | $96,000 | 3,038 |
| Income before extraordinary items | $651,000 | 4,198 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $651,000 | 4,200 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $651,000 | 4,200 |
| Net charge-offs | $-39,000 | 4,728 |
| Cash dividends | $650,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $644,910 | 4,173 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 4,542 |
| Total interest expense | $270,000 | 4,484 |
| Net interest income | $1,770,000 | 4,490 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $168,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $73,000 | 4,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,330 |
| Total noninterest expense | $1,255,000 | 4,620 |
| Salaries and employee benefits | $849,000 | 4,412 |
| Premises and equipment expense | $129,000 | 4,574 |
| Additional noninterest expense | $277,000 | 4,893 |
| Pre-tax net operating income | $683,000 | 4,058 |
| Securities gains (losses) | $7,000 | 1,751 |
| Applicable income taxes | $103,000 | 2,921 |
| Income before extraordinary items | $587,000 | 4,118 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $587,000 | 4,118 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $587,000 | 4,118 |
| Net charge-offs | $3,000 | 3,249 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $581,050 | 4,106 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 4,551 |
| Total interest expense | $178,000 | 4,510 |
| Net interest income | $1,199,000 | 4,497 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $102,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $44,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,406 |
| Total noninterest expense | $773,000 | 4,743 |
| Salaries and employee benefits | $505,000 | 4,569 |
| Premises and equipment expense | $92,000 | 4,531 |
| Additional noninterest expense | $176,000 | 4,958 |
| Pre-tax net operating income | $528,000 | 3,906 |
| Securities gains (losses) | $7,000 | 1,296 |
| Applicable income taxes | $78,000 | 2,840 |
| Income before extraordinary items | $457,000 | 3,959 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $457,000 | 3,957 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $457,000 | 3,958 |
| Net charge-offs | $5,000 | 2,814 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $451,050 | 3,954 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 4,599 |
| Total interest expense | $88,000 | 4,530 |
| Net interest income | $596,000 | 4,549 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $49,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $20,000 | 4,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,409 |
| Total noninterest expense | $375,000 | 4,815 |
| Salaries and employee benefits | $247,000 | 4,638 |
| Premises and equipment expense | $39,000 | 4,713 |
| Additional noninterest expense | $89,000 | 4,998 |
| Pre-tax net operating income | $270,000 | 3,900 |
| Securities gains (losses) | $7,000 | 777 |
| Applicable income taxes | $48,000 | 2,665 |
| Income before extraordinary items | $229,000 | 3,961 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $229,000 | 3,959 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $229,000 | 3,960 |
| Net charge-offs | $-11,000 | 4,688 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $223,190 | 3,979 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 4,664 |
| Total interest expense | $268,000 | 4,607 |
| Net interest income | $2,272,000 | 4,633 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $225,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $102,000 | 4,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 4,456 |
| Total noninterest expense | $1,811,000 | 4,656 |
| Salaries and employee benefits | $1,266,000 | 4,398 |
| Premises and equipment expense | $182,000 | 4,629 |
| Additional noninterest expense | $363,000 | 5,031 |
| Pre-tax net operating income | $686,000 | 4,405 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $95,000 | 3,110 |
| Income before extraordinary items | $591,000 | 4,428 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $591,000 | 4,427 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $591,000 | 4,427 |
| Net charge-offs | $77,000 | 2,335 |
| Cash dividends | $440,000 | 3,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $591,000 | 4,437 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 4,731 |
| Total interest expense | $193,000 | 4,654 |
| Net interest income | $1,682,000 | 4,698 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $169,000 | 4,604 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $76,000 | 4,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,498 |
| Total noninterest expense | $1,271,000 | 4,747 |
| Salaries and employee benefits | $891,000 | 4,510 |
| Premises and equipment expense | $133,000 | 4,694 |
| Additional noninterest expense | $247,000 | 5,137 |
| Pre-tax net operating income | $580,000 | 4,379 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $82,000 | 3,112 |
| Income before extraordinary items | $498,000 | 4,403 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $498,000 | 4,402 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $498,000 | 4,402 |
| Net charge-offs | $74,000 | 1,947 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $498,000 | 4,418 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 4,778 |
| Total interest expense | $127,000 | 4,644 |
| Net interest income | $1,109,000 | 4,755 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $105,000 | 4,705 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $48,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,588 |
| Total noninterest expense | $780,000 | 4,898 |
| Salaries and employee benefits | $532,000 | 4,667 |
| Premises and equipment expense | $95,000 | 4,659 |
| Additional noninterest expense | $153,000 | 5,227 |
| Pre-tax net operating income | $434,000 | 4,275 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $70,000 | 2,953 |
| Income before extraordinary items | $364,000 | 4,322 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $364,000 | 4,321 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $364,000 | 4,321 |
| Net charge-offs | $54,000 | 1,716 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $364,000 | 4,321 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 4,813 |
| Total interest expense | $62,000 | 4,682 |
| Net interest income | $557,000 | 4,786 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $53,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,645 |
| Total noninterest expense | $371,000 | 5,004 |
| Salaries and employee benefits | $256,000 | 4,768 |
| Premises and equipment expense | $42,000 | 4,819 |
| Additional noninterest expense | $73,000 | 5,320 |
| Pre-tax net operating income | $239,000 | 4,145 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $39,000 | 2,860 |
| Income before extraordinary items | $200,000 | 4,185 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $200,000 | 4,185 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $200,000 | 4,185 |
| Net charge-offs | $53,000 | 1,168 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $200,000 | 4,191 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 4,787 |
| Total interest expense | $204,000 | 4,833 |
| Net interest income | $2,359,000 | 4,736 |
| Provision for loan and lease losses | $307,000 | 1,938 |
| Total noninterest income | $230,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $117,000 | 4,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 4,703 |
| Total noninterest expense | $1,790,000 | 4,850 |
| Salaries and employee benefits | $1,269,000 | 4,552 |
| Premises and equipment expense | $177,000 | 4,853 |
| Additional noninterest expense | $344,000 | 5,285 |
| Pre-tax net operating income | $492,000 | 4,757 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $124,000 | 3,193 |
| Income before extraordinary items | $368,000 | 4,725 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $368,000 | 4,725 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $368,000 | 4,725 |
| Net charge-offs | $242,000 | 1,667 |
| Cash dividends | $330,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $368,000 | 4,712 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 4,807 |
| Total interest expense | $147,000 | 4,920 |
| Net interest income | $1,808,000 | 4,750 |
| Provision for loan and lease losses | $211,000 | 1,977 |
| Total noninterest income | $176,000 | 4,782 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $90,000 | 4,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 4,750 |
| Total noninterest expense | $1,245,000 | 4,965 |
| Salaries and employee benefits | $895,000 | 4,660 |
| Premises and equipment expense | $115,000 | 5,027 |
| Additional noninterest expense | $235,000 | 5,396 |
| Pre-tax net operating income | $528,000 | 4,541 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $112,000 | 3,101 |
| Income before extraordinary items | $416,000 | 4,607 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $416,000 | 4,607 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $416,000 | 4,607 |
| Net charge-offs | $-5,000 | 4,560 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $416,000 | 4,595 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 4,801 |
| Total interest expense | $94,000 | 4,973 |
| Net interest income | $1,232,000 | 4,751 |
| Provision for loan and lease losses | $117,000 | 2,141 |
| Total noninterest income | $111,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $60,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,857 |
| Total noninterest expense | $758,000 | 5,125 |
| Salaries and employee benefits | $533,000 | 4,831 |
| Premises and equipment expense | $84,000 | 4,971 |
| Additional noninterest expense | $141,000 | 5,493 |
| Pre-tax net operating income | $468,000 | 4,206 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $108,000 | 2,882 |
| Income before extraordinary items | $360,000 | 4,300 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $360,000 | 4,299 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $360,000 | 4,300 |
| Net charge-offs | $-6,000 | 4,624 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $360,000 | 4,280 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 4,836 |
| Total interest expense | $45,000 | 5,029 |
| Net interest income | $621,000 | 4,773 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $56,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $31,000 | 4,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,898 |
| Total noninterest expense | $365,000 | 5,214 |
| Salaries and employee benefits | $250,000 | 4,952 |
| Premises and equipment expense | $38,000 | 5,111 |
| Additional noninterest expense | $77,000 | 5,509 |
| Pre-tax net operating income | $312,000 | 3,777 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $80,000 | 2,605 |
| Income before extraordinary items | $232,000 | 3,947 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $232,000 | 3,945 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $232,000 | 3,947 |
| Net charge-offs | $-13,000 | 5,099 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $232,000 | 3,932 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 4,875 |
| Total interest expense | $136,000 | 5,316 |
| Net interest income | $2,500,000 | 4,796 |
| Provision for loan and lease losses | $132,000 | 2,843 |
| Total noninterest income | $242,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $130,000 | 4,201 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $112,000 | 4,888 |
| Total noninterest expense | $1,780,000 | 5,035 |
| Salaries and employee benefits | $1,228,000 | 4,731 |
| Premises and equipment expense | $165,000 | 5,106 |
| Additional noninterest expense | $387,000 | 5,436 |
| Pre-tax net operating income | $830,000 | 4,302 |
| Securities gains (losses) | $34,000 | 2,083 |
| Applicable income taxes | $198,000 | 2,940 |
| Income before extraordinary items | $666,000 | 4,416 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $666,000 | 4,414 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $666,000 | 4,415 |
| Net charge-offs | $39,000 | 3,314 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $639,820 | 4,418 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 4,915 |
| Total interest expense | $104,000 | 5,346 |
| Net interest income | $1,884,000 | 4,832 |
| Provision for loan and lease losses | $105,000 | 2,676 |
| Total noninterest income | $188,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $100,000 | 4,196 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $88,000 | 4,902 |
| Total noninterest expense | $1,245,000 | 5,150 |
| Salaries and employee benefits | $869,000 | 4,819 |
| Premises and equipment expense | $125,000 | 5,134 |
| Additional noninterest expense | $251,000 | 5,584 |
| Pre-tax net operating income | $722,000 | 4,196 |
| Securities gains (losses) | $34,000 | 2,017 |
| Applicable income taxes | $170,000 | 2,916 |
| Income before extraordinary items | $586,000 | 4,288 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $586,000 | 4,287 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $586,000 | 4,288 |
| Net charge-offs | $34,000 | 2,829 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $559,480 | 4,283 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 4,980 |
| Total interest expense | $70,000 | 5,399 |
| Net interest income | $1,242,000 | 4,888 |
| Provision for loan and lease losses | $70,000 | 2,604 |
| Total noninterest income | $122,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $65,000 | 4,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $57,000 | 4,965 |
| Total noninterest expense | $769,000 | 5,300 |
| Salaries and employee benefits | $526,000 | 5,010 |
| Premises and equipment expense | $85,000 | 5,153 |
| Additional noninterest expense | $158,000 | 5,684 |
| Pre-tax net operating income | $525,000 | 4,074 |
| Securities gains (losses) | $34,000 | 1,678 |
| Applicable income taxes | $130,000 | 2,821 |
| Income before extraordinary items | $429,000 | 4,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $429,000 | 4,180 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $429,000 | 4,182 |
| Net charge-offs | $10,000 | 3,081 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $402,820 | 4,193 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 5,033 |
| Total interest expense | $36,000 | 5,418 |
| Net interest income | $612,000 | 4,947 |
| Provision for loan and lease losses | $59,000 | 2,061 |
| Total noninterest income | $61,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $32,000 | 4,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $29,000 | 4,963 |
| Total noninterest expense | $374,000 | 5,379 |
| Salaries and employee benefits | $262,000 | 5,062 |
| Premises and equipment expense | $30,000 | 5,499 |
| Additional noninterest expense | $82,000 | 5,722 |
| Pre-tax net operating income | $240,000 | 4,188 |
| Securities gains (losses) | $34,000 | 996 |
| Applicable income taxes | $56,000 | 2,904 |
| Income before extraordinary items | $218,000 | 4,122 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $218,000 | 4,120 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $218,000 | 4,121 |
| Net charge-offs | $11,000 | 2,283 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $190,800 | 4,254 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 5,136 |
| Total interest expense | $141,000 | 5,495 |
| Net interest income | $2,293,000 | 5,039 |
| Provision for loan and lease losses | $205,000 | 2,293 |
| Total noninterest income | $242,000 | 5,037 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $120,000 | 4,461 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $122,000 | 4,931 |
| Total noninterest expense | $1,696,000 | 5,281 |
| Salaries and employee benefits | $1,169,000 | 4,922 |
| Premises and equipment expense | $148,000 | 5,429 |
| Additional noninterest expense | $379,000 | 5,683 |
| Pre-tax net operating income | $634,000 | 4,686 |
| Securities gains (losses) | $84,000 | 1,264 |
| Applicable income taxes | $112,000 | 3,262 |
| Income before extraordinary items | $606,000 | 4,613 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $606,000 | 4,615 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $606,000 | 4,615 |
| Net charge-offs | $43,000 | 3,361 |
| Cash dividends | $450,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $535,440 | 4,705 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 5,216 |
| Total interest expense | $107,000 | 5,571 |
| Net interest income | $1,692,000 | 5,127 |
| Provision for loan and lease losses | $110,000 | 2,573 |
| Total noninterest income | $183,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $88,000 | 4,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 4,947 |
| Total noninterest expense | $1,190,000 | 5,412 |
| Salaries and employee benefits | $817,000 | 5,062 |
| Premises and equipment expense | $114,000 | 5,461 |
| Additional noninterest expense | $259,000 | 5,817 |
| Pre-tax net operating income | $575,000 | 4,562 |
| Securities gains (losses) | $84,000 | 1,136 |
| Applicable income taxes | $113,000 | 3,198 |
| Income before extraordinary items | $546,000 | 4,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $546,000 | 4,447 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $546,000 | 4,448 |
| Net charge-offs | $30,000 | 3,122 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $476,280 | 4,569 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,277 |
| Total interest expense | $71,000 | 5,630 |
| Net interest income | $1,113,000 | 5,188 |
| Provision for loan and lease losses | $110,000 | 2,123 |
| Total noninterest income | $112,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $55,000 | 4,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $57,000 | 5,069 |
| Total noninterest expense | $763,000 | 5,515 |
| Salaries and employee benefits | $510,000 | 5,212 |
| Premises and equipment expense | $84,000 | 5,380 |
| Additional noninterest expense | $169,000 | 5,884 |
| Pre-tax net operating income | $352,000 | 4,642 |
| Securities gains (losses) | $84,000 | 922 |
| Applicable income taxes | $79,000 | 3,173 |
| Income before extraordinary items | $357,000 | 4,473 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $357,000 | 4,474 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $357,000 | 4,475 |
| Net charge-offs | $30,000 | 2,684 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $288,120 | 4,683 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $567,000 | 5,385 |
| Total interest expense | $35,000 | 5,690 |
| Net interest income | $532,000 | 5,290 |
| Provision for loan and lease losses | $14,000 | 3,137 |
| Total noninterest income | $56,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $29,000 | 5,084 |
| Total noninterest expense | $367,000 | 5,618 |
| Salaries and employee benefits | $256,000 | 5,248 |
| Premises and equipment expense | $29,000 | 5,795 |
| Additional noninterest expense | $82,000 | 5,967 |
| Pre-tax net operating income | $207,000 | 4,385 |
| Securities gains (losses) | $84,000 | 645 |
| Applicable income taxes | $63,000 | 2,829 |
| Income before extraordinary items | $228,000 | 4,083 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $228,000 | 4,086 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $228,000 | 4,086 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $162,480 | 4,518 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 5,437 |
| Total interest expense | $145,000 | 5,803 |
| Net interest income | $2,174,000 | 5,324 |
| Provision for loan and lease losses | $26,000 | 4,125 |
| Total noninterest income | $240,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $123,000 | 4,688 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $117,000 | 5,112 |
| Total noninterest expense | $1,672,000 | 5,523 |
| Salaries and employee benefits | $1,141,000 | 5,145 |
| Premises and equipment expense | $149,000 | 5,695 |
| Additional noninterest expense | $382,000 | 5,924 |
| Pre-tax net operating income | $716,000 | 4,627 |
| Securities gains (losses) | $97,000 | 1,277 |
| Applicable income taxes | $142,000 | 3,195 |
| Income before extraordinary items | $671,000 | 4,543 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $671,000 | 4,542 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $671,000 | 4,544 |
| Net charge-offs | $21,000 | 4,269 |
| Cash dividends | $550,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $590,490 | 4,675 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 5,483 |
| Total interest expense | $109,000 | 5,887 |
| Net interest income | $1,648,000 | 5,380 |
| Provision for loan and lease losses | $24,000 | 3,884 |
| Total noninterest income | $185,000 | 5,282 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $95,000 | 4,714 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $90,000 | 5,155 |
| Total noninterest expense | $1,190,000 | 5,649 |
| Salaries and employee benefits | $807,000 | 5,259 |
| Premises and equipment expense | $113,000 | 5,751 |
| Additional noninterest expense | $270,000 | 6,039 |
| Pre-tax net operating income | $619,000 | 4,529 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $89,000 | 3,359 |
| Income before extraordinary items | $530,000 | 4,522 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $530,000 | 4,522 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $530,000 | 4,523 |
| Net charge-offs | $5,000 | 4,372 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $530,000 | 4,482 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 5,502 |
| Total interest expense | $72,000 | 5,948 |
| Net interest income | $1,105,000 | 5,394 |
| Provision for loan and lease losses | $24,000 | 3,561 |
| Total noninterest income | $116,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $62,000 | 4,727 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $54,000 | 5,259 |
| Total noninterest expense | $744,000 | 5,774 |
| Salaries and employee benefits | $507,000 | 5,393 |
| Premises and equipment expense | $68,000 | 5,902 |
| Additional noninterest expense | $169,000 | 6,131 |
| Pre-tax net operating income | $453,000 | 4,332 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $70,000 | 3,257 |
| Income before extraordinary items | $383,000 | 4,378 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $383,000 | 4,382 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $383,000 | 4,383 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $383,000 | 4,335 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 5,537 |
| Total interest expense | $36,000 | 6,021 |
| Net interest income | $559,000 | 5,417 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $56,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $30,000 | 4,784 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $26,000 | 5,301 |
| Total noninterest expense | $373,000 | 5,838 |
| Salaries and employee benefits | $252,000 | 5,474 |
| Premises and equipment expense | $34,000 | 5,956 |
| Additional noninterest expense | $87,000 | 6,180 |
| Pre-tax net operating income | $222,000 | 4,306 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $29,000 | 3,308 |
| Income before extraordinary items | $193,000 | 4,317 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $193,000 | 4,318 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $193,000 | 4,319 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $193,000 | 4,261 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 5,674 |
| Total interest expense | $150,000 | 6,178 |
| Net interest income | $2,148,000 | 5,524 |
| Provision for loan and lease losses | $89,000 | 3,835 |
| Total noninterest income | $267,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $156,000 | 4,520 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $111,000 | 5,277 |
| Total noninterest expense | $1,694,000 | 5,709 |
| Salaries and employee benefits | $1,141,000 | 5,347 |
| Premises and equipment expense | $178,000 | 5,709 |
| Additional noninterest expense | $375,000 | 6,167 |
| Pre-tax net operating income | $632,000 | 4,740 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $64,000 | 3,654 |
| Income before extraordinary items | $568,000 | 4,730 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $568,000 | 4,734 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $568,000 | 4,734 |
| Net charge-offs | $121,000 | 3,556 |
| Cash dividends | $460,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $568,000 | 4,658 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 5,734 |
| Total interest expense | $115,000 | 6,252 |
| Net interest income | $1,611,000 | 5,575 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $205,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $119,000 | 4,519 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $86,000 | 5,323 |
| Total noninterest expense | $1,221,000 | 5,792 |
| Salaries and employee benefits | $832,000 | 5,411 |
| Premises and equipment expense | $116,000 | 5,931 |
| Additional noninterest expense | $273,000 | 6,245 |
| Pre-tax net operating income | $595,000 | 4,521 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $83,000 | 3,419 |
| Income before extraordinary items | $512,000 | 4,568 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $512,000 | 4,572 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $512,000 | 4,573 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $512,000 | 4,484 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 5,797 |
| Total interest expense | $78,000 | 6,309 |
| Net interest income | $1,055,000 | 5,640 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $128,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $78,000 | 4,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,498 |
| Total noninterest expense | $770,000 | 5,908 |
| Salaries and employee benefits | $513,000 | 5,545 |
| Premises and equipment expense | $79,000 | 5,938 |
| Additional noninterest expense | $178,000 | 6,290 |
| Pre-tax net operating income | $413,000 | 4,442 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $59,000 | 3,406 |
| Income before extraordinary items | $354,000 | 4,514 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $354,000 | 4,516 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $354,000 | 4,517 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $354,000 | 4,410 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 5,849 |
| Total interest expense | $39,000 | 6,383 |
| Net interest income | $523,000 | 5,690 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $61,000 | 5,521 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,533 |
| Total noninterest expense | $386,000 | 5,972 |
| Salaries and employee benefits | $254,000 | 5,609 |
| Premises and equipment expense | $36,000 | 6,088 |
| Additional noninterest expense | $96,000 | 6,285 |
| Pre-tax net operating income | $198,000 | 4,470 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $22,000 | 3,542 |
| Income before extraordinary items | $176,000 | 4,487 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $176,000 | 4,489 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $176,000 | 4,489 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $176,000 | 4,390 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 5,976 |
| Total interest expense | $193,000 | 6,434 |
| Net interest income | $2,061,000 | 5,822 |
| Provision for loan and lease losses | $106,000 | 4,616 |
| Total noninterest income | $267,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $159,000 | 4,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $108,000 | 5,270 |
| Total noninterest expense | $1,740,000 | 5,868 |
| Salaries and employee benefits | $1,197,000 | 5,401 |
| Premises and equipment expense | $139,000 | 6,218 |
| Additional noninterest expense | $404,000 | 6,337 |
| Pre-tax net operating income | $482,000 | 4,957 |
| Securities gains (losses) | $163,000 | 1,869 |
| Applicable income taxes | $54,000 | 3,868 |
| Income before extraordinary items | $591,000 | 4,720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $591,000 | 4,721 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $591,000 | 4,722 |
| Net charge-offs | $260,000 | 3,479 |
| Cash dividends | $450,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $441,040 | 4,885 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 6,058 |
| Total interest expense | $150,000 | 6,536 |
| Net interest income | $1,559,000 | 5,892 |
| Provision for loan and lease losses | $106,000 | 4,290 |
| Total noninterest income | $204,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $120,000 | 4,730 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 5,306 |
| Total noninterest expense | $1,237,000 | 6,005 |
| Salaries and employee benefits | $855,000 | 5,532 |
| Premises and equipment expense | $97,000 | 6,369 |
| Additional noninterest expense | $285,000 | 6,471 |
| Pre-tax net operating income | $420,000 | 4,924 |
| Securities gains (losses) | $163,000 | 1,593 |
| Applicable income taxes | $88,000 | 3,458 |
| Income before extraordinary items | $495,000 | 4,663 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $495,000 | 4,662 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $495,000 | 4,662 |
| Net charge-offs | $246,000 | 3,065 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $356,450 | 4,938 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 6,091 |
| Total interest expense | $104,000 | 6,577 |
| Net interest income | $1,051,000 | 5,919 |
| Provision for loan and lease losses | $37,000 | 4,773 |
| Total noninterest income | $129,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $78,000 | 4,780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $779,000 | 6,144 |
| Salaries and employee benefits | $532,000 | 5,673 |
| Premises and equipment expense | $64,000 | 6,422 |
| Additional noninterest expense | $183,000 | 6,558 |
| Pre-tax net operating income | $364,000 | 4,584 |
| Securities gains (losses) | $163,000 | 1,255 |
| Applicable income taxes | $105,000 | 3,020 |
| Income before extraordinary items | $422,000 | 4,284 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $422,000 | 4,288 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $422,000 | 4,287 |
| Net charge-offs | $154,000 | 3,009 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $291,600 | 4,669 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 6,136 |
| Total interest expense | $55,000 | 6,608 |
| Net interest income | $519,000 | 5,974 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $66,000 | 5,520 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,519 |
| Total noninterest expense | $398,000 | 6,145 |
| Salaries and employee benefits | $264,000 | 5,732 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $104,000 | 6,451 |
| Pre-tax net operating income | $172,000 | 4,733 |
| Securities gains (losses) | $163,000 | 686 |
| Applicable income taxes | $80,000 | 2,646 |
| Income before extraordinary items | $255,000 | 3,933 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 3,937 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $255,000 | 3,936 |
| Net charge-offs | $-15,000 | 6,792 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $131,120 | 4,885 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 6,205 |
| Total interest expense | $281,000 | 6,625 |
| Net interest income | $2,065,000 | 6,017 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $296,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $180,000 | 4,568 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $116,000 | 5,161 |
| Total noninterest expense | $1,709,000 | 6,085 |
| Salaries and employee benefits | $1,171,000 | 5,569 |
| Premises and equipment expense | $172,000 | 6,241 |
| Additional noninterest expense | $366,000 | 6,660 |
| Pre-tax net operating income | $652,000 | 4,388 |
| Securities gains (losses) | $79,000 | 2,244 |
| Applicable income taxes | $94,000 | 3,413 |
| Income before extraordinary items | $637,000 | 4,300 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $637,000 | 4,302 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $637,000 | 4,302 |
| Net charge-offs | $-49,000 | 7,180 |
| Cash dividends | $460,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $568,270 | 4,351 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 6,222 |
| Total interest expense | $222,000 | 6,673 |
| Net interest income | $1,583,000 | 6,023 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $225,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $139,000 | 4,544 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $86,000 | 5,263 |
| Total noninterest expense | $1,217,000 | 6,216 |
| Salaries and employee benefits | $844,000 | 5,663 |
| Premises and equipment expense | $124,000 | 6,326 |
| Additional noninterest expense | $249,000 | 6,799 |
| Pre-tax net operating income | $591,000 | 4,243 |
| Securities gains (losses) | $79,000 | 1,989 |
| Applicable income taxes | $122,000 | 3,064 |
| Income before extraordinary items | $548,000 | 4,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $548,000 | 4,166 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $548,000 | 4,166 |
| Net charge-offs | $-22,000 | 7,130 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $483,220 | 4,249 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 6,282 |
| Total interest expense | $150,000 | 6,746 |
| Net interest income | $1,050,000 | 6,074 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $142,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $90,000 | 4,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $761,000 | 6,390 |
| Salaries and employee benefits | $515,000 | 5,883 |
| Premises and equipment expense | $86,000 | 6,328 |
| Additional noninterest expense | $160,000 | 6,922 |
| Pre-tax net operating income | $431,000 | 4,081 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $74,000 | 3,094 |
| Income before extraordinary items | $357,000 | 4,187 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $357,000 | 4,186 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $357,000 | 4,188 |
| Net charge-offs | $-23,000 | 7,182 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $357,000 | 4,086 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 6,342 |
| Total interest expense | $75,000 | 6,829 |
| Net interest income | $519,000 | 6,109 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $64,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $359,000 | 6,532 |
| Salaries and employee benefits | $255,000 | 5,934 |
| Premises and equipment expense | $23,000 | 7,027 |
| Additional noninterest expense | $81,000 | 6,956 |
| Pre-tax net operating income | $224,000 | 4,042 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $38,000 | 3,035 |
| Income before extraordinary items | $186,000 | 4,115 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $186,000 | 4,114 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $186,000 | 4,115 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $186,000 | 4,059 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 6,473 |
| Total interest expense | $363,000 | 6,886 |
| Net interest income | $1,988,000 | 6,254 |
| Provision for loan and lease losses | $90,000 | 6,097 |
| Total noninterest income | $307,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $207,000 | 4,345 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 5,443 |
| Total noninterest expense | $1,640,000 | 6,361 |
| Salaries and employee benefits | $1,134,000 | 5,791 |
| Premises and equipment expense | $125,000 | 6,841 |
| Additional noninterest expense | $381,000 | 6,850 |
| Pre-tax net operating income | $565,000 | 4,219 |
| Securities gains (losses) | $27,000 | 2,964 |
| Applicable income taxes | $70,000 | 3,455 |
| Income before extraordinary items | $522,000 | 4,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $522,000 | 4,257 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $522,000 | 4,257 |
| Net charge-offs | $47,000 | 5,947 |
| Cash dividends | $900,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $498,240 | 4,191 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 6,551 |
| Total interest expense | $285,000 | 6,969 |
| Net interest income | $1,510,000 | 6,330 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $239,000 | 5,402 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $160,000 | 4,372 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $79,000 | 5,511 |
| Total noninterest expense | $1,142,000 | 6,550 |
| Salaries and employee benefits | $801,000 | 5,951 |
| Premises and equipment expense | $90,000 | 6,972 |
| Additional noninterest expense | $251,000 | 7,061 |
| Pre-tax net operating income | $577,000 | 4,006 |
| Securities gains (losses) | $27,000 | 2,762 |
| Applicable income taxes | $113,000 | 3,025 |
| Income before extraordinary items | $491,000 | 4,147 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $491,000 | 4,149 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $491,000 | 4,149 |
| Net charge-offs | $-5,000 | 7,383 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $469,130 | 4,078 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 6,567 |
| Total interest expense | $197,000 | 7,025 |
| Net interest income | $1,028,000 | 6,320 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $143,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $103,000 | 4,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $40,000 | 5,833 |
| Total noninterest expense | $717,000 | 6,692 |
| Salaries and employee benefits | $491,000 | 6,152 |
| Premises and equipment expense | $63,000 | 6,957 |
| Additional noninterest expense | $163,000 | 7,145 |
| Pre-tax net operating income | $424,000 | 3,901 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $94,000 | 2,840 |
| Income before extraordinary items | $357,000 | 3,974 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $357,000 | 3,972 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $357,000 | 3,973 |
| Net charge-offs | $6,000 | 6,008 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $335,670 | 3,972 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 6,618 |
| Total interest expense | $100,000 | 7,137 |
| Net interest income | $523,000 | 6,342 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $67,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $349,000 | 6,833 |
| Salaries and employee benefits | $244,000 | 6,248 |
| Premises and equipment expense | $20,000 | 7,448 |
| Additional noninterest expense | $85,000 | 7,187 |
| Pre-tax net operating income | $211,000 | 3,973 |
| Securities gains (losses) | $27,000 | 1,400 |
| Applicable income taxes | $52,000 | 2,757 |
| Income before extraordinary items | $186,000 | 4,014 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 4,013 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $186,000 | 4,013 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $164,940 | 4,116 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 6,633 |
| Total interest expense | $488,000 | 7,162 |
| Net interest income | $2,086,000 | 6,268 |
| Provision for loan and lease losses | $105,000 | 6,376 |
| Total noninterest income | $294,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $211,000 | 4,545 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $83,000 | 5,876 |
| Total noninterest expense | $1,598,000 | 6,663 |
| Salaries and employee benefits | $1,076,000 | 6,076 |
| Premises and equipment expense | $127,000 | 7,127 |
| Additional noninterest expense | $395,000 | 7,105 |
| Pre-tax net operating income | $677,000 | 3,602 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $143,000 | 2,634 |
| Income before extraordinary items | $538,000 | 3,765 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $538,000 | 3,763 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $538,000 | 3,764 |
| Net charge-offs | $209,000 | 4,955 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $534,840 | 3,713 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 6,695 |
| Total interest expense | $385,000 | 7,218 |
| Net interest income | $1,569,000 | 6,266 |
| Provision for loan and lease losses | $5,000 | 7,206 |
| Total noninterest income | $214,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $150,000 | 4,682 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $64,000 | 5,963 |
| Total noninterest expense | $1,095,000 | 6,884 |
| Salaries and employee benefits | $750,000 | 6,272 |
| Premises and equipment expense | $83,000 | 7,348 |
| Additional noninterest expense | $262,000 | 7,286 |
| Pre-tax net operating income | $683,000 | 3,379 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $173,000 | 2,453 |
| Income before extraordinary items | $514,000 | 3,643 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $514,000 | 3,641 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $514,000 | 3,643 |
| Net charge-offs | $40,000 | 5,835 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $511,000 | 3,566 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 6,761 |
| Total interest expense | $276,000 | 7,239 |
| Net interest income | $1,024,000 | 6,341 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $131,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $95,000 | 4,760 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $688,000 | 7,040 |
| Salaries and employee benefits | $459,000 | 6,517 |
| Premises and equipment expense | $59,000 | 7,350 |
| Additional noninterest expense | $170,000 | 7,391 |
| Pre-tax net operating income | $467,000 | 3,412 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $122,000 | 2,465 |
| Income before extraordinary items | $349,000 | 3,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,703 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $349,000 | 3,703 |
| Net charge-offs | $35,000 | 5,223 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $346,040 | 3,603 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 6,768 |
| Total interest expense | $149,000 | 7,240 |
| Net interest income | $514,000 | 6,348 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $64,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $329,000 | 7,106 |
| Salaries and employee benefits | $228,000 | 6,594 |
| Premises and equipment expense | $26,000 | 7,517 |
| Additional noninterest expense | $75,000 | 7,457 |
| Pre-tax net operating income | $249,000 | 3,646 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $67,000 | 2,596 |
| Income before extraordinary items | $182,000 | 4,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 4,027 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $182,000 | 4,027 |
| Net charge-offs | $-12,000 | 7,903 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $182,000 | 3,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 6,556 |
| Total interest expense | $883,000 | 6,981 |
| Net interest income | $2,218,000 | 6,189 |
| Provision for loan and lease losses | $194,000 | 5,250 |
| Total noninterest income | $298,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $211,000 | 4,691 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $87,000 | 6,108 |
| Total noninterest expense | $1,527,000 | 6,829 |
| Salaries and employee benefits | $1,070,000 | 6,272 |
| Premises and equipment expense | $135,000 | 7,278 |
| Additional noninterest expense | $322,000 | 7,356 |
| Pre-tax net operating income | $795,000 | 4,177 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $222,000 | 2,712 |
| Income before extraordinary items | $573,000 | 4,241 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $573,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,321 |
| Cash dividends | $310,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $573,000 | 4,393 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 6,595 |
| Total interest expense | $708,000 | 6,996 |
| Net interest income | $1,643,000 | 6,256 |
| Provision for loan and lease losses | $160,000 | 4,545 |
| Total noninterest income | $256,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $165,000 | 4,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 5,778 |
| Total noninterest expense | $1,043,000 | 7,028 |
| Salaries and employee benefits | $738,000 | 6,481 |
| Premises and equipment expense | $91,000 | 7,459 |
| Additional noninterest expense | $214,000 | 7,530 |
| Pre-tax net operating income | $696,000 | 4,351 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $204,000 | 2,889 |
| Income before extraordinary items | $492,000 | 4,483 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $492,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,447 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $492,000 | 4,625 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 6,644 |
| Total interest expense | $508,000 | 6,979 |
| Net interest income | $1,079,000 | 6,303 |
| Provision for loan and lease losses | $79,000 | 4,622 |
| Total noninterest income | $153,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $112,000 | 4,627 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $41,000 | 6,390 |
| Total noninterest expense | $644,000 | 7,220 |
| Salaries and employee benefits | $444,000 | 6,748 |
| Premises and equipment expense | $63,000 | 7,456 |
| Additional noninterest expense | $137,000 | 7,632 |
| Pre-tax net operating income | $509,000 | 4,346 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $153,000 | 2,981 |
| Income before extraordinary items | $356,000 | 4,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $356,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,644 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $356,000 | 4,640 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 6,662 |
| Total interest expense | $279,000 | 6,972 |
| Net interest income | $542,000 | 6,325 |
| Provision for loan and lease losses | $29,000 | 4,620 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $316,000 | 7,287 |
| Salaries and employee benefits | $218,000 | 6,816 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $68,000 | 7,650 |
| Pre-tax net operating income | $268,000 | 4,399 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $81,000 | 3,035 |
| Income before extraordinary items | $187,000 | 4,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $187,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,065 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $187,000 | 4,683 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 6,633 |
| Total interest expense | $1,210,000 | 6,859 |
| Net interest income | $2,119,000 | 6,372 |
| Provision for loan and lease losses | $143,000 | 4,406 |
| Total noninterest income | $302,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $273,000 | 4,284 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $29,000 | 7,566 |
| Total noninterest expense | $1,603,000 | 6,765 |
| Salaries and employee benefits | $1,019,000 | 6,385 |
| Premises and equipment expense | $235,000 | 6,389 |
| Additional noninterest expense | $349,000 | 7,306 |
| Pre-tax net operating income | $675,000 | 5,506 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $200,000 | 3,846 |
| Income before extraordinary items | $475,000 | 5,767 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $475,000 | 5,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,354 |
| Cash dividends | $240,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $475,000 | 5,757 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 6,663 |
| Total interest expense | $912,000 | 6,871 |
| Net interest income | $1,587,000 | 6,407 |
| Provision for loan and lease losses | $126,000 | 3,786 |
| Total noninterest income | $230,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $206,000 | 4,278 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 7,528 |
| Total noninterest expense | $1,094,000 | 6,963 |
| Salaries and employee benefits | $723,000 | 6,519 |
| Premises and equipment expense | $134,000 | 6,939 |
| Additional noninterest expense | $237,000 | 7,455 |
| Pre-tax net operating income | $597,000 | 5,452 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $182,000 | 3,826 |
| Income before extraordinary items | $415,000 | 5,756 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $415,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,232 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $415,000 | 5,740 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 6,723 |
| Total interest expense | $599,000 | 6,911 |
| Net interest income | $1,050,000 | 6,473 |
| Provision for loan and lease losses | $98,000 | 3,335 |
| Total noninterest income | $146,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $136,000 | 4,306 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $684,000 | 7,139 |
| Salaries and employee benefits | $444,000 | 6,766 |
| Premises and equipment expense | $87,000 | 7,002 |
| Additional noninterest expense | $153,000 | 7,541 |
| Pre-tax net operating income | $414,000 | 5,439 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $127,000 | 3,852 |
| Income before extraordinary items | $287,000 | 5,749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $287,000 | 5,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,456 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $287,000 | 5,741 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,795 |
| Total interest expense | $295,000 | 6,951 |
| Net interest income | $513,000 | 6,549 |
| Provision for loan and lease losses | $54,000 | 3,005 |
| Total noninterest income | $76,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $313,000 | 7,343 |
| Salaries and employee benefits | $221,000 | 6,817 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $70,000 | 7,683 |
| Pre-tax net operating income | $222,000 | 5,289 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $69,000 | 3,766 |
| Income before extraordinary items | $153,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,000 | 5,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 6,734 |
| Total interest expense | $1,071,000 | 6,799 |
| Net interest income | $1,994,000 | 6,560 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $300,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $260,000 | 4,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 7,480 |
| Total noninterest expense | $1,469,000 | 6,958 |
| Salaries and employee benefits | $1,019,000 | 6,371 |
| Premises and equipment expense | $129,000 | 7,500 |
| Additional noninterest expense | $321,000 | 7,465 |
| Pre-tax net operating income | $795,000 | 5,671 |
| Securities gains (losses) | $-21,000 | 7,568 |
| Applicable income taxes | $241,000 | 4,080 |
| Income before extraordinary items | $533,000 | 6,039 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $533,000 | 6,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,800 |
| Cash dividends | $295,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $547,490 | 5,997 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 6,802 |
| Total interest expense | $774,000 | 6,852 |
| Net interest income | $1,489,000 | 6,641 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $230,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $192,000 | 4,481 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,269 |
| Total noninterest expense | $1,030,000 | 7,103 |
| Salaries and employee benefits | $722,000 | 6,503 |
| Premises and equipment expense | $88,000 | 7,627 |
| Additional noninterest expense | $220,000 | 7,631 |
| Pre-tax net operating income | $689,000 | 5,573 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $216,000 | 4,040 |
| Income before extraordinary items | $473,000 | 5,882 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $473,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $473,000 | 5,885 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 6,833 |
| Total interest expense | $503,000 | 6,840 |
| Net interest income | $987,000 | 6,690 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $120,000 | 6,678 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $111,000 | 4,779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $639,000 | 7,309 |
| Salaries and employee benefits | $433,000 | 6,786 |
| Premises and equipment expense | $68,000 | 7,453 |
| Additional noninterest expense | $138,000 | 7,742 |
| Pre-tax net operating income | $468,000 | 5,558 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $150,000 | 4,003 |
| Income before extraordinary items | $318,000 | 5,891 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $318,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $318,000 | 5,891 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 6,854 |
| Total interest expense | $233,000 | 6,921 |
| Net interest income | $496,000 | 6,705 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $56,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $305,000 | 7,400 |
| Salaries and employee benefits | $211,000 | 6,859 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $70,000 | 7,732 |
| Pre-tax net operating income | $247,000 | 5,404 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $79,000 | 3,904 |
| Income before extraordinary items | $168,000 | 5,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $168,000 | 5,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 6,958 |
| Total interest expense | $691,000 | 7,064 |
| Net interest income | $1,880,000 | 6,786 |
| Provision for loan and lease losses | $26,000 | 6,313 |
| Total noninterest income | $250,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $191,000 | 5,131 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,187 |
| Total noninterest expense | $1,412,000 | 7,034 |
| Salaries and employee benefits | $964,000 | 6,465 |
| Premises and equipment expense | $132,000 | 7,492 |
| Additional noninterest expense | $316,000 | 7,548 |
| Pre-tax net operating income | $692,000 | 6,171 |
| Securities gains (losses) | $-72,000 | 8,317 |
| Applicable income taxes | $191,000 | 4,725 |
| Income before extraordinary items | $429,000 | 6,655 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $429,000 | 6,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,682 |
| Cash dividends | $220,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $478,680 | 6,422 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 7,021 |
| Total interest expense | $485,000 | 7,137 |
| Net interest income | $1,398,000 | 6,842 |
| Provision for loan and lease losses | $8,000 | 6,628 |
| Total noninterest income | $191,000 | 6,676 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $144,000 | 5,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 7,147 |
| Total noninterest expense | $976,000 | 7,207 |
| Salaries and employee benefits | $697,000 | 6,551 |
| Premises and equipment expense | $81,000 | 7,777 |
| Additional noninterest expense | $198,000 | 7,844 |
| Pre-tax net operating income | $605,000 | 5,988 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $190,000 | 4,487 |
| Income before extraordinary items | $415,000 | 6,285 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $415,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $415,000 | 6,244 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 7,027 |
| Total interest expense | $298,000 | 7,199 |
| Net interest income | $928,000 | 6,848 |
| Provision for loan and lease losses | $8,000 | 6,231 |
| Total noninterest income | $116,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $90,000 | 5,257 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $26,000 | 7,352 |
| Total noninterest expense | $606,000 | 7,369 |
| Salaries and employee benefits | $425,000 | 6,784 |
| Premises and equipment expense | $57,000 | 7,706 |
| Additional noninterest expense | $124,000 | 7,920 |
| Pre-tax net operating income | $430,000 | 5,800 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $137,000 | 4,387 |
| Income before extraordinary items | $293,000 | 6,172 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $293,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $293,000 | 6,120 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,115 |
| Total interest expense | $138,000 | 7,318 |
| Net interest income | $457,000 | 6,939 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $53,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $294,000 | 7,495 |
| Salaries and employee benefits | $212,000 | 6,836 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $60,000 | 8,042 |
| Pre-tax net operating income | $216,000 | 5,784 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $69,000 | 4,312 |
| Income before extraordinary items | $147,000 | 6,145 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $147,000 | 6,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $147,000 | 6,101 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 7,015 |
| Total interest expense | $476,000 | 7,394 |
| Net interest income | $1,900,000 | 6,758 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $257,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $207,000 | 5,149 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $50,000 | 7,418 |
| Total noninterest expense | $1,373,000 | 7,131 |
| Salaries and employee benefits | $933,000 | 6,494 |
| Premises and equipment expense | $158,000 | 7,232 |
| Additional noninterest expense | $282,000 | 7,798 |
| Pre-tax net operating income | $684,000 | 6,147 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $219,000 | 4,638 |
| Income before extraordinary items | $465,000 | 6,487 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $465,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,661 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $465,000 | 6,434 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 7,019 |
| Total interest expense | $354,000 | 7,433 |
| Net interest income | $1,437,000 | 6,746 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $198,000 | 6,690 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $157,000 | 5,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $957,000 | 7,272 |
| Salaries and employee benefits | $678,000 | 6,549 |
| Premises and equipment expense | $103,000 | 7,472 |
| Additional noninterest expense | $176,000 | 8,083 |
| Pre-tax net operating income | $610,000 | 5,863 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $197,000 | 4,457 |
| Income before extraordinary items | $413,000 | 6,238 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $413,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,296 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $413,000 | 6,172 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 7,067 |
| Total interest expense | $234,000 | 7,523 |
| Net interest income | $952,000 | 6,790 |
| Provision for loan and lease losses | $47,000 | 4,814 |
| Total noninterest income | $121,000 | 6,880 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $102,000 | 5,219 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $596,000 | 7,469 |
| Salaries and employee benefits | $410,000 | 6,887 |
| Premises and equipment expense | $75,000 | 7,342 |
| Additional noninterest expense | $111,000 | 8,207 |
| Pre-tax net operating income | $430,000 | 5,689 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $140,000 | 4,363 |
| Income before extraordinary items | $290,000 | 6,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 6,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $290,000 | 6,034 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 7,145 |
| Total interest expense | $116,000 | 7,606 |
| Net interest income | $470,000 | 6,867 |
| Provision for loan and lease losses | $37,000 | 3,840 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $293,000 | 7,556 |
| Salaries and employee benefits | $201,000 | 6,973 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $54,000 | 8,302 |
| Pre-tax net operating income | $193,000 | 5,906 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $63,000 | 4,507 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $130,000 | 6,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 7,014 |
| Total interest expense | $581,000 | 7,449 |
| Net interest income | $1,943,000 | 6,675 |
| Provision for loan and lease losses | $94,000 | 5,430 |
| Total noninterest income | $229,000 | 7,105 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $184,000 | 5,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,000 | 7,676 |
| Total noninterest expense | $1,332,000 | 7,205 |
| Salaries and employee benefits | $915,000 | 6,548 |
| Premises and equipment expense | $151,000 | 7,380 |
| Additional noninterest expense | $266,000 | 7,998 |
| Pre-tax net operating income | $746,000 | 5,860 |
| Securities gains (losses) | $-54,000 | 8,964 |
| Applicable income taxes | $225,000 | 4,742 |
| Income before extraordinary items | $467,000 | 6,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $467,000 | 6,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $325,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $503,180 | 6,169 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 7,092 |
| Total interest expense | $458,000 | 7,496 |
| Net interest income | $1,442,000 | 6,747 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $172,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $135,000 | 5,524 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $923,000 | 7,397 |
| Salaries and employee benefits | $658,000 | 6,665 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $169,000 | 8,277 |
| Pre-tax net operating income | $656,000 | 5,669 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $218,000 | 4,516 |
| Income before extraordinary items | $438,000 | 6,153 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $438,000 | 6,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,569 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $438,000 | 5,988 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 7,131 |
| Total interest expense | $321,000 | 7,507 |
| Net interest income | $949,000 | 6,799 |
| Provision for loan and lease losses | $33,000 | 5,678 |
| Total noninterest income | $99,000 | 7,422 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $82,000 | 5,716 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $569,000 | 7,605 |
| Salaries and employee benefits | $390,000 | 7,006 |
| Premises and equipment expense | $70,000 | 7,554 |
| Additional noninterest expense | $109,000 | 8,325 |
| Pre-tax net operating income | $446,000 | 5,602 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $149,000 | 4,503 |
| Income before extraordinary items | $297,000 | 6,116 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $297,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $297,000 | 5,920 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 7,159 |
| Total interest expense | $166,000 | 7,543 |
| Net interest income | $472,000 | 6,810 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $279,000 | 7,683 |
| Salaries and employee benefits | $194,000 | 7,058 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $56,000 | 8,321 |
| Pre-tax net operating income | $206,000 | 5,775 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $69,000 | 4,613 |
| Income before extraordinary items | $137,000 | 6,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $137,000 | 6,058 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 7,090 |
| Total interest expense | $844,000 | 7,371 |
| Net interest income | $1,918,000 | 6,757 |
| Provision for loan and lease losses | $95,000 | 5,818 |
| Total noninterest income | $280,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $179,000 | 5,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,421 |
| Total noninterest expense | $1,380,000 | 7,097 |
| Salaries and employee benefits | $899,000 | 6,524 |
| Premises and equipment expense | $239,000 | 6,281 |
| Additional noninterest expense | $242,000 | 8,231 |
| Pre-tax net operating income | $723,000 | 6,005 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $243,000 | 4,809 |
| Income before extraordinary items | $480,000 | 6,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $480,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $230,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $480,000 | 6,345 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 7,157 |
| Total interest expense | $1,282,000 | 7,440 |
| Net interest income | $1,818,000 | 6,758 |
| Provision for loan and lease losses | $87,000 | 5,864 |
| Total noninterest income | $327,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $181,000 | 5,377 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $146,000 | 5,594 |
| Total noninterest expense | $1,304,000 | 7,221 |
| Salaries and employee benefits | $933,000 | 6,226 |
| Premises and equipment expense | $120,000 | 8,004 |
| Additional noninterest expense | $251,000 | 8,212 |
| Pre-tax net operating income | $754,000 | 5,639 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $255,000 | 4,582 |
| Income before extraordinary items | $499,000 | 6,092 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $499,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,135 |
| Cash dividends | $280,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $499,000 | 5,964 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 7,370 |
| Total interest expense | $1,367,000 | 7,424 |
| Net interest income | $1,672,000 | 7,163 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $191,000 | 7,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $1,155,000 | 7,612 |
| Salaries and employee benefits | $868,000 | 6,428 |
| Premises and equipment expense | $85,000 | 8,701 |
| Additional noninterest expense | $202,000 | 8,765 |
| Pre-tax net operating income | $623,000 | 6,495 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $209,000 | 5,306 |
| Income before extraordinary items | $414,000 | 6,766 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $414,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,623 |
| Cash dividends | $205,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $414,000 | 6,772 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 7,450 |
| Total interest expense | $1,250,000 | 7,516 |
| Net interest income | $1,688,000 | 7,217 |
| Provision for loan and lease losses | $154,000 | 4,195 |
| Total noninterest income | $258,000 | 6,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,394 |
| Total noninterest expense | $1,159,000 | 7,675 |
| Salaries and employee benefits | $840,000 | 6,574 |
| Premises and equipment expense | $92,000 | 8,784 |
| Additional noninterest expense | $227,000 | 8,772 |
| Pre-tax net operating income | $633,000 | 6,598 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $213,000 | 5,568 |
| Income before extraordinary items | $420,000 | 6,874 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $420,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,777 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $420,000 | 6,847 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 7,450 |
| Total interest expense | $1,347,000 | 7,546 |
| Net interest income | $1,721,000 | 7,237 |
| Provision for loan and lease losses | $163,000 | 3,988 |
| Total noninterest income | $197,000 | 7,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $1,162,000 | 7,649 |
| Salaries and employee benefits | $818,000 | 6,612 |
| Premises and equipment expense | $106,000 | 8,578 |
| Additional noninterest expense | $238,000 | 8,712 |
| Pre-tax net operating income | $593,000 | 6,955 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $193,000 | 6,274 |
| Income before extraordinary items | $400,000 | 7,219 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $400,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,725 |
| Cash dividends | $110,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $400,000 | 7,128 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 7,730 |
| Total interest expense | $1,373,000 | 7,651 |
| Net interest income | $1,647,000 | 7,670 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $194,000 | 7,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $1,106,000 | 7,983 |
| Salaries and employee benefits | $786,000 | 6,859 |
| Premises and equipment expense | $82,000 | 9,385 |
| Additional noninterest expense | $238,000 | 8,982 |
| Pre-tax net operating income | $693,000 | 7,002 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $230,000 | 6,496 |
| Income before extraordinary items | $463,000 | 7,213 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $463,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,192 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $463,000 | 7,164 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 8,113 |
| Total interest expense | $1,390,000 | 7,864 |
| Net interest income | $1,522,000 | 8,220 |
| Provision for loan and lease losses | $293,000 | 2,638 |
| Total noninterest income | $249,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $1,018,000 | 8,613 |
| Salaries and employee benefits | $715,000 | 7,424 |
| Premises and equipment expense | $58,000 | 10,410 |
| Additional noninterest expense | $245,000 | 9,448 |
| Pre-tax net operating income | $460,000 | 8,162 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $146,000 | 7,940 |
| Income before extraordinary items | $314,000 | 8,307 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $314,000 | 8,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,688 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $314,000 | 8,242 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 8,286 |
| Total interest expense | $1,434,000 | 7,876 |
| Net interest income | $1,510,000 | 8,505 |
| Provision for loan and lease losses | $269,000 | 2,445 |
| Total noninterest income | $192,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $1,151,000 | 8,384 |
| Salaries and employee benefits | $762,000 | 7,339 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $311,000 | 9,138 |
| Pre-tax net operating income | $282,000 | 9,888 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $86,000 | 9,471 |
| Income before extraordinary items | $196,000 | 9,972 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $196,000 | 9,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $196,000 | 9,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 8,376 |
| Total interest expense | $1,123,000 | 8,202 |
| Net interest income | $1,684,000 | 8,345 |
| Provision for loan and lease losses | $123,000 | 4,008 |
| Total noninterest income | $179,000 | 9,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $1,193,000 | 8,626 |
| Salaries and employee benefits | $813,000 | 7,136 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $299,000 | 9,976 |
| Pre-tax net operating income | $547,000 | 8,339 |
| Securities gains (losses) | $-57,000 | 11,138 |
| Applicable income taxes | $161,000 | 8,089 |
| Income before extraordinary items | $329,000 | 8,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $329,000 | 8,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,572 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $367,190 | 8,524 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 8,550 |
| Total interest expense | $1,121,000 | 8,597 |
| Net interest income | $1,747,000 | 8,374 |
| Provision for loan and lease losses | $118,000 | 5,382 |
| Total noninterest income | $154,000 | 10,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $1,229,000 | 8,779 |
| Salaries and employee benefits | $817,000 | 7,223 |
| Premises and equipment expense | $84,000 | 11,010 |
| Additional noninterest expense | $328,000 | 10,097 |
| Pre-tax net operating income | $554,000 | 8,272 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $364,000 | 8,804 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $364,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $364,000 | 8,536 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 8,873 |
| Total interest expense | $1,350,000 | 9,025 |
| Net interest income | $1,711,000 | 8,613 |
| Provision for loan and lease losses | $-5,000 | 13,445 |
| Total noninterest income | $156,000 | 10,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $1,171,000 | 9,174 |
| Salaries and employee benefits | $788,000 | 7,337 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $295,000 | 10,894 |
| Pre-tax net operating income | $701,000 | 7,088 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $228,000 | 7,031 |
| Income before extraordinary items | $473,000 | 7,561 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $473,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $473,000 | 7,196 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.