Home > Bank of Latah > Income and Expense
Bank of Latah, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 6,162 |
| Total interest expense | $1,062,000 | 6,769 |
| Net interest income | $2,629,000 | 5,742 |
| Provision for loan and lease losses | $457,000 | 2,545 |
| Total noninterest income | $497,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $230,000 | 4,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 4,500 |
| Total noninterest expense | $1,943,000 | 5,970 |
| Salaries and employee benefits | $1,097,000 | 5,818 |
| Premises and equipment expense | $155,000 | 7,378 |
| Additional noninterest expense | $691,000 | 5,454 |
| Pre-tax net operating income | $726,000 | 5,993 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $219,000 | 4,983 |
| Income before extraordinary items | $507,000 | 6,364 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $507,000 | 6,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,008 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $507,000 | 6,218 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,217,000 | 3,553 |
| Total interest expense | $4,139,000 | 3,693 |
| Net interest income | $5,078,000 | 3,396 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $850,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $473,000 | 2,966 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $377,000 | 3,660 |
| Total noninterest expense | $3,907,000 | 3,500 |
| Salaries and employee benefits | $2,440,000 | 3,008 |
| Premises and equipment expense | $333,000 | 5,201 |
| Additional noninterest expense | $1,134,000 | 3,679 |
| Pre-tax net operating income | $1,781,000 | 3,462 |
| Securities gains (losses) | $199,000 | 1,193 |
| Applicable income taxes | $540,000 | 3,186 |
| Income before extraordinary items | $1,440,000 | 3,318 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,440,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,738 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,294,730 | 3,492 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 3,709 |
| Total interest expense | $4,237,000 | 3,805 |
| Net interest income | $4,813,000 | 3,597 |
| Provision for loan and lease losses | $276,000 | 3,030 |
| Total noninterest income | $627,000 | 4,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,184 |
| Total noninterest expense | $3,506,000 | 3,696 |
| Salaries and employee benefits | $2,169,000 | 3,232 |
| Premises and equipment expense | $301,000 | 5,407 |
| Additional noninterest expense | $1,036,000 | 3,884 |
| Pre-tax net operating income | $1,658,000 | 3,781 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $486,000 | 3,548 |
| Income before extraordinary items | $1,160,000 | 3,956 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,160,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,380 |
| Cash dividends | $145,000 | 5,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,168,400 | 3,924 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 4,300 |
| Total interest expense | $3,235,000 | 4,322 |
| Net interest income | $3,948,000 | 4,225 |
| Provision for loan and lease losses | $190,000 | 3,663 |
| Total noninterest income | $562,000 | 4,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,650 |
| Total noninterest expense | $2,884,000 | 4,344 |
| Salaries and employee benefits | $1,833,000 | 3,688 |
| Premises and equipment expense | $289,000 | 5,583 |
| Additional noninterest expense | $762,000 | 4,967 |
| Pre-tax net operating income | $1,436,000 | 4,218 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $429,000 | 3,982 |
| Income before extraordinary items | $1,009,000 | 4,411 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,009,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,383 |
| Cash dividends | $60,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,007,600 | 4,381 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 5,060 |
| Total interest expense | $2,734,000 | 5,046 |
| Net interest income | $3,175,000 | 4,937 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $434,000 | 5,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,647 |
| Total noninterest expense | $2,481,000 | 4,800 |
| Salaries and employee benefits | $1,596,000 | 4,047 |
| Premises and equipment expense | $269,000 | 5,715 |
| Additional noninterest expense | $616,000 | 5,648 |
| Pre-tax net operating income | $984,000 | 5,464 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $252,000 | 5,629 |
| Income before extraordinary items | $740,000 | 5,441 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $740,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $45,000 | 6,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $734,000 | 5,360 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 6,027 |
| Total interest expense | $2,111,000 | 6,064 |
| Net interest income | $2,608,000 | 5,884 |
| Provision for loan and lease losses | $101,000 | 5,125 |
| Total noninterest income | $334,000 | 6,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,255 |
| Total noninterest expense | $1,732,000 | 6,218 |
| Salaries and employee benefits | $1,147,000 | 5,285 |
| Premises and equipment expense | $152,000 | 7,751 |
| Additional noninterest expense | $433,000 | 7,080 |
| Pre-tax net operating income | $1,109,000 | 5,501 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $350,000 | 5,307 |
| Income before extraordinary items | $766,000 | 5,597 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $766,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $70,000 | 6,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $761,170 | 5,579 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 7,132 |
| Total interest expense | $1,743,000 | 6,973 |
| Net interest income | $1,977,000 | 7,196 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $185,000 | 8,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $1,474,000 | 7,182 |
| Salaries and employee benefits | $957,000 | 6,188 |
| Premises and equipment expense | $136,000 | 8,382 |
| Additional noninterest expense | $381,000 | 8,040 |
| Pre-tax net operating income | $648,000 | 7,188 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $156,000 | 7,799 |
| Income before extraordinary items | $490,000 | 6,964 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $490,000 | 6,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $491,520 | 6,896 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 8,127 |
| Total interest expense | $1,430,000 | 7,893 |
| Net interest income | $1,627,000 | 8,201 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $198,000 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $1,222,000 | 8,138 |
| Salaries and employee benefits | $777,000 | 7,228 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $336,000 | 8,844 |
| Pre-tax net operating income | $579,000 | 7,994 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $178,000 | 7,801 |
| Income before extraordinary items | $401,000 | 8,069 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $401,000 | 8,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $34,000 | 8,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $401,000 | 8,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 8,787 |
| Total interest expense | $1,015,000 | 8,628 |
| Net interest income | $1,555,000 | 8,718 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $186,000 | 8,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,126 |
| Total noninterest expense | $1,157,000 | 8,783 |
| Salaries and employee benefits | $701,000 | 7,875 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $361,000 | 9,229 |
| Pre-tax net operating income | $560,000 | 8,247 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $174,000 | 7,835 |
| Income before extraordinary items | $395,000 | 8,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $395,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $47,000 | 8,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $388,790 | 8,341 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 9,610 |
| Total interest expense | $942,000 | 9,370 |
| Net interest income | $1,344,000 | 9,588 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $1,048,000 | 9,526 |
| Salaries and employee benefits | $629,000 | 8,564 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $336,000 | 10,004 |
| Pre-tax net operating income | $452,000 | 9,009 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $140,000 | 8,855 |
| Income before extraordinary items | $337,000 | 9,061 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $337,000 | 9,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $319,250 | 8,992 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 10,510 |
| Total interest expense | $1,084,000 | 10,042 |
| Net interest income | $1,101,000 | 10,694 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $131,000 | 10,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $913,000 | 10,403 |
| Salaries and employee benefits | $563,000 | 9,156 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $274,000 | 11,213 |
| Pre-tax net operating income | $279,000 | 10,344 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $91,000 | 10,135 |
| Income before extraordinary items | $230,000 | 10,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $230,000 | 10,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $27,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $199,760 | 10,268 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.