Home > Bank of Las Vegas > Income and Expense
Bank of Las Vegas, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,860,000 | 2,462 |
| Total interest expense | $1,590,000 | 2,054 |
| Net interest income | $8,270,000 | 2,528 |
| Provision for loan and lease losses | $1,000 | 5,068 |
| Total noninterest income | $1,878,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $203,000 | 4,073 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,675,000 | 1,722 |
| Total noninterest expense | $10,966,000 | 1,749 |
| Salaries and employee benefits | $4,134,000 | 2,405 |
| Premises and equipment expense | $1,349,000 | 1,741 |
| Additional noninterest expense | $5,483,000 | 1,229 |
| Pre-tax net operating income | $-819,000 | 6,546 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-819,000 | 6,558 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-819,000 | 6,559 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-819,000 | 6,559 |
| Net charge-offs | $590,000 | 1,839 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-819,000 | 6,553 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,288,000 | 2,509 |
| Total interest expense | $1,237,000 | 2,047 |
| Net interest income | $6,051,000 | 2,595 |
| Provision for loan and lease losses | $1,000 | 4,918 |
| Total noninterest income | $1,694,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $152,000 | 4,109 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,542,000 | 1,522 |
| Total noninterest expense | $8,272,000 | 1,746 |
| Salaries and employee benefits | $3,196,000 | 2,351 |
| Premises and equipment expense | $1,015,000 | 1,748 |
| Additional noninterest expense | $4,061,000 | 1,230 |
| Pre-tax net operating income | $-528,000 | 6,622 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-528,000 | 6,641 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-528,000 | 6,642 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-528,000 | 6,642 |
| Net charge-offs | $1,270,000 | 844 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-528,000 | 6,626 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,960,000 | 2,449 |
| Total interest expense | $863,000 | 2,007 |
| Net interest income | $4,097,000 | 2,553 |
| Provision for loan and lease losses | $1,000 | 4,755 |
| Total noninterest income | $1,620,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $98,000 | 4,154 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,522,000 | 1,195 |
| Total noninterest expense | $5,659,000 | 1,706 |
| Salaries and employee benefits | $2,174,000 | 2,328 |
| Premises and equipment expense | $673,000 | 1,743 |
| Additional noninterest expense | $2,812,000 | 1,182 |
| Pre-tax net operating income | $57,000 | 6,037 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $57,000 | 6,097 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 6,098 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $57,000 | 6,099 |
| Net charge-offs | $1,294,000 | 647 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $57,000 | 6,015 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 2,510 |
| Total interest expense | $435,000 | 2,042 |
| Net interest income | $1,992,000 | 2,619 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,093,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $45,000 | 4,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,048,000 | 962 |
| Total noninterest expense | $2,875,000 | 1,685 |
| Salaries and employee benefits | $1,085,000 | 2,342 |
| Premises and equipment expense | $333,000 | 1,791 |
| Additional noninterest expense | $1,457,000 | 1,138 |
| Pre-tax net operating income | $210,000 | 4,399 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $210,000 | 4,186 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $210,000 | 4,188 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $210,000 | 4,188 |
| Net charge-offs | $745,000 | 584 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $210,000 | 4,087 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,760,000 | 2,218 |
| Total interest expense | $2,329,000 | 1,872 |
| Net interest income | $9,431,000 | 2,273 |
| Provision for loan and lease losses | $434,000 | 2,924 |
| Total noninterest income | $-40,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $279,000 | 3,627 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-319,000 | 6,872 |
| Total noninterest expense | $12,173,000 | 1,591 |
| Salaries and employee benefits | $4,583,000 | 2,183 |
| Premises and equipment expense | $1,341,000 | 1,759 |
| Additional noninterest expense | $6,249,000 | 1,113 |
| Pre-tax net operating income | $-3,216,000 | 6,894 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $465,000 | 2,261 |
| Income before extraordinary items | $-3,681,000 | 6,927 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,681,000 | 6,926 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,681,000 | 6,926 |
| Net charge-offs | $7,433,000 | 405 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,681,000 | 6,914 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,714,000 | 2,294 |
| Total interest expense | $1,857,000 | 1,834 |
| Net interest income | $6,857,000 | 2,390 |
| Provision for loan and lease losses | $182,000 | 3,625 |
| Total noninterest income | $-327,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $218,000 | 3,581 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-545,000 | 7,086 |
| Total noninterest expense | $9,487,000 | 1,542 |
| Salaries and employee benefits | $3,458,000 | 2,158 |
| Premises and equipment expense | $1,004,000 | 1,773 |
| Additional noninterest expense | $5,025,000 | 1,029 |
| Pre-tax net operating income | $-3,139,000 | 7,044 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-3,139,000 | 7,052 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,139,000 | 7,052 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,139,000 | 7,052 |
| Net charge-offs | $6,713,000 | 355 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,139,000 | 7,041 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 2,309 |
| Total interest expense | $1,320,000 | 1,780 |
| Net interest income | $4,482,000 | 2,433 |
| Provision for loan and lease losses | $2,000 | 5,568 |
| Total noninterest income | $-210,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $151,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-361,000 | 7,138 |
| Total noninterest expense | $6,491,000 | 1,511 |
| Salaries and employee benefits | $2,301,000 | 2,160 |
| Premises and equipment expense | $670,000 | 1,764 |
| Additional noninterest expense | $3,520,000 | 989 |
| Pre-tax net operating income | $-2,221,000 | 7,103 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-2,221,000 | 7,122 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,221,000 | 7,122 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,221,000 | 7,122 |
| Net charge-offs | $3,521,000 | 456 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,221,000 | 7,109 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 2,333 |
| Total interest expense | $689,000 | 1,779 |
| Net interest income | $2,225,000 | 2,459 |
| Provision for loan and lease losses | $1,000 | 5,211 |
| Total noninterest income | $-134,000 | 7,220 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $74,000 | 3,530 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-208,000 | 7,208 |
| Total noninterest expense | $3,396,000 | 1,447 |
| Salaries and employee benefits | $1,181,000 | 2,112 |
| Premises and equipment expense | $320,000 | 1,857 |
| Additional noninterest expense | $1,895,000 | 898 |
| Pre-tax net operating income | $-1,306,000 | 7,188 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,306,000 | 7,201 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,306,000 | 7,201 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,306,000 | 7,201 |
| Net charge-offs | $1,187,000 | 600 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,306,000 | 7,193 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,034,000 | 2,136 |
| Total interest expense | $3,570,000 | 1,671 |
| Net interest income | $9,464,000 | 2,306 |
| Provision for loan and lease losses | $2,967,000 | 1,206 |
| Total noninterest income | $-1,753,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $282,000 | 3,720 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,035,000 | 7,277 |
| Total noninterest expense | $12,417,000 | 1,576 |
| Salaries and employee benefits | $4,700,000 | 2,061 |
| Premises and equipment expense | $1,386,000 | 1,792 |
| Additional noninterest expense | $6,331,000 | 1,111 |
| Pre-tax net operating income | $-7,673,000 | 7,161 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $361,000 | 2,349 |
| Income before extraordinary items | $-8,034,000 | 7,173 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,034,000 | 7,172 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,034,000 | 7,173 |
| Net charge-offs | $14,762,000 | 323 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-8,034,000 | 7,165 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,007,000 | 2,128 |
| Total interest expense | $2,784,000 | 1,684 |
| Net interest income | $7,223,000 | 2,283 |
| Provision for loan and lease losses | $2,966,000 | 943 |
| Total noninterest income | $-1,071,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $209,000 | 3,766 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,280,000 | 7,345 |
| Total noninterest expense | $9,505,000 | 1,542 |
| Salaries and employee benefits | $3,546,000 | 2,032 |
| Premises and equipment expense | $1,041,000 | 1,806 |
| Additional noninterest expense | $4,918,000 | 1,072 |
| Pre-tax net operating income | $-6,319,000 | 7,276 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $361,000 | 2,053 |
| Income before extraordinary items | $-6,680,000 | 7,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,680,000 | 7,289 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-6,680,000 | 7,290 |
| Net charge-offs | $11,491,000 | 313 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-6,680,000 | 7,289 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,840,000 | 2,074 |
| Total interest expense | $1,896,000 | 1,710 |
| Net interest income | $4,944,000 | 2,220 |
| Provision for loan and lease losses | $403,000 | 2,585 |
| Total noninterest income | $-597,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $138,000 | 3,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-735,000 | 7,417 |
| Total noninterest expense | $6,394,000 | 1,538 |
| Salaries and employee benefits | $2,382,000 | 2,042 |
| Premises and equipment expense | $693,000 | 1,830 |
| Additional noninterest expense | $3,319,000 | 1,076 |
| Pre-tax net operating income | $-2,450,000 | 7,228 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $361,000 | 1,619 |
| Income before extraordinary items | $-2,811,000 | 7,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,811,000 | 7,276 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,811,000 | 7,277 |
| Net charge-offs | $5,367,000 | 437 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,811,000 | 7,270 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 2,017 |
| Total interest expense | $983,000 | 1,716 |
| Net interest income | $2,579,000 | 2,104 |
| Provision for loan and lease losses | $2,000 | 5,755 |
| Total noninterest income | $-139,000 | 7,445 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-205,000 | 7,436 |
| Total noninterest expense | $3,134,000 | 1,581 |
| Salaries and employee benefits | $1,223,000 | 2,005 |
| Premises and equipment expense | $333,000 | 1,936 |
| Additional noninterest expense | $1,578,000 | 1,131 |
| Pre-tax net operating income | $-696,000 | 7,178 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-696,000 | 7,212 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-696,000 | 7,213 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-696,000 | 7,213 |
| Net charge-offs | $3,596,000 | 351 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-696,000 | 7,205 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,566,000 | 1,724 |
| Total interest expense | $6,448,000 | 1,287 |
| Net interest income | $11,118,000 | 1,953 |
| Provision for loan and lease losses | $32,580,000 | 245 |
| Total noninterest income | $-5,963,000 | 7,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $299,000 | 3,642 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-6,262,000 | 7,641 |
| Total noninterest expense | $21,491,000 | 930 |
| Salaries and employee benefits | $6,312,000 | 1,555 |
| Premises and equipment expense | $1,349,000 | 1,896 |
| Additional noninterest expense | $13,830,000 | 551 |
| Pre-tax net operating income | $-48,916,000 | 7,604 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,797,000 | 570 |
| Income before extraordinary items | $-51,713,000 | 7,607 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-51,713,000 | 7,607 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-51,713,000 | 7,607 |
| Net charge-offs | $19,297,000 | 345 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-51,713,000 | 7,603 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,703,000 | 1,693 |
| Total interest expense | $5,109,000 | 1,254 |
| Net interest income | $8,594,000 | 1,934 |
| Provision for loan and lease losses | $23,008,000 | 258 |
| Total noninterest income | $-5,747,000 | 7,755 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $227,000 | 3,687 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-5,974,000 | 7,755 |
| Total noninterest expense | $10,738,000 | 1,391 |
| Salaries and employee benefits | $4,717,000 | 1,561 |
| Premises and equipment expense | $1,001,000 | 1,938 |
| Additional noninterest expense | $5,020,000 | 1,069 |
| Pre-tax net operating income | $-30,899,000 | 7,698 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,797,000 | 445 |
| Income before extraordinary items | $-33,696,000 | 7,709 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-33,696,000 | 7,709 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-33,696,000 | 7,709 |
| Net charge-offs | $14,122,000 | 344 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-33,696,000 | 7,707 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,153,000 | 1,709 |
| Total interest expense | $3,470,000 | 1,287 |
| Net interest income | $5,683,000 | 1,957 |
| Provision for loan and lease losses | $15,298,000 | 261 |
| Total noninterest income | $-3,332,000 | 7,818 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $157,000 | 3,606 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,489,000 | 7,819 |
| Total noninterest expense | $7,097,000 | 1,403 |
| Salaries and employee benefits | $3,058,000 | 1,614 |
| Premises and equipment expense | $667,000 | 1,949 |
| Additional noninterest expense | $3,372,000 | 1,046 |
| Pre-tax net operating income | $-20,044,000 | 7,755 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,797,000 | 316 |
| Income before extraordinary items | $-22,841,000 | 7,766 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-22,841,000 | 7,766 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-22,841,000 | 7,766 |
| Net charge-offs | $11,305,000 | 301 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-22,841,000 | 7,765 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 1,720 |
| Total interest expense | $1,787,000 | 1,312 |
| Net interest income | $2,904,000 | 1,954 |
| Provision for loan and lease losses | $7,899,000 | 272 |
| Total noninterest income | $-970,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $88,000 | 3,399 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,058,000 | 7,904 |
| Total noninterest expense | $3,758,000 | 1,334 |
| Salaries and employee benefits | $1,536,000 | 1,635 |
| Premises and equipment expense | $333,000 | 2,019 |
| Additional noninterest expense | $1,889,000 | 947 |
| Pre-tax net operating income | $-9,723,000 | 7,848 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-343,000 | 7,655 |
| Income before extraordinary items | $-9,380,000 | 7,845 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-9,380,000 | 7,846 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-9,380,000 | 7,846 |
| Net charge-offs | $4,341,000 | 381 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-9,380,000 | 7,846 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 5,789 |
| Total interest expense | $1,262,000 | 5,551 |
| Net interest income | $2,616,000 | 5,720 |
| Provision for loan and lease losses | $2,997,000 | 1,988 |
| Total noninterest income | $356,000 | 5,326 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $77,000 | 6,066 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $279,000 | 4,075 |
| Total noninterest expense | $3,169,000 | 5,021 |
| Salaries and employee benefits | $1,658,000 | 4,900 |
| Premises and equipment expense | $373,000 | 5,165 |
| Additional noninterest expense | $1,138,000 | 4,876 |
| Pre-tax net operating income | $-3,194,000 | 6,931 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,082,000 | 7,305 |
| Income before extraordinary items | $-2,112,000 | 6,790 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,112,000 | 6,788 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,112,000 | 6,788 |
| Net charge-offs | $2,183,000 | 1,932 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,112,000 | 6,782 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 5,681 |
| Total interest expense | $943,000 | 5,704 |
| Net interest income | $2,174,000 | 5,489 |
| Provision for loan and lease losses | $1,557,000 | 2,169 |
| Total noninterest income | $318,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $60,000 | 6,072 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $258,000 | 3,850 |
| Total noninterest expense | $2,358,000 | 5,044 |
| Salaries and employee benefits | $1,270,000 | 4,863 |
| Premises and equipment expense | $281,000 | 5,194 |
| Additional noninterest expense | $807,000 | 5,038 |
| Pre-tax net operating income | $-1,423,000 | 6,831 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-95,000 | 6,929 |
| Income before extraordinary items | $-1,328,000 | 6,920 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,328,000 | 6,922 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,328,000 | 6,922 |
| Net charge-offs | $366,000 | 3,449 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,328,000 | 6,900 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 5,711 |
| Total interest expense | $627,000 | 5,830 |
| Net interest income | $1,470,000 | 5,450 |
| Provision for loan and lease losses | $143,000 | 4,847 |
| Total noninterest income | $313,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $39,000 | 6,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $274,000 | 3,142 |
| Total noninterest expense | $1,603,000 | 5,046 |
| Salaries and employee benefits | $873,000 | 4,840 |
| Premises and equipment expense | $185,000 | 5,273 |
| Additional noninterest expense | $545,000 | 4,998 |
| Pre-tax net operating income | $37,000 | 5,588 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $23,000 | 5,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 5,774 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $23,000 | 5,774 |
| Net charge-offs | $114,000 | 4,103 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $23,000 | 5,688 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 5,684 |
| Total interest expense | $305,000 | 5,978 |
| Net interest income | $775,000 | 5,311 |
| Provision for loan and lease losses | $-49,000 | 8,207 |
| Total noninterest income | $145,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $121,000 | 3,340 |
| Total noninterest expense | $770,000 | 5,088 |
| Salaries and employee benefits | $445,000 | 4,833 |
| Premises and equipment expense | $91,000 | 5,354 |
| Additional noninterest expense | $234,000 | 5,131 |
| Pre-tax net operating income | $199,000 | 4,052 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $68,000 | 2,577 |
| Income before extraordinary items | $131,000 | 4,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $131,000 | 4,572 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $131,000 | 4,572 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $131,000 | 4,401 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 5,736 |
| Total interest expense | $1,498,000 | 5,985 |
| Net interest income | $3,000,000 | 5,418 |
| Provision for loan and lease losses | $302,000 | 4,603 |
| Total noninterest income | $356,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 6,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $281,000 | 4,221 |
| Total noninterest expense | $2,979,000 | 5,133 |
| Salaries and employee benefits | $1,807,000 | 4,776 |
| Premises and equipment expense | $365,000 | 5,329 |
| Additional noninterest expense | $807,000 | 5,452 |
| Pre-tax net operating income | $75,000 | 6,098 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $31,000 | 4,100 |
| Income before extraordinary items | $44,000 | 6,053 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $44,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 4,453 |
| Cash dividends | $604,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $44,000 | 6,189 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 5,765 |
| Total interest expense | $1,160,000 | 6,043 |
| Net interest income | $2,285,000 | 5,417 |
| Provision for loan and lease losses | $154,000 | 4,593 |
| Total noninterest income | $265,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $53,000 | 6,369 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $212,000 | 4,307 |
| Total noninterest expense | $2,222,000 | 5,145 |
| Salaries and employee benefits | $1,361,000 | 4,775 |
| Premises and equipment expense | $273,000 | 5,354 |
| Additional noninterest expense | $588,000 | 5,476 |
| Pre-tax net operating income | $174,000 | 6,139 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $62,000 | 3,966 |
| Income before extraordinary items | $112,000 | 6,107 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $112,000 | 6,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $104,000 | 4,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $112,000 | 6,269 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 5,817 |
| Total interest expense | $797,000 | 6,123 |
| Net interest income | $1,512,000 | 5,448 |
| Provision for loan and lease losses | $149,000 | 3,690 |
| Total noninterest income | $128,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $31,000 | 6,533 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $97,000 | 5,110 |
| Total noninterest expense | $1,430,000 | 5,282 |
| Salaries and employee benefits | $856,000 | 5,003 |
| Premises and equipment expense | $184,000 | 5,362 |
| Additional noninterest expense | $390,000 | 5,488 |
| Pre-tax net operating income | $61,000 | 6,624 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $38,000 | 6,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $104,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $38,000 | 6,712 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 5,825 |
| Total interest expense | $432,000 | 6,094 |
| Net interest income | $755,000 | 5,470 |
| Provision for loan and lease losses | $56,000 | 3,670 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $720,000 | 5,273 |
| Salaries and employee benefits | $423,000 | 5,075 |
| Premises and equipment expense | $94,000 | 5,338 |
| Additional noninterest expense | $203,000 | 5,333 |
| Pre-tax net operating income | $30,000 | 6,856 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $19,000 | 7,034 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $19,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $104,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $19,000 | 6,943 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,848,000 | 5,310 |
| Total interest expense | $2,193,000 | 5,617 |
| Net interest income | $3,655,000 | 4,886 |
| Provision for loan and lease losses | $71,000 | 5,334 |
| Total noninterest income | $118,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $25,000 | 7,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $93,000 | 6,320 |
| Total noninterest expense | $2,771,000 | 5,260 |
| Salaries and employee benefits | $1,760,000 | 4,817 |
| Premises and equipment expense | $288,000 | 5,883 |
| Additional noninterest expense | $723,000 | 5,655 |
| Pre-tax net operating income | $931,000 | 4,881 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $323,000 | 3,291 |
| Income before extraordinary items | $608,000 | 5,315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $608,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $608,000 | 5,306 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 5,277 |
| Total interest expense | $1,638,000 | 5,651 |
| Net interest income | $2,821,000 | 4,827 |
| Provision for loan and lease losses | $71,000 | 4,657 |
| Total noninterest income | $83,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,169 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $2,078,000 | 5,238 |
| Salaries and employee benefits | $1,339,000 | 4,744 |
| Premises and equipment expense | $210,000 | 5,956 |
| Additional noninterest expense | $529,000 | 5,658 |
| Pre-tax net operating income | $755,000 | 4,969 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $262,000 | 3,378 |
| Income before extraordinary items | $493,000 | 5,411 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $493,000 | 5,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $750,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $493,000 | 5,396 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,953,000 | 5,324 |
| Total interest expense | $1,052,000 | 5,743 |
| Net interest income | $1,901,000 | 4,820 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $44,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $11,000 | 7,206 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,000 | 6,866 |
| Total noninterest expense | $1,396,000 | 5,251 |
| Salaries and employee benefits | $898,000 | 4,763 |
| Premises and equipment expense | $139,000 | 6,004 |
| Additional noninterest expense | $359,000 | 5,615 |
| Pre-tax net operating income | $504,000 | 5,019 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $175,000 | 3,438 |
| Income before extraordinary items | $329,000 | 5,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $329,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $329,000 | 5,448 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 5,436 |
| Total interest expense | $502,000 | 5,849 |
| Net interest income | $916,000 | 4,942 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $709,000 | 5,210 |
| Salaries and employee benefits | $460,000 | 4,710 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $180,000 | 5,587 |
| Pre-tax net operating income | $199,000 | 5,526 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $69,000 | 3,766 |
| Income before extraordinary items | $130,000 | 5,933 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $130,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $130,000 | 5,915 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 5,418 |
| Total interest expense | $1,373,000 | 6,303 |
| Net interest income | $3,864,000 | 4,755 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $94,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $30,000 | 7,164 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,980 |
| Total noninterest expense | $2,669,000 | 5,274 |
| Salaries and employee benefits | $1,680,000 | 4,843 |
| Premises and equipment expense | $270,000 | 6,010 |
| Additional noninterest expense | $719,000 | 5,563 |
| Pre-tax net operating income | $1,079,000 | 5,024 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $372,000 | 3,528 |
| Income before extraordinary items | $707,000 | 5,490 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $707,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $707,000 | 5,481 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 5,484 |
| Total interest expense | $935,000 | 6,470 |
| Net interest income | $2,906,000 | 4,778 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $79,000 | 7,761 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $24,000 | 7,217 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,804 |
| Total noninterest expense | $1,996,000 | 5,273 |
| Salaries and employee benefits | $1,254,000 | 4,833 |
| Premises and equipment expense | $204,000 | 6,013 |
| Additional noninterest expense | $538,000 | 5,548 |
| Pre-tax net operating income | $789,000 | 5,251 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $272,000 | 3,714 |
| Income before extraordinary items | $517,000 | 5,686 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $517,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $517,000 | 5,681 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 5,602 |
| Total interest expense | $547,000 | 6,676 |
| Net interest income | $1,894,000 | 4,872 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $55,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $14,000 | 7,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $1,323,000 | 5,298 |
| Salaries and employee benefits | $824,000 | 4,901 |
| Premises and equipment expense | $135,000 | 6,040 |
| Additional noninterest expense | $364,000 | 5,500 |
| Pre-tax net operating income | $561,000 | 5,151 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $193,000 | 3,658 |
| Income before extraordinary items | $368,000 | 5,573 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $368,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $368,000 | 5,574 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,740 |
| Total interest expense | $234,000 | 6,913 |
| Net interest income | $907,000 | 5,004 |
| Provision for loan and lease losses | $115,000 | 1,817 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $646,000 | 5,379 |
| Salaries and employee benefits | $396,000 | 5,046 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $184,000 | 5,434 |
| Pre-tax net operating income | $172,000 | 6,137 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $59,000 | 4,298 |
| Income before extraordinary items | $113,000 | 6,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $113,000 | 6,515 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 5,852 |
| Total interest expense | $743,000 | 6,922 |
| Net interest income | $3,232,000 | 5,264 |
| Provision for loan and lease losses | $70,000 | 5,300 |
| Total noninterest income | $155,000 | 7,447 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $21,000 | 7,456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $134,000 | 5,917 |
| Total noninterest expense | $2,280,000 | 5,669 |
| Salaries and employee benefits | $1,348,000 | 5,414 |
| Premises and equipment expense | $258,000 | 6,127 |
| Additional noninterest expense | $674,000 | 5,704 |
| Pre-tax net operating income | $1,037,000 | 5,259 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $367,000 | 3,836 |
| Income before extraordinary items | $670,000 | 5,755 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $670,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,522,000 | 371 |
| Net operating income | $670,000 | 5,733 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 5,940 |
| Total interest expense | $520,000 | 7,004 |
| Net interest income | $2,334,000 | 5,404 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $99,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,540 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,211 |
| Total noninterest expense | $1,717,000 | 5,624 |
| Salaries and employee benefits | $1,022,000 | 5,349 |
| Premises and equipment expense | $195,000 | 6,101 |
| Additional noninterest expense | $500,000 | 5,697 |
| Pre-tax net operating income | $691,000 | 5,675 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $248,000 | 4,101 |
| Income before extraordinary items | $443,000 | 6,153 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $443,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $302,000 | 454 |
| Net operating income | $443,000 | 6,120 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 6,069 |
| Total interest expense | $308,000 | 7,138 |
| Net interest income | $1,475,000 | 5,553 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $54,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $9,000 | 7,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $45,000 | 6,573 |
| Total noninterest expense | $1,127,000 | 5,673 |
| Salaries and employee benefits | $688,000 | 5,300 |
| Premises and equipment expense | $126,000 | 6,182 |
| Additional noninterest expense | $313,000 | 5,880 |
| Pre-tax net operating income | $392,000 | 6,034 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $135,000 | 4,402 |
| Income before extraordinary items | $257,000 | 6,453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $257,000 | 6,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 335 |
| Net operating income | $257,000 | 6,403 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,254 |
| Total interest expense | $141,000 | 7,278 |
| Net interest income | $696,000 | 5,747 |
| Provision for loan and lease losses | $-51,000 | 8,806 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $566,000 | 5,689 |
| Salaries and employee benefits | $348,000 | 5,310 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $155,000 | 5,895 |
| Pre-tax net operating income | $216,000 | 5,784 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $74,000 | 4,218 |
| Income before extraordinary items | $142,000 | 6,222 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $142,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 260 |
| Net operating income | $142,000 | 6,174 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 6,616 |
| Total interest expense | $530,000 | 7,196 |
| Net interest income | $2,269,000 | 6,287 |
| Provision for loan and lease losses | $88,000 | 5,225 |
| Total noninterest income | $164,000 | 7,476 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $29,000 | 7,562 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,890 |
| Total noninterest expense | $2,002,000 | 5,999 |
| Salaries and employee benefits | $1,146,000 | 5,839 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $596,000 | 5,992 |
| Pre-tax net operating income | $343,000 | 7,297 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $119,000 | 5,339 |
| Income before extraordinary items | $224,000 | 7,524 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $224,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $224,000 | 7,485 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 6,844 |
| Total interest expense | $384,000 | 7,282 |
| Net interest income | $1,548,000 | 6,550 |
| Provision for loan and lease losses | $62,000 | 5,096 |
| Total noninterest income | $136,000 | 7,365 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $18,000 | 7,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 5,608 |
| Total noninterest expense | $1,502,000 | 5,961 |
| Salaries and employee benefits | $863,000 | 5,788 |
| Premises and equipment expense | $195,000 | 6,068 |
| Additional noninterest expense | $444,000 | 5,979 |
| Pre-tax net operating income | $120,000 | 8,045 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $43,000 | 6,063 |
| Income before extraordinary items | $77,000 | 8,200 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $77,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $77,000 | 8,153 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 6,994 |
| Total interest expense | $246,000 | 7,414 |
| Net interest income | $970,000 | 6,743 |
| Provision for loan and lease losses | $26,000 | 5,598 |
| Total noninterest income | $58,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $11,000 | 7,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 6,544 |
| Total noninterest expense | $1,001,000 | 5,998 |
| Salaries and employee benefits | $577,000 | 5,807 |
| Premises and equipment expense | $129,000 | 6,121 |
| Additional noninterest expense | $295,000 | 6,021 |
| Pre-tax net operating income | $1,000 | 8,506 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $0 | 8,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $0 | 8,517 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 7,199 |
| Total interest expense | $114,000 | 7,633 |
| Net interest income | $458,000 | 6,927 |
| Provision for loan and lease losses | $26,000 | 4,484 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $497,000 | 6,065 |
| Salaries and employee benefits | $288,000 | 5,851 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $145,000 | 6,107 |
| Pre-tax net operating income | $-42,000 | 8,708 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-14,000 | 8,882 |
| Income before extraordinary items | $-28,000 | 8,719 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-28,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-28,000 | 8,676 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 7,607 |
| Total interest expense | $411,000 | 8,077 |
| Net interest income | $1,530,000 | 7,311 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $65,000 | 8,648 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $18,000 | 7,860 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $1,560,000 | 6,780 |
| Salaries and employee benefits | $812,000 | 6,877 |
| Premises and equipment expense | $240,000 | 6,296 |
| Additional noninterest expense | $508,000 | 6,517 |
| Pre-tax net operating income | $-10,000 | 8,554 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-2,000 | 8,704 |
| Income before extraordinary items | $-8,000 | 8,636 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-8,000 | 8,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-8,000 | 8,547 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 7,761 |
| Total interest expense | $306,000 | 8,210 |
| Net interest income | $1,112,000 | 7,442 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $34,000 | 8,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $13,000 | 7,924 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,224 |
| Total noninterest expense | $1,168,000 | 6,781 |
| Salaries and employee benefits | $611,000 | 6,871 |
| Premises and equipment expense | $179,000 | 6,311 |
| Additional noninterest expense | $378,000 | 6,503 |
| Pre-tax net operating income | $-57,000 | 8,728 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-18,000 | 8,953 |
| Income before extraordinary items | $-39,000 | 8,790 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-39,000 | 8,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-39,000 | 8,703 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 7,908 |
| Total interest expense | $203,000 | 8,311 |
| Net interest income | $698,000 | 7,588 |
| Provision for loan and lease losses | $29,000 | 5,996 |
| Total noninterest income | $-21,000 | 9,255 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $8,000 | 7,962 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-29,000 | 9,239 |
| Total noninterest expense | $771,000 | 6,826 |
| Salaries and employee benefits | $399,000 | 6,950 |
| Premises and equipment expense | $118,000 | 6,318 |
| Additional noninterest expense | $254,000 | 6,484 |
| Pre-tax net operating income | $-123,000 | 8,853 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-41,000 | 9,069 |
| Income before extraordinary items | $-82,000 | 8,903 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-82,000 | 8,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-82,000 | 8,810 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $422,000 | 8,081 |
| Total interest expense | $99,000 | 8,443 |
| Net interest income | $323,000 | 7,772 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $-39,000 | 9,300 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-43,000 | 9,304 |
| Total noninterest expense | $373,000 | 6,929 |
| Salaries and employee benefits | $189,000 | 7,111 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $-118,000 | 8,992 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-40,000 | 9,163 |
| Income before extraordinary items | $-78,000 | 9,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-78,000 | 9,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-78,000 | 8,926 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 8,747 |
| Total interest expense | $295,000 | 8,899 |
| Net interest income | $830,000 | 8,537 |
| Provision for loan and lease losses | $292,000 | 3,522 |
| Total noninterest income | $32,000 | 9,094 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $7,000 | 8,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,373 |
| Total noninterest expense | $1,494,000 | 6,860 |
| Salaries and employee benefits | $857,000 | 6,672 |
| Premises and equipment expense | $143,000 | 7,535 |
| Additional noninterest expense | $494,000 | 6,538 |
| Pre-tax net operating income | $-924,000 | 9,102 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-313,000 | 9,191 |
| Income before extraordinary items | $-611,000 | 9,081 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-611,000 | 9,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $6,600,000 | 108 |
| Net operating income | $-611,000 | 9,038 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.