Home > Bank of LaPlace of St. John the Baptist Parish, Louisiana > Income and Expense
Bank of LaPlace of St. John the Baptist Parish, Louisiana, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 5,230 |
| Total interest expense | $2,370,000 | 5,578 |
| Net interest income | $3,242,000 | 4,868 |
| Provision for loan and lease losses | $752,000 | 1,235 |
| Total noninterest income | $2,312,000 | 1,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $633,000 | 2,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,679,000 | 1,304 |
| Total noninterest expense | $4,935,000 | 2,657 |
| Salaries and employee benefits | $2,596,000 | 2,612 |
| Premises and equipment expense | $674,000 | 2,857 |
| Additional noninterest expense | $1,665,000 | 2,503 |
| Pre-tax net operating income | $-133,000 | 9,941 |
| Securities gains (losses) | $92,000 | 1,334 |
| Applicable income taxes | $-18,000 | 10,049 |
| Income before extraordinary items | $-23,000 | 9,876 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-23,000 | 9,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $550,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-81,880 | 9,902 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 5,483 |
| Total interest expense | $2,180,000 | 5,919 |
| Net interest income | $3,219,000 | 5,037 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,897,000 | 1,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $540,000 | 2,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,357,000 | 1,422 |
| Total noninterest expense | $3,322,000 | 3,777 |
| Salaries and employee benefits | $1,824,000 | 3,591 |
| Premises and equipment expense | $557,000 | 3,380 |
| Additional noninterest expense | $941,000 | 4,132 |
| Pre-tax net operating income | $1,674,000 | 4,084 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $574,000 | 3,810 |
| Income before extraordinary items | $1,120,000 | 4,296 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,120,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,106,800 | 4,268 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 6,025 |
| Total interest expense | $2,013,000 | 6,382 |
| Net interest income | $2,896,000 | 5,586 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $1,828,000 | 1,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,403,000 | 1,436 |
| Total noninterest expense | $3,030,000 | 4,277 |
| Salaries and employee benefits | $1,699,000 | 3,856 |
| Premises and equipment expense | $474,000 | 3,941 |
| Additional noninterest expense | $857,000 | 4,928 |
| Pre-tax net operating income | $1,594,000 | 4,129 |
| Securities gains (losses) | $54,000 | 1,285 |
| Applicable income taxes | $557,000 | 3,802 |
| Income before extraordinary items | $1,091,000 | 4,182 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,091,000 | 4,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,055,360 | 4,233 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 6,756 |
| Total interest expense | $1,687,000 | 7,165 |
| Net interest income | $2,555,000 | 6,214 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $2,658,000 | 1,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,231,000 | 1,060 |
| Total noninterest expense | $2,823,000 | 4,507 |
| Salaries and employee benefits | $1,552,000 | 4,167 |
| Premises and equipment expense | $463,000 | 4,021 |
| Additional noninterest expense | $808,000 | 5,216 |
| Pre-tax net operating income | $2,350,000 | 3,025 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $782,000 | 2,928 |
| Income before extraordinary items | $1,568,000 | 3,116 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,568,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,829 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,568,000 | 3,092 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 7,355 |
| Total interest expense | $1,268,000 | 7,660 |
| Net interest income | $2,210,000 | 7,066 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $1,956,000 | 1,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,586,000 | 1,319 |
| Total noninterest expense | $4,391,000 | 3,135 |
| Salaries and employee benefits | $1,669,000 | 3,889 |
| Premises and equipment expense | $510,000 | 3,737 |
| Additional noninterest expense | $2,212,000 | 2,373 |
| Pre-tax net operating income | $-240,000 | 12,284 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-79,000 | 12,268 |
| Income before extraordinary items | $-161,000 | 12,197 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-161,000 | 12,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-161,000 | 12,225 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 7,574 |
| Total interest expense | $1,287,000 | 7,928 |
| Net interest income | $2,182,000 | 7,230 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $2,290,000 | 1,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,898,000 | 1,300 |
| Total noninterest expense | $2,906,000 | 4,647 |
| Salaries and employee benefits | $1,638,000 | 3,943 |
| Premises and equipment expense | $433,000 | 4,403 |
| Additional noninterest expense | $835,000 | 5,721 |
| Pre-tax net operating income | $1,546,000 | 4,203 |
| Securities gains (losses) | $60,000 | 3,157 |
| Applicable income taxes | $544,000 | 3,887 |
| Income before extraordinary items | $1,062,000 | 4,455 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,062,000 | 4,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 12,766 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,022,400 | 4,378 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 7,824 |
| Total interest expense | $1,585,000 | 8,256 |
| Net interest income | $2,174,000 | 7,305 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,231,000 | 2,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 4,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $892,000 | 2,159 |
| Total noninterest expense | $2,022,000 | 6,319 |
| Salaries and employee benefits | $1,068,000 | 5,709 |
| Premises and equipment expense | $299,000 | 5,991 |
| Additional noninterest expense | $655,000 | 7,070 |
| Pre-tax net operating income | $1,383,000 | 4,367 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $469,000 | 4,211 |
| Income before extraordinary items | $923,000 | 4,840 |
| Extraordinary gains, net | $-15,000 | 13,492 |
| Net income | $908,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 13,717 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $917,060 | 4,538 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.