Home > Bank of Lake Mills > Income and Expense

Bank of Lake Mills, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,578,0001,987
Total interest expense$6,123,0001,801
Net interest income$12,455,0002,063
Provision for loan and lease losses$03,275
Total noninterest income$4,401,0001,286
Gross Fiduciary activities income$0981
Service charges on deposit accounts$170,0002,860
Trading account gains and fees$0123
Additional Noninterest Income$4,231,000983
Total noninterest expense$9,851,0002,059
Salaries and employee benefits$3,942,0002,536
Premises and equipment expense$386,0003,307
Additional noninterest expense$4,231,000983
Pre-tax net operating income$7,005,0001,542
Securities gains (losses)$0988
Applicable income taxes$391,0002,063
Income before extraordinary items$6,614,0001,404
Extraordinary gains, net$054
Net income$6,614,0001,420
Minority interest net income$088
Net income of bank and minority interests.$6,614,0001,407
Net charge-offs$12,0002,373
Cash dividends$2,017,0001,517
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,614,0001,432
2023-09-30 (YTD Data)Rank
Total interest income$13,974,0001,954
Total interest expense$4,503,0001,704
Net interest income$9,471,0002,061
Provision for loan and lease losses$03,085
Total noninterest income$3,666,0001,215
Gross Fiduciary activities income$0950
Service charges on deposit accounts$126,0002,884
Trading account gains and fees$0125
Additional Noninterest Income$3,540,000928
Total noninterest expense$7,479,0002,045
Salaries and employee benefits$2,951,0002,537
Premises and equipment expense$290,0003,309
Additional noninterest expense$3,540,000928
Pre-tax net operating income$5,658,0001,509
Securities gains (losses)$0849
Applicable income taxes$340,0002,032
Income before extraordinary items$5,318,0001,379
Extraordinary gains, net$052
Net income$5,318,0001,390
Minority interest net income$081
Net income of bank and minority interests.$5,318,0001,379
Net charge-offs$8,0002,199
Cash dividends$1,384,0001,436
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,318,0001,397
2023-06-30 (YTD Data)Rank
Total interest income$8,830,0002,003
Total interest expense$2,752,0001,660
Net interest income$6,078,0002,131
Provision for loan and lease losses$02,940
Total noninterest income$2,803,0001,054
Gross Fiduciary activities income$0931
Service charges on deposit accounts$80,0002,927
Trading account gains and fees$0112
Additional Noninterest Income$2,723,000800
Total noninterest expense$4,785,0002,088
Salaries and employee benefits$1,936,0002,561
Premises and equipment expense$195,0003,301
Additional noninterest expense$2,723,000800
Pre-tax net operating income$4,096,0001,410
Securities gains (losses)$0938
Applicable income taxes$281,0001,890
Income before extraordinary items$3,815,0001,302
Extraordinary gains, net$051
Net income$3,815,0001,315
Minority interest net income$081
Net income of bank and minority interests.$3,815,0001,302
Net charge-offs$-1,0003,356
Cash dividends$986,0001,421
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,815,0001,318
2023-03-31 (YTD Data)Rank
Total interest income$5,079,0001,784
Total interest expense$1,487,0001,428
Net interest income$3,592,0001,908
Provision for loan and lease losses$02,612
Total noninterest income$2,053,000819
Gross Fiduciary activities income$0913
Service charges on deposit accounts$36,0003,063
Trading account gains and fees$097
Additional Noninterest Income$2,017,000602
Total noninterest expense$2,846,0001,890
Salaries and employee benefits$1,013,0002,529
Premises and equipment expense$106,0003,240
Additional noninterest expense$2,017,000602
Pre-tax net operating income$2,799,0001,134
Securities gains (losses)$0950
Applicable income taxes$119,0002,025
Income before extraordinary items$2,680,0001,020
Extraordinary gains, net$04
Net income$2,680,0001,019
Minority interest net income$048
Net income of bank and minority interests.$2,680,0001,019
Net charge-offs$-1,0003,238
Cash dividends$456,0001,303
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,680,0001,032
2022-12-31 (YTD Data)Rank
Total interest income$12,920,0002,167
Total interest expense$1,447,0001,951
Net interest income$11,473,0002,178
Provision for loan and lease losses$17,0002,828
Total noninterest income$3,283,0001,552
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$129,0003,208
Trading account gains and fees$0116
Additional Noninterest Income$3,154,0001,215
Total noninterest expense$9,351,0002,096
Salaries and employee benefits$3,967,0002,509
Premises and equipment expense$373,0003,393
Additional noninterest expense$3,154,0001,215
Pre-tax net operating income$5,388,0001,952
Securities gains (losses)$0691
Applicable income taxes$406,0002,192
Income before extraordinary items$4,982,0001,822
Extraordinary gains, net$05
Net income$4,982,0001,820
Minority interest net income$063
Net income of bank and minority interests.$4,982,0001,821
Net charge-offs$-23,0003,870
Cash dividends$1,382,0001,841
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,982,0001,856
2022-09-30 (YTD Data)Rank
Total interest income$8,214,0002,356
Total interest expense$650,0002,298
Net interest income$7,564,0002,343
Provision for loan and lease losses$02,835
Total noninterest income$2,621,0001,509
Gross Fiduciary activities income$0968
Service charges on deposit accounts$103,0003,167
Trading account gains and fees$0111
Additional Noninterest Income$2,518,0001,200
Total noninterest expense$6,573,0002,171
Salaries and employee benefits$2,980,0002,510
Premises and equipment expense$300,0003,309
Additional noninterest expense$2,518,0001,200
Pre-tax net operating income$3,612,0002,055
Securities gains (losses)$0740
Applicable income taxes$303,0002,202
Income before extraordinary items$3,309,0001,966
Extraordinary gains, net$04
Net income$3,309,0001,965
Minority interest net income$057
Net income of bank and minority interests.$3,309,0001,965
Net charge-offs$-30,0003,924
Cash dividends$1,108,0001,575
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,309,0001,998
2022-06-30 (YTD Data)Rank
Total interest income$5,243,0002,375
Total interest expense$338,0002,496
Net interest income$4,905,0002,338
Provision for loan and lease losses$02,599
Total noninterest income$1,765,0001,489
Gross Fiduciary activities income$0925
Service charges on deposit accounts$69,0003,168
Trading account gains and fees$0108
Additional Noninterest Income$1,696,0001,220
Total noninterest expense$4,291,0002,188
Salaries and employee benefits$1,963,0002,529
Premises and equipment expense$204,0003,298
Additional noninterest expense$2,124,0001,535
Pre-tax net operating income$2,379,0001,985
Securities gains (losses)$0687
Applicable income taxes$209,0002,097
Income before extraordinary items$2,170,0001,898
Extraordinary gains, net$04
Net income$2,170,0001,898
Minority interest net income$060
Net income of bank and minority interests.$2,170,0001,898
Net charge-offs$-2,0003,158
Cash dividends$740,0001,571
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,170,0001,938
2022-03-31 (YTD Data)Rank
Total interest income$2,843,0002,199
Total interest expense$178,0002,389
Net interest income$2,665,0002,173
Provision for loan and lease losses$02,285
Total noninterest income$1,026,0001,348
Gross Fiduciary activities income$0892
Service charges on deposit accounts$35,0003,137
Trading account gains and fees$0103
Additional Noninterest Income$991,0001,087
Total noninterest expense$2,360,0002,050
Salaries and employee benefits$1,039,0002,442
Premises and equipment expense$107,0003,240
Additional noninterest expense$1,214,0001,363
Pre-tax net operating income$1,331,0001,793
Securities gains (losses)$0623
Applicable income taxes$112,0002,004
Income before extraordinary items$1,219,0001,680
Extraordinary gains, net$04
Net income$1,219,0001,681
Minority interest net income$050
Net income of bank and minority interests.$1,219,0001,680
Net charge-offs$-1,0003,005
Cash dividends$387,0001,350
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,219,0001,698
2021-12-31 (YTD Data)Rank
Total interest income$9,899,0002,480
Total interest expense$1,033,0002,161
Net interest income$8,866,0002,491
Provision for loan and lease losses$03,064
Total noninterest income$7,302,0001,033
Gross Fiduciary activities income$0994
Service charges on deposit accounts$125,0003,201
Trading account gains and fees$0132
Additional Noninterest Income$7,177,000836
Total noninterest expense$8,324,0002,227
Salaries and employee benefits$4,051,0002,473
Premises and equipment expense$388,0003,396
Additional noninterest expense$3,885,0001,611
Pre-tax net operating income$7,844,0001,511
Securities gains (losses)$02,062
Applicable income taxes$457,0002,158
Income before extraordinary items$7,387,0001,438
Extraordinary gains, net$010
Net income$7,387,0001,438
Minority interest net income$074
Net income of bank and minority interests.$7,387,0001,438
Net charge-offs$-6,0003,525
Cash dividends$1,749,0001,669
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,387,0001,414
2021-09-30 (YTD Data)Rank
Total interest income$7,164,0002,571
Total interest expense$818,0002,174
Net interest income$6,346,0002,604
Provision for loan and lease losses$02,963
Total noninterest income$6,131,000990
Gross Fiduciary activities income$0957
Service charges on deposit accounts$88,0003,303
Trading account gains and fees$0132
Additional Noninterest Income$6,043,000805
Total noninterest expense$5,963,0002,301
Salaries and employee benefits$3,078,0002,467
Premises and equipment expense$288,0003,454
Additional noninterest expense$2,597,0001,764
Pre-tax net operating income$6,514,0001,453
Securities gains (losses)$02,015
Applicable income taxes$327,0002,254
Income before extraordinary items$6,187,0001,364
Extraordinary gains, net$08
Net income$6,187,0001,364
Minority interest net income$069
Net income of bank and minority interests.$6,187,0001,364
Net charge-offs$-4,0003,372
Cash dividends$1,285,0001,521
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,187,0001,343
2021-06-30 (YTD Data)Rank
Total interest income$4,661,0002,614
Total interest expense$578,0002,152
Net interest income$4,083,0002,663
Provision for loan and lease losses$02,862
Total noninterest income$4,545,000909
Gross Fiduciary activities income$0951
Service charges on deposit accounts$53,0003,384
Trading account gains and fees$0133
Additional Noninterest Income$4,492,000746
Total noninterest expense$3,763,0002,377
Salaries and employee benefits$1,998,0002,512
Premises and equipment expense$198,0003,412
Additional noninterest expense$1,567,0001,896
Pre-tax net operating income$4,865,0001,341
Securities gains (losses)$01,818
Applicable income taxes$222,0002,237
Income before extraordinary items$4,643,0001,254
Extraordinary gains, net$06
Net income$4,643,0001,254
Minority interest net income$067
Net income of bank and minority interests.$4,643,0001,254
Net charge-offs$-2,0003,249
Cash dividends$898,0001,477
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,643,0001,226
2021-03-31 (YTD Data)Rank
Total interest income$2,353,0002,598
Total interest expense$311,0002,128
Net interest income$2,042,0002,641
Provision for loan and lease losses$02,741
Total noninterest income$3,553,000678
Gross Fiduciary activities income$0922
Service charges on deposit accounts$27,0003,337
Trading account gains and fees$0127
Additional Noninterest Income$3,526,000562
Total noninterest expense$1,865,0002,370
Salaries and employee benefits$979,0002,527
Premises and equipment expense$101,0003,391
Additional noninterest expense$785,0001,859
Pre-tax net operating income$3,730,000966
Securities gains (losses)$01,392
Applicable income taxes$131,0002,098
Income before extraordinary items$3,599,000881
Extraordinary gains, net$03
Net income$3,599,000881
Minority interest net income$055
Net income of bank and minority interests.$3,599,000881
Net charge-offs$-2,0003,357
Cash dividends$496,0001,223
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,599,000861
2020-12-31 (YTD Data)Rank
Total interest income$11,874,0002,252
Total interest expense$1,746,0002,151
Net interest income$10,128,0002,231
Provision for loan and lease losses$260,0002,806
Total noninterest income$5,700,0001,164
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$126,0003,309
Trading account gains and fees$0133
Additional Noninterest Income$5,574,000948
Total noninterest expense$10,113,0001,951
Salaries and employee benefits$4,004,0002,486
Premises and equipment expense$401,0003,404
Additional noninterest expense$5,708,0001,141
Pre-tax net operating income$5,455,0001,675
Securities gains (losses)$02,675
Applicable income taxes$644,0001,759
Income before extraordinary items$4,811,0001,676
Extraordinary gains, net$04
Net income$4,811,0001,676
Minority interest net income$072
Net income of bank and minority interests.$4,811,0001,676
Net charge-offs$-6,0004,154
Cash dividends$2,383,0001,343
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,811,0001,638
2020-09-30 (YTD Data)Rank
Total interest income$8,970,0002,259
Total interest expense$1,373,0002,166
Net interest income$7,597,0002,236
Provision for loan and lease losses$240,0002,609
Total noninterest income$4,596,0001,082
Gross Fiduciary activities income$0981
Service charges on deposit accounts$96,0003,305
Trading account gains and fees$0125
Additional Noninterest Income$4,500,000875
Total noninterest expense$8,174,0001,811
Salaries and employee benefits$2,908,0002,508
Premises and equipment expense$311,0003,348
Additional noninterest expense$4,955,0001,019
Pre-tax net operating income$3,779,0001,752
Securities gains (losses)$02,494
Applicable income taxes$440,0001,817
Income before extraordinary items$3,339,0001,763
Extraordinary gains, net$04
Net income$3,339,0001,763
Minority interest net income$065
Net income of bank and minority interests.$3,339,0001,763
Net charge-offs$-4,0004,037
Cash dividends$1,718,0001,241
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,339,0001,716
2020-06-30 (YTD Data)Rank
Total interest income$5,976,0002,298
Total interest expense$967,0002,196
Net interest income$5,009,0002,275
Provision for loan and lease losses$140,0002,727
Total noninterest income$2,636,0001,134
Gross Fiduciary activities income$0970
Service charges on deposit accounts$67,0003,284
Trading account gains and fees$0123
Additional Noninterest Income$2,569,000909
Total noninterest expense$5,913,0001,701
Salaries and employee benefits$1,959,0002,504
Premises and equipment expense$207,0003,355
Additional noninterest expense$3,747,000906
Pre-tax net operating income$1,592,0002,308
Securities gains (losses)$02,249
Applicable income taxes$302,0001,742
Income before extraordinary items$1,290,0002,446
Extraordinary gains, net$04
Net income$1,290,0002,444
Minority interest net income$065
Net income of bank and minority interests.$1,290,0002,446
Net charge-offs$-2,0003,888
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,290,0002,410
2020-03-31 (YTD Data)Rank
Total interest income$3,015,0002,255
Total interest expense$526,0002,211
Net interest income$2,489,0002,233
Provision for loan and lease losses$03,711
Total noninterest income$938,0001,349
Gross Fiduciary activities income$0941
Service charges on deposit accounts$42,0003,261
Trading account gains and fees$0106
Additional Noninterest Income$896,0001,050
Total noninterest expense$1,767,0002,444
Salaries and employee benefits$856,0002,726
Premises and equipment expense$106,0003,329
Additional noninterest expense$805,0001,811
Pre-tax net operating income$1,660,0001,225
Securities gains (losses)$01,705
Applicable income taxes$117,0001,817
Income before extraordinary items$1,543,0001,162
Extraordinary gains, net$04
Net income$1,543,0001,161
Minority interest net income$056
Net income of bank and minority interests.$1,543,0001,162
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,543,0001,144
2019-12-31 (YTD Data)Rank
Total interest income$10,465,0002,510
Total interest expense$1,914,0002,413
Net interest income$8,551,0002,504
Provision for loan and lease losses$03,973
Total noninterest income$2,613,0001,704
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$166,0003,383
Trading account gains and fees$0135
Additional Noninterest Income$2,447,0001,368
Total noninterest expense$6,636,0002,534
Salaries and employee benefits$3,700,0002,579
Premises and equipment expense$516,0003,044
Additional noninterest expense$2,420,0002,263
Pre-tax net operating income$4,528,0001,885
Securities gains (losses)$02,379
Applicable income taxes$315,0002,327
Income before extraordinary items$4,213,0001,811
Extraordinary gains, net$011
Net income$4,213,0001,813
Minority interest net income$076
Net income of bank and minority interests.$4,213,0001,813
Net charge-offs$32,0002,892
Cash dividends$1,284,0002,043
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,213,0001,777
2019-09-30 (YTD Data)Rank
Total interest income$7,664,0002,586
Total interest expense$1,413,0002,454
Net interest income$6,251,0002,582
Provision for loan and lease losses$03,836
Total noninterest income$1,937,0001,710
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$124,0003,432
Trading account gains and fees$0129
Additional Noninterest Income$1,813,0001,364
Total noninterest expense$4,932,0002,561
Salaries and employee benefits$2,652,0002,662
Premises and equipment expense$404,0002,996
Additional noninterest expense$1,876,0002,210
Pre-tax net operating income$3,256,0002,009
Securities gains (losses)$02,167
Applicable income taxes$182,0002,557
Income before extraordinary items$3,074,0001,902
Extraordinary gains, net$011
Net income$3,074,0001,902
Minority interest net income$072
Net income of bank and minority interests.$3,074,0001,903
Net charge-offs$-5,0004,259
Cash dividends$696,0002,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,074,0001,871
2019-06-30 (YTD Data)Rank
Total interest income$5,040,0002,610
Total interest expense$895,0002,506
Net interest income$4,145,0002,597
Provision for loan and lease losses$03,685
Total noninterest income$593,0002,565
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$81,0003,451
Trading account gains and fees$0131
Additional Noninterest Income$512,0002,181
Total noninterest expense$3,188,0002,633
Salaries and employee benefits$1,801,0002,659
Premises and equipment expense$277,0002,967
Additional noninterest expense$1,110,0002,412
Pre-tax net operating income$1,550,0002,447
Securities gains (losses)$01,702
Applicable income taxes$114,0002,590
Income before extraordinary items$1,436,0002,394
Extraordinary gains, net$011
Net income$1,436,0002,393
Minority interest net income$069
Net income of bank and minority interests.$1,436,0002,394
Net charge-offs$-1,0003,898
Cash dividends$434,0002,254
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,436,0002,364
2019-03-31 (YTD Data)Rank
Total interest income$2,429,0002,677
Total interest expense$425,0002,548
Net interest income$2,004,0002,675
Provision for loan and lease losses$03,406
Total noninterest income$266,0002,667
Gross Fiduciary activities income$0972
Service charges on deposit accounts$35,0003,627
Trading account gains and fees$0126
Additional Noninterest Income$231,0002,240
Total noninterest expense$1,495,0002,751
Salaries and employee benefits$847,0002,773
Premises and equipment expense$162,0002,714
Additional noninterest expense$486,0002,645
Pre-tax net operating income$775,0002,413
Securities gains (losses)$01,087
Applicable income taxes$44,0002,717
Income before extraordinary items$731,0002,307
Extraordinary gains, net$05
Net income$731,0002,306
Minority interest net income$052
Net income of bank and minority interests.$731,0002,306
Net charge-offs$02,740
Cash dividends$201,0002,012
Sale, conversion, retirement of capital stock, net$0529
Net operating income$731,0002,287
2018-12-31 (YTD Data)Rank
Total interest income$8,943,0002,727
Total interest expense$1,286,0002,571
Net interest income$7,657,0002,729
Provision for loan and lease losses$-50,0005,136
Total noninterest income$1,857,0002,069
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$157,0003,627
Trading account gains and fees$0126
Additional Noninterest Income$1,700,0001,661
Total noninterest expense$6,383,0002,615
Salaries and employee benefits$3,562,0002,642
Premises and equipment expense$459,0003,307
Additional noninterest expense$2,362,0002,311
Pre-tax net operating income$3,181,0002,417
Securities gains (losses)$01,125
Applicable income taxes$147,0002,873
Income before extraordinary items$3,034,0002,301
Extraordinary gains, net$06
Net income$3,034,0002,300
Minority interest net income$072
Net income of bank and minority interests.$3,034,0002,300
Net charge-offs$73,0002,379
Cash dividends$804,0002,450
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,034,0002,300
2018-09-30 (YTD Data)Rank
Total interest income$6,624,0002,749
Total interest expense$905,0002,589
Net interest income$5,719,0002,735
Provision for loan and lease losses$03,948
Total noninterest income$1,430,0002,056
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$118,0003,647
Trading account gains and fees$0138
Additional Noninterest Income$1,312,0001,647
Total noninterest expense$4,481,0002,740
Salaries and employee benefits$2,609,0002,704
Premises and equipment expense$357,0003,278
Additional noninterest expense$1,515,0002,595
Pre-tax net operating income$2,668,0002,289
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,668,0002,076
Extraordinary gains, net$05
Net income$2,668,0002,074
Minority interest net income$066
Net income of bank and minority interests.$2,668,0002,075
Net charge-offs$89,0001,812
Cash dividends$603,0002,183
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,668,0002,077
2018-06-30 (YTD Data)Rank
Total interest income$4,419,0002,732
Total interest expense$563,0002,615
Net interest income$3,856,0002,729
Provision for loan and lease losses$03,782
Total noninterest income$648,0002,548
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$76,0003,694
Trading account gains and fees$0130
Additional Noninterest Income$572,0002,124
Total noninterest expense$3,039,0002,725
Salaries and employee benefits$1,785,0002,664
Premises and equipment expense$237,0003,310
Additional noninterest expense$1,017,0002,583
Pre-tax net operating income$1,465,0002,558
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,465,0002,348
Extraordinary gains, net$06
Net income$1,465,0002,347
Minority interest net income$065
Net income of bank and minority interests.$1,465,0002,347
Net charge-offs$-3,0004,144
Cash dividends$402,0002,194
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,465,0002,347
2018-03-31 (YTD Data)Rank
Total interest income$2,260,0002,695
Total interest expense$257,0002,701
Net interest income$2,003,0002,657
Provision for loan and lease losses$03,508
Total noninterest income$349,0002,416
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$36,0003,791
Trading account gains and fees$0123
Additional Noninterest Income$313,0001,973
Total noninterest expense$1,444,0002,848
Salaries and employee benefits$844,0002,794
Premises and equipment expense$119,0003,337
Additional noninterest expense$481,0002,709
Pre-tax net operating income$908,0002,173
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$908,0001,977
Extraordinary gains, net$07
Net income$908,0001,976
Minority interest net income$052
Net income of bank and minority interests.$908,0001,977
Net charge-offs$-1,0003,770
Cash dividends$201,0001,879
Sale, conversion, retirement of capital stock, net$0580
Net operating income$908,0001,964
2017-12-31 (YTD Data)Rank
Total interest income$8,068,0002,854
Total interest expense$811,0002,902
Net interest income$7,257,0002,821
Provision for loan and lease losses$12,0004,059
Total noninterest income$2,104,0001,968
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$177,0003,622
Trading account gains and fees$0151
Additional Noninterest Income$1,927,0001,571
Total noninterest expense$7,102,0002,487
Salaries and employee benefits$3,362,0002,784
Premises and equipment expense$474,0003,368
Additional noninterest expense$3,266,0001,818
Pre-tax net operating income$2,247,0002,926
Securities gains (losses)$20,0001,329
Applicable income taxes$7,0003,935
Income before extraordinary items$2,260,0002,483
Extraordinary gains, net$09
Net income$2,260,0002,483
Minority interest net income$076
Net income of bank and minority interests.$2,260,0002,483
Net charge-offs$107,0002,363
Cash dividends$2,352,0001,243
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,240,0002,481
2017-09-30 (YTD Data)Rank
Total interest income$6,113,0002,844
Total interest expense$597,0002,918
Net interest income$5,516,0002,814
Provision for loan and lease losses$12,0003,857
Total noninterest income$898,0002,720
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$130,0003,673
Trading account gains and fees$0145
Additional Noninterest Income$768,0002,293
Total noninterest expense$4,627,0002,738
Salaries and employee benefits$2,461,0002,843
Premises and equipment expense$360,0003,372
Additional noninterest expense$1,806,0002,325
Pre-tax net operating income$1,775,0002,890
Securities gains (losses)$20,0001,322
Applicable income taxes$5,0003,974
Income before extraordinary items$1,790,0002,579
Extraordinary gains, net$09
Net income$1,790,0002,579
Minority interest net income$071
Net income of bank and minority interests.$1,790,0002,579
Net charge-offs$104,0001,899
Cash dividends$2,197,000973
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,770,0002,582
2017-06-30 (YTD Data)Rank
Total interest income$4,237,0002,757
Total interest expense$395,0002,905
Net interest income$3,842,0002,725
Provision for loan and lease losses$12,0003,569
Total noninterest income$414,0003,277
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$82,0003,761
Trading account gains and fees$0139
Additional Noninterest Income$332,0002,818
Total noninterest expense$3,154,0002,707
Salaries and employee benefits$1,686,0002,816
Premises and equipment expense$245,0003,354
Additional noninterest expense$1,223,0002,284
Pre-tax net operating income$1,090,0002,987
Securities gains (losses)$14,0001,120
Applicable income taxes$3,0004,027
Income before extraordinary items$1,101,0002,665
Extraordinary gains, net$011
Net income$1,101,0002,664
Minority interest net income$071
Net income of bank and minority interests.$1,101,0002,665
Net charge-offs$25,0002,462
Cash dividends$2,197,000707
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,087,0002,663
2017-03-31 (YTD Data)Rank
Total interest income$2,169,0002,711
Total interest expense$198,0002,864
Net interest income$1,971,0002,676
Provision for loan and lease losses$12,0003,102
Total noninterest income$362,0002,466
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$38,0003,866
Trading account gains and fees$0142
Additional Noninterest Income$324,0001,996
Total noninterest expense$1,466,0002,876
Salaries and employee benefits$775,0003,002
Premises and equipment expense$127,0003,315
Additional noninterest expense$564,0002,438
Pre-tax net operating income$855,0002,177
Securities gains (losses)$01,153
Applicable income taxes$1,0003,997
Income before extraordinary items$854,0001,877
Extraordinary gains, net$08
Net income$854,0001,877
Minority interest net income$055
Net income of bank and minority interests.$854,0001,877
Net charge-offs$-2,0004,280
Cash dividends$1,083,000679
Sale, conversion, retirement of capital stock, net$0632
Net operating income$854,0001,860
2016-12-31 (YTD Data)Rank
Total interest income$9,304,0002,554
Total interest expense$832,0002,751
Net interest income$8,472,0002,507
Provision for loan and lease losses$422,0001,633
Total noninterest income$1,988,0002,128
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$184,0003,692
Trading account gains and fees$0170
Additional Noninterest Income$1,804,0001,695
Total noninterest expense$8,543,0002,176
Salaries and employee benefits$3,152,0002,941
Premises and equipment expense$461,0003,524
Additional noninterest expense$4,930,0001,270
Pre-tax net operating income$1,495,0003,519
Securities gains (losses)$03,212
Applicable income taxes$11,0003,980
Income before extraordinary items$1,484,0003,297
Extraordinary gains, net$05
Net income$1,484,0003,296
Minority interest net income$082
Net income of bank and minority interests.$1,484,0003,296
Net charge-offs$396,0001,266
Cash dividends$773,0002,490
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,484,0003,251
2016-09-30 (YTD Data)Rank
Total interest income$7,134,0002,507
Total interest expense$633,0002,722
Net interest income$6,501,0002,460
Provision for loan and lease losses$422,0001,311
Total noninterest income$1,467,0002,153
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$135,0003,750
Trading account gains and fees$0169
Additional Noninterest Income$1,332,0001,704
Total noninterest expense$7,014,0002,024
Salaries and employee benefits$2,327,0002,955
Premises and equipment expense$353,0003,501
Additional noninterest expense$4,334,0001,134
Pre-tax net operating income$532,0004,574
Securities gains (losses)$03,160
Applicable income taxes$8,0004,054
Income before extraordinary items$524,0004,433
Extraordinary gains, net$05
Net income$524,0004,431
Minority interest net income$071
Net income of bank and minority interests.$524,0004,433
Net charge-offs$181,0001,536
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$524,0004,361
2016-06-30 (YTD Data)Rank
Total interest income$4,797,0002,488
Total interest expense$422,0002,736
Net interest income$4,375,0002,444
Provision for loan and lease losses$422,000977
Total noninterest income$973,0002,152
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$85,0003,824
Trading account gains and fees$0157
Additional Noninterest Income$888,0001,687
Total noninterest expense$4,344,0002,150
Salaries and employee benefits$1,540,0002,991
Premises and equipment expense$237,0003,519
Additional noninterest expense$2,567,0001,238
Pre-tax net operating income$582,0003,932
Securities gains (losses)$02,835
Applicable income taxes$6,0004,055
Income before extraordinary items$576,0003,758
Extraordinary gains, net$016
Net income$576,0003,755
Minority interest net income$071
Net income of bank and minority interests.$576,0003,757
Net charge-offs$179,0001,206
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$576,0003,700
2016-03-31 (YTD Data)Rank
Total interest income$2,489,0002,417
Total interest expense$219,0002,670
Net interest income$2,270,0002,377
Provision for loan and lease losses$347,000615
Total noninterest income$586,0001,870
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$40,0003,910
Trading account gains and fees$0142
Additional Noninterest Income$546,0001,432
Total noninterest expense$2,439,0001,967
Salaries and employee benefits$704,0003,194
Premises and equipment expense$121,0003,498
Additional noninterest expense$1,614,0001,009
Pre-tax net operating income$70,0005,311
Securities gains (losses)$02,077
Applicable income taxes$4,0003,979
Income before extraordinary items$66,0005,302
Extraordinary gains, net$012
Net income$66,0005,303
Minority interest net income$062
Net income of bank and minority interests.$66,0005,303
Net charge-offs$179,000720
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$66,0005,243
2015-12-31 (YTD Data)Rank
Total interest income$8,657,0002,678
Total interest expense$793,0002,837
Net interest income$7,864,0002,640
Provision for loan and lease losses$98,0003,100
Total noninterest income$2,891,0001,643
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$188,0003,790
Trading account gains and fees$0159
Additional Noninterest Income$2,703,0001,251
Total noninterest expense$6,923,0002,580
Salaries and employee benefits$3,168,0002,929
Premises and equipment expense$462,0003,628
Additional noninterest expense$3,293,0001,829
Pre-tax net operating income$3,734,0001,975
Securities gains (losses)$47,0001,685
Applicable income taxes$12,0004,048
Income before extraordinary items$3,769,0001,681
Extraordinary gains, net$023
Net income$3,769,0001,682
Minority interest net income$081
Net income of bank and minority interests.$3,769,0001,683
Net charge-offs$57,0003,148
Cash dividends$928,0002,234
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,722,0001,666
2015-09-30 (YTD Data)Rank
Total interest income$6,276,0002,773
Total interest expense$584,0002,913
Net interest income$5,692,0002,725
Provision for loan and lease losses$46,0003,321
Total noninterest income$2,270,0001,612
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$140,0003,838
Trading account gains and fees$0153
Additional Noninterest Income$2,130,0001,228
Total noninterest expense$5,327,0002,549
Salaries and employee benefits$2,363,0002,960
Premises and equipment expense$347,0003,687
Additional noninterest expense$2,617,0001,734
Pre-tax net operating income$2,589,0002,140
Securities gains (losses)$47,0001,506
Applicable income taxes$10,0004,140
Income before extraordinary items$2,626,0001,821
Extraordinary gains, net$021
Net income$2,626,0001,823
Minority interest net income$078
Net income of bank and minority interests.$2,626,0001,824
Net charge-offs$26,0003,214
Cash dividends$928,0001,671
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,579,0001,813
2015-06-30 (YTD Data)Rank
Total interest income$4,086,0002,816
Total interest expense$385,0002,958
Net interest income$3,701,0002,774
Provision for loan and lease losses$47,0002,961
Total noninterest income$1,627,0001,526
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$87,0003,939
Trading account gains and fees$0157
Additional Noninterest Income$1,540,0001,166
Total noninterest expense$3,219,0002,754
Salaries and employee benefits$1,547,0003,024
Premises and equipment expense$230,0003,719
Additional noninterest expense$1,442,0002,066
Pre-tax net operating income$2,062,0001,854
Securities gains (losses)$02,636
Applicable income taxes$8,0004,131
Income before extraordinary items$2,054,0001,585
Extraordinary gains, net$022
Net income$2,054,0001,588
Minority interest net income$075
Net income of bank and minority interests.$2,054,0001,588
Net charge-offs$6,0003,419
Cash dividends$928,0001,319
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,054,0001,543
2015-03-31 (YTD Data)Rank
Total interest income$2,022,0002,844
Total interest expense$194,0002,968
Net interest income$1,828,0002,794
Provision for loan and lease losses$47,0002,157
Total noninterest income$931,0001,359
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$45,0003,870
Trading account gains and fees$0152
Additional Noninterest Income$886,0001,018
Total noninterest expense$1,396,0003,059
Salaries and employee benefits$831,0002,890
Premises and equipment expense$121,0003,636
Additional noninterest expense$444,0003,061
Pre-tax net operating income$1,316,0001,494
Securities gains (losses)$02,027
Applicable income taxes$6,0003,987
Income before extraordinary items$1,310,0001,275
Extraordinary gains, net$013
Net income$1,310,0001,276
Minority interest net income$064
Net income of bank and minority interests.$1,310,0001,277
Net charge-offs$1,0003,128
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,310,0001,234
2014-12-31 (YTD Data)Rank
Total interest income$7,698,0002,958
Total interest expense$871,0002,870
Net interest income$6,827,0002,951
Provision for loan and lease losses$346,0001,849
Total noninterest income$1,876,0002,205
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$167,0004,213
Trading account gains and fees$0180
Additional Noninterest Income$1,709,0001,641
Total noninterest expense$5,187,0003,227
Salaries and employee benefits$2,922,0003,135
Premises and equipment expense$478,0003,745
Additional noninterest expense$1,787,0003,133
Pre-tax net operating income$3,170,0002,184
Securities gains (losses)$03,259
Applicable income taxes$5,0004,305
Income before extraordinary items$3,165,0001,929
Extraordinary gains, net$017
Net income$3,165,0001,928
Minority interest net income$084
Net income of bank and minority interests.$3,165,0001,927
Net charge-offs$177,0002,603
Cash dividends$1,452,0001,606
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,165,0001,892
2014-09-30 (YTD Data)Rank
Total interest income$5,683,0003,012
Total interest expense$664,0002,877
Net interest income$5,019,0003,008
Provision for loan and lease losses$321,0001,565
Total noninterest income$1,380,0002,236
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$118,0004,360
Trading account gains and fees$0174
Additional Noninterest Income$1,262,0001,656
Total noninterest expense$3,887,0003,252
Salaries and employee benefits$2,220,0003,133
Premises and equipment expense$375,0003,684
Additional noninterest expense$1,292,0003,219
Pre-tax net operating income$2,191,0002,364
Securities gains (losses)$02,980
Applicable income taxes$5,0004,323
Income before extraordinary items$2,186,0002,071
Extraordinary gains, net$015
Net income$2,186,0002,070
Minority interest net income$081
Net income of bank and minority interests.$2,186,0002,069
Net charge-offs$171,0002,167
Cash dividends$805,0001,726
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,186,0002,027
2014-06-30 (YTD Data)Rank
Total interest income$3,709,0003,069
Total interest expense$447,0002,884
Net interest income$3,262,0003,072
Provision for loan and lease losses$270,0001,390
Total noninterest income$880,0002,270
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$72,0004,502
Trading account gains and fees$0172
Additional Noninterest Income$808,0001,688
Total noninterest expense$2,594,0003,266
Salaries and employee benefits$1,479,0003,151
Premises and equipment expense$246,0003,747
Additional noninterest expense$869,0003,206
Pre-tax net operating income$1,278,0002,528
Securities gains (losses)$02,580
Applicable income taxes$4,0004,298
Income before extraordinary items$1,274,0002,242
Extraordinary gains, net$020
Net income$1,274,0002,245
Minority interest net income$080
Net income of bank and minority interests.$1,274,0002,244
Net charge-offs$95,0002,223
Cash dividends$496,0001,840
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,274,0002,189
2014-03-31 (YTD Data)Rank
Total interest income$1,836,0003,106
Total interest expense$226,0002,883
Net interest income$1,610,0003,101
Provision for loan and lease losses$167,0001,125
Total noninterest income$475,0002,114
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$33,0004,624
Trading account gains and fees$0147
Additional Noninterest Income$442,0001,533
Total noninterest expense$1,361,0003,178
Salaries and employee benefits$817,0002,951
Premises and equipment expense$124,0003,777
Additional noninterest expense$420,0003,298
Pre-tax net operating income$557,0002,701
Securities gains (losses)$01,715
Applicable income taxes$3,0004,166
Income before extraordinary items$554,0002,401
Extraordinary gains, net$016
Net income$554,0002,402
Minority interest net income$066
Net income of bank and minority interests.$554,0002,403
Net charge-offs$50,0001,867
Cash dividends$217,0001,695
Sale, conversion, retirement of capital stock, net$0747
Net operating income$554,0002,356
2013-12-31 (YTD Data)Rank
Total interest income$7,387,0003,126
Total interest expense$1,099,0002,746
Net interest income$6,288,0003,149
Provision for loan and lease losses$888,0001,224
Total noninterest income$1,904,0002,234
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$164,0004,442
Trading account gains and fees$0184
Additional Noninterest Income$1,740,0001,678
Total noninterest expense$5,441,0003,203
Salaries and employee benefits$2,932,0003,166
Premises and equipment expense$457,0003,929
Additional noninterest expense$2,052,0002,912
Pre-tax net operating income$1,863,0002,989
Securities gains (losses)$11,0002,598
Applicable income taxes$1,0004,552
Income before extraordinary items$1,873,0002,736
Extraordinary gains, net$029
Net income$1,873,0002,739
Minority interest net income$090
Net income of bank and minority interests.$1,873,0002,739
Net charge-offs$946,0001,325
Cash dividends$619,0002,512
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,862,0002,691
2013-09-30 (YTD Data)Rank
Total interest income$5,477,0003,175
Total interest expense$859,0002,746
Net interest income$4,618,0003,229
Provision for loan and lease losses$763,0001,098
Total noninterest income$1,583,0002,132
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$121,0004,495
Trading account gains and fees$0180
Additional Noninterest Income$1,462,0001,581
Total noninterest expense$4,082,0003,211
Salaries and employee benefits$2,225,0003,157
Premises and equipment expense$339,0004,003
Additional noninterest expense$1,518,0002,958
Pre-tax net operating income$1,356,0003,117
Securities gains (losses)$03,040
Applicable income taxes$1,0004,622
Income before extraordinary items$1,355,0002,842
Extraordinary gains, net$025
Net income$1,355,0002,846
Minority interest net income$084
Net income of bank and minority interests.$1,355,0002,846
Net charge-offs$747,0001,236
Cash dividends$156,0003,088
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,355,0002,772
2013-06-30 (YTD Data)Rank
Total interest income$3,698,0003,150
Total interest expense$593,0002,725
Net interest income$3,105,0003,205
Provision for loan and lease losses$637,000942
Total noninterest income$1,116,0002,076
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$76,0004,585
Trading account gains and fees$0157
Additional Noninterest Income$1,040,0001,538
Total noninterest expense$2,706,0003,225
Salaries and employee benefits$1,490,0003,171
Premises and equipment expense$221,0004,083
Additional noninterest expense$995,0002,981
Pre-tax net operating income$878,0003,153
Securities gains (losses)$02,791
Applicable income taxes$1,0004,582
Income before extraordinary items$877,0002,891
Extraordinary gains, net$022
Net income$877,0002,895
Minority interest net income$082
Net income of bank and minority interests.$877,0002,895
Net charge-offs$681,0001,012
Cash dividends$78,0003,131
Sale, conversion, retirement of capital stock, net$0838
Net operating income$877,0002,801
2013-03-31 (YTD Data)Rank
Total interest income$1,826,0003,204
Total interest expense$311,0002,712
Net interest income$1,515,0003,275
Provision for loan and lease losses$531,000663
Total noninterest income$761,0001,621
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$35,0004,705
Trading account gains and fees$0148
Additional Noninterest Income$726,0001,227
Total noninterest expense$1,407,0003,163
Salaries and employee benefits$790,0003,077
Premises and equipment expense$110,0004,105
Additional noninterest expense$507,0002,956
Pre-tax net operating income$338,0003,588
Securities gains (losses)$01,966
Applicable income taxes$1,0004,491
Income before extraordinary items$337,0003,346
Extraordinary gains, net$010
Net income$337,0003,346
Minority interest net income$076
Net income of bank and minority interests.$337,0003,348
Net charge-offs$446,000827
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$337,0003,240
2012-12-31 (YTD Data)Rank
Total interest income$7,767,0003,190
Total interest expense$1,748,0002,401
Net interest income$6,019,0003,364
Provision for loan and lease losses$1,462,0001,348
Total noninterest income$1,984,0002,195
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$169,0004,570
Trading account gains and fees$0166
Additional Noninterest Income$1,815,0001,635
Total noninterest expense$5,471,0003,252
Salaries and employee benefits$2,951,0003,161
Premises and equipment expense$462,0004,006
Additional noninterest expense$2,058,0003,033
Pre-tax net operating income$1,070,0003,912
Securities gains (losses)$11,0003,357
Applicable income taxes$04,751
Income before extraordinary items$1,081,0003,753
Extraordinary gains, net$029
Net income$1,081,0003,754
Minority interest net income$093
Net income of bank and minority interests.$1,081,0003,755
Net charge-offs$1,807,0001,253
Cash dividends$155,0003,768
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,070,0003,599
2012-09-30 (YTD Data)Rank
Total interest income$5,941,0003,192
Total interest expense$1,387,0002,367
Net interest income$4,554,0003,401
Provision for loan and lease losses$1,167,0001,274
Total noninterest income$1,384,0002,298
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$122,0004,695
Trading account gains and fees$0157
Additional Noninterest Income$1,262,0001,727
Total noninterest expense$4,047,0003,307
Salaries and employee benefits$2,124,0003,281
Premises and equipment expense$341,0004,098
Additional noninterest expense$1,582,0002,976
Pre-tax net operating income$724,0004,170
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$724,0004,041
Extraordinary gains, net$020
Net income$724,0004,040
Minority interest net income$086
Net income of bank and minority interests.$724,0004,042
Net charge-offs$1,512,0001,108
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$724,0003,869
2012-06-30 (YTD Data)Rank
Total interest income$4,004,0003,189
Total interest expense$963,0002,364
Net interest income$3,041,0003,406
Provision for loan and lease losses$931,0001,163
Total noninterest income$888,0002,335
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$73,0004,902
Trading account gains and fees$0153
Additional Noninterest Income$815,0001,734
Total noninterest expense$2,625,0003,388
Salaries and employee benefits$1,349,0003,412
Premises and equipment expense$233,0004,056
Additional noninterest expense$1,043,0003,017
Pre-tax net operating income$373,0004,554
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$373,0004,481
Extraordinary gains, net$019
Net income$373,0004,485
Minority interest net income$084
Net income of bank and minority interests.$373,0004,485
Net charge-offs$1,415,000892
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$373,0004,292
2012-03-31 (YTD Data)Rank
Total interest income$2,062,0003,134
Total interest expense$507,0002,339
Net interest income$1,555,0003,357
Provision for loan and lease losses$443,0001,185
Total noninterest income$421,0002,406
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$32,0005,116
Trading account gains and fees$0148
Additional Noninterest Income$389,0001,790
Total noninterest expense$1,350,0003,336
Salaries and employee benefits$714,0003,295
Premises and equipment expense$126,0003,868
Additional noninterest expense$510,0003,045
Pre-tax net operating income$183,0004,639
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$183,0004,520
Extraordinary gains, net$019
Net income$183,0004,523
Minority interest net income$078
Net income of bank and minority interests.$183,0004,523
Net charge-offs$460,0001,154
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$183,0004,382
2011-12-31 (YTD Data)Rank
Total interest income$8,397,0003,194
Total interest expense$2,523,0002,295
Net interest income$5,874,0003,514
Provision for loan and lease losses$2,070,0001,535
Total noninterest income$1,208,0002,779
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$123,0005,223
Trading account gains and fees$0146
Additional Noninterest Income$1,085,0002,029
Total noninterest expense$5,123,0003,467
Salaries and employee benefits$2,588,0003,463
Premises and equipment expense$472,0004,193
Additional noninterest expense$2,063,0003,050
Pre-tax net operating income$-111,0006,150
Securities gains (losses)$130,0001,835
Applicable income taxes$04,719
Income before extraordinary items$19,0006,111
Extraordinary gains, net$029
Net income$19,0006,113
Minority interest net income$096
Net income of bank and minority interests.$19,0006,113
Net charge-offs$2,125,0001,494
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$946,000333
Net operating income$-111,0006,189
2011-09-30 (YTD Data)Rank
Total interest income$6,389,0003,195
Total interest expense$1,963,0002,307
Net interest income$4,426,0003,525
Provision for loan and lease losses$1,804,0001,331
Total noninterest income$1,024,0002,584
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$84,0005,397
Trading account gains and fees$0145
Additional Noninterest Income$940,0001,836
Total noninterest expense$3,887,0003,440
Salaries and employee benefits$1,896,0003,533
Premises and equipment expense$347,0004,275
Additional noninterest expense$1,644,0002,893
Pre-tax net operating income$-241,0006,420
Securities gains (losses)$130,0001,550
Applicable income taxes$04,740
Income before extraordinary items$-111,0006,425
Extraordinary gains, net$021
Net income$-111,0006,429
Minority interest net income$087
Net income of bank and minority interests.$-111,0006,428
Net charge-offs$1,980,0001,232
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$946,000281
Net operating income$-241,0006,475
2011-06-30 (YTD Data)Rank
Total interest income$4,268,0003,216
Total interest expense$1,350,0002,312
Net interest income$2,918,0003,549
Provision for loan and lease losses$1,480,0001,144
Total noninterest income$732,0002,462
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$57,0005,351
Trading account gains and fees$0153
Additional Noninterest Income$675,0001,750
Total noninterest expense$2,695,0003,382
Salaries and employee benefits$1,250,0003,583
Premises and equipment expense$235,0004,275
Additional noninterest expense$1,210,0002,729
Pre-tax net operating income$-525,0006,794
Securities gains (losses)$130,000958
Applicable income taxes$04,697
Income before extraordinary items$-395,0006,783
Extraordinary gains, net$015
Net income$-395,0006,782
Minority interest net income$089
Net income of bank and minority interests.$-395,0006,783
Net charge-offs$1,590,0001,075
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$946,000169
Net operating income$-525,0006,841
2011-03-31 (YTD Data)Rank
Total interest income$2,175,0003,187
Total interest expense$705,0002,301
Net interest income$1,470,0003,522
Provision for loan and lease losses$375,0001,701
Total noninterest income$524,0001,919
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$27,0005,395
Trading account gains and fees$0158
Additional Noninterest Income$497,0001,349
Total noninterest expense$1,362,0003,353
Salaries and employee benefits$638,0003,556
Premises and equipment expense$124,0004,195
Additional noninterest expense$600,0002,722
Pre-tax net operating income$257,0003,783
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$257,0003,533
Extraordinary gains, net$09
Net income$257,0003,529
Minority interest net income$086
Net income of bank and minority interests.$257,0003,531
Net charge-offs$443,0001,438
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$257,0003,472
2010-12-31 (YTD Data)Rank
Total interest income$9,141,0003,179
Total interest expense$3,402,0002,321
Net interest income$5,739,0003,589
Provision for loan and lease losses$2,016,0002,058
Total noninterest income$1,489,0002,529
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$119,0005,262
Trading account gains and fees$0175
Additional Noninterest Income$1,370,0001,790
Total noninterest expense$5,061,0003,582
Salaries and employee benefits$2,482,0003,604
Premises and equipment expense$443,0004,496
Additional noninterest expense$2,136,0003,076
Pre-tax net operating income$151,0005,335
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$151,0005,446
Extraordinary gains, net$029
Net income$151,0005,445
Minority interest net income$0111
Net income of bank and minority interests.$151,0005,447
Net charge-offs$2,335,0001,703
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$151,0005,314
2010-09-30 (YTD Data)Rank
Total interest income$6,996,0003,189
Total interest expense$2,645,0002,343
Net interest income$4,351,0003,598
Provision for loan and lease losses$1,435,0002,042
Total noninterest income$978,0002,769
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$89,0005,335
Trading account gains and fees$0165
Additional Noninterest Income$889,0001,941
Total noninterest expense$3,754,0003,614
Salaries and employee benefits$1,794,0003,748
Premises and equipment expense$319,0004,685
Additional noninterest expense$1,641,0002,966
Pre-tax net operating income$140,0005,463
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$140,0005,558
Extraordinary gains, net$023
Net income$140,0005,559
Minority interest net income$0110
Net income of bank and minority interests.$140,0005,559
Net charge-offs$1,677,0001,677
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$140,0005,394
2010-06-30 (YTD Data)Rank
Total interest income$4,693,0003,209
Total interest expense$1,857,0002,310
Net interest income$2,836,0003,667
Provision for loan and lease losses$894,0002,074
Total noninterest income$419,0003,547
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$55,0005,455
Trading account gains and fees$0152
Additional Noninterest Income$364,0002,547
Total noninterest expense$2,406,0003,732
Salaries and employee benefits$1,164,0003,850
Premises and equipment expense$219,0004,628
Additional noninterest expense$1,023,0003,136
Pre-tax net operating income$-45,0006,175
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-45,0006,304
Extraordinary gains, net$019
Net income$-45,0006,306
Minority interest net income$0105
Net income of bank and minority interests.$-45,0006,304
Net charge-offs$1,170,0001,581
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-45,0006,213
2010-03-31 (YTD Data)Rank
Total interest income$2,339,0003,274
Total interest expense$921,0002,448
Net interest income$1,418,0003,708
Provision for loan and lease losses$393,0002,098
Total noninterest income$253,0003,191
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$24,0005,677
Trading account gains and fees$0175
Additional Noninterest Income$229,0002,196
Total noninterest expense$1,217,0003,724
Salaries and employee benefits$579,0003,931
Premises and equipment expense$90,0005,191
Additional noninterest expense$548,0002,933
Pre-tax net operating income$61,0005,529
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$61,0005,527
Extraordinary gains, net$016
Net income$61,0005,529
Minority interest net income$091
Net income of bank and minority interests.$61,0005,528
Net charge-offs$778,0001,234
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$61,0005,433
2009-12-31 (YTD Data)Rank
Total interest income$9,236,0003,430
Total interest expense$4,427,0002,518
Net interest income$4,809,0004,046
Provision for loan and lease losses$2,339,0002,279
Total noninterest income$2,031,0002,106
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$125,0005,433
Trading account gains and fees$0211
Additional Noninterest Income$1,906,0001,419
Total noninterest expense$4,439,0004,044
Salaries and employee benefits$2,230,0004,032
Premises and equipment expense$303,0005,619
Additional noninterest expense$1,906,0003,441
Pre-tax net operating income$62,0005,211
Securities gains (losses)$135,0001,873
Applicable income taxes$6,0003,998
Income before extraordinary items$191,0004,831
Extraordinary gains, net$034
Net income$191,0004,833
Minority interest net income$0115
Net income of bank and minority interests.$191,0004,833
Net charge-offs$1,223,0002,624
Cash dividends$461,0002,655
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$60,0505,254
2009-09-30 (YTD Data)Rank
Total interest income$6,957,0003,468
Total interest expense$3,406,0002,565
Net interest income$3,551,0004,085
Provision for loan and lease losses$1,214,0002,504
Total noninterest income$1,680,0002,009
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$100,0005,365
Trading account gains and fees$0212
Additional Noninterest Income$1,580,0001,345
Total noninterest expense$3,429,0003,961
Salaries and employee benefits$1,753,0003,926
Premises and equipment expense$228,0005,674
Additional noninterest expense$1,448,0003,372
Pre-tax net operating income$588,0003,633
Securities gains (losses)$135,0001,592
Applicable income taxes$5,0004,212
Income before extraordinary items$718,0003,072
Extraordinary gains, net$027
Net income$718,0003,070
Minority interest net income$0118
Net income of bank and minority interests.$718,0003,073
Net charge-offs$1,072,0002,132
Cash dividends$461,0002,097
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$584,3503,337
2009-06-30 (YTD Data)Rank
Total interest income$4,608,0003,526
Total interest expense$2,277,0002,666
Net interest income$2,331,0004,107
Provision for loan and lease losses$593,0002,744
Total noninterest income$1,366,0001,759
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$69,0005,320
Trading account gains and fees$0193
Additional Noninterest Income$1,297,0001,195
Total noninterest expense$2,375,0003,884
Salaries and employee benefits$1,320,0003,613
Premises and equipment expense$160,0005,602
Additional noninterest expense$895,0003,568
Pre-tax net operating income$729,0002,688
Securities gains (losses)$135,0001,269
Applicable income taxes$3,0004,355
Income before extraordinary items$861,0002,109
Extraordinary gains, net$021
Net income$861,0002,106
Minority interest net income$0112
Net income of bank and minority interests.$861,0002,108
Net charge-offs$671,0002,023
Cash dividends$418,0001,826
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$726,0002,330
2009-03-31 (YTD Data)Rank
Total interest income$2,279,0003,588
Total interest expense$1,136,0002,758
Net interest income$1,143,0004,160
Provision for loan and lease losses$245,0002,586
Total noninterest income$638,0001,812
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$37,0005,156
Trading account gains and fees$0171
Additional Noninterest Income$601,0001,235
Total noninterest expense$1,094,0004,039
Salaries and employee benefits$606,0003,892
Premises and equipment expense$88,0005,427
Additional noninterest expense$400,0003,578
Pre-tax net operating income$442,0002,606
Securities gains (losses)$14,0001,820
Applicable income taxes$1,0004,679
Income before extraordinary items$455,0002,312
Extraordinary gains, net$015
Net income$455,0002,312
Minority interest net income$0102
Net income of bank and minority interests.$455,0002,314
Net charge-offs$101,0002,855
Cash dividends$202,0001,686
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$441,0002,230
2008-12-31 (YTD Data)Rank
Total interest income$9,485,0003,671
Total interest expense$4,697,0003,133
Net interest income$4,788,0004,063
Provision for loan and lease losses$928,0002,826
Total noninterest income$1,490,0002,651
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$155,0005,258
Trading account gains and fees$0154
Additional Noninterest Income$1,335,0001,740
Total noninterest expense$3,540,0004,604
Salaries and employee benefits$2,037,0004,389
Premises and equipment expense$335,0005,528
Additional noninterest expense$1,168,0004,374
Pre-tax net operating income$1,810,0002,664
Securities gains (losses)$03,220
Applicable income taxes$8,0004,579
Income before extraordinary items$1,802,0002,194
Extraordinary gains, net$039
Net income$1,802,0002,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0003,072
Cash dividends$979,0002,357
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,802,0002,314
2008-09-30 (YTD Data)Rank
Total interest income$7,121,0003,726
Total interest expense$3,564,0003,208
Net interest income$3,557,0004,121
Provision for loan and lease losses$721,0002,219
Total noninterest income$1,284,0002,466
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$114,0005,319
Trading account gains and fees$0148
Additional Noninterest Income$1,170,0001,629
Total noninterest expense$2,685,0004,553
Salaries and employee benefits$1,616,0004,229
Premises and equipment expense$239,0005,671
Additional noninterest expense$830,0004,456
Pre-tax net operating income$1,435,0002,931
Securities gains (losses)$03,106
Applicable income taxes$6,0004,986
Income before extraordinary items$1,429,0002,420
Extraordinary gains, net$031
Net income$1,429,0002,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,683
Cash dividends$778,0002,133
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,429,0002,530
2008-06-30 (YTD Data)Rank
Total interest income$4,720,0003,791
Total interest expense$2,418,0003,269
Net interest income$2,302,0004,205
Provision for loan and lease losses$625,0001,654
Total noninterest income$1,124,0002,051
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$72,0005,440
Trading account gains and fees$0149
Additional Noninterest Income$1,052,0001,349
Total noninterest expense$1,792,0004,582
Salaries and employee benefits$1,096,0004,218
Premises and equipment expense$160,0005,703
Additional noninterest expense$536,0004,531
Pre-tax net operating income$1,009,0002,924
Securities gains (losses)$03,233
Applicable income taxes$5,0005,215
Income before extraordinary items$1,004,0002,559
Extraordinary gains, net$021
Net income$1,004,0002,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,950
Cash dividends$576,0002,100
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,004,0002,518
2008-03-31 (YTD Data)Rank
Total interest income$2,343,0003,889
Total interest expense$1,252,0003,344
Net interest income$1,091,0004,345
Provision for loan and lease losses$500,000995
Total noninterest income$800,0001,563
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$34,0005,506
Trading account gains and fees$0158
Additional Noninterest Income$766,0001,029
Total noninterest expense$878,0004,660
Salaries and employee benefits$538,0004,294
Premises and equipment expense$85,0005,587
Additional noninterest expense$255,0004,622
Pre-tax net operating income$513,0003,026
Securities gains (losses)$02,688
Applicable income taxes$3,0005,279
Income before extraordinary items$510,0002,640
Extraordinary gains, net$015
Net income$510,0002,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0001,642
Cash dividends$288,0001,943
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$510,0002,571
2007-12-31 (YTD Data)Rank
Total interest income$8,750,0004,120
Total interest expense$4,445,0003,747
Net interest income$4,305,0004,411
Provision for loan and lease losses$463,0002,459
Total noninterest income$2,347,0001,979
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$149,0005,436
Trading account gains and fees$0178
Additional Noninterest Income$2,198,0001,286
Total noninterest expense$3,521,0004,494
Salaries and employee benefits$2,043,0004,327
Premises and equipment expense$313,0005,679
Additional noninterest expense$1,165,0004,162
Pre-tax net operating income$2,668,0002,682
Securities gains (losses)$-8,0007,514
Applicable income taxes$5,0005,774
Income before extraordinary items$2,655,0002,248
Extraordinary gains, net$039
Net income$2,655,0002,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,171
Cash dividends$1,440,0002,070
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,663,0002,228
2007-09-30 (YTD Data)Rank
Total interest income$6,388,0004,214
Total interest expense$3,198,0003,854
Net interest income$3,190,0004,482
Provision for loan and lease losses$378,0001,943
Total noninterest income$1,739,0001,998
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$114,0005,417
Trading account gains and fees$0184
Additional Noninterest Income$1,625,0001,310
Total noninterest expense$2,466,0004,705
Salaries and employee benefits$1,349,0004,717
Premises and equipment expense$233,0005,691
Additional noninterest expense$884,0004,069
Pre-tax net operating income$2,085,0002,753
Securities gains (losses)$-8,0007,721
Applicable income taxes$4,0005,949
Income before extraordinary items$2,073,0002,308
Extraordinary gains, net$033
Net income$2,073,0002,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,423
Cash dividends$864,0002,225
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,081,0002,282
2007-06-30 (YTD Data)Rank
Total interest income$4,156,0004,300
Total interest expense$2,053,0003,951
Net interest income$2,103,0004,545
Provision for loan and lease losses$168,0002,448
Total noninterest income$1,024,0002,209
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$78,0005,388
Trading account gains and fees$0168
Additional Noninterest Income$946,0001,454
Total noninterest expense$1,615,0004,785
Salaries and employee benefits$877,0004,837
Premises and equipment expense$148,0005,847
Additional noninterest expense$590,0004,065
Pre-tax net operating income$1,344,0002,884
Securities gains (losses)$-8,0007,953
Applicable income taxes$2,0006,068
Income before extraordinary items$1,334,0002,426
Extraordinary gains, net$029
Net income$1,334,0002,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,915
Cash dividends$576,0002,269
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,342,0002,399
2007-03-31 (YTD Data)Rank
Total interest income$1,973,0004,433
Total interest expense$992,0004,035
Net interest income$981,0004,738
Provision for loan and lease losses$37,0003,537
Total noninterest income$614,0001,917
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$36,0005,497
Trading account gains and fees$0195
Additional Noninterest Income$578,0001,230
Total noninterest expense$858,0004,583
Salaries and employee benefits$421,0004,997
Premises and equipment expense$72,0005,967
Additional noninterest expense$365,0003,415
Pre-tax net operating income$700,0002,803
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$699,0002,333
Extraordinary gains, net$022
Net income$699,0002,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$288,0002,067
Sale, conversion, retirement of capital stock, net$0885
Net operating income$699,0002,314
2006-12-31 (YTD Data)Rank
Total interest income$7,043,0004,547
Total interest expense$3,263,0004,102
Net interest income$3,780,0004,828
Provision for loan and lease losses$243,0003,147
Total noninterest income$1,458,0002,751
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$132,0005,746
Trading account gains and fees$0130
Additional Noninterest Income$1,326,0001,818
Total noninterest expense$2,847,0005,051
Salaries and employee benefits$1,619,0004,945
Premises and equipment expense$179,0006,939
Additional noninterest expense$1,049,0004,354
Pre-tax net operating income$2,148,0003,492
Securities gains (losses)$-9,0007,249
Applicable income taxes$5,0006,317
Income before extraordinary items$2,134,0002,963
Extraordinary gains, net$051
Net income$2,134,0002,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$652,000953
Cash dividends$1,256,0002,190
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,143,0002,947
2006-09-30 (YTD Data)Rank
Total interest income$5,117,0004,626
Total interest expense$2,326,0004,148
Net interest income$2,791,0004,895
Provision for loan and lease losses$163,0003,263
Total noninterest income$1,020,0002,889
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$92,0005,921
Trading account gains and fees$0126
Additional Noninterest Income$928,0001,931
Total noninterest expense$1,998,0005,270
Salaries and employee benefits$1,110,0005,215
Premises and equipment expense$138,0006,917
Additional noninterest expense$750,0004,494
Pre-tax net operating income$1,650,0003,558
Securities gains (losses)$-9,0007,556
Applicable income taxes$4,0006,438
Income before extraordinary items$1,637,0003,001
Extraordinary gains, net$045
Net income$1,637,0003,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,000709
Cash dividends$864,0002,139
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,646,0002,981
2006-06-30 (YTD Data)Rank
Total interest income$3,307,0004,676
Total interest expense$1,466,0004,178
Net interest income$1,841,0004,964
Provision for loan and lease losses$124,0002,957
Total noninterest income$552,0003,297
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$59,0006,001
Trading account gains and fees$0126
Additional Noninterest Income$493,0002,233
Total noninterest expense$1,333,0005,280
Salaries and employee benefits$741,0005,221
Premises and equipment expense$89,0006,995
Additional noninterest expense$503,0004,474
Pre-tax net operating income$936,0003,951
Securities gains (losses)$-9,0007,829
Applicable income taxes$3,0006,457
Income before extraordinary items$924,0003,393
Extraordinary gains, net$039
Net income$924,0003,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,000516
Cash dividends$576,0002,184
Sale, conversion, retirement of capital stock, net$0887
Net operating income$933,0003,362
2006-03-31 (YTD Data)Rank
Total interest income$1,598,0004,716
Total interest expense$690,0004,209
Net interest income$908,0005,002
Provision for loan and lease losses$34,0003,733
Total noninterest income$292,0003,144
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$28,0006,029
Trading account gains and fees$0115
Additional Noninterest Income$264,0002,128
Total noninterest expense$681,0005,217
Salaries and employee benefits$372,0005,244
Premises and equipment expense$43,0007,055
Additional noninterest expense$266,0004,275
Pre-tax net operating income$485,0003,809
Securities gains (losses)$0955
Applicable income taxes$2,0006,346
Income before extraordinary items$483,0003,250
Extraordinary gains, net$021
Net income$483,0003,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$288,0002,017
Sale, conversion, retirement of capital stock, net$0648
Net operating income$483,0003,230
2005-12-31 (YTD Data)Rank
Total interest income$6,527,0004,364
Total interest expense$2,383,0003,945
Net interest income$4,144,0004,507
Provision for loan and lease losses$377,0002,376
Total noninterest income$1,141,0003,249
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$152,0005,600
Trading account gains and fees$0138
Additional Noninterest Income$989,0002,233
Total noninterest expense$2,623,0005,215
Salaries and employee benefits$1,463,0005,132
Premises and equipment expense$162,0007,142
Additional noninterest expense$998,0004,427
Pre-tax net operating income$2,285,0003,365
Securities gains (losses)$-28,0007,972
Applicable income taxes$6,0006,643
Income before extraordinary items$2,251,0002,795
Extraordinary gains, net$046
Net income$2,251,0002,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,884
Cash dividends$1,196,0002,172
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,279,0002,738
2005-09-30 (YTD Data)Rank
Total interest income$4,852,0004,347
Total interest expense$1,641,0004,044
Net interest income$3,211,0004,434
Provision for loan and lease losses$436,0001,604
Total noninterest income$657,0003,865
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$115,0005,606
Trading account gains and fees$0126
Additional Noninterest Income$542,0002,723
Total noninterest expense$1,835,0005,416
Salaries and employee benefits$968,0005,521
Premises and equipment expense$116,0007,226
Additional noninterest expense$751,0004,399
Pre-tax net operating income$1,597,0003,582
Securities gains (losses)$02,317
Applicable income taxes$5,0006,684
Income before extraordinary items$1,592,0002,993
Extraordinary gains, net$035
Net income$1,592,0002,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,440
Cash dividends$778,0002,154
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,592,0002,956
2005-06-30 (YTD Data)Rank
Total interest income$3,140,0004,361
Total interest expense$1,041,0004,024
Net interest income$2,099,0004,471
Provision for loan and lease losses$436,0001,109
Total noninterest income$355,0004,327
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$77,0005,561
Trading account gains and fees$0116
Additional Noninterest Income$278,0003,206
Total noninterest expense$1,169,0005,552
Salaries and employee benefits$625,0005,624
Premises and equipment expense$79,0007,176
Additional noninterest expense$465,0004,613
Pre-tax net operating income$849,0004,145
Securities gains (losses)$02,146
Applicable income taxes$4,0006,673
Income before extraordinary items$845,0003,505
Extraordinary gains, net$030
Net income$845,0003,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,000920
Cash dividends$519,0002,130
Sale, conversion, retirement of capital stock, net$0643
Net operating income$845,0003,459
2005-03-31 (YTD Data)Rank
Total interest income$1,570,0004,333
Total interest expense$505,0004,000
Net interest income$1,065,0004,424
Provision for loan and lease losses$89,0002,296
Total noninterest income$159,0004,560
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$37,0005,594
Trading account gains and fees$0115
Additional Noninterest Income$122,0003,360
Total noninterest expense$590,0005,565
Salaries and employee benefits$308,0005,709
Premises and equipment expense$44,0007,034
Additional noninterest expense$238,0004,521
Pre-tax net operating income$545,0003,450
Securities gains (losses)$01,685
Applicable income taxes$3,0006,538
Income before extraordinary items$542,0002,854
Extraordinary gains, net$024
Net income$542,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,000749
Cash dividends$260,0001,911
Sale, conversion, retirement of capital stock, net$0491
Net operating income$542,0002,800
2004-12-31 (YTD Data)Rank
Total interest income$6,068,0004,228
Total interest expense$1,962,0003,712
Net interest income$4,106,0004,397
Provision for loan and lease losses$759,0001,351
Total noninterest income$676,0004,488
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$125,0006,106
Trading account gains and fees$0138
Additional Noninterest Income$551,0003,126
Total noninterest expense$2,183,0005,723
Salaries and employee benefits$1,167,0005,774
Premises and equipment expense$139,0007,453
Additional noninterest expense$877,0004,781
Pre-tax net operating income$1,840,0003,738
Securities gains (losses)$03,819
Applicable income taxes$1,0007,085
Income before extraordinary items$1,839,0003,133
Extraordinary gains, net$034
Net income$1,839,0003,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,654
Cash dividends$806,0002,689
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,839,0003,072
2004-09-30 (YTD Data)Rank
Total interest income$4,477,0004,262
Total interest expense$1,486,0003,647
Net interest income$2,991,0004,487
Provision for loan and lease losses$664,0001,147
Total noninterest income$465,0004,737
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$95,0006,138
Trading account gains and fees$0134
Additional Noninterest Income$370,0003,337
Total noninterest expense$1,483,0005,999
Salaries and employee benefits$782,0006,092
Premises and equipment expense$96,0007,602
Additional noninterest expense$605,0005,019
Pre-tax net operating income$1,309,0003,938
Securities gains (losses)$03,710
Applicable income taxes$1,0007,130
Income before extraordinary items$1,308,0003,336
Extraordinary gains, net$026
Net income$1,308,0003,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,368
Cash dividends$517,0002,626
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,308,0003,244
2004-06-30 (YTD Data)Rank
Total interest income$2,953,0004,304
Total interest expense$1,009,0003,570
Net interest income$1,944,0004,564
Provision for loan and lease losses$422,0001,173
Total noninterest income$253,0005,254
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$62,0006,192
Trading account gains and fees$0130
Additional Noninterest Income$191,0003,826
Total noninterest expense$948,0006,188
Salaries and employee benefits$509,0006,230
Premises and equipment expense$65,0007,603
Additional noninterest expense$374,0005,289
Pre-tax net operating income$827,0004,024
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$827,0003,444
Extraordinary gains, net$021
Net income$827,0003,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0001,334
Cash dividends$346,0002,689
Sale, conversion, retirement of capital stock, net$0638
Net operating income$827,0003,351
2004-03-31 (YTD Data)Rank
Total interest income$1,470,0004,328
Total interest expense$526,0003,481
Net interest income$944,0004,660
Provision for loan and lease losses$159,0001,372
Total noninterest income$123,0005,263
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$32,0006,092
Trading account gains and fees$0121
Additional Noninterest Income$91,0003,909
Total noninterest expense$471,0006,248
Salaries and employee benefits$255,0006,265
Premises and equipment expense$33,0007,611
Additional noninterest expense$183,0005,379
Pre-tax net operating income$437,0003,851
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$437,0003,270
Extraordinary gains, net$016
Net income$437,0003,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,000882
Cash dividends$172,0002,355
Sale, conversion, retirement of capital stock, net$0464
Net operating income$437,0003,158
2003-12-31 (YTD Data)Rank
Total interest income$5,421,0004,621
Total interest expense$2,319,0003,548
Net interest income$3,102,0005,204
Provision for loan and lease losses$509,0002,138
Total noninterest income$887,0003,982
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$137,0006,036
Trading account gains and fees$0160
Additional Noninterest Income$750,0002,843
Total noninterest expense$1,779,0006,389
Salaries and employee benefits$1,032,0006,156
Premises and equipment expense$130,0007,667
Additional noninterest expense$617,0005,901
Pre-tax net operating income$1,701,0003,786
Securities gains (losses)$04,500
Applicable income taxes$3,0007,286
Income before extraordinary items$1,698,0003,238
Extraordinary gains, net$054
Net income$1,698,0003,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,265
Cash dividends$922,0002,468
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,698,0003,102
2003-09-30 (YTD Data)Rank
Total interest income$3,964,0004,763
Total interest expense$1,753,0003,638
Net interest income$2,211,0005,373
Provision for loan and lease losses$319,0002,394
Total noninterest income$769,0003,728
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$126,0005,684
Trading account gains and fees$0153
Additional Noninterest Income$643,0002,710
Total noninterest expense$1,283,0006,480
Salaries and employee benefits$649,0006,703
Premises and equipment expense$97,0007,691
Additional noninterest expense$537,0005,402
Pre-tax net operating income$1,378,0003,704
Securities gains (losses)$04,204
Applicable income taxes$2,0007,369
Income before extraordinary items$1,376,0003,166
Extraordinary gains, net$040
Net income$1,376,0003,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,165
Cash dividends$634,0002,308
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,376,0003,010
2003-06-30 (YTD Data)Rank
Total interest income$2,612,0004,835
Total interest expense$1,173,0003,733
Net interest income$1,439,0005,458
Provision for loan and lease losses$315,0001,727
Total noninterest income$534,0003,610
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$80,0005,768
Trading account gains and fees$0150
Additional Noninterest Income$454,0002,593
Total noninterest expense$773,0006,814
Salaries and employee benefits$431,0006,738
Premises and equipment expense$66,0007,663
Additional noninterest expense$276,0006,233
Pre-tax net operating income$885,0003,796
Securities gains (losses)$03,782
Applicable income taxes$1,0007,438
Income before extraordinary items$884,0003,251
Extraordinary gains, net$030
Net income$884,0003,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,843
Cash dividends$346,0002,689
Sale, conversion, retirement of capital stock, net$0589
Net operating income$884,0003,082
2003-03-31 (YTD Data)Rank
Total interest income$1,315,0004,837
Total interest expense$594,0003,783
Net interest income$721,0005,451
Provision for loan and lease losses$290,000991
Total noninterest income$229,0003,836
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$39,0005,725
Trading account gains and fees$0134
Additional Noninterest Income$190,0002,807
Total noninterest expense$380,0006,871
Salaries and employee benefits$208,0006,865
Premises and equipment expense$35,0007,597
Additional noninterest expense$137,0006,250
Pre-tax net operating income$280,0004,965
Securities gains (losses)$02,891
Applicable income taxes$1,0007,273
Income before extraordinary items$279,0004,434
Extraordinary gains, net$021
Net income$279,0004,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,460
Cash dividends$173,0002,398
Sale, conversion, retirement of capital stock, net$0419
Net operating income$279,0004,237
2002-12-31 (YTD Data)Rank
Total interest income$5,435,0004,885
Total interest expense$2,518,0004,075
Net interest income$2,917,0005,373
Provision for loan and lease losses$680,0001,880
Total noninterest income$554,0004,934
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$124,0006,185
Trading account gains and fees$0153
Additional Noninterest Income$430,0003,563
Total noninterest expense$1,484,0006,880
Salaries and employee benefits$935,0006,373
Premises and equipment expense$135,0007,649
Additional noninterest expense$414,0007,048
Pre-tax net operating income$1,307,0004,474
Securities gains (losses)$04,537
Applicable income taxes$3,0007,526
Income before extraordinary items$1,304,0003,878
Extraordinary gains, net$070
Net income$1,304,0003,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$771,0001,196
Cash dividends$864,0002,511
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,304,0003,770
2001-12-31 (YTD Data)Rank
Total interest income$5,790,0005,091
Total interest expense$3,011,0004,719
Net interest income$2,779,0005,339
Provision for loan and lease losses$310,0003,126
Total noninterest income$293,0006,495
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$142,0005,910
Trading account gains and fees$0177
Additional Noninterest Income$151,0005,541
Total noninterest expense$1,442,0006,917
Salaries and employee benefits$774,0006,894
Premises and equipment expense$144,0007,624
Additional noninterest expense$524,0006,289
Pre-tax net operating income$1,320,0004,176
Securities gains (losses)$04,612
Applicable income taxes$2,0007,831
Income before extraordinary items$1,318,0003,550
Extraordinary gains, net$0105
Net income$1,318,0003,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,928
Cash dividends$690,0002,904
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,318,0003,460
2000-12-31 (YTD Data)Rank
Total interest income$4,826,0005,872
Total interest expense$2,468,0005,601
Net interest income$2,358,0006,026
Provision for loan and lease losses$270,0003,077
Total noninterest income$301,0006,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$130,0006,054
Trading account gains and feesNANA
Additional Noninterest Income$171,0005,176
Total noninterest expense$1,217,0007,452
Salaries and employee benefits$693,0007,235
Premises and equipment expense$97,0008,499
Additional noninterest expense$427,0006,951
Pre-tax net operating income$1,172,0004,792
Securities gains (losses)$10,0001,158
Applicable income taxes$38,0007,440
Income before extraordinary items$1,144,0003,992
Extraordinary gains, net$038
Net income$1,144,0003,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,633
Cash dividends$720,0002,857
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,134,3004,012
1999-12-31 (YTD Data)Rank
Total interest income$4,196,0006,196
Total interest expense$2,048,0005,919
Net interest income$2,148,0006,377
Provision for loan and lease losses$67,0005,994
Total noninterest income$269,0006,733
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$103,0006,651
Trading account gains and feesNANA
Additional Noninterest Income$166,0005,360
Total noninterest expense$1,199,0007,568
Salaries and employee benefits$681,0007,349
Premises and equipment expense$101,0008,608
Additional noninterest expense$417,0007,132
Pre-tax net operating income$1,151,0004,899
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$1,151,0003,997
Extraordinary gains, net$035
Net income$1,151,0003,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,737
Cash dividends$806,0002,639
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,151,0003,963
1998-12-31 (YTD Data)Rank
Total interest income$4,129,0006,372
Total interest expense$2,065,0006,075
Net interest income$2,064,0006,556
Provision for loan and lease losses$30,0007,298
Total noninterest income$251,0006,996
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0006,978
Trading account gains and feesNANA
Additional Noninterest Income$157,0005,560
Total noninterest expense$1,104,0007,815
Salaries and employee benefits$670,0007,371
Premises and equipment expense$74,0009,279
Additional noninterest expense$360,0007,574
Pre-tax net operating income$1,181,0004,935
Securities gains (losses)$04,449
Applicable income taxes$332,0004,907
Income before extraordinary items$849,0005,003
Extraordinary gains, net$032
Net income$849,0005,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,135
Cash dividends$870,0002,452
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$849,0004,920
1997-12-31 (YTD Data)Rank
Total interest income$3,875,0006,768
Total interest expense$1,893,0006,486
Net interest income$1,982,0006,946
Provision for loan and lease losses$28,0007,514
Total noninterest income$186,0008,032
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$86,0007,514
Trading account gains and feesNANA
Additional Noninterest Income$100,0006,788
Total noninterest expense$1,011,0008,304
Salaries and employee benefits$676,0007,460
Premises and equipment expense$70,0009,702
Additional noninterest expense$265,0008,682
Pre-tax net operating income$1,129,0005,435
Securities gains (losses)$03,944
Applicable income taxes$332,0005,461
Income before extraordinary items$797,0005,474
Extraordinary gains, net$044
Net income$797,0005,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,371
Cash dividends$187,0005,551
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$797,0005,422
1996-12-31 (YTD Data)Rank
Total interest income$3,525,0007,357
Total interest expense$1,703,0007,074
Net interest income$1,822,0007,517
Provision for loan and lease losses$62,0006,048
Total noninterest income$216,0008,007
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$86,0007,820
Trading account gains and feesNANA
Additional Noninterest Income$130,0006,382
Total noninterest expense$978,0008,748
Salaries and employee benefits$630,0007,953
Premises and equipment expense$74,0009,976
Additional noninterest expense$274,0009,148
Pre-tax net operating income$998,0005,745
Securities gains (losses)$04,148
Applicable income taxes$283,0006,032
Income before extraordinary items$715,0005,696
Extraordinary gains, net$053
Net income$715,0005,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,503
Cash dividends$121,0006,377
Sale, conversion, retirement of capital stock, net$0953
Net operating income$715,0005,639
1995-12-31 (YTD Data)Rank
Total interest income$3,198,0007,928
Total interest expense$1,566,0007,514
Net interest income$1,632,0008,189
Provision for loan and lease losses$25,0007,325
Total noninterest income$183,0008,711
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0007,930
Trading account gains and feesNANA
Additional Noninterest Income$89,0007,598
Total noninterest expense$937,0009,226
Salaries and employee benefits$553,0008,698
Premises and equipment expense$80,00010,197
Additional noninterest expense$304,0009,209
Pre-tax net operating income$853,0006,635
Securities gains (losses)$03,831
Applicable income taxes$229,0006,976
Income before extraordinary items$624,0006,469
Extraordinary gains, net$065
Net income$624,0006,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$100,0006,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$624,0006,456
1994-12-31 (YTD Data)Rank
Total interest income$2,798,0008,387
Total interest expense$1,213,0007,849
Net interest income$1,585,0008,625
Provision for loan and lease losses$51,0006,050
Total noninterest income$194,0008,833
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$100,0008,093
Trading account gains and feesNANA
Additional Noninterest Income$94,0007,705
Total noninterest expense$916,0009,703
Salaries and employee benefits$512,0009,282
Premises and equipment expense$81,00010,622
Additional noninterest expense$323,0009,680
Pre-tax net operating income$812,0006,813
Securities gains (losses)$03,600
Applicable income taxes$201,0007,329
Income before extraordinary items$611,0006,452
Extraordinary gains, net$0249
Net income$611,0006,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$87,0007,197
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$611,0006,513
1993-12-31 (YTD Data)Rank
Total interest income$2,798,0008,665
Total interest expense$1,237,0008,124
Net interest income$1,561,0008,914
Provision for loan and lease losses$33,0008,295
Total noninterest income$211,0009,014
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$96,0008,486
Trading account gains and feesNANA
Additional Noninterest Income$115,0007,444
Total noninterest expense$926,00010,077
Salaries and employee benefits$527,0009,404
Premises and equipment expense$76,00011,310
Additional noninterest expense$323,00010,151
Pre-tax net operating income$813,0006,743
Securities gains (losses)$07,477
Applicable income taxes$267,0006,535
Income before extraordinary items$546,0007,175
Extraordinary gains, net$68,0001,931
Net income$614,0006,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00011,177
Cash dividends$29,0008,503
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$546,0006,929
1992-12-31 (YTD Data)Rank
Total interest income$3,001,0008,969
Total interest expense$1,492,0008,534
Net interest income$1,509,0009,239
Provision for loan and lease losses$40,0009,471
Total noninterest income$188,0009,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0008,723
Trading account gains and feesNANA
Additional Noninterest Income$95,0008,250
Total noninterest expense$907,00010,441
Salaries and employee benefits$513,0009,651
Premises and equipment expense$75,00011,682
Additional noninterest expense$319,00010,567
Pre-tax net operating income$750,0006,828
Securities gains (losses)$08,369
Applicable income taxes$224,0007,109
Income before extraordinary items$526,0007,120
Extraordinary gains, net$01,422
Net income$526,0007,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0009,428
Cash dividends$23,0008,421
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$526,0006,738

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.