Home > Bank of Lake County > Assets and Liabilities
Bank of Lake County, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $92,163,000 | 4,737 |
| Cash and due from depository institutions | $7,741,000 | 5,920 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $32,741,000 | 3,343 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $48,335,000 | 5,184 |
| Loan loss allowance | $1,719,000 | 2,122 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,017,000 | 5,998 |
| Other real estate owned | $46,000 | 5,920 |
| Goodwill and other intangibles | $8,000 | 3,164 |
| All other assets | $2,275,000 | 3,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,163,000 | 4,737 |
| Total liabilities | $85,116,000 | 4,629 |
| Total deposits | $77,981,000 | 4,656 |
| Interest-bearing deposits | $61,550,000 | 4,948 |
| Deposits held in domestic offices | $77,981,000 | 4,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,975,000 | 1,717 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,160,000 | 1,783 |
| Total equity capital | $7,047,000 | 5,623 |
| Total bank equity capital | $7,047,000 | 5,623 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,974,000 | 2,017 |
| Surplus | $3,115,000 | 4,221 |
| Undivided profits | $1,958,000 | 6,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $377,000 | 5,615 |
| Earning assets | $81,076,000 | 4,838 |
| Long-term assets (5+ years) | $24,912,000 | 2,880 |
| Average Assets, year-to-date | $91,413,600 | 4,606 |
| Average Assets, quarterly | $91,314,500 | 4,734 |
| Volatile liabilities | $9,002,000 | 5,705 |
| Insider loans | $34,000 | 8,691 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $275,000 | 1,111 |
| Unused loan commitments | $3,892,000 | 6,081 |
| Tier 1 (core) risk-based capital | $7,388,000 | 5,441 |
| Tier 2 risk-based capital | $806,990 | 3,776 |
| Total risk weighted assets | $63,647,390 | 4,402 |
| Total unused commitments | $3,892,000 | 6,088 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $91,036,000 | 4,709 |
| Cash and due from depository institutions | $5,909,000 | 5,705 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $31,007,000 | 3,532 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $50,617,000 | 4,908 |
| Loan loss allowance | $1,616,000 | 2,194 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,034,000 | 5,869 |
| Other real estate owned | $76,000 | 5,705 |
| Goodwill and other intangibles | $18,000 | 3,200 |
| All other assets | $2,375,000 | 3,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,036,000 | 4,709 |
| Total liabilities | $83,012,000 | 4,640 |
| Total deposits | $80,918,000 | 4,497 |
| Interest-bearing deposits | $64,031,000 | 4,802 |
| Deposits held in domestic offices | $80,918,000 | 4,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $282,000 | 2,939 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,812,000 | 2,168 |
| Total equity capital | $8,024,000 | 5,195 |
| Total bank equity capital | $8,024,000 | 5,195 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,974,000 | 1,970 |
| Surplus | $3,115,000 | 4,091 |
| Undivided profits | $2,935,000 | 5,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 7,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $447,000 | 5,026 |
| Earning assets | $81,624,000 | 4,799 |
| Long-term assets (5+ years) | $28,135,000 | 2,484 |
| Average Assets, year-to-date | $91,922,800 | 4,470 |
| Average Assets, quarterly | $90,719,500 | 4,651 |
| Volatile liabilities | $3,809,000 | 7,722 |
| Insider loans | $197,000 | 7,227 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,071,000 | 6,513 |
| Tier 1 (core) risk-based capital | $7,783,000 | 5,131 |
| Tier 2 risk-based capital | $813,730 | 3,620 |
| Total risk weighted assets | $64,296,130 | 4,159 |
| Total unused commitments | $3,071,000 | 6,523 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $93,952,000 | 4,564 |
| Cash and due from depository institutions | $5,662,000 | 6,227 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $35,040,000 | 3,190 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $49,427,000 | 5,033 |
| Loan loss allowance | $1,552,000 | 2,271 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $993,000 | 6,001 |
| Other real estate owned | $214,000 | 6,227 |
| Goodwill and other intangibles | $47,000 | 2,985 |
| All other assets | $2,569,000 | 2,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,952,000 | 4,564 |
| Total liabilities | $85,418,000 | 4,495 |
| Total deposits | $78,050,000 | 4,609 |
| Interest-bearing deposits | $63,218,000 | 4,855 |
| Deposits held in domestic offices | $78,050,000 | 4,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,394,000 | 1,594 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,974,000 | 1,477 |
| Total equity capital | $8,534,000 | 4,952 |
| Total bank equity capital | $8,534,000 | 4,952 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,974,000 | 1,966 |
| Surplus | $3,115,000 | 4,050 |
| Undivided profits | $3,445,000 | 5,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 7,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $437,000 | 5,303 |
| Earning assets | $84,467,000 | 4,644 |
| Long-term assets (5+ years) | $23,324,000 | 2,509 |
| Average Assets, year-to-date | $90,128,000 | 4,563 |
| Average Assets, quarterly | $92,769,500 | 4,566 |
| Volatile liabilities | $8,339,000 | 5,592 |
| Insider loans | $204,000 | 7,437 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,042,000 | 6,490 |
| Tier 1 (core) risk-based capital | $8,397,000 | 4,872 |
| Tier 2 risk-based capital | $811,140 | 3,525 |
| Total risk weighted assets | $64,150,140 | 4,104 |
| Total unused commitments | $3,042,000 | 6,497 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $89,344,000 | 4,877 |
| Cash and due from depository institutions | $5,558,000 | 6,712 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $35,559,000 | 3,402 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $44,994,000 | 5,417 |
| Loan loss allowance | $1,578,000 | 2,324 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,098,000 | 5,686 |
| Other real estate owned | $207,000 | 6,712 |
| Goodwill and other intangibles | $87,000 | 2,577 |
| All other assets | $1,841,000 | 3,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,344,000 | 4,877 |
| Total liabilities | $79,528,000 | 4,877 |
| Total deposits | $76,269,000 | 4,840 |
| Interest-bearing deposits | $62,969,000 | 5,004 |
| Deposits held in domestic offices | $76,269,000 | 4,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,733,000 | 2,360 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,526,000 | 2,541 |
| Total equity capital | $9,816,000 | 4,408 |
| Total bank equity capital | $9,816,000 | 4,408 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,974,000 | 2,082 |
| Surplus | $3,115,000 | 4,105 |
| Undivided profits | $4,727,000 | 4,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 6,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $410,000 | 5,555 |
| Earning assets | $80,553,000 | 4,939 |
| Long-term assets (5+ years) | $18,234,000 | 2,859 |
| Average Assets, year-to-date | $90,795,200 | 4,643 |
| Average Assets, quarterly | $92,705,000 | 4,673 |
| Volatile liabilities | $6,430,000 | 6,302 |
| Insider loans | $190,000 | 7,820 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,890,000 | 5,724 |
| Tier 1 (core) risk-based capital | $9,721,000 | 4,352 |
| Tier 2 risk-based capital | $749,210 | 3,846 |
| Total risk weighted assets | $59,108,210 | 4,434 |
| Total unused commitments | $3,890,000 | 5,735 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $87,921,000 | 4,969 |
| Cash and due from depository institutions | $5,989,000 | 6,632 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $32,039,000 | 3,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $46,609,000 | 5,237 |
| Loan loss allowance | $1,482,000 | 2,509 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,253,000 | 5,254 |
| Other real estate owned | $305,000 | 6,632 |
| Goodwill and other intangibles | $139,000 | 2,210 |
| All other assets | $1,587,000 | 4,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,921,000 | 4,969 |
| Total liabilities | $78,353,000 | 5,001 |
| Total deposits | $77,297,000 | 4,839 |
| Interest-bearing deposits | $62,318,000 | 5,126 |
| Deposits held in domestic offices | $77,297,000 | 4,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $148,000 | 3,545 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $908,000 | 3,937 |
| Total equity capital | $9,568,000 | 4,509 |
| Total bank equity capital | $9,568,000 | 4,509 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,974,000 | 2,136 |
| Surplus | $3,115,000 | 4,079 |
| Undivided profits | $4,479,000 | 4,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $483,000 | 4,891 |
| Earning assets | $78,648,000 | 5,071 |
| Long-term assets (5+ years) | $18,937,000 | 2,600 |
| Average Assets, year-to-date | $84,595,600 | 4,924 |
| Average Assets, quarterly | $86,018,500 | 4,994 |
| Volatile liabilities | $4,104,000 | 7,575 |
| Insider loans | $197,000 | 8,024 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,245,000 | 6,148 |
| Tier 1 (core) risk-based capital | $9,377,000 | 4,448 |
| Tier 2 risk-based capital | $767,460 | 3,704 |
| Total risk weighted assets | $60,682,060 | 4,270 |
| Total unused commitments | $3,245,000 | 6,164 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $84,309,000 | 5,083 |
| Cash and due from depository institutions | $3,928,000 | 6,346 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $28,117,000 | 4,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $49,096,000 | 4,980 |
| Loan loss allowance | $1,409,000 | 2,680 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,031,000 | 5,992 |
| Other real estate owned | $252,000 | 6,346 |
| Goodwill and other intangibles | $99,000 | 2,270 |
| All other assets | $1,786,000 | 4,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,309,000 | 5,083 |
| Total liabilities | $75,202,000 | 5,138 |
| Total deposits | $70,066,000 | 5,218 |
| Interest-bearing deposits | $58,246,000 | 5,369 |
| Deposits held in domestic offices | $70,066,000 | 5,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,780,000 | 1,836 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $356,000 | 6,569 |
| Total equity capital | $9,107,000 | 4,432 |
| Total bank equity capital | $9,107,000 | 4,432 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,974,000 | 2,197 |
| Surplus | $3,115,000 | 4,008 |
| Undivided profits | $4,018,000 | 4,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 4,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $468,000 | 4,478 |
| Earning assets | $77,213,000 | 5,077 |
| Long-term assets (5+ years) | $16,772,000 | 2,911 |
| Average Assets, year-to-date | $87,942,400 | 4,782 |
| Average Assets, quarterly | $85,403,500 | 4,990 |
| Volatile liabilities | $8,672,000 | 4,801 |
| Insider loans | $206,000 | 8,099 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,443,000 | 5,253 |
| Tier 1 (core) risk-based capital | $9,134,000 | 4,460 |
| Tier 2 risk-based capital | $771,220 | 3,675 |
| Total risk weighted assets | $60,979,720 | 4,175 |
| Total unused commitments | $4,443,000 | 5,260 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $92,294,000 | 4,807 |
| Cash and due from depository institutions | $3,478,000 | 6,114 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,105,000 | 4,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $54,142,000 | 4,470 |
| Loan loss allowance | $1,302,000 | 2,949 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $879,000 | 6,654 |
| Other real estate owned | $0 | 6,114 |
| Goodwill and other intangibles | $123,000 | 2,099 |
| All other assets | $1,567,000 | 4,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,294,000 | 4,807 |
| Total liabilities | $82,826,000 | 4,838 |
| Total deposits | $79,496,000 | 4,805 |
| Interest-bearing deposits | $67,818,000 | 4,867 |
| Deposits held in domestic offices | $79,496,000 | 4,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 1,962 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $630,000 | 4,484 |
| Total equity capital | $9,468,000 | 4,290 |
| Total bank equity capital | $9,468,000 | 4,290 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,974,000 | 2,236 |
| Surplus | $3,115,000 | 3,972 |
| Undivided profits | $4,379,000 | 4,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,141,000 | 2,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $465,000 | 4,010 |
| Earning assets | $86,247,000 | 4,731 |
| Long-term assets (5+ years) | $14,376,000 | 3,399 |
| Average Assets, year-to-date | $96,131,400 | 4,506 |
| Average Assets, quarterly | $94,459,000 | 4,647 |
| Volatile liabilities | $8,197,000 | 4,740 |
| Insider loans | $796,000 | 4,379 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,707,000 | 5,739 |
| Tier 1 (core) risk-based capital | $9,167,000 | 4,332 |
| Tier 2 risk-based capital | $825,500 | 3,451 |
| Total risk weighted assets | $65,563,600 | 3,861 |
| Total unused commitments | $3,707,000 | 5,761 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 51 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $97,645,000 | 4,625 |
| Cash and due from depository institutions | $3,650,000 | 4,156 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $33,130,000 | 4,093 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,684 |
| Net loans & leases | $53,921,000 | 4,536 |
| Loan loss allowance | $1,286,000 | 3,048 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $962,000 | 6,360 |
| Other real estate owned | $756,000 | 4,156 |
| Goodwill and other intangibles | $200,000 | 1,852 |
| All other assets | $1,726,000 | 4,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,645,000 | 4,625 |
| Total liabilities | $89,914,000 | 4,590 |
| Total deposits | $89,457,000 | 4,453 |
| Interest-bearing deposits | $79,447,000 | 4,379 |
| Deposits held in domestic offices | $89,457,000 | 4,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $457,000 | 6,213 |
| Total equity capital | $7,731,000 | 4,946 |
| Total bank equity capital | $7,731,000 | 4,946 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,974,000 | 2,315 |
| Surplus | $3,115,000 | 3,868 |
| Undivided profits | $2,642,000 | 6,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 7,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $421,000 | 4,816 |
| Earning assets | $90,351,000 | 4,575 |
| Long-term assets (5+ years) | $10,935,000 | 4,101 |
| Average Assets, year-to-date | $91,935,200 | 4,766 |
| Average Assets, quarterly | $97,707,500 | 4,586 |
| Volatile liabilities | $11,177,000 | 3,792 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,701,000 | 3,495 |
| Tier 1 (core) risk-based capital | $7,531,000 | 4,989 |
| Tier 2 risk-based capital | $847,700 | 3,358 |
| Total risk weighted assets | $67,378,000 | 3,834 |
| Total unused commitments | $7,701,000 | 3,515 |
| Derivatives | $0 | 651 |