Home > Bank of Ladd > Income and Expense
Bank of Ladd, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 8,281 |
| Total interest expense | $1,374,000 | 7,648 |
| Net interest income | $1,203,000 | 8,670 |
| Provision for loan and lease losses | $64,000 | 6,078 |
| Total noninterest income | $82,000 | 9,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $759,000 | 9,195 |
| Salaries and employee benefits | $309,000 | 9,889 |
| Premises and equipment expense | $110,000 | 8,728 |
| Additional noninterest expense | $340,000 | 7,902 |
| Pre-tax net operating income | $462,000 | 8,128 |
| Securities gains (losses) | $41,000 | 1,451 |
| Applicable income taxes | $169,000 | 7,340 |
| Income before extraordinary items | $334,000 | 8,111 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $334,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,007 |
| Net operating income | $306,940 | 8,285 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 10,586 |
| Total interest expense | $681,000 | 10,023 |
| Net interest income | $473,000 | 10,945 |
| Provision for loan and lease losses | $43,000 | 6,890 |
| Total noninterest income | $36,000 | 11,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 9,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $320,000 | 11,176 |
| Salaries and employee benefits | $139,000 | 11,269 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $132,000 | 10,773 |
| Pre-tax net operating income | $146,000 | 10,106 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $61,000 | 9,494 |
| Income before extraordinary items | $93,000 | 10,280 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $93,000 | 10,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $175,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $87,880 | 10,292 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 8,368 |
| Total interest expense | $1,875,000 | 6,729 |
| Net interest income | $1,021,000 | 9,883 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $719,000 | 10,110 |
| Salaries and employee benefits | $339,000 | 10,404 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $260,000 | 9,723 |
| Pre-tax net operating income | $370,000 | 9,259 |
| Securities gains (losses) | $82,000 | 1,051 |
| Applicable income taxes | $108,000 | 9,021 |
| Income before extraordinary items | $344,000 | 8,533 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $344,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $209,000 | 5,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $281,680 | 9,098 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 8,590 |
| Total interest expense | $1,645,000 | 6,485 |
| Net interest income | $1,035,000 | 10,281 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $87,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $796,000 | 10,265 |
| Salaries and employee benefits | $327,000 | 10,954 |
| Premises and equipment expense | $130,000 | 9,091 |
| Additional noninterest expense | $339,000 | 9,479 |
| Pre-tax net operating income | $291,000 | 10,200 |
| Securities gains (losses) | $105,000 | 755 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $311,000 | 9,026 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $311,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $158,000 | 5,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $228,050 | 10,007 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 9,688 |
| Total interest expense | $1,301,000 | 7,879 |
| Net interest income | $942,000 | 10,990 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $76,000 | 11,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $751,000 | 10,916 |
| Salaries and employee benefits | $325,000 | 11,404 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $317,000 | 10,230 |
| Pre-tax net operating income | $267,000 | 10,490 |
| Securities gains (losses) | $168,000 | 1,872 |
| Applicable income taxes | $60,000 | 10,703 |
| Income before extraordinary items | $375,000 | 8,683 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $375,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $88,000 | 7,174 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 668 |
| Net operating income | $230,520 | 10,022 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 10,552 |
| Total interest expense | $1,325,000 | 9,140 |
| Net interest income | $839,000 | 11,754 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $153,000 | 10,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $812,000 | 10,946 |
| Salaries and employee benefits | $419,000 | 10,642 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $337,000 | 10,353 |
| Pre-tax net operating income | $160,000 | 11,431 |
| Securities gains (losses) | $140,000 | 2,505 |
| Applicable income taxes | $57,000 | 11,058 |
| Income before extraordinary items | $243,000 | 10,012 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $243,000 | 10,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $129,600 | 11,230 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.