Home > Bank of Kirksville > Income and Expense

Bank of Kirksville, Income and Expense

2023-12-31 (YTD Data)		Rank
Total interest income	$15,476,000	2,231
Total interest expense	$3,483,000	2,438
Net interest income	$11,993,000	2,111
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,306,000	2,447
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$386,000	1,936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$920,000	2,374
Total noninterest expense	$7,397,000	2,466
Salaries and employee benefits	$3,679,000	2,648
Premises and equipment expense	$1,369,000	1,647
Additional noninterest expense	$920,000	2,374
Pre-tax net operating income	$5,902,000	1,736
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$5,902,000	1,536
Extraordinary gains, net	$0	54
Net income	$5,902,000	1,551
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,902,000	1,539
Net charge-offs	$-29,000	4,077
Cash dividends	$1,300,000	1,902
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,902,000	1,567
2023-09-30 (YTD Data)		Rank
Total interest income	$11,652,000	2,192
Total interest expense	$2,493,000	2,387
Net interest income	$9,159,000	2,104
Provision for loan and lease losses	$0	3,085
Total noninterest income	$987,000	2,433
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$287,000	1,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$700,000	2,325
Total noninterest expense	$5,412,000	2,495
Salaries and employee benefits	$2,665,000	2,683
Premises and equipment expense	$1,038,000	1,623
Additional noninterest expense	$700,000	2,324
Pre-tax net operating income	$4,734,000	1,722
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$4,734,000	1,519
Extraordinary gains, net	$0	52
Net income	$4,734,000	1,531
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,734,000	1,519
Net charge-offs	$-14,000	3,912
Cash dividends	$1,300,000	1,480
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,734,000	1,541
2023-06-30 (YTD Data)		Rank
Total interest income	$7,839,000	2,149
Total interest expense	$1,497,000	2,347
Net interest income	$6,342,000	2,075
Provision for loan and lease losses	$0	2,940
Total noninterest income	$667,000	2,369
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$193,000	1,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$474,000	2,248
Total noninterest expense	$3,184,000	2,680
Salaries and employee benefits	$1,601,000	2,838
Premises and equipment expense	$658,000	1,687
Additional noninterest expense	$474,000	2,244
Pre-tax net operating income	$3,825,000	1,485
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$3,825,000	1,296
Extraordinary gains, net	$0	51
Net income	$3,825,000	1,308
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,825,000	1,296
Net charge-offs	$-15,000	4,032
Cash dividends	$150,000	2,627
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,825,000	1,312
2023-03-31 (YTD Data)		Rank
Total interest income	$3,498,000	2,305
Total interest expense	$678,000	2,273
Net interest income	$2,820,000	2,246
Provision for loan and lease losses	$0	2,612
Total noninterest income	$329,000	2,385
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$97,000	1,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	2,267
Total noninterest expense	$1,552,000	2,759
Salaries and employee benefits	$774,000	2,932
Premises and equipment expense	$334,000	1,708
Additional noninterest expense	$232,000	2,267
Pre-tax net operating income	$1,597,000	1,711
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,597,000	1,540
Extraordinary gains, net	$0	4
Net income	$1,597,000	1,540
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,597,000	1,540
Net charge-offs	$-12,000	4,101
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,597,000	1,553
2022-12-31 (YTD Data)		Rank
Total interest income	$8,994,000	2,680
Total interest expense	$1,125,000	2,260
Net interest income	$7,869,000	2,709
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,285,000	2,520
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$407,000	1,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$878,000	2,479
Total noninterest expense	$6,684,000	2,585
Salaries and employee benefits	$3,728,000	2,608
Premises and equipment expense	$1,280,000	1,723
Additional noninterest expense	$878,000	2,479
Pre-tax net operating income	$2,470,000	2,880
Securities gains (losses)	$-2,312,000	4,567
Applicable income taxes	$0	3,596
Income before extraordinary items	$158,000	4,418
Extraordinary gains, net	$0	5
Net income	$158,000	4,417
Minority interest net income	$0	63
Net income of bank and minority interests.	$158,000	4,418
Net charge-offs	$209,000	906
Cash dividends	$25,000	3,442
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,470,000	2,730
2022-09-30 (YTD Data)		Rank
Total interest income	$6,200,000	2,747
Total interest expense	$707,000	2,183
Net interest income	$5,493,000	2,787
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,009,000	2,479
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$306,000	1,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$703,000	2,429
Total noninterest expense	$5,022,000	2,567
Salaries and employee benefits	$2,788,000	2,612
Premises and equipment expense	$975,000	1,721
Additional noninterest expense	$703,000	2,429
Pre-tax net operating income	$1,480,000	3,118
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,480,000	2,931
Extraordinary gains, net	$0	4
Net income	$1,480,000	2,929
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,480,000	2,930
Net charge-offs	$11,000	1,790
Cash dividends	$25,000	3,054
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,480,000	2,964
2022-06-30 (YTD Data)		Rank
Total interest income	$3,816,000	2,829
Total interest expense	$422,000	2,177
Net interest income	$3,394,000	2,879
Provision for loan and lease losses	$0	2,599
Total noninterest income	$670,000	2,475
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$202,000	1,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	2,462
Total noninterest expense	$3,348,000	2,564
Salaries and employee benefits	$1,886,000	2,596
Premises and equipment expense	$654,000	1,723
Additional noninterest expense	$808,000	2,970
Pre-tax net operating income	$716,000	3,366
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$716,000	3,185
Extraordinary gains, net	$0	4
Net income	$716,000	3,184
Minority interest net income	$0	60
Net income of bank and minority interests.	$716,000	3,185
Net charge-offs	$7,000	1,686
Cash dividends	$25,000	2,912
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$716,000	3,214
2022-03-31 (YTD Data)		Rank
Total interest income	$1,753,000	2,922
Total interest expense	$204,000	2,186
Net interest income	$1,549,000	2,968
Provision for loan and lease losses	$0	2,285
Total noninterest income	$322,000	2,504
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$96,000	1,992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	2,448
Total noninterest expense	$1,652,000	2,589
Salaries and employee benefits	$928,000	2,619
Premises and equipment expense	$335,000	1,706
Additional noninterest expense	$389,000	3,019
Pre-tax net operating income	$219,000	3,684
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$219,000	3,554
Extraordinary gains, net	$0	4
Net income	$219,000	3,553
Minority interest net income	$0	50
Net income of bank and minority interests.	$219,000	3,554
Net charge-offs	$2,000	1,559
Cash dividends	$25,000	2,216
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$219,000	3,580
2021-12-31 (YTD Data)		Rank
Total interest income	$8,465,000	2,726
Total interest expense	$942,000	2,297
Net interest income	$7,523,000	2,743
Provision for loan and lease losses	$0	3,064
Total noninterest income	$2,696,000	1,920
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$389,000	1,893
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,307,000	1,776
Total noninterest expense	$6,889,000	2,510
Salaries and employee benefits	$3,847,000	2,560
Premises and equipment expense	$1,292,000	1,719
Additional noninterest expense	$1,750,000	2,822
Pre-tax net operating income	$3,330,000	2,560
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$3,330,000	2,414
Extraordinary gains, net	$0	10
Net income	$3,330,000	2,413
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,330,000	2,415
Net charge-offs	$408,000	719
Cash dividends	$1,475,000	1,830
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,330,000	2,386
2021-09-30 (YTD Data)		Rank
Total interest income	$6,697,000	2,686
Total interest expense	$709,000	2,390
Net interest income	$5,988,000	2,700
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,891,000	2,031
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$283,000	1,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,608,000	1,885
Total noninterest expense	$5,093,000	2,555
Salaries and employee benefits	$2,806,000	2,618
Premises and equipment expense	$991,000	1,717
Additional noninterest expense	$1,296,000	2,846
Pre-tax net operating income	$2,786,000	2,525
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,786,000	2,360
Extraordinary gains, net	$0	8
Net income	$2,786,000	2,360
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,786,000	2,360
Net charge-offs	$427,000	554
Cash dividends	$1,000,000	1,730
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,786,000	2,335
2021-06-30 (YTD Data)		Rank
Total interest income	$4,872,000	2,551
Total interest expense	$508,000	2,354
Net interest income	$4,364,000	2,562
Provision for loan and lease losses	$0	2,862
Total noninterest income	$676,000	2,655
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$182,000	1,925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$494,000	2,650
Total noninterest expense	$3,395,000	2,541
Salaries and employee benefits	$1,882,000	2,605
Premises and equipment expense	$668,000	1,691
Additional noninterest expense	$845,000	2,872
Pre-tax net operating income	$1,645,000	2,661
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,645,000	2,502
Extraordinary gains, net	$0	6
Net income	$1,645,000	2,501
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,645,000	2,502
Net charge-offs	$-14,000	3,929
Cash dividends	$700,000	1,668
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,645,000	2,465
2021-03-31 (YTD Data)		Rank
Total interest income	$2,503,000	2,500
Total interest expense	$303,000	2,161
Net interest income	$2,200,000	2,522
Provision for loan and lease losses	$0	2,741
Total noninterest income	$337,000	2,668
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$89,000	1,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	2,634
Total noninterest expense	$1,667,000	2,554
Salaries and employee benefits	$933,000	2,611
Premises and equipment expense	$326,000	1,727
Additional noninterest expense	$408,000	2,904
Pre-tax net operating income	$870,000	2,559
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$870,000	2,398
Extraordinary gains, net	$0	3
Net income	$870,000	2,397
Minority interest net income	$0	55
Net income of bank and minority interests.	$870,000	2,398
Net charge-offs	$0	1,930
Cash dividends	$400,000	1,351
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$870,000	2,353
2020-12-31 (YTD Data)		Rank
Total interest income	$10,475,000	2,453
Total interest expense	$2,570,000	1,675
Net interest income	$7,905,000	2,631
Provision for loan and lease losses	$0	4,319
Total noninterest income	$1,321,000	2,577
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$404,000	1,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$917,000	2,571
Total noninterest expense	$6,596,000	2,556
Salaries and employee benefits	$3,790,000	2,569
Premises and equipment expense	$1,185,000	1,817
Additional noninterest expense	$1,621,000	2,913
Pre-tax net operating income	$2,630,000	2,605
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,630,000	2,474
Extraordinary gains, net	$0	4
Net income	$2,630,000	2,474
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,630,000	2,474
Net charge-offs	$263,000	1,365
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,630,000	2,419
2020-09-30 (YTD Data)		Rank
Total interest income	$8,309,000	2,374
Total interest expense	$2,093,000	1,657
Net interest income	$6,216,000	2,566
Provision for loan and lease losses	$0	4,239
Total noninterest income	$932,000	2,608
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$303,000	1,874
Trading account gains and fees	NA	NA
Additional Noninterest Income	$629,000	2,612
Total noninterest expense	$4,883,000	2,546
Salaries and employee benefits	$2,808,000	2,575
Premises and equipment expense	$896,000	1,802
Additional noninterest expense	$1,179,000	2,943
Pre-tax net operating income	$2,265,000	2,410
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,265,000	2,275
Extraordinary gains, net	$0	4
Net income	$2,265,000	2,274
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,265,000	2,275
Net charge-offs	$261,000	1,098
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,265,000	2,219
2020-06-30 (YTD Data)		Rank
Total interest income	$5,947,000	2,305
Total interest expense	$1,533,000	1,624
Net interest income	$4,414,000	2,465
Provision for loan and lease losses	$0	4,134
Total noninterest income	$614,000	2,582
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$202,000	1,900
Trading account gains and fees	NA	NA
Additional Noninterest Income	$412,000	2,587
Total noninterest expense	$3,189,000	2,584
Salaries and employee benefits	$1,832,000	2,611
Premises and equipment expense	$600,000	1,796
Additional noninterest expense	$757,000	3,010
Pre-tax net operating income	$1,839,000	2,114
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,839,000	1,942
Extraordinary gains, net	$0	4
Net income	$1,839,000	1,940
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,839,000	1,942
Net charge-offs	$251,000	895
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,839,000	1,910
2020-03-31 (YTD Data)		Rank
Total interest income	$3,076,000	2,214
Total interest expense	$849,000	1,626
Net interest income	$2,227,000	2,418
Provision for loan and lease losses	$0	3,711
Total noninterest income	$314,000	2,464
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$113,000	1,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	2,429
Total noninterest expense	$1,594,000	2,624
Salaries and employee benefits	$908,000	2,639
Premises and equipment expense	$308,000	1,786
Additional noninterest expense	$378,000	3,029
Pre-tax net operating income	$947,000	1,908
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$947,000	1,743
Extraordinary gains, net	$0	4
Net income	$947,000	1,744
Minority interest net income	$0	56
Net income of bank and minority interests.	$947,000	1,744
Net charge-offs	$214,000	606
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$947,000	1,707
2019-12-31 (YTD Data)		Rank
Total interest income	$13,774,000	2,064
Total interest expense	$3,857,000	1,517
Net interest income	$9,917,000	2,257
Provision for loan and lease losses	$150,000	2,594
Total noninterest income	$1,312,000	2,460
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$507,000	1,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$805,000	2,496
Total noninterest expense	$6,029,000	2,689
Salaries and employee benefits	$3,162,000	2,836
Premises and equipment expense	$943,000	2,112
Additional noninterest expense	$1,924,000	2,625
Pre-tax net operating income	$5,050,000	1,736
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$5,050,000	1,586
Extraordinary gains, net	$0	11
Net income	$5,050,000	1,588
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,050,000	1,588
Net charge-offs	$13,000	3,248
Cash dividends	$2,750,000	1,266
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,050,000	1,550
2019-09-30 (YTD Data)		Rank
Total interest income	$10,750,000	2,011
Total interest expense	$2,912,000	1,517
Net interest income	$7,838,000	2,184
Provision for loan and lease losses	$50,000	3,073
Total noninterest income	$1,006,000	2,448
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$379,000	1,914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$627,000	2,457
Total noninterest expense	$4,276,000	2,794
Salaries and employee benefits	$2,303,000	2,897
Premises and equipment expense	$609,000	2,337
Additional noninterest expense	$1,364,000	2,737
Pre-tax net operating income	$4,518,000	1,575
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$4,518,000	1,405
Extraordinary gains, net	$0	11
Net income	$4,518,000	1,405
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,518,000	1,407
Net charge-offs	$1,000	3,377
Cash dividends	$2,100,000	1,149
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,518,000	1,375
2019-06-30 (YTD Data)		Rank
Total interest income	$7,201,000	2,009
Total interest expense	$1,922,000	1,513
Net interest income	$5,279,000	2,172
Provision for loan and lease losses	$0	3,685
Total noninterest income	$693,000	2,363
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$250,000	1,905
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	2,344
Total noninterest expense	$2,983,000	2,739
Salaries and employee benefits	$1,516,000	2,940
Premises and equipment expense	$532,000	1,969
Additional noninterest expense	$935,000	2,717
Pre-tax net operating income	$2,989,000	1,555
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$2,989,000	1,389
Extraordinary gains, net	$0	11
Net income	$2,989,000	1,388
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,989,000	1,389
Net charge-offs	$0	3,172
Cash dividends	$1,650,000	1,020
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,989,000	1,365
2019-03-31 (YTD Data)		Rank
Total interest income	$3,606,000	2,001
Total interest expense	$953,000	1,483
Net interest income	$2,653,000	2,172
Provision for loan and lease losses	$0	3,406
Total noninterest income	$292,000	2,548
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$124,000	1,912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$168,000	2,621
Total noninterest expense	$1,438,000	2,812
Salaries and employee benefits	$731,000	3,027
Premises and equipment expense	$283,000	1,907
Additional noninterest expense	$424,000	2,882
Pre-tax net operating income	$1,507,000	1,524
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,507,000	1,358
Extraordinary gains, net	$0	5
Net income	$1,507,000	1,357
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,507,000	1,357
Net charge-offs	$0	2,740
Cash dividends	$1,200,000	732
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,507,000	1,330
2018-12-31 (YTD Data)		Rank
Total interest income	$13,564,000	2,009
Total interest expense	$3,083,000	1,401
Net interest income	$10,481,000	2,157
Provision for loan and lease losses	$550,000	1,375
Total noninterest income	$1,232,000	2,582
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$499,000	1,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$733,000	2,602
Total noninterest expense	$5,548,000	2,854
Salaries and employee benefits	$2,938,000	3,011
Premises and equipment expense	$1,038,000	1,994
Additional noninterest expense	$1,572,000	3,084
Pre-tax net operating income	$5,615,000	1,621
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$5,615,000	1,439
Extraordinary gains, net	$0	6
Net income	$5,615,000	1,438
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,615,000	1,438
Net charge-offs	$-89,000	5,029
Cash dividends	$2,740,000	1,169
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,615,000	1,430
2018-09-30 (YTD Data)		Rank
Total interest income	$10,014,000	2,020
Total interest expense	$2,215,000	1,379
Net interest income	$7,799,000	2,165
Provision for loan and lease losses	$500,000	1,123
Total noninterest income	$912,000	2,628
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$364,000	2,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$548,000	2,639
Total noninterest expense	$4,094,000	2,899
Salaries and employee benefits	$2,169,000	3,029
Premises and equipment expense	$793,000	1,981
Additional noninterest expense	$1,132,000	3,163
Pre-tax net operating income	$4,117,000	1,655
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$4,117,000	1,472
Extraordinary gains, net	$0	5
Net income	$4,117,000	1,471
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,117,000	1,471
Net charge-offs	$-89,000	5,087
Cash dividends	$2,740,000	843
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,117,000	1,457
2018-06-30 (YTD Data)		Rank
Total interest income	$6,586,000	2,032
Total interest expense	$1,428,000	1,344
Net interest income	$5,158,000	2,179
Provision for loan and lease losses	$100,000	2,173
Total noninterest income	$603,000	2,634
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$235,000	2,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$368,000	2,628
Total noninterest expense	$2,720,000	2,932
Salaries and employee benefits	$1,433,000	3,066
Premises and equipment expense	$526,000	2,000
Additional noninterest expense	$761,000	3,154
Pre-tax net operating income	$2,941,000	1,545
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$2,941,000	1,373
Extraordinary gains, net	$0	6
Net income	$2,941,000	1,372
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,941,000	1,372
Net charge-offs	$-91,000	5,179
Cash dividends	$2,120,000	723
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,941,000	1,364
2018-03-31 (YTD Data)		Rank
Total interest income	$3,246,000	2,051
Total interest expense	$704,000	1,301
Net interest income	$2,542,000	2,210
Provision for loan and lease losses	$0	3,508
Total noninterest income	$304,000	2,607
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$121,000	2,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	2,598
Total noninterest expense	$1,367,000	2,947
Salaries and employee benefits	$726,000	3,064
Premises and equipment expense	$262,000	2,042
Additional noninterest expense	$379,000	3,185
Pre-tax net operating income	$1,479,000	1,503
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,479,000	1,333
Extraordinary gains, net	$0	7
Net income	$1,479,000	1,333
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,479,000	1,333
Net charge-offs	$4,000	2,263
Cash dividends	$1,500,000	523
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,479,000	1,327
2017-12-31 (YTD Data)		Rank
Total interest income	$12,295,000	2,090
Total interest expense	$2,384,000	1,335
Net interest income	$9,911,000	2,243
Provision for loan and lease losses	$275,000	2,060
Total noninterest income	$1,194,000	2,696
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$506,000	2,009
Trading account gains and fees	NA	NA
Additional Noninterest Income	$688,000	2,749
Total noninterest expense	$5,569,000	2,910
Salaries and employee benefits	$2,908,000	3,062
Premises and equipment expense	$986,000	2,130
Additional noninterest expense	$1,675,000	2,996
Pre-tax net operating income	$5,261,000	1,643
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$5,261,000	1,295
Extraordinary gains, net	$0	9
Net income	$5,261,000	1,295
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,261,000	1,295
Net charge-offs	$-38,000	5,082
Cash dividends	$3,850,000	843
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,261,000	1,284
2017-09-30 (YTD Data)		Rank
Total interest income	$9,115,000	2,115
Total interest expense	$1,699,000	1,374
Net interest income	$7,416,000	2,259
Provision for loan and lease losses	$200,000	2,013
Total noninterest income	$898,000	2,720
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$381,000	2,006
Trading account gains and fees	NA	NA
Additional Noninterest Income	$517,000	2,772
Total noninterest expense	$4,164,000	2,939
Salaries and employee benefits	$2,157,000	3,083
Premises and equipment expense	$742,000	2,139
Additional noninterest expense	$1,265,000	2,981
Pre-tax net operating income	$3,950,000	1,656
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$3,950,000	1,388
Extraordinary gains, net	$0	9
Net income	$3,950,000	1,387
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,950,000	1,388
Net charge-offs	$1,000	3,697
Cash dividends	$3,850,000	625
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,950,000	1,369
2017-06-30 (YTD Data)		Rank
Total interest income	$5,993,000	2,119
Total interest expense	$1,071,000	1,406
Net interest income	$4,922,000	2,248
Provision for loan and lease losses	$175,000	1,703
Total noninterest income	$592,000	2,728
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$248,000	2,036
Trading account gains and fees	$0	139
Additional Noninterest Income	$344,000	2,773
Total noninterest expense	$2,790,000	2,942
Salaries and employee benefits	$1,435,000	3,110
Premises and equipment expense	$504,000	2,110
Additional noninterest expense	$851,000	2,975
Pre-tax net operating income	$2,549,000	1,676
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$2,549,000	1,410
Extraordinary gains, net	$0	11
Net income	$2,549,000	1,410
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,549,000	1,411
Net charge-offs	$8,000	2,974
Cash dividends	$3,250,000	508
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,549,000	1,390
2017-03-31 (YTD Data)		Rank
Total interest income	$2,960,000	2,138
Total interest expense	$503,000	1,452
Net interest income	$2,457,000	2,256
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$292,000	2,744
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$119,000	2,109
Trading account gains and fees	$0	142
Additional Noninterest Income	$173,000	2,748
Total noninterest expense	$1,398,000	2,960
Salaries and employee benefits	$718,000	3,150
Premises and equipment expense	$250,000	2,144
Additional noninterest expense	$430,000	2,971
Pre-tax net operating income	$1,251,000	1,662
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,251,000	1,414
Extraordinary gains, net	$0	8
Net income	$1,251,000	1,414
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,251,000	1,414
Net charge-offs	$1,000	2,795
Cash dividends	$2,700,000	316
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,251,000	1,398
2016-12-31 (YTD Data)		Rank
Total interest income	$12,128,000	2,058
Total interest expense	$1,858,000	1,505
Net interest income	$10,270,000	2,134
Provision for loan and lease losses	$100,000	3,103
Total noninterest income	$1,203,000	2,772
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$614,000	1,774
Trading account gains and fees	$0	170
Additional Noninterest Income	$589,000	3,038
Total noninterest expense	$5,678,000	2,944
Salaries and employee benefits	$2,913,000	3,077
Premises and equipment expense	$1,078,000	2,018
Additional noninterest expense	$1,687,000	3,098
Pre-tax net operating income	$5,695,000	1,462
Securities gains (losses)	$219,000	825
Applicable income taxes	$0	4,278
Income before extraordinary items	$5,914,000	1,212
Extraordinary gains, net	$0	5
Net income	$5,914,000	1,211
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,914,000	1,211
Net charge-offs	$290,000	1,558
Cash dividends	$8,000,000	461
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,695,000	1,218
2016-09-30 (YTD Data)		Rank
Total interest income	$9,196,000	2,035
Total interest expense	$1,396,000	1,504
Net interest income	$7,800,000	2,111
Provision for loan and lease losses	$0	4,186
Total noninterest income	$895,000	2,791
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$483,000	1,721
Trading account gains and fees	$0	169
Additional Noninterest Income	$412,000	3,137
Total noninterest expense	$4,276,000	2,937
Salaries and employee benefits	$2,146,000	3,118
Premises and equipment expense	$832,000	1,989
Additional noninterest expense	$1,298,000	3,035
Pre-tax net operating income	$4,419,000	1,441
Securities gains (losses)	$7,000	2,695
Applicable income taxes	$0	4,325
Income before extraordinary items	$4,426,000	1,231
Extraordinary gains, net	$0	5
Net income	$4,426,000	1,231
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,426,000	1,231
Net charge-offs	$219,000	1,383
Cash dividends	$8,000,000	350
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,419,000	1,195
2016-06-30 (YTD Data)		Rank
Total interest income	$6,148,000	2,046
Total interest expense	$959,000	1,467
Net interest income	$5,189,000	2,122
Provision for loan and lease losses	$0	4,017
Total noninterest income	$720,000	2,515
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$319,000	1,724
Trading account gains and fees	$0	157
Additional Noninterest Income	$401,000	2,655
Total noninterest expense	$2,883,000	2,933
Salaries and employee benefits	$1,442,000	3,114
Premises and equipment expense	$567,000	1,944
Additional noninterest expense	$874,000	3,042
Pre-tax net operating income	$3,026,000	1,393
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$3,026,000	1,193
Extraordinary gains, net	$0	16
Net income	$3,026,000	1,193
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,026,000	1,193
Net charge-offs	$20,000	2,775
Cash dividends	$7,500,000	265
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,026,000	1,149
2016-03-31 (YTD Data)		Rank
Total interest income	$3,080,000	2,030
Total interest expense	$490,000	1,445
Net interest income	$2,590,000	2,124
Provision for loan and lease losses	$0	3,656
Total noninterest income	$387,000	2,405
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$159,000	1,719
Trading account gains and fees	$0	142
Additional Noninterest Income	$228,000	2,453
Total noninterest expense	$1,456,000	2,938
Salaries and employee benefits	$711,000	3,170
Premises and equipment expense	$296,000	1,894
Additional noninterest expense	$449,000	2,983
Pre-tax net operating income	$1,521,000	1,393
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,521,000	1,166
Extraordinary gains, net	$0	12
Net income	$1,521,000	1,167
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,521,000	1,167
Net charge-offs	$4,000	2,652
Cash dividends	$6,000,000	185
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,521,000	1,137
2015-12-31 (YTD Data)		Rank
Total interest income	$12,318,000	1,983
Total interest expense	$2,400,000	1,161
Net interest income	$9,918,000	2,154
Provision for loan and lease losses	$-1,000,000	6,040
Total noninterest income	$1,551,000	2,438
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$668,000	1,712
Trading account gains and fees	$0	159
Additional Noninterest Income	$883,000	2,531
Total noninterest expense	$5,949,000	2,880
Salaries and employee benefits	$2,867,000	3,117
Premises and equipment expense	$1,126,000	1,985
Additional noninterest expense	$1,956,000	2,837
Pre-tax net operating income	$6,520,000	1,266
Securities gains (losses)	$507,000	348
Applicable income taxes	$0	4,402
Income before extraordinary items	$7,027,000	1,016
Extraordinary gains, net	$0	23
Net income	$7,027,000	1,016
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,027,000	1,016
Net charge-offs	$219,000	1,903
Cash dividends	$11,700,000	340
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,520,000	1,061
2015-09-30 (YTD Data)		Rank
Total interest income	$9,256,000	1,990
Total interest expense	$1,897,000	1,120
Net interest income	$7,359,000	2,192
Provision for loan and lease losses	$0	4,232
Total noninterest income	$967,000	2,711
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$487,000	1,765
Trading account gains and fees	$0	153
Additional Noninterest Income	$480,000	2,969
Total noninterest expense	$4,345,000	2,952
Salaries and employee benefits	$2,111,000	3,172
Premises and equipment expense	$824,000	2,047
Additional noninterest expense	$1,410,000	2,927
Pre-tax net operating income	$3,981,000	1,527
Securities gains (losses)	$507,000	305
Applicable income taxes	$0	4,489
Income before extraordinary items	$4,488,000	1,189
Extraordinary gains, net	$0	21
Net income	$4,488,000	1,188
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,488,000	1,189
Net charge-offs	$190,000	1,597
Cash dividends	$11,700,000	256
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,981,000	1,273
2015-06-30 (YTD Data)		Rank
Total interest income	$6,171,000	1,992
Total interest expense	$1,321,000	1,081
Net interest income	$4,850,000	2,208
Provision for loan and lease losses	$0	4,069
Total noninterest income	$617,000	2,785
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$320,000	1,759
Trading account gains and fees	$0	157
Additional Noninterest Income	$297,000	3,074
Total noninterest expense	$2,947,000	2,924
Salaries and employee benefits	$1,413,000	3,196
Premises and equipment expense	$548,000	2,067
Additional noninterest expense	$986,000	2,834
Pre-tax net operating income	$2,520,000	1,570
Securities gains (losses)	$500,000	259
Applicable income taxes	$0	4,497
Income before extraordinary items	$3,020,000	1,166
Extraordinary gains, net	$0	22
Net income	$3,020,000	1,166
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,020,000	1,167
Net charge-offs	$178,000	1,266
Cash dividends	$10,900,000	202
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,520,000	1,303
2015-03-31 (YTD Data)		Rank
Total interest income	$3,088,000	1,992
Total interest expense	$685,000	1,050
Net interest income	$2,403,000	2,221
Provision for loan and lease losses	$0	3,703
Total noninterest income	$355,000	2,563
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$157,000	1,762
Trading account gains and fees	$0	152
Additional Noninterest Income	$198,000	2,649
Total noninterest expense	$1,426,000	3,005
Salaries and employee benefits	$697,000	3,249
Premises and equipment expense	$279,000	2,068
Additional noninterest expense	$450,000	3,029
Pre-tax net operating income	$1,332,000	1,479
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,332,000	1,260
Extraordinary gains, net	$0	13
Net income	$1,332,000	1,260
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,332,000	1,261
Net charge-offs	$83,000	1,230
Cash dividends	$400,000	1,291
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,332,000	1,217
2014-12-31 (YTD Data)		Rank
Total interest income	$12,668,000	1,953
Total interest expense	$3,724,000	793
Net interest income	$8,944,000	2,370
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,257,000	2,765
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$734,000	1,692
Trading account gains and fees	$0	180
Additional Noninterest Income	$523,000	3,219
Total noninterest expense	$5,690,000	3,031
Salaries and employee benefits	$2,889,000	3,160
Premises and equipment expense	$1,160,000	1,976
Additional noninterest expense	$1,641,000	3,337
Pre-tax net operating income	$4,511,000	1,673
Securities gains (losses)	$-1,474,000	6,481
Applicable income taxes	$87,000	3,462
Income before extraordinary items	$2,950,000	2,046
Extraordinary gains, net	$0	17
Net income	$2,950,000	2,046
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,950,000	2,045
Net charge-offs	$38,000	3,974
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,379,780	1,443
2014-09-30 (YTD Data)		Rank
Total interest income	$9,467,000	1,968
Total interest expense	$2,920,000	760
Net interest income	$6,547,000	2,441
Provision for loan and lease losses	$0	4,401
Total noninterest income	$889,000	2,876
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$556,000	1,687
Trading account gains and fees	$0	174
Additional Noninterest Income	$333,000	3,483
Total noninterest expense	$4,200,000	3,082
Salaries and employee benefits	$2,155,000	3,190
Premises and equipment expense	$897,000	1,939
Additional noninterest expense	$1,148,000	3,515
Pre-tax net operating income	$3,236,000	1,737
Securities gains (losses)	$-1,479,000	6,559
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,757,000	2,441
Extraordinary gains, net	$0	15
Net income	$1,757,000	2,442
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,757,000	2,441
Net charge-offs	$21,000	3,810
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,236,000	1,452
2014-06-30 (YTD Data)		Rank
Total interest income	$6,290,000	1,967
Total interest expense	$2,032,000	729
Net interest income	$4,258,000	2,495
Provision for loan and lease losses	$0	4,196
Total noninterest income	$524,000	3,022
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$369,000	1,675
Trading account gains and fees	$0	172
Additional Noninterest Income	$155,000	4,003
Total noninterest expense	$2,822,000	3,072
Salaries and employee benefits	$1,434,000	3,216
Premises and equipment expense	$627,000	1,872
Additional noninterest expense	$761,000	3,545
Pre-tax net operating income	$1,960,000	1,850
Securities gains (losses)	$-1,479,000	6,637
Applicable income taxes	$0	4,568
Income before extraordinary items	$481,000	4,022
Extraordinary gains, net	$0	20
Net income	$481,000	4,027
Minority interest net income	$0	80
Net income of bank and minority interests.	$481,000	4,027
Net charge-offs	$2,000	4,144
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,960,000	1,545
2014-03-31 (YTD Data)		Rank
Total interest income	$3,173,000	1,950
Total interest expense	$1,061,000	698
Net interest income	$2,112,000	2,502
Provision for loan and lease losses	$0	3,817
Total noninterest income	$358,000	2,539
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$186,000	1,652
Trading account gains and fees	$0	147
Additional Noninterest Income	$172,000	2,770
Total noninterest expense	$1,609,000	2,828
Salaries and employee benefits	$719,000	3,232
Premises and equipment expense	$305,000	1,952
Additional noninterest expense	$585,000	2,544
Pre-tax net operating income	$861,000	1,988
Securities gains (losses)	$-553,000	6,705
Applicable income taxes	$0	4,445
Income before extraordinary items	$308,000	3,500
Extraordinary gains, net	$0	16
Net income	$308,000	3,503
Minority interest net income	$0	66
Net income of bank and minority interests.	$308,000	3,503
Net charge-offs	$1,000	3,492
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$861,000	1,667
2013-12-31 (YTD Data)		Rank
Total interest income	$13,034,000	1,912
Total interest expense	$4,210,000	801
Net interest income	$8,824,000	2,382
Provision for loan and lease losses	$0	5,091
Total noninterest income	$1,776,000	2,314
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$837,000	1,593
Trading account gains and fees	$0	184
Additional Noninterest Income	$939,000	2,460
Total noninterest expense	$6,310,000	2,867
Salaries and employee benefits	$3,076,000	3,045
Premises and equipment expense	$1,198,000	1,917
Additional noninterest expense	$2,036,000	2,929
Pre-tax net operating income	$4,290,000	1,628
Securities gains (losses)	$692,000	326
Applicable income taxes	$291,000	2,664
Income before extraordinary items	$4,691,000	1,300
Extraordinary gains, net	$0	29
Net income	$4,691,000	1,301
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,691,000	1,303
Net charge-offs	$87,000	3,892
Cash dividends	$2,400,000	1,037
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,040,520	1,454
2013-09-30 (YTD Data)		Rank
Total interest income	$9,776,000	1,920
Total interest expense	$3,163,000	824
Net interest income	$6,613,000	2,392
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,161,000	2,589
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$625,000	1,597
Trading account gains and fees	$0	180
Additional Noninterest Income	$536,000	2,913
Total noninterest expense	$4,571,000	2,958
Salaries and employee benefits	$2,286,000	3,101
Premises and equipment expense	$903,000	1,922
Additional noninterest expense	$1,382,000	3,157
Pre-tax net operating income	$3,203,000	1,648
Securities gains (losses)	$1,049,000	196
Applicable income taxes	$0	4,713
Income before extraordinary items	$4,252,000	1,095
Extraordinary gains, net	$0	25
Net income	$4,252,000	1,097
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,252,000	1,097
Net charge-offs	$82,000	3,435
Cash dividends	$1,300,000	1,194
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,203,000	1,386
2013-06-30 (YTD Data)		Rank
Total interest income	$6,322,000	1,971
Total interest expense	$2,128,000	840
Net interest income	$4,194,000	2,490
Provision for loan and lease losses	$0	4,788
Total noninterest income	$881,000	2,404
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$400,000	1,623
Trading account gains and fees	$0	157
Additional Noninterest Income	$481,000	2,526
Total noninterest expense	$2,906,000	3,071
Salaries and employee benefits	$1,495,000	3,162
Premises and equipment expense	$601,000	1,922
Additional noninterest expense	$810,000	3,470
Pre-tax net operating income	$2,169,000	1,609
Securities gains (losses)	$952,000	191
Applicable income taxes	$0	4,679
Income before extraordinary items	$3,121,000	984
Extraordinary gains, net	$0	22
Net income	$3,121,000	986
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,121,000	987
Net charge-offs	$45,000	3,434
Cash dividends	$1,000,000	1,071
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,169,000	1,333
2013-03-31 (YTD Data)		Rank
Total interest income	$3,224,000	1,944
Total interest expense	$1,081,000	858
Net interest income	$2,143,000	2,449
Provision for loan and lease losses	$0	4,409
Total noninterest income	$497,000	2,235
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$198,000	1,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$299,000	2,225
Total noninterest expense	$1,450,000	3,084
Salaries and employee benefits	$722,000	3,253
Premises and equipment expense	$316,000	1,875
Additional noninterest expense	$412,000	3,440
Pre-tax net operating income	$1,190,000	1,483
Securities gains (losses)	$472,000	220
Applicable income taxes	$0	4,602
Income before extraordinary items	$1,662,000	915
Extraordinary gains, net	$0	10
Net income	$1,662,000	916
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,662,000	917
Net charge-offs	$9,000	3,485
Cash dividends	$500,000	922
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,190,000	1,205
2012-12-31 (YTD Data)		Rank
Total interest income	$13,156,000	2,000
Total interest expense	$4,945,000	911
Net interest income	$8,211,000	2,614
Provision for loan and lease losses	$0	5,905
Total noninterest income	$1,834,000	2,319
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$878,000	1,575
Trading account gains and fees	$0	166
Additional Noninterest Income	$956,000	2,435
Total noninterest expense	$6,359,000	2,908
Salaries and employee benefits	$3,175,000	3,003
Premises and equipment expense	$1,201,000	1,938
Additional noninterest expense	$1,983,000	3,111
Pre-tax net operating income	$3,686,000	1,751
Securities gains (losses)	$3,528,000	142
Applicable income taxes	$0	4,751
Income before extraordinary items	$7,214,000	816
Extraordinary gains, net	$0	29
Net income	$7,214,000	816
Minority interest net income	$0	93
Net income of bank and minority interests.	$7,214,000	816
Net charge-offs	$120,000	4,265
Cash dividends	$3,310,000	806
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,686,000	1,462
2012-09-30 (YTD Data)		Rank
Total interest income	$9,973,000	2,013
Total interest expense	$3,860,000	920
Net interest income	$6,113,000	2,669
Provision for loan and lease losses	$0	5,790
Total noninterest income	$1,202,000	2,505
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$652,000	1,602
Trading account gains and fees	$0	157
Additional Noninterest Income	$550,000	2,805
Total noninterest expense	$4,586,000	3,004
Salaries and employee benefits	$2,318,000	3,080
Premises and equipment expense	$912,000	1,949
Additional noninterest expense	$1,356,000	3,361
Pre-tax net operating income	$2,729,000	1,817
Securities gains (losses)	$3,304,000	116
Applicable income taxes	$0	4,802
Income before extraordinary items	$6,033,000	763
Extraordinary gains, net	$0	20
Net income	$6,033,000	762
Minority interest net income	$0	86
Net income of bank and minority interests.	$6,033,000	763
Net charge-offs	$192,000	3,352
Cash dividends	$1,910,000	817
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,729,000	1,526
2012-06-30 (YTD Data)		Rank
Total interest income	$6,781,000	1,984
Total interest expense	$2,704,000	903
Net interest income	$4,077,000	2,676
Provision for loan and lease losses	$0	5,619
Total noninterest income	$934,000	2,258
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$421,000	1,626
Trading account gains and fees	$0	153
Additional Noninterest Income	$513,000	2,295
Total noninterest expense	$3,159,000	2,931
Salaries and employee benefits	$1,569,000	3,069
Premises and equipment expense	$622,000	1,904
Additional noninterest expense	$968,000	3,210
Pre-tax net operating income	$1,852,000	1,788
Securities gains (losses)	$2,682,000	101
Applicable income taxes	$0	4,770
Income before extraordinary items	$4,534,000	670
Extraordinary gains, net	$0	19
Net income	$4,534,000	669
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,534,000	670
Net charge-offs	$127,000	3,200
Cash dividends	$1,010,000	950
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,852,000	1,497
2012-03-31 (YTD Data)		Rank
Total interest income	$3,420,000	1,979
Total interest expense	$1,380,000	916
Net interest income	$2,040,000	2,677
Provision for loan and lease losses	$0	5,254
Total noninterest income	$399,000	2,482
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$211,000	1,614
Trading account gains and fees	$4,000	136
Additional Noninterest Income	$184,000	2,777
Total noninterest expense	$1,729,000	2,706
Salaries and employee benefits	$793,000	3,046
Premises and equipment expense	$277,000	2,107
Additional noninterest expense	$659,000	2,429
Pre-tax net operating income	$710,000	2,251
Securities gains (losses)	$840,000	161
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,550,000	960
Extraordinary gains, net	$0	19
Net income	$1,550,000	962
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,550,000	961
Net charge-offs	$119,000	2,305
Cash dividends	$260,000	1,377
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$710,000	1,885
2011-12-31 (YTD Data)		Rank
Total interest income	$14,755,000	1,912
Total interest expense	$5,436,000	1,105
Net interest income	$9,319,000	2,349
Provision for loan and lease losses	$1,350,000	2,017
Total noninterest income	$1,254,000	2,725
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$989,000	1,494
Trading account gains and fees	$0	146
Additional Noninterest Income	$265,000	4,049
Total noninterest expense	$6,559,000	2,824
Salaries and employee benefits	$3,192,000	2,962
Premises and equipment expense	$1,090,000	2,227
Additional noninterest expense	$2,277,000	2,793
Pre-tax net operating income	$2,664,000	2,033
Securities gains (losses)	$5,525,000	99
Applicable income taxes	$0	4,719
Income before extraordinary items	$8,189,000	624
Extraordinary gains, net	$0	29
Net income	$8,189,000	623
Minority interest net income	$0	96
Net income of bank and minority interests.	$8,189,000	624
Net charge-offs	$1,823,000	1,644
Cash dividends	$5,000,000	420
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,664,000	1,703
2011-09-30 (YTD Data)		Rank
Total interest income	$11,417,000	1,866
Total interest expense	$4,109,000	1,144
Net interest income	$7,308,000	2,257
Provision for loan and lease losses	$1,350,000	1,611
Total noninterest income	$888,000	2,810
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$763,000	1,466
Trading account gains and fees	$0	145
Additional Noninterest Income	$125,000	4,807
Total noninterest expense	$4,863,000	2,865
Salaries and employee benefits	$2,298,000	3,075
Premises and equipment expense	$792,000	2,330
Additional noninterest expense	$1,773,000	2,707
Pre-tax net operating income	$1,983,000	2,102
Securities gains (losses)	$5,147,000	89
Applicable income taxes	$0	4,740
Income before extraordinary items	$7,130,000	575
Extraordinary gains, net	$0	21
Net income	$7,130,000	573
Minority interest net income	$0	87
Net income of bank and minority interests.	$7,130,000	575
Net charge-offs	$788,000	2,159
Cash dividends	$3,780,000	370
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,983,000	1,762
2011-06-30 (YTD Data)		Rank
Total interest income	$7,768,000	1,845
Total interest expense	$2,780,000	1,163
Net interest income	$4,988,000	2,201
Provision for loan and lease losses	$650,000	1,973
Total noninterest income	$569,000	2,890
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$487,000	1,500
Trading account gains and fees	$0	153
Additional Noninterest Income	$82,000	4,854
Total noninterest expense	$3,303,000	2,830
Salaries and employee benefits	$1,491,000	3,158
Premises and equipment expense	$533,000	2,322
Additional noninterest expense	$1,279,000	2,589
Pre-tax net operating income	$1,604,000	1,776
Securities gains (losses)	$381,000	446
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,985,000	1,262
Extraordinary gains, net	$0	15
Net income	$1,985,000	1,262
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,985,000	1,262
Net charge-offs	$751,000	1,733
Cash dividends	$2,780,000	331
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,604,000	1,466
2011-03-31 (YTD Data)		Rank
Total interest income	$3,897,000	1,850
Total interest expense	$1,433,000	1,172
Net interest income	$2,464,000	2,218
Provision for loan and lease losses	$100,000	3,337
Total noninterest income	$392,000	2,377
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$235,000	1,521
Trading account gains and fees	$0	158
Additional Noninterest Income	$157,000	2,827
Total noninterest expense	$1,453,000	3,183
Salaries and employee benefits	$728,000	3,222
Premises and equipment expense	$278,000	2,278
Additional noninterest expense	$447,000	3,470
Pre-tax net operating income	$1,303,000	1,122
Securities gains (losses)	$381,000	204
Applicable income taxes	$0	4,545
Income before extraordinary items	$1,684,000	757
Extraordinary gains, net	$0	9
Net income	$1,684,000	757
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,684,000	757
Net charge-offs	$-33,000	7,295
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,303,000	910
2010-12-31 (YTD Data)		Rank
Total interest income	$15,948,000	1,895
Total interest expense	$6,993,000	1,172
Net interest income	$8,955,000	2,455
Provision for loan and lease losses	$1,940,000	2,115
Total noninterest income	$1,647,000	2,375
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,087,000	1,402
Trading account gains and fees	$0	175
Additional Noninterest Income	$560,000	3,016
Total noninterest expense	$6,242,000	3,011
Salaries and employee benefits	$3,066,000	3,049
Premises and equipment expense	$1,097,000	2,281
Additional noninterest expense	$2,079,000	3,149
Pre-tax net operating income	$2,420,000	1,934
Securities gains (losses)	$3,511,000	151
Applicable income taxes	$0	4,655
Income before extraordinary items	$5,931,000	748
Extraordinary gains, net	$0	29
Net income	$5,931,000	748
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,931,000	749
Net charge-offs	$720,000	3,133
Cash dividends	$1,375,000	1,165
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,420,000	1,640
2010-09-30 (YTD Data)		Rank
Total interest income	$12,008,000	1,928
Total interest expense	$5,631,000	1,140
Net interest income	$6,377,000	2,603
Provision for loan and lease losses	$1,240,000	2,238
Total noninterest income	$1,232,000	2,384
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$837,000	1,401
Trading account gains and fees	$0	165
Additional Noninterest Income	$395,000	3,113
Total noninterest expense	$4,549,000	3,088
Salaries and employee benefits	$2,256,000	3,129
Premises and equipment expense	$811,000	2,362
Additional noninterest expense	$1,482,000	3,259
Pre-tax net operating income	$1,820,000	2,043
Securities gains (losses)	$2,771,000	159
Applicable income taxes	$0	4,726
Income before extraordinary items	$4,591,000	759
Extraordinary gains, net	$0	23
Net income	$4,591,000	756
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,591,000	759
Net charge-offs	$487,000	3,115
Cash dividends	$75,000	3,306
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,820,000	1,716
2010-06-30 (YTD Data)		Rank
Total interest income	$8,088,000	1,935
Total interest expense	$3,972,000	1,127
Net interest income	$4,116,000	2,689
Provision for loan and lease losses	$940,000	2,003
Total noninterest income	$793,000	2,391
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$545,000	1,443
Trading account gains and fees	$0	152
Additional Noninterest Income	$248,000	3,139
Total noninterest expense	$3,053,000	3,071
Salaries and employee benefits	$1,494,000	3,153
Premises and equipment expense	$542,000	2,372
Additional noninterest expense	$1,017,000	3,151
Pre-tax net operating income	$916,000	2,546
Securities gains (losses)	$844,000	303
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,760,000	1,260
Extraordinary gains, net	$0	19
Net income	$1,760,000	1,261
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,760,000	1,261
Net charge-offs	$424,000	2,632
Cash dividends	$75,000	3,003
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$916,000	2,198
2010-03-31 (YTD Data)		Rank
Total interest income	$4,018,000	1,992
Total interest expense	$2,007,000	1,178
Net interest income	$2,011,000	2,766
Provision for loan and lease losses	$210,000	2,919
Total noninterest income	$397,000	2,377
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$265,000	1,480
Trading account gains and fees	$0	175
Additional Noninterest Income	$132,000	3,048
Total noninterest expense	$1,541,000	3,088
Salaries and employee benefits	$751,000	3,183
Premises and equipment expense	$273,000	2,390
Additional noninterest expense	$517,000	3,079
Pre-tax net operating income	$657,000	1,942
Securities gains (losses)	$78,000	905
Applicable income taxes	$0	4,611
Income before extraordinary items	$735,000	1,487
Extraordinary gains, net	$0	16
Net income	$735,000	1,489
Minority interest net income	$0	91
Net income of bank and minority interests.	$735,000	1,489
Net charge-offs	$8,000	4,945
Cash dividends	$75,000	2,074
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$657,000	1,597
2009-12-31 (YTD Data)		Rank
Total interest income	$16,884,000	2,009
Total interest expense	$8,996,000	1,328
Net interest income	$7,888,000	2,767
Provision for loan and lease losses	$540,000	4,422
Total noninterest income	$1,734,000	2,337
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,135,000	1,499
Trading account gains and fees	$0	211
Additional Noninterest Income	$599,000	2,905
Total noninterest expense	$6,193,000	3,103
Salaries and employee benefits	$3,127,000	3,060
Premises and equipment expense	$1,115,000	2,355
Additional noninterest expense	$1,951,000	3,376
Pre-tax net operating income	$2,889,000	1,389
Securities gains (losses)	$730,000	661
Applicable income taxes	$0	4,388
Income before extraordinary items	$3,619,000	948
Extraordinary gains, net	$0	34
Net income	$3,619,000	947
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,619,000	947
Net charge-offs	$807,000	3,170
Cash dividends	$3,110,000	552
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,889,000	1,160
2009-09-30 (YTD Data)		Rank
Total interest income	$12,821,000	2,019
Total interest expense	$6,912,000	1,357
Net interest income	$5,909,000	2,778
Provision for loan and lease losses	$180,000	5,277
Total noninterest income	$1,327,000	2,352
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$853,000	1,502
Trading account gains and fees	$0	212
Additional Noninterest Income	$474,000	2,897
Total noninterest expense	$4,670,000	3,093
Salaries and employee benefits	$2,322,000	3,113
Premises and equipment expense	$855,000	2,342
Additional noninterest expense	$1,493,000	3,293
Pre-tax net operating income	$2,386,000	1,352
Securities gains (losses)	$730,000	516
Applicable income taxes	$0	4,592
Income before extraordinary items	$3,116,000	872
Extraordinary gains, net	$0	27
Net income	$3,116,000	873
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,116,000	873
Net charge-offs	$781,000	2,505
Cash dividends	$3,110,000	393
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,386,000	1,121
2009-06-30 (YTD Data)		Rank
Total interest income	$8,710,000	2,012
Total interest expense	$4,779,000	1,391
Net interest income	$3,931,000	2,770
Provision for loan and lease losses	$120,000	5,054
Total noninterest income	$837,000	2,454
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$550,000	1,521
Trading account gains and fees	$0	193
Additional Noninterest Income	$287,000	3,081
Total noninterest expense	$3,236,000	3,020
Salaries and employee benefits	$1,554,000	3,143
Premises and equipment expense	$598,000	2,277
Additional noninterest expense	$1,084,000	3,083
Pre-tax net operating income	$1,412,000	1,599
Securities gains (losses)	$730,000	376
Applicable income taxes	$0	4,657
Income before extraordinary items	$2,142,000	882
Extraordinary gains, net	$0	21
Net income	$2,142,000	882
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,142,000	882
Net charge-offs	$364,000	2,710
Cash dividends	$2,860,000	316
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,412,000	1,297
2009-03-31 (YTD Data)		Rank
Total interest income	$4,472,000	1,989
Total interest expense	$2,494,000	1,383
Net interest income	$1,978,000	2,734
Provision for loan and lease losses	$0	6,744
Total noninterest income	$438,000	2,342
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$272,000	1,501
Trading account gains and fees	$0	171
Additional Noninterest Income	$166,000	2,791
Total noninterest expense	$1,515,000	3,120
Salaries and employee benefits	$757,000	3,246
Premises and equipment expense	$299,000	2,305
Additional noninterest expense	$459,000	3,225
Pre-tax net operating income	$901,000	1,430
Securities gains (losses)	$561,000	295
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,462,000	704
Extraordinary gains, net	$0	15
Net income	$1,462,000	703
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,462,000	706
Net charge-offs	$43,000	3,708
Cash dividends	$175,000	1,823
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$901,000	1,137
2008-12-31 (YTD Data)		Rank
Total interest income	$20,089,000	1,902
Total interest expense	$12,561,000	1,299
Net interest income	$7,528,000	2,862
Provision for loan and lease losses	$450,000	3,957
Total noninterest income	$1,428,000	2,724
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,071,000	1,661
Trading account gains and fees	$0	154
Additional Noninterest Income	$357,000	3,784
Total noninterest expense	$5,599,000	3,270
Salaries and employee benefits	$3,208,000	3,068
Premises and equipment expense	$1,161,000	2,310
Additional noninterest expense	$1,230,000	4,218
Pre-tax net operating income	$2,907,000	1,848
Securities gains (losses)	$1,043,000	207
Applicable income taxes	$0	4,979
Income before extraordinary items	$3,950,000	1,060
Extraordinary gains, net	$0	39
Net income	$3,950,000	1,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	5,208
Cash dividends	$1,473,000	1,758
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,907,000	1,507
2008-09-30 (YTD Data)		Rank
Total interest income	$15,458,000	1,899
Total interest expense	$9,943,000	1,277
Net interest income	$5,515,000	2,941
Provision for loan and lease losses	$80,000	5,434
Total noninterest income	$1,016,000	2,879
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$753,000	1,766
Trading account gains and fees	$0	148
Additional Noninterest Income	$263,000	3,927
Total noninterest expense	$4,172,000	3,274
Salaries and employee benefits	$2,399,000	3,100
Premises and equipment expense	$892,000	2,275
Additional noninterest expense	$881,000	4,274
Pre-tax net operating income	$2,279,000	2,080
Securities gains (losses)	$1,043,000	174
Applicable income taxes	$0	5,372
Income before extraordinary items	$3,322,000	1,110
Extraordinary gains, net	$0	31
Net income	$3,322,000	1,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,975
Cash dividends	$1,473,000	1,346
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,279,000	1,672
2008-06-30 (YTD Data)		Rank
Total interest income	$10,469,000	1,896
Total interest expense	$7,039,000	1,244
Net interest income	$3,430,000	3,119
Provision for loan and lease losses	$50,000	5,164
Total noninterest income	$602,000	3,138
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$440,000	1,939
Trading account gains and fees	$0	149
Additional Noninterest Income	$162,000	4,175
Total noninterest expense	$2,842,000	3,226
Salaries and employee benefits	$1,631,000	3,081
Premises and equipment expense	$606,000	2,238
Additional noninterest expense	$605,000	4,174
Pre-tax net operating income	$1,140,000	2,688
Securities gains (losses)	$983,000	185
Applicable income taxes	$0	5,627
Income before extraordinary items	$2,123,000	1,297
Extraordinary gains, net	$0	21
Net income	$2,123,000	1,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,930
Cash dividends	$1,300,000	1,127
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,140,000	2,264
2008-03-31 (YTD Data)		Rank
Total interest income	$5,334,000	1,914
Total interest expense	$3,581,000	1,301
Net interest income	$1,753,000	3,067
Provision for loan and lease losses	$10,000	5,419
Total noninterest income	$240,000	3,609
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$207,000	2,020
Trading account gains and fees	$0	158
Additional Noninterest Income	$33,000	5,761
Total noninterest expense	$1,445,000	3,171
Salaries and employee benefits	$821,000	3,092
Premises and equipment expense	$309,000	2,203
Additional noninterest expense	$315,000	3,979
Pre-tax net operating income	$538,000	2,927
Securities gains (losses)	$888,000	159
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,426,000	1,056
Extraordinary gains, net	$0	15
Net income	$1,426,000	1,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,965
Cash dividends	$1,200,000	627
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$538,000	2,459
2007-12-31 (YTD Data)		Rank
Total interest income	$22,801,000	1,852
Total interest expense	$15,046,000	1,326
Net interest income	$7,755,000	2,810
Provision for loan and lease losses	$10,000	6,581
Total noninterest income	$1,278,000	3,012
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$877,000	1,973
Trading account gains and fees	$0	178
Additional Noninterest Income	$401,000	3,728
Total noninterest expense	$6,035,000	2,951
Salaries and employee benefits	$3,426,000	2,863
Premises and equipment expense	$1,124,000	2,316
Additional noninterest expense	$1,485,000	3,443
Pre-tax net operating income	$2,988,000	2,484
Securities gains (losses)	$111,000	584
Applicable income taxes	$0	6,070
Income before extraordinary items	$3,099,000	1,990
Extraordinary gains, net	$0	39
Net income	$3,099,000	1,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	2,750
Cash dividends	$1,900,000	1,670
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,988,000	2,046
2007-09-30 (YTD Data)		Rank
Total interest income	$17,090,000	1,862
Total interest expense	$11,184,000	1,342
Net interest income	$5,906,000	2,770
Provision for loan and lease losses	$10,000	6,151
Total noninterest income	$943,000	3,038
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$654,000	1,966
Trading account gains and fees	$0	184
Additional Noninterest Income	$289,000	3,812
Total noninterest expense	$4,519,000	2,935
Salaries and employee benefits	$2,577,000	2,836
Premises and equipment expense	$820,000	2,356
Additional noninterest expense	$1,122,000	3,368
Pre-tax net operating income	$2,320,000	2,556
Securities gains (losses)	$111,000	473
Applicable income taxes	$0	6,220
Income before extraordinary items	$2,431,000	2,051
Extraordinary gains, net	$0	33
Net income	$2,431,000	2,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	1,926
Cash dividends	$1,900,000	1,278
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,320,000	2,092
2007-06-30 (YTD Data)		Rank
Total interest income	$11,228,000	1,905
Total interest expense	$7,209,000	1,396
Net interest income	$4,019,000	2,744
Provision for loan and lease losses	$10,000	5,732
Total noninterest income	$653,000	2,968
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$438,000	1,962
Trading account gains and fees	$0	168
Additional Noninterest Income	$215,000	3,645
Total noninterest expense	$3,086,000	2,900
Salaries and employee benefits	$1,774,000	2,798
Premises and equipment expense	$545,000	2,368
Additional noninterest expense	$767,000	3,306
Pre-tax net operating income	$1,576,000	2,598
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,576,000	2,131
Extraordinary gains, net	$0	29
Net income	$1,576,000	2,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	1,343
Cash dividends	$1,900,000	939
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,576,000	2,111
2007-03-31 (YTD Data)		Rank
Total interest income	$5,649,000	1,898
Total interest expense	$3,556,000	1,397
Net interest income	$2,093,000	2,657
Provision for loan and lease losses	$10,000	5,012
Total noninterest income	$307,000	3,064
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$210,000	1,972
Trading account gains and fees	$0	195
Additional Noninterest Income	$97,000	3,813
Total noninterest expense	$1,613,000	2,796
Salaries and employee benefits	$952,000	2,660
Premises and equipment expense	$273,000	2,387
Additional noninterest expense	$388,000	3,252
Pre-tax net operating income	$777,000	2,615
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$777,000	2,115
Extraordinary gains, net	$0	22
Net income	$777,000	2,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	8,300
Cash dividends	$1,900,000	483
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$777,000	2,105
2006-12-31 (YTD Data)		Rank
Total interest income	$21,231,000	1,891
Total interest expense	$12,781,000	1,316
Net interest income	$8,450,000	2,653
Provision for loan and lease losses	$276,000	2,933
Total noninterest income	$1,282,000	2,994
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$940,000	1,842
Trading account gains and fees	$0	130
Additional Noninterest Income	$342,000	4,047
Total noninterest expense	$5,455,000	3,103
Salaries and employee benefits	$3,158,000	2,988
Premises and equipment expense	$929,000	2,646
Additional noninterest expense	$1,368,000	3,545
Pre-tax net operating income	$4,001,000	2,260
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$4,001,000	1,785
Extraordinary gains, net	$0	51
Net income	$4,001,000	1,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	2,569
Cash dividends	$1,638,000	1,813
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,001,000	1,768
2006-09-30 (YTD Data)		Rank
Total interest income	$15,740,000	1,905
Total interest expense	$9,362,000	1,310
Net interest income	$6,378,000	2,667
Provision for loan and lease losses	$186,000	2,997
Total noninterest income	$945,000	3,047
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$718,000	1,820
Trading account gains and fees	$0	126
Additional Noninterest Income	$227,000	4,269
Total noninterest expense	$4,186,000	3,050
Salaries and employee benefits	$2,488,000	2,859
Premises and equipment expense	$657,000	2,784
Additional noninterest expense	$1,041,000	3,502
Pre-tax net operating income	$2,951,000	2,366
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$2,951,000	1,860
Extraordinary gains, net	$0	45
Net income	$2,951,000	1,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	1,972
Cash dividends	$1,638,000	1,344
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,951,000	1,840
2006-06-30 (YTD Data)		Rank
Total interest income	$10,209,000	1,913
Total interest expense	$6,012,000	1,301
Net interest income	$4,197,000	2,693
Provision for loan and lease losses	$106,000	3,240
Total noninterest income	$705,000	2,821
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$474,000	1,822
Trading account gains and fees	$0	126
Additional Noninterest Income	$231,000	3,466
Total noninterest expense	$2,833,000	3,024
Salaries and employee benefits	$1,650,000	2,877
Premises and equipment expense	$479,000	2,571
Additional noninterest expense	$704,000	3,456
Pre-tax net operating income	$1,963,000	2,340
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,963,000	1,864
Extraordinary gains, net	$0	39
Net income	$1,963,000	1,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	1,409
Cash dividends	$1,638,000	974
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,963,000	1,845
2006-03-31 (YTD Data)		Rank
Total interest income	$4,967,000	1,922
Total interest expense	$2,898,000	1,287
Net interest income	$2,069,000	2,707
Provision for loan and lease losses	$0	6,013
Total noninterest income	$333,000	2,877
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$234,000	1,791
Trading account gains and fees	$0	115
Additional Noninterest Income	$99,000	3,720
Total noninterest expense	$1,426,000	3,011
Salaries and employee benefits	$808,000	2,946
Premises and equipment expense	$236,000	2,603
Additional noninterest expense	$382,000	3,250
Pre-tax net operating income	$976,000	2,319
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$976,000	1,838
Extraordinary gains, net	$0	21
Net income	$976,000	1,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	841
Cash dividends	$1,638,000	491
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$976,000	1,821
2005-12-31 (YTD Data)		Rank
Total interest income	$17,630,000	1,902
Total interest expense	$9,300,000	1,217
Net interest income	$8,330,000	2,604
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,435,000	2,766
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$986,000	1,756
Trading account gains and fees	$0	138
Additional Noninterest Income	$449,000	3,565
Total noninterest expense	$5,427,000	3,016
Salaries and employee benefits	$3,214,000	2,795
Premises and equipment expense	$881,000	2,644
Additional noninterest expense	$1,332,000	3,545
Pre-tax net operating income	$4,338,000	2,094
Securities gains (losses)	$131,000	618
Applicable income taxes	$0	6,964
Income before extraordinary items	$4,469,000	1,570
Extraordinary gains, net	$0	46
Net income	$4,469,000	1,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,038
Cash dividends	$2,036,000	1,427
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,338,000	1,598
2005-09-30 (YTD Data)		Rank
Total interest income	$12,861,000	1,903
Total interest expense	$6,590,000	1,203
Net interest income	$6,271,000	2,572
Provision for loan and lease losses	$0	6,899
Total noninterest income	$1,029,000	2,855
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$741,000	1,742
Trading account gains and fees	$0	126
Additional Noninterest Income	$288,000	3,868
Total noninterest expense	$3,986,000	3,035
Salaries and employee benefits	$2,360,000	2,809
Premises and equipment expense	$629,000	2,758
Additional noninterest expense	$997,000	3,506
Pre-tax net operating income	$3,314,000	2,063
Securities gains (losses)	$131,000	586
Applicable income taxes	$0	6,976
Income before extraordinary items	$3,445,000	1,531
Extraordinary gains, net	$0	35
Net income	$3,445,000	1,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,299
Cash dividends	$2,036,000	1,035
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,314,000	1,556
2005-06-30 (YTD Data)		Rank
Total interest income	$8,290,000	1,917
Total interest expense	$4,088,000	1,218
Net interest income	$4,202,000	2,542
Provision for loan and lease losses	$0	6,626
Total noninterest income	$679,000	2,828
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$475,000	1,756
Trading account gains and fees	$0	116
Additional Noninterest Income	$204,000	3,731
Total noninterest expense	$2,619,000	3,063
Salaries and employee benefits	$1,556,000	2,828
Premises and equipment expense	$401,000	2,840
Additional noninterest expense	$662,000	3,502
Pre-tax net operating income	$2,262,000	1,983
Securities gains (losses)	$131,000	496
Applicable income taxes	$0	6,961
Income before extraordinary items	$2,393,000	1,454
Extraordinary gains, net	$0	30
Net income	$2,393,000	1,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,782
Cash dividends	$1,597,000	889
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,262,000	1,501
2005-03-31 (YTD Data)		Rank
Total interest income	$4,005,000	1,937
Total interest expense	$2,010,000	1,174
Net interest income	$1,995,000	2,644
Provision for loan and lease losses	$0	6,226
Total noninterest income	$334,000	2,816
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$230,000	1,762
Trading account gains and fees	$0	115
Additional Noninterest Income	$104,000	3,652
Total noninterest expense	$1,244,000	3,221
Salaries and employee benefits	$749,000	2,930
Premises and equipment expense	$189,000	3,019
Additional noninterest expense	$306,000	3,745
Pre-tax net operating income	$1,085,000	2,031
Securities gains (losses)	$57,000	512
Applicable income taxes	$0	6,892
Income before extraordinary items	$1,142,000	1,486
Extraordinary gains, net	$0	24
Net income	$1,142,000	1,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,027
Cash dividends	$825,000	785
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,085,000	1,526
2004-12-31 (YTD Data)		Rank
Total interest income	$14,526,000	1,953
Total interest expense	$6,633,000	1,235
Net interest income	$7,893,000	2,574
Provision for loan and lease losses	$0	7,314
Total noninterest income	$1,516,000	2,668
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,018,000	1,728
Trading account gains and fees	$0	138
Additional Noninterest Income	$498,000	3,312
Total noninterest expense	$4,718,000	3,292
Salaries and employee benefits	$2,742,000	3,095
Premises and equipment expense	$693,000	3,149
Additional noninterest expense	$1,283,000	3,561
Pre-tax net operating income	$4,691,000	1,791
Securities gains (losses)	$101,000	1,241
Applicable income taxes	$0	7,185
Income before extraordinary items	$4,792,000	1,347
Extraordinary gains, net	$0	34
Net income	$4,792,000	1,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,144
Cash dividends	$1,510,000	1,705
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,691,000	1,336
2004-09-30 (YTD Data)		Rank
Total interest income	$10,793,000	1,948
Total interest expense	$4,904,000	1,229
Net interest income	$5,889,000	2,557
Provision for loan and lease losses	$0	7,100
Total noninterest income	$1,138,000	2,670
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$763,000	1,741
Trading account gains and fees	$0	134
Additional Noninterest Income	$375,000	3,312
Total noninterest expense	$3,351,000	3,406
Salaries and employee benefits	$1,957,000	3,198
Premises and equipment expense	$491,000	3,299
Additional noninterest expense	$903,000	3,708
Pre-tax net operating income	$3,676,000	1,743
Securities gains (losses)	$60,000	1,519
Applicable income taxes	$0	7,220
Income before extraordinary items	$3,736,000	1,320
Extraordinary gains, net	$0	26
Net income	$3,736,000	1,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,054
Cash dividends	$1,045,000	1,653
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,676,000	1,294
2004-06-30 (YTD Data)		Rank
Total interest income	$7,144,000	1,956
Total interest expense	$3,288,000	1,200
Net interest income	$3,856,000	2,572
Provision for loan and lease losses	$0	6,885
Total noninterest income	$788,000	2,622
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$500,000	1,752
Trading account gains and fees	$0	130
Additional Noninterest Income	$288,000	3,058
Total noninterest expense	$2,195,000	3,481
Salaries and employee benefits	$1,280,000	3,267
Premises and equipment expense	$309,000	3,464
Additional noninterest expense	$606,000	3,719
Pre-tax net operating income	$2,449,000	1,719
Securities gains (losses)	$29,000	1,812
Applicable income taxes	$0	7,214
Income before extraordinary items	$2,478,000	1,310
Extraordinary gains, net	$0	21
Net income	$2,478,000	1,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,159
Cash dividends	$1,045,000	1,208
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,449,000	1,277
2004-03-31 (YTD Data)		Rank
Total interest income	$3,556,000	1,975
Total interest expense	$1,666,000	1,203
Net interest income	$1,890,000	2,623
Provision for loan and lease losses	$0	6,501
Total noninterest income	$360,000	2,732
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$219,000	1,914
Trading account gains and fees	$0	121
Additional Noninterest Income	$141,000	3,047
Total noninterest expense	$1,053,000	3,615
Salaries and employee benefits	$601,000	3,449
Premises and equipment expense	$155,000	3,497
Additional noninterest expense	$297,000	3,771
Pre-tax net operating income	$1,197,000	1,720
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$1,197,000	1,341
Extraordinary gains, net	$0	16
Net income	$1,197,000	1,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,228
Cash dividends	$590,000	1,053
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,197,000	1,274
2003-12-31 (YTD Data)		Rank
Total interest income	$15,215,000	1,859
Total interest expense	$7,246,000	1,221
Net interest income	$7,969,000	2,439
Provision for loan and lease losses	$90,000	5,469
Total noninterest income	$1,559,000	2,770
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$893,000	1,931
Trading account gains and fees	$0	160
Additional Noninterest Income	$666,000	3,064
Total noninterest expense	$4,693,000	3,221
Salaries and employee benefits	$2,670,000	3,088
Premises and equipment expense	$636,000	3,359
Additional noninterest expense	$1,387,000	3,306
Pre-tax net operating income	$4,745,000	1,700
Securities gains (losses)	$46,000	2,589
Applicable income taxes	$0	7,459
Income before extraordinary items	$4,791,000	1,330
Extraordinary gains, net	$0	54
Net income	$4,791,000	1,332
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,883
Cash dividends	$4,398,000	728
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,745,000	1,277
2003-09-30 (YTD Data)		Rank
Total interest income	$11,547,000	1,884
Total interest expense	$5,646,000	1,237
Net interest income	$5,901,000	2,483
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$1,202,000	2,774
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$672,000	1,925
Trading account gains and fees	$0	153
Additional Noninterest Income	$530,000	3,020
Total noninterest expense	$3,516,000	3,215
Salaries and employee benefits	$1,948,000	3,173
Premises and equipment expense	$494,000	3,248
Additional noninterest expense	$1,074,000	3,198
Pre-tax net operating income	$3,497,000	1,795
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$3,497,000	1,423
Extraordinary gains, net	$0	40
Net income	$3,497,000	1,423
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,480
Cash dividends	$2,432,000	870
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,497,000	1,343
2003-06-30 (YTD Data)		Rank
Total interest income	$7,821,000	1,877
Total interest expense	$3,969,000	1,206
Net interest income	$3,852,000	2,523
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$793,000	2,774
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$440,000	1,928
Trading account gains and fees	$0	150
Additional Noninterest Income	$353,000	3,000
Total noninterest expense	$2,361,000	3,205
Salaries and employee benefits	$1,315,000	3,119
Premises and equipment expense	$337,000	3,179
Additional noninterest expense	$709,000	3,199
Pre-tax net operating income	$2,224,000	1,864
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$2,224,000	1,476
Extraordinary gains, net	$0	30
Net income	$2,224,000	1,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,879
Cash dividends	$2,066,000	721
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,224,000	1,386
2003-03-31 (YTD Data)		Rank
Total interest income	$4,020,000	1,825
Total interest expense	$2,049,000	1,198
Net interest income	$1,971,000	2,466
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$382,000	2,758
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$214,000	1,914
Trading account gains and fees	$0	134
Additional Noninterest Income	$168,000	3,012
Total noninterest expense	$1,153,000	3,271
Salaries and employee benefits	$641,000	3,180
Premises and equipment expense	$170,000	3,154
Additional noninterest expense	$342,000	3,259
Pre-tax net operating income	$1,170,000	1,787
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$1,170,000	1,396
Extraordinary gains, net	$0	21
Net income	$1,170,000	1,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,212
Cash dividends	$1,700,000	432
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,170,000	1,311
2002-12-31 (YTD Data)		Rank
Total interest income	$17,967,000	1,711
Total interest expense	$10,345,000	1,078
Net interest income	$7,622,000	2,513
Provision for loan and lease losses	$0	8,089
Total noninterest income	$1,622,000	2,494
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$911,000	1,768
Trading account gains and fees	$0	153
Additional Noninterest Income	$711,000	2,680
Total noninterest expense	$4,797,000	3,031
Salaries and employee benefits	$2,667,000	2,956
Premises and equipment expense	$700,000	3,000
Additional noninterest expense	$1,430,000	3,069
Pre-tax net operating income	$4,447,000	1,818
Securities gains (losses)	$-672,000	9,280
Applicable income taxes	$741,000	2,730
Income before extraordinary items	$3,034,000	1,976
Extraordinary gains, net	$0	70
Net income	$3,034,000	1,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,049
Cash dividends	$1,850,000	1,394
Sale, conversion, retirement of capital stock, net	$-1,000	9,193
Net operating income	$3,571,600	1,623
2001-12-31 (YTD Data)		Rank
Total interest income	$20,970,000	1,620
Total interest expense	$13,386,000	1,204
Net interest income	$7,584,000	2,367
Provision for loan and lease losses	$0	8,228
Total noninterest income	$1,590,000	2,397
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$941,000	1,586
Trading account gains and fees	$0	177
Additional Noninterest Income	$649,000	2,697
Total noninterest expense	$4,639,000	3,011
Salaries and employee benefits	$2,563,000	2,885
Premises and equipment expense	$699,000	2,946
Additional noninterest expense	$1,377,000	3,098
Pre-tax net operating income	$4,535,000	1,585
Securities gains (losses)	$1,000	4,410
Applicable income taxes	$1,562,000	1,446
Income before extraordinary items	$2,974,000	1,770
Extraordinary gains, net	$0	105
Net income	$2,974,000	1,770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,305
Cash dividends	$2,079,000	1,279
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,973,340	1,699
2000-12-31 (YTD Data)		Rank
Total interest income	$19,284,000	1,791
Total interest expense	$11,653,000	1,479
Net interest income	$7,631,000	2,329
Provision for loan and lease losses	$0	8,337
Total noninterest income	$1,598,000	2,242
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$926,000	1,477
Trading account gains and fees	$0	180
Additional Noninterest Income	$672,000	2,444
Total noninterest expense	$4,508,000	2,995
Salaries and employee benefits	$2,599,000	2,738
Premises and equipment expense	$677,000	2,953
Additional noninterest expense	$1,232,000	3,345
Pre-tax net operating income	$4,721,000	1,563
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,654,000	1,386
Income before extraordinary items	$3,067,000	1,710
Extraordinary gains, net	$0	38
Net income	$3,067,000	1,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	9,334
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,067,000	1,703
1999-12-31 (YTD Data)		Rank
Total interest income	$16,474,000	1,973
Total interest expense	$9,240,000	1,626
Net interest income	$7,234,000	2,441
Provision for loan and lease losses	$0	8,503
Total noninterest income	$1,483,000	2,327
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$995,000	1,317
Trading account gains and fees	$0	173
Additional Noninterest Income	$488,000	2,990
Total noninterest expense	$4,233,000	3,147
Salaries and employee benefits	$2,287,000	3,041
Premises and equipment expense	$715,000	2,824
Additional noninterest expense	$1,231,000	3,351
Pre-tax net operating income	$4,484,000	1,679
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,604,000	1,501
Income before extraordinary items	$2,880,000	1,849
Extraordinary gains, net	$0	35
Net income	$2,880,000	1,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-221,000	10,142
Cash dividends	$1,850,000	1,456
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,880,000	1,815
1998-12-31 (YTD Data)		Rank
Total interest income	$16,365,000	1,982
Total interest expense	$9,667,000	1,593
Net interest income	$6,698,000	2,538
Provision for loan and lease losses	$60,000	6,123
Total noninterest income	$1,121,000	2,840
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$858,000	1,467
Trading account gains and fees	$0	224
Additional Noninterest Income	$263,000	4,296
Total noninterest expense	$3,742,000	3,420
Salaries and employee benefits	$2,141,000	3,134
Premises and equipment expense	$631,000	3,033
Additional noninterest expense	$970,000	4,058
Pre-tax net operating income	$4,017,000	1,808
Securities gains (losses)	$0	4,449
Applicable income taxes	$992,000	2,326
Income before extraordinary items	$3,025,000	1,732
Extraordinary gains, net	$0	32
Net income	$3,025,000	1,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-87,000	10,217
Cash dividends	$5,000,000	633
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,025,000	1,662
1997-12-31 (YTD Data)		Rank
Total interest income	$15,814,000	2,056
Total interest expense	$9,513,000	1,627
Net interest income	$6,301,000	2,767
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$2,164,000	1,664
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$910,000	1,420
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,254,000	1,503
Total noninterest expense	$3,936,000	3,225
Salaries and employee benefits	$2,020,000	3,275
Premises and equipment expense	$657,000	2,908
Additional noninterest expense	$1,259,000	3,212
Pre-tax net operating income	$4,409,000	1,734
Securities gains (losses)	$0	3,944
Applicable income taxes	$556,000	3,901
Income before extraordinary items	$3,853,000	1,415
Extraordinary gains, net	$0	44
Net income	$3,853,000	1,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	2,223
Cash dividends	$37,000	7,388
Sale, conversion, retirement of capital stock, net	$-3,360,000	10,904
Net operating income	$3,853,000	1,382
1996-12-31 (YTD Data)		Rank
Total interest income	$14,536,000	2,308
Total interest expense	$8,504,000	1,850
Net interest income	$6,032,000	2,943
Provision for loan and lease losses	$90,000	5,326
Total noninterest income	$1,077,000	2,950
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$832,000	1,608
Trading account gains and fees	$0	262
Additional Noninterest Income	$245,000	4,593
Total noninterest expense	$3,112,000	4,196
Salaries and employee benefits	$1,675,000	3,900
Premises and equipment expense	$585,000	3,288
Additional noninterest expense	$852,000	4,948
Pre-tax net operating income	$3,907,000	1,847
Securities gains (losses)	$109,000	921
Applicable income taxes	$1,303,000	1,850
Income before extraordinary items	$2,713,000	1,820
Extraordinary gains, net	$0	53
Net income	$2,713,000	1,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-399,000	11,404
Cash dividends	$1,000,000	2,117
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,638,880	1,841
1995-12-31 (YTD Data)		Rank
Total interest income	$12,544,000	2,666
Total interest expense	$7,580,000	2,069
Net interest income	$4,964,000	3,566
Provision for loan and lease losses	$0	8,958
Total noninterest income	$1,019,000	3,058
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$799,000	1,694
Trading account gains and fees	$0	522
Additional Noninterest Income	$220,000	4,847
Total noninterest expense	$2,645,000	4,754
Salaries and employee benefits	$1,396,000	4,568
Premises and equipment expense	$535,000	3,545
Additional noninterest expense	$714,000	5,748
Pre-tax net operating income	$3,338,000	2,201
Securities gains (losses)	$73,000	1,094
Applicable income taxes	$1,076,000	2,232
Income before extraordinary items	$2,335,000	2,169
Extraordinary gains, net	$0	65
Net income	$2,335,000	2,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-48,000	11,448
Cash dividends	$1,100,000	1,865
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,285,360	2,177
1994-12-31 (YTD Data)		Rank
Total interest income	$10,327,000	2,947
Total interest expense	$5,257,000	2,347
Net interest income	$5,070,000	3,511
Provision for loan and lease losses	$55,000	5,922
Total noninterest income	$868,000	3,457
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$708,000	1,900
Trading account gains and fees	$0	475
Additional Noninterest Income	$160,000	6,008
Total noninterest expense	$3,156,000	4,226
Salaries and employee benefits	$1,400,000	4,563
Premises and equipment expense	$597,000	3,285
Additional noninterest expense	$1,159,000	4,179
Pre-tax net operating income	$2,727,000	2,602
Securities gains (losses)	$226,000	460
Applicable income taxes	$826,000	2,700
Income before extraordinary items	$2,127,000	2,279
Extraordinary gains, net	$0	249
Net income	$2,127,000	2,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	11,511
Cash dividends	$375,000	3,898
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,964,280	2,494
1993-12-31 (YTD Data)		Rank
Total interest income	$9,522,000	3,249
Total interest expense	$4,755,000	2,705
Net interest income	$4,767,000	3,731
Provision for loan and lease losses	$70,000	6,634
Total noninterest income	$836,000	3,850
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$658,000	2,071
Trading account gains and fees	$0	532
Additional Noninterest Income	$178,000	6,023
Total noninterest expense	$2,858,000	4,704
Salaries and employee benefits	$1,300,000	4,878
Premises and equipment expense	$615,000	3,252
Additional noninterest expense	$943,000	5,174
Pre-tax net operating income	$2,675,000	2,555
Securities gains (losses)	$271,000	1,393
Applicable income taxes	$747,000	2,919
Income before extraordinary items	$2,199,000	2,273
Extraordinary gains, net	$0	3,149
Net income	$2,199,000	2,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-171,000	13,080
Cash dividends	$400,000	3,627
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,995,750	2,374
1992-12-31 (YTD Data)		Rank
Total interest income	$9,745,000	3,578
Total interest expense	$5,268,000	3,147
Net interest income	$4,477,000	4,022
Provision for loan and lease losses	$50,000	9,026
Total noninterest income	$941,000	3,482
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$637,000	2,133
Trading account gains and fees	$121,000	254
Additional Noninterest Income	$183,000	5,968
Total noninterest expense	$4,073,000	3,435
Salaries and employee benefits	$1,141,000	5,415
Premises and equipment expense	$561,000	3,585
Additional noninterest expense	$2,371,000	2,423
Pre-tax net operating income	$1,295,000	4,620
Securities gains (losses)	$0	8,369
Applicable income taxes	$518,000	3,883
Income before extraordinary items	$777,000	5,477
Extraordinary gains, net	$0	1,422
Net income	$777,000	5,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	12,606
Cash dividends	$50,000	7,650
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$777,000	5,164

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.