Home > Bank of Kerrville > Income and Expense
Bank of Kerrville, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 7,690 |
| Total interest expense | $1,466,000 | 8,621 |
| Net interest income | $2,399,000 | 6,795 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $777,000 | 4,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,792 |
| Total noninterest expense | $2,176,000 | 5,978 |
| Salaries and employee benefits | $740,000 | 7,684 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $1,172,000 | 4,437 |
| Pre-tax net operating income | $1,000,000 | 5,620 |
| Securities gains (losses) | $102,000 | 2,973 |
| Applicable income taxes | $375,000 | 5,040 |
| Income before extraordinary items | $727,000 | 5,766 |
| Extraordinary gains, net | $375,000 | 258 |
| Net income | $1,102,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 13,052 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $659,680 | 5,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.