Home > Bank of Kansas City > Income and Expense
Bank of Kansas City, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 5,111 |
| Total interest expense | $1,463,000 | 4,330 |
| Net interest income | $3,020,000 | 5,341 |
| Provision for loan and lease losses | $275,000 | 4,962 |
| Total noninterest income | $3,486,000 | 1,400 |
| Gross Fiduciary activities income | $329,000 | 649 |
| Service charges on deposit accounts | $649,000 | 2,161 |
| Trading account gains and fees | $34,000 | 147 |
| Additional Noninterest Income | $2,474,000 | 1,208 |
| Total noninterest expense | $8,790,000 | 2,208 |
| Salaries and employee benefits | $4,595,000 | 2,105 |
| Premises and equipment expense | $1,465,000 | 1,750 |
| Additional noninterest expense | $2,730,000 | 2,480 |
| Pre-tax net operating income | $-2,559,000 | 6,865 |
| Securities gains (losses) | $98,000 | 2,181 |
| Applicable income taxes | $-880,000 | 7,291 |
| Income before extraordinary items | $-1,581,000 | 6,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,581,000 | 6,763 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,581,000 | 6,764 |
| Net charge-offs | $54,000 | 5,854 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 903 |
| Net operating income | $-1,643,720 | 6,749 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 5,278 |
| Total interest expense | $1,067,000 | 4,538 |
| Net interest income | $2,209,000 | 5,482 |
| Provision for loan and lease losses | $183,000 | 4,989 |
| Total noninterest income | $2,399,000 | 1,475 |
| Gross Fiduciary activities income | $182,000 | 705 |
| Service charges on deposit accounts | $467,000 | 2,274 |
| Trading account gains and fees | $27,000 | 133 |
| Additional Noninterest Income | $1,723,000 | 1,230 |
| Total noninterest expense | $6,183,000 | 2,350 |
| Salaries and employee benefits | $3,335,000 | 2,179 |
| Premises and equipment expense | $1,058,000 | 1,838 |
| Additional noninterest expense | $1,790,000 | 2,739 |
| Pre-tax net operating income | $-1,758,000 | 7,015 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-639,000 | 7,419 |
| Income before extraordinary items | $-1,119,000 | 6,942 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,119,000 | 6,941 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,119,000 | 6,942 |
| Net charge-offs | $13,000 | 6,174 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 830 |
| Net operating income | $-1,119,000 | 6,902 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 5,380 |
| Total interest expense | $683,000 | 4,743 |
| Net interest income | $1,448,000 | 5,541 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $890,000 | 2,205 |
| Gross Fiduciary activities income | $75,000 | 806 |
| Service charges on deposit accounts | $275,000 | 2,530 |
| Trading account gains and fees | $18,000 | 127 |
| Additional Noninterest Income | $522,000 | 2,033 |
| Total noninterest expense | $4,066,000 | 2,385 |
| Salaries and employee benefits | $2,189,000 | 2,221 |
| Premises and equipment expense | $707,000 | 1,847 |
| Additional noninterest expense | $1,170,000 | 2,773 |
| Pre-tax net operating income | $-1,928,000 | 7,249 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-703,000 | 7,548 |
| Income before extraordinary items | $-1,225,000 | 7,165 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,225,000 | 7,164 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,225,000 | 7,165 |
| Net charge-offs | $13,000 | 5,696 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 682 |
| Net operating income | $-1,225,000 | 7,143 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 5,481 |
| Total interest expense | $334,000 | 4,935 |
| Net interest income | $723,000 | 5,573 |
| Provision for loan and lease losses | $111,000 | 3,833 |
| Total noninterest income | $521,000 | 1,976 |
| Gross Fiduciary activities income | $32,000 | 847 |
| Service charges on deposit accounts | $129,000 | 2,648 |
| Trading account gains and fees | $9,000 | 146 |
| Additional Noninterest Income | $351,000 | 1,656 |
| Total noninterest expense | $2,032,000 | 2,416 |
| Salaries and employee benefits | $1,096,000 | 2,249 |
| Premises and equipment expense | $357,000 | 1,889 |
| Additional noninterest expense | $579,000 | 2,795 |
| Pre-tax net operating income | $-899,000 | 7,383 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-429,000 | 7,688 |
| Income before extraordinary items | $-470,000 | 7,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-470,000 | 7,241 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-470,000 | 7,241 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 426 |
| Net operating income | $-470,000 | 7,223 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 6,437 |
| Total interest expense | $1,872,000 | 4,644 |
| Net interest income | $975,000 | 7,467 |
| Provision for loan and lease losses | $564,000 | 4,361 |
| Total noninterest income | $5,120,000 | 1,078 |
| Gross Fiduciary activities income | $113,000 | 855 |
| Service charges on deposit accounts | $517,000 | 2,813 |
| Trading account gains and fees | $5,000 | 195 |
| Additional Noninterest Income | $4,485,000 | 775 |
| Total noninterest expense | $8,079,000 | 2,447 |
| Salaries and employee benefits | $3,776,000 | 2,573 |
| Premises and equipment expense | $1,172,000 | 2,262 |
| Additional noninterest expense | $3,131,000 | 2,265 |
| Pre-tax net operating income | $-2,548,000 | 6,790 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-870,000 | 7,233 |
| Income before extraordinary items | $-1,678,000 | 6,644 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,678,000 | 6,644 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,678,000 | 6,644 |
| Net charge-offs | $241,000 | 4,771 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,180 |
| Net operating income | $-1,678,000 | 6,634 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 6,800 |
| Total interest expense | $1,542,000 | 4,519 |
| Net interest income | $292,000 | 7,973 |
| Provision for loan and lease losses | $395,000 | 4,198 |
| Total noninterest income | $3,857,000 | 1,079 |
| Gross Fiduciary activities income | $74,000 | 861 |
| Service charges on deposit accounts | $379,000 | 2,868 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,404,000 | 783 |
| Total noninterest expense | $5,934,000 | 2,487 |
| Salaries and employee benefits | $2,747,000 | 2,689 |
| Premises and equipment expense | $719,000 | 2,721 |
| Additional noninterest expense | $2,468,000 | 2,133 |
| Pre-tax net operating income | $-2,180,000 | 7,093 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-753,000 | 7,474 |
| Income before extraordinary items | $-1,427,000 | 6,974 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,427,000 | 6,974 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,427,000 | 6,975 |
| Net charge-offs | $130,000 | 4,798 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,109 |
| Net operating income | $-1,427,000 | 6,951 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $779,000 | 7,537 |
| Total interest expense | $1,091,000 | 4,479 |
| Net interest income | $-312,000 | 8,186 |
| Provision for loan and lease losses | $195,000 | 4,369 |
| Total noninterest income | $3,112,000 | 932 |
| Gross Fiduciary activities income | $48,000 | 869 |
| Service charges on deposit accounts | $238,000 | 2,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,826,000 | 672 |
| Total noninterest expense | $4,070,000 | 2,455 |
| Salaries and employee benefits | $1,773,000 | 2,812 |
| Premises and equipment expense | $477,000 | 2,757 |
| Additional noninterest expense | $1,820,000 | 1,965 |
| Pre-tax net operating income | $-1,465,000 | 7,225 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-534,000 | 7,597 |
| Income before extraordinary items | $-931,000 | 7,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-931,000 | 7,119 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-931,000 | 7,119 |
| Net charge-offs | $130,000 | 3,943 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,021 |
| Net operating income | $-931,000 | 7,097 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 7,577 |
| Total interest expense | $480,000 | 4,938 |
| Net interest income | $-87,000 | 8,238 |
| Provision for loan and lease losses | $151,000 | 3,198 |
| Total noninterest income | $2,235,000 | 694 |
| Gross Fiduciary activities income | $24,000 | 883 |
| Service charges on deposit accounts | $139,000 | 2,617 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,072,000 | 496 |
| Total noninterest expense | $1,857,000 | 2,593 |
| Salaries and employee benefits | $853,000 | 2,940 |
| Premises and equipment expense | $227,000 | 2,915 |
| Additional noninterest expense | $777,000 | 2,038 |
| Pre-tax net operating income | $140,000 | 4,606 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $51,000 | 2,864 |
| Income before extraordinary items | $89,000 | 5,103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $89,000 | 5,108 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $89,000 | 5,107 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $89,000 | 4,941 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 7,065 |
| Total interest expense | $1,385,000 | 6,144 |
| Net interest income | $1,017,000 | 7,563 |
| Provision for loan and lease losses | $1,205,000 | 2,450 |
| Total noninterest income | $3,575,000 | 1,381 |
| Gross Fiduciary activities income | $52,000 | 970 |
| Service charges on deposit accounts | $459,000 | 3,194 |
| Trading account gains and fees | $5,000 | 144 |
| Additional Noninterest Income | $3,059,000 | 950 |
| Total noninterest expense | $6,343,000 | 2,917 |
| Salaries and employee benefits | $3,430,000 | 2,881 |
| Premises and equipment expense | $865,000 | 2,980 |
| Additional noninterest expense | $2,048,000 | 2,811 |
| Pre-tax net operating income | $-2,956,000 | 7,580 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,071,000 | 7,729 |
| Income before extraordinary items | $-1,885,000 | 7,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,885,000 | 7,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 2,306 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 1,104 |
| Net operating income | $-1,885,000 | 7,443 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 7,038 |
| Total interest expense | $1,110,000 | 6,119 |
| Net interest income | $778,000 | 7,604 |
| Provision for loan and lease losses | $786,000 | 2,118 |
| Total noninterest income | $2,223,000 | 1,644 |
| Gross Fiduciary activities income | $29,000 | 1,002 |
| Service charges on deposit accounts | $321,000 | 3,350 |
| Trading account gains and fees | $5,000 | 136 |
| Additional Noninterest Income | $1,868,000 | 1,168 |
| Total noninterest expense | $4,759,000 | 2,901 |
| Salaries and employee benefits | $2,626,000 | 2,847 |
| Premises and equipment expense | $625,000 | 3,082 |
| Additional noninterest expense | $1,508,000 | 2,765 |
| Pre-tax net operating income | $-2,544,000 | 7,948 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-929,000 | 8,028 |
| Income before extraordinary items | $-1,615,000 | 7,754 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,615,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 925 |
| Net operating income | $-1,615,000 | 7,839 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 6,931 |
| Total interest expense | $842,000 | 5,991 |
| Net interest income | $529,000 | 7,628 |
| Provision for loan and lease losses | $464,000 | 1,999 |
| Total noninterest income | $1,427,000 | 1,711 |
| Gross Fiduciary activities income | $13,000 | 1,082 |
| Service charges on deposit accounts | $206,000 | 3,421 |
| Trading account gains and fees | $5,000 | 138 |
| Additional Noninterest Income | $1,203,000 | 1,234 |
| Total noninterest expense | $3,191,000 | 2,894 |
| Salaries and employee benefits | $1,808,000 | 2,800 |
| Premises and equipment expense | $412,000 | 3,137 |
| Additional noninterest expense | $971,000 | 2,817 |
| Pre-tax net operating income | $-1,699,000 | 8,121 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-619,000 | 8,208 |
| Income before extraordinary items | $-1,080,000 | 8,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,080,000 | 8,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 810 |
| Net operating income | $-1,080,000 | 8,009 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 6,889 |
| Total interest expense | $456,000 | 5,964 |
| Net interest income | $273,000 | 7,639 |
| Provision for loan and lease losses | $89,000 | 2,945 |
| Total noninterest income | $273,000 | 3,321 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $101,000 | 3,432 |
| Trading account gains and fees | $5,000 | 146 |
| Additional Noninterest Income | $163,000 | 2,901 |
| Total noninterest expense | $1,580,000 | 2,918 |
| Salaries and employee benefits | $918,000 | 2,771 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $469,000 | 2,867 |
| Pre-tax net operating income | $-1,123,000 | 8,293 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-408,000 | 8,343 |
| Income before extraordinary items | $-715,000 | 8,245 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-715,000 | 8,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 981 |
| Net operating income | $-715,000 | 8,231 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 7,412 |
| Total interest expense | $1,331,000 | 6,674 |
| Net interest income | $874,000 | 7,903 |
| Provision for loan and lease losses | $88,000 | 5,093 |
| Total noninterest income | $463,000 | 5,190 |
| Gross Fiduciary activities income | $7,000 | 1,300 |
| Service charges on deposit accounts | $119,000 | 5,781 |
| Trading account gains and fees | $3,000 | 169 |
| Additional Noninterest Income | $334,000 | 4,056 |
| Total noninterest expense | $4,876,000 | 3,512 |
| Salaries and employee benefits | $2,930,000 | 3,294 |
| Premises and equipment expense | $587,000 | 3,903 |
| Additional noninterest expense | $1,359,000 | 3,708 |
| Pre-tax net operating income | $-3,627,000 | 8,404 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,325,000 | 8,429 |
| Income before extraordinary items | $-2,302,000 | 8,351 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,302,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 1,021 |
| Net operating income | $-2,302,000 | 8,340 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 7,489 |
| Total interest expense | $947,000 | 6,792 |
| Net interest income | $664,000 | 7,938 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $74,000 | 7,628 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $2,000 | 178 |
| Additional Noninterest Income | $37,000 | 7,140 |
| Total noninterest expense | $3,381,000 | 3,732 |
| Salaries and employee benefits | $1,927,000 | 3,631 |
| Premises and equipment expense | $424,000 | 3,991 |
| Additional noninterest expense | $1,030,000 | 3,616 |
| Pre-tax net operating income | $-2,688,000 | 8,480 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-977,000 | 8,492 |
| Income before extraordinary items | $-1,711,000 | 8,440 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,711,000 | 8,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,711,000 | 8,428 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 7,610 |
| Total interest expense | $598,000 | 6,917 |
| Net interest income | $421,000 | 8,053 |
| Provision for loan and lease losses | $43,000 | 4,574 |
| Total noninterest income | $31,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $2,000 | 163 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $2,000,000 | 4,121 |
| Salaries and employee benefits | $1,069,000 | 4,202 |
| Premises and equipment expense | $266,000 | 4,197 |
| Additional noninterest expense | $665,000 | 3,704 |
| Pre-tax net operating income | $-1,591,000 | 8,530 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-580,000 | 8,557 |
| Income before extraordinary items | $-1,011,000 | 8,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,011,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,011,000 | 8,476 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,140 |
| Total interest expense | $132,000 | 8,040 |
| Net interest income | $212,000 | 8,096 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $7,000 | 8,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $2,000 | 185 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $683,000 | 5,333 |
| Salaries and employee benefits | $370,000 | 5,413 |
| Premises and equipment expense | $107,000 | 4,842 |
| Additional noninterest expense | $206,000 | 5,178 |
| Pre-tax net operating income | $-474,000 | 8,507 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-173,000 | 8,553 |
| Income before extraordinary items | $-301,000 | 8,439 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-301,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-301,000 | 8,428 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 8,646 |
| Total interest expense | $29,000 | 8,592 |
| Net interest income | $118,000 | 8,642 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $231,000 | 8,632 |
| Salaries and employee benefits | $0 | 8,655 |
| Premises and equipment expense | $44,000 | 8,409 |
| Additional noninterest expense | $187,000 | 8,186 |
| Pre-tax net operating income | $-112,000 | 8,063 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-27,000 | 8,238 |
| Income before extraordinary items | $-85,000 | 8,062 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-85,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 496 |
| Net operating income | $-85,000 | 8,052 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $524,000 | 8,509 |
| Total interest expense | $218,000 | 8,358 |
| Net interest income | $306,000 | 8,550 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $61,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $46,000 | 6,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $325,000 | 8,555 |
| Salaries and employee benefits | $149,000 | 8,604 |
| Premises and equipment expense | $29,000 | 8,518 |
| Additional noninterest expense | $147,000 | 8,165 |
| Pre-tax net operating income | $22,000 | 8,049 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,000 | 6,438 |
| Income before extraordinary items | $18,000 | 8,072 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $18,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $25,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $18,000 | 8,062 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $345,000 | 8,568 |
| Total interest expense | $142,000 | 8,381 |
| Net interest income | $203,000 | 8,615 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $220,000 | 8,584 |
| Salaries and employee benefits | $99,000 | 8,650 |
| Premises and equipment expense | $22,000 | 8,491 |
| Additional noninterest expense | $99,000 | 8,169 |
| Pre-tax net operating income | $0 | 8,159 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $0 | 8,176 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $0 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $0 | 8,163 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $168,000 | 8,595 |
| Total interest expense | $70,000 | 8,389 |
| Net interest income | $98,000 | 8,649 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $107,000 | 8,616 |
| Salaries and employee benefits | $49,000 | 8,663 |
| Premises and equipment expense | $10,000 | 8,530 |
| Additional noninterest expense | $48,000 | 8,212 |
| Pre-tax net operating income | $0 | 8,194 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $0 | 8,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $0 | 8,188 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 8,595 |
| Total interest expense | $234,000 | 8,368 |
| Net interest income | $342,000 | 8,645 |
| Provision for loan and lease losses | $8,000 | 6,877 |
| Total noninterest income | $62,000 | 8,329 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $58,000 | 6,954 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $369,000 | 8,697 |
| Salaries and employee benefits | $190,000 | 8,701 |
| Premises and equipment expense | $43,000 | 8,549 |
| Additional noninterest expense | $136,000 | 8,560 |
| Pre-tax net operating income | $27,000 | 8,177 |
| Securities gains (losses) | $11,000 | 1,453 |
| Applicable income taxes | $6,000 | 6,643 |
| Income before extraordinary items | $32,000 | 8,203 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $32,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $25,000 | 5,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $22,760 | 8,190 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $416,000 | 8,656 |
| Total interest expense | $168,000 | 8,388 |
| Net interest income | $248,000 | 8,712 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $44,000 | 8,399 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $277,000 | 8,707 |
| Salaries and employee benefits | $144,000 | 8,709 |
| Premises and equipment expense | $27,000 | 8,620 |
| Additional noninterest expense | $106,000 | 8,543 |
| Pre-tax net operating income | $12,000 | 8,292 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $17,000 | 8,305 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,770 | 8,290 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,664 |
| Total interest expense | $108,000 | 8,404 |
| Net interest income | $166,000 | 8,729 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $36,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $195,000 | 8,691 |
| Salaries and employee benefits | $95,000 | 8,728 |
| Premises and equipment expense | $16,000 | 8,662 |
| Additional noninterest expense | $84,000 | 8,395 |
| Pre-tax net operating income | $4,000 | 8,333 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $7,000 | 8,348 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,520 | 8,330 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $137,000 | 8,745 |
| Total interest expense | $51,000 | 8,494 |
| Net interest income | $86,000 | 8,798 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $93,000 | 8,776 |
| Salaries and employee benefits | $47,000 | 8,795 |
| Premises and equipment expense | $6,000 | 8,777 |
| Additional noninterest expense | $40,000 | 8,488 |
| Pre-tax net operating income | $9,000 | 8,361 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $9,000 | 8,369 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $9,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $8,100 | 8,350 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 8,736 |
| Total interest expense | $182,000 | 8,524 |
| Net interest income | $355,000 | 8,775 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $103,000 | 8,057 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $65,000 | 7,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,732 |
| Total noninterest expense | $399,000 | 8,794 |
| Salaries and employee benefits | $192,000 | 8,821 |
| Premises and equipment expense | $44,000 | 8,671 |
| Additional noninterest expense | $163,000 | 8,524 |
| Pre-tax net operating income | $59,000 | 8,222 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $9,000 | 6,781 |
| Income before extraordinary items | $50,000 | 8,284 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $50,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $50,000 | 8,241 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $399,000 | 8,795 |
| Total interest expense | $137,000 | 8,574 |
| Net interest income | $262,000 | 8,830 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $69,000 | 8,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $49,000 | 7,079 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $294,000 | 8,833 |
| Salaries and employee benefits | $144,000 | 8,867 |
| Premises and equipment expense | $30,000 | 8,744 |
| Additional noninterest expense | $120,000 | 8,545 |
| Pre-tax net operating income | $37,000 | 8,345 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $34,000 | 8,379 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $34,000 | 8,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $31,450 | 8,349 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,864 |
| Total interest expense | $92,000 | 8,626 |
| Net interest income | $168,000 | 8,902 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $43,000 | 8,339 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $191,000 | 8,898 |
| Salaries and employee benefits | $95,000 | 8,928 |
| Premises and equipment expense | $20,000 | 8,782 |
| Additional noninterest expense | $76,000 | 8,639 |
| Pre-tax net operating income | $20,000 | 8,418 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $20,000 | 8,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $17,390 | 8,418 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $132,000 | 8,910 |
| Total interest expense | $47,000 | 8,661 |
| Net interest income | $85,000 | 8,944 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $92,000 | 8,948 |
| Salaries and employee benefits | $47,000 | 8,972 |
| Premises and equipment expense | $8,000 | 8,874 |
| Additional noninterest expense | $37,000 | 8,708 |
| Pre-tax net operating income | $12,000 | 8,407 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $11,000 | 8,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,150 | 8,404 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 8,909 |
| Total interest expense | $215,000 | 8,702 |
| Net interest income | $355,000 | 8,949 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $67,000 | 8,627 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $50,000 | 7,429 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $396,000 | 8,988 |
| Salaries and employee benefits | $190,000 | 9,015 |
| Premises and equipment expense | $53,000 | 8,720 |
| Additional noninterest expense | $153,000 | 8,743 |
| Pre-tax net operating income | $26,000 | 8,452 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $6,000 | 7,166 |
| Income before extraordinary items | $39,000 | 8,504 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $39,000 | 8,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $40,000 | 5,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $22,470 | 8,469 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $429,000 | 8,993 |
| Total interest expense | $166,000 | 8,795 |
| Net interest income | $263,000 | 9,033 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $50,000 | 8,721 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $38,000 | 7,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $280,000 | 9,051 |
| Salaries and employee benefits | $142,000 | 9,067 |
| Premises and equipment expense | $28,000 | 8,953 |
| Additional noninterest expense | $110,000 | 8,817 |
| Pre-tax net operating income | $33,000 | 8,523 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $8,000 | 7,139 |
| Income before extraordinary items | $41,000 | 8,563 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $41,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $27,560 | 8,523 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $287,000 | 9,035 |
| Total interest expense | $114,000 | 8,846 |
| Net interest income | $173,000 | 9,077 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $33,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $188,000 | 9,074 |
| Salaries and employee benefits | $93,000 | 9,105 |
| Premises and equipment expense | $20,000 | 8,935 |
| Additional noninterest expense | $75,000 | 8,799 |
| Pre-tax net operating income | $18,000 | 8,566 |
| Securities gains (losses) | $15,000 | 2,750 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $28,000 | 8,599 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $28,000 | 8,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $15,250 | 8,556 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $141,000 | 9,093 |
| Total interest expense | $60,000 | 8,881 |
| Net interest income | $81,000 | 9,145 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $15,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $93,000 | 9,119 |
| Salaries and employee benefits | $46,000 | 9,158 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $36,000 | 8,896 |
| Pre-tax net operating income | $3,000 | 8,657 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $15,000 | 8,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,550 | 8,630 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $701,000 | 9,058 |
| Total interest expense | $301,000 | 8,885 |
| Net interest income | $400,000 | 9,090 |
| Provision for loan and lease losses | $2,000 | 8,051 |
| Total noninterest income | $65,000 | 8,809 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $48,000 | 7,564 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $374,000 | 9,170 |
| Salaries and employee benefits | $189,000 | 9,182 |
| Premises and equipment expense | $41,000 | 9,039 |
| Additional noninterest expense | $144,000 | 8,929 |
| Pre-tax net operating income | $89,000 | 8,344 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $20,000 | 7,048 |
| Income before extraordinary items | $75,000 | 8,440 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $75,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $51,000 | 5,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $70,260 | 8,374 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 9,262 |
| Total interest expense | $468,000 | 9,068 |
| Net interest income | $367,000 | 9,338 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $56,000 | 9,091 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $365,000 | 9,413 |
| Salaries and employee benefits | $190,000 | 9,426 |
| Premises and equipment expense | $45,000 | 9,215 |
| Additional noninterest expense | $130,000 | 9,192 |
| Pre-tax net operating income | $58,000 | 8,514 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $59,000 | 8,564 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $59,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $70,000 | 5,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $49,540 | 8,515 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 9,485 |
| Total interest expense | $518,000 | 9,214 |
| Net interest income | $365,000 | 9,629 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $76,000 | 8,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,541 |
| Total noninterest expense | $347,000 | 9,692 |
| Salaries and employee benefits | $177,000 | 9,683 |
| Premises and equipment expense | $42,000 | 9,508 |
| Additional noninterest expense | $128,000 | 9,427 |
| Pre-tax net operating income | $86,000 | 8,851 |
| Securities gains (losses) | $22,000 | 930 |
| Applicable income taxes | $23,000 | 7,775 |
| Income before extraordinary items | $85,000 | 8,797 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $85,000 | 8,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $70,000 | 6,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $67,620 | 8,875 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 9,690 |
| Total interest expense | $504,000 | 9,434 |
| Net interest income | $415,000 | 9,802 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $65,000 | 9,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $320,000 | 10,029 |
| Salaries and employee benefits | $173,000 | 9,994 |
| Premises and equipment expense | $23,000 | 10,054 |
| Additional noninterest expense | $124,000 | 9,749 |
| Pre-tax net operating income | $145,000 | 8,833 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $116,000 | 8,853 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $116,000 | 8,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $80,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $106,510 | 8,893 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 9,952 |
| Total interest expense | $519,000 | 9,657 |
| Net interest income | $375,000 | 10,110 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $65,000 | 9,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $313,000 | 10,235 |
| Salaries and employee benefits | $166,000 | 10,227 |
| Premises and equipment expense | $36,000 | 10,092 |
| Additional noninterest expense | $111,000 | 10,042 |
| Pre-tax net operating income | $127,000 | 9,298 |
| Securities gains (losses) | $40,000 | 1,906 |
| Applicable income taxes | $46,000 | 8,406 |
| Income before extraordinary items | $121,000 | 9,177 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $121,000 | 9,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $92,200 | 9,324 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 10,393 |
| Total interest expense | $503,000 | 10,094 |
| Net interest income | $387,000 | 10,568 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $83,000 | 9,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $298,000 | 10,704 |
| Salaries and employee benefits | $159,000 | 10,697 |
| Premises and equipment expense | $41,000 | 10,416 |
| Additional noninterest expense | $98,000 | 10,549 |
| Pre-tax net operating income | $172,000 | 9,726 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $50,000 | 9,253 |
| Income before extraordinary items | $122,000 | 9,819 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $122,000 | 9,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $122,000 | 9,773 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 10,974 |
| Total interest expense | $489,000 | 10,628 |
| Net interest income | $364,000 | 11,151 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $76,000 | 10,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $286,000 | 11,254 |
| Salaries and employee benefits | $144,000 | 11,261 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $104,000 | 11,053 |
| Pre-tax net operating income | $154,000 | 10,056 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $42,000 | 9,829 |
| Income before extraordinary items | $112,000 | 10,114 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $112,000 | 10,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $112,000 | 10,057 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 11,485 |
| Total interest expense | $455,000 | 11,177 |
| Net interest income | $381,000 | 11,642 |
| Provision for loan and lease losses | $19,000 | 7,763 |
| Total noninterest income | $72,000 | 10,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $266,000 | 11,784 |
| Salaries and employee benefits | $132,000 | 11,796 |
| Premises and equipment expense | $35,000 | 11,504 |
| Additional noninterest expense | $99,000 | 11,621 |
| Pre-tax net operating income | $168,000 | 10,668 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $49,000 | 10,213 |
| Income before extraordinary items | $121,000 | 10,735 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $121,000 | 10,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $119,580 | 10,732 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 12,181 |
| Total interest expense | $368,000 | 11,755 |
| Net interest income | $352,000 | 12,325 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $74,000 | 11,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $302,000 | 12,350 |
| Salaries and employee benefits | $139,000 | 12,408 |
| Premises and equipment expense | $49,000 | 11,666 |
| Additional noninterest expense | $114,000 | 12,174 |
| Pre-tax net operating income | $124,000 | 11,457 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $33,000 | 10,861 |
| Income before extraordinary items | $91,000 | 11,469 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $91,000 | 11,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $91,000 | 11,511 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 12,763 |
| Total interest expense | $361,000 | 12,396 |
| Net interest income | $370,000 | 12,871 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $66,000 | 12,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $244,000 | 13,112 |
| Salaries and employee benefits | $117,000 | 13,127 |
| Premises and equipment expense | $33,000 | 12,758 |
| Additional noninterest expense | $94,000 | 12,986 |
| Pre-tax net operating income | $190,000 | 11,132 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $61,000 | 10,680 |
| Income before extraordinary items | $129,000 | 11,471 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $129,000 | 11,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $129,000 | 11,255 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 13,179 |
| Total interest expense | $489,000 | 12,810 |
| Net interest income | $418,000 | 13,341 |
| Provision for loan and lease losses | $4,000 | 11,584 |
| Total noninterest income | $56,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $263,000 | 13,672 |
| Salaries and employee benefits | $120,000 | 13,717 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $113,000 | 13,402 |
| Pre-tax net operating income | $207,000 | 11,009 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $137,000 | 11,448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $137,000 | 11,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $137,000 | 11,126 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.