Home > Bank of Jones County > Income and Expense
Bank of Jones County, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,652,000 | 3,301 |
| Total interest expense | $940,000 | 2,686 |
| Net interest income | $5,712,000 | 3,357 |
| Provision for loan and lease losses | $130,000 | 2,902 |
| Total noninterest income | $586,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $393,000 | 2,721 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $193,000 | 4,571 |
| Total noninterest expense | $3,738,000 | 3,979 |
| Salaries and employee benefits | $2,296,000 | 3,697 |
| Premises and equipment expense | $253,000 | 4,969 |
| Additional noninterest expense | $1,189,000 | 4,070 |
| Pre-tax net operating income | $2,430,000 | 2,639 |
| Securities gains (losses) | $193,000 | 822 |
| Applicable income taxes | $729,000 | 1,852 |
| Income before extraordinary items | $1,894,000 | 2,813 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,894,000 | 2,811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,894,000 | 2,813 |
| Net charge-offs | $367,000 | 1,807 |
| Cash dividends | $1,758,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,755,040 | 2,894 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 3,332 |
| Total interest expense | $719,000 | 2,686 |
| Net interest income | $4,268,000 | 3,393 |
| Provision for loan and lease losses | $123,000 | 2,595 |
| Total noninterest income | $445,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $298,000 | 2,725 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $147,000 | 4,599 |
| Total noninterest expense | $2,155,000 | 4,600 |
| Salaries and employee benefits | $1,218,000 | 4,470 |
| Premises and equipment expense | $181,000 | 5,112 |
| Additional noninterest expense | $756,000 | 4,463 |
| Pre-tax net operating income | $2,435,000 | 2,186 |
| Securities gains (losses) | $192,000 | 654 |
| Applicable income taxes | $675,000 | 1,690 |
| Income before extraordinary items | $1,952,000 | 2,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,952,000 | 2,258 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,952,000 | 2,257 |
| Net charge-offs | $292,000 | 1,627 |
| Cash dividends | $1,047,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,809,920 | 2,344 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 3,294 |
| Total interest expense | $486,000 | 2,687 |
| Net interest income | $2,900,000 | 3,351 |
| Provision for loan and lease losses | $65,000 | 2,719 |
| Total noninterest income | $291,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $194,000 | 2,754 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $97,000 | 4,603 |
| Total noninterest expense | $1,457,000 | 4,614 |
| Salaries and employee benefits | $845,000 | 4,415 |
| Premises and equipment expense | $119,000 | 5,182 |
| Additional noninterest expense | $493,000 | 4,513 |
| Pre-tax net operating income | $1,669,000 | 2,096 |
| Securities gains (losses) | $155,000 | 574 |
| Applicable income taxes | $454,000 | 1,633 |
| Income before extraordinary items | $1,370,000 | 2,128 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,370,000 | 2,132 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,370,000 | 2,131 |
| Net charge-offs | $12,000 | 3,655 |
| Cash dividends | $1,047,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,253,750 | 2,218 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 3,303 |
| Total interest expense | $248,000 | 2,696 |
| Net interest income | $1,444,000 | 3,371 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $145,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $97,000 | 2,725 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $48,000 | 4,613 |
| Total noninterest expense | $805,000 | 4,425 |
| Salaries and employee benefits | $498,000 | 4,066 |
| Premises and equipment expense | $58,000 | 5,277 |
| Additional noninterest expense | $249,000 | 4,520 |
| Pre-tax net operating income | $776,000 | 2,138 |
| Securities gains (losses) | $155,000 | 319 |
| Applicable income taxes | $236,000 | 1,559 |
| Income before extraordinary items | $695,000 | 2,019 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $695,000 | 2,022 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $695,000 | 2,022 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $1,047,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $578,750 | 2,291 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 3,546 |
| Total interest expense | $1,190,000 | 2,579 |
| Net interest income | $5,002,000 | 3,700 |
| Provision for loan and lease losses | $25,000 | 4,614 |
| Total noninterest income | $670,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $462,000 | 2,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $208,000 | 4,557 |
| Total noninterest expense | $2,848,000 | 4,723 |
| Salaries and employee benefits | $1,581,000 | 4,621 |
| Premises and equipment expense | $241,000 | 5,263 |
| Additional noninterest expense | $1,026,000 | 4,528 |
| Pre-tax net operating income | $2,799,000 | 2,277 |
| Securities gains (losses) | $344,000 | 622 |
| Applicable income taxes | $742,000 | 1,758 |
| Income before extraordinary items | $2,401,000 | 2,273 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,401,000 | 2,276 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,401,000 | 2,276 |
| Net charge-offs | $4,000 | 5,266 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,139,560 | 2,416 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 3,643 |
| Total interest expense | $914,000 | 2,605 |
| Net interest income | $3,617,000 | 3,810 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $512,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $355,000 | 2,505 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $157,000 | 4,644 |
| Total noninterest expense | $2,181,000 | 4,697 |
| Salaries and employee benefits | $1,242,000 | 4,532 |
| Premises and equipment expense | $176,000 | 5,340 |
| Additional noninterest expense | $763,000 | 4,586 |
| Pre-tax net operating income | $1,948,000 | 2,476 |
| Securities gains (losses) | $242,000 | 742 |
| Applicable income taxes | $528,000 | 1,861 |
| Income before extraordinary items | $1,662,000 | 2,442 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,662,000 | 2,446 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,662,000 | 2,446 |
| Net charge-offs | $-10,000 | 6,131 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,478,080 | 2,609 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 3,707 |
| Total interest expense | $622,000 | 2,624 |
| Net interest income | $2,326,000 | 3,897 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $345,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $241,000 | 2,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $104,000 | 4,698 |
| Total noninterest expense | $1,453,000 | 4,726 |
| Salaries and employee benefits | $851,000 | 4,494 |
| Premises and equipment expense | $116,000 | 5,365 |
| Additional noninterest expense | $486,000 | 4,693 |
| Pre-tax net operating income | $1,218,000 | 2,565 |
| Securities gains (losses) | $242,000 | 659 |
| Applicable income taxes | $367,000 | 1,826 |
| Income before extraordinary items | $1,093,000 | 2,449 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,093,000 | 2,456 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,093,000 | 2,455 |
| Net charge-offs | $-10,000 | 6,149 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $911,500 | 2,726 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 3,759 |
| Total interest expense | $316,000 | 2,676 |
| Net interest income | $1,146,000 | 3,951 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $175,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $124,000 | 2,367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,683 |
| Total noninterest expense | $751,000 | 4,683 |
| Salaries and employee benefits | $451,000 | 4,395 |
| Premises and equipment expense | $57,000 | 5,424 |
| Additional noninterest expense | $243,000 | 4,712 |
| Pre-tax net operating income | $570,000 | 2,642 |
| Securities gains (losses) | $242,000 | 395 |
| Applicable income taxes | $186,000 | 1,784 |
| Income before extraordinary items | $626,000 | 2,185 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $626,000 | 2,187 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $626,000 | 2,187 |
| Net charge-offs | $-8,000 | 6,115 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $439,660 | 2,755 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 3,494 |
| Total interest expense | $1,523,000 | 2,680 |
| Net interest income | $5,325,000 | 3,656 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $674,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $463,000 | 2,637 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $211,000 | 4,529 |
| Total noninterest expense | $2,720,000 | 4,962 |
| Salaries and employee benefits | $1,508,000 | 4,837 |
| Premises and equipment expense | $246,000 | 5,376 |
| Additional noninterest expense | $966,000 | 4,872 |
| Pre-tax net operating income | $3,279,000 | 1,936 |
| Securities gains (losses) | $440,000 | 1,038 |
| Applicable income taxes | $966,000 | 1,505 |
| Income before extraordinary items | $2,753,000 | 2,004 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,753,000 | 2,003 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,753,000 | 2,005 |
| Net charge-offs | $174,000 | 3,904 |
| Cash dividends | $1,941,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,427,400 | 2,104 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 3,479 |
| Total interest expense | $1,187,000 | 2,702 |
| Net interest income | $4,127,000 | 3,640 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $499,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $338,000 | 2,728 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 4,537 |
| Total noninterest expense | $2,060,000 | 4,987 |
| Salaries and employee benefits | $1,158,000 | 4,782 |
| Premises and equipment expense | $190,000 | 5,369 |
| Additional noninterest expense | $712,000 | 4,958 |
| Pre-tax net operating income | $2,566,000 | 1,932 |
| Securities gains (losses) | $63,000 | 2,295 |
| Applicable income taxes | $707,000 | 1,572 |
| Income before extraordinary items | $1,922,000 | 2,185 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,922,000 | 2,185 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,922,000 | 2,186 |
| Net charge-offs | $166,000 | 3,490 |
| Cash dividends | $971,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,876,010 | 2,103 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 3,392 |
| Total interest expense | $822,000 | 2,714 |
| Net interest income | $2,871,000 | 3,550 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $327,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $218,000 | 2,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,537 |
| Total noninterest expense | $1,387,000 | 4,992 |
| Salaries and employee benefits | $787,000 | 4,784 |
| Premises and equipment expense | $129,000 | 5,356 |
| Additional noninterest expense | $471,000 | 5,007 |
| Pre-tax net operating income | $1,811,000 | 1,815 |
| Securities gains (losses) | $63,000 | 1,894 |
| Applicable income taxes | $501,000 | 1,487 |
| Income before extraordinary items | $1,373,000 | 2,038 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,373,000 | 2,036 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,373,000 | 2,038 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $971,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,327,010 | 1,983 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 3,351 |
| Total interest expense | $418,000 | 2,777 |
| Net interest income | $1,483,000 | 3,489 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $153,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $99,000 | 2,942 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,597 |
| Total noninterest expense | $714,000 | 4,949 |
| Salaries and employee benefits | $408,000 | 4,723 |
| Premises and equipment expense | $65,000 | 5,356 |
| Additional noninterest expense | $241,000 | 4,950 |
| Pre-tax net operating income | $922,000 | 1,803 |
| Securities gains (losses) | $63,000 | 1,129 |
| Applicable income taxes | $256,000 | 1,463 |
| Income before extraordinary items | $729,000 | 1,947 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $729,000 | 1,948 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $729,000 | 1,949 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $971,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $682,380 | 1,948 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,179,000 | 3,265 |
| Total interest expense | $1,940,000 | 2,839 |
| Net interest income | $6,239,000 | 3,365 |
| Provision for loan and lease losses | $411,000 | 3,701 |
| Total noninterest income | $632,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $414,000 | 2,961 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $218,000 | 4,352 |
| Total noninterest expense | $2,898,000 | 4,972 |
| Salaries and employee benefits | $1,489,000 | 4,984 |
| Premises and equipment expense | $256,000 | 5,557 |
| Additional noninterest expense | $1,153,000 | 4,574 |
| Pre-tax net operating income | $3,562,000 | 1,572 |
| Securities gains (losses) | $494,000 | 797 |
| Applicable income taxes | $1,119,000 | 1,250 |
| Income before extraordinary items | $2,937,000 | 1,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,937,000 | 1,639 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,937,000 | 1,639 |
| Net charge-offs | $294,000 | 3,826 |
| Cash dividends | $850,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,581,320 | 1,752 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,250,000 | 3,251 |
| Total interest expense | $1,496,000 | 2,874 |
| Net interest income | $4,754,000 | 3,343 |
| Provision for loan and lease losses | $276,000 | 3,721 |
| Total noninterest income | $476,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $309,000 | 2,976 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $167,000 | 4,370 |
| Total noninterest expense | $2,250,000 | 4,886 |
| Salaries and employee benefits | $1,167,000 | 4,860 |
| Premises and equipment expense | $200,000 | 5,512 |
| Additional noninterest expense | $883,000 | 4,510 |
| Pre-tax net operating income | $2,704,000 | 1,620 |
| Securities gains (losses) | $423,000 | 730 |
| Applicable income taxes | $875,000 | 1,200 |
| Income before extraordinary items | $2,252,000 | 1,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,252,000 | 1,678 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,252,000 | 1,678 |
| Net charge-offs | $57,000 | 4,882 |
| Cash dividends | $850,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,947,440 | 1,787 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,168,000 | 3,276 |
| Total interest expense | $1,024,000 | 2,903 |
| Net interest income | $3,144,000 | 3,367 |
| Provision for loan and lease losses | $162,000 | 3,804 |
| Total noninterest income | $315,000 | 4,023 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $203,000 | 2,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 4,381 |
| Total noninterest expense | $1,528,000 | 4,896 |
| Salaries and employee benefits | $796,000 | 4,830 |
| Premises and equipment expense | $132,000 | 5,576 |
| Additional noninterest expense | $600,000 | 4,525 |
| Pre-tax net operating income | $1,769,000 | 1,619 |
| Securities gains (losses) | $333,000 | 505 |
| Applicable income taxes | $583,000 | 1,176 |
| Income before extraordinary items | $1,519,000 | 1,598 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,519,000 | 1,598 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,519,000 | 1,598 |
| Net charge-offs | $71,000 | 4,170 |
| Cash dividends | $850,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,279,240 | 1,784 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 3,343 |
| Total interest expense | $523,000 | 2,935 |
| Net interest income | $1,524,000 | 3,423 |
| Provision for loan and lease losses | $54,000 | 4,116 |
| Total noninterest income | $149,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $97,000 | 3,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,604 |
| Total noninterest expense | $719,000 | 5,088 |
| Salaries and employee benefits | $369,000 | 5,082 |
| Premises and equipment expense | $69,000 | 5,544 |
| Additional noninterest expense | $281,000 | 4,704 |
| Pre-tax net operating income | $900,000 | 1,590 |
| Securities gains (losses) | $102,000 | 531 |
| Applicable income taxes | $271,000 | 1,214 |
| Income before extraordinary items | $731,000 | 1,612 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $731,000 | 1,612 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $731,000 | 1,612 |
| Net charge-offs | $66,000 | 3,125 |
| Cash dividends | $850,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $656,540 | 1,724 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 3,438 |
| Total interest expense | $2,448,000 | 3,041 |
| Net interest income | $5,893,000 | 3,517 |
| Provision for loan and lease losses | $51,000 | 6,466 |
| Total noninterest income | $610,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $401,000 | 3,072 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $209,000 | 4,529 |
| Total noninterest expense | $2,872,000 | 5,141 |
| Salaries and employee benefits | $1,408,000 | 5,230 |
| Premises and equipment expense | $290,000 | 5,486 |
| Additional noninterest expense | $1,174,000 | 4,672 |
| Pre-tax net operating income | $3,580,000 | 1,387 |
| Securities gains (losses) | $36,000 | 2,848 |
| Applicable income taxes | $977,000 | 1,242 |
| Income before extraordinary items | $2,639,000 | 1,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,639,000 | 1,557 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,639,000 | 1,559 |
| Net charge-offs | $69,000 | 5,720 |
| Cash dividends | $1,447,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,612,720 | 1,527 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 3,483 |
| Total interest expense | $1,897,000 | 3,086 |
| Net interest income | $4,418,000 | 3,561 |
| Provision for loan and lease losses | $1,000 | 6,972 |
| Total noninterest income | $451,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $293,000 | 3,195 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $158,000 | 4,570 |
| Total noninterest expense | $2,150,000 | 5,171 |
| Salaries and employee benefits | $1,062,000 | 5,256 |
| Premises and equipment expense | $220,000 | 5,519 |
| Additional noninterest expense | $868,000 | 4,695 |
| Pre-tax net operating income | $2,718,000 | 1,442 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $775,000 | 1,236 |
| Income before extraordinary items | $1,943,000 | 1,694 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,943,000 | 1,698 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,943,000 | 1,698 |
| Net charge-offs | $22,000 | 5,978 |
| Cash dividends | $995,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,943,000 | 1,612 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 3,530 |
| Total interest expense | $1,295,000 | 3,125 |
| Net interest income | $2,893,000 | 3,612 |
| Provision for loan and lease losses | $1,000 | 6,844 |
| Total noninterest income | $296,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $188,000 | 3,271 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 4,518 |
| Total noninterest expense | $1,413,000 | 5,230 |
| Salaries and employee benefits | $711,000 | 5,263 |
| Premises and equipment expense | $146,000 | 5,572 |
| Additional noninterest expense | $556,000 | 4,797 |
| Pre-tax net operating income | $1,775,000 | 1,467 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $509,000 | 1,200 |
| Income before extraordinary items | $1,266,000 | 1,713 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,266,000 | 1,712 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,266,000 | 1,713 |
| Net charge-offs | $23,000 | 5,442 |
| Cash dividends | $995,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,266,000 | 1,639 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 3,584 |
| Total interest expense | $634,000 | 3,298 |
| Net interest income | $1,468,000 | 3,615 |
| Provision for loan and lease losses | $1,000 | 6,529 |
| Total noninterest income | $143,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $91,000 | 3,330 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $52,000 | 4,626 |
| Total noninterest expense | $691,000 | 5,337 |
| Salaries and employee benefits | $350,000 | 5,365 |
| Premises and equipment expense | $75,000 | 5,600 |
| Additional noninterest expense | $266,000 | 4,942 |
| Pre-tax net operating income | $919,000 | 1,421 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $266,000 | 1,149 |
| Income before extraordinary items | $653,000 | 1,676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $653,000 | 1,677 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $653,000 | 1,678 |
| Net charge-offs | $17,000 | 4,530 |
| Cash dividends | $995,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $653,000 | 1,608 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,922,000 | 3,532 |
| Total interest expense | $2,816,000 | 3,587 |
| Net interest income | $6,106,000 | 3,412 |
| Provision for loan and lease losses | $92,000 | 6,512 |
| Total noninterest income | $641,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $432,000 | 3,172 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $209,000 | 4,562 |
| Total noninterest expense | $2,951,000 | 5,233 |
| Salaries and employee benefits | $1,408,000 | 5,386 |
| Premises and equipment expense | $322,000 | 5,483 |
| Additional noninterest expense | $1,221,000 | 4,692 |
| Pre-tax net operating income | $3,704,000 | 1,109 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $1,057,000 | 924 |
| Income before extraordinary items | $2,669,000 | 1,246 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,669,000 | 1,246 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,669,000 | 1,245 |
| Net charge-offs | $-4,000 | 7,803 |
| Cash dividends | $863,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,653,160 | 1,243 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,746,000 | 3,564 |
| Total interest expense | $2,175,000 | 3,639 |
| Net interest income | $4,571,000 | 3,425 |
| Provision for loan and lease losses | $84,000 | 6,186 |
| Total noninterest income | $481,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $324,000 | 3,193 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $157,000 | 4,684 |
| Total noninterest expense | $2,329,000 | 5,087 |
| Salaries and employee benefits | $1,084,000 | 5,341 |
| Premises and equipment expense | $240,000 | 5,553 |
| Additional noninterest expense | $1,005,000 | 4,365 |
| Pre-tax net operating income | $2,639,000 | 1,228 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $751,000 | 1,052 |
| Income before extraordinary items | $1,910,000 | 1,394 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,910,000 | 1,392 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,910,000 | 1,394 |
| Net charge-offs | $-3,000 | 7,743 |
| Cash dividends | $863,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,894,160 | 1,382 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 3,575 |
| Total interest expense | $1,491,000 | 3,686 |
| Net interest income | $3,029,000 | 3,429 |
| Provision for loan and lease losses | $48,000 | 6,130 |
| Total noninterest income | $314,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $207,000 | 3,255 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $107,000 | 4,677 |
| Total noninterest expense | $1,585,000 | 5,088 |
| Salaries and employee benefits | $724,000 | 5,388 |
| Premises and equipment expense | $160,000 | 5,602 |
| Additional noninterest expense | $701,000 | 4,257 |
| Pre-tax net operating income | $1,710,000 | 1,340 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $485,000 | 1,112 |
| Income before extraordinary items | $1,225,000 | 1,518 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,225,000 | 1,515 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,225,000 | 1,517 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $863,000 | 1,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,225,000 | 1,489 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 3,559 |
| Total interest expense | $765,000 | 3,725 |
| Net interest income | $1,539,000 | 3,375 |
| Provision for loan and lease losses | $36,000 | 5,276 |
| Total noninterest income | $152,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $99,000 | 3,285 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $771,000 | 5,083 |
| Salaries and employee benefits | $366,000 | 5,415 |
| Premises and equipment expense | $80,000 | 5,652 |
| Additional noninterest expense | $325,000 | 4,160 |
| Pre-tax net operating income | $884,000 | 1,463 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $253,000 | 1,216 |
| Income before extraordinary items | $631,000 | 1,704 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $631,000 | 1,705 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $631,000 | 1,706 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $863,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $631,000 | 1,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,220,000 | 3,474 |
| Total interest expense | $4,166,000 | 3,413 |
| Net interest income | $6,054,000 | 3,457 |
| Provision for loan and lease losses | $35,000 | 6,787 |
| Total noninterest income | $707,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $453,000 | 3,213 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $254,000 | 4,405 |
| Total noninterest expense | $2,933,000 | 5,195 |
| Salaries and employee benefits | $1,448,000 | 5,444 |
| Premises and equipment expense | $324,000 | 5,608 |
| Additional noninterest expense | $1,161,000 | 4,392 |
| Pre-tax net operating income | $3,793,000 | 1,441 |
| Securities gains (losses) | $-430,000 | 7,499 |
| Applicable income taxes | $970,000 | 1,224 |
| Income before extraordinary items | $2,393,000 | 1,677 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,393,000 | 1,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $774,000 | 2,705 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,263 |
| Net operating income | $2,698,300 | 1,609 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,736,000 | 3,504 |
| Total interest expense | $3,264,000 | 3,412 |
| Net interest income | $4,472,000 | 3,518 |
| Provision for loan and lease losses | $35,000 | 6,193 |
| Total noninterest income | $114,000 | 6,974 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $329,000 | 3,309 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-215,000 | 8,304 |
| Total noninterest expense | $2,208,000 | 5,168 |
| Salaries and employee benefits | $1,123,000 | 5,357 |
| Premises and equipment expense | $245,000 | 5,619 |
| Additional noninterest expense | $840,000 | 4,421 |
| Pre-tax net operating income | $2,343,000 | 2,039 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $805,000 | 1,366 |
| Income before extraordinary items | $1,538,000 | 2,280 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,538,000 | 2,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $774,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,088 |
| Net operating income | $1,538,000 | 2,393 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,168,000 | 3,558 |
| Total interest expense | $2,241,000 | 3,454 |
| Net interest income | $2,927,000 | 3,560 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $348,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $219,000 | 3,299 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $129,000 | 4,569 |
| Total noninterest expense | $1,435,000 | 5,263 |
| Salaries and employee benefits | $743,000 | 5,430 |
| Premises and equipment expense | $160,000 | 5,703 |
| Additional noninterest expense | $532,000 | 4,558 |
| Pre-tax net operating income | $1,820,000 | 1,833 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $533,000 | 1,528 |
| Income before extraordinary items | $1,287,000 | 2,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,287,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $774,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 959 |
| Net operating income | $1,287,000 | 2,009 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 3,644 |
| Total interest expense | $1,148,000 | 3,561 |
| Net interest income | $1,428,000 | 3,612 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $172,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $108,000 | 3,299 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $706,000 | 5,337 |
| Salaries and employee benefits | $381,000 | 5,397 |
| Premises and equipment expense | $73,000 | 5,950 |
| Additional noninterest expense | $252,000 | 4,656 |
| Pre-tax net operating income | $889,000 | 1,983 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $256,000 | 1,660 |
| Income before extraordinary items | $633,000 | 2,209 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $633,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,931 |
| Cash dividends | $774,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 708 |
| Net operating income | $633,000 | 2,137 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,698,000 | 3,841 |
| Total interest expense | $4,267,000 | 3,845 |
| Net interest income | $5,431,000 | 3,763 |
| Provision for loan and lease losses | $34,000 | 6,012 |
| Total noninterest income | $679,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $433,000 | 3,372 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $246,000 | 4,628 |
| Total noninterest expense | $2,795,000 | 5,228 |
| Salaries and employee benefits | $1,477,000 | 5,353 |
| Premises and equipment expense | $322,000 | 5,615 |
| Additional noninterest expense | $996,000 | 4,679 |
| Pre-tax net operating income | $3,281,000 | 2,314 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $930,000 | 1,946 |
| Income before extraordinary items | $2,353,000 | 2,500 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,353,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,430 |
| Cash dividends | $684,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 893 |
| Net operating income | $2,351,560 | 2,498 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 3,900 |
| Total interest expense | $3,119,000 | 3,921 |
| Net interest income | $4,048,000 | 3,795 |
| Provision for loan and lease losses | $24,000 | 5,728 |
| Total noninterest income | $502,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $319,000 | 3,415 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $183,000 | 4,668 |
| Total noninterest expense | $2,080,000 | 5,234 |
| Salaries and employee benefits | $1,119,000 | 5,302 |
| Premises and equipment expense | $243,000 | 5,578 |
| Additional noninterest expense | $718,000 | 4,723 |
| Pre-tax net operating income | $2,446,000 | 2,480 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $707,000 | 2,071 |
| Income before extraordinary items | $1,741,000 | 2,666 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,741,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $684,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 785 |
| Net operating income | $1,739,580 | 2,645 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 3,969 |
| Total interest expense | $2,014,000 | 4,004 |
| Net interest income | $2,661,000 | 3,852 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $340,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $207,000 | 3,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $133,000 | 4,545 |
| Total noninterest expense | $1,369,000 | 5,310 |
| Salaries and employee benefits | $744,000 | 5,352 |
| Premises and equipment expense | $160,000 | 5,652 |
| Additional noninterest expense | $465,000 | 4,820 |
| Pre-tax net operating income | $1,608,000 | 2,562 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $468,000 | 2,162 |
| Income before extraordinary items | $1,142,000 | 2,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,142,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $684,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 703 |
| Net operating income | $1,140,580 | 2,735 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 4,024 |
| Total interest expense | $978,000 | 4,067 |
| Net interest income | $1,315,000 | 3,884 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $158,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $97,000 | 3,514 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $690,000 | 5,303 |
| Salaries and employee benefits | $376,000 | 5,359 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $234,000 | 4,753 |
| Pre-tax net operating income | $759,000 | 2,649 |
| Securities gains (losses) | $-8,000 | 8,229 |
| Applicable income taxes | $231,000 | 2,194 |
| Income before extraordinary items | $520,000 | 2,934 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $520,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $684,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 588 |
| Net operating income | $525,520 | 2,890 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 3,965 |
| Total interest expense | $3,436,000 | 3,968 |
| Net interest income | $5,292,000 | 3,852 |
| Provision for loan and lease losses | $121,000 | 4,365 |
| Total noninterest income | $605,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $375,000 | 3,664 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $230,000 | 4,852 |
| Total noninterest expense | $2,580,000 | 5,382 |
| Salaries and employee benefits | $1,422,000 | 5,374 |
| Premises and equipment expense | $272,000 | 5,990 |
| Additional noninterest expense | $886,000 | 4,911 |
| Pre-tax net operating income | $3,196,000 | 2,668 |
| Securities gains (losses) | $24,000 | 859 |
| Applicable income taxes | $947,000 | 2,276 |
| Income before extraordinary items | $2,273,000 | 2,822 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,273,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,914 |
| Cash dividends | $547,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 897 |
| Net operating income | $2,255,960 | 2,827 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 3,964 |
| Total interest expense | $2,486,000 | 3,962 |
| Net interest income | $3,975,000 | 3,865 |
| Provision for loan and lease losses | $97,000 | 4,157 |
| Total noninterest income | $456,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $280,000 | 3,705 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 4,806 |
| Total noninterest expense | $1,959,000 | 5,329 |
| Salaries and employee benefits | $1,089,000 | 5,273 |
| Premises and equipment expense | $207,000 | 5,977 |
| Additional noninterest expense | $663,000 | 4,897 |
| Pre-tax net operating income | $2,375,000 | 2,771 |
| Securities gains (losses) | $24,000 | 702 |
| Applicable income taxes | $698,000 | 2,389 |
| Income before extraordinary items | $1,701,000 | 2,920 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,701,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $547,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 766 |
| Net operating income | $1,683,960 | 2,932 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 3,960 |
| Total interest expense | $1,599,000 | 3,952 |
| Net interest income | $2,639,000 | 3,897 |
| Provision for loan and lease losses | $64,000 | 4,005 |
| Total noninterest income | $286,000 | 4,865 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 3,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,064 |
| Total noninterest expense | $1,300,000 | 5,349 |
| Salaries and employee benefits | $721,000 | 5,320 |
| Premises and equipment expense | $131,000 | 6,128 |
| Additional noninterest expense | $448,000 | 4,836 |
| Pre-tax net operating income | $1,561,000 | 2,806 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $449,000 | 2,456 |
| Income before extraordinary items | $1,112,000 | 2,961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,112,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $547,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 664 |
| Net operating income | $1,112,000 | 2,952 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 3,970 |
| Total interest expense | $768,000 | 3,928 |
| Net interest income | $1,305,000 | 3,932 |
| Provision for loan and lease losses | $27,000 | 4,199 |
| Total noninterest income | $134,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $88,000 | 3,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $627,000 | 5,479 |
| Salaries and employee benefits | $335,000 | 5,581 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $233,000 | 4,678 |
| Pre-tax net operating income | $785,000 | 2,752 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $212,000 | 2,532 |
| Income before extraordinary items | $573,000 | 2,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $573,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $547,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 551 |
| Net operating income | $573,000 | 2,823 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,315,000 | 4,018 |
| Total interest expense | $2,446,000 | 3,880 |
| Net interest income | $4,869,000 | 4,034 |
| Provision for loan and lease losses | $97,000 | 4,882 |
| Total noninterest income | $547,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $366,000 | 3,756 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $181,000 | 5,362 |
| Total noninterest expense | $2,697,000 | 5,121 |
| Salaries and employee benefits | $1,445,000 | 5,177 |
| Premises and equipment expense | $286,000 | 5,865 |
| Additional noninterest expense | $966,000 | 4,532 |
| Pre-tax net operating income | $2,622,000 | 3,071 |
| Securities gains (losses) | $-14,000 | 7,671 |
| Applicable income taxes | $688,000 | 2,844 |
| Income before extraordinary items | $1,920,000 | 3,196 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,920,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $2,330,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 638 |
| Net operating income | $1,930,360 | 3,146 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 4,074 |
| Total interest expense | $1,709,000 | 3,933 |
| Net interest income | $3,579,000 | 4,088 |
| Provision for loan and lease losses | $82,000 | 4,582 |
| Total noninterest income | $414,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $282,000 | 3,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $132,000 | 5,432 |
| Total noninterest expense | $2,061,000 | 5,037 |
| Salaries and employee benefits | $1,111,000 | 5,068 |
| Premises and equipment expense | $212,000 | 5,899 |
| Additional noninterest expense | $738,000 | 4,457 |
| Pre-tax net operating income | $1,850,000 | 3,237 |
| Securities gains (losses) | $-13,000 | 8,007 |
| Applicable income taxes | $546,000 | 2,800 |
| Income before extraordinary items | $1,291,000 | 3,502 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,291,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $1,930,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 483 |
| Net operating income | $1,300,100 | 3,438 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 4,072 |
| Total interest expense | $1,065,000 | 3,960 |
| Net interest income | $2,392,000 | 4,058 |
| Provision for loan and lease losses | $54,000 | 4,449 |
| Total noninterest income | $283,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $191,000 | 3,608 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $92,000 | 5,342 |
| Total noninterest expense | $1,378,000 | 5,031 |
| Salaries and employee benefits | $785,000 | 4,869 |
| Premises and equipment expense | $130,000 | 6,100 |
| Additional noninterest expense | $463,000 | 4,630 |
| Pre-tax net operating income | $1,243,000 | 3,161 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $362,000 | 2,766 |
| Income before extraordinary items | $881,000 | 3,410 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $881,000 | 3,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $505,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $315,000 | 330 |
| Net operating income | $881,000 | 3,361 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 4,109 |
| Total interest expense | $503,000 | 4,011 |
| Net interest income | $1,191,000 | 4,085 |
| Provision for loan and lease losses | $27,000 | 4,321 |
| Total noninterest income | $125,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $87,000 | 3,754 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $667,000 | 5,163 |
| Salaries and employee benefits | $388,000 | 4,943 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $216,000 | 4,823 |
| Pre-tax net operating income | $622,000 | 3,146 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $180,000 | 2,765 |
| Income before extraordinary items | $442,000 | 3,363 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $442,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $505,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 206 |
| Net operating income | $442,000 | 3,329 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 3,987 |
| Total interest expense | $1,866,000 | 3,852 |
| Net interest income | $4,716,000 | 3,976 |
| Provision for loan and lease losses | $251,000 | 3,234 |
| Total noninterest income | $499,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $418,000 | 3,541 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $81,000 | 6,755 |
| Total noninterest expense | $2,769,000 | 4,935 |
| Salaries and employee benefits | $1,498,000 | 4,954 |
| Premises and equipment expense | $308,000 | 5,606 |
| Additional noninterest expense | $963,000 | 4,484 |
| Pre-tax net operating income | $2,195,000 | 3,299 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $606,000 | 3,012 |
| Income before extraordinary items | $1,589,000 | 3,488 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,589,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,989 |
| Cash dividends | $449,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 536 |
| Net operating income | $1,589,000 | 3,416 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 4,003 |
| Total interest expense | $1,379,000 | 3,852 |
| Net interest income | $3,500,000 | 4,003 |
| Provision for loan and lease losses | $218,000 | 2,853 |
| Total noninterest income | $351,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $318,000 | 3,519 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $2,105,000 | 4,834 |
| Salaries and employee benefits | $1,123,000 | 4,905 |
| Premises and equipment expense | $245,000 | 5,405 |
| Additional noninterest expense | $737,000 | 4,346 |
| Pre-tax net operating income | $1,528,000 | 3,534 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $420,000 | 3,219 |
| Income before extraordinary items | $1,108,000 | 3,750 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,108,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,193 |
| Cash dividends | $449,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 446 |
| Net operating income | $1,108,000 | 3,674 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 4,034 |
| Total interest expense | $904,000 | 3,912 |
| Net interest income | $2,322,000 | 4,017 |
| Provision for loan and lease losses | $128,000 | 3,010 |
| Total noninterest income | $258,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $211,000 | 3,513 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 6,544 |
| Total noninterest expense | $1,411,000 | 4,849 |
| Salaries and employee benefits | $748,000 | 4,939 |
| Premises and equipment expense | $161,000 | 5,465 |
| Additional noninterest expense | $502,000 | 4,297 |
| Pre-tax net operating income | $1,041,000 | 3,440 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $306,000 | 3,050 |
| Income before extraordinary items | $735,000 | 3,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,546 |
| Cash dividends | $449,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 378 |
| Net operating income | $735,000 | 3,660 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 4,059 |
| Total interest expense | $450,000 | 3,978 |
| Net interest income | $1,151,000 | 4,028 |
| Provision for loan and lease losses | $64,000 | 2,864 |
| Total noninterest income | $128,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 3,485 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $700,000 | 4,921 |
| Salaries and employee benefits | $372,000 | 4,966 |
| Premises and equipment expense | $80,000 | 5,517 |
| Additional noninterest expense | $248,000 | 4,344 |
| Pre-tax net operating income | $515,000 | 3,442 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $159,000 | 2,988 |
| Income before extraordinary items | $356,000 | 3,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $356,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $449,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 270 |
| Net operating income | $356,000 | 3,692 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,131 |
| Total interest expense | $2,086,000 | 3,892 |
| Net interest income | $4,262,000 | 4,165 |
| Provision for loan and lease losses | $190,000 | 4,118 |
| Total noninterest income | $539,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $419,000 | 3,546 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $120,000 | 6,224 |
| Total noninterest expense | $2,699,000 | 4,943 |
| Salaries and employee benefits | $1,422,000 | 5,034 |
| Premises and equipment expense | $363,000 | 5,052 |
| Additional noninterest expense | $914,000 | 4,568 |
| Pre-tax net operating income | $1,912,000 | 3,493 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $558,000 | 3,200 |
| Income before extraordinary items | $1,354,000 | 3,816 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,354,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,746 |
| Cash dividends | $268,000 | 4,540 |
| Sale, conversion, retirement of capital stock, net | $236,000 | 575 |
| Net operating income | $1,354,000 | 3,663 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 4,176 |
| Total interest expense | $1,611,000 | 3,923 |
| Net interest income | $3,162,000 | 4,222 |
| Provision for loan and lease losses | $137,000 | 4,061 |
| Total noninterest income | $384,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $312,000 | 3,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 6,652 |
| Total noninterest expense | $1,774,000 | 5,387 |
| Salaries and employee benefits | $847,000 | 5,811 |
| Premises and equipment expense | $257,000 | 5,238 |
| Additional noninterest expense | $670,000 | 4,616 |
| Pre-tax net operating income | $1,635,000 | 3,324 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $517,000 | 2,967 |
| Income before extraordinary items | $1,118,000 | 3,694 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,118,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,905 |
| Cash dividends | $268,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,118,000 | 3,524 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 4,188 |
| Total interest expense | $1,104,000 | 3,942 |
| Net interest income | $2,101,000 | 4,243 |
| Provision for loan and lease losses | $106,000 | 3,764 |
| Total noninterest income | $260,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $207,000 | 3,535 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $53,000 | 6,477 |
| Total noninterest expense | $1,156,000 | 5,469 |
| Salaries and employee benefits | $548,000 | 5,931 |
| Premises and equipment expense | $170,000 | 5,234 |
| Additional noninterest expense | $438,000 | 4,690 |
| Pre-tax net operating income | $1,099,000 | 3,293 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $344,000 | 2,989 |
| Income before extraordinary items | $755,000 | 3,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $755,000 | 3,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $268,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $755,000 | 3,467 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 4,201 |
| Total interest expense | $550,000 | 4,044 |
| Net interest income | $1,064,000 | 4,210 |
| Provision for loan and lease losses | $32,000 | 4,392 |
| Total noninterest income | $120,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $569,000 | 5,525 |
| Salaries and employee benefits | $282,000 | 5,818 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $203,000 | 4,916 |
| Pre-tax net operating income | $583,000 | 3,152 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $184,000 | 2,846 |
| Income before extraordinary items | $399,000 | 3,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $399,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $268,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $399,000 | 3,296 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 4,359 |
| Total interest expense | $2,425,000 | 4,200 |
| Net interest income | $3,976,000 | 4,368 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $395,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $355,000 | 3,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,875 |
| Total noninterest expense | $2,277,000 | 5,416 |
| Salaries and employee benefits | $1,044,000 | 5,973 |
| Premises and equipment expense | $340,000 | 5,183 |
| Additional noninterest expense | $893,000 | 4,572 |
| Pre-tax net operating income | $1,894,000 | 3,557 |
| Securities gains (losses) | $30,000 | 2,835 |
| Applicable income taxes | $630,000 | 3,036 |
| Income before extraordinary items | $1,294,000 | 3,892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,294,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,309 |
| Cash dividends | $107,000 | 5,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,273,900 | 3,831 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 4,881 |
| Total interest expense | $3,526,000 | 4,185 |
| Net interest income | $2,616,000 | 5,566 |
| Provision for loan and lease losses | $308,000 | 3,145 |
| Total noninterest income | $353,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $285,000 | 4,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,865,000 | 6,002 |
| Salaries and employee benefits | $861,000 | 6,532 |
| Premises and equipment expense | $260,000 | 5,966 |
| Additional noninterest expense | $744,000 | 5,044 |
| Pre-tax net operating income | $796,000 | 5,493 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $195,000 | 5,073 |
| Income before extraordinary items | $601,000 | 5,622 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $601,000 | 5,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,566 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,952,000 | 321 |
| Net operating income | $601,000 | 5,493 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 5,813 |
| Total interest expense | $2,814,000 | 5,167 |
| Net interest income | $2,080,000 | 6,452 |
| Provision for loan and lease losses | $241,000 | 3,315 |
| Total noninterest income | $276,000 | 6,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $1,494,000 | 6,764 |
| Salaries and employee benefits | $665,000 | 7,363 |
| Premises and equipment expense | $235,000 | 6,255 |
| Additional noninterest expense | $594,000 | 5,830 |
| Pre-tax net operating income | $621,000 | 6,501 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $33,000 | 7,548 |
| Income before extraordinary items | $588,000 | 5,905 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $588,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $588,000 | 5,916 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 7,590 |
| Total interest expense | $1,485,000 | 7,020 |
| Net interest income | $1,330,000 | 7,921 |
| Provision for loan and lease losses | $351,000 | 2,347 |
| Total noninterest income | $161,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $1,260,000 | 7,404 |
| Salaries and employee benefits | $560,000 | 7,973 |
| Premises and equipment expense | $198,000 | 6,846 |
| Additional noninterest expense | $502,000 | 6,511 |
| Pre-tax net operating income | $-120,000 | 9,551 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-120,000 | 9,594 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-120,000 | 9,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 956 |
| Net operating income | $-120,000 | 9,571 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 10,306 |
| Total interest expense | $96,000 | 10,303 |
| Net interest income | $222,000 | 10,276 |
| Provision for loan and lease losses | $114,000 | 4,857 |
| Total noninterest income | $10,000 | 10,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $502,000 | 9,777 |
| Salaries and employee benefits | $234,000 | 9,955 |
| Premises and equipment expense | $48,000 | 9,864 |
| Additional noninterest expense | $220,000 | 8,898 |
| Pre-tax net operating income | $-384,000 | 10,126 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-384,000 | 10,172 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-384,000 | 10,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $6,985,000 | 174 |
| Net operating income | $-384,000 | 10,144 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.