Home > Bank of Johnston County > Income and Expense
Bank of Johnston County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 12,199 |
| Total interest expense | $245,000 | 12,223 |
| Net interest income | $461,000 | 12,103 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $115,000 | 10,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $428,000 | 11,919 |
| Salaries and employee benefits | $164,000 | 12,287 |
| Premises and equipment expense | $87,000 | 10,436 |
| Additional noninterest expense | $177,000 | 11,439 |
| Pre-tax net operating income | $129,000 | 11,420 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $34,000 | 10,845 |
| Income before extraordinary items | $95,000 | 11,429 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $95,000 | 11,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $95,000 | 11,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 12,781 |
| Total interest expense | $247,000 | 12,845 |
| Net interest income | $473,000 | 12,627 |
| Provision for loan and lease losses | $19,000 | 9,170 |
| Total noninterest income | $235,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,740 |
| Total noninterest expense | $523,000 | 12,040 |
| Salaries and employee benefits | $163,000 | 12,898 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $272,000 | 10,796 |
| Pre-tax net operating income | $166,000 | 11,348 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $23,000 | 11,542 |
| Income before extraordinary items | $143,000 | 11,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $143,000 | 11,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $143,000 | 11,081 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 13,135 |
| Total interest expense | $424,000 | 13,094 |
| Net interest income | $509,000 | 13,049 |
| Provision for loan and lease losses | $222,000 | 4,939 |
| Total noninterest income | $138,000 | 10,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $520,000 | 12,524 |
| Salaries and employee benefits | $171,000 | 13,402 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $262,000 | 11,387 |
| Pre-tax net operating income | $-95,000 | 12,932 |
| Securities gains (losses) | $47,000 | 4,236 |
| Applicable income taxes | $2,000 | 12,604 |
| Income before extraordinary items | $-50,000 | 12,997 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-50,000 | 12,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 4,443 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-97,000 | 12,909 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.