Home > Bank of Jefferson County > Income and Expense
Bank of Jefferson County, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 12,141 |
| Total interest expense | $420,000 | 12,129 |
| Net interest income | $646,000 | 12,054 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $189,000 | 9,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $716,000 | 11,085 |
| Salaries and employee benefits | $335,000 | 11,302 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $265,000 | 10,891 |
| Pre-tax net operating income | $87,000 | 11,951 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $87,000 | 11,931 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $87,000 | 11,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $87,000 | 11,750 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 12,667 |
| Total interest expense | $537,000 | 12,587 |
| Net interest income | $634,000 | 12,594 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $204,000 | 9,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $705,000 | 11,497 |
| Salaries and employee benefits | $334,000 | 11,626 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $276,000 | 11,187 |
| Pre-tax net operating income | $65,000 | 12,314 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $81,000 | 12,203 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $81,000 | 12,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $65,000 | 12,121 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.