Home > Bank of Jefferson > Income and Expense
Bank of Jefferson, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $507,000 | 8,309 |
| Total interest expense | $71,000 | 8,456 |
| Net interest income | $436,000 | 8,015 |
| Provision for loan and lease losses | $122,000 | 2,946 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $79,000 | 5,372 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $509,000 | 7,654 |
| Salaries and employee benefits | $175,000 | 8,222 |
| Premises and equipment expense | $52,000 | 7,734 |
| Additional noninterest expense | $282,000 | 6,278 |
| Pre-tax net operating income | $-115,000 | 7,999 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-20,000 | 8,201 |
| Income before extraordinary items | $-95,000 | 7,991 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-95,000 | 7,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,751 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-95,000 | 7,982 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,340 |
| Total interest expense | $35,000 | 8,504 |
| Net interest income | $227,000 | 8,033 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $38,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $246,000 | 7,747 |
| Salaries and employee benefits | $95,000 | 8,180 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $129,000 | 6,505 |
| Pre-tax net operating income | $4,000 | 7,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $0 | 7,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $0 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $0 | 7,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 8,302 |
| Total interest expense | $127,000 | 8,509 |
| Net interest income | $834,000 | 8,057 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $185,000 | 7,043 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $159,000 | 5,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $810,000 | 7,989 |
| Salaries and employee benefits | $423,000 | 8,090 |
| Premises and equipment expense | $77,000 | 8,063 |
| Additional noninterest expense | $310,000 | 7,530 |
| Pre-tax net operating income | $149,000 | 7,557 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $55,000 | 5,382 |
| Income before extraordinary items | $94,000 | 7,698 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $94,000 | 7,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,535 |
| Cash dividends | $38,000 | 5,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $94,000 | 7,689 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 8,388 |
| Total interest expense | $95,000 | 8,564 |
| Net interest income | $614,000 | 8,151 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $149,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $123,000 | 5,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,656 |
| Total noninterest expense | $557,000 | 8,117 |
| Salaries and employee benefits | $290,000 | 8,188 |
| Premises and equipment expense | $30,000 | 8,508 |
| Additional noninterest expense | $237,000 | 7,498 |
| Pre-tax net operating income | $161,000 | 7,578 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $61,000 | 5,302 |
| Income before extraordinary items | $100,000 | 7,725 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $100,000 | 7,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $100,000 | 7,724 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $469,000 | 8,437 |
| Total interest expense | $62,000 | 8,611 |
| Net interest income | $407,000 | 8,212 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $100,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $82,000 | 5,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $360,000 | 8,179 |
| Salaries and employee benefits | $184,000 | 8,282 |
| Premises and equipment expense | $15,000 | 8,615 |
| Additional noninterest expense | $161,000 | 7,494 |
| Pre-tax net operating income | $117,000 | 7,582 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $39,000 | 5,403 |
| Income before extraordinary items | $78,000 | 7,702 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $78,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,651 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $78,000 | 7,707 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $226,000 | 8,470 |
| Total interest expense | $31,000 | 8,624 |
| Net interest income | $195,000 | 8,272 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $65,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $193,000 | 8,111 |
| Salaries and employee benefits | $91,000 | 8,311 |
| Premises and equipment expense | $23,000 | 7,939 |
| Additional noninterest expense | $79,000 | 7,530 |
| Pre-tax net operating income | $52,000 | 7,674 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $31,000 | 7,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,463 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $31,000 | 7,821 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 8,380 |
| Total interest expense | $133,000 | 8,563 |
| Net interest income | $803,000 | 8,214 |
| Provision for loan and lease losses | $123,000 | 4,428 |
| Total noninterest income | $181,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $165,000 | 5,440 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $804,000 | 8,064 |
| Salaries and employee benefits | $432,000 | 8,106 |
| Premises and equipment expense | $84,000 | 8,044 |
| Additional noninterest expense | $288,000 | 7,719 |
| Pre-tax net operating income | $57,000 | 8,118 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $48,000 | 8,154 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $48,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,825 |
| Cash dividends | $25,000 | 5,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $48,000 | 8,125 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $698,000 | 8,420 |
| Total interest expense | $102,000 | 8,599 |
| Net interest income | $596,000 | 8,274 |
| Provision for loan and lease losses | $95,000 | 4,242 |
| Total noninterest income | $140,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 5,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $557,000 | 8,159 |
| Salaries and employee benefits | $292,000 | 8,220 |
| Premises and equipment expense | $60,000 | 8,110 |
| Additional noninterest expense | $205,000 | 7,793 |
| Pre-tax net operating income | $84,000 | 8,077 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $16,000 | 6,381 |
| Income before extraordinary items | $68,000 | 8,114 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $68,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,672 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $68,000 | 8,080 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 8,427 |
| Total interest expense | $69,000 | 8,593 |
| Net interest income | $395,000 | 8,299 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $95,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $81,000 | 5,458 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $349,000 | 8,239 |
| Salaries and employee benefits | $197,000 | 8,219 |
| Premises and equipment expense | $36,000 | 8,221 |
| Additional noninterest expense | $116,000 | 8,028 |
| Pre-tax net operating income | $101,000 | 7,844 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,850 |
| Income before extraordinary items | $70,000 | 7,958 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $70,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,128 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $70,000 | 7,921 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $230,000 | 8,505 |
| Total interest expense | $36,000 | 8,647 |
| Net interest income | $194,000 | 8,389 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $49,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $175,000 | 8,304 |
| Salaries and employee benefits | $98,000 | 8,291 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $57,000 | 8,120 |
| Pre-tax net operating income | $28,000 | 8,168 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $21,000 | 8,229 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $21,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,785 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $21,000 | 8,206 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 8,471 |
| Total interest expense | $166,000 | 8,571 |
| Net interest income | $747,000 | 8,377 |
| Provision for loan and lease losses | $185,000 | 3,829 |
| Total noninterest income | $222,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $213,000 | 5,098 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $745,000 | 8,260 |
| Salaries and employee benefits | $400,000 | 8,305 |
| Premises and equipment expense | $89,000 | 8,102 |
| Additional noninterest expense | $256,000 | 7,958 |
| Pre-tax net operating income | $39,000 | 8,285 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $33,000 | 8,338 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $33,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,491 |
| Cash dividends | $25,000 | 6,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $33,000 | 8,303 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $684,000 | 8,519 |
| Total interest expense | $127,000 | 8,608 |
| Net interest income | $557,000 | 8,419 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $173,000 | 6,951 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $166,000 | 5,065 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $515,000 | 8,353 |
| Salaries and employee benefits | $288,000 | 8,346 |
| Premises and equipment expense | $51,000 | 8,385 |
| Additional noninterest expense | $176,000 | 8,083 |
| Pre-tax net operating income | $140,000 | 7,955 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $46,000 | 6,019 |
| Income before extraordinary items | $94,000 | 8,105 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $94,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $94,000 | 8,052 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $448,000 | 8,595 |
| Total interest expense | $86,000 | 8,662 |
| Net interest income | $362,000 | 8,493 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $113,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $107,000 | 5,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $337,000 | 8,441 |
| Salaries and employee benefits | $192,000 | 8,397 |
| Premises and equipment expense | $31,000 | 8,504 |
| Additional noninterest expense | $114,000 | 8,169 |
| Pre-tax net operating income | $108,000 | 7,861 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $27,000 | 6,108 |
| Income before extraordinary items | $81,000 | 7,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,904 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $81,000 | 7,899 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 8,646 |
| Total interest expense | $44,000 | 8,702 |
| Net interest income | $179,000 | 8,542 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $57,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $167,000 | 8,487 |
| Salaries and employee benefits | $95,000 | 8,451 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $56,000 | 8,253 |
| Pre-tax net operating income | $54,000 | 7,867 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $17,000 | 5,912 |
| Income before extraordinary items | $37,000 | 8,024 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $37,000 | 7,962 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 8,653 |
| Total interest expense | $207,000 | 8,727 |
| Net interest income | $717,000 | 8,535 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $233,000 | 7,069 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $219,000 | 5,068 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $815,000 | 8,247 |
| Salaries and employee benefits | $433,000 | 8,302 |
| Premises and equipment expense | $88,000 | 8,222 |
| Additional noninterest expense | $294,000 | 7,798 |
| Pre-tax net operating income | $10,000 | 8,492 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $6,000 | 7,166 |
| Income before extraordinary items | $4,000 | 8,608 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,000 | 8,521 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 8,742 |
| Total interest expense | $159,000 | 8,814 |
| Net interest income | $527,000 | 8,627 |
| Provision for loan and lease losses | $115,000 | 4,426 |
| Total noninterest income | $168,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $156,000 | 5,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $579,000 | 8,336 |
| Salaries and employee benefits | $295,000 | 8,447 |
| Premises and equipment expense | $67,000 | 8,235 |
| Additional noninterest expense | $217,000 | 7,844 |
| Pre-tax net operating income | $1,000 | 8,626 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $0 | 8,726 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $0 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,377 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $0 | 8,632 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $463,000 | 8,781 |
| Total interest expense | $107,000 | 8,875 |
| Net interest income | $356,000 | 8,648 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $94,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $84,000 | 5,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $354,000 | 8,473 |
| Salaries and employee benefits | $187,000 | 8,539 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $143,000 | 7,863 |
| Pre-tax net operating income | $81,000 | 8,155 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $25,000 | 6,463 |
| Income before extraordinary items | $56,000 | 8,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $56,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $56,000 | 8,234 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $231,000 | 8,839 |
| Total interest expense | $53,000 | 8,944 |
| Net interest income | $178,000 | 8,702 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $50,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $166,000 | 8,593 |
| Salaries and employee benefits | $87,000 | 8,673 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $68,000 | 7,999 |
| Pre-tax net operating income | $52,000 | 7,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $37,000 | 8,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $37,000 | 8,009 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $946,000 | 8,906 |
| Total interest expense | $241,000 | 9,000 |
| Net interest income | $705,000 | 8,736 |
| Provision for loan and lease losses | $45,000 | 6,823 |
| Total noninterest income | $184,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $171,000 | 5,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $755,000 | 8,433 |
| Salaries and employee benefits | $482,000 | 8,209 |
| Premises and equipment expense | $47,000 | 8,947 |
| Additional noninterest expense | $226,000 | 8,366 |
| Pre-tax net operating income | $89,000 | 8,344 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $13,000 | 7,204 |
| Income before extraordinary items | $76,000 | 8,436 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $76,000 | 8,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,612 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $76,000 | 8,346 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 9,134 |
| Total interest expense | $257,000 | 9,331 |
| Net interest income | $770,000 | 8,727 |
| Provision for loan and lease losses | $65,000 | 6,279 |
| Total noninterest income | $171,000 | 7,620 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $147,000 | 5,839 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $24,000 | 8,562 |
| Total noninterest expense | $746,000 | 8,573 |
| Salaries and employee benefits | $470,000 | 8,309 |
| Premises and equipment expense | $58,000 | 8,998 |
| Additional noninterest expense | $218,000 | 8,521 |
| Pre-tax net operating income | $130,000 | 8,186 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $38,000 | 6,918 |
| Income before extraordinary items | $92,000 | 8,388 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $92,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,370 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $92,000 | 8,288 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 9,356 |
| Total interest expense | $233,000 | 9,614 |
| Net interest income | $822,000 | 8,846 |
| Provision for loan and lease losses | $54,000 | 6,441 |
| Total noninterest income | $175,000 | 7,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $725,000 | 8,760 |
| Salaries and employee benefits | $452,000 | 8,488 |
| Premises and equipment expense | $84,000 | 8,716 |
| Additional noninterest expense | $189,000 | 8,882 |
| Pre-tax net operating income | $218,000 | 8,289 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $84,000 | 6,737 |
| Income before extraordinary items | $134,000 | 8,505 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $134,000 | 8,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,622 |
| Cash dividends | $51,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $134,000 | 8,501 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 9,662 |
| Total interest expense | $213,000 | 9,919 |
| Net interest income | $729,000 | 9,219 |
| Provision for loan and lease losses | $19,000 | 7,736 |
| Total noninterest income | $162,000 | 7,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $697,000 | 9,041 |
| Salaries and employee benefits | $448,000 | 8,631 |
| Premises and equipment expense | $91,000 | 8,805 |
| Additional noninterest expense | $158,000 | 9,446 |
| Pre-tax net operating income | $175,000 | 8,694 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $133,000 | 8,755 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $133,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $133,000 | 8,716 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 9,960 |
| Total interest expense | $164,000 | 10,228 |
| Net interest income | $721,000 | 9,447 |
| Provision for loan and lease losses | $7,000 | 8,378 |
| Total noninterest income | $149,000 | 8,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $687,000 | 9,138 |
| Salaries and employee benefits | $431,000 | 8,769 |
| Premises and equipment expense | $98,000 | 8,759 |
| Additional noninterest expense | $158,000 | 9,582 |
| Pre-tax net operating income | $176,000 | 9,027 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $55,000 | 8,243 |
| Income before extraordinary items | $121,000 | 9,177 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $121,000 | 9,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $121,000 | 9,108 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 10,465 |
| Total interest expense | $130,000 | 10,748 |
| Net interest income | $683,000 | 9,984 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $139,000 | 8,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,689 |
| Total noninterest expense | $634,000 | 9,609 |
| Salaries and employee benefits | $407,000 | 9,218 |
| Premises and equipment expense | $85,000 | 9,322 |
| Additional noninterest expense | $142,000 | 10,096 |
| Pre-tax net operating income | $188,000 | 9,633 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $56,000 | 9,157 |
| Income before extraordinary items | $132,000 | 9,752 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $132,000 | 9,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $132,000 | 9,706 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 11,023 |
| Total interest expense | $124,000 | 11,311 |
| Net interest income | $676,000 | 10,456 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $111,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $648,000 | 9,997 |
| Salaries and employee benefits | $424,000 | 9,440 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $145,000 | 10,597 |
| Pre-tax net operating income | $137,000 | 10,160 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $37,000 | 9,921 |
| Income before extraordinary items | $100,000 | 10,222 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $100,000 | 10,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $100,000 | 10,170 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 11,561 |
| Total interest expense | $146,000 | 11,817 |
| Net interest income | $624,000 | 11,056 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $79,000 | 10,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $586,000 | 10,629 |
| Salaries and employee benefits | $416,000 | 9,828 |
| Premises and equipment expense | $58,000 | 10,852 |
| Additional noninterest expense | $112,000 | 11,499 |
| Pre-tax net operating income | $93,000 | 11,122 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $78,000 | 11,115 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $78,000 | 11,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $78,000 | 11,094 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 12,188 |
| Total interest expense | $172,000 | 12,398 |
| Net interest income | $540,000 | 11,887 |
| Provision for loan and lease losses | $39,000 | 6,667 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $493,000 | 11,645 |
| Salaries and employee benefits | $338,000 | 10,865 |
| Premises and equipment expense | $30,000 | 12,221 |
| Additional noninterest expense | $125,000 | 12,080 |
| Pre-tax net operating income | $98,000 | 11,645 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $22,000 | 11,114 |
| Income before extraordinary items | $66,000 | 11,686 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $66,000 | 11,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $66,000 | 11,730 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 12,908 |
| Total interest expense | $166,000 | 13,082 |
| Net interest income | $464,000 | 12,656 |
| Provision for loan and lease losses | $34,000 | 8,267 |
| Total noninterest income | $82,000 | 11,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $460,000 | 12,359 |
| Salaries and employee benefits | $303,000 | 11,615 |
| Premises and equipment expense | $44,000 | 12,403 |
| Additional noninterest expense | $113,000 | 12,829 |
| Pre-tax net operating income | $52,000 | 12,172 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $16,000 | 11,688 |
| Income before extraordinary items | $36,000 | 12,341 |
| Extraordinary gains, net | $32,000 | 2,460 |
| Net income | $68,000 | 12,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $38,000 | 8,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $36,000 | 12,203 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 13,545 |
| Total interest expense | $224,000 | 13,668 |
| Net interest income | $434,000 | 13,288 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $87,000 | 12,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $467,000 | 12,819 |
| Salaries and employee benefits | $326,000 | 11,716 |
| Premises and equipment expense | $36,000 | 13,211 |
| Additional noninterest expense | $105,000 | 13,479 |
| Pre-tax net operating income | $46,000 | 12,440 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $39,000 | 12,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $39,000 | 12,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $38,000 | 8,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $39,000 | 12,391 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.