Home > Bank of Jacomo > Income and Expense

Bank of Jacomo, Income and Expense

2004-06-30 (YTD Data)Rank
Total interest income$6,180,0002,269
Total interest expense$925,0003,841
Net interest income$5,255,0001,903
Provision for loan and lease losses$247,0001,860
Total noninterest income$1,732,0001,436
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,325,000657
Trading account gains and fees$0130
Additional Noninterest Income$407,0002,481
Total noninterest expense$3,535,0002,230
Salaries and employee benefits$1,896,0002,281
Premises and equipment expense$325,0003,329
Additional noninterest expense$1,314,0001,818
Pre-tax net operating income$3,205,0001,332
Securities gains (losses)$03,413
Applicable income taxes$1,214,0001,102
Income before extraordinary items$1,991,0001,612
Extraordinary gains, net$021
Net income$1,991,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,732
Cash dividends$1,902,000736
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,991,0001,551
2004-03-31 (YTD Data)Rank
Total interest income$3,109,0002,259
Total interest expense$472,0003,826
Net interest income$2,637,0001,887
Provision for loan and lease losses$147,0001,564
Total noninterest income$819,0001,465
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$639,000667
Trading account gains and fees$0121
Additional Noninterest Income$180,0002,643
Total noninterest expense$1,718,0002,317
Salaries and employee benefits$946,0002,302
Premises and equipment expense$161,0003,395
Additional noninterest expense$611,0001,947
Pre-tax net operating income$1,591,0001,315
Securities gains (losses)$02,934
Applicable income taxes$602,0001,115
Income before extraordinary items$989,0001,613
Extraordinary gains, net$016
Net income$989,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,050
Cash dividends$900,000738
Sale, conversion, retirement of capital stock, net$0464
Net operating income$989,0001,523
2003-12-31 (YTD Data)Rank
Total interest income$12,343,0002,334
Total interest expense$2,263,0003,617
Net interest income$10,080,0001,936
Provision for loan and lease losses$556,0001,987
Total noninterest income$2,999,0001,685
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,004,000853
Trading account gains and fees$0160
Additional Noninterest Income$995,0002,396
Total noninterest expense$6,694,0002,344
Salaries and employee benefits$3,637,0002,333
Premises and equipment expense$652,0003,282
Additional noninterest expense$2,405,0001,997
Pre-tax net operating income$5,829,0001,415
Securities gains (losses)$04,500
Applicable income taxes$2,177,0001,209
Income before extraordinary items$3,652,0001,700
Extraordinary gains, net$054
Net income$3,652,0001,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,823
Cash dividends$3,475,000881
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,652,0001,613
2003-09-30 (YTD Data)Rank
Total interest income$9,256,0002,370
Total interest expense$1,752,0003,642
Net interest income$7,504,0001,961
Provision for loan and lease losses$429,0001,930
Total noninterest income$2,161,0001,793
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,353,000962
Trading account gains and fees$0153
Additional Noninterest Income$808,0002,356
Total noninterest expense$5,038,0002,343
Salaries and employee benefits$2,704,0002,346
Premises and equipment expense$464,0003,425
Additional noninterest expense$1,870,0001,912
Pre-tax net operating income$4,198,0001,513
Securities gains (losses)$04,204
Applicable income taxes$1,582,0001,284
Income before extraordinary items$2,616,0001,842
Extraordinary gains, net$040
Net income$2,616,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,663
Cash dividends$2,474,000860
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,616,0001,746
2003-06-30 (YTD Data)Rank
Total interest income$6,196,0002,367
Total interest expense$1,203,0003,657
Net interest income$4,993,0001,955
Provision for loan and lease losses$287,0001,926
Total noninterest income$1,416,0001,804
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$876,000979
Trading account gains and fees$0150
Additional Noninterest Income$540,0002,335
Total noninterest expense$3,350,0002,343
Salaries and employee benefits$1,801,0002,340
Premises and equipment expense$305,0003,435
Additional noninterest expense$1,244,0001,927
Pre-tax net operating income$2,772,0001,513
Securities gains (losses)$03,782
Applicable income taxes$1,043,0001,323
Income before extraordinary items$1,729,0001,862
Extraordinary gains, net$030
Net income$1,729,0001,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0001,828
Cash dividends$1,649,000881
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,729,0001,743
2003-03-31 (YTD Data)Rank
Total interest income$3,166,0002,333
Total interest expense$624,0003,630
Net interest income$2,542,0001,918
Provision for loan and lease losses$129,0001,973
Total noninterest income$691,0001,794
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$418,000996
Trading account gains and fees$0134
Additional Noninterest Income$273,0002,245
Total noninterest expense$1,667,0002,331
Salaries and employee benefits$902,0002,329
Premises and equipment expense$151,0003,467
Additional noninterest expense$614,0001,915
Pre-tax net operating income$1,437,0001,479
Securities gains (losses)$02,891
Applicable income taxes$540,0001,282
Income before extraordinary items$897,0001,774
Extraordinary gains, net$021
Net income$897,0001,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,139
Cash dividends$825,000801
Sale, conversion, retirement of capital stock, net$0419
Net operating income$897,0001,659
2002-12-31 (YTD Data)Rank
Total interest income$13,543,0002,275
Total interest expense$3,306,0003,257
Net interest income$10,237,0001,899
Provision for loan and lease losses$606,0002,044
Total noninterest income$2,936,0001,593
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,914,000843
Trading account gains and fees$0153
Additional Noninterest Income$1,022,0002,146
Total noninterest expense$6,757,0002,211
Salaries and employee benefits$3,537,0002,258
Premises and equipment expense$688,0003,038
Additional noninterest expense$2,532,0001,835
Pre-tax net operating income$5,810,0001,437
Securities gains (losses)$04,537
Applicable income taxes$2,060,0001,257
Income before extraordinary items$3,750,0001,600
Extraordinary gains, net$070
Net income$3,750,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,0001,450
Cash dividends$3,600,000801
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,750,0001,552
2001-12-31 (YTD Data)Rank
Total interest income$15,378,0002,220
Total interest expense$5,246,0003,030
Net interest income$10,132,0001,763
Provision for loan and lease losses$532,0002,106
Total noninterest income$2,760,0001,575
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,846,000799
Trading account gains and fees$0177
Additional Noninterest Income$914,0002,182
Total noninterest expense$8,088,0001,794
Salaries and employee benefits$3,328,0002,251
Premises and equipment expense$1,233,0001,753
Additional noninterest expense$3,527,0001,323
Pre-tax net operating income$4,272,0001,659
Securities gains (losses)$04,612
Applicable income taxes$1,941,0001,213
Income before extraordinary items$2,331,0002,223
Extraordinary gains, net$0105
Net income$2,331,0002,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,339
Cash dividends$2,265,0001,187
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,331,0002,149
2000-12-31 (YTD Data)Rank
Total interest income$15,426,0002,276
Total interest expense$5,192,0003,196
Net interest income$10,234,0001,724
Provision for loan and lease losses$478,0001,971
Total noninterest income$1,868,0001,973
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,419,000945
Trading account gains and fees$0180
Additional Noninterest Income$449,0003,122
Total noninterest expense$7,243,0001,922
Salaries and employee benefits$3,080,0002,322
Premises and equipment expense$722,0002,805
Additional noninterest expense$3,441,0001,324
Pre-tax net operating income$4,381,0001,678
Securities gains (losses)$01,956
Applicable income taxes$1,978,0001,162
Income before extraordinary items$2,403,0002,159
Extraordinary gains, net$038
Net income$2,403,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,760
Cash dividends$2,202,0001,249
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,403,0002,160
1999-12-31 (YTD Data)Rank
Total interest income$7,453,0004,176
Total interest expense$2,533,0005,153
Net interest income$4,920,0003,490
Provision for loan and lease losses$224,0003,326
Total noninterest income$753,0003,775
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$500,0002,634
Trading account gains and fees$0173
Additional Noninterest Income$253,0004,416
Total noninterest expense$3,273,0003,917
Salaries and employee benefits$1,366,0004,681
Premises and equipment expense$382,0004,682
Additional noninterest expense$1,525,0002,820
Pre-tax net operating income$2,176,0003,124
Securities gains (losses)$03,155
Applicable income taxes$974,0002,261
Income before extraordinary items$1,202,0003,876
Extraordinary gains, net$035
Net income$1,202,0003,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,661
Cash dividends$1,002,0002,240
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,202,0003,843
1998-12-31 (YTD Data)Rank
Total interest income$14,930,0002,186
Total interest expense$5,121,0002,926
Net interest income$9,809,0001,741
Provision for loan and lease losses$558,0001,584
Total noninterest income$1,380,0002,419
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$919,0001,368
Trading account gains and fees$0224
Additional Noninterest Income$461,0003,130
Total noninterest expense$5,848,0002,236
Salaries and employee benefits$3,071,0002,199
Premises and equipment expense$720,0002,701
Additional noninterest expense$2,057,0002,071
Pre-tax net operating income$4,783,0001,542
Securities gains (losses)$04,449
Applicable income taxes$1,749,0001,420
Income before extraordinary items$3,034,0001,723
Extraordinary gains, net$032
Net income$3,034,0001,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,653
Cash dividends$1,501,0001,645
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,034,0001,653
1997-12-31 (YTD Data)Rank
Total interest income$14,328,0002,276
Total interest expense$5,081,0002,939
Net interest income$9,247,0001,881
Provision for loan and lease losses$652,0001,400
Total noninterest income$1,217,0002,606
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$851,0001,525
Trading account gains and fees$0239
Additional Noninterest Income$366,0003,487
Total noninterest expense$5,502,0002,352
Salaries and employee benefits$2,853,0002,316
Premises and equipment expense$697,0002,749
Additional noninterest expense$1,952,0002,148
Pre-tax net operating income$4,310,0001,773
Securities gains (losses)$03,944
Applicable income taxes$1,558,0001,661
Income before extraordinary items$2,752,0001,919
Extraordinary gains, net$044
Net income$2,752,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,400
Cash dividends$1,357,0001,737
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,752,0001,862
1996-12-31 (YTD Data)Rank
Total interest income$12,512,0002,666
Total interest expense$4,506,0003,315
Net interest income$8,006,0002,254
Provision for loan and lease losses$371,0002,203
Total noninterest income$1,080,0002,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$787,0001,711
Trading account gains and feesNANA
Additional Noninterest Income$293,0004,131
Total noninterest expense$4,860,0002,813
Salaries and employee benefits$2,499,0002,702
Premises and equipment expense$613,0003,139
Additional noninterest expense$1,748,0002,767
Pre-tax net operating income$3,855,0001,876
Securities gains (losses)$04,148
Applicable income taxes$1,387,0001,724
Income before extraordinary items$2,468,0002,005
Extraordinary gains, net$053
Net income$2,468,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,609
Cash dividends$633,0002,938
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,468,0001,964
1995-12-31 (YTD Data)Rank
Total interest income$7,916,0004,049
Total interest expense$2,760,0005,124
Net interest income$5,156,0003,436
Provision for loan and lease losses$307,0002,241
Total noninterest income$780,0003,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$617,0002,194
Trading account gains and feesNANA
Additional Noninterest Income$163,0005,743
Total noninterest expense$3,115,0004,140
Salaries and employee benefits$1,671,0003,881
Premises and equipment expense$346,0005,064
Additional noninterest expense$1,098,0004,030
Pre-tax net operating income$2,514,0002,831
Securities gains (losses)$03,831
Applicable income taxes$902,0002,593
Income before extraordinary items$1,612,0003,042
Extraordinary gains, net$065
Net income$1,612,0003,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$190,0005,642
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,612,0003,016
1994-12-31 (YTD Data)Rank
Total interest income$6,534,0004,499
Total interest expense$2,009,0005,595
Net interest income$4,525,0003,908
Provision for loan and lease losses$366,0001,947
Total noninterest income$707,0004,096
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$564,0002,416
Trading account gains and feesNANA
Additional Noninterest Income$143,0006,348
Total noninterest expense$2,879,0004,570
Salaries and employee benefits$1,576,0004,101
Premises and equipment expense$322,0005,409
Additional noninterest expense$981,0004,785
Pre-tax net operating income$1,987,0003,437
Securities gains (losses)$03,600
Applicable income taxes$703,0003,082
Income before extraordinary items$1,284,0003,633
Extraordinary gains, net$0249
Net income$1,284,0003,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,156
Cash dividends$195,0005,579
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,284,0003,670
1993-12-31 (YTD Data)Rank
Total interest income$6,131,0004,854
Total interest expense$1,961,0005,927
Net interest income$4,170,0004,239
Provision for loan and lease losses$236,0003,570
Total noninterest income$537,0005,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$417,0003,319
Trading account gains and feesNANA
Additional Noninterest Income$120,0007,302
Total noninterest expense$2,700,0004,928
Salaries and employee benefits$1,485,0004,309
Premises and equipment expense$326,0005,507
Additional noninterest expense$889,0005,422
Pre-tax net operating income$1,771,0003,743
Securities gains (losses)$07,477
Applicable income taxes$617,0003,514
Income before extraordinary items$1,154,0004,161
Extraordinary gains, net$03,149
Net income$1,154,0004,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0005,035
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,154,0003,957
1992-12-31 (YTD Data)Rank
Total interest income$6,735,0004,984
Total interest expense$2,688,0005,661
Net interest income$4,047,0004,395
Provision for loan and lease losses$227,0004,888
Total noninterest income$525,0005,454
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$391,0003,563
Trading account gains and feesNANA
Additional Noninterest Income$134,0007,060
Total noninterest expense$2,626,0005,080
Salaries and employee benefits$1,435,0004,395
Premises and equipment expense$319,0005,724
Additional noninterest expense$872,0005,666
Pre-tax net operating income$1,719,0003,580
Securities gains (losses)$08,369
Applicable income taxes$682,0003,052
Income before extraordinary items$1,037,0004,349
Extraordinary gains, net$01,422
Net income$1,037,0004,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0006,088
Cash dividends$74,0007,181
Sale, conversion, retirement of capital stock, net$601,000515
Net operating income$1,037,0004,044

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.