Home > Bank of Jacomo > Income and Expense
Bank of Jacomo, Income and Expense
2004-06-30 (YTD Data) | Rank | |
Total interest income | $6,180,000 | 2,269 |
Total interest expense | $925,000 | 3,841 |
Net interest income | $5,255,000 | 1,903 |
Provision for loan and lease losses | $247,000 | 1,860 |
Total noninterest income | $1,732,000 | 1,436 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $1,325,000 | 657 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $407,000 | 2,481 |
Total noninterest expense | $3,535,000 | 2,230 |
Salaries and employee benefits | $1,896,000 | 2,281 |
Premises and equipment expense | $325,000 | 3,329 |
Additional noninterest expense | $1,314,000 | 1,818 |
Pre-tax net operating income | $3,205,000 | 1,332 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $1,214,000 | 1,102 |
Income before extraordinary items | $1,991,000 | 1,612 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,991,000 | 1,613 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 2,732 |
Cash dividends | $1,902,000 | 736 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,991,000 | 1,551 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $3,109,000 | 2,259 |
Total interest expense | $472,000 | 3,826 |
Net interest income | $2,637,000 | 1,887 |
Provision for loan and lease losses | $147,000 | 1,564 |
Total noninterest income | $819,000 | 1,465 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $639,000 | 667 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $180,000 | 2,643 |
Total noninterest expense | $1,718,000 | 2,317 |
Salaries and employee benefits | $946,000 | 2,302 |
Premises and equipment expense | $161,000 | 3,395 |
Additional noninterest expense | $611,000 | 1,947 |
Pre-tax net operating income | $1,591,000 | 1,315 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $602,000 | 1,115 |
Income before extraordinary items | $989,000 | 1,613 |
Extraordinary gains, net | $0 | 16 |
Net income | $989,000 | 1,613 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 2,050 |
Cash dividends | $900,000 | 738 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $989,000 | 1,523 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $12,343,000 | 2,334 |
Total interest expense | $2,263,000 | 3,617 |
Net interest income | $10,080,000 | 1,936 |
Provision for loan and lease losses | $556,000 | 1,987 |
Total noninterest income | $2,999,000 | 1,685 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $2,004,000 | 853 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $995,000 | 2,396 |
Total noninterest expense | $6,694,000 | 2,344 |
Salaries and employee benefits | $3,637,000 | 2,333 |
Premises and equipment expense | $652,000 | 3,282 |
Additional noninterest expense | $2,405,000 | 1,997 |
Pre-tax net operating income | $5,829,000 | 1,415 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $2,177,000 | 1,209 |
Income before extraordinary items | $3,652,000 | 1,700 |
Extraordinary gains, net | $0 | 54 |
Net income | $3,652,000 | 1,702 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $419,000 | 1,823 |
Cash dividends | $3,475,000 | 881 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $3,652,000 | 1,613 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $9,256,000 | 2,370 |
Total interest expense | $1,752,000 | 3,642 |
Net interest income | $7,504,000 | 1,961 |
Provision for loan and lease losses | $429,000 | 1,930 |
Total noninterest income | $2,161,000 | 1,793 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,353,000 | 962 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $808,000 | 2,356 |
Total noninterest expense | $5,038,000 | 2,343 |
Salaries and employee benefits | $2,704,000 | 2,346 |
Premises and equipment expense | $464,000 | 3,425 |
Additional noninterest expense | $1,870,000 | 1,912 |
Pre-tax net operating income | $4,198,000 | 1,513 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $1,582,000 | 1,284 |
Income before extraordinary items | $2,616,000 | 1,842 |
Extraordinary gains, net | $0 | 40 |
Net income | $2,616,000 | 1,842 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $314,000 | 1,663 |
Cash dividends | $2,474,000 | 860 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $2,616,000 | 1,746 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $6,196,000 | 2,367 |
Total interest expense | $1,203,000 | 3,657 |
Net interest income | $4,993,000 | 1,955 |
Provision for loan and lease losses | $287,000 | 1,926 |
Total noninterest income | $1,416,000 | 1,804 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $876,000 | 979 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $540,000 | 2,335 |
Total noninterest expense | $3,350,000 | 2,343 |
Salaries and employee benefits | $1,801,000 | 2,340 |
Premises and equipment expense | $305,000 | 3,435 |
Additional noninterest expense | $1,244,000 | 1,927 |
Pre-tax net operating income | $2,772,000 | 1,513 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $1,043,000 | 1,323 |
Income before extraordinary items | $1,729,000 | 1,862 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,729,000 | 1,861 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $171,000 | 1,828 |
Cash dividends | $1,649,000 | 881 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,729,000 | 1,743 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $3,166,000 | 2,333 |
Total interest expense | $624,000 | 3,630 |
Net interest income | $2,542,000 | 1,918 |
Provision for loan and lease losses | $129,000 | 1,973 |
Total noninterest income | $691,000 | 1,794 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $418,000 | 996 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $273,000 | 2,245 |
Total noninterest expense | $1,667,000 | 2,331 |
Salaries and employee benefits | $902,000 | 2,329 |
Premises and equipment expense | $151,000 | 3,467 |
Additional noninterest expense | $614,000 | 1,915 |
Pre-tax net operating income | $1,437,000 | 1,479 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $540,000 | 1,282 |
Income before extraordinary items | $897,000 | 1,774 |
Extraordinary gains, net | $0 | 21 |
Net income | $897,000 | 1,773 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $148,000 | 1,139 |
Cash dividends | $825,000 | 801 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $897,000 | 1,659 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $13,543,000 | 2,275 |
Total interest expense | $3,306,000 | 3,257 |
Net interest income | $10,237,000 | 1,899 |
Provision for loan and lease losses | $606,000 | 2,044 |
Total noninterest income | $2,936,000 | 1,593 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $1,914,000 | 843 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,022,000 | 2,146 |
Total noninterest expense | $6,757,000 | 2,211 |
Salaries and employee benefits | $3,537,000 | 2,258 |
Premises and equipment expense | $688,000 | 3,038 |
Additional noninterest expense | $2,532,000 | 1,835 |
Pre-tax net operating income | $5,810,000 | 1,437 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $2,060,000 | 1,257 |
Income before extraordinary items | $3,750,000 | 1,600 |
Extraordinary gains, net | $0 | 70 |
Net income | $3,750,000 | 1,600 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $592,000 | 1,450 |
Cash dividends | $3,600,000 | 801 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $3,750,000 | 1,552 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $15,378,000 | 2,220 |
Total interest expense | $5,246,000 | 3,030 |
Net interest income | $10,132,000 | 1,763 |
Provision for loan and lease losses | $532,000 | 2,106 |
Total noninterest income | $2,760,000 | 1,575 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $1,846,000 | 799 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $914,000 | 2,182 |
Total noninterest expense | $8,088,000 | 1,794 |
Salaries and employee benefits | $3,328,000 | 2,251 |
Premises and equipment expense | $1,233,000 | 1,753 |
Additional noninterest expense | $3,527,000 | 1,323 |
Pre-tax net operating income | $4,272,000 | 1,659 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $1,941,000 | 1,213 |
Income before extraordinary items | $2,331,000 | 2,223 |
Extraordinary gains, net | $0 | 105 |
Net income | $2,331,000 | 2,226 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $281,000 | 2,339 |
Cash dividends | $2,265,000 | 1,187 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $2,331,000 | 2,149 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $15,426,000 | 2,276 |
Total interest expense | $5,192,000 | 3,196 |
Net interest income | $10,234,000 | 1,724 |
Provision for loan and lease losses | $478,000 | 1,971 |
Total noninterest income | $1,868,000 | 1,973 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $1,419,000 | 945 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $449,000 | 3,122 |
Total noninterest expense | $7,243,000 | 1,922 |
Salaries and employee benefits | $3,080,000 | 2,322 |
Premises and equipment expense | $722,000 | 2,805 |
Additional noninterest expense | $3,441,000 | 1,324 |
Pre-tax net operating income | $4,381,000 | 1,678 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $1,978,000 | 1,162 |
Income before extraordinary items | $2,403,000 | 2,159 |
Extraordinary gains, net | $0 | 38 |
Net income | $2,403,000 | 2,159 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $160,000 | 2,760 |
Cash dividends | $2,202,000 | 1,249 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $2,403,000 | 2,160 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $7,453,000 | 4,176 |
Total interest expense | $2,533,000 | 5,153 |
Net interest income | $4,920,000 | 3,490 |
Provision for loan and lease losses | $224,000 | 3,326 |
Total noninterest income | $753,000 | 3,775 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $500,000 | 2,634 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $253,000 | 4,416 |
Total noninterest expense | $3,273,000 | 3,917 |
Salaries and employee benefits | $1,366,000 | 4,681 |
Premises and equipment expense | $382,000 | 4,682 |
Additional noninterest expense | $1,525,000 | 2,820 |
Pre-tax net operating income | $2,176,000 | 3,124 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $974,000 | 2,261 |
Income before extraordinary items | $1,202,000 | 3,876 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,202,000 | 3,877 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $55,000 | 4,661 |
Cash dividends | $1,002,000 | 2,240 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,202,000 | 3,843 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $14,930,000 | 2,186 |
Total interest expense | $5,121,000 | 2,926 |
Net interest income | $9,809,000 | 1,741 |
Provision for loan and lease losses | $558,000 | 1,584 |
Total noninterest income | $1,380,000 | 2,419 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $919,000 | 1,368 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $461,000 | 3,130 |
Total noninterest expense | $5,848,000 | 2,236 |
Salaries and employee benefits | $3,071,000 | 2,199 |
Premises and equipment expense | $720,000 | 2,701 |
Additional noninterest expense | $2,057,000 | 2,071 |
Pre-tax net operating income | $4,783,000 | 1,542 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $1,749,000 | 1,420 |
Income before extraordinary items | $3,034,000 | 1,723 |
Extraordinary gains, net | $0 | 32 |
Net income | $3,034,000 | 1,723 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $176,000 | 2,653 |
Cash dividends | $1,501,000 | 1,645 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $3,034,000 | 1,653 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $14,328,000 | 2,276 |
Total interest expense | $5,081,000 | 2,939 |
Net interest income | $9,247,000 | 1,881 |
Provision for loan and lease losses | $652,000 | 1,400 |
Total noninterest income | $1,217,000 | 2,606 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $851,000 | 1,525 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $366,000 | 3,487 |
Total noninterest expense | $5,502,000 | 2,352 |
Salaries and employee benefits | $2,853,000 | 2,316 |
Premises and equipment expense | $697,000 | 2,749 |
Additional noninterest expense | $1,952,000 | 2,148 |
Pre-tax net operating income | $4,310,000 | 1,773 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $1,558,000 | 1,661 |
Income before extraordinary items | $2,752,000 | 1,919 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,752,000 | 1,919 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $473,000 | 1,400 |
Cash dividends | $1,357,000 | 1,737 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $2,752,000 | 1,862 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $12,512,000 | 2,666 |
Total interest expense | $4,506,000 | 3,315 |
Net interest income | $8,006,000 | 2,254 |
Provision for loan and lease losses | $371,000 | 2,203 |
Total noninterest income | $1,080,000 | 2,939 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $787,000 | 1,711 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $293,000 | 4,131 |
Total noninterest expense | $4,860,000 | 2,813 |
Salaries and employee benefits | $2,499,000 | 2,702 |
Premises and equipment expense | $613,000 | 3,139 |
Additional noninterest expense | $1,748,000 | 2,767 |
Pre-tax net operating income | $3,855,000 | 1,876 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,387,000 | 1,724 |
Income before extraordinary items | $2,468,000 | 2,005 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,468,000 | 2,006 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $71,000 | 4,609 |
Cash dividends | $633,000 | 2,938 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $2,468,000 | 1,964 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $7,916,000 | 4,049 |
Total interest expense | $2,760,000 | 5,124 |
Net interest income | $5,156,000 | 3,436 |
Provision for loan and lease losses | $307,000 | 2,241 |
Total noninterest income | $780,000 | 3,745 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $617,000 | 2,194 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $163,000 | 5,743 |
Total noninterest expense | $3,115,000 | 4,140 |
Salaries and employee benefits | $1,671,000 | 3,881 |
Premises and equipment expense | $346,000 | 5,064 |
Additional noninterest expense | $1,098,000 | 4,030 |
Pre-tax net operating income | $2,514,000 | 2,831 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $902,000 | 2,593 |
Income before extraordinary items | $1,612,000 | 3,042 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,612,000 | 3,038 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,925 |
Cash dividends | $190,000 | 5,642 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,612,000 | 3,016 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,534,000 | 4,499 |
Total interest expense | $2,009,000 | 5,595 |
Net interest income | $4,525,000 | 3,908 |
Provision for loan and lease losses | $366,000 | 1,947 |
Total noninterest income | $707,000 | 4,096 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $564,000 | 2,416 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $143,000 | 6,348 |
Total noninterest expense | $2,879,000 | 4,570 |
Salaries and employee benefits | $1,576,000 | 4,101 |
Premises and equipment expense | $322,000 | 5,409 |
Additional noninterest expense | $981,000 | 4,785 |
Pre-tax net operating income | $1,987,000 | 3,437 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $703,000 | 3,082 |
Income before extraordinary items | $1,284,000 | 3,633 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,284,000 | 3,640 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $248,000 | 2,156 |
Cash dividends | $195,000 | 5,579 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,284,000 | 3,670 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,131,000 | 4,854 |
Total interest expense | $1,961,000 | 5,927 |
Net interest income | $4,170,000 | 4,239 |
Provision for loan and lease losses | $236,000 | 3,570 |
Total noninterest income | $537,000 | 5,337 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $417,000 | 3,319 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $120,000 | 7,302 |
Total noninterest expense | $2,700,000 | 4,928 |
Salaries and employee benefits | $1,485,000 | 4,309 |
Premises and equipment expense | $326,000 | 5,507 |
Additional noninterest expense | $889,000 | 5,422 |
Pre-tax net operating income | $1,771,000 | 3,743 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $617,000 | 3,514 |
Income before extraordinary items | $1,154,000 | 4,161 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,154,000 | 4,276 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 5,035 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,154,000 | 3,957 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,735,000 | 4,984 |
Total interest expense | $2,688,000 | 5,661 |
Net interest income | $4,047,000 | 4,395 |
Provision for loan and lease losses | $227,000 | 4,888 |
Total noninterest income | $525,000 | 5,454 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $391,000 | 3,563 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $134,000 | 7,060 |
Total noninterest expense | $2,626,000 | 5,080 |
Salaries and employee benefits | $1,435,000 | 4,395 |
Premises and equipment expense | $319,000 | 5,724 |
Additional noninterest expense | $872,000 | 5,666 |
Pre-tax net operating income | $1,719,000 | 3,580 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $682,000 | 3,052 |
Income before extraordinary items | $1,037,000 | 4,349 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,037,000 | 4,392 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $93,000 | 6,088 |
Cash dividends | $74,000 | 7,181 |
Sale, conversion, retirement of capital stock, net | $601,000 | 515 |
Net operating income | $1,037,000 | 4,044 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.