Home > Bank of Jackson County > Income and Expense
Bank of Jackson County, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $719,000 | 6,597 |
| Total interest expense | $72,000 | 6,535 |
| Net interest income | $647,000 | 6,583 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $207,000 | 5,322 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $138,000 | 4,265 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $69,000 | 5,527 |
| Total noninterest expense | $1,499,000 | 5,493 |
| Salaries and employee benefits | $525,000 | 6,120 |
| Premises and equipment expense | $125,000 | 5,846 |
| Additional noninterest expense | $849,000 | 4,339 |
| Pre-tax net operating income | $-645,000 | 6,655 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-645,000 | 6,669 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-645,000 | 6,670 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-645,000 | 6,670 |
| Net charge-offs | $-168,000 | 6,697 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-645,000 | 6,656 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $478,000 | 6,647 |
| Total interest expense | $46,000 | 6,610 |
| Net interest income | $432,000 | 6,625 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $113,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $94,000 | 4,220 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,126 |
| Total noninterest expense | $861,000 | 5,752 |
| Salaries and employee benefits | $347,000 | 6,164 |
| Premises and equipment expense | $74,000 | 6,016 |
| Additional noninterest expense | $440,000 | 4,905 |
| Pre-tax net operating income | $-316,000 | 6,618 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-316,000 | 6,654 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-316,000 | 6,654 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-316,000 | 6,654 |
| Net charge-offs | $-150,000 | 6,758 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-316,000 | 6,629 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $239,000 | 6,710 |
| Total interest expense | $26,000 | 6,635 |
| Net interest income | $213,000 | 6,700 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $54,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $464,000 | 5,692 |
| Salaries and employee benefits | $170,000 | 6,230 |
| Premises and equipment expense | $41,000 | 5,943 |
| Additional noninterest expense | $253,000 | 4,612 |
| Pre-tax net operating income | $-197,000 | 6,722 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-197,000 | 6,748 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-197,000 | 6,749 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-197,000 | 6,749 |
| Net charge-offs | $-132,000 | 6,877 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-197,000 | 6,730 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 6,708 |
| Total interest expense | $125,000 | 6,722 |
| Net interest income | $1,006,000 | 6,676 |
| Provision for loan and lease losses | $-338,000 | 6,968 |
| Total noninterest income | $370,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $210,000 | 4,167 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $160,000 | 4,867 |
| Total noninterest expense | $1,710,000 | 5,885 |
| Salaries and employee benefits | $768,000 | 6,152 |
| Premises and equipment expense | $190,000 | 5,782 |
| Additional noninterest expense | $752,000 | 5,392 |
| Pre-tax net operating income | $4,000 | 6,137 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,000 | 6,299 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,000 | 6,292 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,000 | 6,294 |
| Net charge-offs | $28,000 | 5,238 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,000 | 6,157 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $875,000 | 6,800 |
| Total interest expense | $95,000 | 6,841 |
| Net interest income | $780,000 | 6,756 |
| Provision for loan and lease losses | $-338,000 | 7,098 |
| Total noninterest income | $199,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $158,000 | 4,216 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,910 |
| Total noninterest expense | $1,271,000 | 5,966 |
| Salaries and employee benefits | $589,000 | 6,149 |
| Premises and equipment expense | $143,000 | 5,853 |
| Additional noninterest expense | $539,000 | 5,542 |
| Pre-tax net operating income | $46,000 | 6,155 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $46,000 | 6,286 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $46,000 | 6,284 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $46,000 | 6,285 |
| Net charge-offs | $-44,000 | 6,902 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $46,000 | 6,149 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $590,000 | 6,852 |
| Total interest expense | $63,000 | 6,916 |
| Net interest income | $527,000 | 6,804 |
| Provision for loan and lease losses | $-338,000 | 7,175 |
| Total noninterest income | $125,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $103,000 | 4,247 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,093 |
| Total noninterest expense | $883,000 | 5,946 |
| Salaries and employee benefits | $397,000 | 6,181 |
| Premises and equipment expense | $107,000 | 5,694 |
| Additional noninterest expense | $379,000 | 5,458 |
| Pre-tax net operating income | $107,000 | 5,834 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $107,000 | 5,897 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $107,000 | 5,897 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $107,000 | 5,897 |
| Net charge-offs | $-24,000 | 6,834 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $107,000 | 5,743 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 6,926 |
| Total interest expense | $32,000 | 6,990 |
| Net interest income | $254,000 | 6,880 |
| Provision for loan and lease losses | $-338,000 | 7,257 |
| Total noninterest income | $53,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $453,000 | 5,950 |
| Salaries and employee benefits | $200,000 | 6,210 |
| Premises and equipment expense | $57,000 | 5,612 |
| Additional noninterest expense | $196,000 | 5,405 |
| Pre-tax net operating income | $192,000 | 4,576 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $192,000 | 4,448 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $192,000 | 4,451 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $192,000 | 4,451 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $192,000 | 4,294 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 6,818 |
| Total interest expense | $179,000 | 6,969 |
| Net interest income | $1,246,000 | 6,739 |
| Provision for loan and lease losses | $42,000 | 5,950 |
| Total noninterest income | $270,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $213,000 | 4,268 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $57,000 | 5,843 |
| Total noninterest expense | $1,572,000 | 6,243 |
| Salaries and employee benefits | $813,000 | 6,255 |
| Premises and equipment expense | $200,000 | 6,009 |
| Additional noninterest expense | $559,000 | 6,101 |
| Pre-tax net operating income | $-98,000 | 6,136 |
| Securities gains (losses) | $31,000 | 2,879 |
| Applicable income taxes | $-4,000 | 6,543 |
| Income before extraordinary items | $-63,000 | 6,234 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-63,000 | 6,237 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-63,000 | 6,237 |
| Net charge-offs | $98,000 | 4,990 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-92,140 | 6,174 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 6,953 |
| Total interest expense | $146,000 | 7,016 |
| Net interest income | $855,000 | 6,894 |
| Provision for loan and lease losses | $42,000 | 5,681 |
| Total noninterest income | $236,000 | 5,209 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $165,000 | 4,228 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $71,000 | 5,464 |
| Total noninterest expense | $1,216,000 | 6,218 |
| Salaries and employee benefits | $617,000 | 6,236 |
| Premises and equipment expense | $153,000 | 6,014 |
| Additional noninterest expense | $446,000 | 6,041 |
| Pre-tax net operating income | $-167,000 | 6,361 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $-4,000 | 6,744 |
| Income before extraordinary items | $-157,000 | 6,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-157,000 | 6,473 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-157,000 | 6,472 |
| Net charge-offs | $449,000 | 2,791 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-162,880 | 6,399 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $673,000 | 7,001 |
| Total interest expense | $104,000 | 7,061 |
| Net interest income | $569,000 | 6,944 |
| Provision for loan and lease losses | $14,000 | 5,874 |
| Total noninterest income | $166,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $111,000 | 4,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 5,350 |
| Total noninterest expense | $807,000 | 6,290 |
| Salaries and employee benefits | $416,000 | 6,273 |
| Premises and equipment expense | $99,000 | 6,106 |
| Additional noninterest expense | $292,000 | 6,153 |
| Pre-tax net operating income | $-86,000 | 6,396 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-80,000 | 6,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-80,000 | 6,481 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-80,000 | 6,481 |
| Net charge-offs | $114,000 | 3,709 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-86,000 | 6,443 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 7,019 |
| Total interest expense | $57,000 | 7,076 |
| Net interest income | $292,000 | 6,948 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $58,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $428,000 | 6,225 |
| Salaries and employee benefits | $216,000 | 6,244 |
| Premises and equipment expense | $49,000 | 6,164 |
| Additional noninterest expense | $163,000 | 5,982 |
| Pre-tax net operating income | $-78,000 | 6,628 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-78,000 | 6,661 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-78,000 | 6,661 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-78,000 | 6,661 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-78,000 | 6,649 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 7,069 |
| Total interest expense | $296,000 | 7,066 |
| Net interest income | $1,180,000 | 6,991 |
| Provision for loan and lease losses | $1,077,000 | 2,943 |
| Total noninterest income | $-83,000 | 7,366 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $252,000 | 3,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-335,000 | 7,357 |
| Total noninterest expense | $1,692,000 | 6,312 |
| Salaries and employee benefits | $922,000 | 6,178 |
| Premises and equipment expense | $192,000 | 6,265 |
| Additional noninterest expense | $578,000 | 6,263 |
| Pre-tax net operating income | $-1,672,000 | 6,687 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $91,000 | 3,297 |
| Income before extraordinary items | $-1,760,000 | 6,800 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,760,000 | 6,801 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,760,000 | 6,801 |
| Net charge-offs | $861,000 | 2,888 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,763,000 | 6,772 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 7,141 |
| Total interest expense | $229,000 | 7,167 |
| Net interest income | $915,000 | 7,051 |
| Provision for loan and lease losses | $604,000 | 3,234 |
| Total noninterest income | $304,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $194,000 | 4,011 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $110,000 | 5,088 |
| Total noninterest expense | $1,252,000 | 6,381 |
| Salaries and employee benefits | $684,000 | 6,243 |
| Premises and equipment expense | $152,000 | 6,262 |
| Additional noninterest expense | $416,000 | 6,388 |
| Pre-tax net operating income | $-637,000 | 6,618 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-637,000 | 6,743 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-637,000 | 6,744 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-637,000 | 6,744 |
| Net charge-offs | $783,000 | 2,492 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-637,000 | 6,690 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $826,000 | 7,125 |
| Total interest expense | $156,000 | 7,236 |
| Net interest income | $670,000 | 6,994 |
| Provision for loan and lease losses | $604,000 | 2,554 |
| Total noninterest income | $241,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $129,000 | 4,009 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $112,000 | 4,452 |
| Total noninterest expense | $843,000 | 6,412 |
| Salaries and employee benefits | $465,000 | 6,255 |
| Premises and equipment expense | $102,000 | 6,274 |
| Additional noninterest expense | $276,000 | 6,428 |
| Pre-tax net operating income | $-536,000 | 6,770 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-536,000 | 6,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-536,000 | 6,888 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-536,000 | 6,888 |
| Net charge-offs | $735,000 | 2,028 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-536,000 | 6,844 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,169 |
| Total interest expense | $79,000 | 7,343 |
| Net interest income | $354,000 | 6,994 |
| Provision for loan and lease losses | $16,000 | 5,847 |
| Total noninterest income | $168,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $61,000 | 4,097 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $107,000 | 3,384 |
| Total noninterest expense | $423,000 | 6,493 |
| Salaries and employee benefits | $234,000 | 6,321 |
| Premises and equipment expense | $53,000 | 6,291 |
| Additional noninterest expense | $136,000 | 6,517 |
| Pre-tax net operating income | $83,000 | 5,252 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $83,000 | 5,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $83,000 | 5,207 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $83,000 | 5,206 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $83,000 | 5,088 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 7,161 |
| Total interest expense | $368,000 | 7,417 |
| Net interest income | $1,497,000 | 6,915 |
| Provision for loan and lease losses | $645,000 | 4,157 |
| Total noninterest income | $404,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $296,000 | 3,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $108,000 | 5,550 |
| Total noninterest expense | $1,921,000 | 6,325 |
| Salaries and employee benefits | $1,178,000 | 5,892 |
| Premises and equipment expense | $207,000 | 6,421 |
| Additional noninterest expense | $536,000 | 6,674 |
| Pre-tax net operating income | $-665,000 | 6,086 |
| Securities gains (losses) | $27,000 | 2,927 |
| Applicable income taxes | $-218,000 | 6,794 |
| Income before extraordinary items | $-420,000 | 6,028 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-420,000 | 6,026 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-420,000 | 6,027 |
| Net charge-offs | $443,000 | 3,948 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-437,820 | 6,035 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 7,203 |
| Total interest expense | $287,000 | 7,497 |
| Net interest income | $1,140,000 | 6,924 |
| Provision for loan and lease losses | $11,000 | 7,084 |
| Total noninterest income | $255,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $224,000 | 3,897 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $31,000 | 6,688 |
| Total noninterest expense | $1,397,000 | 6,412 |
| Salaries and employee benefits | $852,000 | 5,988 |
| Premises and equipment expense | $178,000 | 6,213 |
| Additional noninterest expense | $367,000 | 6,842 |
| Pre-tax net operating income | $-13,000 | 5,706 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-10,000 | 5,801 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-10,000 | 5,801 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-10,000 | 5,801 |
| Net charge-offs | $437,000 | 3,221 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-14,000 | 5,749 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 7,255 |
| Total interest expense | $200,000 | 7,567 |
| Net interest income | $765,000 | 6,946 |
| Provision for loan and lease losses | $1,000 | 7,143 |
| Total noninterest income | $161,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $148,000 | 3,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $936,000 | 6,450 |
| Salaries and employee benefits | $572,000 | 6,047 |
| Premises and equipment expense | $118,000 | 6,277 |
| Additional noninterest expense | $246,000 | 6,872 |
| Pre-tax net operating income | $-11,000 | 5,840 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-8,000 | 5,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,000 | 5,947 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,000 | 5,947 |
| Net charge-offs | $407,000 | 2,591 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-12,000 | 5,890 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 7,272 |
| Total interest expense | $106,000 | 7,603 |
| Net interest income | $390,000 | 6,918 |
| Provision for loan and lease losses | $1,000 | 6,705 |
| Total noninterest income | $76,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $475,000 | 6,382 |
| Salaries and employee benefits | $285,000 | 6,098 |
| Premises and equipment expense | $62,000 | 6,236 |
| Additional noninterest expense | $128,000 | 6,668 |
| Pre-tax net operating income | $-10,000 | 6,297 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-7,000 | 6,441 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,000 | 6,441 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-7,000 | 6,442 |
| Net charge-offs | $400,000 | 1,543 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-11,000 | 6,324 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 7,225 |
| Total interest expense | $575,000 | 7,546 |
| Net interest income | $1,577,000 | 6,906 |
| Provision for loan and lease losses | $209,000 | 5,158 |
| Total noninterest income | $424,000 | 5,172 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $374,000 | 3,589 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $50,000 | 6,755 |
| Total noninterest expense | $1,857,000 | 6,422 |
| Salaries and employee benefits | $1,180,000 | 6,039 |
| Premises and equipment expense | $234,000 | 6,385 |
| Additional noninterest expense | $443,000 | 6,875 |
| Pre-tax net operating income | $-65,000 | 6,419 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-24,000 | 6,875 |
| Income before extraordinary items | $-41,000 | 6,295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-41,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 5,279 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-41,000 | 6,440 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 7,275 |
| Total interest expense | $433,000 | 7,644 |
| Net interest income | $1,209,000 | 6,919 |
| Provision for loan and lease losses | $152,000 | 4,602 |
| Total noninterest income | $318,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $280,000 | 3,619 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $1,373,000 | 6,448 |
| Salaries and employee benefits | $855,000 | 6,119 |
| Premises and equipment expense | $187,000 | 6,271 |
| Additional noninterest expense | $331,000 | 6,862 |
| Pre-tax net operating income | $2,000 | 6,724 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,000 | 6,590 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,549 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,000 | 6,755 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 7,312 |
| Total interest expense | $288,000 | 7,738 |
| Net interest income | $829,000 | 6,884 |
| Provision for loan and lease losses | $124,000 | 3,929 |
| Total noninterest income | $204,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $187,000 | 3,617 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $912,000 | 6,504 |
| Salaries and employee benefits | $574,000 | 6,165 |
| Premises and equipment expense | $125,000 | 6,294 |
| Additional noninterest expense | $213,000 | 6,956 |
| Pre-tax net operating income | $-3,000 | 6,961 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-3,000 | 7,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,059 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-3,000 | 6,983 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 7,334 |
| Total interest expense | $147,000 | 7,823 |
| Net interest income | $433,000 | 6,855 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $110,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $99,000 | 3,483 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $457,000 | 6,531 |
| Salaries and employee benefits | $292,000 | 6,170 |
| Premises and equipment expense | $62,000 | 6,354 |
| Additional noninterest expense | $103,000 | 7,019 |
| Pre-tax net operating income | $86,000 | 6,167 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $57,000 | 6,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $57,000 | 6,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $57,000 | 6,376 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 7,229 |
| Total interest expense | $538,000 | 7,903 |
| Net interest income | $1,941,000 | 6,571 |
| Provision for loan and lease losses | $386,000 | 2,753 |
| Total noninterest income | $404,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $354,000 | 3,755 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $50,000 | 7,096 |
| Total noninterest expense | $1,947,000 | 6,281 |
| Salaries and employee benefits | $1,240,000 | 5,892 |
| Premises and equipment expense | $275,000 | 5,985 |
| Additional noninterest expense | $432,000 | 6,908 |
| Pre-tax net operating income | $12,000 | 7,402 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-20,000 | 7,846 |
| Income before extraordinary items | $32,000 | 7,394 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $32,000 | 7,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,473 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $32,000 | 7,362 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 7,282 |
| Total interest expense | $398,000 | 7,957 |
| Net interest income | $1,453,000 | 6,619 |
| Provision for loan and lease losses | $285,000 | 2,385 |
| Total noninterest income | $295,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $262,000 | 3,788 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $1,432,000 | 6,322 |
| Salaries and employee benefits | $891,000 | 6,005 |
| Premises and equipment expense | $231,000 | 5,708 |
| Additional noninterest expense | $310,000 | 6,977 |
| Pre-tax net operating income | $31,000 | 7,560 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $20,000 | 5,469 |
| Income before extraordinary items | $11,000 | 7,633 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $11,000 | 7,618 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 7,325 |
| Total interest expense | $260,000 | 8,015 |
| Net interest income | $965,000 | 6,669 |
| Provision for loan and lease losses | $35,000 | 4,774 |
| Total noninterest income | $183,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $167,000 | 3,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $959,000 | 6,357 |
| Salaries and employee benefits | $620,000 | 5,907 |
| Premises and equipment expense | $152,000 | 5,774 |
| Additional noninterest expense | $187,000 | 7,191 |
| Pre-tax net operating income | $154,000 | 6,938 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $102,000 | 7,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $102,000 | 7,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $102,000 | 7,095 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 7,395 |
| Total interest expense | $126,000 | 8,084 |
| Net interest income | $473,000 | 6,734 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $87,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $473,000 | 6,414 |
| Salaries and employee benefits | $317,000 | 5,892 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $83,000 | 7,422 |
| Pre-tax net operating income | $87,000 | 6,834 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $29,000 | 4,646 |
| Income before extraordinary items | $58,000 | 7,051 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $58,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $58,000 | 7,037 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 7,380 |
| Total interest expense | $446,000 | 8,004 |
| Net interest income | $1,759,000 | 6,857 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $414,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $338,000 | 3,888 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 6,753 |
| Total noninterest expense | $1,832,000 | 6,394 |
| Salaries and employee benefits | $1,219,000 | 5,865 |
| Premises and equipment expense | $272,000 | 5,990 |
| Additional noninterest expense | $341,000 | 7,359 |
| Pre-tax net operating income | $341,000 | 6,982 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $124,000 | 4,783 |
| Income before extraordinary items | $217,000 | 7,201 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $217,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,443 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $217,000 | 7,194 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 7,469 |
| Total interest expense | $321,000 | 8,080 |
| Net interest income | $1,291,000 | 6,987 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $300,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $258,000 | 3,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,155 |
| Total noninterest expense | $1,371,000 | 6,405 |
| Salaries and employee benefits | $831,000 | 6,123 |
| Premises and equipment expense | $225,000 | 5,773 |
| Additional noninterest expense | $315,000 | 6,990 |
| Pre-tax net operating income | $220,000 | 7,346 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $73,000 | 5,187 |
| Income before extraordinary items | $147,000 | 7,494 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $147,000 | 7,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $147,000 | 7,501 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 7,533 |
| Total interest expense | $203,000 | 8,123 |
| Net interest income | $842,000 | 7,072 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $195,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $171,000 | 3,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $858,000 | 6,596 |
| Salaries and employee benefits | $549,000 | 6,164 |
| Premises and equipment expense | $146,000 | 5,844 |
| Additional noninterest expense | $163,000 | 7,480 |
| Pre-tax net operating income | $179,000 | 7,213 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $59,000 | 5,090 |
| Income before extraordinary items | $120,000 | 7,387 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $120,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $120,000 | 7,390 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $510,000 | 7,573 |
| Total interest expense | $91,000 | 8,206 |
| Net interest income | $419,000 | 7,111 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $99,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 3,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $424,000 | 6,619 |
| Salaries and employee benefits | $272,000 | 6,219 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $83,000 | 7,448 |
| Pre-tax net operating income | $94,000 | 7,131 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $31,000 | 4,987 |
| Income before extraordinary items | $63,000 | 7,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,000 | 7,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 7,633 |
| Total interest expense | $254,000 | 8,308 |
| Net interest income | $1,549,000 | 7,229 |
| Provision for loan and lease losses | $-22,000 | 8,526 |
| Total noninterest income | $548,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $377,000 | 3,687 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,487 |
| Total noninterest expense | $1,687,000 | 6,586 |
| Salaries and employee benefits | $1,082,000 | 6,126 |
| Premises and equipment expense | $271,000 | 5,995 |
| Additional noninterest expense | $334,000 | 7,437 |
| Pre-tax net operating income | $432,000 | 6,957 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $145,000 | 5,035 |
| Income before extraordinary items | $287,000 | 7,241 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $287,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,403 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $287,000 | 7,220 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 7,712 |
| Total interest expense | $171,000 | 8,376 |
| Net interest income | $1,129,000 | 7,325 |
| Provision for loan and lease losses | $-22,000 | 8,626 |
| Total noninterest income | $413,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $285,000 | 3,688 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,489 |
| Total noninterest expense | $1,231,000 | 6,662 |
| Salaries and employee benefits | $779,000 | 6,211 |
| Premises and equipment expense | $217,000 | 5,836 |
| Additional noninterest expense | $235,000 | 7,565 |
| Pre-tax net operating income | $333,000 | 7,057 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $92,000 | 5,331 |
| Income before extraordinary items | $241,000 | 7,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $241,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,387 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $241,000 | 7,193 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $834,000 | 7,759 |
| Total interest expense | $107,000 | 8,410 |
| Net interest income | $727,000 | 7,407 |
| Provision for loan and lease losses | $-22,000 | 8,659 |
| Total noninterest income | $252,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $194,000 | 3,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $58,000 | 6,178 |
| Total noninterest expense | $823,000 | 6,664 |
| Salaries and employee benefits | $522,000 | 6,202 |
| Premises and equipment expense | $145,000 | 5,799 |
| Additional noninterest expense | $156,000 | 7,550 |
| Pre-tax net operating income | $178,000 | 7,351 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $35,000 | 5,780 |
| Income before extraordinary items | $143,000 | 7,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $143,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,223 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $143,000 | 7,364 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 7,845 |
| Total interest expense | $54,000 | 8,461 |
| Net interest income | $356,000 | 7,497 |
| Provision for loan and lease losses | $-22,000 | 8,762 |
| Total noninterest income | $110,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $414,000 | 6,691 |
| Salaries and employee benefits | $258,000 | 6,273 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $82,000 | 7,524 |
| Pre-tax net operating income | $74,000 | 7,573 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $74,000 | 7,345 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $74,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,391 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $74,000 | 7,311 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 7,938 |
| Total interest expense | $213,000 | 8,416 |
| Net interest income | $1,258,000 | 7,679 |
| Provision for loan and lease losses | $-56,000 | 8,754 |
| Total noninterest income | $412,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $345,000 | 3,974 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,035 |
| Total noninterest expense | $1,670,000 | 6,597 |
| Salaries and employee benefits | $1,052,000 | 6,114 |
| Premises and equipment expense | $279,000 | 5,889 |
| Additional noninterest expense | $339,000 | 7,472 |
| Pre-tax net operating income | $56,000 | 8,231 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $56,000 | 8,258 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $56,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,748 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $56,000 | 8,216 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 8,008 |
| Total interest expense | $161,000 | 8,455 |
| Net interest income | $914,000 | 7,753 |
| Provision for loan and lease losses | $-56,000 | 8,846 |
| Total noninterest income | $298,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $252,000 | 4,081 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 7,182 |
| Total noninterest expense | $1,240,000 | 6,581 |
| Salaries and employee benefits | $761,000 | 6,189 |
| Premises and equipment expense | $226,000 | 5,632 |
| Additional noninterest expense | $253,000 | 7,469 |
| Pre-tax net operating income | $28,000 | 8,379 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $28,000 | 8,404 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $28,000 | 8,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,186 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $28,000 | 8,365 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $700,000 | 8,103 |
| Total interest expense | $111,000 | 8,488 |
| Net interest income | $589,000 | 7,850 |
| Provision for loan and lease losses | $-56,000 | 8,938 |
| Total noninterest income | $198,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $168,000 | 4,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $833,000 | 6,613 |
| Salaries and employee benefits | $511,000 | 6,218 |
| Premises and equipment expense | $151,000 | 5,643 |
| Additional noninterest expense | $171,000 | 7,474 |
| Pre-tax net operating income | $10,000 | 8,469 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $10,000 | 8,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,295 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $10,000 | 8,452 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,146 |
| Total interest expense | $61,000 | 8,466 |
| Net interest income | $287,000 | 7,928 |
| Provision for loan and lease losses | $-6,000 | 8,907 |
| Total noninterest income | $106,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $419,000 | 6,627 |
| Salaries and employee benefits | $255,000 | 6,265 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $90,000 | 7,377 |
| Pre-tax net operating income | $-20,000 | 8,649 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-20,000 | 8,689 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-20,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-20,000 | 8,640 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 8,187 |
| Total interest expense | $277,000 | 8,533 |
| Net interest income | $1,114,000 | 7,933 |
| Provision for loan and lease losses | $-59,000 | 8,999 |
| Total noninterest income | $481,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $393,000 | 3,685 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $88,000 | 6,742 |
| Total noninterest expense | $1,641,000 | 6,633 |
| Salaries and employee benefits | $1,057,000 | 6,063 |
| Premises and equipment expense | $258,000 | 6,084 |
| Additional noninterest expense | $326,000 | 7,599 |
| Pre-tax net operating income | $13,000 | 8,488 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $27,000 | 8,543 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $27,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 9,021 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $13,000 | 8,496 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 8,261 |
| Total interest expense | $214,000 | 8,613 |
| Net interest income | $837,000 | 8,006 |
| Provision for loan and lease losses | $-19,000 | 9,048 |
| Total noninterest income | $368,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $295,000 | 3,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 6,631 |
| Total noninterest expense | $1,229,000 | 6,629 |
| Salaries and employee benefits | $767,000 | 6,152 |
| Premises and equipment expense | $220,000 | 5,714 |
| Additional noninterest expense | $242,000 | 7,632 |
| Pre-tax net operating income | $-5,000 | 8,654 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $9,000 | 8,692 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $9,000 | 8,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 9,054 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-5,000 | 8,645 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $682,000 | 8,361 |
| Total interest expense | $148,000 | 8,655 |
| Net interest income | $534,000 | 8,115 |
| Provision for loan and lease losses | $-19,000 | 9,120 |
| Total noninterest income | $249,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $196,000 | 3,670 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $53,000 | 6,477 |
| Total noninterest expense | $838,000 | 6,567 |
| Salaries and employee benefits | $520,000 | 6,123 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $170,000 | 7,511 |
| Pre-tax net operating income | $-36,000 | 8,748 |
| Securities gains (losses) | $14,000 | 2,789 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-22,000 | 8,821 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-22,000 | 8,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-36,000 | 8,745 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,443 |
| Total interest expense | $77,000 | 8,703 |
| Net interest income | $260,000 | 8,184 |
| Provision for loan and lease losses | $-19,000 | 9,206 |
| Total noninterest income | $129,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $430,000 | 6,495 |
| Salaries and employee benefits | $260,000 | 6,116 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $-22,000 | 8,819 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-22,000 | 8,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,000 | 8,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-22,000 | 8,781 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 8,427 |
| Total interest expense | $408,000 | 8,636 |
| Net interest income | $1,053,000 | 8,187 |
| Provision for loan and lease losses | $-175,000 | 9,297 |
| Total noninterest income | $445,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $398,000 | 3,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,677 |
| Total noninterest expense | $1,759,000 | 6,337 |
| Salaries and employee benefits | $1,092,000 | 5,833 |
| Premises and equipment expense | $275,000 | 5,831 |
| Additional noninterest expense | $392,000 | 7,209 |
| Pre-tax net operating income | $-86,000 | 8,750 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-86,000 | 8,825 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-86,000 | 8,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-86,000 | 8,760 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 8,199 |
| Total interest expense | $734,000 | 8,564 |
| Net interest income | $1,279,000 | 7,723 |
| Provision for loan and lease losses | $248,000 | 3,649 |
| Total noninterest income | $452,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $383,000 | 3,522 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $69,000 | 7,145 |
| Total noninterest expense | $1,768,000 | 6,205 |
| Salaries and employee benefits | $1,158,000 | 5,454 |
| Premises and equipment expense | $290,000 | 5,630 |
| Additional noninterest expense | $320,000 | 7,702 |
| Pre-tax net operating income | $-285,000 | 9,011 |
| Securities gains (losses) | $263,000 | 978 |
| Applicable income taxes | $-26,000 | 9,076 |
| Income before extraordinary items | $4,000 | 8,802 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,000 | 8,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,649 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-164,320 | 8,958 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 8,040 |
| Total interest expense | $836,000 | 8,562 |
| Net interest income | $1,541,000 | 7,398 |
| Provision for loan and lease losses | $170,000 | 4,137 |
| Total noninterest income | $428,000 | 5,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $1,781,000 | 6,095 |
| Salaries and employee benefits | $1,169,000 | 5,332 |
| Premises and equipment expense | $276,000 | 5,691 |
| Additional noninterest expense | $336,000 | 7,667 |
| Pre-tax net operating income | $18,000 | 9,056 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $15,000 | 7,958 |
| Income before extraordinary items | $-3,000 | 9,162 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-3,000 | 9,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,475 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $840 | 9,137 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 8,137 |
| Total interest expense | $845,000 | 8,574 |
| Net interest income | $1,452,000 | 7,680 |
| Provision for loan and lease losses | $1,314,000 | 783 |
| Total noninterest income | $980,000 | 3,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 2,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 2,812 |
| Total noninterest expense | $1,647,000 | 6,418 |
| Salaries and employee benefits | $1,074,000 | 5,608 |
| Premises and equipment expense | $282,000 | 5,655 |
| Additional noninterest expense | $291,000 | 8,186 |
| Pre-tax net operating income | $-529,000 | 9,871 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-221,000 | 10,046 |
| Income before extraordinary items | $-308,000 | 9,768 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-308,000 | 9,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $880,000 | 773 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-308,000 | 9,750 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 8,389 |
| Total interest expense | $855,000 | 8,801 |
| Net interest income | $1,385,000 | 7,942 |
| Provision for loan and lease losses | $346,000 | 2,332 |
| Total noninterest income | $491,000 | 4,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,363 |
| Total noninterest expense | $1,757,000 | 6,105 |
| Salaries and employee benefits | $985,000 | 5,843 |
| Premises and equipment expense | $215,000 | 6,507 |
| Additional noninterest expense | $557,000 | 6,043 |
| Pre-tax net operating income | $-227,000 | 10,015 |
| Securities gains (losses) | $402,000 | 630 |
| Applicable income taxes | $42,000 | 8,467 |
| Income before extraordinary items | $133,000 | 9,096 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $133,000 | 9,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,969 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-172,520 | 9,992 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 8,794 |
| Total interest expense | $821,000 | 9,194 |
| Net interest income | $1,374,000 | 8,298 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $425,000 | 5,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $1,478,000 | 6,846 |
| Salaries and employee benefits | $921,000 | 6,184 |
| Premises and equipment expense | $220,000 | 6,498 |
| Additional noninterest expense | $337,000 | 7,933 |
| Pre-tax net operating income | $321,000 | 8,879 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $117,000 | 8,141 |
| Income before extraordinary items | $198,000 | 9,175 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $198,000 | 9,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $220,000 | 5,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $201,840 | 9,097 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 9,288 |
| Total interest expense | $763,000 | 9,758 |
| Net interest income | $1,309,000 | 8,750 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $421,000 | 5,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $1,418,000 | 7,343 |
| Salaries and employee benefits | $878,000 | 6,571 |
| Premises and equipment expense | $216,000 | 6,756 |
| Additional noninterest expense | $324,000 | 8,626 |
| Pre-tax net operating income | $312,000 | 9,050 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $78,000 | 9,192 |
| Income before extraordinary items | $232,000 | 8,981 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $232,000 | 8,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $220,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $233,500 | 8,919 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 9,928 |
| Total interest expense | $660,000 | 10,444 |
| Net interest income | $1,212,000 | 9,296 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $400,000 | 5,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,426 |
| Total noninterest expense | $1,387,000 | 7,627 |
| Salaries and employee benefits | $851,000 | 6,816 |
| Premises and equipment expense | $263,000 | 6,155 |
| Additional noninterest expense | $273,000 | 9,562 |
| Pre-tax net operating income | $225,000 | 10,302 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $118,000 | 8,830 |
| Income before extraordinary items | $87,000 | 11,041 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $87,000 | 11,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $99,800 | 10,915 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 10,338 |
| Total interest expense | $587,000 | 10,660 |
| Net interest income | $1,121,000 | 9,998 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $414,000 | 6,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,314,000 | 8,187 |
| Salaries and employee benefits | $777,000 | 7,334 |
| Premises and equipment expense | $235,000 | 6,780 |
| Additional noninterest expense | $302,000 | 9,939 |
| Pre-tax net operating income | $221,000 | 10,731 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $50,000 | 10,470 |
| Income before extraordinary items | $171,000 | 10,597 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $171,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,591 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $171,000 | 10,634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 10,959 |
| Total interest expense | $649,000 | 10,877 |
| Net interest income | $975,000 | 10,873 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $391,000 | 6,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 4,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $1,266,000 | 8,633 |
| Salaries and employee benefits | $740,000 | 7,709 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $274,000 | 10,774 |
| Pre-tax net operating income | $100,000 | 11,866 |
| Securities gains (losses) | $471,000 | 936 |
| Applicable income taxes | $191,000 | 7,790 |
| Income before extraordinary items | $380,000 | 8,636 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $380,000 | 8,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $64,430 | 11,993 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 11,157 |
| Total interest expense | $830,000 | 11,190 |
| Net interest income | $1,039,000 | 10,942 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $365,000 | 6,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $1,201,000 | 9,030 |
| Salaries and employee benefits | $694,000 | 8,041 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $272,000 | 11,241 |
| Pre-tax net operating income | $198,000 | 11,088 |
| Securities gains (losses) | $167,000 | 2,264 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $259,000 | 9,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $259,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $205,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $140,430 | 11,070 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.