Home > Bank of Inola > Income and Expense
Bank of Inola, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 10,507 |
| Total interest expense | $301,000 | 10,510 |
| Net interest income | $461,000 | 10,457 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $124,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $388,000 | 10,509 |
| Salaries and employee benefits | $182,000 | 10,616 |
| Premises and equipment expense | $34,000 | 10,554 |
| Additional noninterest expense | $172,000 | 9,757 |
| Pre-tax net operating income | $155,000 | 9,818 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $41,000 | 9,392 |
| Income before extraordinary items | $114,000 | 9,875 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $114,000 | 9,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $114,000 | 9,836 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 9,341 |
| Total interest expense | $881,000 | 9,379 |
| Net interest income | $1,143,000 | 9,169 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $365,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $898,000 | 9,059 |
| Salaries and employee benefits | $459,000 | 9,182 |
| Premises and equipment expense | $104,000 | 9,176 |
| Additional noninterest expense | $335,000 | 8,520 |
| Pre-tax net operating income | $535,000 | 7,752 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $111,000 | 8,554 |
| Income before extraordinary items | $424,000 | 7,424 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $424,000 | 7,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $340,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $424,000 | 7,369 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 9,922 |
| Total interest expense | $834,000 | 9,840 |
| Net interest income | $1,042,000 | 9,808 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $306,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $873,000 | 9,464 |
| Salaries and employee benefits | $420,000 | 9,794 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $343,000 | 8,763 |
| Pre-tax net operating income | $403,000 | 9,049 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $104,000 | 9,095 |
| Income before extraordinary items | $299,000 | 8,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $299,000 | 8,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,139 |
| Cash dividends | $130,000 | 6,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $299,000 | 8,921 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 10,219 |
| Total interest expense | $634,000 | 10,431 |
| Net interest income | $1,145,000 | 9,921 |
| Provision for loan and lease losses | $234,000 | 2,763 |
| Total noninterest income | $312,000 | 7,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $856,000 | 9,970 |
| Salaries and employee benefits | $415,000 | 10,157 |
| Premises and equipment expense | $99,000 | 10,067 |
| Additional noninterest expense | $342,000 | 9,448 |
| Pre-tax net operating income | $367,000 | 9,597 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $280,000 | 9,373 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $280,000 | 9,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,553 |
| Cash dividends | $335,000 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $283,080 | 9,394 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 10,634 |
| Total interest expense | $596,000 | 11,174 |
| Net interest income | $1,183,000 | 10,117 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $291,000 | 7,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $861,000 | 10,387 |
| Salaries and employee benefits | $387,000 | 10,776 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $370,000 | 9,605 |
| Pre-tax net operating income | $541,000 | 8,366 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $156,000 | 8,496 |
| Income before extraordinary items | $385,000 | 8,579 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $435,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,185 |
| Cash dividends | $254,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $385,000 | 8,325 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 11,274 |
| Total interest expense | $759,000 | 11,524 |
| Net interest income | $1,056,000 | 10,871 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $266,000 | 8,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $915,000 | 10,391 |
| Salaries and employee benefits | $357,000 | 11,368 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $463,000 | 8,834 |
| Pre-tax net operating income | $232,000 | 10,777 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $78,000 | 10,500 |
| Income before extraordinary items | $154,000 | 11,216 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $154,000 | 11,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 5,426 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $154,000 | 10,876 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.