Home > Bank of Indianola > Income and Expense

Bank of Indianola, Income and Expense

1998-12-31 (YTD Data)		Rank
Total interest income	$1,564,000	9,206
Total interest expense	$758,000	9,051
Net interest income	$806,000	9,237
Provision for loan and lease losses	$60,000	6,123
Total noninterest income	$84,000	9,278
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	8,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	8,816
Total noninterest expense	$716,000	9,059
Salaries and employee benefits	$529,000	8,178
Premises and equipment expense	$30,000	10,179
Additional noninterest expense	$157,000	9,594
Pre-tax net operating income	$114,000	9,345
Securities gains (losses)	$8,000	3,124
Applicable income taxes	$29,000	8,719
Income before extraordinary items	$93,000	9,386
Extraordinary gains, net	$0	32
Net income	$93,000	9,387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,378
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$86,920	9,370
1997-12-31 (YTD Data)		Rank
Total interest income	$1,525,000	9,638
Total interest expense	$730,000	9,466
Net interest income	$795,000	9,684
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$59,000	10,114
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$53,000	8,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	10,622
Total noninterest expense	$509,000	10,101
Salaries and employee benefits	$349,000	9,605
Premises and equipment expense	$33,000	10,570
Additional noninterest expense	$127,000	10,259
Pre-tax net operating income	$285,000	9,078
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$96,000	8,464
Income before extraordinary items	$192,000	9,233
Extraordinary gains, net	$0	44
Net income	$192,000	9,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	3,116
Cash dividends	$7,000	7,790
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$189,990	9,208
1996-12-31 (YTD Data)		Rank
Total interest income	$1,506,000	10,093
Total interest expense	$719,000	9,915
Net interest income	$787,000	10,139
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$64,000	10,602
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	8,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	11,116
Total noninterest expense	$505,000	10,566
Salaries and employee benefits	$336,000	10,065
Premises and equipment expense	$34,000	11,051
Additional noninterest expense	$135,000	10,740
Pre-tax net operating income	$286,000	9,225
Securities gains (losses)	$18,000	2,073
Applicable income taxes	$104,000	8,690
Income before extraordinary items	$200,000	9,298
Extraordinary gains, net	$0	53
Net income	$200,000	9,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,926
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$188,120	9,358
1995-12-31 (YTD Data)		Rank
Total interest income	$1,479,000	10,563
Total interest expense	$702,000	10,305
Net interest income	$777,000	10,603
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$66,000	11,042
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$60,000	8,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	11,713
Total noninterest expense	$514,000	10,959
Salaries and employee benefits	$325,000	10,545
Premises and equipment expense	$37,000	11,447
Additional noninterest expense	$152,000	11,031
Pre-tax net operating income	$269,000	9,975
Securities gains (losses)	$5,000	2,809
Applicable income taxes	$94,000	9,294
Income before extraordinary items	$180,000	10,169
Extraordinary gains, net	$0	65
Net income	$180,000	10,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,456
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$176,700	10,172
1994-12-31 (YTD Data)		Rank
Total interest income	$1,386,000	10,965
Total interest expense	$580,000	10,695
Net interest income	$806,000	11,036
Provision for loan and lease losses	$55,000	5,922
Total noninterest income	$51,000	11,921
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$45,000	9,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	12,297
Total noninterest expense	$513,000	11,545
Salaries and employee benefits	$316,000	11,054
Premises and equipment expense	$30,000	12,221
Additional noninterest expense	$167,000	11,561
Pre-tax net operating income	$289,000	10,210
Securities gains (losses)	$0	3,600
Applicable income taxes	$99,000	9,383
Income before extraordinary items	$190,000	10,401
Extraordinary gains, net	$0	249
Net income	$190,000	10,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,873
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$190,000	10,447
1993-12-31 (YTD Data)		Rank
Total interest income	$1,416,000	11,411
Total interest expense	$613,000	11,061
Net interest income	$803,000	11,494
Provision for loan and lease losses	$45,000	7,729
Total noninterest income	$53,000	12,462
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	10,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	12,981
Total noninterest expense	$508,000	12,130
Salaries and employee benefits	$311,000	11,542
Premises and equipment expense	$36,000	12,671
Additional noninterest expense	$161,000	12,267
Pre-tax net operating income	$303,000	10,211
Securities gains (losses)	$4,000	6,316
Applicable income taxes	$89,000	10,008
Income before extraordinary items	$218,000	10,441
Extraordinary gains, net	$0	3,149
Net income	$218,000	10,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	6,866
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$215,160	10,226
1992-12-31 (YTD Data)		Rank
Total interest income	$1,485,000	12,003
Total interest expense	$722,000	11,696
Net interest income	$763,000	12,059
Provision for loan and lease losses	$60,000	8,535
Total noninterest income	$79,000	12,309
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	10,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	11,703
Total noninterest expense	$507,000	12,598
Salaries and employee benefits	$319,000	11,804
Premises and equipment expense	$33,000	13,314
Additional noninterest expense	$155,000	12,864
Pre-tax net operating income	$275,000	10,373
Securities gains (losses)	$0	8,369
Applicable income taxes	$90,000	10,159
Income before extraordinary items	$185,000	10,806
Extraordinary gains, net	$0	1,422
Net income	$185,000	10,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	12,396
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$185,000	10,467

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.