Home > Bank of Illinois in Mt. Vernon > Income and Expense
Bank of Illinois in Mt. Vernon, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,063,000 | 2,710 |
| Total interest expense | $6,502,000 | 2,311 |
| Net interest income | $5,561,000 | 3,149 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $991,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $639,000 | 2,057 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $352,000 | 3,569 |
| Total noninterest expense | $3,551,000 | 3,557 |
| Salaries and employee benefits | $1,868,000 | 3,518 |
| Premises and equipment expense | $654,000 | 2,922 |
| Additional noninterest expense | $1,029,000 | 3,797 |
| Pre-tax net operating income | $2,821,000 | 2,623 |
| Securities gains (losses) | $-21,000 | 10,392 |
| Applicable income taxes | $226,000 | 6,550 |
| Income before extraordinary items | $2,574,000 | 2,057 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,574,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,283 |
| Cash dividends | $748,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,593,320 | 1,990 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,245,000 | 3,210 |
| Total interest expense | $5,571,000 | 2,720 |
| Net interest income | $4,674,000 | 3,770 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $815,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $511,000 | 2,668 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $304,000 | 4,040 |
| Total noninterest expense | $2,905,000 | 4,403 |
| Salaries and employee benefits | $1,448,000 | 4,459 |
| Premises and equipment expense | $576,000 | 3,342 |
| Additional noninterest expense | $881,000 | 4,836 |
| Pre-tax net operating income | $2,464,000 | 2,804 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $656,000 | 3,337 |
| Income before extraordinary items | $1,811,000 | 2,685 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,811,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,201 |
| Cash dividends | $106,000 | 6,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,808,810 | 2,646 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 3,593 |
| Total interest expense | $4,797,000 | 3,133 |
| Net interest income | $4,269,000 | 4,087 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $784,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $489,000 | 2,783 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $295,000 | 4,038 |
| Total noninterest expense | $2,815,000 | 4,519 |
| Salaries and employee benefits | $1,336,000 | 4,765 |
| Premises and equipment expense | $515,000 | 3,665 |
| Additional noninterest expense | $964,000 | 4,498 |
| Pre-tax net operating income | $2,148,000 | 3,273 |
| Securities gains (losses) | $-60,000 | 11,272 |
| Applicable income taxes | $588,000 | 3,714 |
| Income before extraordinary items | $1,500,000 | 3,256 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,500,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $1,037,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,543,200 | 3,145 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 3,977 |
| Total interest expense | $3,438,000 | 3,500 |
| Net interest income | $4,035,000 | 4,342 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $694,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $386,000 | 3,497 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $308,000 | 4,017 |
| Total noninterest expense | $2,822,000 | 4,647 |
| Salaries and employee benefits | $1,299,000 | 4,886 |
| Premises and equipment expense | $557,000 | 3,478 |
| Additional noninterest expense | $966,000 | 4,849 |
| Pre-tax net operating income | $1,832,000 | 3,682 |
| Securities gains (losses) | $-57,000 | 11,138 |
| Applicable income taxes | $478,000 | 4,189 |
| Income before extraordinary items | $1,297,000 | 3,600 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,297,000 | 3,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,602 |
| Cash dividends | $987,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,338,610 | 3,538 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 4,266 |
| Total interest expense | $3,051,000 | 4,060 |
| Net interest income | $4,041,000 | 4,356 |
| Provision for loan and lease losses | $139,000 | 4,861 |
| Total noninterest income | $767,000 | 4,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $509,000 | 3,236 |
| Total noninterest expense | $2,725,000 | 4,890 |
| Salaries and employee benefits | $1,233,000 | 5,112 |
| Premises and equipment expense | $524,000 | 3,708 |
| Additional noninterest expense | $968,000 | 5,058 |
| Pre-tax net operating income | $1,944,000 | 3,394 |
| Securities gains (losses) | $564,000 | 826 |
| Applicable income taxes | $745,000 | 2,927 |
| Income before extraordinary items | $1,763,000 | 2,815 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,763,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,711 |
| Cash dividends | $898,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,368,200 | 3,333 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,709,000 | 4,437 |
| Total interest expense | $3,677,000 | 4,378 |
| Net interest income | $4,032,000 | 4,406 |
| Provision for loan and lease losses | $380,000 | 3,569 |
| Total noninterest income | $560,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 4,373 |
| Total noninterest expense | $2,360,000 | 5,565 |
| Salaries and employee benefits | $1,055,000 | 5,762 |
| Premises and equipment expense | $432,000 | 4,510 |
| Additional noninterest expense | $873,000 | 5,662 |
| Pre-tax net operating income | $1,852,000 | 3,339 |
| Securities gains (losses) | $207,000 | 1,971 |
| Applicable income taxes | $598,000 | 3,446 |
| Income before extraordinary items | $1,461,000 | 3,158 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,461,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 5,695 |
| Cash dividends | $830,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,314,030 | 3,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.