Home > Bank of Illinois > Income and Expense
Bank of Illinois, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,770,000 | 2,809 |
| Total interest expense | $5,814,000 | 1,969 |
| Net interest income | $5,956,000 | 3,492 |
| Provision for loan and lease losses | $10,260,000 | 851 |
| Total noninterest income | $1,138,000 | 3,086 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $285,000 | 3,975 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $851,000 | 2,365 |
| Total noninterest expense | $6,477,000 | 2,989 |
| Salaries and employee benefits | $2,579,000 | 3,599 |
| Premises and equipment expense | $446,000 | 4,709 |
| Additional noninterest expense | $3,452,000 | 2,075 |
| Pre-tax net operating income | $-9,643,000 | 7,476 |
| Securities gains (losses) | $241,000 | 1,408 |
| Applicable income taxes | $-3,718,000 | 7,679 |
| Income before extraordinary items | $-5,684,000 | 7,321 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,684,000 | 7,321 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,684,000 | 7,321 |
| Net charge-offs | $5,170,000 | 1,118 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,838,240 | 7,359 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,028,000 | 2,780 |
| Total interest expense | $4,581,000 | 1,977 |
| Net interest income | $4,447,000 | 3,501 |
| Provision for loan and lease losses | $10,260,000 | 617 |
| Total noninterest income | $939,000 | 2,934 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $218,000 | 3,946 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $719,000 | 2,261 |
| Total noninterest expense | $4,783,000 | 3,034 |
| Salaries and employee benefits | $1,951,000 | 3,617 |
| Premises and equipment expense | $407,000 | 4,210 |
| Additional noninterest expense | $2,425,000 | 2,166 |
| Pre-tax net operating income | $-9,657,000 | 7,731 |
| Securities gains (losses) | $241,000 | 1,164 |
| Applicable income taxes | $-3,710,000 | 7,852 |
| Income before extraordinary items | $-5,706,000 | 7,631 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,706,000 | 7,631 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,706,000 | 7,631 |
| Net charge-offs | $5,360,000 | 780 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,860,240 | 7,647 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,137,000 | 2,761 |
| Total interest expense | $3,140,000 | 2,021 |
| Net interest income | $2,997,000 | 3,464 |
| Provision for loan and lease losses | $425,000 | 3,178 |
| Total noninterest income | $719,000 | 2,695 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $141,000 | 3,996 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $577,000 | 2,035 |
| Total noninterest expense | $3,090,000 | 3,147 |
| Salaries and employee benefits | $1,308,000 | 3,639 |
| Premises and equipment expense | $270,000 | 4,248 |
| Additional noninterest expense | $1,512,000 | 2,319 |
| Pre-tax net operating income | $201,000 | 4,649 |
| Securities gains (losses) | $241,000 | 903 |
| Applicable income taxes | $135,000 | 2,366 |
| Income before extraordinary items | $307,000 | 3,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 3,930 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $307,000 | 3,930 |
| Net charge-offs | $330,000 | 2,818 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $140,710 | 4,842 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 2,725 |
| Total interest expense | $1,593,000 | 2,060 |
| Net interest income | $1,558,000 | 3,345 |
| Provision for loan and lease losses | $375,000 | 2,048 |
| Total noninterest income | $399,000 | 2,509 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $66,000 | 4,093 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $332,000 | 1,822 |
| Total noninterest expense | $1,432,000 | 3,265 |
| Salaries and employee benefits | $708,000 | 3,430 |
| Premises and equipment expense | $136,000 | 4,268 |
| Additional noninterest expense | $588,000 | 2,612 |
| Pre-tax net operating income | $150,000 | 4,508 |
| Securities gains (losses) | $103,000 | 981 |
| Applicable income taxes | $79,000 | 2,418 |
| Income before extraordinary items | $174,000 | 4,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $174,000 | 4,103 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $174,000 | 4,103 |
| Net charge-offs | $124,000 | 2,632 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,930 | 4,769 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,914,000 | 2,657 |
| Total interest expense | $7,957,000 | 1,982 |
| Net interest income | $5,957,000 | 3,502 |
| Provision for loan and lease losses | $9,535,000 | 620 |
| Total noninterest income | $929,000 | 3,571 |
| Gross Fiduciary activities income | $2,000 | 1,351 |
| Service charges on deposit accounts | $316,000 | 3,920 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $611,000 | 2,865 |
| Total noninterest expense | $5,321,000 | 3,393 |
| Salaries and employee benefits | $2,613,000 | 3,647 |
| Premises and equipment expense | $450,000 | 4,762 |
| Additional noninterest expense | $2,258,000 | 2,552 |
| Pre-tax net operating income | $-7,970,000 | 7,937 |
| Securities gains (losses) | $-1,213,000 | 7,783 |
| Applicable income taxes | $-3,657,000 | 8,051 |
| Income before extraordinary items | $-5,526,000 | 7,845 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,526,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,592,000 | 743 |
| Cash dividends | $264,000 | 4,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,749,680 | 7,851 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,573,000 | 2,681 |
| Total interest expense | $6,279,000 | 1,965 |
| Net interest income | $4,294,000 | 3,623 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $701,000 | 3,636 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $232,000 | 3,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $468,000 | 2,919 |
| Total noninterest expense | $3,937,000 | 3,428 |
| Salaries and employee benefits | $2,063,000 | 3,514 |
| Premises and equipment expense | $357,000 | 4,601 |
| Additional noninterest expense | $1,517,000 | 2,749 |
| Pre-tax net operating income | $1,018,000 | 3,649 |
| Securities gains (losses) | $-1,213,000 | 7,964 |
| Applicable income taxes | $323,000 | 2,380 |
| Income before extraordinary items | $-518,000 | 7,212 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-518,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,549 |
| Cash dividends | $264,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $695,000 | 3,966 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,136,000 | 2,673 |
| Total interest expense | $4,417,000 | 1,953 |
| Net interest income | $2,719,000 | 3,757 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $459,000 | 3,706 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $152,000 | 4,033 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $306,000 | 2,983 |
| Total noninterest expense | $2,540,000 | 3,525 |
| Salaries and employee benefits | $1,363,000 | 3,593 |
| Premises and equipment expense | $239,000 | 4,627 |
| Additional noninterest expense | $938,000 | 2,906 |
| Pre-tax net operating income | $618,000 | 3,951 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $190,000 | 2,752 |
| Income before extraordinary items | $430,000 | 4,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,990 |
| Cash dividends | $164,000 | 3,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $428,620 | 4,270 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 2,698 |
| Total interest expense | $2,266,000 | 2,036 |
| Net interest income | $1,359,000 | 3,746 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $218,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $72,000 | 4,098 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $146,000 | 3,086 |
| Total noninterest expense | $1,258,000 | 3,566 |
| Salaries and employee benefits | $672,000 | 3,656 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $471,000 | 2,858 |
| Pre-tax net operating income | $309,000 | 4,081 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $95,000 | 2,858 |
| Income before extraordinary items | $216,000 | 4,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $216,000 | 4,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $114,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $214,620 | 4,420 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,025,000 | 2,859 |
| Total interest expense | $8,711,000 | 2,167 |
| Net interest income | $5,314,000 | 3,817 |
| Provision for loan and lease losses | $1,728,000 | 946 |
| Total noninterest income | $1,025,000 | 3,490 |
| Gross Fiduciary activities income | $2,000 | 1,406 |
| Service charges on deposit accounts | $269,000 | 4,313 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $754,000 | 2,644 |
| Total noninterest expense | $4,669,000 | 3,648 |
| Salaries and employee benefits | $2,418,000 | 3,820 |
| Premises and equipment expense | $689,000 | 3,483 |
| Additional noninterest expense | $1,562,000 | 3,305 |
| Pre-tax net operating income | $-58,000 | 7,511 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-129,000 | 8,051 |
| Income before extraordinary items | $71,000 | 7,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $71,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,655,000 | 709 |
| Cash dividends | $426,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $71,000 | 7,226 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,341,000 | 2,902 |
| Total interest expense | $6,389,000 | 2,207 |
| Net interest income | $3,952,000 | 3,855 |
| Provision for loan and lease losses | $85,000 | 4,429 |
| Total noninterest income | $710,000 | 3,653 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $194,000 | 4,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $515,000 | 2,799 |
| Total noninterest expense | $3,602,000 | 3,535 |
| Salaries and employee benefits | $1,938,000 | 3,616 |
| Premises and equipment expense | $485,000 | 3,626 |
| Additional noninterest expense | $1,179,000 | 3,238 |
| Pre-tax net operating income | $975,000 | 4,415 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $297,000 | 3,214 |
| Income before extraordinary items | $678,000 | 4,741 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $678,000 | 4,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $275,000 | 3,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $678,000 | 4,731 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,594,000 | 3,018 |
| Total interest expense | $4,027,000 | 2,316 |
| Net interest income | $2,567,000 | 3,947 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $429,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $123,000 | 4,520 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $306,000 | 2,981 |
| Total noninterest expense | $2,321,000 | 3,668 |
| Salaries and employee benefits | $1,294,000 | 3,651 |
| Premises and equipment expense | $264,000 | 4,215 |
| Additional noninterest expense | $763,000 | 3,325 |
| Pre-tax net operating income | $630,000 | 4,542 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $190,000 | 3,338 |
| Income before extraordinary items | $440,000 | 4,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $440,000 | 4,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $275,000 | 3,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $440,000 | 4,854 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 3,120 |
| Total interest expense | $1,893,000 | 2,419 |
| Net interest income | $1,278,000 | 3,963 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $198,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $57,000 | 4,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $141,000 | 3,128 |
| Total noninterest expense | $1,074,000 | 3,917 |
| Salaries and employee benefits | $640,000 | 3,705 |
| Premises and equipment expense | $104,000 | 4,929 |
| Additional noninterest expense | $330,000 | 3,681 |
| Pre-tax net operating income | $367,000 | 4,203 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $115,000 | 3,083 |
| Income before extraordinary items | $252,000 | 4,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $252,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $180,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $252,000 | 4,522 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,038,000 | 3,556 |
| Total interest expense | $5,260,000 | 2,903 |
| Net interest income | $4,778,000 | 4,149 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $776,000 | 4,137 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $228,000 | 4,710 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $546,000 | 3,185 |
| Total noninterest expense | $3,899,000 | 4,064 |
| Salaries and employee benefits | $2,325,000 | 3,827 |
| Premises and equipment expense | $306,000 | 5,701 |
| Additional noninterest expense | $1,268,000 | 3,777 |
| Pre-tax net operating income | $1,495,000 | 4,291 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $494,000 | 3,172 |
| Income before extraordinary items | $1,001,000 | 4,716 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,001,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,438 |
| Cash dividends | $251,000 | 4,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,001,000 | 4,708 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 3,727 |
| Total interest expense | $3,552,000 | 3,074 |
| Net interest income | $3,517,000 | 4,237 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $566,000 | 4,204 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $170,000 | 4,767 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $394,000 | 3,245 |
| Total noninterest expense | $2,973,000 | 4,005 |
| Salaries and employee benefits | $1,785,000 | 3,749 |
| Premises and equipment expense | $233,000 | 5,683 |
| Additional noninterest expense | $955,000 | 3,749 |
| Pre-tax net operating income | $1,060,000 | 4,601 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $351,000 | 3,363 |
| Income before extraordinary items | $709,000 | 4,977 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $709,000 | 4,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $709,000 | 4,971 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 3,845 |
| Total interest expense | $2,128,000 | 3,224 |
| Net interest income | $2,291,000 | 4,305 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $359,000 | 4,285 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $237,000 | 3,419 |
| Total noninterest expense | $1,933,000 | 4,091 |
| Salaries and employee benefits | $1,182,000 | 3,782 |
| Premises and equipment expense | $161,000 | 5,586 |
| Additional noninterest expense | $590,000 | 3,970 |
| Pre-tax net operating income | $687,000 | 4,676 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $229,000 | 3,438 |
| Income before extraordinary items | $458,000 | 5,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $458,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $458,000 | 5,083 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 4,046 |
| Total interest expense | $934,000 | 3,436 |
| Net interest income | $1,091,000 | 4,454 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $176,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $116,000 | 3,440 |
| Total noninterest expense | $928,000 | 4,223 |
| Salaries and employee benefits | $568,000 | 3,910 |
| Premises and equipment expense | $81,000 | 5,603 |
| Additional noninterest expense | $279,000 | 4,128 |
| Pre-tax net operating income | $319,000 | 4,805 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $99,000 | 3,605 |
| Income before extraordinary items | $220,000 | 5,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $220,000 | 5,117 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 4,293 |
| Total interest expense | $2,549,000 | 3,763 |
| Net interest income | $4,119,000 | 4,532 |
| Provision for loan and lease losses | $535,000 | 1,796 |
| Total noninterest income | $1,630,000 | 2,553 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $278,000 | 4,359 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,349,000 | 1,802 |
| Total noninterest expense | $3,119,000 | 4,644 |
| Salaries and employee benefits | $1,848,000 | 4,387 |
| Premises and equipment expense | $319,000 | 5,559 |
| Additional noninterest expense | $952,000 | 4,581 |
| Pre-tax net operating income | $2,095,000 | 3,578 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $763,000 | 2,678 |
| Income before extraordinary items | $1,332,000 | 4,085 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,332,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,103 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,332,000 | 4,054 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 4,394 |
| Total interest expense | $1,767,000 | 3,856 |
| Net interest income | $3,018,000 | 4,616 |
| Provision for loan and lease losses | $515,000 | 1,367 |
| Total noninterest income | $1,481,000 | 2,228 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $214,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,264,000 | 1,530 |
| Total noninterest expense | $2,344,000 | 4,625 |
| Salaries and employee benefits | $1,379,000 | 4,368 |
| Premises and equipment expense | $241,000 | 5,543 |
| Additional noninterest expense | $724,000 | 4,522 |
| Pre-tax net operating income | $1,640,000 | 3,525 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $602,000 | 2,629 |
| Income before extraordinary items | $1,038,000 | 4,060 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,038,000 | 4,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,746 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,038,000 | 4,026 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 4,482 |
| Total interest expense | $1,115,000 | 3,828 |
| Net interest income | $1,920,000 | 4,738 |
| Provision for loan and lease losses | $510,000 | 954 |
| Total noninterest income | $1,338,000 | 1,766 |
| Gross Fiduciary activities income | $3,000 | 1,310 |
| Service charges on deposit accounts | $151,000 | 4,136 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,184,000 | 1,193 |
| Total noninterest expense | $1,526,000 | 4,672 |
| Salaries and employee benefits | $900,000 | 4,422 |
| Premises and equipment expense | $166,000 | 5,420 |
| Additional noninterest expense | $460,000 | 4,653 |
| Pre-tax net operating income | $1,222,000 | 3,198 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $454,000 | 2,405 |
| Income before extraordinary items | $769,000 | 3,725 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $769,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,257 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $768,360 | 3,686 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 4,612 |
| Total interest expense | $539,000 | 3,813 |
| Net interest income | $897,000 | 4,971 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $138,000 | 4,920 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $741,000 | 4,787 |
| Salaries and employee benefits | $448,000 | 4,458 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $208,000 | 4,944 |
| Pre-tax net operating income | $249,000 | 5,457 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $87,000 | 3,995 |
| Income before extraordinary items | $162,000 | 5,937 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $162,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $162,000 | 5,897 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 4,845 |
| Total interest expense | $1,710,000 | 4,121 |
| Net interest income | $3,295,000 | 5,113 |
| Provision for loan and lease losses | $92,000 | 5,144 |
| Total noninterest income | $682,000 | 4,457 |
| Gross Fiduciary activities income | $3,000 | 1,452 |
| Service charges on deposit accounts | $327,000 | 4,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $352,000 | 3,955 |
| Total noninterest expense | $2,896,000 | 4,776 |
| Salaries and employee benefits | $1,746,000 | 4,434 |
| Premises and equipment expense | $364,000 | 5,073 |
| Additional noninterest expense | $786,000 | 5,152 |
| Pre-tax net operating income | $989,000 | 5,267 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $345,000 | 3,958 |
| Income before extraordinary items | $643,000 | 5,805 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $643,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,430 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $643,650 | 5,729 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 4,932 |
| Total interest expense | $1,231,000 | 4,205 |
| Net interest income | $2,411,000 | 5,183 |
| Provision for loan and lease losses | $62,000 | 5,096 |
| Total noninterest income | $496,000 | 4,575 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $243,000 | 4,169 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $251,000 | 4,060 |
| Total noninterest expense | $2,280,000 | 4,584 |
| Salaries and employee benefits | $1,370,000 | 4,266 |
| Premises and equipment expense | $285,000 | 4,920 |
| Additional noninterest expense | $625,000 | 4,917 |
| Pre-tax net operating income | $565,000 | 6,041 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $190,000 | 4,520 |
| Income before extraordinary items | $374,000 | 6,465 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $374,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $374,660 | 6,391 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 4,982 |
| Total interest expense | $796,000 | 4,304 |
| Net interest income | $1,606,000 | 5,190 |
| Provision for loan and lease losses | $47,000 | 4,814 |
| Total noninterest income | $337,000 | 4,510 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $153,000 | 4,277 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $182,000 | 3,939 |
| Total noninterest expense | $1,536,000 | 4,587 |
| Salaries and employee benefits | $912,000 | 4,272 |
| Premises and equipment expense | $196,000 | 4,825 |
| Additional noninterest expense | $428,000 | 4,837 |
| Pre-tax net operating income | $360,000 | 6,123 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $121,000 | 4,596 |
| Income before extraordinary items | $238,000 | 6,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,456 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $238,660 | 6,465 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 5,021 |
| Total interest expense | $398,000 | 4,354 |
| Net interest income | $795,000 | 5,232 |
| Provision for loan and lease losses | $27,000 | 4,453 |
| Total noninterest income | $163,000 | 4,567 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $62,000 | 4,721 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $100,000 | 3,719 |
| Total noninterest expense | $757,000 | 4,654 |
| Salaries and employee benefits | $453,000 | 4,334 |
| Premises and equipment expense | $98,000 | 4,857 |
| Additional noninterest expense | $206,000 | 4,963 |
| Pre-tax net operating income | $174,000 | 6,138 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $58,000 | 4,646 |
| Income before extraordinary items | $115,000 | 6,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $115,660 | 6,490 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 5,143 |
| Total interest expense | $1,750,000 | 4,439 |
| Net interest income | $2,894,000 | 5,426 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $764,000 | 4,342 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $230,000 | 4,948 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $532,000 | 3,475 |
| Total noninterest expense | $3,094,000 | 4,514 |
| Salaries and employee benefits | $1,693,000 | 4,454 |
| Premises and equipment expense | $413,000 | 4,630 |
| Additional noninterest expense | $988,000 | 4,320 |
| Pre-tax net operating income | $504,000 | 6,670 |
| Securities gains (losses) | $29,000 | 2,952 |
| Applicable income taxes | $170,000 | 5,129 |
| Income before extraordinary items | $363,000 | 6,973 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $363,000 | 6,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $318,000 | 4,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $343,280 | 6,923 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 5,161 |
| Total interest expense | $1,341,000 | 4,494 |
| Net interest income | $2,187,000 | 5,418 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $631,000 | 4,163 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $165,000 | 5,079 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $464,000 | 3,263 |
| Total noninterest expense | $2,326,000 | 4,493 |
| Salaries and employee benefits | $1,280,000 | 4,418 |
| Premises and equipment expense | $301,000 | 4,705 |
| Additional noninterest expense | $745,000 | 4,281 |
| Pre-tax net operating income | $447,000 | 6,519 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $146,000 | 5,136 |
| Income before extraordinary items | $301,000 | 6,944 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $301,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,781 |
| Cash dividends | $318,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $301,000 | 6,783 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 5,135 |
| Total interest expense | $906,000 | 4,559 |
| Net interest income | $1,492,000 | 5,340 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $376,000 | 4,401 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $110,000 | 5,032 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $264,000 | 3,529 |
| Total noninterest expense | $1,512,000 | 4,559 |
| Salaries and employee benefits | $823,000 | 4,522 |
| Premises and equipment expense | $199,000 | 4,721 |
| Additional noninterest expense | $490,000 | 4,311 |
| Pre-tax net operating income | $321,000 | 6,357 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $107,000 | 5,036 |
| Income before extraordinary items | $214,000 | 6,847 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $214,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $292,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $214,000 | 6,645 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,097 |
| Total interest expense | $462,000 | 4,594 |
| Net interest income | $755,000 | 5,297 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $139,000 | 5,078 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $57,000 | 4,884 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $700,000 | 4,790 |
| Salaries and employee benefits | $395,000 | 4,654 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $205,000 | 4,878 |
| Pre-tax net operating income | $174,000 | 6,173 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $58,000 | 4,885 |
| Income before extraordinary items | $116,000 | 6,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $292,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $116,000 | 6,447 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 4,913 |
| Total interest expense | $2,161,000 | 4,566 |
| Net interest income | $3,228,000 | 5,042 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $597,000 | 4,745 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $267,000 | 4,529 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $328,000 | 4,066 |
| Total noninterest expense | $2,890,000 | 4,577 |
| Salaries and employee benefits | $1,573,000 | 4,507 |
| Premises and equipment expense | $422,000 | 4,460 |
| Additional noninterest expense | $895,000 | 4,561 |
| Pre-tax net operating income | $805,000 | 5,753 |
| Securities gains (losses) | $57,000 | 2,288 |
| Applicable income taxes | $260,000 | 4,694 |
| Income before extraordinary items | $602,000 | 5,954 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $602,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,757 |
| Cash dividends | $473,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $562,100 | 5,979 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,128,000 | 4,369 |
| Total interest expense | $3,960,000 | 3,829 |
| Net interest income | $3,168,000 | 4,874 |
| Provision for loan and lease losses | $34,000 | 7,144 |
| Total noninterest income | $1,448,000 | 2,584 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $245,000 | 4,685 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,201,000 | 1,799 |
| Total noninterest expense | $4,090,000 | 3,360 |
| Salaries and employee benefits | $2,320,000 | 3,155 |
| Premises and equipment expense | $582,000 | 3,451 |
| Additional noninterest expense | $1,188,000 | 3,535 |
| Pre-tax net operating income | $492,000 | 6,578 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $135,000 | 5,613 |
| Income before extraordinary items | $385,000 | 6,665 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $385,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,316 |
| Cash dividends | $187,000 | 5,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $364,280 | 6,644 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 4,077 |
| Total interest expense | $4,802,000 | 3,438 |
| Net interest income | $3,321,000 | 4,799 |
| Provision for loan and lease losses | $332,000 | 2,660 |
| Total noninterest income | $2,707,000 | 1,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,512,000 | 964 |
| Total noninterest expense | $4,916,000 | 2,762 |
| Salaries and employee benefits | $2,819,000 | 2,536 |
| Premises and equipment expense | $647,000 | 3,076 |
| Additional noninterest expense | $1,450,000 | 2,902 |
| Pre-tax net operating income | $780,000 | 5,942 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $188,000 | 5,509 |
| Income before extraordinary items | $588,000 | 5,905 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $588,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,427 |
| Cash dividends | $105,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $591,040 | 5,908 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,493,000 | 4,680 |
| Total interest expense | $3,522,000 | 4,022 |
| Net interest income | $2,971,000 | 5,201 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $2,864,000 | 1,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,694,000 | 964 |
| Total noninterest expense | $5,246,000 | 2,577 |
| Salaries and employee benefits | $3,065,000 | 2,288 |
| Premises and equipment expense | $663,000 | 3,005 |
| Additional noninterest expense | $1,518,000 | 2,830 |
| Pre-tax net operating income | $445,000 | 7,399 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $90,000 | 7,066 |
| Income before extraordinary items | $371,000 | 7,154 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $371,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,895 |
| Cash dividends | $154,000 | 5,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $358,200 | 7,207 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,845,000 | 5,099 |
| Total interest expense | $3,310,000 | 4,358 |
| Net interest income | $2,535,000 | 5,802 |
| Provision for loan and lease losses | $171,000 | 3,894 |
| Total noninterest income | $4,175,000 | 1,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,989,000 | 748 |
| Total noninterest expense | $5,553,000 | 2,358 |
| Salaries and employee benefits | $3,291,000 | 2,051 |
| Premises and equipment expense | $612,000 | 3,109 |
| Additional noninterest expense | $1,650,000 | 2,533 |
| Pre-tax net operating income | $986,000 | 5,458 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $303,000 | 5,143 |
| Income before extraordinary items | $689,000 | 5,667 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $689,000 | 5,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $169,000 | 5,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $684,860 | 5,573 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 5,448 |
| Total interest expense | $2,665,000 | 5,154 |
| Net interest income | $2,783,000 | 5,606 |
| Provision for loan and lease losses | $141,000 | 4,282 |
| Total noninterest income | $2,145,000 | 1,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,990,000 | 1,107 |
| Total noninterest expense | $4,284,000 | 2,975 |
| Salaries and employee benefits | $2,606,000 | 2,538 |
| Premises and equipment expense | $558,000 | 3,376 |
| Additional noninterest expense | $1,120,000 | 3,551 |
| Pre-tax net operating income | $503,000 | 7,899 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $134,000 | 7,847 |
| Income before extraordinary items | $393,000 | 7,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $393,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,810 |
| Cash dividends | $176,000 | 5,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $375,000 | 7,757 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 6,100 |
| Total interest expense | $2,545,000 | 5,437 |
| Net interest income | $2,269,000 | 6,624 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $2,342,000 | 1,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,197,000 | 1,078 |
| Total noninterest expense | $3,969,000 | 3,371 |
| Salaries and employee benefits | $2,302,000 | 2,904 |
| Premises and equipment expense | $539,000 | 3,546 |
| Additional noninterest expense | $1,128,000 | 3,980 |
| Pre-tax net operating income | $633,000 | 7,263 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $191,000 | 7,268 |
| Income before extraordinary items | $441,000 | 7,303 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $441,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $169,000 | 5,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $441,700 | 7,247 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 6,280 |
| Total interest expense | $2,459,000 | 5,640 |
| Net interest income | $2,201,000 | 6,865 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $1,887,000 | 1,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,739,000 | 1,245 |
| Total noninterest expense | $3,540,000 | 3,706 |
| Salaries and employee benefits | $2,027,000 | 3,269 |
| Premises and equipment expense | $478,000 | 3,898 |
| Additional noninterest expense | $1,035,000 | 4,227 |
| Pre-tax net operating income | $533,000 | 8,259 |
| Securities gains (losses) | $39,000 | 1,464 |
| Applicable income taxes | $179,000 | 7,787 |
| Income before extraordinary items | $393,000 | 8,136 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $393,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $66,000 | 7,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $366,090 | 8,324 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 6,650 |
| Total interest expense | $1,890,000 | 5,856 |
| Net interest income | $2,150,000 | 7,197 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $218,000 | 8,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $1,728,000 | 6,909 |
| Salaries and employee benefits | $880,000 | 6,749 |
| Premises and equipment expense | $261,000 | 6,340 |
| Additional noninterest expense | $587,000 | 7,132 |
| Pre-tax net operating income | $602,000 | 7,980 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $195,000 | 7,428 |
| Income before extraordinary items | $407,000 | 8,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $407,000 | 8,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $154,000 | 6,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $407,000 | 8,185 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 7,380 |
| Total interest expense | $1,538,000 | 7,082 |
| Net interest income | $2,077,000 | 7,465 |
| Provision for loan and lease losses | $92,000 | 5,973 |
| Total noninterest income | $191,000 | 9,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,506,000 | 7,816 |
| Salaries and employee benefits | $713,000 | 7,918 |
| Premises and equipment expense | $215,000 | 7,389 |
| Additional noninterest expense | $578,000 | 7,532 |
| Pre-tax net operating income | $670,000 | 7,517 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $210,000 | 7,434 |
| Income before extraordinary items | $465,000 | 7,837 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $465,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,605 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 577 |
| Net operating income | $461,550 | 7,619 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 8,376 |
| Total interest expense | $1,632,000 | 8,100 |
| Net interest income | $1,737,000 | 8,539 |
| Provision for loan and lease losses | $459,000 | 3,187 |
| Total noninterest income | $221,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,176,000 | 9,153 |
| Salaries and employee benefits | $540,000 | 9,368 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $478,000 | 8,661 |
| Pre-tax net operating income | $323,000 | 9,920 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $88,000 | 10,227 |
| Income before extraordinary items | $240,000 | 10,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $240,000 | 10,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,500 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $236,350 | 9,726 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.