Home > Bank of Illinois > Income and Expense
Bank of Illinois, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $12,358,000 | 2,635 |
Total interest expense | $5,807,000 | 2,531 |
Net interest income | $6,551,000 | 2,681 |
Provision for loan and lease losses | $297,000 | 2,712 |
Total noninterest income | $1,119,000 | 2,845 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $664,000 | 2,000 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $455,000 | 3,139 |
Total noninterest expense | $5,514,000 | 2,454 |
Salaries and employee benefits | $1,731,000 | 3,870 |
Premises and equipment expense | $596,000 | 3,277 |
Additional noninterest expense | $3,187,000 | 1,446 |
Pre-tax net operating income | $1,859,000 | 3,525 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $698,000 | 2,903 |
Income before extraordinary items | $1,161,000 | 3,980 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,161,000 | 3,981 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $251,000 | 2,070 |
Cash dividends | $1,200,000 | 1,962 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,161,000 | 3,945 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $11,916,000 | 2,722 |
Total interest expense | $5,810,000 | 2,606 |
Net interest income | $6,106,000 | 2,815 |
Provision for loan and lease losses | $103,000 | 5,042 |
Total noninterest income | $1,209,000 | 2,669 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $757,000 | 1,677 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $452,000 | 3,173 |
Total noninterest expense | $5,221,000 | 2,494 |
Salaries and employee benefits | $1,834,000 | 3,613 |
Premises and equipment expense | $635,000 | 3,009 |
Additional noninterest expense | $2,752,000 | 1,563 |
Pre-tax net operating income | $1,991,000 | 3,355 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $698,000 | 3,034 |
Income before extraordinary items | $1,293,000 | 3,711 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,293,000 | 3,710 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $170,000 | 2,717 |
Cash dividends | $2,800,000 | 1,035 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,293,000 | 3,612 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,331,000 | 7,373 |
Total interest expense | $1,704,000 | 6,882 |
Net interest income | $1,627,000 | 7,715 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $129,000 | 8,910 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $68,000 | 7,935 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $61,000 | 7,985 |
Total noninterest expense | $1,292,000 | 7,367 |
Salaries and employee benefits | $484,000 | 8,718 |
Premises and equipment expense | $91,000 | 9,188 |
Additional noninterest expense | $717,000 | 5,122 |
Pre-tax net operating income | $464,000 | 8,115 |
Securities gains (losses) | $78,000 | 1,101 |
Applicable income taxes | $-51,000 | 10,628 |
Income before extraordinary items | $593,000 | 6,412 |
Extraordinary gains, net | $0 | 44 |
Net income | $593,000 | 6,412 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-31,000 | 10,368 |
Cash dividends | $750,000 | 2,657 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $515,000 | 6,822 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,246,000 | 10,466 |
Total interest expense | $582,000 | 10,332 |
Net interest income | $664,000 | 10,484 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $36,000 | 11,065 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $18,000 | 9,614 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 10,521 |
Total noninterest expense | $385,000 | 11,010 |
Salaries and employee benefits | $137,000 | 11,276 |
Premises and equipment expense | $27,000 | 11,194 |
Additional noninterest expense | $221,000 | 9,694 |
Pre-tax net operating income | $315,000 | 9,028 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $95,000 | 8,825 |
Income before extraordinary items | $220,000 | 9,108 |
Extraordinary gains, net | $0 | 53 |
Net income | $220,000 | 9,112 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-8,000 | 10,310 |
Cash dividends | $600,000 | 3,013 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $220,000 | 9,053 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,737,000 | 7,270 |
Total interest expense | $1,764,000 | 6,981 |
Net interest income | $1,973,000 | 7,376 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $126,000 | 9,738 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $12,000 | 10,148 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $114,000 | 6,804 |
Total noninterest expense | $770,000 | 9,903 |
Salaries and employee benefits | $419,000 | 9,806 |
Premises and equipment expense | $71,000 | 10,456 |
Additional noninterest expense | $280,000 | 9,487 |
Pre-tax net operating income | $1,329,000 | 4,880 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $455,000 | 4,493 |
Income before extraordinary items | $874,000 | 5,100 |
Extraordinary gains, net | $0 | 65 |
Net income | $874,000 | 5,100 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-64,000 | 11,570 |
Cash dividends | $592,000 | 3,006 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $874,000 | 5,090 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,024,000 | 7,989 |
Total interest expense | $1,378,000 | 7,281 |
Net interest income | $1,646,000 | 8,466 |
Provision for loan and lease losses | $-3,000 | 11,697 |
Total noninterest income | $140,000 | 9,910 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $14,000 | 10,657 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $126,000 | 6,774 |
Total noninterest expense | $752,000 | 10,455 |
Salaries and employee benefits | $368,000 | 10,569 |
Premises and equipment expense | $69,000 | 10,998 |
Additional noninterest expense | $315,000 | 9,778 |
Pre-tax net operating income | $1,037,000 | 5,808 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $348,000 | 5,300 |
Income before extraordinary items | $689,000 | 5,980 |
Extraordinary gains, net | $0 | 249 |
Net income | $689,000 | 5,997 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-41,000 | 11,772 |
Cash dividends | $544,000 | 3,015 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $689,000 | 6,043 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,801,000 | 8,657 |
Total interest expense | $1,354,000 | 7,697 |
Net interest income | $1,447,000 | 9,283 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $137,000 | 10,480 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $15,000 | 11,112 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $122,000 | 7,244 |
Total noninterest expense | $758,000 | 10,885 |
Salaries and employee benefits | $365,000 | 10,992 |
Premises and equipment expense | $68,000 | 11,579 |
Additional noninterest expense | $325,000 | 10,124 |
Pre-tax net operating income | $826,000 | 6,685 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $277,000 | 6,387 |
Income before extraordinary items | $549,000 | 7,154 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $549,000 | 7,318 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 11,729 |
Cash dividends | $496,000 | 3,145 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $549,000 | 6,898 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,364,000 | 8,382 |
Total interest expense | $1,776,000 | 7,689 |
Net interest income | $1,588,000 | 8,986 |
Provision for loan and lease losses | $-183,000 | 13,808 |
Total noninterest income | $151,000 | 10,475 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $15,000 | 11,488 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $136,000 | 6,990 |
Total noninterest expense | $746,000 | 11,275 |
Salaries and employee benefits | $369,000 | 11,230 |
Premises and equipment expense | $69,000 | 11,913 |
Additional noninterest expense | $308,000 | 10,718 |
Pre-tax net operating income | $1,176,000 | 4,997 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $395,000 | 4,844 |
Income before extraordinary items | $781,000 | 5,456 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $781,000 | 5,520 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-36,000 | 13,353 |
Cash dividends | $448,000 | 3,074 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $781,000 | 5,143 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.