Home > Bank of Huntland > Income and Expense

Bank of Huntland, Income and Expense

1999-12-31 (YTD Data)		Rank
Total interest income	$2,304,000	8,129
Total interest expense	$812,000	8,653
Net interest income	$1,492,000	7,607
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$376,000	5,789
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	6,856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$283,000	4,150
Total noninterest expense	$1,298,000	7,312
Salaries and employee benefits	$430,000	8,731
Premises and equipment expense	$189,000	6,987
Additional noninterest expense	$679,000	5,357
Pre-tax net operating income	$540,000	6,961
Securities gains (losses)	$3,000	2,393
Applicable income taxes	$233,000	5,368
Income before extraordinary items	$310,000	7,536
Extraordinary gains, net	$14,000	25
Net income	$324,000	7,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,984
Cash dividends	$250,000	4,843
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$308,080	7,519
1998-12-31 (YTD Data)		Rank
Total interest income	$2,144,000	8,511
Total interest expense	$810,000	8,915
Net interest income	$1,334,000	8,035
Provision for loan and lease losses	$6,000	8,399
Total noninterest income	$426,000	5,418
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	6,563
Trading account gains and fees	NA	NA
Additional Noninterest Income	$311,000	3,945
Total noninterest expense	$1,098,000	7,830
Salaries and employee benefits	$422,000	8,826
Premises and equipment expense	$164,000	7,353
Additional noninterest expense	$512,000	6,350
Pre-tax net operating income	$656,000	6,654
Securities gains (losses)	$28,000	2,162
Applicable income taxes	$160,000	6,714
Income before extraordinary items	$524,000	6,466
Extraordinary gains, net	$0	32
Net income	$524,000	6,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,719
Cash dividends	$250,000	4,929
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$502,440	6,475
1997-12-31 (YTD Data)		Rank
Total interest income	$1,947,000	9,075
Total interest expense	$780,000	9,316
Net interest income	$1,167,000	8,768
Provision for loan and lease losses	$13,000	8,228
Total noninterest income	$419,000	5,580
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	6,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$306,000	3,885
Total noninterest expense	$1,021,000	8,267
Salaries and employee benefits	$379,000	9,396
Premises and equipment expense	$123,000	8,418
Additional noninterest expense	$519,000	6,352
Pre-tax net operating income	$552,000	7,660
Securities gains (losses)	$19,000	1,923
Applicable income taxes	$171,000	7,306
Income before extraordinary items	$400,000	7,636
Extraordinary gains, net	$0	44
Net income	$400,000	7,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	10,222
Cash dividends	$200,000	5,346
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$386,700	7,675
1996-12-31 (YTD Data)		Rank
Total interest income	$1,876,000	9,547
Total interest expense	$708,000	9,940
Net interest income	$1,168,000	9,103
Provision for loan and lease losses	$30,000	7,397
Total noninterest income	$381,000	6,114
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$114,000	7,197
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	4,364
Total noninterest expense	$784,000	9,490
Salaries and employee benefits	$331,000	10,103
Premises and equipment expense	$85,000	9,680
Additional noninterest expense	$368,000	8,171
Pre-tax net operating income	$735,000	6,768
Securities gains (losses)	$0	4,148
Applicable income taxes	$213,000	6,931
Income before extraordinary items	$522,000	6,750
Extraordinary gains, net	$0	53
Net income	$522,000	6,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,598
Cash dividends	$250,000	4,932
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$522,000	6,696
1995-12-31 (YTD Data)		Rank
Total interest income	$1,648,000	10,265
Total interest expense	$585,000	10,726
Net interest income	$1,063,000	9,739
Provision for loan and lease losses	$14,000	8,034
Total noninterest income	$486,000	5,291
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	7,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$373,000	3,464
Total noninterest expense	$823,000	9,670
Salaries and employee benefits	$298,000	10,769
Premises and equipment expense	$72,000	10,422
Additional noninterest expense	$453,000	7,683
Pre-tax net operating income	$712,000	7,268
Securities gains (losses)	$-3,000	9,402
Applicable income taxes	$133,000	8,562
Income before extraordinary items	$576,000	6,747
Extraordinary gains, net	$0	65
Net income	$576,000	6,746
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,576
Cash dividends	$250,000	4,947
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$578,430	6,725
1994-12-31 (YTD Data)		Rank
Total interest income	$1,412,000	10,904
Total interest expense	$452,000	11,324
Net interest income	$960,000	10,519
Provision for loan and lease losses	$20,000	7,754
Total noninterest income	$431,000	5,844
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	8,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$341,000	3,776
Total noninterest expense	$765,000	10,399
Salaries and employee benefits	$277,000	11,412
Premises and equipment expense	$71,000	10,948
Additional noninterest expense	$417,000	8,655
Pre-tax net operating income	$606,000	7,963
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$180,000	7,704
Income before extraordinary items	$427,000	7,926
Extraordinary gains, net	$0	249
Net income	$427,000	7,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,341
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$426,300	7,978
1993-12-31 (YTD Data)		Rank
Total interest income	$1,354,000	11,559
Total interest expense	$403,000	12,209
Net interest income	$951,000	10,950
Provision for loan and lease losses	$50,000	7,415
Total noninterest income	$478,000	5,772
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	8,461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$381,000	3,878
Total noninterest expense	$819,000	10,575
Salaries and employee benefits	$256,000	12,120
Premises and equipment expense	$79,000	11,181
Additional noninterest expense	$484,000	8,389
Pre-tax net operating income	$560,000	8,226
Securities gains (losses)	$0	7,477
Applicable income taxes	$178,000	8,047
Income before extraordinary items	$382,000	8,619
Extraordinary gains, net	$0	3,149
Net income	$382,000	8,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$200,000	5,372
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$382,000	8,357
1992-12-31 (YTD Data)		Rank
Total interest income	$1,390,000	12,205
Total interest expense	$497,000	12,772
Net interest income	$893,000	11,549
Provision for loan and lease losses	$75,000	8,067
Total noninterest income	$486,000	5,760
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$96,000	8,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$390,000	3,768
Total noninterest expense	$798,000	11,007
Salaries and employee benefits	$247,000	12,643
Premises and equipment expense	$75,000	11,682
Additional noninterest expense	$476,000	8,683
Pre-tax net operating income	$506,000	8,366
Securities gains (losses)	$57,000	3,915
Applicable income taxes	$168,000	8,209
Income before extraordinary items	$395,000	8,271
Extraordinary gains, net	$0	1,422
Net income	$395,000	8,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	7,050
Cash dividends	$200,000	4,982
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$355,100	8,298

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.