Home > Bank of Houston > Income and Expense
Bank of Houston, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,295,000 | 2,863 |
| Total interest expense | $4,453,000 | 3,269 |
| Net interest income | $6,842,000 | 2,565 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $2,010,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,779,000 | 749 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $231,000 | 4,611 |
| Total noninterest expense | $6,137,000 | 2,234 |
| Salaries and employee benefits | $3,388,000 | 2,071 |
| Premises and equipment expense | $910,000 | 2,237 |
| Additional noninterest expense | $1,839,000 | 2,373 |
| Pre-tax net operating income | $2,715,000 | 2,616 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $909,000 | 2,367 |
| Income before extraordinary items | $1,806,000 | 2,803 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,806,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $714,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 10,049 |
| Net operating income | $1,806,000 | 2,761 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,282,000 | 2,861 |
| Total interest expense | $4,595,000 | 3,238 |
| Net interest income | $6,687,000 | 2,543 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,924,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,663,000 | 750 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $5,952,000 | 2,193 |
| Salaries and employee benefits | $3,261,000 | 2,076 |
| Premises and equipment expense | $898,000 | 2,161 |
| Additional noninterest expense | $1,793,000 | 2,331 |
| Pre-tax net operating income | $2,659,000 | 2,641 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $903,000 | 2,491 |
| Income before extraordinary items | $1,754,000 | 2,852 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,754,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,097 |
| Cash dividends | $684,000 | 2,894 |
| Sale, conversion, retirement of capital stock, net | $-31,000 | 10,318 |
| Net operating income | $1,755,320 | 2,766 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,906,000 | 2,980 |
| Total interest expense | $4,405,000 | 3,354 |
| Net interest income | $6,501,000 | 2,676 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,849,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,558,000 | 818 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $291,000 | 4,002 |
| Total noninterest expense | $5,835,000 | 2,207 |
| Salaries and employee benefits | $3,197,000 | 2,060 |
| Premises and equipment expense | $916,000 | 2,147 |
| Additional noninterest expense | $1,722,000 | 2,406 |
| Pre-tax net operating income | $2,515,000 | 2,897 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $854,000 | 2,791 |
| Income before extraordinary items | $1,659,000 | 3,063 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,659,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $637,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $-17,000 | 10,734 |
| Net operating income | $1,660,320 | 3,001 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,850,000 | 3,325 |
| Total interest expense | $3,723,000 | 3,958 |
| Net interest income | $6,127,000 | 2,895 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,706,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,432,000 | 922 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $274,000 | 4,293 |
| Total noninterest expense | $5,516,000 | 2,490 |
| Salaries and employee benefits | $3,064,000 | 2,182 |
| Premises and equipment expense | $875,000 | 2,263 |
| Additional noninterest expense | $1,577,000 | 3,000 |
| Pre-tax net operating income | $2,317,000 | 3,018 |
| Securities gains (losses) | $-24,000 | 10,728 |
| Applicable income taxes | $780,000 | 2,914 |
| Income before extraordinary items | $1,513,000 | 3,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,513,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $548,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,528,840 | 3,102 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,537,000 | 3,432 |
| Total interest expense | $3,730,000 | 3,927 |
| Net interest income | $5,807,000 | 3,060 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,661,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,376,000 | 971 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $285,000 | 4,127 |
| Total noninterest expense | $5,168,000 | 2,627 |
| Salaries and employee benefits | $2,790,000 | 2,379 |
| Premises and equipment expense | $643,000 | 3,031 |
| Additional noninterest expense | $1,735,000 | 2,700 |
| Pre-tax net operating income | $2,300,000 | 3,080 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $774,000 | 2,962 |
| Income before extraordinary items | $1,500,000 | 3,256 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,500,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-555,000 | 11,933 |
| Cash dividends | $541,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 10,436 |
| Net operating income | $1,517,160 | 3,198 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,796,000 | 3,412 |
| Total interest expense | $3,159,000 | 3,773 |
| Net interest income | $5,637,000 | 3,184 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,586,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,352,000 | 978 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $234,000 | 4,766 |
| Total noninterest expense | $5,265,000 | 2,644 |
| Salaries and employee benefits | $2,627,000 | 2,536 |
| Premises and equipment expense | $682,000 | 2,883 |
| Additional noninterest expense | $1,956,000 | 2,631 |
| Pre-tax net operating income | $1,958,000 | 3,494 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $767,000 | 2,873 |
| Income before extraordinary items | $1,195,000 | 3,873 |
| Extraordinary gains, net | $39,000 | 172 |
| Net income | $1,234,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,709 |
| Cash dividends | $483,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 12,479 |
| Net operating income | $1,192,440 | 3,912 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,968,000 | 3,430 |
| Total interest expense | $3,287,000 | 3,795 |
| Net interest income | $5,681,000 | 3,188 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $1,618,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,389,000 | 954 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $229,000 | 5,260 |
| Total noninterest expense | $5,033,000 | 2,843 |
| Salaries and employee benefits | $2,516,000 | 2,631 |
| Premises and equipment expense | $678,000 | 2,970 |
| Additional noninterest expense | $1,839,000 | 2,935 |
| Pre-tax net operating income | $2,141,000 | 3,097 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $644,000 | 3,371 |
| Income before extraordinary items | $1,500,000 | 3,249 |
| Extraordinary gains, net | $-346,000 | 13,122 |
| Net income | $1,154,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-132,000 | 13,017 |
| Cash dividends | $484,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,497,900 | 3,084 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 3,433 |
| Total interest expense | $4,314,000 | 3,803 |
| Net interest income | $5,852,000 | 3,134 |
| Provision for loan and lease losses | $228,000 | 4,876 |
| Total noninterest income | $1,569,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,335,000 | 975 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $234,000 | 5,186 |
| Total noninterest expense | $5,294,000 | 2,721 |
| Salaries and employee benefits | $2,455,000 | 2,644 |
| Premises and equipment expense | $637,000 | 3,176 |
| Additional noninterest expense | $2,202,000 | 2,592 |
| Pre-tax net operating income | $1,899,000 | 3,263 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $646,000 | 3,224 |
| Income before extraordinary items | $1,301,000 | 3,530 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,301,000 | 3,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $-287,000 | 13,850 |
| Net operating income | $1,268,840 | 3,352 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.