Home > Bank of Hot Springs > Income and Expense
Bank of Hot Springs, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,710,000 | 3,440 |
| Total interest expense | $3,366,000 | 3,568 |
| Net interest income | $5,344,000 | 3,355 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $853,000 | 3,506 |
| Gross Fiduciary activities income | $9,000 | 1,479 |
| Service charges on deposit accounts | $212,000 | 5,636 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $632,000 | 2,495 |
| Total noninterest expense | $3,487,000 | 3,859 |
| Salaries and employee benefits | $1,779,000 | 3,657 |
| Premises and equipment expense | $363,000 | 4,958 |
| Additional noninterest expense | $1,345,000 | 3,669 |
| Pre-tax net operating income | $2,530,000 | 2,795 |
| Securities gains (losses) | $-58,000 | 11,156 |
| Applicable income taxes | $802,000 | 2,755 |
| Income before extraordinary items | $1,670,000 | 2,890 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,670,000 | 2,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,709 |
| Cash dividends | $440,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,709,440 | 2,846 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,930,000 | 3,847 |
| Total interest expense | $3,055,000 | 4,056 |
| Net interest income | $4,875,000 | 3,659 |
| Provision for loan and lease losses | $260,000 | 3,299 |
| Total noninterest income | $743,000 | 4,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $535,000 | 2,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,546 |
| Total noninterest expense | $3,288,000 | 4,146 |
| Salaries and employee benefits | $1,594,000 | 4,042 |
| Premises and equipment expense | $454,000 | 4,228 |
| Additional noninterest expense | $1,240,000 | 4,079 |
| Pre-tax net operating income | $2,070,000 | 3,201 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $746,000 | 2,924 |
| Income before extraordinary items | $1,357,000 | 3,568 |
| Extraordinary gains, net | $-56,000 | 12,757 |
| Net income | $1,301,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $230,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,335,550 | 3,426 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 4,523 |
| Total interest expense | $3,282,000 | 4,800 |
| Net interest income | $4,255,000 | 4,202 |
| Provision for loan and lease losses | $515,000 | 2,930 |
| Total noninterest income | $600,000 | 4,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,818 |
| Total noninterest expense | $2,848,000 | 4,748 |
| Salaries and employee benefits | $1,292,000 | 4,847 |
| Premises and equipment expense | $406,000 | 4,737 |
| Additional noninterest expense | $1,150,000 | 4,515 |
| Pre-tax net operating income | $1,492,000 | 4,058 |
| Securities gains (losses) | $351,000 | 1,393 |
| Applicable income taxes | $553,000 | 3,672 |
| Income before extraordinary items | $1,290,000 | 3,559 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,290,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 6,201 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,044,300 | 4,022 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.