Home > Bank of Homewood > Income and Expense
Bank of Homewood, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,033,000 | 1,498 |
| Total interest expense | $9,659,000 | 1,777 |
| Net interest income | $13,374,000 | 1,312 |
| Provision for loan and lease losses | $365,000 | 2,455 |
| Total noninterest income | $3,620,000 | 1,145 |
| Gross Fiduciary activities income | $115,000 | 913 |
| Service charges on deposit accounts | $2,867,000 | 477 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $638,000 | 2,538 |
| Total noninterest expense | $13,192,000 | 1,057 |
| Salaries and employee benefits | $3,957,000 | 1,819 |
| Premises and equipment expense | $2,330,000 | 851 |
| Additional noninterest expense | $6,905,000 | 748 |
| Pre-tax net operating income | $3,437,000 | 2,114 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $1,135,000 | 1,910 |
| Income before extraordinary items | $2,306,000 | 2,234 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,306,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,452 |
| Cash dividends | $2,900,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,303,320 | 2,246 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,289,000 | 1,684 |
| Total interest expense | $6,839,000 | 2,160 |
| Net interest income | $12,450,000 | 1,399 |
| Provision for loan and lease losses | $465,000 | 1,878 |
| Total noninterest income | $3,210,000 | 1,281 |
| Gross Fiduciary activities income | $208,000 | 856 |
| Service charges on deposit accounts | $2,356,000 | 569 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $646,000 | 2,506 |
| Total noninterest expense | $12,121,000 | 1,137 |
| Salaries and employee benefits | $3,695,000 | 1,886 |
| Premises and equipment expense | $2,294,000 | 875 |
| Additional noninterest expense | $6,132,000 | 837 |
| Pre-tax net operating income | $3,074,000 | 2,360 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $986,000 | 2,240 |
| Income before extraordinary items | $2,098,000 | 2,472 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,098,000 | 2,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 884 |
| Cash dividends | $2,500,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,091,200 | 2,439 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,503,000 | 1,750 |
| Total interest expense | $7,047,000 | 2,151 |
| Net interest income | $11,456,000 | 1,471 |
| Provision for loan and lease losses | $593,000 | 1,520 |
| Total noninterest income | $3,045,000 | 1,329 |
| Gross Fiduciary activities income | $199,000 | 871 |
| Service charges on deposit accounts | $2,036,000 | 601 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $810,000 | 2,157 |
| Total noninterest expense | $10,244,000 | 1,295 |
| Salaries and employee benefits | $3,147,000 | 2,153 |
| Premises and equipment expense | $2,134,000 | 907 |
| Additional noninterest expense | $4,963,000 | 959 |
| Pre-tax net operating income | $3,664,000 | 1,981 |
| Securities gains (losses) | $253,000 | 807 |
| Applicable income taxes | $1,248,000 | 1,922 |
| Income before extraordinary items | $2,669,000 | 1,963 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,669,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,718 |
| Cash dividends | $1,885,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,496,960 | 2,016 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,845,000 | 1,755 |
| Total interest expense | $8,083,000 | 1,915 |
| Net interest income | $10,762,000 | 1,607 |
| Provision for loan and lease losses | $2,200,000 | 543 |
| Total noninterest income | $2,833,000 | 1,340 |
| Gross Fiduciary activities income | $182,000 | 915 |
| Service charges on deposit accounts | $1,985,000 | 647 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $666,000 | 2,294 |
| Total noninterest expense | $9,545,000 | 1,376 |
| Salaries and employee benefits | $3,031,000 | 2,184 |
| Premises and equipment expense | $1,808,000 | 1,100 |
| Additional noninterest expense | $4,706,000 | 1,016 |
| Pre-tax net operating income | $1,850,000 | 3,773 |
| Securities gains (losses) | $237,000 | 636 |
| Applicable income taxes | $549,000 | 3,945 |
| Income before extraordinary items | $1,538,000 | 3,292 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,538,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,545,000 | 594 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,362,620 | 3,574 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,116,000 | 1,973 |
| Total interest expense | $6,802,000 | 2,274 |
| Net interest income | $10,314,000 | 1,712 |
| Provision for loan and lease losses | $1,360,000 | 812 |
| Total noninterest income | $2,531,000 | 1,538 |
| Gross Fiduciary activities income | $156,000 | 1,031 |
| Service charges on deposit accounts | $1,876,000 | 708 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $499,000 | 2,922 |
| Total noninterest expense | $8,143,000 | 1,741 |
| Salaries and employee benefits | $2,606,000 | 2,564 |
| Premises and equipment expense | $1,411,000 | 1,440 |
| Additional noninterest expense | $4,126,000 | 1,324 |
| Pre-tax net operating income | $3,342,000 | 2,145 |
| Securities gains (losses) | $158,000 | 777 |
| Applicable income taxes | $947,000 | 2,475 |
| Income before extraordinary items | $2,553,000 | 1,937 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,553,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,084,000 | 563 |
| Cash dividends | $1,306,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,437,660 | 1,994 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,882,000 | 2,113 |
| Total interest expense | $5,918,000 | 2,591 |
| Net interest income | $9,964,000 | 1,794 |
| Provision for loan and lease losses | $643,000 | 1,283 |
| Total noninterest income | $2,269,000 | 1,656 |
| Gross Fiduciary activities income | $68,000 | 1,237 |
| Service charges on deposit accounts | $1,721,000 | 771 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $480,000 | 2,957 |
| Total noninterest expense | $7,231,000 | 1,920 |
| Salaries and employee benefits | $2,287,000 | 2,919 |
| Premises and equipment expense | $1,250,000 | 1,622 |
| Additional noninterest expense | $3,694,000 | 1,424 |
| Pre-tax net operating income | $4,359,000 | 1,689 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $1,202,000 | 2,023 |
| Income before extraordinary items | $3,158,000 | 1,616 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,158,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,750 |
| Cash dividends | $1,900,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,157,280 | 1,586 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,495,000 | 2,426 |
| Total interest expense | $4,008,000 | 3,054 |
| Net interest income | $8,487,000 | 2,120 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $2,203,000 | 1,714 |
| Gross Fiduciary activities income | $35,000 | 1,365 |
| Service charges on deposit accounts | $1,582,000 | 825 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $586,000 | 2,630 |
| Total noninterest expense | $6,506,000 | 2,171 |
| Salaries and employee benefits | $2,138,000 | 3,087 |
| Premises and equipment expense | $1,048,000 | 1,941 |
| Additional noninterest expense | $3,320,000 | 1,659 |
| Pre-tax net operating income | $3,884,000 | 1,833 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $1,018,000 | 2,204 |
| Income before extraordinary items | $2,871,000 | 1,705 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,871,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $2,041,000 | 1,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,867,300 | 1,718 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,378,000 | 2,490 |
| Total interest expense | $3,839,000 | 3,281 |
| Net interest income | $8,539,000 | 2,113 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $2,313,000 | 1,780 |
| Gross Fiduciary activities income | $30,000 | 1,411 |
| Service charges on deposit accounts | $1,669,000 | 789 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $614,000 | 2,849 |
| Total noninterest expense | $6,198,000 | 2,322 |
| Salaries and employee benefits | $2,448,000 | 2,702 |
| Premises and equipment expense | $873,000 | 2,338 |
| Additional noninterest expense | $2,877,000 | 1,977 |
| Pre-tax net operating income | $4,454,000 | 1,575 |
| Securities gains (losses) | $86,000 | 2,714 |
| Applicable income taxes | $1,225,000 | 1,887 |
| Income before extraordinary items | $3,315,000 | 1,535 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,315,000 | 1,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 1,357 |
| Cash dividends | $3,000,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,252,220 | 1,475 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,711,000 | 3,000 |
| Total interest expense | $4,605,000 | 3,565 |
| Net interest income | $7,106,000 | 2,552 |
| Provision for loan and lease losses | $766,000 | 2,214 |
| Total noninterest income | $1,815,000 | 2,066 |
| Gross Fiduciary activities income | $8,000 | 1,554 |
| Service charges on deposit accounts | $1,272,000 | 1,023 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $535,000 | 3,048 |
| Total noninterest expense | $5,082,000 | 2,818 |
| Salaries and employee benefits | $2,146,000 | 3,006 |
| Premises and equipment expense | $727,000 | 2,837 |
| Additional noninterest expense | $2,209,000 | 2,579 |
| Pre-tax net operating income | $3,073,000 | 2,023 |
| Securities gains (losses) | $105,000 | 2,939 |
| Applicable income taxes | $739,000 | 2,812 |
| Income before extraordinary items | $2,439,000 | 1,866 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,439,000 | 1,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 2,959 |
| Cash dividends | $737,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,358,150 | 1,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.