Home > Bank of Hiawassee > Assets and Liabilities
Bank of Hiawassee, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 119 | 1,310 |
| Assets and Liabilities | ||
| Total Assets: | $377,779,000 | 1,833 |
| Cash and due from depository institutions | $17,559,000 | 1,310 |
| Interest-bearing balances | $12,386,000 | 2,001 |
| Securities | $25,144,000 | 3,880 |
| Federal funds sold & reverse repurchase agreements | $18,848,000 | 429 |
| Net loans & leases | $269,608,000 | 1,738 |
| Loan loss allowance | $12,331,000 | 719 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,943,000 | 1,157 |
| Other real estate owned | $15,578,000 | 1,310 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $20,099,000 | 1,181 |
| Life insurance assets | $11,318,000 | 597 |
| Total liabilities and capital | $377,779,000 | 1,833 |
| Total liabilities | $372,131,000 | 1,695 |
| Total deposits | $339,597,000 | 1,687 |
| Interest-bearing deposits | $315,973,000 | 1,587 |
| Deposits held in domestic offices | $339,597,000 | 1,685 |
| % insured | 96.07% | 1,264 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,000,000 | 1,368 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,534,000 | 1,764 |
| Total equity capital | $5,648,000 | 6,678 |
| Total bank equity capital | $5,648,000 | 6,678 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,600,000 | 2,129 |
| Surplus | $27,431,000 | 1,200 |
| Undivided profits | $-23,383,000 | 7,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $57,228,000 | 349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,664,000 | 2,033 |
| Earning assets | $325,986,000 | 1,928 |
| Long-term assets (5+ years) | $29,075,000 | 3,455 |
| Average Assets, year-to-date | $416,252,400 | 1,661 |
| Average Assets, quarterly | $394,294,000 | 1,762 |
| Volatile liabilities | $83,210,000 | 1,777 |
| Insider loans | $2,177,000 | 2,908 |
| FHLB advances | $30,000,000 | 1,287 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $17,148,000 | 3,054 |
| Tier 1 (core) risk-based capital | $5,426,000 | 6,643 |
| Tier 2 risk-based capital | $3,989,000 | 1,484 |
| Total risk weighted assets | $310,793,000 | 1,592 |
| Total unused commitments | $17,148,000 | 3,055 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 121 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $410,809,000 | 1,710 |
| Cash and due from depository institutions | $24,429,000 | 1,321 |
| Interest-bearing balances | $20,105,000 | 1,226 |
| Securities | $30,136,000 | 3,484 |
| Federal funds sold & reverse repurchase agreements | $16,567,000 | 536 |
| Net loans & leases | $287,976,000 | 1,660 |
| Loan loss allowance | $13,361,000 | 652 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,134,000 | 1,141 |
| Other real estate owned | $14,058,000 | 1,321 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $26,509,000 | 830 |
| Life insurance assets | $11,208,000 | 602 |
| Total liabilities and capital | $410,809,000 | 1,710 |
| Total liabilities | $386,334,000 | 1,662 |
| Total deposits | $353,558,000 | 1,618 |
| Interest-bearing deposits | $329,961,000 | 1,513 |
| Deposits held in domestic offices | $353,558,000 | 1,616 |
| % insured | 95.93% | 1,499 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,000,000 | 1,423 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,776,000 | 1,782 |
| Total equity capital | $24,475,000 | 2,740 |
| Total bank equity capital | $24,475,000 | 2,739 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,600,000 | 2,158 |
| Surplus | $27,431,000 | 1,200 |
| Undivided profits | $-4,556,000 | 7,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $64,854,000 | 331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,962,000 | 1,866 |
| Earning assets | $354,784,000 | 1,799 |
| Long-term assets (5+ years) | $30,010,000 | 3,360 |
| Average Assets, year-to-date | $425,870,750 | 1,644 |
| Average Assets, quarterly | $416,520,500 | 1,688 |
| Volatile liabilities | $80,183,000 | 1,878 |
| Insider loans | $2,128,000 | 2,967 |
| FHLB advances | $30,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,371,000 | 3,025 |
| Tier 1 (core) risk-based capital | $17,305,000 | 3,541 |
| Tier 2 risk-based capital | $4,322,000 | 1,387 |
| Total risk weighted assets | $336,705,000 | 1,507 |
| Total unused commitments | $18,371,000 | 3,026 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 124 | 1,330 |
| Assets and Liabilities | ||
| Total Assets: | $422,232,000 | 1,692 |
| Cash and due from depository institutions | $28,348,000 | 1,330 |
| Interest-bearing balances | $24,204,000 | 899 |
| Securities | $30,396,000 | 3,424 |
| Federal funds sold & reverse repurchase agreements | $10,808,000 | 938 |
| Net loans & leases | $307,436,000 | 1,591 |
| Loan loss allowance | $11,506,000 | 710 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,324,000 | 1,142 |
| Other real estate owned | $9,706,000 | 1,330 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $24,214,000 | 919 |
| Life insurance assets | $11,051,000 | 621 |
| Total liabilities and capital | $422,232,000 | 1,692 |
| Total liabilities | $392,984,000 | 1,642 |
| Total deposits | $360,078,000 | 1,604 |
| Interest-bearing deposits | $334,484,000 | 1,501 |
| Deposits held in domestic offices | $360,078,000 | 1,600 |
| % insured | 69.53% | 6,132 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $30,000,000 | 1,491 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,906,000 | 1,774 |
| Total equity capital | $29,248,000 | 2,319 |
| Total bank equity capital | $29,248,000 | 2,318 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,600,000 | 2,191 |
| Surplus | $27,431,000 | 1,217 |
| Undivided profits | $217,000 | 6,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $61,362,000 | 334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,253,000 | 1,526 |
| Earning assets | $372,844,000 | 1,739 |
| Long-term assets (5+ years) | $30,985,000 | 3,237 |
| Average Assets, year-to-date | $430,891,330 | 1,638 |
| Average Assets, quarterly | $429,195,000 | 1,665 |
| Volatile liabilities | $75,119,000 | 1,986 |
| Insider loans | $2,136,000 | 2,999 |
| FHLB advances | $30,000,000 | 1,397 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,900,000 | 3,274 |
| Tier 1 (core) risk-based capital | $24,838,000 | 2,558 |
| Tier 2 risk-based capital | $4,470,000 | 1,348 |
| Total risk weighted assets | $350,681,000 | 1,484 |
| Total unused commitments | $16,900,000 | 3,274 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 127 | 1,304 |
| Assets and Liabilities | ||
| Total Assets: | $436,158,000 | 1,653 |
| Cash and due from depository institutions | $28,399,000 | 1,304 |
| Interest-bearing balances | $24,728,000 | 781 |
| Securities | $31,262,000 | 3,369 |
| Federal funds sold & reverse repurchase agreements | $6,207,000 | 1,904 |
| Net loans & leases | $321,826,000 | 1,534 |
| Loan loss allowance | $9,145,000 | 834 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,523,000 | 1,121 |
| Other real estate owned | $11,660,000 | 1,304 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $25,281,000 | 867 |
| Life insurance assets | $10,943,000 | 628 |
| Total liabilities and capital | $436,158,000 | 1,653 |
| Total liabilities | $400,909,000 | 1,633 |
| Total deposits | $366,124,000 | 1,575 |
| Interest-bearing deposits | $340,127,000 | 1,470 |
| Deposits held in domestic offices | $366,124,000 | 1,571 |
| % insured | 65.34% | 6,737 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $32,000,000 | 1,464 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,785,000 | 1,813 |
| Total equity capital | $35,249,000 | 1,960 |
| Total bank equity capital | $35,249,000 | 1,958 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,600,000 | 2,205 |
| Surplus | $27,431,000 | 1,205 |
| Undivided profits | $6,218,000 | 4,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $50,314,000 | 365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,413,000 | 1,441 |
| Earning assets | $384,023,000 | 1,713 |
| Long-term assets (5+ years) | $30,489,000 | 3,236 |
| Average Assets, year-to-date | $435,221,000 | 1,637 |
| Average Assets, quarterly | $435,221,000 | 1,637 |
| Volatile liabilities | $73,197,000 | 2,040 |
| Insider loans | $4,915,000 | 1,587 |
| FHLB advances | $32,000,000 | 1,379 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $20,008,000 | 3,060 |
| Tier 1 (core) risk-based capital | $33,180,000 | 1,983 |
| Tier 2 risk-based capital | $4,644,000 | 1,295 |
| Total risk weighted assets | $367,049,000 | 1,425 |
| Total unused commitments | $20,008,000 | 3,060 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 136 | 1,224 |
| Assets and Liabilities | ||
| Total Assets: | $434,284,000 | 1,627 |
| Cash and due from depository institutions | $13,205,000 | 1,224 |
| Interest-bearing balances | $8,016,000 | 1,311 |
| Securities | $30,176,000 | 3,445 |
| Federal funds sold & reverse repurchase agreements | $19,751,000 | 455 |
| Net loans & leases | $328,901,000 | 1,522 |
| Loan loss allowance | $9,791,000 | 744 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $11,720,000 | 1,084 |
| Other real estate owned | $8,608,000 | 1,224 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $21,923,000 | 992 |
| Life insurance assets | $10,834,000 | 635 |
| Total liabilities and capital | $434,284,000 | 1,627 |
| Total liabilities | $399,837,000 | 1,601 |
| Total deposits | $366,890,000 | 1,512 |
| Interest-bearing deposits | $337,327,000 | 1,437 |
| Deposits held in domestic offices | $366,890,000 | 1,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $32,000,000 | 1,619 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $947,000 | 3,860 |
| Total equity capital | $34,447,000 | 1,958 |
| Total bank equity capital | $34,447,000 | 1,958 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,600,000 | 2,215 |
| Surplus | $25,931,000 | 1,235 |
| Undivided profits | $6,916,000 | 3,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,818,000 | 312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,677,000 | 1,348 |
| Earning assets | $386,844,000 | 1,673 |
| Long-term assets (5+ years) | $30,960,000 | 3,178 |
| Average Assets, year-to-date | $432,114,800 | 1,580 |
| Average Assets, quarterly | $430,162,500 | 1,633 |
| Volatile liabilities | $68,981,000 | 2,105 |
| Insider loans | $6,335,000 | 1,269 |
| FHLB advances | $32,000,000 | 1,521 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $19,125,000 | 3,146 |
| Tier 1 (core) risk-based capital | $33,399,000 | 1,929 |
| Tier 2 risk-based capital | $4,586,000 | 1,282 |
| Total risk weighted assets | $367,970,000 | 1,423 |
| Total unused commitments | $19,125,000 | 3,149 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 137 | 1,219 |
| Assets and Liabilities | ||
| Total Assets: | $426,041,000 | 1,645 |
| Cash and due from depository institutions | $4,419,000 | 1,219 |
| Interest-bearing balances | $75,000 | 5,405 |
| Securities | $29,570,000 | 3,432 |
| Federal funds sold & reverse repurchase agreements | $9,001,000 | 1,359 |
| Net loans & leases | $345,579,000 | 1,438 |
| Loan loss allowance | $7,853,000 | 828 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,816,000 | 1,067 |
| Other real estate owned | $5,057,000 | 1,219 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $20,599,000 | 1,022 |
| Life insurance assets | $10,720,000 | 634 |
| Total liabilities and capital | $426,041,000 | 1,645 |
| Total liabilities | $387,446,000 | 1,629 |
| Total deposits | $352,582,000 | 1,546 |
| Interest-bearing deposits | $326,917,000 | 1,445 |
| Deposits held in domestic offices | $352,582,000 | 1,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $32,000,000 | 1,622 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,864,000 | 1,750 |
| Total equity capital | $38,595,000 | 1,769 |
| Total bank equity capital | $38,595,000 | 1,769 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,600,000 | 2,233 |
| Surplus | $25,931,000 | 1,214 |
| Undivided profits | $11,064,000 | 2,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,415,000 | 396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,269,000 | 1,141 |
| Earning assets | $384,225,000 | 1,664 |
| Long-term assets (5+ years) | $31,107,000 | 3,130 |
| Average Assets, year-to-date | $431,572,500 | 1,588 |
| Average Assets, quarterly | $428,073,500 | 1,628 |
| Volatile liabilities | $69,293,000 | 2,032 |
| Insider loans | $6,267,000 | 1,257 |
| FHLB advances | $32,000,000 | 1,539 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $22,960,000 | 2,960 |
| Tier 1 (core) risk-based capital | $39,042,000 | 1,666 |
| Tier 2 risk-based capital | $4,690,000 | 1,222 |
| Total risk weighted assets | $372,036,000 | 1,410 |
| Total unused commitments | $22,960,000 | 2,963 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 142 | 1,193 |
| Assets and Liabilities | ||
| Total Assets: | $430,106,000 | 1,620 |
| Cash and due from depository institutions | $6,911,000 | 1,193 |
| Interest-bearing balances | $396,000 | 3,773 |
| Securities | $30,709,000 | 3,391 |
| Federal funds sold & reverse repurchase agreements | $5,325,000 | 2,114 |
| Net loans & leases | $350,965,000 | 1,407 |
| Loan loss allowance | $4,983,000 | 1,196 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,973,000 | 1,047 |
| Other real estate owned | $4,683,000 | 1,193 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $19,540,000 | 1,041 |
| Life insurance assets | $10,100,000 | 671 |
| Total liabilities and capital | $430,106,000 | 1,620 |
| Total liabilities | $390,730,000 | 1,614 |
| Total deposits | $355,015,000 | 1,528 |
| Interest-bearing deposits | $328,234,000 | 1,431 |
| Deposits held in domestic offices | $355,015,000 | 1,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,337 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $33,000,000 | 1,540 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,415,000 | 1,998 |
| Total equity capital | $39,376,000 | 1,745 |
| Total bank equity capital | $39,376,000 | 1,745 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,600,000 | 2,252 |
| Surplus | $23,931,000 | 1,291 |
| Undivided profits | $13,845,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,212,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,149,000 | 847 |
| Earning assets | $387,395,000 | 1,647 |
| Long-term assets (5+ years) | $30,317,000 | 3,169 |
| Average Assets, year-to-date | $433,416,330 | 1,586 |
| Average Assets, quarterly | $432,328,000 | 1,608 |
| Volatile liabilities | $69,886,000 | 2,011 |
| Insider loans | $18,662,000 | 356 |
| FHLB advances | $33,000,000 | 1,463 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $25,296,000 | 2,834 |
| Tier 1 (core) risk-based capital | $39,770,000 | 1,653 |
| Tier 2 risk-based capital | $4,729,000 | 1,184 |
| Total risk weighted assets | $377,317,000 | 1,387 |
| Total unused commitments | $25,296,000 | 2,835 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 137 | 1,244 |
| Assets and Liabilities | ||
| Total Assets: | $434,550,000 | 1,606 |
| Cash and due from depository institutions | $7,135,000 | 1,244 |
| Interest-bearing balances | $138,000 | 4,704 |
| Securities | $27,197,000 | 3,674 |
| Federal funds sold & reverse repurchase agreements | $5,148,000 | 3,145 |
| Net loans & leases | $358,379,000 | 1,343 |
| Loan loss allowance | $4,430,000 | 1,275 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,136,000 | 1,023 |
| Other real estate owned | $5,408,000 | 1,244 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $19,147,000 | 1,027 |
| Life insurance assets | $9,956,000 | 668 |
| Total liabilities and capital | $434,550,000 | 1,606 |
| Total liabilities | $394,014,000 | 1,589 |
| Total deposits | $352,583,000 | 1,530 |
| Interest-bearing deposits | $327,609,000 | 1,424 |
| Deposits held in domestic offices | $352,583,000 | 1,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 2,969 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $38,000,000 | 1,309 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,181,000 | 1,728 |
| Total equity capital | $40,536,000 | 1,742 |
| Total bank equity capital | $40,536,000 | 1,742 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,600,000 | 2,252 |
| Surplus | $23,931,000 | 1,281 |
| Undivided profits | $15,005,000 | 2,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,274,000 | 874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,012,000 | 906 |
| Earning assets | $390,862,000 | 1,629 |
| Long-term assets (5+ years) | $23,583,000 | 3,555 |
| Average Assets, year-to-date | $435,071,500 | 1,591 |
| Average Assets, quarterly | $435,071,500 | 1,591 |
| Volatile liabilities | $75,771,000 | 1,835 |
| Insider loans | $19,027,000 | 335 |
| FHLB advances | $38,000,000 | 1,231 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $30,223,000 | 2,578 |
| Tier 1 (core) risk-based capital | $40,561,000 | 1,606 |
| Tier 2 risk-based capital | $4,430,000 | 1,220 |
| Total risk weighted assets | $382,815,000 | 1,340 |
| Total unused commitments | $30,223,000 | 2,581 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 140 | 1,221 |
| Assets and Liabilities | ||
| Total Assets: | $435,593,000 | 1,580 |
| Cash and due from depository institutions | $5,932,000 | 1,221 |
| Interest-bearing balances | $55,000 | 5,323 |
| Securities | $26,518,000 | 3,727 |
| Federal funds sold & reverse repurchase agreements | $11,954,000 | 1,125 |
| Net loans & leases | $355,413,000 | 1,355 |
| Loan loss allowance | $4,317,000 | 1,276 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $12,324,000 | 1,015 |
| Other real estate owned | $4,343,000 | 1,221 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $19,109,000 | 1,024 |
| Life insurance assets | $9,859,000 | 668 |
| Total liabilities and capital | $435,593,000 | 1,580 |
| Total liabilities | $395,371,000 | 1,554 |
| Total deposits | $354,186,000 | 1,513 |
| Interest-bearing deposits | $324,943,000 | 1,437 |
| Deposits held in domestic offices | $354,186,000 | 1,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $38,000,000 | 1,225 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,185,000 | 1,705 |
| Total equity capital | $40,222,000 | 1,740 |
| Total bank equity capital | $40,222,000 | 1,740 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,600,000 | 2,249 |
| Surplus | $23,931,000 | 1,262 |
| Undivided profits | $14,691,000 | 2,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,740,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,092,000 | 962 |
| Earning assets | $393,940,000 | 1,588 |
| Long-term assets (5+ years) | $18,158,000 | 3,836 |
| Average Assets, year-to-date | $434,384,400 | 1,517 |
| Average Assets, quarterly | $438,917,500 | 1,545 |
| Volatile liabilities | $92,516,000 | 1,555 |
| Insider loans | $20,036,000 | 305 |
| FHLB advances | $38,000,000 | 1,149 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $33,796,000 | 2,377 |
| Tier 1 (core) risk-based capital | $40,395,000 | 1,615 |
| Tier 2 risk-based capital | $4,317,000 | 1,225 |
| Total risk weighted assets | $380,301,000 | 1,337 |
| Total unused commitments | $33,796,000 | 2,379 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 137 | 1,236 |
| Assets and Liabilities | ||
| Total Assets: | $442,242,000 | 1,520 |
| Cash and due from depository institutions | $9,484,000 | 1,236 |
| Interest-bearing balances | $2,839,000 | 1,484 |
| Securities | $30,176,000 | 3,442 |
| Federal funds sold & reverse repurchase agreements | $12,281,000 | 1,182 |
| Net loans & leases | $356,430,000 | 1,319 |
| Loan loss allowance | $4,329,000 | 1,211 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $12,478,000 | 966 |
| Other real estate owned | $3,882,000 | 1,236 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $17,511,000 | 1,086 |
| Life insurance assets | $8,223,000 | 763 |
| Total liabilities and capital | $442,241,000 | 1,520 |
| Total liabilities | $402,977,000 | 1,495 |
| Total deposits | $363,995,000 | 1,455 |
| Interest-bearing deposits | $333,660,000 | 1,377 |
| Deposits held in domestic offices | $363,995,000 | 1,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,500,000 | 1,177 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,482,000 | 1,575 |
| Total equity capital | $39,264,000 | 1,756 |
| Total bank equity capital | $39,264,000 | 1,756 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,600,000 | 2,227 |
| Surplus | $23,900,000 | 1,236 |
| Undivided profits | $13,764,000 | 2,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,632,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,423,000 | 939 |
| Earning assets | $401,726,000 | 1,540 |
| Long-term assets (5+ years) | $17,702,000 | 3,774 |
| Average Assets, year-to-date | $434,082,250 | 1,511 |
| Average Assets, quarterly | $439,582,000 | 1,519 |
| Volatile liabilities | $99,652,000 | 1,419 |
| Insider loans | $18,282,000 | 342 |
| FHLB advances | $35,500,000 | 1,101 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $37,072,000 | 2,253 |
| Tier 1 (core) risk-based capital | $39,494,000 | 1,630 |
| Tier 2 risk-based capital | $4,329,000 | 1,203 |
| Total risk weighted assets | $381,534,000 | 1,313 |
| Total unused commitments | $37,072,000 | 2,253 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 136 | 1,275 |
| Assets and Liabilities | ||
| Total Assets: | $436,922,000 | 1,546 |
| Cash and due from depository institutions | $8,644,000 | 1,275 |
| Interest-bearing balances | $90,000 | 4,908 |
| Securities | $30,253,000 | 3,416 |
| Federal funds sold & reverse repurchase agreements | $3,290,000 | 3,410 |
| Net loans & leases | $361,957,000 | 1,296 |
| Loan loss allowance | $4,396,000 | 1,191 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,546,000 | 947 |
| Other real estate owned | $2,415,000 | 1,275 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $17,817,000 | 1,064 |
| Life insurance assets | $8,146,000 | 765 |
| Total liabilities and capital | $436,922,000 | 1,546 |
| Total liabilities | $398,983,000 | 1,517 |
| Total deposits | $358,234,000 | 1,495 |
| Interest-bearing deposits | $326,808,000 | 1,421 |
| Deposits held in domestic offices | $358,234,000 | 1,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $37,500,000 | 1,098 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,249,000 | 1,622 |
| Total equity capital | $37,939,000 | 1,799 |
| Total bank equity capital | $37,939,000 | 1,799 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,600,000 | 2,225 |
| Surplus | $23,900,000 | 1,242 |
| Undivided profits | $12,439,000 | 2,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,982,000 | 1,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,544,000 | 873 |
| Earning assets | $395,590,000 | 1,565 |
| Long-term assets (5+ years) | $18,328,000 | 3,649 |
| Average Assets, year-to-date | $431,362,330 | 1,545 |
| Average Assets, quarterly | $435,612,500 | 1,543 |
| Volatile liabilities | $97,477,000 | 1,424 |
| Insider loans | $19,475,000 | 314 |
| FHLB advances | $37,500,000 | 1,018 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $39,996,000 | 2,139 |
| Tier 1 (core) risk-based capital | $38,390,000 | 1,680 |
| Tier 2 risk-based capital | $4,396,000 | 1,190 |
| Total risk weighted assets | $383,469,000 | 1,304 |
| Total unused commitments | $39,996,000 | 2,140 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 134 | 1,279 |
| Assets and Liabilities | ||
| Total Assets: | $434,303,000 | 1,554 |
| Cash and due from depository institutions | $6,333,000 | 1,279 |
| Interest-bearing balances | $148,000 | 4,314 |
| Securities | $26,896,000 | 3,710 |
| Federal funds sold & reverse repurchase agreements | $10,581,000 | 1,896 |
| Net loans & leases | $358,972,000 | 1,287 |
| Loan loss allowance | $4,468,000 | 1,168 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,276,000 | 952 |
| Other real estate owned | $2,870,000 | 1,279 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $16,375,000 | 1,110 |
| Life insurance assets | $6,967,000 | 862 |
| Total liabilities and capital | $434,303,000 | 1,554 |
| Total liabilities | $396,926,000 | 1,520 |
| Total deposits | $354,330,000 | 1,517 |
| Interest-bearing deposits | $321,420,000 | 1,432 |
| Deposits held in domestic offices | $354,330,000 | 1,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $38,500,000 | 1,028 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,096,000 | 1,370 |
| Total equity capital | $37,377,000 | 1,831 |
| Total bank equity capital | $37,377,000 | 1,831 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,600,000 | 2,216 |
| Surplus | $23,900,000 | 1,218 |
| Undivided profits | $11,877,000 | 2,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,011,000 | 1,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,124,000 | 939 |
| Earning assets | $396,597,000 | 1,556 |
| Long-term assets (5+ years) | $14,964,000 | 3,991 |
| Average Assets, year-to-date | $428,582,500 | 1,560 |
| Average Assets, quarterly | $428,582,500 | 1,560 |
| Volatile liabilities | $87,367,000 | 1,556 |
| Insider loans | $17,672,000 | 345 |
| FHLB advances | $38,500,000 | 957 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $44,265,000 | 2,010 |
| Tier 1 (core) risk-based capital | $37,442,000 | 1,713 |
| Tier 2 risk-based capital | $4,468,000 | 1,168 |
| Total risk weighted assets | $379,267,000 | 1,296 |
| Total unused commitments | $44,265,000 | 2,010 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 134 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $422,862,000 | 1,575 |
| Cash and due from depository institutions | $6,815,000 | 1,291 |
| Interest-bearing balances | $482,000 | 3,212 |
| Securities | $22,493,000 | 4,213 |
| Federal funds sold & reverse repurchase agreements | $8,044,000 | 2,011 |
| Net loans & leases | $354,073,000 | 1,293 |
| Loan loss allowance | $4,300,000 | 1,189 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,779,000 | 973 |
| Other real estate owned | $2,870,000 | 1,291 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $16,788,000 | 1,092 |
| Life insurance assets | $6,907,000 | 843 |
| Total liabilities and capital | $422,862,000 | 1,575 |
| Total liabilities | $386,633,000 | 1,549 |
| Total deposits | $343,794,000 | 1,542 |
| Interest-bearing deposits | $305,804,000 | 1,489 |
| Deposits held in domestic offices | $343,794,000 | 1,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $38,500,000 | 1,071 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,339,000 | 1,289 |
| Total equity capital | $36,229,000 | 1,848 |
| Total bank equity capital | $36,229,000 | 1,848 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,600,000 | 2,205 |
| Surplus | $23,900,000 | 1,186 |
| Undivided profits | $10,729,000 | 2,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,922,000 | 1,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,946,000 | 992 |
| Earning assets | $385,092,000 | 1,571 |
| Long-term assets (5+ years) | $9,399,000 | 4,773 |
| Average Assets, year-to-date | $405,944,600 | 1,571 |
| Average Assets, quarterly | $425,241,000 | 1,540 |
| Volatile liabilities | $130,427,000 | 1,171 |
| Insider loans | $17,618,000 | 341 |
| FHLB advances | $38,500,000 | 1,004 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $48,317,000 | 1,873 |
| Tier 1 (core) risk-based capital | $36,322,000 | 1,734 |
| Tier 2 risk-based capital | $4,300,000 | 1,185 |
| Total risk weighted assets | $375,201,000 | 1,294 |
| Total unused commitments | $48,317,000 | 1,873 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 133 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $427,620,000 | 1,537 |
| Cash and due from depository institutions | $16,621,000 | 1,315 |
| Interest-bearing balances | $311,000 | 3,558 |
| Securities | $22,450,000 | 4,257 |
| Federal funds sold & reverse repurchase agreements | $5,009,000 | 2,431 |
| Net loans & leases | $353,596,000 | 1,286 |
| Loan loss allowance | $4,150,000 | 1,252 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,712,000 | 969 |
| Other real estate owned | $1,982,000 | 1,315 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $16,250,000 | 1,133 |
| Life insurance assets | $6,761,000 | 836 |
| Total liabilities and capital | $427,621,000 | 1,537 |
| Total liabilities | $393,002,000 | 1,497 |
| Total deposits | $324,258,000 | 1,618 |
| Interest-bearing deposits | $289,743,000 | 1,557 |
| Deposits held in domestic offices | $324,258,000 | 1,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,000,000 | 1,087 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $52,259,000 | 894 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,485,000 | 1,230 |
| Total equity capital | $34,619,000 | 1,916 |
| Total bank equity capital | $34,619,000 | 1,916 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,600,000 | 2,214 |
| Surplus | $23,900,000 | 1,185 |
| Undivided profits | $9,119,000 | 3,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,035,000 | 1,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,767,000 | 1,025 |
| Earning assets | $381,366,000 | 1,587 |
| Long-term assets (5+ years) | $9,788,000 | 4,673 |
| Average Assets, year-to-date | $401,715,250 | 1,601 |
| Average Assets, quarterly | $421,856,000 | 1,544 |
| Volatile liabilities | $129,528,000 | 1,185 |
| Insider loans | $17,663,000 | 342 |
| FHLB advances | $45,000,000 | 916 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $54,232,000 | 1,743 |
| Tier 1 (core) risk-based capital | $34,750,000 | 1,813 |
| Tier 2 risk-based capital | $4,150,000 | 1,238 |
| Total risk weighted assets | $376,970,000 | 1,267 |
| Total unused commitments | $54,232,000 | 1,743 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 128 | 1,383 |
| Assets and Liabilities | ||
| Total Assets: | $416,092,000 | 1,565 |
| Cash and due from depository institutions | $16,535,000 | 1,383 |
| Interest-bearing balances | $200,000 | 4,047 |
| Securities | $21,880,000 | 4,317 |
| Federal funds sold & reverse repurchase agreements | $5,337,000 | 2,135 |
| Net loans & leases | $343,935,000 | 1,301 |
| Loan loss allowance | $3,543,000 | 1,456 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,530,000 | 981 |
| Other real estate owned | $2,188,000 | 1,383 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $14,687,000 | 1,226 |
| Life insurance assets | $3,700,000 | 1,392 |
| Total liabilities and capital | $416,091,000 | 1,565 |
| Total liabilities | $382,452,000 | 1,529 |
| Total deposits | $327,548,000 | 1,586 |
| Interest-bearing deposits | $293,014,000 | 1,510 |
| Deposits held in domestic offices | $327,548,000 | 1,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $45,000,000 | 1,017 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,904,000 | 638 |
| Total equity capital | $33,639,000 | 1,899 |
| Total bank equity capital | $33,639,000 | 1,899 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,600,000 | 2,206 |
| Surplus | $23,900,000 | 1,164 |
| Undivided profits | $8,139,000 | 3,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,236,000 | 1,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,546,000 | 997 |
| Earning assets | $371,352,000 | 1,613 |
| Long-term assets (5+ years) | $10,650,000 | 4,502 |
| Average Assets, year-to-date | $393,080,330 | 1,638 |
| Average Assets, quarterly | $405,207,000 | 1,596 |
| Volatile liabilities | $121,978,000 | 1,230 |
| Insider loans | $267,000 | 6,314 |
| FHLB advances | $45,000,000 | 934 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $44,468,000 | 2,021 |
| Tier 1 (core) risk-based capital | $33,999,000 | 1,823 |
| Tier 2 risk-based capital | $3,544,000 | 1,440 |
| Total risk weighted assets | $363,264,000 | 1,304 |
| Total unused commitments | $44,468,000 | 2,021 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 117 | 1,480 |
| Assets and Liabilities | ||
| Total Assets: | $394,322,000 | 1,629 |
| Cash and due from depository institutions | $9,707,000 | 1,480 |
| Interest-bearing balances | $340,000 | 3,618 |
| Securities | $22,103,000 | 4,352 |
| Federal funds sold & reverse repurchase agreements | $8,217,000 | 1,812 |
| Net loans & leases | $327,423,000 | 1,318 |
| Loan loss allowance | $3,357,000 | 1,508 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,614,000 | 930 |
| Other real estate owned | $1,279,000 | 1,480 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $13,979,000 | 1,262 |
| Life insurance assets | $6,583,000 | 816 |
| Total liabilities and capital | $394,322,000 | 1,629 |
| Total liabilities | $361,442,000 | 1,596 |
| Total deposits | $314,024,000 | 1,632 |
| Interest-bearing deposits | $280,805,000 | 1,549 |
| Deposits held in domestic offices | $314,024,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,000,000 | 976 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,418,000 | 1,893 |
| Total equity capital | $32,880,000 | 1,921 |
| Total bank equity capital | $32,880,000 | 1,921 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,600,000 | 2,195 |
| Surplus | $23,900,000 | 1,127 |
| Undivided profits | $7,380,000 | 3,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,938,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,309,000 | 1,003 |
| Earning assets | $358,083,000 | 1,644 |
| Long-term assets (5+ years) | $11,624,000 | 4,318 |
| Average Assets, year-to-date | $381,574,500 | 1,680 |
| Average Assets, quarterly | $381,574,500 | 1,680 |
| Volatile liabilities | $113,328,000 | 1,247 |
| Insider loans | $301,000 | 6,170 |
| FHLB advances | $45,000,000 | 905 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $51,934,000 | 1,788 |
| Tier 1 (core) risk-based capital | $33,071,000 | 1,842 |
| Tier 2 risk-based capital | $3,357,000 | 1,485 |
| Total risk weighted assets | $344,568,000 | 1,341 |
| Total unused commitments | $51,934,000 | 1,789 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 128 | 1,359 |
| Assets and Liabilities | ||
| Total Assets: | $368,827,000 | 1,731 |
| Cash and due from depository institutions | $9,754,000 | 1,359 |
| Interest-bearing balances | $255,000 | 4,010 |
| Securities | $19,112,000 | 4,756 |
| Federal funds sold & reverse repurchase agreements | $8,690,000 | 1,558 |
| Net loans & leases | $306,049,000 | 1,407 |
| Loan loss allowance | $3,093,000 | 1,620 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,547,000 | 1,032 |
| Other real estate owned | $1,319,000 | 1,359 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,356,000 | 1,298 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $368,827,000 | 1,731 |
| Total liabilities | $336,554,000 | 1,711 |
| Total deposits | $289,569,000 | 1,729 |
| Interest-bearing deposits | $255,964,000 | 1,673 |
| Deposits held in domestic offices | $289,569,000 | 1,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,000,000 | 985 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,985,000 | 2,152 |
| Total equity capital | $32,273,000 | 1,934 |
| Total bank equity capital | $32,273,000 | 1,934 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,600,000 | 2,192 |
| Surplus | $23,900,000 | 1,103 |
| Undivided profits | $6,773,000 | 3,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,944,000 | 540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,791,000 | 1,193 |
| Earning assets | $334,106,000 | 1,744 |
| Long-term assets (5+ years) | $8,478,000 | 4,890 |
| Average Assets, year-to-date | $318,845,800 | 1,859 |
| Average Assets, quarterly | $355,309,000 | 1,762 |
| Volatile liabilities | $97,336,000 | 1,404 |
| Insider loans | $444,000 | 5,638 |
| FHLB advances | $45,000,000 | 903 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $45,362,000 | 1,921 |
| Tier 1 (core) risk-based capital | $32,410,000 | 1,844 |
| Tier 2 risk-based capital | $3,093,000 | 1,586 |
| Total risk weighted assets | $316,879,000 | 1,433 |
| Total unused commitments | $45,362,000 | 1,921 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 100 | 1,726 |
| Assets and Liabilities | ||
| Total Assets: | $341,791,000 | 1,806 |
| Cash and due from depository institutions | $11,054,000 | 1,726 |
| Interest-bearing balances | $529,000 | 3,364 |
| Securities | $17,520,000 | 4,981 |
| Federal funds sold & reverse repurchase agreements | $6,647,000 | 1,841 |
| Net loans & leases | $282,748,000 | 1,496 |
| Loan loss allowance | $2,945,000 | 1,660 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,358,000 | 1,136 |
| Other real estate owned | $1,699,000 | 1,726 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $12,765,000 | 1,303 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $341,791,000 | 1,806 |
| Total liabilities | $314,293,000 | 1,776 |
| Total deposits | $267,605,000 | 1,829 |
| Interest-bearing deposits | $231,594,000 | 1,793 |
| Deposits held in domestic offices | $267,605,000 | 1,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $45,000,000 | 988 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,688,000 | 2,371 |
| Total equity capital | $27,498,000 | 2,237 |
| Total bank equity capital | $27,498,000 | 2,237 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,600,000 | 2,161 |
| Surplus | $19,400,000 | 1,259 |
| Undivided profits | $6,498,000 | 4,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,682,000 | 720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,405,000 | 1,347 |
| Earning assets | $307,444,000 | 1,831 |
| Long-term assets (5+ years) | $12,047,000 | 4,294 |
| Average Assets, year-to-date | $306,350,500 | 1,926 |
| Average Assets, quarterly | $329,754,500 | 1,837 |
| Volatile liabilities | $74,884,000 | 1,693 |
| Insider loans | $695,000 | 4,873 |
| FHLB advances | $45,000,000 | 909 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $44,521,000 | 1,899 |
| Tier 1 (core) risk-based capital | $27,504,000 | 2,152 |
| Tier 2 risk-based capital | $2,945,000 | 1,614 |
| Total risk weighted assets | $291,160,000 | 1,528 |
| Total unused commitments | $44,521,000 | 1,901 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 92 | 1,881 |
| Assets and Liabilities | ||
| Total Assets: | $317,718,000 | 1,882 |
| Cash and due from depository institutions | $9,488,000 | 1,881 |
| Interest-bearing balances | $595,000 | 3,236 |
| Securities | $17,413,000 | 5,035 |
| Federal funds sold & reverse repurchase agreements | $5,154,000 | 2,039 |
| Net loans & leases | $262,765,000 | 1,574 |
| Loan loss allowance | $3,002,000 | 1,605 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,334,000 | 1,268 |
| Other real estate owned | $2,177,000 | 1,881 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $12,387,000 | 1,309 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $317,718,000 | 1,882 |
| Total liabilities | $294,487,000 | 1,832 |
| Total deposits | $247,469,000 | 1,941 |
| Interest-bearing deposits | $214,440,000 | 1,899 |
| Deposits held in domestic offices | $247,469,000 | 1,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $45,500,000 | 992 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,518,000 | 2,402 |
| Total equity capital | $23,231,000 | 2,542 |
| Total bank equity capital | $23,231,000 | 2,542 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,600,000 | 2,140 |
| Surplus | $15,900,000 | 1,475 |
| Undivided profits | $5,731,000 | 4,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,733,000 | 699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,039,000 | 1,481 |
| Earning assets | $285,927,000 | 1,921 |
| Long-term assets (5+ years) | $14,889,000 | 3,927 |
| Average Assets, year-to-date | $294,537,000 | 1,987 |
| Average Assets, quarterly | $301,349,000 | 1,971 |
| Volatile liabilities | $66,027,000 | 1,824 |
| Insider loans | $485,000 | 5,478 |
| FHLB advances | $45,500,000 | 916 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $47,241,000 | 1,778 |
| Tier 1 (core) risk-based capital | $23,158,000 | 2,449 |
| Tier 2 risk-based capital | $3,002,000 | 1,563 |
| Total risk weighted assets | $272,260,000 | 1,595 |
| Total unused commitments | $47,241,000 | 1,778 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 88 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $284,980,000 | 2,065 |
| Cash and due from depository institutions | $7,837,000 | 1,946 |
| Interest-bearing balances | $729,000 | 3,026 |
| Securities | $17,996,000 | 4,998 |
| Federal funds sold & reverse repurchase agreements | $2,442,000 | 3,717 |
| Net loans & leases | $235,712,000 | 1,701 |
| Loan loss allowance | $2,760,000 | 1,710 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,851,000 | 1,327 |
| Other real estate owned | $2,037,000 | 1,946 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $11,105,000 | 1,434 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $284,980,000 | 2,065 |
| Total liabilities | $262,419,000 | 2,022 |
| Total deposits | $220,201,000 | 2,191 |
| Interest-bearing deposits | $192,251,000 | 2,095 |
| Deposits held in domestic offices | $220,201,000 | 2,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $40,499,000 | 1,043 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,719,000 | 2,189 |
| Total equity capital | $22,561,000 | 2,551 |
| Total bank equity capital | $22,561,000 | 2,551 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,600,000 | 2,146 |
| Surplus | $15,900,000 | 1,433 |
| Undivided profits | $5,061,000 | 4,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,979,000 | 665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,965,000 | 1,486 |
| Earning assets | $256,879,000 | 2,102 |
| Long-term assets (5+ years) | $10,285,000 | 4,692 |
| Average Assets, year-to-date | $282,946,500 | 2,059 |
| Average Assets, quarterly | $282,946,500 | 2,059 |
| Volatile liabilities | $48,050,000 | 2,251 |
| Insider loans | $59,000 | 7,524 |
| FHLB advances | $40,499,000 | 962 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,067,000 | 1,941 |
| Tier 1 (core) risk-based capital | $22,633,000 | 2,464 |
| Tier 2 risk-based capital | $2,760,000 | 1,657 |
| Total risk weighted assets | $239,779,000 | 1,732 |
| Total unused commitments | $41,067,000 | 1,944 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 90 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $280,913,000 | 2,066 |
| Cash and due from depository institutions | $8,939,000 | 1,896 |
| Interest-bearing balances | $1,136,000 | 2,642 |
| Securities | $16,027,000 | 5,325 |
| Federal funds sold & reverse repurchase agreements | $12,989,000 | 916 |
| Net loans & leases | $222,834,000 | 1,764 |
| Loan loss allowance | $2,678,000 | 1,745 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,794,000 | 1,316 |
| Other real estate owned | $2,061,000 | 1,896 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,269,000 | 1,499 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $280,913,000 | 2,066 |
| Total liabilities | $258,521,000 | 2,036 |
| Total deposits | $216,709,000 | 2,169 |
| Interest-bearing deposits | $190,702,000 | 2,070 |
| Deposits held in domestic offices | $216,709,000 | 2,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $40,453,000 | 1,067 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,359,000 | 2,541 |
| Total equity capital | $22,392,000 | 2,560 |
| Total bank equity capital | $22,392,000 | 2,560 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,600,000 | 2,129 |
| Surplus | $15,900,000 | 1,426 |
| Undivided profits | $4,892,000 | 4,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,544,000 | 615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,737,000 | 1,668 |
| Earning assets | $252,986,000 | 2,118 |
| Long-term assets (5+ years) | $10,184,000 | 4,786 |
| Average Assets, year-to-date | $256,922,400 | 2,161 |
| Average Assets, quarterly | $269,943,500 | 2,135 |
| Volatile liabilities | $46,630,000 | 2,233 |
| Insider loans | $53,000 | 7,595 |
| FHLB advances | $40,453,000 | 970 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $29,609,000 | 2,323 |
| Tier 1 (core) risk-based capital | $22,229,000 | 2,466 |
| Tier 2 risk-based capital | $2,678,000 | 1,696 |
| Total risk weighted assets | $223,702,000 | 1,834 |
| Total unused commitments | $29,609,000 | 2,324 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 84 | 2,030 |
| Assets and Liabilities | ||
| Total Assets: | $258,974,000 | 2,221 |
| Cash and due from depository institutions | $8,388,000 | 2,030 |
| Interest-bearing balances | $947,000 | 2,946 |
| Securities | $16,770,000 | 5,213 |
| Federal funds sold & reverse repurchase agreements | $3,111,000 | 2,901 |
| Net loans & leases | $211,403,000 | 1,807 |
| Loan loss allowance | $2,579,000 | 1,804 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,712,000 | 1,293 |
| Other real estate owned | $1,756,000 | 2,030 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $9,834,000 | 1,543 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $258,974,000 | 2,221 |
| Total liabilities | $236,476,000 | 2,187 |
| Total deposits | $191,684,000 | 2,422 |
| Interest-bearing deposits | $165,872,000 | 2,369 |
| Deposits held in domestic offices | $191,684,000 | 2,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $43,532,000 | 993 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,260,000 | 2,712 |
| Total equity capital | $22,498,000 | 2,548 |
| Total bank equity capital | $22,498,000 | 2,548 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,600,000 | 2,127 |
| Surplus | $15,900,000 | 1,383 |
| Undivided profits | $4,998,000 | 4,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,201,000 | 684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,709,000 | 1,767 |
| Earning assets | $232,231,000 | 2,275 |
| Long-term assets (5+ years) | $8,695,000 | 5,195 |
| Average Assets, year-to-date | $250,924,750 | 2,216 |
| Average Assets, quarterly | $257,934,500 | 2,202 |
| Volatile liabilities | $40,747,000 | 2,448 |
| Insider loans | $40,000 | 7,692 |
| FHLB advances | $43,532,000 | 905 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,116,000 | 2,508 |
| Tier 1 (core) risk-based capital | $22,215,000 | 2,440 |
| Tier 2 risk-based capital | $2,579,000 | 1,723 |
| Total risk weighted assets | $210,365,000 | 1,894 |
| Total unused commitments | $26,116,000 | 2,513 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 81 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $256,895,000 | 2,213 |
| Cash and due from depository institutions | $17,383,000 | 2,111 |
| Interest-bearing balances | $1,487,000 | 2,431 |
| Securities | $16,337,000 | 5,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $204,162,000 | 1,827 |
| Loan loss allowance | $2,672,000 | 1,734 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,648,000 | 1,284 |
| Other real estate owned | $1,821,000 | 2,111 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $9,544,000 | 1,582 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $256,895,000 | 2,213 |
| Total liabilities | $235,134,000 | 2,179 |
| Total deposits | $194,175,000 | 2,381 |
| Interest-bearing deposits | $169,062,000 | 2,294 |
| Deposits held in domestic offices | $194,175,000 | 2,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,097,000 | 1,060 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $862,000 | 3,273 |
| Total equity capital | $21,761,000 | 2,512 |
| Total bank equity capital | $21,761,000 | 2,512 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,600,000 | 2,128 |
| Surplus | $11,900,000 | 1,721 |
| Undivided profits | $8,261,000 | 3,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,808,000 | 748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,554,000 | 1,812 |
| Earning assets | $221,986,000 | 2,357 |
| Long-term assets (5+ years) | $9,426,000 | 5,152 |
| Average Assets, year-to-date | $248,241,670 | 2,238 |
| Average Assets, quarterly | $251,560,000 | 2,238 |
| Volatile liabilities | $38,196,000 | 2,511 |
| Insider loans | $43,000 | 7,734 |
| FHLB advances | $40,097,000 | 964 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $23,121,000 | 2,720 |
| Tier 1 (core) risk-based capital | $21,668,000 | 2,451 |
| Tier 2 risk-based capital | $2,537,000 | 1,735 |
| Total risk weighted assets | $202,824,000 | 1,922 |
| Total unused commitments | $23,121,000 | 2,723 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 76 | 2,253 |
| Assets and Liabilities | ||
| Total Assets: | $246,225,000 | 2,281 |
| Cash and due from depository institutions | $8,454,000 | 2,253 |
| Interest-bearing balances | $1,295,000 | 2,786 |
| Securities | $14,687,000 | 5,624 |
| Federal funds sold & reverse repurchase agreements | $8,779,000 | 1,697 |
| Net loans & leases | $195,636,000 | 1,860 |
| Loan loss allowance | $2,561,000 | 1,781 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,636,000 | 1,476 |
| Other real estate owned | $1,857,000 | 2,253 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $10,176,000 | 1,393 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $246,225,000 | 2,281 |
| Total liabilities | $224,914,000 | 2,249 |
| Total deposits | $187,158,000 | 2,427 |
| Interest-bearing deposits | $165,154,000 | 2,333 |
| Deposits held in domestic offices | $187,158,000 | 2,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $36,597,000 | 1,061 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,159,000 | 2,904 |
| Total equity capital | $21,311,000 | 2,626 |
| Total bank equity capital | $21,311,000 | 2,626 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,600,000 | 2,124 |
| Surplus | $11,900,000 | 1,691 |
| Undivided profits | $7,811,000 | 3,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,190,000 | 727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,572,000 | 1,776 |
| Earning assets | $220,397,000 | 2,347 |
| Long-term assets (5+ years) | $8,639,000 | 5,266 |
| Average Assets, year-to-date | $243,915,000 | 2,280 |
| Average Assets, quarterly | $243,915,000 | 2,280 |
| Volatile liabilities | $38,244,000 | 2,453 |
| Insider loans | $35,000 | 7,810 |
| FHLB advances | $36,597,000 | 972 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,538,000 | 2,975 |
| Tier 1 (core) risk-based capital | $20,904,000 | 2,500 |
| Tier 2 risk-based capital | $2,412,000 | 1,797 |
| Total risk weighted assets | $192,813,000 | 1,973 |
| Total unused commitments | $19,538,000 | 2,981 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $241,605,000 | 2,322 |
| Cash and due from depository institutions | $10,319,000 | 2,242 |
| Interest-bearing balances | $851,000 | 3,121 |
| Securities | $18,038,000 | 5,098 |
| Federal funds sold & reverse repurchase agreements | $6,297,000 | 1,890 |
| Net loans & leases | $189,353,000 | 1,900 |
| Loan loss allowance | $2,565,000 | 1,772 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,667,000 | 1,455 |
| Other real estate owned | $1,570,000 | 2,242 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $9,361,000 | 1,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,605,000 | 2,322 |
| Total liabilities | $220,844,000 | 2,292 |
| Total deposits | $185,479,000 | 2,443 |
| Interest-bearing deposits | $170,686,000 | 2,254 |
| Deposits held in domestic offices | $185,479,000 | 2,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,227,000 | 1,150 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,138,000 | 2,843 |
| Total equity capital | $20,761,000 | 2,627 |
| Total bank equity capital | $20,761,000 | 2,627 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,600,000 | 2,138 |
| Surplus | $11,900,000 | 1,665 |
| Undivided profits | $7,261,000 | 3,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,602,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,547,000 | 1,890 |
| Earning assets | $214,539,000 | 2,390 |
| Long-term assets (5+ years) | $8,719,000 | 5,262 |
| Average Assets, year-to-date | $227,176,000 | 2,384 |
| Average Assets, quarterly | $238,828,000 | 2,331 |
| Volatile liabilities | $38,750,000 | 2,406 |
| Insider loans | $17,000 | 8,037 |
| FHLB advances | $34,227,000 | 1,046 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,442,000 | 2,998 |
| Tier 1 (core) risk-based capital | $20,358,000 | 2,526 |
| Tier 2 risk-based capital | $2,365,000 | 1,808 |
| Total risk weighted assets | $188,969,000 | 1,989 |
| Total unused commitments | $18,442,000 | 3,000 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 77 | 2,245 |
| Assets and Liabilities | ||
| Total Assets: | $236,051,000 | 2,369 |
| Cash and due from depository institutions | $10,854,000 | 2,245 |
| Interest-bearing balances | $992,000 | 3,125 |
| Securities | $20,394,000 | 4,679 |
| Federal funds sold & reverse repurchase agreements | $5,476,000 | 2,456 |
| Net loans & leases | $182,974,000 | 1,943 |
| Loan loss allowance | $2,614,000 | 1,762 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,757,000 | 1,412 |
| Other real estate owned | $845,000 | 2,245 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $8,751,000 | 1,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,051,000 | 2,369 |
| Total liabilities | $215,676,000 | 2,340 |
| Total deposits | $180,558,000 | 2,488 |
| Interest-bearing deposits | $160,747,000 | 2,392 |
| Deposits held in domestic offices | $180,558,000 | 2,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,227,000 | 1,116 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $891,000 | 3,490 |
| Total equity capital | $20,375,000 | 2,661 |
| Total bank equity capital | $20,375,000 | 2,661 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,600,000 | 2,148 |
| Surplus | $11,900,000 | 1,646 |
| Undivided profits | $6,875,000 | 3,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,708,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,552,000 | 1,993 |
| Earning assets | $209,836,000 | 2,449 |
| Long-term assets (5+ years) | $17,937,000 | 3,816 |
| Average Assets, year-to-date | $223,568,750 | 2,439 |
| Average Assets, quarterly | $233,894,500 | 2,381 |
| Volatile liabilities | $37,774,000 | 2,418 |
| Insider loans | $79,000 | 7,603 |
| FHLB advances | $34,227,000 | 1,014 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,164,000 | 3,019 |
| Tier 1 (core) risk-based capital | $19,910,000 | 2,585 |
| Tier 2 risk-based capital | $2,258,000 | 1,879 |
| Total risk weighted assets | $180,274,000 | 2,051 |
| Total unused commitments | $18,164,000 | 3,021 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 78 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $231,738,000 | 2,399 |
| Cash and due from depository institutions | $10,178,000 | 2,230 |
| Interest-bearing balances | $1,069,000 | 3,170 |
| Securities | $23,887,000 | 4,175 |
| Federal funds sold & reverse repurchase agreements | $9,777,000 | 1,630 |
| Net loans & leases | $171,893,000 | 2,027 |
| Loan loss allowance | $2,946,000 | 1,546 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,819,000 | 1,376 |
| Other real estate owned | $792,000 | 2,230 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,392,000 | 1,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,738,000 | 2,399 |
| Total liabilities | $211,246,000 | 2,374 |
| Total deposits | $175,742,000 | 2,540 |
| Interest-bearing deposits | $157,682,000 | 2,417 |
| Deposits held in domestic offices | $175,742,000 | 2,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $34,857,000 | 1,092 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $647,000 | 4,406 |
| Total equity capital | $20,492,000 | 2,645 |
| Total bank equity capital | $20,492,000 | 2,645 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,600,000 | 2,150 |
| Surplus | $11,900,000 | 1,609 |
| Undivided profits | $6,992,000 | 3,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,889,000 | 560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,417,000 | 2,118 |
| Earning assets | $206,626,000 | 2,458 |
| Long-term assets (5+ years) | $18,523,000 | 3,613 |
| Average Assets, year-to-date | $219,408,000 | 2,469 |
| Average Assets, quarterly | $225,719,500 | 2,439 |
| Volatile liabilities | $34,566,000 | 2,553 |
| Insider loans | $219,000 | 6,712 |
| FHLB advances | $34,857,000 | 994 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,071,000 | 2,902 |
| Tier 1 (core) risk-based capital | $19,802,000 | 2,546 |
| Tier 2 risk-based capital | $2,169,000 | 1,909 |
| Total risk weighted assets | $172,772,000 | 2,099 |
| Total unused commitments | $19,071,000 | 2,913 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 80 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $219,701,000 | 2,480 |
| Cash and due from depository institutions | $12,956,000 | 2,155 |
| Interest-bearing balances | $924,000 | 3,277 |
| Securities | $24,027,000 | 4,147 |
| Federal funds sold & reverse repurchase agreements | $8,131,000 | 2,124 |
| Net loans & leases | $159,354,000 | 2,143 |
| Loan loss allowance | $2,801,000 | 1,602 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,751,000 | 1,368 |
| Other real estate owned | $1,024,000 | 2,155 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,458,000 | 1,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,701,000 | 2,480 |
| Total liabilities | $199,476,000 | 2,463 |
| Total deposits | $177,286,000 | 2,504 |
| Interest-bearing deposits | $160,633,000 | 2,377 |
| Deposits held in domestic offices | $177,286,000 | 2,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $21,357,000 | 1,456 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $833,000 | 3,774 |
| Total equity capital | $20,225,000 | 2,613 |
| Total bank equity capital | $20,225,000 | 2,613 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,600,000 | 2,162 |
| Surplus | $11,900,000 | 1,580 |
| Undivided profits | $6,725,000 | 3,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,020,000 | 815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,368,000 | 2,221 |
| Earning assets | $192,436,000 | 2,600 |
| Long-term assets (5+ years) | $17,638,000 | 3,654 |
| Average Assets, year-to-date | $213,243,000 | 2,529 |
| Average Assets, quarterly | $213,243,000 | 2,529 |
| Volatile liabilities | $30,100,000 | 2,802 |
| Insider loans | $255,000 | 6,545 |
| FHLB advances | $21,357,000 | 1,352 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,629,000 | 3,066 |
| Tier 1 (core) risk-based capital | $19,568,000 | 2,531 |
| Tier 2 risk-based capital | $2,071,000 | 1,937 |
| Total risk weighted assets | $164,648,000 | 2,161 |
| Total unused commitments | $16,629,000 | 3,077 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 80 | 2,150 |
| Assets and Liabilities | ||
| Total Assets: | $206,785,000 | 2,591 |
| Cash and due from depository institutions | $9,114,000 | 2,150 |
| Interest-bearing balances | $924,000 | 3,184 |
| Securities | $29,773,000 | 3,544 |
| Federal funds sold & reverse repurchase agreements | $4,082,000 | 3,241 |
| Net loans & leases | $149,082,000 | 2,273 |
| Loan loss allowance | $2,747,000 | 1,584 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,810,000 | 1,339 |
| Other real estate owned | $880,000 | 2,150 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,044,000 | 1,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,785,000 | 2,591 |
| Total liabilities | $187,015,000 | 2,581 |
| Total deposits | $169,700,000 | 2,556 |
| Interest-bearing deposits | $154,255,000 | 2,407 |
| Deposits held in domestic offices | $169,700,000 | 2,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,487,000 | 1,733 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $828,000 | 3,846 |
| Total equity capital | $19,770,000 | 2,647 |
| Total bank equity capital | $19,770,000 | 2,647 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,600,000 | 2,158 |
| Surplus | $11,900,000 | 1,542 |
| Undivided profits | $6,270,000 | 4,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,564,000 | 698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,429,000 | 2,220 |
| Earning assets | $183,861,000 | 2,651 |
| Long-term assets (5+ years) | $19,716,000 | 3,364 |
| Average Assets, year-to-date | $191,822,800 | 2,636 |
| Average Assets, quarterly | $204,276,000 | 2,598 |
| Volatile liabilities | $30,189,000 | 2,783 |
| Insider loans | $264,000 | 6,501 |
| FHLB advances | $16,487,000 | 1,601 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,035,000 | 2,727 |
| Tier 1 (core) risk-based capital | $18,889,000 | 2,583 |
| Tier 2 risk-based capital | $1,916,000 | 2,053 |
| Total risk weighted assets | $152,476,000 | 2,292 |
| Total unused commitments | $19,035,000 | 2,733 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 80 | 2,147 |
| Assets and Liabilities | ||
| Total Assets: | $182,569,000 | 2,759 |
| Cash and due from depository institutions | $6,094,000 | 2,147 |
| Interest-bearing balances | $1,074,000 | 2,904 |
| Securities | $36,401,000 | 2,886 |
| Federal funds sold & reverse repurchase agreements | $472,000 | 6,495 |
| Net loans & leases | $127,300,000 | 2,536 |
| Loan loss allowance | $2,573,000 | 1,589 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,104,000 | 1,757 |
| Other real estate owned | $500,000 | 2,147 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,698,000 | 1,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,569,000 | 2,759 |
| Total liabilities | $164,589,000 | 2,758 |
| Total deposits | $162,070,000 | 2,529 |
| Interest-bearing deposits | $147,026,000 | 2,400 |
| Deposits held in domestic offices | $162,070,000 | 2,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,910,000 | 4,230 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $609,000 | 4,836 |
| Total equity capital | $17,980,000 | 2,701 |
| Total bank equity capital | $17,980,000 | 2,701 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,600,000 | 2,195 |
| Surplus | $10,500,000 | 1,625 |
| Undivided profits | $5,880,000 | 4,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,804,000 | 796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,511,000 | 2,248 |
| Earning assets | $165,247,000 | 2,769 |
| Long-term assets (5+ years) | $19,566,000 | 3,341 |
| Average Assets, year-to-date | $175,282,000 | 2,719 |
| Average Assets, quarterly | $180,947,000 | 2,742 |
| Volatile liabilities | $28,405,000 | 2,827 |
| Insider loans | $312,000 | 6,334 |
| FHLB advances | $1,910,000 | 4,014 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,315,000 | 3,124 |
| Tier 1 (core) risk-based capital | $17,590,000 | 2,620 |
| Tier 2 risk-based capital | $1,632,000 | 2,224 |
| Total risk weighted assets | $129,609,000 | 2,550 |
| Total unused commitments | $14,315,000 | 3,131 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 74 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $169,068,000 | 2,819 |
| Cash and due from depository institutions | $5,997,000 | 2,305 |
| Interest-bearing balances | $78,000 | 5,057 |
| Securities | $32,827,000 | 3,212 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 3,787 |
| Net loans & leases | $118,751,000 | 2,625 |
| Loan loss allowance | $3,053,000 | 1,270 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,617,000 | 1,884 |
| Other real estate owned | $15,000 | 2,305 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,386,000 | 2,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,068,000 | 2,819 |
| Total liabilities | $152,633,000 | 2,826 |
| Total deposits | $150,030,000 | 2,614 |
| Interest-bearing deposits | $139,367,000 | 2,420 |
| Deposits held in domestic offices | $150,030,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,040,000 | 3,940 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $563,000 | 5,383 |
| Total equity capital | $16,435,000 | 2,833 |
| Total bank equity capital | $16,435,000 | 2,833 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,600,000 | 2,239 |
| Surplus | $10,500,000 | 1,587 |
| Undivided profits | $4,335,000 | 4,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,277,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,200,000 | 2,215 |
| Earning assets | $154,131,000 | 2,849 |
| Long-term assets (5+ years) | $18,404,000 | 3,328 |
| Average Assets, year-to-date | $162,578,000 | 2,810 |
| Average Assets, quarterly | $168,024,000 | 2,811 |
| Volatile liabilities | $22,438,000 | 3,380 |
| Insider loans | $360,000 | 6,170 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,899,000 | 3,541 |
| Tier 1 (core) risk-based capital | $16,391,000 | 2,737 |
| Tier 2 risk-based capital | $1,535,280 | 2,265 |
| Total risk weighted assets | $121,304,680 | 2,609 |
| Total unused commitments | $10,899,000 | 3,541 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 72 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $155,193,000 | 2,995 |
| Cash and due from depository institutions | $6,456,000 | 2,431 |
| Interest-bearing balances | $119,000 | 4,466 |
| Securities | $32,203,000 | 3,376 |
| Federal funds sold & reverse repurchase agreements | $2,184,000 | 3,504 |
| Net loans & leases | $105,734,000 | 2,778 |
| Loan loss allowance | $2,583,000 | 1,455 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,177,000 | 2,051 |
| Other real estate owned | $222,000 | 2,431 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,217,000 | 2,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,193,000 | 2,995 |
| Total liabilities | $140,249,000 | 2,994 |
| Total deposits | $137,563,000 | 2,761 |
| Interest-bearing deposits | $126,555,000 | 2,593 |
| Deposits held in domestic offices | $137,563,000 | 2,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,170,000 | 3,816 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $516,000 | 5,246 |
| Total equity capital | $14,944,000 | 2,963 |
| Total bank equity capital | $14,944,000 | 2,963 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,600,000 | 2,267 |
| Surplus | $7,500,000 | 2,115 |
| Undivided profits | $5,844,000 | 3,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 3,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,095,000 | 2,050 |
| Earning assets | $140,240,000 | 3,049 |
| Long-term assets (5+ years) | $20,204,000 | 3,288 |
| Average Assets, year-to-date | $146,672,800 | 3,037 |
| Average Assets, quarterly | $153,366,000 | 2,995 |
| Volatile liabilities | $17,774,000 | 3,768 |
| Insider loans | $485,000 | 5,445 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,145,000 | 3,492 |
| Tier 1 (core) risk-based capital | $15,511,000 | 2,844 |
| Tier 2 risk-based capital | $1,380,210 | 2,344 |
| Total risk weighted assets | $109,214,310 | 2,752 |
| Total unused commitments | $11,145,000 | 3,497 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 60 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $139,010,000 | 3,249 |
| Cash and due from depository institutions | $4,052,000 | 2,961 |
| Interest-bearing balances | $163,000 | 4,485 |
| Securities | $31,080,000 | 3,521 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 3,566 |
| Net loans & leases | $90,987,000 | 2,991 |
| Loan loss allowance | $1,089,000 | 3,102 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,089,000 | 1,984 |
| Other real estate owned | $567,000 | 2,961 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,535,000 | 2,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,010,000 | 3,249 |
| Total liabilities | $123,663,000 | 3,273 |
| Total deposits | $120,715,000 | 3,128 |
| Interest-bearing deposits | $110,937,000 | 2,937 |
| Deposits held in domestic offices | $120,715,000 | 3,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,525,000 | 3,037 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $423,000 | 6,345 |
| Total equity capital | $15,347,000 | 2,933 |
| Total bank equity capital | $15,347,000 | 2,933 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,600,000 | 2,233 |
| Surplus | $5,500,000 | 2,600 |
| Undivided profits | $8,247,000 | 3,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,524,000 | 1,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,160,000 | 1,878 |
| Earning assets | $126,930,000 | 3,271 |
| Long-term assets (5+ years) | $14,829,000 | 3,784 |
| Average Assets, year-to-date | $130,958,200 | 3,255 |
| Average Assets, quarterly | $136,494,500 | 3,246 |
| Volatile liabilities | $16,107,000 | 3,591 |
| Insider loans | $532,000 | 5,144 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,384,000 | 3,523 |
| Tier 1 (core) risk-based capital | $15,289,000 | 2,790 |
| Tier 2 risk-based capital | $1,089,000 | 2,823 |
| Total risk weighted assets | $95,912,200 | 2,934 |
| Total unused commitments | $10,384,000 | 3,527 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 64 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $122,786,000 | 3,590 |
| Cash and due from depository institutions | $3,402,000 | 2,830 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $29,137,000 | 3,728 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,594 |
| Net loans & leases | $84,264,000 | 3,229 |
| Loan loss allowance | $805,000 | 4,030 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,939,000 | 1,993 |
| Other real estate owned | $114,000 | 2,830 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,630,000 | 4,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,786,000 | 3,590 |
| Total liabilities | $108,329,000 | 3,644 |
| Total deposits | $104,281,000 | 3,543 |
| Interest-bearing deposits | $96,985,000 | 3,284 |
| Deposits held in domestic offices | $104,281,000 | 3,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,725,000 | 2,262 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $323,000 | 7,533 |
| Total equity capital | $14,457,000 | 3,066 |
| Total bank equity capital | $14,457,000 | 3,066 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,600,000 | 2,251 |
| Surplus | $5,500,000 | 2,549 |
| Undivided profits | $7,357,000 | 3,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 4,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 1,056 |
| Income earned, not collected on loans | $999,000 | 2,266 |
| Earning assets | $113,701,000 | 3,564 |
| Long-term assets (5+ years) | $10,268,000 | 4,268 |
| Average Assets, year-to-date | $116,431,800 | 3,608 |
| Average Assets, quarterly | $121,430,500 | 3,580 |
| Volatile liabilities | $9,873,000 | 5,047 |
| Insider loans | $624,000 | 4,803 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,249,000 | 3,904 |
| Tier 1 (core) risk-based capital | $14,419,000 | 2,942 |
| Tier 2 risk-based capital | $805,000 | 3,543 |
| Total risk weighted assets | $82,758,800 | 3,297 |
| Total unused commitments | $8,249,000 | 3,906 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 58 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $109,825,000 | 4,052 |
| Cash and due from depository institutions | $2,114,000 | 3,258 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $32,111,000 | 3,713 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $69,755,000 | 3,854 |
| Loan loss allowance | $849,000 | 4,027 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,803,000 | 2,083 |
| Other real estate owned | $272,000 | 3,258 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,770,000 | 4,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,825,000 | 4,052 |
| Total liabilities | $96,206,000 | 4,158 |
| Total deposits | $95,938,000 | 3,941 |
| Interest-bearing deposits | $88,736,000 | 3,677 |
| Deposits held in domestic offices | $95,938,000 | 3,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $268,000 | 8,268 |
| Total equity capital | $13,619,000 | 3,261 |
| Total bank equity capital | $13,619,000 | 3,261 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,600,000 | 2,389 |
| Surplus | $5,500,000 | 2,617 |
| Undivided profits | $6,519,000 | 3,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 3,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,055,000 | 2,124 |
| Earning assets | $101,866,000 | 4,032 |
| Long-term assets (5+ years) | $11,152,000 | 3,954 |
| Average Assets, year-to-date | $110,170,600 | 3,885 |
| Average Assets, quarterly | $110,024,000 | 4,008 |
| Volatile liabilities | $7,554,000 | 5,809 |
| Insider loans | $674,000 | 4,698 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,768,000 | 3,677 |
| Tier 1 (core) risk-based capital | $13,675,000 | 3,156 |
| Tier 2 risk-based capital | $849,000 | 3,472 |
| Total risk weighted assets | $70,133,500 | 3,854 |
| Total unused commitments | $8,768,000 | 3,692 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $109,508,000 | 4,060 |
| Cash and due from depository institutions | $3,693,000 | 3,993 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $42,105,000 | 2,988 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 8,510 |
| Net loans & leases | $58,491,000 | 4,377 |
| Loan loss allowance | $701,000 | 4,722 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,267,000 | 2,360 |
| Other real estate owned | $25,000 | 3,993 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,527,000 | 4,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,508,000 | 4,060 |
| Total liabilities | $96,757,000 | 4,134 |
| Total deposits | $96,347,000 | 3,949 |
| Interest-bearing deposits | $88,756,000 | 3,695 |
| Deposits held in domestic offices | $96,347,000 | 3,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $410,000 | 7,039 |
| Total equity capital | $12,751,000 | 3,446 |
| Total bank equity capital | $12,751,000 | 3,446 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,600,000 | 2,455 |
| Surplus | $4,500,000 | 3,118 |
| Undivided profits | $6,651,000 | 3,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $800,000 | 2,934 |
| Earning assets | $100,996,000 | 4,043 |
| Long-term assets (5+ years) | $10,623,000 | 3,894 |
| Average Assets, year-to-date | $104,971,200 | 4,070 |
| Average Assets, quarterly | $108,944,000 | 4,034 |
| Volatile liabilities | $6,864,000 | 5,844 |
| Insider loans | $309,000 | 6,973 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,033,000 | 3,509 |
| Tier 1 (core) risk-based capital | $12,693,000 | 3,361 |
| Tier 2 risk-based capital | $701,000 | 4,030 |
| Total risk weighted assets | $61,047,200 | 4,245 |
| Total unused commitments | $9,033,000 | 3,522 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $100,787,000 | 4,348 |
| Cash and due from depository institutions | $3,152,000 | 4,385 |
| Interest-bearing balances | $99,000 | 5,563 |
| Securities | $45,160,000 | 2,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $49,384,000 | 4,952 |
| Loan loss allowance | $632,000 | 5,192 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,486,000 | 4,667 |
| Other real estate owned | $47,000 | 4,385 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,558,000 | 4,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,787,000 | 4,348 |
| Total liabilities | $89,399,000 | 4,436 |
| Total deposits | $88,711,000 | 4,238 |
| Interest-bearing deposits | $83,068,000 | 3,889 |
| Deposits held in domestic offices | $88,711,000 | 4,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $688,000 | 4,071 |
| Total equity capital | $11,388,000 | 3,570 |
| Total bank equity capital | $11,388,000 | 3,570 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,600,000 | 2,532 |
| Surplus | $4,500,000 | 3,026 |
| Undivided profits | $5,288,000 | 4,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $660,000 | 3,121 |
| Earning assets | $94,643,000 | 4,254 |
| Long-term assets (5+ years) | $12,758,000 | 3,520 |
| Average Assets, year-to-date | $99,461,400 | 4,280 |
| Average Assets, quarterly | $101,483,500 | 4,284 |
| Volatile liabilities | $5,301,000 | 6,535 |
| Insider loans | $341,000 | 6,807 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,670,000 | 3,753 |
| Tier 1 (core) risk-based capital | $11,623,000 | 3,551 |
| Tier 2 risk-based capital | $632,000 | 4,342 |
| Total risk weighted assets | $53,366,800 | 4,671 |
| Total unused commitments | $7,670,000 | 3,760 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $94,941,000 | 4,675 |
| Cash and due from depository institutions | $2,294,000 | 4,750 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,221,000 | 3,374 |
| Federal funds sold & reverse repurchase agreements | $725,000 | 8,478 |
| Net loans & leases | $47,619,000 | 4,997 |
| Loan loss allowance | $548,000 | 5,979 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,456,000 | 4,786 |
| Other real estate owned | $334,000 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,292,000 | 5,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,941,000 | 4,675 |
| Total liabilities | $84,320,000 | 4,777 |
| Total deposits | $83,990,000 | 4,597 |
| Interest-bearing deposits | $78,090,000 | 4,296 |
| Deposits held in domestic offices | $83,990,000 | 4,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $330,000 | 7,121 |
| Total equity capital | $10,621,000 | 3,851 |
| Total bank equity capital | $10,621,000 | 3,851 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,600,000 | 2,581 |
| Surplus | $3,500,000 | 3,654 |
| Undivided profits | $5,521,000 | 4,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 8,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $608,000 | 2,994 |
| Earning assets | $89,565,000 | 4,555 |
| Long-term assets (5+ years) | $17,131,000 | 2,991 |
| Average Assets, year-to-date | $92,085,000 | 4,693 |
| Average Assets, quarterly | $94,629,500 | 4,636 |
| Volatile liabilities | $4,716,000 | 6,756 |
| Insider loans | $334,000 | 6,961 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,068,000 | 4,357 |
| Tier 1 (core) risk-based capital | $10,621,000 | 3,768 |
| Tier 2 risk-based capital | $548,000 | 4,864 |
| Total risk weighted assets | $51,192,100 | 4,784 |
| Total unused commitments | $6,068,000 | 4,383 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $89,865,000 | 4,984 |
| Cash and due from depository institutions | $3,434,000 | 4,867 |
| Interest-bearing balances | $350,000 | 5,458 |
| Securities | $39,173,000 | 3,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $43,958,000 | 5,336 |
| Loan loss allowance | $519,000 | 6,277 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,535,000 | 4,573 |
| Other real estate owned | $424,000 | 4,867 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,341,000 | 5,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,865,000 | 4,984 |
| Total liabilities | $79,965,000 | 5,082 |
| Total deposits | $79,006,000 | 4,952 |
| Interest-bearing deposits | $74,146,000 | 4,650 |
| Deposits held in domestic offices | $79,006,000 | 4,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,194 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $609,000 | 4,976 |
| Total equity capital | $9,900,000 | 3,924 |
| Total bank equity capital | $9,900,000 | 3,924 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $3,500,000 | 3,527 |
| Undivided profits | $5,600,000 | 3,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 8,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $665,000 | 3,002 |
| Earning assets | $83,481,000 | 4,913 |
| Long-term assets (5+ years) | $16,783,000 | 2,967 |
| Average Assets, year-to-date | $86,891,800 | 5,013 |
| Average Assets, quarterly | $89,412,000 | 4,965 |
| Volatile liabilities | $4,949,000 | 6,613 |
| Insider loans | $322,000 | 2,758 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,775,000 | 6,326 |
| Tier 1 (core) risk-based capital | $9,900,000 | 3,866 |
| Tier 2 risk-based capital | $519,000 | 5,052 |
| Total risk weighted assets | $46,906,800 | 5,205 |
| Total unused commitments | $2,775,000 | 6,354 |
| Derivatives | $0 | 651 |