Home > Bank of Helenville > Income and Expense

Bank of Helenville, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$566,000	9,663
Total interest expense	$253,000	9,593
Net interest income	$313,000	9,682
Provision for loan and lease losses	$0	8,337
Total noninterest income	$18,000	9,687
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,000	8,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	9,744
Total noninterest expense	$214,000	9,831
Salaries and employee benefits	$148,000	9,756
Premises and equipment expense	$11,000	9,829
Additional noninterest expense	$55,000	9,821
Pre-tax net operating income	$117,000	8,742
Securities gains (losses)	$-3,000	7,730
Applicable income taxes	$45,000	7,320
Income before extraordinary items	$69,000	8,885
Extraordinary gains, net	$0	38
Net income	$69,000	8,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$70,920	8,862
1999-12-31 (YTD Data)		Rank
Total interest income	$567,000	9,929
Total interest expense	$266,000	9,848
Net interest income	$301,000	9,961
Provision for loan and lease losses	$0	8,503
Total noninterest income	$18,000	9,979
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,000	8,565
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	10,068
Total noninterest expense	$211,000	10,141
Salaries and employee benefits	$143,000	10,057
Premises and equipment expense	$5,000	10,174
Additional noninterest expense	$63,000	10,115
Pre-tax net operating income	$108,000	9,037
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$34,000	7,921
Income before extraordinary items	$75,000	9,115
Extraordinary gains, net	$0	35
Net income	$75,000	9,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$60,000	6,490
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$74,310	9,086
1998-12-31 (YTD Data)		Rank
Total interest income	$560,000	10,187
Total interest expense	$293,000	10,071
Net interest income	$267,000	10,241
Provision for loan and lease losses	$5,000	8,460
Total noninterest income	$19,000	10,219
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$17,000	8,758
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	10,319
Total noninterest expense	$199,000	10,378
Salaries and employee benefits	$138,000	10,294
Premises and equipment expense	$10,000	10,394
Additional noninterest expense	$51,000	10,381
Pre-tax net operating income	$82,000	9,487
Securities gains (losses)	$0	4,449
Applicable income taxes	$23,000	8,827
Income before extraordinary items	$59,000	9,574
Extraordinary gains, net	$0	32
Net income	$59,000	9,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$60,000	6,728
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$59,000	9,512
1997-12-31 (YTD Data)		Rank
Total interest income	$532,000	10,694
Total interest expense	$288,000	10,537
Net interest income	$244,000	10,740
Provision for loan and lease losses	$0	8,829
Total noninterest income	$25,000	10,640
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,000	9,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	10,577
Total noninterest expense	$179,000	10,845
Salaries and employee benefits	$136,000	10,744
Premises and equipment expense	$8,000	10,859
Additional noninterest expense	$35,000	10,875
Pre-tax net operating income	$90,000	10,100
Securities gains (losses)	$0	3,944
Applicable income taxes	$33,000	9,518
Income before extraordinary items	$57,000	10,197
Extraordinary gains, net	$0	44
Net income	$57,000	10,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$45,000	7,291
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$57,000	10,162
1996-12-31 (YTD Data)		Rank
Total interest income	$504,000	11,258
Total interest expense	$263,000	11,141
Net interest income	$241,000	11,299
Provision for loan and lease losses	$0	9,041
Total noninterest income	$20,000	11,238
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$17,000	9,636
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	11,282
Total noninterest expense	$171,000	11,390
Salaries and employee benefits	$123,000	11,307
Premises and equipment expense	$8,000	11,393
Additional noninterest expense	$40,000	11,410
Pre-tax net operating income	$90,000	10,423
Securities gains (losses)	$0	4,148
Applicable income taxes	$39,000	9,889
Income before extraordinary items	$51,000	10,575
Extraordinary gains, net	$0	53
Net income	$51,000	10,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$40,000	7,695
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$51,000	10,522
1995-12-31 (YTD Data)		Rank
Total interest income	$485,000	11,787
Total interest expense	$242,000	11,693
Net interest income	$243,000	11,818
Provision for loan and lease losses	$0	8,958
Total noninterest income	$20,000	11,781
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,000	10,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	11,869
Total noninterest expense	$176,000	11,894
Salaries and employee benefits	$120,000	11,823
Premises and equipment expense	$9,000	11,907
Additional noninterest expense	$47,000	11,904
Pre-tax net operating income	$87,000	11,158
Securities gains (losses)	$0	3,831
Applicable income taxes	$32,000	10,549
Income before extraordinary items	$55,000	11,262
Extraordinary gains, net	$0	65
Net income	$55,000	11,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$40,000	7,961
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$55,000	11,234
1994-12-31 (YTD Data)		Rank
Total interest income	$475,000	12,430
Total interest expense	$218,000	12,295
Net interest income	$257,000	12,459
Provision for loan and lease losses	$0	9,146
Total noninterest income	$22,000	12,363
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	10,549
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	12,485
Total noninterest expense	$182,000	12,532
Salaries and employee benefits	$118,000	12,470
Premises and equipment expense	$9,000	12,551
Additional noninterest expense	$55,000	12,535
Pre-tax net operating income	$97,000	11,648
Securities gains (losses)	$0	3,600
Applicable income taxes	$36,000	10,781
Income before extraordinary items	$61,000	11,725
Extraordinary gains, net	$0	249
Net income	$61,000	11,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$30,000	8,349
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$61,000	11,769
1993-12-31 (YTD Data)		Rank
Total interest income	$517,000	13,043
Total interest expense	$236,000	12,880
Net interest income	$281,000	13,037
Provision for loan and lease losses	$0	10,371
Total noninterest income	$19,000	13,082
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$17,000	11,075
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	13,164
Total noninterest expense	$187,000	13,192
Salaries and employee benefits	$115,000	13,137
Premises and equipment expense	$10,000	13,209
Additional noninterest expense	$62,000	13,177
Pre-tax net operating income	$113,000	11,770
Securities gains (losses)	$0	7,477
Applicable income taxes	$43,000	11,097
Income before extraordinary items	$70,000	12,101
Extraordinary gains, net	$0	3,149
Net income	$70,000	12,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	11,543
Cash dividends	$25,000	8,549
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$70,000	11,930
1992-12-31 (YTD Data)		Rank
Total interest income	$574,000	13,640
Total interest expense	$290,000	13,504
Net interest income	$284,000	13,649
Provision for loan and lease losses	$0	11,756
Total noninterest income	$11,000	13,789
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$9,000	11,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	13,804
Total noninterest expense	$188,000	13,817
Salaries and employee benefits	$111,000	13,748
Premises and equipment expense	$14,000	13,787
Additional noninterest expense	$63,000	13,781
Pre-tax net operating income	$107,000	11,944
Securities gains (losses)	$0	8,369
Applicable income taxes	$41,000	11,507
Income before extraordinary items	$66,000	12,395
Extraordinary gains, net	$0	1,422
Net income	$66,000	12,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$66,000	12,106

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.