Home > Bank of Hayward > Income and Expense
Bank of Hayward, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 11,474 |
| Total interest expense | $436,000 | 12,034 |
| Net interest income | $953,000 | 10,944 |
| Provision for loan and lease losses | $128,000 | 5,054 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $1,276,000 | 8,595 |
| Salaries and employee benefits | $453,000 | 10,117 |
| Premises and equipment expense | $288,000 | 6,054 |
| Additional noninterest expense | $535,000 | 7,911 |
| Pre-tax net operating income | $-309,000 | 12,771 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-309,000 | 12,831 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-309,000 | 12,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,760 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-309,000 | 12,761 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 11,570 |
| Total interest expense | $607,000 | 12,258 |
| Net interest income | $1,068,000 | 10,822 |
| Provision for loan and lease losses | $101,000 | 7,218 |
| Total noninterest income | $140,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 8,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,311,000 | 8,625 |
| Salaries and employee benefits | $554,000 | 9,242 |
| Premises and equipment expense | $315,000 | 5,769 |
| Additional noninterest expense | $442,000 | 9,073 |
| Pre-tax net operating income | $-204,000 | 13,096 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-199,000 | 13,180 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-199,000 | 13,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 2,368 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-204,000 | 13,067 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.