Home > Bank of Hawaii > Net charge- offs to loans
Bank of Hawaii, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 4,309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7276% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1587% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1587% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 1,238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0263% | 4,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 4,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2189% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9841% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9841% | 730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,804 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 4,328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2903% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9398% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9398% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,609 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,635 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0003% | 4,243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1977% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8561% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8561% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0458% | 4,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1129% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7654% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7654% | 784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0667% | 4,422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0836% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7110% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7110% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0588% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 4,063 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0812% | 4,467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0949% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7071% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7071% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 4,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 4,158 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1083% | 4,510 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0848% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7253% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7253% | 737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0237% | 4,496 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1151% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8476% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8476% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 4,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 4,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1079% | 4,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 4,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6348% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6348% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 4,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 4,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 4,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1296% | 4,598 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 4,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6246% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6246% | 720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 4,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 4,306 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1432% | 3,432 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 4,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0847% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6692% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6692% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 4,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0092% | 4,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0406% | 4,267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2409% | 3,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7231% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7231% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0366% | 4,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0251% | 4,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0544% | 4,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1214% | 3,459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0424% | 4,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0523% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8634% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8635% | 438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0313% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 4,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0458% | 4,305 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1273% | 3,532 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 4,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0565% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9178% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9179% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 4,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0410% | 4,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0744% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1523% | 3,571 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0601% | 4,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0678% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1934% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1936% | 285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0965% | 702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0647% | 4,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.0745% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0942% | 4,610 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1231% | 3,587 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0888% | 4,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0392% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6928% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6928% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0388% | 4,585 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 4,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0549% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2195% | 3,678 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 4,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0621% | 4,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0448% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0448% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0343% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 4,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0464% | 4,557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1910% | 3,681 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0800% | 4,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2446% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2447% | 415 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 4,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 4,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0328% | 4,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1510% | 3,670 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1214% | 4,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8944% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8946% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 4,716 |
| Percentage Net Loans Charged-off:Construction & development | -0.0534% | 4,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0639% | 4,695 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2462% | 3,716 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 4,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6590% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6594% | 403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0913% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0518% | 4,712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0395% | 3,608 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0546% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 4,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3539% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3541% | 489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.0175% | 4,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1229% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 4,746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0371% | 3,646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0498% | 4,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0822% | 4,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2577% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2578% | 528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1865% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 4,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0632% | 3,737 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0383% | 4,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1150% | 4,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1654% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1656% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 695 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 4,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3776% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0463% | 4,845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0263% | 3,688 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0510% | 4,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1578% | 4,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1391% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1395% | 598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 4,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0824% | 4,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0337% | 4,778 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1175% | 3,861 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0581% | 4,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6994% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3184% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3939% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 4,810 |
| Percentage Net Loans Charged-off:Construction & development | -0.0865% | 4,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1657% | 3,934 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6779% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6781% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3819% | 451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1365% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 4,854 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 4,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 4,958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1551% | 3,950 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 4,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7087% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0139% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3824% | 427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0399% | 4,994 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 4,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0572% | 5,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1994% | 4,028 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 4,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 4,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8719% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3531% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5185% | 448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 4,932 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1277% | 4,072 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 4,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 4,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8625% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2681% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6055% | 418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 4,826 |
| Percentage Net Loans Charged-off:Construction & development | -0.0127% | 4,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0241% | 4,929 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1362% | 4,106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0481% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8780% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5561% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5934% | 408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,600 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 4,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0750% | 4,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0753% | 4,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8202% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3641% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5364% | 417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0640% | 4,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0806% | 4,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9610% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7948% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7274% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 4,980 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,503 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 5,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0223% | 4,006 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 5,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9261% | 5,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5940% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5211% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4370% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0009% | 1,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 5,108 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 5,284 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0453% | 4,096 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 5,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1939% | 5,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5652% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3950% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4174% | 474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0012% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0505% | 5,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,898 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,724 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 5,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 5,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7953% | 5,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4608% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1282% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3264% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0018% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1903% | 5,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 4,938 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 5,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1468% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 5,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4929% | 5,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5501% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7795% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4509% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0007% | 5,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0409% | 5,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0177% | 4,748 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 5,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0565% | 5,650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0819% | 4,329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0498% | 5,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0883% | 5,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5322% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3846% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4026% | 450 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0251% | 5,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0386% | 5,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,843 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 5,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0513% | 5,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1115% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 5,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0967% | 5,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4583% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4596% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3242% | 436 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0330% | 5,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0454% | 5,570 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,912 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 5,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0602% | 5,767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1547% | 4,481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0347% | 5,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0765% | 5,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3695% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7320% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2806% | 492 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0286% | 5,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0598% | 5,748 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 5,020 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 5,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0800% | 5,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2310% | 4,565 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 5,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 4,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4256% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2714% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3721% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0668% | 5,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 4,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0476% | 5,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 5,028 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 5,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0721% | 6,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0201% | 1,105 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0980% | 6,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4438% | 5,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3191% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7476% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2995% | 623 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0101% | 1,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 4,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 5,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 5,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 5,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0824% | 6,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0302% | 984 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1142% | 6,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5613% | 6,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2448% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4446% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2365% | 616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0149% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0187% | 5,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 6,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 5,148 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 5,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1035% | 6,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1470% | 6,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5760% | 6,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0950% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2067% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0907% | 724 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0238% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0140% | 5,241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 5,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 4,417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 1,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3479% | 5,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2635% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3938% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2944% | 609 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 5,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 4,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.2340% | 5,718 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0594% | 6,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 3,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4457% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 6,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0184% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4085% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2494% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4235% | 692 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 5,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | -0.2995% | 5,821 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0788% | 6,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 2,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5254% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0322% | 6,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 5,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3406% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1266% | 1,230 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3515% | 663 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 5,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 2,829 |
| Percentage Net Loans Charged-off:Construction & development | -0.4397% | 5,926 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 2,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6617% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 3,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0744% | 5,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2465% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1929% | 1,225 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2537% | 724 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0083% | 5,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0667% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.8352% | 6,064 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 6,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1488% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2833% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 1,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 5,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3016% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3521% | 1,235 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3063% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0085% | 5,608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1880% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1688% | 3,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.2082% | 2,080 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 6,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2332% | 2,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5493% | 978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1444% | 3,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0570% | 5,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0766% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | -16.2602% | 1,389 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0789% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0330% | 5,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2027% | 3,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1959% | 3,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.2847% | 1,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 6,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2673% | 2,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6167% | 832 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1684% | 2,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 5,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9363% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | -287.0769% | 1,393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9389% | 1,231 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0445% | 6,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2543% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2650% | 2,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.4275% | 1,556 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 6,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3674% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7236% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2656% | 2,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 2,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8993% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9021% | 1,232 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0352% | 5,986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2401% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2974% | 2,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.8396% | 1,013 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 6,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3952% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0975% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1895% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3444% | 6,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9451% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9484% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0595% | 6,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3974% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3741% | 3,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0744% | 6,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5589% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9799% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4304% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3349% | 3,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3342% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2061% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0018% | 5,823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3590% | 3,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3129% | 3,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0986% | 7,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4736% | 2,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9257% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3350% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3870% | 2,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3280% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1704% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 1,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3987% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3337% | 2,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4838% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9013% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3556% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6691% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2532% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0632% | 1,137 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0252% | 6,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3508% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2581% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3684% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3651% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3694% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7238% | 1,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2729% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0027% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0355% | 6,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9367% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5308% | 2,892 |
| Percentage Net Loans Charged-off:Construction & development | -3.4021% | 7,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2625% | 2,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8412% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4536% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6427% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1397% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6814% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0728% | 1,696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1134% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7969% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 2.0470% | 1,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2562% | 2,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9292% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8075% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6420% | 1,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8728% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8730% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0587% | 1,558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1732% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0268% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 2.9689% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3832% | 1,663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1508% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1497% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8228% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8969% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8721% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0515% | 1,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2642% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1149% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 2.1181% | 1,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1661% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3800% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2434% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7665% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9996% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0142% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0362% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4225% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7296% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 4.8022% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3298% | 2,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6405% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1974% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4635% | 2,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1760% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9538% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6706% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3179% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6604% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 3.6230% | 1,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4593% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5896% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0090% | 1,605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7726% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6030% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9090% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3688% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2455% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3612% | 2,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5200% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0134% | 1,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6778% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1275% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7495% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0373% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8653% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2684% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0267% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5040% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6788% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9323% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4281% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4268% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1117% | 3,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.7460% | 1,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 2,958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0003% | 5,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1167% | 2,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7529% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5020% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0627% | 6,937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3544% | 2,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 3,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1073% | 2,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5468% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3835% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0961% | 6,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3073% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 2,150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4940% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0582% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1583% | 7,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3293% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0646% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 5,906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0993% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4941% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4234% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4140% | 7,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2354% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,939 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 5,948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 2,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 3,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1572% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0060% | 6,792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 8,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 2,397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 5,938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0862% | 7,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0218% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0017% | 6,773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1822% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0497% | 8,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 5,932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2289% | 7,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0859% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0133% | 6,860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 7,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0703% | 8,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 5,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6342% | 7,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5107% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0170% | 6,879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1678% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 8,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1273% | 8,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 2,812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0007% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 2,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0585% | 7,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8259% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1428% | 7,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1598% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 8,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1471% | 8,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 2,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0007% | 5,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 2,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 6,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7573% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1904% | 7,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 8,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1873% | 8,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 2,020 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1294% | 7,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6953% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0402% | 7,032 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1773% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 7,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0808% | 8,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5421% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0265% | 6,976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3596% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0681% | 8,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7142% | 8,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,769 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 5,967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 2,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1359% | 3,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8932% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5390% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4460% | 859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0693% | 8,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,438 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 5,934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 2,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1319% | 2,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7612% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0258% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2449% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0395% | 8,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 5,876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7881% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0821% | 7,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0504% | 8,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 5,887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0681% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7537% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0446% | 7,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0409% | 8,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.5143% | 7,997 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1337% | 8,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 3,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0746% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 8,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7821% | 8,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7328% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0517% | 1,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 5,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0626% | 8,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.7133% | 8,008 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1760% | 8,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0403% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 8,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0375% | 8,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6519% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0951% | 7,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 5,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 8,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.8928% | 7,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1658% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 8,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0272% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 8,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3747% | 8,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7113% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1154% | 965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 2,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0685% | 8,608 |
| Percentage Net Loans Charged-off:Construction & development | -1.8033% | 7,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4394% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 8,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 8,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2756% | 7,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8015% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 2,846 |
| Percentage Net Loans Charged-off:Construction & development | -0.4365% | 8,107 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 8,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 3,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0765% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 8,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2174% | 3,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9840% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0738% | 7,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2451% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 2,692 |
| Percentage Net Loans Charged-off:Construction & development | -0.5827% | 8,104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 8,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 8,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 5,936 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 8,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0724% | 3,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2950% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0415% | 7,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | -0.8591% | 8,070 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0290% | 8,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 8,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,893 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 8,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 7,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5328% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0477% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2052% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | -1.3864% | 8,024 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 8,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 8,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 8,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5045% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3826% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0435% | 7,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4820% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.2118% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2808% | 8,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 3,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 3,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8570% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3938% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | -198.1352% | 2,988 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6401% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5409% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5683% | 321 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 8,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6055% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1080% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1204% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4909% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0415% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5016% | 1,945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7955% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0148% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5183% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 0.2984% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0552% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1601% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1792% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3469% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0050% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5719% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2515% | 78 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8486% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3059% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 0.6150% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3975% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2859% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3201% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2030% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2022% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0044% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8526% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7530% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1209% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0981% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3491% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2767% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6029% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6123% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3967% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 698 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0460% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1631% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5305% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4925% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2749% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1817% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 504 |
| Percentage Net Loans Charged-off:Construction & development | -0.3444% | 1,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2186% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0448% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5596% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0328% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7383% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0836% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2229% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1526% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 1.4896% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1757% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1200% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3917% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0293% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2832% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 9,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 666 |
| Percentage Net Loans Charged-off:Construction & development | -0.1258% | 1,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1813% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4164% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8326% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2273% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0407% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9243% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.1016% | 1,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6963% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8661% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4584% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2504% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6209% | 3,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1148% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0015% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3684% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5400% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9155% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5174% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0512% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |