Home > Bank of Hartwell > Income and Expense
Bank of Hartwell, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,397,000 | 5,308 |
| Total interest expense | $2,626,000 | 5,056 |
| Net interest income | $2,771,000 | 5,461 |
| Provision for loan and lease losses | $68,000 | 5,976 |
| Total noninterest income | $356,000 | 5,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,873 |
| Total noninterest expense | $1,992,000 | 5,695 |
| Salaries and employee benefits | $987,000 | 5,948 |
| Premises and equipment expense | $330,000 | 5,167 |
| Additional noninterest expense | $675,000 | 5,379 |
| Pre-tax net operating income | $1,067,000 | 5,110 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $219,000 | 5,510 |
| Income before extraordinary items | $846,000 | 4,917 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $846,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $390,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $847,580 | 4,872 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 5,344 |
| Total interest expense | $2,794,000 | 4,969 |
| Net interest income | $2,653,000 | 5,611 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $384,000 | 5,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,262 |
| Total noninterest expense | $1,913,000 | 5,770 |
| Salaries and employee benefits | $876,000 | 6,320 |
| Premises and equipment expense | $339,000 | 4,991 |
| Additional noninterest expense | $698,000 | 5,176 |
| Pre-tax net operating income | $1,064,000 | 5,229 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $260,000 | 5,548 |
| Income before extraordinary items | $811,000 | 5,154 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $811,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $443,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $805,680 | 5,086 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 5,683 |
| Total interest expense | $2,427,000 | 5,522 |
| Net interest income | $2,704,000 | 5,751 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $373,000 | 5,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $1,856,000 | 5,955 |
| Salaries and employee benefits | $844,000 | 6,565 |
| Premises and equipment expense | $340,000 | 5,014 |
| Additional noninterest expense | $672,000 | 5,374 |
| Pre-tax net operating income | $1,161,000 | 5,352 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $333,000 | 5,448 |
| Income before extraordinary items | $823,000 | 5,364 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $823,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,304 |
| Cash dividends | $443,000 | 3,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $826,550 | 5,298 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 6,092 |
| Total interest expense | $2,298,000 | 5,850 |
| Net interest income | $2,523,000 | 6,155 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $339,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,764 |
| Total noninterest expense | $1,648,000 | 6,709 |
| Salaries and employee benefits | $829,000 | 6,842 |
| Premises and equipment expense | $309,000 | 5,469 |
| Additional noninterest expense | $510,000 | 6,975 |
| Pre-tax net operating income | $1,166,000 | 5,220 |
| Securities gains (losses) | $75,000 | 1,102 |
| Applicable income taxes | $354,000 | 5,287 |
| Income before extraordinary items | $887,000 | 4,925 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $887,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $479,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $833,750 | 5,093 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 6,802 |
| Total interest expense | $1,944,000 | 6,600 |
| Net interest income | $2,254,000 | 6,773 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $303,000 | 7,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,604,000 | 6,969 |
| Salaries and employee benefits | $801,000 | 7,099 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $911,000 | 6,367 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $252,000 | 6,622 |
| Income before extraordinary items | $659,000 | 6,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $659,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $315,000 | 4,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $659,000 | 6,230 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 7,124 |
| Total interest expense | $1,413,000 | 7,170 |
| Net interest income | $2,244,000 | 6,985 |
| Provision for loan and lease losses | $79,000 | 5,067 |
| Total noninterest income | $292,000 | 7,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $1,573,000 | 7,371 |
| Salaries and employee benefits | $817,000 | 7,108 |
| Premises and equipment expense | $222,000 | 7,023 |
| Additional noninterest expense | $534,000 | 7,564 |
| Pre-tax net operating income | $884,000 | 6,469 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $255,000 | 6,452 |
| Income before extraordinary items | $629,000 | 6,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $629,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $314,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $629,000 | 6,420 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 7,216 |
| Total interest expense | $1,467,000 | 7,316 |
| Net interest income | $2,268,000 | 6,995 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $260,000 | 8,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $1,547,000 | 7,665 |
| Salaries and employee benefits | $766,000 | 7,526 |
| Premises and equipment expense | $220,000 | 7,289 |
| Additional noninterest expense | $561,000 | 7,675 |
| Pre-tax net operating income | $861,000 | 6,512 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $237,000 | 6,990 |
| Income before extraordinary items | $628,000 | 6,574 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $628,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,450 |
| Cash dividends | $359,000 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $625,080 | 6,353 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 7,585 |
| Total interest expense | $1,884,000 | 7,392 |
| Net interest income | $2,061,000 | 7,590 |
| Provision for loan and lease losses | $108,000 | 7,079 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $1,354,000 | 8,467 |
| Salaries and employee benefits | $705,000 | 7,948 |
| Premises and equipment expense | $189,000 | 8,102 |
| Additional noninterest expense | $460,000 | 8,867 |
| Pre-tax net operating income | $875,000 | 6,221 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $719,000 | 5,807 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $719,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $155,000 | 5,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $687,020 | 5,666 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.