Home > Bank of Hanover and Trust Company > Assets and Liabilities
Bank of Hanover and Trust Company, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 153 | 1,107 |
| Assets and Liabilities | ||
| Total Assets: | $831,279,000 | 794 |
| Cash and due from depository institutions | $19,729,000 | 1,107 |
| Interest-bearing balances | $616,000 | 2,968 |
| Securities | $205,932,000 | 612 |
| Federal funds sold & reverse repurchase agreements | $35,260,000 | 515 |
| Net loans & leases | $543,819,000 | 832 |
| Loan loss allowance | $5,658,000 | 919 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,284,000 | 1,689 |
| Other real estate owned | $0 | 1,107 |
| Goodwill and other intangibles | $738,000 | 1,923 |
| All other assets | $18,517,000 | 990 |
| Life insurance assets | $8,514,000 | 717 |
| Total liabilities and capital | $831,279,000 | 794 |
| Total liabilities | $760,587,000 | 780 |
| Total deposits | $716,340,000 | 703 |
| Interest-bearing deposits | $648,231,000 | 685 |
| Deposits held in domestic offices | $716,340,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,790,000 | 1,724 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $30,013,000 | 1,242 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $10,444,000 | 671 |
| Total equity capital | $70,692,000 | 940 |
| Total bank equity capital | $70,692,000 | 940 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $999,000 | 3,133 |
| Surplus | $19,033,000 | 1,471 |
| Undivided profits | $50,660,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $605,000 | 3,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,542,000 | 832 |
| Earning assets | $785,627,000 | 768 |
| Long-term assets (5+ years) | $274,903,000 | 424 |
| Average Assets, year-to-date | $823,990,000 | 801 |
| Average Assets, quarterly | $823,990,000 | 801 |
| Volatile liabilities | $86,968,000 | 1,565 |
| Insider loans | $3,120,000 | 2,205 |
| FHLB advances | $30,000,000 | 1,173 |
| Loans and leases held for sale | $1,860,000 | 737 |
| Unused loan commitments | $138,829,000 | 810 |
| Tier 1 (core) risk-based capital | $69,856,000 | 882 |
| Tier 2 risk-based capital | $5,818,000 | 916 |
| Total risk weighted assets | $573,237,000 | 841 |
| Total unused commitments | $138,829,000 | 810 |
| Derivatives | $5,000,000 | 617 |
| 2006-12-31 | Rank | |
| # of Employees: | 153 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $816,701,000 | 806 |
| Cash and due from depository institutions | $21,783,000 | 1,111 |
| Interest-bearing balances | $1,013,000 | 2,461 |
| Securities | $206,315,000 | 614 |
| Federal funds sold & reverse repurchase agreements | $21,375,000 | 752 |
| Net loans & leases | $547,142,000 | 810 |
| Loan loss allowance | $5,394,000 | 947 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,469,000 | 1,620 |
| Other real estate owned | $0 | 1,111 |
| Goodwill and other intangibles | $733,000 | 1,914 |
| All other assets | $11,884,000 | 1,491 |
| Life insurance assets | $1,450,000 | 2,570 |
| Total liabilities and capital | $816,701,000 | 806 |
| Total liabilities | $747,459,000 | 788 |
| Total deposits | $701,752,000 | 715 |
| Interest-bearing deposits | $633,877,000 | 683 |
| Deposits held in domestic offices | $701,752,000 | 713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,471,000 | 1,702 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,338,000 | 1,285 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $10,898,000 | 637 |
| Total equity capital | $69,242,000 | 942 |
| Total bank equity capital | $69,242,000 | 942 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $999,000 | 3,133 |
| Surplus | $19,033,000 | 1,443 |
| Undivided profits | $49,210,000 | 747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 3,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,984,000 | 765 |
| Earning assets | $775,845,000 | 769 |
| Long-term assets (5+ years) | $306,087,000 | 384 |
| Average Assets, year-to-date | $788,974,800 | 792 |
| Average Assets, quarterly | $815,841,500 | 795 |
| Volatile liabilities | $88,990,000 | 1,660 |
| Insider loans | $3,051,000 | 2,212 |
| FHLB advances | $30,000,000 | 1,213 |
| Loans and leases held for sale | $1,148,000 | 905 |
| Unused loan commitments | $149,172,000 | 747 |
| Tier 1 (core) risk-based capital | $68,380,000 | 886 |
| Tier 2 risk-based capital | $5,556,000 | 937 |
| Total risk weighted assets | $571,925,000 | 822 |
| Total unused commitments | $149,172,000 | 747 |
| Derivatives | $5,000,000 | 593 |
| 2006-09-30 | Rank | |
| # of Employees: | 151 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $814,982,000 | 800 |
| Cash and due from depository institutions | $22,096,000 | 1,155 |
| Interest-bearing balances | $335,000 | 3,503 |
| Securities | $201,194,000 | 640 |
| Federal funds sold & reverse repurchase agreements | $33,500,000 | 401 |
| Net loans & leases | $540,676,000 | 827 |
| Loan loss allowance | $5,330,000 | 963 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,468,000 | 1,575 |
| Other real estate owned | $60,000 | 1,155 |
| Goodwill and other intangibles | $692,000 | 1,953 |
| All other assets | $9,296,000 | 1,846 |
| Life insurance assets | $1,428,000 | 2,559 |
| Total liabilities and capital | $814,982,000 | 800 |
| Total liabilities | $747,679,000 | 776 |
| Total deposits | $702,838,000 | 704 |
| Interest-bearing deposits | $630,603,000 | 680 |
| Deposits held in domestic offices | $702,838,000 | 703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,901,000 | 1,897 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,560,000 | 1,338 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,380,000 | 656 |
| Total equity capital | $67,303,000 | 976 |
| Total bank equity capital | $67,303,000 | 976 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $999,000 | 3,149 |
| Surplus | $19,033,000 | 1,433 |
| Undivided profits | $47,271,000 | 784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,054,000 | 2,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,421,000 | 861 |
| Earning assets | $775,705,000 | 767 |
| Long-term assets (5+ years) | $309,457,000 | 371 |
| Average Assets, year-to-date | $782,043,250 | 809 |
| Average Assets, quarterly | $801,414,000 | 804 |
| Volatile liabilities | $85,765,000 | 1,704 |
| Insider loans | $2,379,000 | 2,617 |
| FHLB advances | $30,000,000 | 1,271 |
| Loans and leases held for sale | $1,315,000 | 826 |
| Unused loan commitments | $132,195,000 | 840 |
| Tier 1 (core) risk-based capital | $66,613,000 | 911 |
| Tier 2 risk-based capital | $5,557,000 | 941 |
| Total risk weighted assets | $565,463,000 | 835 |
| Total unused commitments | $132,195,000 | 841 |
| Derivatives | $5,000,000 | 610 |
| 2006-06-30 | Rank | |
| # of Employees: | 144 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $787,846,000 | 817 |
| Cash and due from depository institutions | $28,099,000 | 1,209 |
| Interest-bearing balances | $275,000 | 3,737 |
| Securities | $188,379,000 | 681 |
| Federal funds sold & reverse repurchase agreements | $31,220,000 | 384 |
| Net loans & leases | $522,524,000 | 842 |
| Loan loss allowance | $5,185,000 | 977 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,094,000 | 1,630 |
| Other real estate owned | $60,000 | 1,209 |
| Goodwill and other intangibles | $678,000 | 1,964 |
| All other assets | $9,792,000 | 1,756 |
| Life insurance assets | $1,406,000 | 2,533 |
| Total liabilities and capital | $787,846,000 | 817 |
| Total liabilities | $724,475,000 | 801 |
| Total deposits | $661,377,000 | 737 |
| Interest-bearing deposits | $580,825,000 | 728 |
| Deposits held in domestic offices | $661,377,000 | 735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,446,000 | 1,804 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $50,627,000 | 926 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,025,000 | 744 |
| Total equity capital | $63,371,000 | 1,000 |
| Total bank equity capital | $63,371,000 | 1,000 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $999,000 | 3,146 |
| Surplus | $19,033,000 | 1,395 |
| Undivided profits | $43,339,000 | 795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 2,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,345,000 | 793 |
| Earning assets | $742,398,000 | 791 |
| Long-term assets (5+ years) | $300,520,000 | 379 |
| Average Assets, year-to-date | $771,063,670 | 813 |
| Average Assets, quarterly | $784,991,000 | 806 |
| Volatile liabilities | $103,462,000 | 1,430 |
| Insider loans | $1,882,000 | 3,034 |
| FHLB advances | $50,000,000 | 858 |
| Loans and leases held for sale | $1,743,000 | 730 |
| Unused loan commitments | $131,730,000 | 835 |
| Tier 1 (core) risk-based capital | $64,966,000 | 914 |
| Tier 2 risk-based capital | $5,378,000 | 941 |
| Total risk weighted assets | $548,036,000 | 851 |
| Total unused commitments | $131,730,000 | 836 |
| Derivatives | $5,000,000 | 599 |
| 2006-03-31 | Rank | |
| # of Employees: | 144 | 1,188 |
| Assets and Liabilities | ||
| Total Assets: | $782,136,000 | 803 |
| Cash and due from depository institutions | $15,910,000 | 1,188 |
| Interest-bearing balances | $224,000 | 4,052 |
| Securities | $199,142,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $32,485,000 | 419 |
| Net loans & leases | $514,789,000 | 830 |
| Loan loss allowance | $4,841,000 | 1,047 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,108,000 | 1,602 |
| Other real estate owned | $60,000 | 1,188 |
| Goodwill and other intangibles | $670,000 | 1,950 |
| All other assets | $11,972,000 | 1,434 |
| Life insurance assets | $1,385,000 | 2,508 |
| Total liabilities and capital | $782,136,000 | 803 |
| Total liabilities | $718,830,000 | 784 |
| Total deposits | $653,926,000 | 733 |
| Interest-bearing deposits | $578,514,000 | 718 |
| Deposits held in domestic offices | $653,926,000 | 731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,861,000 | 1,785 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $53,343,000 | 844 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $7,700,000 | 766 |
| Total equity capital | $63,306,000 | 984 |
| Total bank equity capital | $63,306,000 | 984 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $999,000 | 3,131 |
| Surplus | $19,033,000 | 1,352 |
| Undivided profits | $43,274,000 | 810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 2,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,189,000 | 768 |
| Earning assets | $746,640,000 | 766 |
| Long-term assets (5+ years) | $297,547,000 | 378 |
| Average Assets, year-to-date | $762,672,500 | 818 |
| Average Assets, quarterly | $762,672,500 | 818 |
| Volatile liabilities | $99,996,000 | 1,407 |
| Insider loans | $2,138,000 | 2,733 |
| FHLB advances | $52,500,000 | 791 |
| Loans and leases held for sale | $380,000 | 1,205 |
| Unused loan commitments | $118,056,000 | 906 |
| Tier 1 (core) risk-based capital | $63,234,000 | 924 |
| Tier 2 risk-based capital | $4,959,000 | 999 |
| Total risk weighted assets | $535,111,000 | 841 |
| Total unused commitments | $118,056,000 | 906 |
| Derivatives | $5,000,000 | 584 |
| 2005-12-31 | Rank | |
| # of Employees: | 146 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $743,209,000 | 839 |
| Cash and due from depository institutions | $16,760,000 | 1,150 |
| Interest-bearing balances | $250,000 | 4,032 |
| Securities | $191,452,000 | 675 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,175 |
| Net loans & leases | $503,411,000 | 838 |
| Loan loss allowance | $4,567,000 | 1,083 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,271,000 | 1,545 |
| Other real estate owned | $60,000 | 1,150 |
| Goodwill and other intangibles | $650,000 | 1,961 |
| All other assets | $12,105,000 | 1,412 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $743,209,000 | 839 |
| Total liabilities | $680,911,000 | 820 |
| Total deposits | $614,893,000 | 763 |
| Interest-bearing deposits | $547,127,000 | 743 |
| Deposits held in domestic offices | $614,893,000 | 761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,749,000 | 1,689 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $54,000,000 | 863 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,269,000 | 762 |
| Total equity capital | $62,298,000 | 987 |
| Total bank equity capital | $62,298,000 | 987 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $999,000 | 3,135 |
| Surplus | $19,033,000 | 1,319 |
| Undivided profits | $42,266,000 | 823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $997,000 | 2,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,215,000 | 766 |
| Earning assets | $706,613,000 | 804 |
| Long-term assets (5+ years) | $328,731,000 | 342 |
| Average Assets, year-to-date | $735,763,400 | 801 |
| Average Assets, quarterly | $761,594,500 | 806 |
| Volatile liabilities | $99,469,000 | 1,376 |
| Insider loans | $2,130,000 | 2,712 |
| FHLB advances | $52,500,000 | 802 |
| Loans and leases held for sale | $350,000 | 1,269 |
| Unused loan commitments | $120,377,000 | 867 |
| Tier 1 (core) risk-based capital | $61,556,000 | 938 |
| Tier 2 risk-based capital | $4,698,000 | 1,028 |
| Total risk weighted assets | $517,533,000 | 857 |
| Total unused commitments | $120,377,000 | 868 |
| Derivatives | $5,000,000 | 542 |
| 2005-09-30 | Rank | |
| # of Employees: | 148 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $779,980,000 | 782 |
| Cash and due from depository institutions | $17,684,000 | 1,132 |
| Interest-bearing balances | $227,000 | 4,199 |
| Securities | $181,000,000 | 710 |
| Federal funds sold & reverse repurchase agreements | $60,899,000 | 228 |
| Net loans & leases | $502,479,000 | 821 |
| Loan loss allowance | $4,428,000 | 1,091 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,398,000 | 1,475 |
| Other real estate owned | $0 | 1,132 |
| Goodwill and other intangibles | $618,000 | 1,980 |
| All other assets | $9,902,000 | 1,642 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $779,980,000 | 782 |
| Total liabilities | $718,635,000 | 757 |
| Total deposits | $655,437,000 | 702 |
| Interest-bearing deposits | $585,070,000 | 676 |
| Deposits held in domestic offices | $655,437,000 | 700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,251,000 | 1,753 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $54,000,000 | 862 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,947,000 | 989 |
| Total equity capital | $61,345,000 | 987 |
| Total bank equity capital | $61,345,000 | 987 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $999,000 | 3,116 |
| Surplus | $19,033,000 | 1,282 |
| Undivided profits | $41,313,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $960,000 | 2,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,695,000 | 825 |
| Earning assets | $744,605,000 | 745 |
| Long-term assets (5+ years) | $325,089,000 | 338 |
| Average Assets, year-to-date | $733,902,000 | 794 |
| Average Assets, quarterly | $758,468,000 | 785 |
| Volatile liabilities | $101,139,000 | 1,303 |
| Insider loans | $2,166,000 | 2,676 |
| FHLB advances | $52,500,000 | 804 |
| Loans and leases held for sale | $1,640,000 | 764 |
| Unused loan commitments | $106,215,000 | 943 |
| Tier 1 (core) risk-based capital | $59,523,000 | 946 |
| Tier 2 risk-based capital | $4,557,000 | 1,043 |
| Total risk weighted assets | $524,292,000 | 828 |
| Total unused commitments | $106,215,000 | 944 |
| Derivatives | $5,000,000 | 548 |
| 2005-06-30 | Rank | |
| # of Employees: | 152 | 1,096 |
| Assets and Liabilities | ||
| Total Assets: | $736,956,000 | 802 |
| Cash and due from depository institutions | $16,152,000 | 1,096 |
| Interest-bearing balances | $211,000 | 4,216 |
| Securities | $170,600,000 | 741 |
| Federal funds sold & reverse repurchase agreements | $32,355,000 | 385 |
| Net loans & leases | $499,905,000 | 795 |
| Loan loss allowance | $4,021,000 | 1,199 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,460,000 | 1,431 |
| Other real estate owned | $0 | 1,096 |
| Goodwill and other intangibles | $531,000 | 2,060 |
| All other assets | $9,953,000 | 1,592 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $736,956,000 | 802 |
| Total liabilities | $676,400,000 | 782 |
| Total deposits | $603,171,000 | 735 |
| Interest-bearing deposits | $540,615,000 | 713 |
| Deposits held in domestic offices | $603,171,000 | 734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,954,000 | 1,832 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $64,000,000 | 753 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,275,000 | 883 |
| Total equity capital | $60,556,000 | 981 |
| Total bank equity capital | $60,556,000 | 981 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $999,000 | 3,098 |
| Surplus | $19,033,000 | 1,256 |
| Undivided profits | $40,524,000 | 839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 2,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,940,000 | 702 |
| Earning assets | $703,071,000 | 766 |
| Long-term assets (5+ years) | $313,917,000 | 354 |
| Average Assets, year-to-date | $718,542,670 | 803 |
| Average Assets, quarterly | $732,978,000 | 794 |
| Volatile liabilities | $77,971,000 | 1,593 |
| Insider loans | $2,265,000 | 2,546 |
| FHLB advances | $62,500,000 | 702 |
| Loans and leases held for sale | $2,214,000 | 687 |
| Unused loan commitments | $98,650,000 | 966 |
| Tier 1 (core) risk-based capital | $57,867,000 | 944 |
| Tier 2 risk-based capital | $4,140,000 | 1,122 |
| Total risk weighted assets | $513,804,000 | 824 |
| Total unused commitments | $98,650,000 | 967 |
| Derivatives | $5,000,000 | 519 |
| 2005-03-31 | Rank | |
| # of Employees: | 144 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $729,000,000 | 799 |
| Cash and due from depository institutions | $14,688,000 | 1,141 |
| Interest-bearing balances | $374,000 | 3,729 |
| Securities | $168,402,000 | 763 |
| Federal funds sold & reverse repurchase agreements | $38,354,000 | 309 |
| Net loans & leases | $487,945,000 | 795 |
| Loan loss allowance | $3,776,000 | 1,267 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,463,000 | 1,408 |
| Other real estate owned | $0 | 1,141 |
| Goodwill and other intangibles | $512,000 | 2,077 |
| All other assets | $11,636,000 | 1,365 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $729,000,000 | 799 |
| Total liabilities | $671,851,000 | 775 |
| Total deposits | $595,509,000 | 737 |
| Interest-bearing deposits | $529,001,000 | 722 |
| Deposits held in domestic offices | $595,509,000 | 735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,134,000 | 1,550 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $66,500,000 | 714 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,708,000 | 979 |
| Total equity capital | $57,149,000 | 1,018 |
| Total bank equity capital | $57,149,000 | 1,018 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $999,000 | 3,107 |
| Surplus | $19,033,000 | 1,222 |
| Undivided profits | $37,117,000 | 883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $948,000 | 2,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,621,000 | 733 |
| Earning assets | $695,075,000 | 767 |
| Long-term assets (5+ years) | $316,090,000 | 349 |
| Average Assets, year-to-date | $709,336,000 | 812 |
| Average Assets, quarterly | $709,336,000 | 812 |
| Volatile liabilities | $74,700,000 | 1,578 |
| Insider loans | $2,456,000 | 2,359 |
| FHLB advances | $65,000,000 | 656 |
| Loans and leases held for sale | $1,694,000 | 705 |
| Unused loan commitments | $90,158,000 | 1,025 |
| Tier 1 (core) risk-based capital | $56,300,000 | 957 |
| Tier 2 risk-based capital | $3,899,000 | 1,183 |
| Total risk weighted assets | $499,928,000 | 828 |
| Total unused commitments | $90,158,000 | 1,025 |
| Derivatives | $5,000,000 | 478 |
| 2004-12-31 | Rank | |
| # of Employees: | 149 | 1,116 |
| Assets and Liabilities | ||
| Total Assets: | $689,672,000 | 834 |
| Cash and due from depository institutions | $14,980,000 | 1,116 |
| Interest-bearing balances | $210,000 | 4,284 |
| Securities | $167,587,000 | 776 |
| Federal funds sold & reverse repurchase agreements | $18,420,000 | 623 |
| Net loans & leases | $470,347,000 | 820 |
| Loan loss allowance | $4,054,000 | 1,154 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,361,000 | 1,404 |
| Other real estate owned | $15,000 | 1,116 |
| Goodwill and other intangibles | $581,000 | 2,007 |
| All other assets | $10,381,000 | 1,486 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $689,672,000 | 834 |
| Total liabilities | $632,036,000 | 817 |
| Total deposits | $555,194,000 | 802 |
| Interest-bearing deposits | $494,071,000 | 765 |
| Deposits held in domestic offices | $555,194,000 | 799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,394,000 | 1,546 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $66,500,000 | 731 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,948,000 | 918 |
| Total equity capital | $57,636,000 | 1,010 |
| Total bank equity capital | $57,636,000 | 1,010 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $999,000 | 3,106 |
| Surplus | $19,033,000 | 1,203 |
| Undivided profits | $37,604,000 | 890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,214,000 | 2,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,639,000 | 723 |
| Earning assets | $656,564,000 | 807 |
| Long-term assets (5+ years) | $317,299,000 | 360 |
| Average Assets, year-to-date | $685,991,600 | 804 |
| Average Assets, quarterly | $689,000,500 | 822 |
| Volatile liabilities | $70,773,000 | 1,610 |
| Insider loans | $1,827,000 | 2,906 |
| FHLB advances | $65,000,000 | 669 |
| Loans and leases held for sale | $1,727,000 | 666 |
| Unused loan commitments | $91,010,000 | 996 |
| Tier 1 (core) risk-based capital | $54,919,000 | 977 |
| Tier 2 risk-based capital | $4,178,000 | 1,084 |
| Total risk weighted assets | $477,057,000 | 864 |
| Total unused commitments | $91,010,000 | 996 |
| Derivatives | $5,000,000 | 471 |
| 2004-09-30 | Rank | |
| # of Employees: | 141 | 1,191 |
| Assets and Liabilities | ||
| Total Assets: | $688,329,000 | 824 |
| Cash and due from depository institutions | $20,641,000 | 1,191 |
| Interest-bearing balances | $336,000 | 3,899 |
| Securities | $169,838,000 | 766 |
| Federal funds sold & reverse repurchase agreements | $7,975,000 | 1,423 |
| Net loans & leases | $470,593,000 | 809 |
| Loan loss allowance | $3,898,000 | 1,201 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,282,000 | 1,380 |
| Other real estate owned | $15,000 | 1,191 |
| Goodwill and other intangibles | $693,000 | 1,865 |
| All other assets | $11,292,000 | 1,348 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $688,329,000 | 824 |
| Total liabilities | $630,607,000 | 809 |
| Total deposits | $552,720,000 | 788 |
| Interest-bearing deposits | $486,094,000 | 771 |
| Deposits held in domestic offices | $552,720,000 | 784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,510,000 | 1,577 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $66,500,000 | 722 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,877,000 | 804 |
| Total equity capital | $57,722,000 | 995 |
| Total bank equity capital | $57,722,000 | 995 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $999,000 | 3,111 |
| Surplus | $19,033,000 | 1,169 |
| Undivided profits | $37,690,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,329,000 | 804 |
| Earning assets | $648,742,000 | 804 |
| Long-term assets (5+ years) | $325,714,000 | 356 |
| Average Assets, year-to-date | $685,071,500 | 810 |
| Average Assets, quarterly | $683,030,500 | 824 |
| Volatile liabilities | $67,817,000 | 1,612 |
| Insider loans | $1,866,000 | 2,816 |
| FHLB advances | $65,000,000 | 659 |
| Loans and leases held for sale | $3,471,000 | 432 |
| Unused loan commitments | $80,971,000 | 1,084 |
| Tier 1 (core) risk-based capital | $54,185,000 | 974 |
| Tier 2 risk-based capital | $4,001,000 | 1,117 |
| Total risk weighted assets | $475,470,000 | 846 |
| Total unused commitments | $80,971,000 | 1,085 |
| Derivatives | $5,000,000 | 477 |
| 2004-06-30 | Rank | |
| # of Employees: | 139 | 1,220 |
| Assets and Liabilities | ||
| Total Assets: | $677,732,000 | 826 |
| Cash and due from depository institutions | $18,593,000 | 1,220 |
| Interest-bearing balances | $568,000 | 3,424 |
| Securities | $173,350,000 | 760 |
| Federal funds sold & reverse repurchase agreements | $10,416,000 | 1,046 |
| Net loans & leases | $457,222,000 | 808 |
| Loan loss allowance | $3,458,000 | 1,349 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,903,000 | 1,427 |
| Other real estate owned | $117,000 | 1,220 |
| Goodwill and other intangibles | $532,000 | 2,024 |
| All other assets | $10,599,000 | 1,433 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $677,732,000 | 826 |
| Total liabilities | $624,408,000 | 806 |
| Total deposits | $546,429,000 | 790 |
| Interest-bearing deposits | $484,525,000 | 770 |
| Deposits held in domestic offices | $546,429,000 | 787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,286,000 | 1,465 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $66,380,000 | 731 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,313,000 | 829 |
| Total equity capital | $53,324,000 | 1,031 |
| Total bank equity capital | $53,324,000 | 1,031 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $999,000 | 3,122 |
| Surplus | $19,033,000 | 1,145 |
| Undivided profits | $33,292,000 | 948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 4,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,822,000 | 668 |
| Earning assets | $641,556,000 | 798 |
| Long-term assets (5+ years) | $331,651,000 | 358 |
| Average Assets, year-to-date | $683,985,670 | 809 |
| Average Assets, quarterly | $682,838,500 | 817 |
| Volatile liabilities | $80,894,000 | 1,371 |
| Insider loans | $1,898,000 | 2,785 |
| FHLB advances | $65,000,000 | 663 |
| Loans and leases held for sale | $5,715,000 | 346 |
| Unused loan commitments | $73,944,000 | 1,132 |
| Tier 1 (core) risk-based capital | $53,597,000 | 965 |
| Tier 2 risk-based capital | $3,476,000 | 1,297 |
| Total risk weighted assets | $459,735,000 | 854 |
| Total unused commitments | $73,944,000 | 1,132 |
| Derivatives | $5,000,000 | 472 |
| 2004-03-31 | Rank | |
| # of Employees: | 137 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $687,945,000 | 822 |
| Cash and due from depository institutions | $19,669,000 | 1,235 |
| Interest-bearing balances | $37,000 | 6,110 |
| Securities | $186,875,000 | 724 |
| Federal funds sold & reverse repurchase agreements | $28,652,000 | 474 |
| Net loans & leases | $435,876,000 | 831 |
| Loan loss allowance | $3,348,000 | 1,390 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,741,000 | 1,452 |
| Other real estate owned | $0 | 1,235 |
| Goodwill and other intangibles | $487,000 | 2,068 |
| All other assets | $9,645,000 | 1,475 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $687,945,000 | 822 |
| Total liabilities | $629,883,000 | 807 |
| Total deposits | $542,314,000 | 803 |
| Interest-bearing deposits | $483,536,000 | 782 |
| Deposits held in domestic offices | $542,314,000 | 799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,049,000 | 1,281 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $71,386,000 | 653 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $9,134,000 | 623 |
| Total equity capital | $58,062,000 | 977 |
| Total bank equity capital | $58,062,000 | 977 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $999,000 | 3,123 |
| Surplus | $19,033,000 | 1,131 |
| Undivided profits | $38,030,000 | 873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 4,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,551,000 | 708 |
| Earning assets | $651,440,000 | 795 |
| Long-term assets (5+ years) | $331,369,000 | 349 |
| Average Assets, year-to-date | $687,112,500 | 820 |
| Average Assets, quarterly | $687,112,500 | 820 |
| Volatile liabilities | $77,345,000 | 1,358 |
| Insider loans | $1,960,000 | 2,685 |
| FHLB advances | $70,000,000 | 592 |
| Loans and leases held for sale | $3,289,000 | 524 |
| Unused loan commitments | $70,267,000 | 1,154 |
| Tier 1 (core) risk-based capital | $52,901,000 | 967 |
| Tier 2 risk-based capital | $3,405,000 | 1,313 |
| Total risk weighted assets | $445,614,000 | 861 |
| Total unused commitments | $70,267,000 | 1,158 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 147 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $686,280,000 | 824 |
| Cash and due from depository institutions | $29,426,000 | 1,141 |
| Interest-bearing balances | $10,287,000 | 628 |
| Securities | $200,731,000 | 686 |
| Federal funds sold & reverse repurchase agreements | $12,526,000 | 939 |
| Net loans & leases | $426,861,000 | 843 |
| Loan loss allowance | $3,273,000 | 1,413 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,849,000 | 1,414 |
| Other real estate owned | $0 | 1,141 |
| Goodwill and other intangibles | $517,000 | 2,023 |
| All other assets | $9,370,000 | 1,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $686,280,000 | 824 |
| Total liabilities | $630,256,000 | 806 |
| Total deposits | $536,833,000 | 812 |
| Interest-bearing deposits | $477,874,000 | 788 |
| Deposits held in domestic offices | $536,833,000 | 808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,794,000 | 1,292 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $71,500,000 | 660 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $14,129,000 | 463 |
| Total equity capital | $56,024,000 | 998 |
| Total bank equity capital | $56,024,000 | 998 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $999,000 | 3,149 |
| Surplus | $19,033,000 | 1,102 |
| Undivided profits | $35,992,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 3,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,616,000 | 705 |
| Earning assets | $650,405,000 | 795 |
| Long-term assets (5+ years) | $330,270,000 | 354 |
| Average Assets, year-to-date | $665,282,400 | 814 |
| Average Assets, quarterly | $680,325,000 | 825 |
| Volatile liabilities | $77,074,000 | 1,372 |
| Insider loans | $1,984,000 | 2,631 |
| FHLB advances | $70,000,000 | 587 |
| Loans and leases held for sale | $1,323,000 | 781 |
| Unused loan commitments | $86,991,000 | 935 |
| Tier 1 (core) risk-based capital | $52,538,000 | 970 |
| Tier 2 risk-based capital | $3,337,000 | 1,325 |
| Total risk weighted assets | $443,351,000 | 860 |
| Total unused commitments | $86,991,000 | 936 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 126 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $674,370,000 | 850 |
| Cash and due from depository institutions | $30,329,000 | 1,393 |
| Interest-bearing balances | $6,491,000 | 1,091 |
| Securities | $202,027,000 | 683 |
| Federal funds sold & reverse repurchase agreements | $12,451,000 | 1,165 |
| Net loans & leases | $413,621,000 | 859 |
| Loan loss allowance | $3,246,000 | 1,436 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,382,000 | 1,505 |
| Other real estate owned | $73,000 | 1,393 |
| Goodwill and other intangibles | $366,000 | 2,200 |
| All other assets | $9,121,000 | 1,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $674,370,000 | 850 |
| Total liabilities | $619,778,000 | 826 |
| Total deposits | $530,910,000 | 841 |
| Interest-bearing deposits | $476,011,000 | 805 |
| Deposits held in domestic offices | $530,910,000 | 837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,927,000 | 1,435 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $72,128,000 | 632 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $10,813,000 | 567 |
| Total equity capital | $54,592,000 | 1,028 |
| Total bank equity capital | $54,592,000 | 1,028 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $999,000 | 3,168 |
| Surplus | $19,033,000 | 1,098 |
| Undivided profits | $34,560,000 | 944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 4,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,475,000 | 754 |
| Earning assets | $634,590,000 | 820 |
| Long-term assets (5+ years) | $334,072,000 | 357 |
| Average Assets, year-to-date | $660,033,000 | 840 |
| Average Assets, quarterly | $666,516,500 | 849 |
| Volatile liabilities | $71,261,000 | 1,431 |
| Insider loans | $1,873,000 | 2,725 |
| FHLB advances | $71,250,000 | 564 |
| Loans and leases held for sale | $5,137,000 | 516 |
| Unused loan commitments | $86,543,000 | 964 |
| Tier 1 (core) risk-based capital | $51,921,000 | 993 |
| Tier 2 risk-based capital | $3,284,000 | 1,339 |
| Total risk weighted assets | $427,077,000 | 887 |
| Total unused commitments | $86,543,000 | 965 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 115 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $658,663,000 | 856 |
| Cash and due from depository institutions | $26,214,000 | 1,525 |
| Interest-bearing balances | $705,000 | 3,557 |
| Securities | $186,876,000 | 718 |
| Federal funds sold & reverse repurchase agreements | $30,573,000 | 515 |
| Net loans & leases | $399,408,000 | 873 |
| Loan loss allowance | $3,232,000 | 1,410 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,270,000 | 1,508 |
| Other real estate owned | $37,000 | 1,525 |
| Goodwill and other intangibles | $376,000 | 2,131 |
| All other assets | $8,909,000 | 1,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $658,663,000 | 856 |
| Total liabilities | $601,071,000 | 843 |
| Total deposits | $532,467,000 | 816 |
| Interest-bearing deposits | $478,030,000 | 789 |
| Deposits held in domestic offices | $532,467,000 | 813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,208,000 | 987 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $47,750,000 | 858 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $9,646,000 | 644 |
| Total equity capital | $57,592,000 | 958 |
| Total bank equity capital | $57,592,000 | 958 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $999,000 | 3,169 |
| Surplus | $19,033,000 | 1,078 |
| Undivided profits | $37,560,000 | 861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $737,000 | 3,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,536,000 | 738 |
| Earning assets | $617,562,000 | 835 |
| Long-term assets (5+ years) | $305,919,000 | 359 |
| Average Assets, year-to-date | $655,254,000 | 845 |
| Average Assets, quarterly | $653,171,000 | 854 |
| Volatile liabilities | $78,378,000 | 1,300 |
| Insider loans | $1,784,000 | 2,809 |
| FHLB advances | $46,250,000 | 787 |
| Loans and leases held for sale | $3,986,000 | 786 |
| Unused loan commitments | $76,026,000 | 1,052 |
| Tier 1 (core) risk-based capital | $50,972,000 | 991 |
| Tier 2 risk-based capital | $3,266,000 | 1,304 |
| Total risk weighted assets | $413,040,000 | 917 |
| Total unused commitments | $76,026,000 | 1,058 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 128 | 1,343 |
| Assets and Liabilities | ||
| Total Assets: | $647,679,000 | 859 |
| Cash and due from depository institutions | $25,681,000 | 1,343 |
| Interest-bearing balances | $67,000 | 5,676 |
| Securities | $203,260,000 | 658 |
| Federal funds sold & reverse repurchase agreements | $10,829,000 | 1,571 |
| Net loans & leases | $391,292,000 | 873 |
| Loan loss allowance | $3,077,000 | 1,451 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,361,000 | 1,462 |
| Other real estate owned | $37,000 | 1,343 |
| Goodwill and other intangibles | $326,000 | 2,202 |
| All other assets | $9,893,000 | 1,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $647,679,000 | 859 |
| Total liabilities | $598,194,000 | 836 |
| Total deposits | $532,904,000 | 809 |
| Interest-bearing deposits | $481,327,000 | 782 |
| Deposits held in domestic offices | $532,904,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,457,000 | 1,034 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $47,533,000 | 842 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,300,000 | 716 |
| Total equity capital | $49,485,000 | 1,091 |
| Total bank equity capital | $49,485,000 | 1,091 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $999,000 | 3,182 |
| Surplus | $14,783,000 | 1,316 |
| Undivided profits | $33,703,000 | 945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,348,000 | 1,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,923,000 | 679 |
| Earning assets | $605,448,000 | 840 |
| Long-term assets (5+ years) | $309,537,000 | 347 |
| Average Assets, year-to-date | $653,549,500 | 834 |
| Average Assets, quarterly | $653,549,500 | 834 |
| Volatile liabilities | $73,340,000 | 1,343 |
| Insider loans | $1,476,000 | 3,124 |
| FHLB advances | $46,250,000 | 773 |
| Loans and leases held for sale | $3,933,000 | 725 |
| Unused loan commitments | $69,819,000 | 1,092 |
| Tier 1 (core) risk-based capital | $45,086,000 | 1,083 |
| Tier 2 risk-based capital | $3,078,000 | 1,354 |
| Total risk weighted assets | $411,780,000 | 897 |
| Total unused commitments | $69,819,000 | 1,100 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 135 | 1,237 |
| Assets and Liabilities | ||
| Total Assets: | $659,420,000 | 822 |
| Cash and due from depository institutions | $40,481,000 | 1,237 |
| Interest-bearing balances | $11,032,000 | 718 |
| Securities | $216,009,000 | 605 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,217 |
| Net loans & leases | $381,144,000 | 893 |
| Loan loss allowance | $2,874,000 | 1,525 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,469,000 | 1,430 |
| Other real estate owned | $0 | 1,237 |
| Goodwill and other intangibles | $313,000 | 2,202 |
| All other assets | $8,504,000 | 1,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $659,420,000 | 822 |
| Total liabilities | $610,406,000 | 804 |
| Total deposits | $543,157,000 | 764 |
| Interest-bearing deposits | $492,743,000 | 727 |
| Deposits held in domestic offices | $543,157,000 | 761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,120,000 | 1,014 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $48,950,000 | 816 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,179,000 | 696 |
| Total equity capital | $49,014,000 | 1,073 |
| Total bank equity capital | $49,014,000 | 1,073 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $999,000 | 3,186 |
| Surplus | $14,783,000 | 1,287 |
| Undivided profits | $33,232,000 | 937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,534,000 | 1,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,487,000 | 792 |
| Earning assets | $614,685,000 | 805 |
| Long-term assets (5+ years) | $315,193,000 | 335 |
| Average Assets, year-to-date | $619,207,600 | 821 |
| Average Assets, quarterly | $666,042,500 | 802 |
| Volatile liabilities | $83,627,000 | 1,193 |
| Insider loans | $1,532,000 | 3,049 |
| FHLB advances | $47,450,000 | 744 |
| Loans and leases held for sale | $2,963,000 | 895 |
| Unused loan commitments | $89,895,000 | 858 |
| Tier 1 (core) risk-based capital | $44,445,000 | 1,077 |
| Tier 2 risk-based capital | $2,891,000 | 1,408 |
| Total risk weighted assets | $408,647,000 | 889 |
| Total unused commitments | $89,895,000 | 858 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 186 | 877 |
| Assets and Liabilities | ||
| Total Assets: | $559,339,000 | 915 |
| Cash and due from depository institutions | $21,090,000 | 877 |
| Interest-bearing balances | $18,000 | 6,361 |
| Securities | $181,183,000 | 658 |
| Federal funds sold & reverse repurchase agreements | $52,000 | 7,021 |
| Net loans & leases | $342,281,000 | 968 |
| Loan loss allowance | $3,347,000 | 1,236 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,971,000 | 1,486 |
| Other real estate owned | $0 | 877 |
| Goodwill and other intangibles | $248,000 | 2,264 |
| All other assets | $8,514,000 | 1,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $559,339,000 | 915 |
| Total liabilities | $524,741,000 | 883 |
| Total deposits | $470,999,000 | 840 |
| Interest-bearing deposits | $427,079,000 | 806 |
| Deposits held in domestic offices | $470,999,000 | 837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,007,000 | 939 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,169,000 | 962 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,566,000 | 825 |
| Total equity capital | $34,598,000 | 1,409 |
| Total bank equity capital | $34,598,000 | 1,409 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $999,000 | 3,243 |
| Surplus | $7,783,000 | 2,154 |
| Undivided profits | $25,816,000 | 1,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,588,000 | 1,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,799,000 | 785 |
| Earning assets | $523,534,000 | 898 |
| Long-term assets (5+ years) | $265,739,000 | 405 |
| Average Assets, year-to-date | $559,068,800 | 870 |
| Average Assets, quarterly | $559,633,500 | 906 |
| Volatile liabilities | $56,284,000 | 1,599 |
| Insider loans | $4,835,000 | 1,004 |
| FHLB advances | $33,292,000 | 875 |
| Loans and leases held for sale | $5,376,000 | 555 |
| Unused loan commitments | $58,470,000 | 1,123 |
| Tier 1 (core) risk-based capital | $33,681,000 | 1,360 |
| Tier 2 risk-based capital | $3,356,000 | 1,161 |
| Total risk weighted assets | $369,633,000 | 934 |
| Total unused commitments | $58,470,000 | 1,127 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 162 | 982 |
| Assets and Liabilities | ||
| Total Assets: | $550,817,000 | 898 |
| Cash and due from depository institutions | $23,224,000 | 982 |
| Interest-bearing balances | $3,000 | 6,684 |
| Securities | $183,576,000 | 624 |
| Federal funds sold & reverse repurchase agreements | $23,199,000 | 528 |
| Net loans & leases | $306,109,000 | 1,052 |
| Loan loss allowance | $3,983,000 | 1,007 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,754,000 | 1,242 |
| Other real estate owned | $191,000 | 982 |
| Goodwill and other intangibles | $147,000 | 2,456 |
| All other assets | $7,617,000 | 1,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $550,817,000 | 898 |
| Total liabilities | $520,137,000 | 864 |
| Total deposits | $444,253,000 | 866 |
| Interest-bearing deposits | $404,379,000 | 833 |
| Deposits held in domestic offices | $444,253,000 | 863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,676,000 | 1,192 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $61,555,000 | 648 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,653,000 | 915 |
| Total equity capital | $30,680,000 | 1,514 |
| Total bank equity capital | $30,680,000 | 1,514 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $999,000 | 3,339 |
| Surplus | $7,783,000 | 2,095 |
| Undivided profits | $21,898,000 | 1,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,930,000 | 1,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,081,000 | 1,192 |
| Earning assets | $512,887,000 | 887 |
| Long-term assets (5+ years) | $215,687,000 | 466 |
| Average Assets, year-to-date | $524,694,200 | 896 |
| Average Assets, quarterly | $545,646,000 | 898 |
| Volatile liabilities | $53,055,000 | 1,659 |
| Insider loans | $4,139,000 | 1,180 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $63,037,000 | 980 |
| Tier 1 (core) risk-based capital | $31,289,300 | 1,397 |
| Tier 2 risk-based capital | $4,045,100 | 944 |
| Total risk weighted assets | $348,564,000 | 943 |
| Total unused commitments | $63,037,000 | 980 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 198 | 846 |
| Assets and Liabilities | ||
| Total Assets: | $496,902,000 | 978 |
| Cash and due from depository institutions | $20,533,000 | 846 |
| Interest-bearing balances | $367,000 | 3,440 |
| Securities | $164,551,000 | 727 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $295,274,000 | 1,044 |
| Loan loss allowance | $3,701,000 | 1,053 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,984,000 | 1,190 |
| Other real estate owned | $246,000 | 846 |
| Goodwill and other intangibles | $121,000 | 2,617 |
| All other assets | $9,193,000 | 1,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $496,902,000 | 978 |
| Total liabilities | $470,905,000 | 937 |
| Total deposits | $396,632,000 | 937 |
| Interest-bearing deposits | $359,437,000 | 909 |
| Deposits held in domestic offices | $396,632,000 | 932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,872,000 | 992 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $56,449,000 | 691 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,952,000 | 1,119 |
| Total equity capital | $25,997,000 | 1,717 |
| Total bank equity capital | $25,997,000 | 1,717 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $999,000 | 3,417 |
| Surplus | $7,783,000 | 2,058 |
| Undivided profits | $17,215,000 | 1,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,666,000 | 1,278 |
| Earning assets | $460,192,000 | 967 |
| Long-term assets (5+ years) | $204,093,000 | 540 |
| Average Assets, year-to-date | $487,336,000 | 951 |
| Average Assets, quarterly | $500,082,000 | 958 |
| Volatile liabilities | $45,774,000 | 1,785 |
| Insider loans | $4,656,000 | 1,000 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $284,000 | 1,102 |
| Unused loan commitments | $50,053,000 | 1,188 |
| Tier 1 (core) risk-based capital | $30,255,900 | 1,429 |
| Tier 2 risk-based capital | $3,722,150 | 989 |
| Total risk weighted assets | $311,206,700 | 1,022 |
| Total unused commitments | $50,053,000 | 1,190 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 196 | 859 |
| Assets and Liabilities | ||
| Total Assets: | $464,315,000 | 1,009 |
| Cash and due from depository institutions | $17,598,000 | 859 |
| Interest-bearing balances | $59,000 | 5,440 |
| Securities | $139,140,000 | 842 |
| Federal funds sold & reverse repurchase agreements | $8,635,000 | 1,985 |
| Net loans & leases | $285,935,000 | 1,006 |
| Loan loss allowance | $3,405,000 | 1,096 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,236,000 | 1,068 |
| Other real estate owned | $0 | 859 |
| Goodwill and other intangibles | $152,000 | 2,500 |
| All other assets | $5,619,000 | 1,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $464,315,000 | 1,009 |
| Total liabilities | $432,747,000 | 975 |
| Total deposits | $364,142,000 | 1,006 |
| Interest-bearing deposits | $330,181,000 | 967 |
| Deposits held in domestic offices | $364,142,000 | 1,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,227,000 | 907 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $51,560,000 | 597 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,818,000 | 1,208 |
| Total equity capital | $31,568,000 | 1,416 |
| Total bank equity capital | $31,568,000 | 1,416 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $999,000 | 3,426 |
| Surplus | $7,783,000 | 1,982 |
| Undivided profits | $22,786,000 | 1,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $942,000 | 2,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,792,000 | 731 |
| Earning assets | $433,769,000 | 992 |
| Long-term assets (5+ years) | $175,012,000 | 555 |
| Average Assets, year-to-date | $430,790,000 | 1,026 |
| Average Assets, quarterly | $451,219,000 | 1,018 |
| Volatile liabilities | $34,089,000 | 1,945 |
| Insider loans | $4,037,000 | 1,053 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,751,000 | 864 |
| Unused loan commitments | $58,363,000 | 1,016 |
| Tier 1 (core) risk-based capital | $30,436,800 | 1,389 |
| Tier 2 risk-based capital | $3,434,700 | 997 |
| Total risk weighted assets | $291,703,100 | 1,008 |
| Total unused commitments | $58,363,000 | 1,021 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 202 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $403,173,000 | 1,159 |
| Cash and due from depository institutions | $15,666,000 | 880 |
| Interest-bearing balances | $23,000 | 5,803 |
| Securities | $96,065,000 | 1,196 |
| Federal funds sold & reverse repurchase agreements | $4,075,000 | 3,172 |
| Net loans & leases | $274,567,000 | 1,090 |
| Loan loss allowance | $2,908,000 | 1,285 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,016,000 | 1,085 |
| Other real estate owned | $0 | 880 |
| Goodwill and other intangibles | $83,000 | 2,691 |
| All other assets | $5,701,000 | 1,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,173,000 | 1,159 |
| Total liabilities | $374,046,000 | 1,135 |
| Total deposits | $330,687,000 | 1,124 |
| Interest-bearing deposits | $301,568,000 | 1,072 |
| Deposits held in domestic offices | $330,687,000 | 1,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,915,000 | 1,071 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $27,970,000 | 805 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,474,000 | 928 |
| Total equity capital | $29,127,000 | 1,557 |
| Total bank equity capital | $29,127,000 | 1,557 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $999,000 | 3,518 |
| Surplus | $7,783,000 | 1,952 |
| Undivided profits | $20,345,000 | 1,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 4,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,975,000 | 739 |
| Earning assets | $374,730,000 | 1,145 |
| Long-term assets (5+ years) | $127,843,000 | 620 |
| Average Assets, year-to-date | $380,820,000 | 1,167 |
| Average Assets, quarterly | $398,764,500 | 1,155 |
| Volatile liabilities | $27,649,000 | 2,286 |
| Insider loans | $2,751,000 | 1,547 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $443,000 | 1,089 |
| Unused loan commitments | $56,270,000 | 993 |
| Tier 1 (core) risk-based capital | $28,110,700 | 1,522 |
| Tier 2 risk-based capital | $2,908,000 | 1,097 |
| Total risk weighted assets | $259,923,800 | 1,120 |
| Total unused commitments | $56,270,000 | 999 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 205 | 909 |
| Assets and Liabilities | ||
| Total Assets: | $353,837,000 | 1,337 |
| Cash and due from depository institutions | $16,027,000 | 909 |
| Interest-bearing balances | $72,000 | 5,207 |
| Securities | $73,678,000 | 1,639 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $252,170,000 | 1,211 |
| Loan loss allowance | $2,403,000 | 1,605 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,075,000 | 1,096 |
| Other real estate owned | $0 | 909 |
| Goodwill and other intangibles | $46,000 | 2,855 |
| All other assets | $4,841,000 | 1,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $353,837,000 | 1,337 |
| Total liabilities | $325,386,000 | 1,318 |
| Total deposits | $297,865,000 | 1,290 |
| Interest-bearing deposits | $267,876,000 | 1,245 |
| Deposits held in domestic offices | $297,865,000 | 1,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,866,000 | 1,101 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $13,434,000 | 1,133 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,221,000 | 1,399 |
| Total equity capital | $28,451,000 | 1,595 |
| Total bank equity capital | $28,451,000 | 1,595 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $999,000 | 3,746 |
| Surplus | $7,783,000 | 2,013 |
| Undivided profits | $19,669,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 6,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,825,000 | 789 |
| Earning assets | $325,920,000 | 1,334 |
| Long-term assets (5+ years) | $97,023,000 | 740 |
| Average Assets, year-to-date | $344,698,200 | 1,321 |
| Average Assets, quarterly | $353,542,000 | 1,324 |
| Volatile liabilities | $32,795,000 | 1,933 |
| Insider loans | $2,786,000 | 1,560 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $49,000 | 1,504 |
| Unused loan commitments | $41,035,000 | 1,230 |
| Tier 1 (core) risk-based capital | $28,129,000 | 1,526 |
| Tier 2 risk-based capital | $2,403,000 | 1,339 |
| Total risk weighted assets | $238,832,000 | 1,226 |
| Total unused commitments | $41,035,000 | 1,237 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 198 | 977 |
| Assets and Liabilities | ||
| Total Assets: | $332,753,000 | 1,424 |
| Cash and due from depository institutions | $11,968,000 | 977 |
| Interest-bearing balances | $913,000 | 2,666 |
| Securities | $87,493,000 | 1,429 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,587 |
| Net loans & leases | $217,622,000 | 1,350 |
| Loan loss allowance | $2,220,000 | 1,760 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,806,000 | 1,317 |
| Other real estate owned | $18,000 | 977 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,246,000 | 1,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $332,753,000 | 1,424 |
| Total liabilities | $305,302,000 | 1,414 |
| Total deposits | $279,372,000 | 1,409 |
| Interest-bearing deposits | $251,020,000 | 1,358 |
| Deposits held in domestic offices | $279,372,000 | 1,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,447,000 | 1,223 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $14,506,000 | 993 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,977,000 | 1,538 |
| Total equity capital | $27,451,000 | 1,646 |
| Total bank equity capital | $27,451,000 | 1,646 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $999,000 | 3,930 |
| Surplus | $7,783,000 | 2,011 |
| Undivided profits | $18,669,000 | 1,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 9,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,280,000 | 1,758 |
| Earning assets | $311,628,000 | 1,402 |
| Long-term assets (5+ years) | $99,237,000 | 690 |
| Average Assets, year-to-date | $319,124,400 | 1,420 |
| Average Assets, quarterly | $327,617,000 | 1,428 |
| Volatile liabilities | $24,191,000 | 2,249 |
| Insider loans | $2,083,000 | 2,054 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $58,000 | 1,518 |
| Unused loan commitments | $46,126,000 | 1,092 |
| Tier 1 (core) risk-based capital | $26,213,000 | 1,631 |
| Tier 2 risk-based capital | $2,220,000 | 1,436 |
| Total risk weighted assets | $216,091,600 | 1,332 |
| Total unused commitments | $46,126,000 | 1,098 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 157 | 1,260 |
| Assets and Liabilities | ||
| Total Assets: | $303,525,000 | 1,525 |
| Cash and due from depository institutions | $9,418,000 | 1,260 |
| Interest-bearing balances | $22,000 | 6,452 |
| Securities | $91,203,000 | 1,417 |
| Federal funds sold & reverse repurchase agreements | $1,990,000 | 3,813 |
| Net loans & leases | $189,898,000 | 1,494 |
| Loan loss allowance | $2,498,000 | 1,649 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,232,000 | 1,414 |
| Other real estate owned | $115,000 | 1,260 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,669,000 | 1,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,525,000 | 1,525 |
| Total liabilities | $280,808,000 | 1,505 |
| Total deposits | $251,841,000 | 1,506 |
| Interest-bearing deposits | $229,317,000 | 1,436 |
| Deposits held in domestic offices | $251,841,000 | 1,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,636,000 | 1,376 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,800,000 | 952 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,531,000 | 1,497 |
| Total equity capital | $22,717,000 | 1,825 |
| Total bank equity capital | $22,717,000 | 1,825 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $999,000 | 4,096 |
| Surplus | $7,783,000 | 1,942 |
| Undivided profits | $13,935,000 | 1,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $639,000 | 3,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,102,000 | 1,778 |
| Earning assets | $283,113,000 | 1,492 |
| Long-term assets (5+ years) | $87,885,000 | 745 |
| Average Assets, year-to-date | $289,578,800 | 1,552 |
| Average Assets, quarterly | $301,578,500 | 1,520 |
| Volatile liabilities | $16,640,000 | 2,936 |
| Insider loans | $2,102,000 | 1,996 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $39,804,000 | 1,162 |
| Tier 1 (core) risk-based capital | $24,147,000 | 1,710 |
| Tier 2 risk-based capital | $2,419,540 | 1,337 |
| Total risk weighted assets | $193,484,640 | 1,448 |
| Total unused commitments | $39,804,000 | 1,169 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 146 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $273,775,000 | 1,696 |
| Cash and due from depository institutions | $8,558,000 | 1,442 |
| Interest-bearing balances | $38,000 | 7,159 |
| Securities | $81,437,000 | 1,702 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 3,029 |
| Net loans & leases | $171,282,000 | 1,603 |
| Loan loss allowance | $2,254,000 | 1,878 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,620,000 | 1,585 |
| Other real estate owned | $67,000 | 1,442 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,211,000 | 2,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,775,000 | 1,696 |
| Total liabilities | $249,950,000 | 1,710 |
| Total deposits | $231,464,000 | 1,704 |
| Interest-bearing deposits | $209,266,000 | 1,643 |
| Deposits held in domestic offices | $231,464,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,282,000 | 2,109 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $13,590,000 | 930 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,614,000 | 1,474 |
| Total equity capital | $23,825,000 | 1,723 |
| Total bank equity capital | $23,825,000 | 1,723 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $999,000 | 4,255 |
| Surplus | $7,783,000 | 1,851 |
| Undivided profits | $15,043,000 | 1,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $524,000 | 4,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $936,000 | 1,877 |
| Earning assets | $257,357,000 | 1,668 |
| Long-term assets (5+ years) | $65,606,000 | 970 |
| Average Assets, year-to-date | $268,947,600 | 1,696 |
| Average Assets, quarterly | $273,756,500 | 1,689 |
| Volatile liabilities | $21,399,000 | 2,271 |
| Insider loans | $3,763,000 | 1,094 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $37,484,000 | 1,225 |
| Tier 1 (core) risk-based capital | $22,076,000 | 1,802 |
| Tier 2 risk-based capital | $2,251,410 | 1,416 |
| Total risk weighted assets | $180,110,210 | 1,539 |
| Total unused commitments | $37,484,000 | 1,244 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 120 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $266,560,000 | 1,799 |
| Cash and due from depository institutions | $11,799,000 | 1,805 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $81,853,000 | 1,642 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 10,768 |
| Net loans & leases | $164,820,000 | 1,708 |
| Loan loss allowance | $2,082,000 | 2,053 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,523,000 | 1,622 |
| Other real estate owned | $87,000 | 1,805 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,228,000 | 2,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,560,000 | 1,799 |
| Total liabilities | $246,549,000 | 1,796 |
| Total deposits | $233,078,000 | 1,781 |
| Interest-bearing deposits | $213,008,000 | 1,704 |
| Deposits held in domestic offices | $233,078,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,317,000 | 2,345 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,590,000 | 974 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,564,000 | 1,544 |
| Total equity capital | $20,011,000 | 1,954 |
| Total bank equity capital | $20,011,000 | 1,954 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $999,000 | 4,460 |
| Surplus | $7,783,000 | 1,788 |
| Undivided profits | $11,229,000 | 1,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $546,000 | 5,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $871,000 | 2,277 |
| Earning assets | $246,923,000 | 1,777 |
| Long-term assets (5+ years) | $80,329,000 | 769 |
| Average Assets, year-to-date | $253,653,600 | 1,841 |
| Average Assets, quarterly | $261,206,500 | 1,822 |
| Volatile liabilities | $20,539,000 | 2,307 |
| Insider loans | $1,965,000 | 341 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $39,224,000 | 1,121 |
| Tier 1 (core) risk-based capital | $20,011,000 | 1,909 |
| Tier 2 risk-based capital | $2,082,000 | 1,536 |
| Total risk weighted assets | $174,100,000 | 1,630 |
| Total unused commitments | $39,224,000 | 1,139 |
| Derivatives | $0 | 651 |