Home > Bank of Guam > Income and Expense

Bank of Guam, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$119,337,000465
Total interest expense$828,0003,835
Net interest income$118,509,000329
Provision for loan and lease losses$11,460,000201
Total noninterest income$47,925,000257
Gross Fiduciary activities income$3,880,000296
Service charges on deposit accounts$2,771,000430
Trading account gains and fees$0123
Additional Noninterest Income$41,274,000192
Total noninterest expense$120,715,000270
Salaries and employee benefits$42,405,000375
Premises and equipment expense$34,695,000111
Additional noninterest expense$41,274,000192
Pre-tax net operating income$34,259,000467
Securities gains (losses)$-189,0003,942
Applicable income taxes$7,972,000407
Income before extraordinary items$26,098,000475
Extraordinary gains, net$054
Net income$26,098,000478
Minority interest net income$088
Net income of bank and minority interests.$26,098,000476
Net charge-offs$7,412,000195
Cash dividends$5,964,000708
Sale, conversion, retirement of capital stock, net$0540
Net operating income$26,247,310487
2023-09-30 (YTD Data)Rank
Total interest income$88,622,000462
Total interest expense$576,0003,812
Net interest income$88,046,000332
Provision for loan and lease losses$4,375,000286
Total noninterest income$35,340,000252
Gross Fiduciary activities income$2,871,000296
Service charges on deposit accounts$2,103,000420
Trading account gains and fees$0125
Additional Noninterest Income$30,366,000197
Total noninterest expense$88,625,000278
Salaries and employee benefits$31,884,000379
Premises and equipment expense$24,825,000116
Additional noninterest expense$30,366,000197
Pre-tax net operating income$30,386,000431
Securities gains (losses)$0849
Applicable income taxes$6,505,000397
Income before extraordinary items$23,881,000423
Extraordinary gains, net$052
Net income$23,881,000427
Minority interest net income$081
Net income of bank and minority interests.$23,881,000423
Net charge-offs$1,048,000395
Cash dividends$4,121,000696
Sale, conversion, retirement of capital stock, net$0507
Net operating income$23,881,000431
2023-06-30 (YTD Data)Rank
Total interest income$57,279,000453
Total interest expense$379,0003,735
Net interest income$56,900,000335
Provision for loan and lease losses$2,837,000290
Total noninterest income$23,396,000248
Gross Fiduciary activities income$1,810,000299
Service charges on deposit accounts$1,438,000400
Trading account gains and fees$0112
Additional Noninterest Income$20,148,000195
Total noninterest expense$59,330,000270
Salaries and employee benefits$21,567,000365
Premises and equipment expense$16,668,000114
Additional noninterest expense$20,148,000195
Pre-tax net operating income$18,129,000456
Securities gains (losses)$0938
Applicable income taxes$3,866,000429
Income before extraordinary items$14,263,000456
Extraordinary gains, net$051
Net income$14,263,000462
Minority interest net income$081
Net income of bank and minority interests.$14,263,000455
Net charge-offs$483,000454
Cash dividends$2,593,000709
Sale, conversion, retirement of capital stock, net$0486
Net operating income$14,263,000460
2023-03-31 (YTD Data)Rank
Total interest income$27,559,000465
Total interest expense$186,0003,631
Net interest income$27,373,000348
Provision for loan and lease losses$1,424,000285
Total noninterest income$11,588,000247
Gross Fiduciary activities income$846,000320
Service charges on deposit accounts$706,000420
Trading account gains and fees$097
Additional Noninterest Income$10,036,000191
Total noninterest expense$29,336,000284
Salaries and employee benefits$10,209,000400
Premises and equipment expense$8,251,000116
Additional noninterest expense$10,036,000191
Pre-tax net operating income$8,201,000497
Securities gains (losses)$0950
Applicable income taxes$1,750,000461
Income before extraordinary items$6,451,000512
Extraordinary gains, net$04
Net income$6,451,000513
Minority interest net income$048
Net income of bank and minority interests.$6,451,000513
Net charge-offs$420,000304
Cash dividends$1,002,000802
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,451,000518
2022-12-31 (YTD Data)Rank
Total interest income$93,143,000447
Total interest expense$166,0004,167
Net interest income$92,977,000391
Provision for loan and lease losses$5,700,000257
Total noninterest income$46,005,000270
Gross Fiduciary activities income$2,617,000367
Service charges on deposit accounts$3,778,000359
Trading account gains and fees$0116
Additional Noninterest Income$39,610,000207
Total noninterest expense$109,832,000292
Salaries and employee benefits$36,080,000426
Premises and equipment expense$33,241,000119
Additional noninterest expense$39,610,000207
Pre-tax net operating income$23,450,000675
Securities gains (losses)$0691
Applicable income taxes$4,719,000631
Income before extraordinary items$18,731,000681
Extraordinary gains, net$05
Net income$18,731,000682
Minority interest net income$063
Net income of bank and minority interests.$18,731,000682
Net charge-offs$3,311,000209
Cash dividends$5,770,000700
Sale, conversion, retirement of capital stock, net$0568
Net operating income$18,731,000688
2022-09-30 (YTD Data)Rank
Total interest income$66,833,000440
Total interest expense$125,0004,098
Net interest income$66,708,000404
Provision for loan and lease losses$4,275,000235
Total noninterest income$34,040,000278
Gross Fiduciary activities income$1,676,000398
Service charges on deposit accounts$3,012,000341
Trading account gains and fees$0111
Additional Noninterest Income$29,352,000217
Total noninterest expense$80,627,000293
Salaries and employee benefits$25,411,000453
Premises and equipment expense$24,288,000122
Additional noninterest expense$29,352,000217
Pre-tax net operating income$15,846,000718
Securities gains (losses)$0740
Applicable income taxes$3,155,000667
Income before extraordinary items$12,691,000731
Extraordinary gains, net$04
Net income$12,691,000731
Minority interest net income$057
Net income of bank and minority interests.$12,691,000731
Net charge-offs$2,546,000191
Cash dividends$3,921,000699
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,691,000740
2022-06-30 (YTD Data)Rank
Total interest income$42,821,000431
Total interest expense$85,0004,070
Net interest income$42,736,000403
Provision for loan and lease losses$2,850,000212
Total noninterest income$22,071,000279
Gross Fiduciary activities income$815,000402
Service charges on deposit accounts$2,150,000312
Trading account gains and fees$0108
Additional Noninterest Income$19,106,000230
Total noninterest expense$52,868,000290
Salaries and employee benefits$16,597,000452
Premises and equipment expense$15,589,000124
Additional noninterest expense$20,682,000248
Pre-tax net operating income$9,089,000776
Securities gains (losses)$0687
Applicable income taxes$1,778,000711
Income before extraordinary items$7,311,000781
Extraordinary gains, net$04
Net income$7,311,000781
Minority interest net income$060
Net income of bank and minority interests.$7,311,000781
Net charge-offs$1,526,000188
Cash dividends$2,602,000694
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,311,000794
2022-03-31 (YTD Data)Rank
Total interest income$20,978,000424
Total interest expense$43,0004,062
Net interest income$20,935,000401
Provision for loan and lease losses$1,425,000164
Total noninterest income$10,551,000295
Gross Fiduciary activities income$86,000617
Service charges on deposit accounts$1,212,000284
Trading account gains and fees$0103
Additional Noninterest Income$9,253,000254
Total noninterest expense$25,969,000294
Salaries and employee benefits$8,120,000466
Premises and equipment expense$7,667,000130
Additional noninterest expense$10,182,000256
Pre-tax net operating income$4,092,000811
Securities gains (losses)$0623
Applicable income taxes$797,000746
Income before extraordinary items$3,295,000819
Extraordinary gains, net$04
Net income$3,295,000818
Minority interest net income$050
Net income of bank and minority interests.$3,295,000819
Net charge-offs$748,000183
Cash dividends$1,036,000747
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,295,000827
2021-12-31 (YTD Data)Rank
Total interest income$82,090,000438
Total interest expense$467,0003,261
Net interest income$81,623,000408
Provision for loan and lease losses$2,150,000265
Total noninterest income$38,583,000331
Gross Fiduciary activities income$671,000540
Service charges on deposit accounts$2,119,000510
Trading account gains and fees$0132
Additional Noninterest Income$35,793,000278
Total noninterest expense$96,647,000316
Salaries and employee benefits$36,484,000417
Premises and equipment expense$24,004,000148
Additional noninterest expense$36,159,000272
Pre-tax net operating income$21,409,000699
Securities gains (losses)$272,000503
Applicable income taxes$4,213,000705
Income before extraordinary items$17,468,000718
Extraordinary gains, net$010
Net income$17,468,000719
Minority interest net income$074
Net income of bank and minority interests.$17,468,000719
Net charge-offs$2,547,000249
Cash dividends$4,895,000819
Sale, conversion, retirement of capital stock, net$8,900,00075
Net operating income$17,247,680701
2021-09-30 (YTD Data)Rank
Total interest income$61,251,000440
Total interest expense$353,0003,341
Net interest income$60,898,000414
Provision for loan and lease losses$5,425,00071
Total noninterest income$28,956,000338
Gross Fiduciary activities income$437,000553
Service charges on deposit accounts$1,581,000516
Trading account gains and fees$0132
Additional Noninterest Income$26,938,000281
Total noninterest expense$70,971,000320
Salaries and employee benefits$25,409,000446
Premises and equipment expense$16,414,000164
Additional noninterest expense$29,148,000258
Pre-tax net operating income$13,458,000852
Securities gains (losses)$272,000475
Applicable income taxes$2,800,000780
Income before extraordinary items$10,930,000881
Extraordinary gains, net$08
Net income$10,930,000881
Minority interest net income$069
Net income of bank and minority interests.$10,930,000881
Net charge-offs$2,183,000231
Cash dividends$3,434,000771
Sale, conversion, retirement of capital stock, net$8,900,00064
Net operating income$10,712,400877
2021-06-30 (YTD Data)Rank
Total interest income$40,418,000442
Total interest expense$234,0003,418
Net interest income$40,184,000413
Provision for loan and lease losses$2,950,00095
Total noninterest income$18,668,000351
Gross Fiduciary activities income$302,000549
Service charges on deposit accounts$1,045,000501
Trading account gains and fees$0133
Additional Noninterest Income$17,321,000291
Total noninterest expense$45,366,000333
Salaries and employee benefits$16,359,000461
Premises and equipment expense$10,855,000164
Additional noninterest expense$18,152,000269
Pre-tax net operating income$10,536,000723
Securities gains (losses)$272,000398
Applicable income taxes$2,265,000688
Income before extraordinary items$8,543,000753
Extraordinary gains, net$06
Net income$8,543,000753
Minority interest net income$067
Net income of bank and minority interests.$8,543,000753
Net charge-offs$1,662,000209
Cash dividends$2,398,000741
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,328,120747
2021-03-31 (YTD Data)Rank
Total interest income$20,335,000436
Total interest expense$116,0003,513
Net interest income$20,219,000399
Provision for loan and lease losses$2,475,00075
Total noninterest income$8,780,000369
Gross Fiduciary activities income$152,000551
Service charges on deposit accounts$521,000501
Trading account gains and fees$0127
Additional Noninterest Income$8,107,000317
Total noninterest expense$22,908,000328
Salaries and employee benefits$8,532,000444
Premises and equipment expense$5,342,000166
Additional noninterest expense$9,034,000261
Pre-tax net operating income$3,616,000996
Securities gains (losses)$272,000281
Applicable income taxes$749,000876
Income before extraordinary items$3,139,000974
Extraordinary gains, net$03
Net income$3,139,000974
Minority interest net income$055
Net income of bank and minority interests.$3,139,000974
Net charge-offs$997,000184
Cash dividends$1,040,000726
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,918,6801,018
2020-12-31 (YTD Data)Rank
Total interest income$84,391,000420
Total interest expense$1,313,0002,570
Net interest income$83,078,000372
Provision for loan and lease losses$10,358,000342
Total noninterest income$33,940,000348
Gross Fiduciary activities income$1,695,000380
Service charges on deposit accounts$2,117,000500
Trading account gains and fees$0133
Additional Noninterest Income$30,128,000298
Total noninterest expense$91,094,000318
Salaries and employee benefits$35,217,000417
Premises and equipment expense$21,373,000167
Additional noninterest expense$34,504,000271
Pre-tax net operating income$15,566,000718
Securities gains (losses)$265,000893
Applicable income taxes$3,485,000632
Income before extraordinary items$12,346,000784
Extraordinary gains, net$04
Net income$12,346,000784
Minority interest net income$072
Net income of bank and minority interests.$12,346,000784
Net charge-offs$3,423,000290
Cash dividends$4,789,000791
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,136,650766
2020-09-30 (YTD Data)Rank
Total interest income$63,251,000414
Total interest expense$1,200,0002,381
Net interest income$62,051,000365
Provision for loan and lease losses$7,408,000389
Total noninterest income$25,481,000336
Gross Fiduciary activities income$1,406,000360
Service charges on deposit accounts$1,599,000496
Trading account gains and fees$0125
Additional Noninterest Income$22,476,000295
Total noninterest expense$69,131,000304
Salaries and employee benefits$25,956,000411
Premises and equipment expense$16,018,000163
Additional noninterest expense$27,157,000255
Pre-tax net operating income$10,993,000731
Securities gains (losses)$68,0001,399
Applicable income taxes$2,530,000616
Income before extraordinary items$8,531,000818
Extraordinary gains, net$04
Net income$8,531,000818
Minority interest net income$065
Net income of bank and minority interests.$8,531,000818
Net charge-offs$2,499,000285
Cash dividends$3,431,000751
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,477,280795
2020-06-30 (YTD Data)Rank
Total interest income$42,670,000414
Total interest expense$903,0002,306
Net interest income$41,767,000359
Provision for loan and lease losses$4,607,000415
Total noninterest income$16,948,000316
Gross Fiduciary activities income$1,080,000331
Service charges on deposit accounts$1,125,000474
Trading account gains and fees$0123
Additional Noninterest Income$14,743,000275
Total noninterest expense$46,164,000300
Salaries and employee benefits$17,170,000407
Premises and equipment expense$10,751,000164
Additional noninterest expense$18,243,000247
Pre-tax net operating income$7,944,000637
Securities gains (losses)$02,249
Applicable income taxes$1,836,000530
Income before extraordinary items$6,108,000708
Extraordinary gains, net$04
Net income$6,108,000708
Minority interest net income$065
Net income of bank and minority interests.$6,108,000708
Net charge-offs$1,593,000298
Cash dividends$2,392,000706
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,108,000681
2020-03-31 (YTD Data)Rank
Total interest income$22,359,000400
Total interest expense$492,0002,311
Net interest income$21,867,000345
Provision for loan and lease losses$2,207,000378
Total noninterest income$10,059,000273
Gross Fiduciary activities income$635,000308
Service charges on deposit accounts$647,000480
Trading account gains and fees$0106
Additional Noninterest Income$8,777,000218
Total noninterest expense$25,730,000273
Salaries and employee benefits$9,382,000382
Premises and equipment expense$5,435,000165
Additional noninterest expense$10,913,000225
Pre-tax net operating income$3,989,000568
Securities gains (losses)$01,705
Applicable income taxes$755,000556
Income before extraordinary items$3,234,000605
Extraordinary gains, net$04
Net income$3,234,000606
Minority interest net income$056
Net income of bank and minority interests.$3,234,000605
Net charge-offs$1,011,000240
Cash dividends$1,037,000789
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,234,000586
2019-12-31 (YTD Data)Rank
Total interest income$92,769,000390
Total interest expense$2,009,0002,324
Net interest income$90,760,000332
Provision for loan and lease losses$9,788,000162
Total noninterest income$39,107,000282
Gross Fiduciary activities income$2,674,000297
Service charges on deposit accounts$2,676,000479
Trading account gains and fees$0135
Additional Noninterest Income$33,757,000220
Total noninterest expense$98,663,000274
Salaries and employee benefits$35,973,000377
Premises and equipment expense$21,050,000162
Additional noninterest expense$41,640,000224
Pre-tax net operating income$21,416,000578
Securities gains (losses)$347,000468
Applicable income taxes$5,652,000469
Income before extraordinary items$16,111,000633
Extraordinary gains, net$011
Net income$16,111,000634
Minority interest net income$076
Net income of bank and minority interests.$16,111,000634
Net charge-offs$5,692,000197
Cash dividends$4,371,000892
Sale, conversion, retirement of capital stock, net$10,000,00063
Net operating income$15,836,870629
2019-09-30 (YTD Data)Rank
Total interest income$70,354,000390
Total interest expense$1,511,0002,344
Net interest income$68,843,000334
Provision for loan and lease losses$7,869,000148
Total noninterest income$29,441,000276
Gross Fiduciary activities income$1,957,000301
Service charges on deposit accounts$2,018,000470
Trading account gains and fees$0129
Additional Noninterest Income$25,466,000221
Total noninterest expense$75,153,000273
Salaries and employee benefits$27,003,000374
Premises and equipment expense$15,846,000162
Additional noninterest expense$32,304,000216
Pre-tax net operating income$15,262,000616
Securities gains (losses)$347,000377
Applicable income taxes$3,245,000559
Income before extraordinary items$12,364,000628
Extraordinary gains, net$011
Net income$12,364,000629
Minority interest net income$072
Net income of bank and minority interests.$12,364,000628
Net charge-offs$3,791,000203
Cash dividends$3,105,000851
Sale, conversion, retirement of capital stock, net$10,000,00045
Net operating income$12,089,870622
2019-06-30 (YTD Data)Rank
Total interest income$47,096,000390
Total interest expense$1,005,0002,325
Net interest income$46,091,000337
Provision for loan and lease losses$5,950,000142
Total noninterest income$19,242,000277
Gross Fiduciary activities income$1,241,000312
Service charges on deposit accounts$1,349,000459
Trading account gains and fees$0131
Additional Noninterest Income$16,652,000220
Total noninterest expense$50,229,000271
Salaries and employee benefits$17,798,000377
Premises and equipment expense$10,136,000173
Additional noninterest expense$22,295,000216
Pre-tax net operating income$9,154,000643
Securities gains (losses)$01,702
Applicable income taxes$1,877,000599
Income before extraordinary items$7,277,000678
Extraordinary gains, net$011
Net income$7,277,000678
Minority interest net income$069
Net income of bank and minority interests.$7,277,000678
Net charge-offs$2,637,000199
Cash dividends$2,069,000840
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,277,000664
2019-03-31 (YTD Data)Rank
Total interest income$23,396,000392
Total interest expense$500,0002,304
Net interest income$22,896,000337
Provision for loan and lease losses$3,852,000131
Total noninterest income$9,542,000256
Gross Fiduciary activities income$628,000306
Service charges on deposit accounts$678,000449
Trading account gains and fees$0126
Additional Noninterest Income$8,236,000210
Total noninterest expense$24,875,000278
Salaries and employee benefits$9,034,000376
Premises and equipment expense$5,079,000177
Additional noninterest expense$10,762,000222
Pre-tax net operating income$3,711,000735
Securities gains (losses)$01,087
Applicable income taxes$816,000637
Income before extraordinary items$2,895,000799
Extraordinary gains, net$05
Net income$2,895,000799
Minority interest net income$052
Net income of bank and minority interests.$2,895,000798
Net charge-offs$1,525,000165
Cash dividends$1,034,000790
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,895,000784
2018-12-31 (YTD Data)Rank
Total interest income$89,884,000386
Total interest expense$2,122,0001,861
Net interest income$87,762,000351
Provision for loan and lease losses$12,861,000143
Total noninterest income$38,053,000275
Gross Fiduciary activities income$2,548,000309
Service charges on deposit accounts$2,917,000445
Trading account gains and fees$0126
Additional Noninterest Income$32,588,000226
Total noninterest expense$96,715,000280
Salaries and employee benefits$36,464,000363
Premises and equipment expense$18,665,000184
Additional noninterest expense$41,586,000233
Pre-tax net operating income$16,239,000699
Securities gains (losses)$-593,0005,273
Applicable income taxes$2,913,000679
Income before extraordinary items$12,733,000739
Extraordinary gains, net$06
Net income$12,733,000738
Minority interest net income$072
Net income of bank and minority interests.$12,733,000738
Net charge-offs$6,366,000177
Cash dividends$4,134,000846
Sale, conversion, retirement of capital stock, net$2,668,000141
Net operating income$13,213,330716
2018-09-30 (YTD Data)Rank
Total interest income$67,041,000383
Total interest expense$1,606,0001,771
Net interest income$65,435,000352
Provision for loan and lease losses$7,972,000152
Total noninterest income$28,618,000275
Gross Fiduciary activities income$1,867,000312
Service charges on deposit accounts$2,216,000437
Trading account gains and fees$0138
Additional Noninterest Income$24,535,000229
Total noninterest expense$72,110,000278
Salaries and employee benefits$26,872,000372
Premises and equipment expense$13,799,000182
Additional noninterest expense$31,439,000231
Pre-tax net operating income$13,971,000628
Securities gains (losses)$-593,0005,407
Applicable income taxes$2,597,000608
Income before extraordinary items$10,781,000665
Extraordinary gains, net$05
Net income$10,781,000664
Minority interest net income$066
Net income of bank and minority interests.$10,781,000664
Net charge-offs$4,885,000162
Cash dividends$3,100,000763
Sale, conversion, retirement of capital stock, net$2,668,000121
Net operating income$11,261,330637
2018-06-30 (YTD Data)Rank
Total interest income$44,513,000382
Total interest expense$1,089,0001,665
Net interest income$43,424,000354
Provision for loan and lease losses$4,838,000163
Total noninterest income$18,851,000273
Gross Fiduciary activities income$1,080,000335
Service charges on deposit accounts$1,492,000427
Trading account gains and fees$0130
Additional Noninterest Income$16,279,000227
Total noninterest expense$47,613,000281
Salaries and employee benefits$17,934,000377
Premises and equipment expense$9,039,000182
Additional noninterest expense$20,640,000230
Pre-tax net operating income$9,824,000598
Securities gains (losses)$-412,0005,469
Applicable income taxes$1,898,000569
Income before extraordinary items$7,514,000641
Extraordinary gains, net$06
Net income$7,514,000638
Minority interest net income$065
Net income of bank and minority interests.$7,514,000640
Net charge-offs$3,311,000157
Cash dividends$2,065,000739
Sale, conversion, retirement of capital stock, net$2,668,00079
Net operating income$7,843,600618
2018-03-31 (YTD Data)Rank
Total interest income$21,805,000384
Total interest expense$542,0001,607
Net interest income$21,263,000359
Provision for loan and lease losses$2,740,000143
Total noninterest income$9,158,000282
Gross Fiduciary activities income$200,000508
Service charges on deposit accounts$763,000423
Trading account gains and fees$0123
Additional Noninterest Income$8,195,000229
Total noninterest expense$23,169,000284
Salaries and employee benefits$8,733,000389
Premises and equipment expense$4,395,000186
Additional noninterest expense$10,041,000231
Pre-tax net operating income$4,512,000629
Securities gains (losses)$-50,0005,407
Applicable income taxes$1,222,000489
Income before extraordinary items$3,240,000711
Extraordinary gains, net$07
Net income$3,240,000711
Minority interest net income$052
Net income of bank and minority interests.$3,240,000711
Net charge-offs$1,961,000147
Cash dividends$1,033,000690
Sale, conversion, retirement of capital stock, net$2,668,00042
Net operating income$3,279,500699
2017-12-31 (YTD Data)Rank
Total interest income$81,372,000383
Total interest expense$2,195,0001,418
Net interest income$79,177,000359
Provision for loan and lease losses$5,569,000234
Total noninterest income$33,764,000294
Gross Fiduciary activities income$992,000459
Service charges on deposit accounts$2,352,000547
Trading account gains and fees$0151
Additional Noninterest Income$30,420,000230
Total noninterest expense$90,139,000283
Salaries and employee benefits$33,979,000378
Premises and equipment expense$16,958,000185
Additional noninterest expense$39,202,000231
Pre-tax net operating income$17,233,000616
Securities gains (losses)$4,0001,851
Applicable income taxes$8,418,000464
Income before extraordinary items$8,819,000828
Extraordinary gains, net$09
Net income$8,819,000829
Minority interest net income$076
Net income of bank and minority interests.$8,819,000828
Net charge-offs$5,675,000197
Cash dividends$3,993,000834
Sale, conversion, retirement of capital stock, net$1,498,000190
Net operating income$8,816,440815
2017-09-30 (YTD Data)Rank
Total interest income$60,234,000385
Total interest expense$1,642,0001,411
Net interest income$58,592,000364
Provision for loan and lease losses$3,555,000258
Total noninterest income$25,060,000296
Gross Fiduciary activities income$713,000469
Service charges on deposit accounts$1,551,000616
Trading account gains and fees$0145
Additional Noninterest Income$22,796,000235
Total noninterest expense$67,511,000282
Salaries and employee benefits$25,498,000386
Premises and equipment expense$12,137,000187
Additional noninterest expense$29,876,000227
Pre-tax net operating income$12,586,000637
Securities gains (losses)$-13,0005,428
Applicable income taxes$3,754,000590
Income before extraordinary items$8,819,000708
Extraordinary gains, net$09
Net income$8,819,000708
Minority interest net income$071
Net income of bank and minority interests.$8,819,000708
Net charge-offs$3,775,000192
Cash dividends$2,994,000776
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,828,100690
2017-06-30 (YTD Data)Rank
Total interest income$39,179,000392
Total interest expense$1,082,0001,394
Net interest income$38,097,000367
Provision for loan and lease losses$2,370,000245
Total noninterest income$16,458,000299
Gross Fiduciary activities income$455,000477
Service charges on deposit accounts$951,000661
Trading account gains and fees$0139
Additional Noninterest Income$15,052,000238
Total noninterest expense$44,310,000284
Salaries and employee benefits$16,846,000390
Premises and equipment expense$7,902,000190
Additional noninterest expense$19,562,000232
Pre-tax net operating income$7,875,000652
Securities gains (losses)$-13,0005,526
Applicable income taxes$2,157,000637
Income before extraordinary items$5,705,000709
Extraordinary gains, net$011
Net income$5,705,000709
Minority interest net income$071
Net income of bank and minority interests.$5,705,000709
Net charge-offs$2,432,000197
Cash dividends$1,995,000786
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,714,490687
2017-03-31 (YTD Data)Rank
Total interest income$18,993,000396
Total interest expense$530,0001,402
Net interest income$18,463,000374
Provision for loan and lease losses$1,185,000242
Total noninterest income$8,182,000299
Gross Fiduciary activities income$196,000509
Service charges on deposit accounts$481,000657
Trading account gains and fees$0142
Additional Noninterest Income$7,505,000234
Total noninterest expense$22,097,000288
Salaries and employee benefits$8,339,000402
Premises and equipment expense$3,840,000197
Additional noninterest expense$9,918,000225
Pre-tax net operating income$3,363,000739
Securities gains (losses)$-13,0005,665
Applicable income taxes$973,000671
Income before extraordinary items$2,377,000809
Extraordinary gains, net$08
Net income$2,377,000809
Minority interest net income$055
Net income of bank and minority interests.$2,377,000809
Net charge-offs$1,283,000196
Cash dividends$998,000751
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,386,230793
2016-12-31 (YTD Data)Rank
Total interest income$75,232,000384
Total interest expense$1,978,0001,435
Net interest income$73,254,000364
Provision for loan and lease losses$3,900,000321
Total noninterest income$34,025,000287
Gross Fiduciary activities income$911,000474
Service charges on deposit accounts$2,040,000633
Trading account gains and fees$0170
Additional Noninterest Income$31,074,000226
Total noninterest expense$83,853,000303
Salaries and employee benefits$31,553,000406
Premises and equipment expense$14,757,000196
Additional noninterest expense$37,543,000240
Pre-tax net operating income$19,526,000518
Securities gains (losses)$401,000532
Applicable income taxes$5,770,000504
Income before extraordinary items$14,157,000546
Extraordinary gains, net$05
Net income$14,157,000544
Minority interest net income$082
Net income of bank and minority interests.$14,157,000545
Net charge-offs$2,622,000322
Cash dividends$3,919,000833
Sale, conversion, retirement of capital stock, net$5,039,00092
Net operating income$13,872,290546
2016-09-30 (YTD Data)Rank
Total interest income$55,919,000385
Total interest expense$1,448,0001,460
Net interest income$54,471,000368
Provision for loan and lease losses$2,715,000327
Total noninterest income$25,898,000286
Gross Fiduciary activities income$599,000494
Service charges on deposit accounts$1,560,000621
Trading account gains and fees$0169
Additional Noninterest Income$23,739,000223
Total noninterest expense$63,526,000297
Salaries and employee benefits$23,630,000404
Premises and equipment expense$10,959,000196
Additional noninterest expense$28,937,000231
Pre-tax net operating income$14,128,000540
Securities gains (losses)$401,000491
Applicable income taxes$4,123,000526
Income before extraordinary items$10,406,000566
Extraordinary gains, net$05
Net income$10,406,000566
Minority interest net income$071
Net income of bank and minority interests.$10,406,000566
Net charge-offs$1,513,000358
Cash dividends$2,959,000784
Sale, conversion, retirement of capital stock, net$39,000538
Net operating income$10,117,280565
2016-06-30 (YTD Data)Rank
Total interest income$37,264,000388
Total interest expense$939,0001,491
Net interest income$36,325,000368
Provision for loan and lease losses$2,330,000253
Total noninterest income$17,547,000278
Gross Fiduciary activities income$359,000521
Service charges on deposit accounts$1,052,000607
Trading account gains and fees$0157
Additional Noninterest Income$16,136,000218
Total noninterest expense$42,507,000295
Salaries and employee benefits$15,492,000413
Premises and equipment expense$7,156,000202
Additional noninterest expense$19,859,000226
Pre-tax net operating income$9,035,000550
Securities gains (losses)$130,000806
Applicable income taxes$2,536,000544
Income before extraordinary items$6,629,000582
Extraordinary gains, net$016
Net income$6,629,000581
Minority interest net income$071
Net income of bank and minority interests.$6,629,000581
Net charge-offs$539,000569
Cash dividends$1,849,000825
Sale, conversion, retirement of capital stock, net$39,000475
Net operating income$6,535,400569
2016-03-31 (YTD Data)Rank
Total interest income$17,874,000395
Total interest expense$460,0001,513
Net interest income$17,414,000375
Provision for loan and lease losses$1,145,000253
Total noninterest income$8,650,000266
Gross Fiduciary activities income$137,000580
Service charges on deposit accounts$539,000592
Trading account gains and fees$0142
Additional Noninterest Income$7,974,000213
Total noninterest expense$20,794,000296
Salaries and employee benefits$7,416,000420
Premises and equipment expense$3,511,000203
Additional noninterest expense$9,867,000220
Pre-tax net operating income$4,125,000576
Securities gains (losses)$9,0001,537
Applicable income taxes$1,108,000593
Income before extraordinary items$3,026,000612
Extraordinary gains, net$012
Net income$3,026,000609
Minority interest net income$062
Net income of bank and minority interests.$3,026,000612
Net charge-offs$1,179,000199
Cash dividends$924,000796
Sale, conversion, retirement of capital stock, net$39,000359
Net operating income$3,019,430598
2015-12-31 (YTD Data)Rank
Total interest income$69,490,000386
Total interest expense$1,894,0001,455
Net interest income$67,596,000372
Provision for loan and lease losses$4,500,000231
Total noninterest income$20,670,000403
Gross Fiduciary activities income$583,000566
Service charges on deposit accounts$1,585,000813
Trading account gains and fees$0159
Additional Noninterest Income$18,502,000316
Total noninterest expense$68,199,000340
Salaries and employee benefits$28,589,000419
Premises and equipment expense$14,229,000200
Additional noninterest expense$25,381,000307
Pre-tax net operating income$15,567,000599
Securities gains (losses)$76,0001,329
Applicable income taxes$4,010,000621
Income before extraordinary items$11,633,000633
Extraordinary gains, net$023
Net income$11,633,000631
Minority interest net income$081
Net income of bank and minority interests.$11,633,000634
Net charge-offs$2,861,000281
Cash dividends$3,621,000856
Sale, conversion, retirement of capital stock, net$2,850,000123
Net operating income$11,576,760621
2015-09-30 (YTD Data)Rank
Total interest income$51,832,000392
Total interest expense$1,435,0001,455
Net interest income$50,397,000377
Provision for loan and lease losses$3,375,000220
Total noninterest income$18,911,000357
Gross Fiduciary activities income$412,000576
Service charges on deposit accounts$986,000964
Trading account gains and fees$0153
Additional Noninterest Income$17,513,000285
Total noninterest expense$54,709,000326
Salaries and employee benefits$21,274,000430
Premises and equipment expense$10,700,000203
Additional noninterest expense$22,735,000279
Pre-tax net operating income$11,224,000642
Securities gains (losses)$61,0001,344
Applicable income taxes$2,846,000657
Income before extraordinary items$8,439,000657
Extraordinary gains, net$021
Net income$8,439,000654
Minority interest net income$078
Net income of bank and minority interests.$8,439,000657
Net charge-offs$2,142,000268
Cash dividends$2,697,000783
Sale, conversion, retirement of capital stock, net$2,679,00094
Net operating income$8,393,250646
2015-06-30 (YTD Data)Rank
Total interest income$34,140,000395
Total interest expense$973,0001,439
Net interest income$33,167,000378
Provision for loan and lease losses$2,250,000221
Total noninterest income$11,331,000379
Gross Fiduciary activities income$232,000620
Service charges on deposit accounts$560,0001,098
Trading account gains and fees$0157
Additional Noninterest Income$10,539,000301
Total noninterest expense$35,229,000339
Salaries and employee benefits$13,868,000438
Premises and equipment expense$7,045,000204
Additional noninterest expense$14,316,000291
Pre-tax net operating income$7,019,000676
Securities gains (losses)$-29,0006,209
Applicable income taxes$1,697,000719
Income before extraordinary items$5,293,000693
Extraordinary gains, net$022
Net income$5,293,000690
Minority interest net income$075
Net income of bank and minority interests.$5,293,000693
Net charge-offs$1,413,000286
Cash dividends$1,787,000790
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,315,040670
2015-03-31 (YTD Data)Rank
Total interest income$16,751,000399
Total interest expense$516,0001,359
Net interest income$16,235,000383
Provision for loan and lease losses$1,125,000206
Total noninterest income$4,201,000460
Gross Fiduciary activities income$70,000713
Service charges on deposit accounts$285,0001,058
Trading account gains and fees$0152
Additional Noninterest Income$3,846,000359
Total noninterest expense$15,806,000370
Salaries and employee benefits$6,812,000445
Premises and equipment expense$3,415,000211
Additional noninterest expense$5,579,000333
Pre-tax net operating income$3,505,000656
Securities gains (losses)$-34,0006,336
Applicable income taxes$847,000701
Income before extraordinary items$2,624,000687
Extraordinary gains, net$013
Net income$2,624,000685
Minority interest net income$064
Net income of bank and minority interests.$2,624,000687
Net charge-offs$682,000257
Cash dividends$893,000746
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,649,840656
2014-12-31 (YTD Data)Rank
Total interest income$66,078,000389
Total interest expense$3,760,000785
Net interest income$62,318,000384
Provision for loan and lease losses$4,540,000233
Total noninterest income$20,142,000392
Gross Fiduciary activities income$492,000616
Service charges on deposit accounts$1,164,0001,134
Trading account gains and fees$0180
Additional Noninterest Income$18,486,000287
Total noninterest expense$64,841,000352
Salaries and employee benefits$26,281,000434
Premises and equipment expense$14,471,000192
Additional noninterest expense$24,089,000324
Pre-tax net operating income$13,079,000648
Securities gains (losses)$471,000416
Applicable income taxes$3,699,000615
Income before extraordinary items$9,851,000689
Extraordinary gains, net$017
Net income$9,851,000688
Minority interest net income$084
Net income of bank and minority interests.$9,851,000689
Net charge-offs$3,747,000295
Cash dividends$3,975,000744
Sale, conversion, retirement of capital stock, net$1,000,000208
Net operating income$9,507,170700
2014-09-30 (YTD Data)Rank
Total interest income$49,258,000395
Total interest expense$3,078,000721
Net interest income$46,180,000385
Provision for loan and lease losses$3,265,000231
Total noninterest income$15,366,000373
Gross Fiduciary activities income$314,000640
Service charges on deposit accounts$880,0001,136
Trading account gains and fees$0174
Additional Noninterest Income$14,172,000276
Total noninterest expense$49,445,000342
Salaries and employee benefits$20,014,000430
Premises and equipment expense$10,694,000193
Additional noninterest expense$18,737,000308
Pre-tax net operating income$8,836,000716
Securities gains (losses)$237,000571
Applicable income taxes$2,432,000687
Income before extraordinary items$6,641,000760
Extraordinary gains, net$015
Net income$6,641,000759
Minority interest net income$081
Net income of bank and minority interests.$6,641,000759
Net charge-offs$3,356,000250
Cash dividends$3,082,000655
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,467,990763
2014-06-30 (YTD Data)Rank
Total interest income$32,524,000392
Total interest expense$2,384,000613
Net interest income$30,140,000389
Provision for loan and lease losses$1,800,000274
Total noninterest income$10,529,000362
Gross Fiduciary activities income$152,000701
Service charges on deposit accounts$580,0001,120
Trading account gains and fees$0172
Additional Noninterest Income$9,797,000268
Total noninterest expense$32,847,000345
Salaries and employee benefits$13,241,000432
Premises and equipment expense$7,067,000193
Additional noninterest expense$12,539,000304
Pre-tax net operating income$6,022,000686
Securities gains (losses)$02,580
Applicable income taxes$1,713,000655
Income before extraordinary items$4,309,000760
Extraordinary gains, net$020
Net income$4,309,000759
Minority interest net income$080
Net income of bank and minority interests.$4,309,000760
Net charge-offs$1,277,000417
Cash dividends$2,201,000596
Sale, conversion, retirement of capital stock, net$-7,0006,581
Net operating income$4,309,000739
2014-03-31 (YTD Data)Rank
Total interest income$16,114,000396
Total interest expense$1,175,000629
Net interest income$14,939,000391
Provision for loan and lease losses$900,000280
Total noninterest income$5,385,000350
Gross Fiduciary activities income$53,000769
Service charges on deposit accounts$292,0001,109
Trading account gains and fees$0147
Additional Noninterest Income$5,040,000264
Total noninterest expense$16,380,000347
Salaries and employee benefits$6,554,000439
Premises and equipment expense$3,496,000201
Additional noninterest expense$6,330,000302
Pre-tax net operating income$3,044,000663
Securities gains (losses)$01,715
Applicable income taxes$875,000623
Income before extraordinary items$2,169,000720
Extraordinary gains, net$016
Net income$2,169,000721
Minority interest net income$066
Net income of bank and minority interests.$2,169,000721
Net charge-offs$558,000458
Cash dividends$1,098,000567
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,169,000711
2013-12-31 (YTD Data)Rank
Total interest income$63,083,000401
Total interest expense$4,799,000701
Net interest income$58,284,000387
Provision for loan and lease losses$2,095,000603
Total noninterest income$22,901,000370
Gross Fiduciary activities income$616,000562
Service charges on deposit accounts$1,214,0001,140
Trading account gains and fees$0184
Additional Noninterest Income$21,071,000277
Total noninterest expense$65,584,000347
Salaries and employee benefits$25,637,000435
Premises and equipment expense$14,100,000188
Additional noninterest expense$25,847,000304
Pre-tax net operating income$13,506,000592
Securities gains (losses)$627,000371
Applicable income taxes$4,080,000523
Income before extraordinary items$10,053,000641
Extraordinary gains, net$029
Net income$10,053,000644
Minority interest net income$090
Net income of bank and minority interests.$10,053,000643
Net charge-offs$2,367,000659
Cash dividends$4,658,000607
Sale, conversion, retirement of capital stock, net$-27,0006,715
Net operating income$9,607,830641
2013-09-30 (YTD Data)Rank
Total interest income$47,006,000408
Total interest expense$3,652,000710
Net interest income$43,354,000388
Provision for loan and lease losses$1,195,000776
Total noninterest income$17,577,000370
Gross Fiduciary activities income$429,000575
Service charges on deposit accounts$911,0001,145
Trading account gains and fees$0180
Additional Noninterest Income$16,237,000281
Total noninterest expense$49,778,000346
Salaries and employee benefits$19,190,000442
Premises and equipment expense$10,528,000185
Additional noninterest expense$20,060,000289
Pre-tax net operating income$9,958,000609
Securities gains (losses)$506,000404
Applicable income taxes$3,063,000540
Income before extraordinary items$7,401,000662
Extraordinary gains, net$025
Net income$7,401,000663
Minority interest net income$084
Net income of bank and minority interests.$7,401,000664
Net charge-offs$1,538,000727
Cash dividends$3,558,000565
Sale, conversion, retirement of capital stock, net$-26,0006,814
Net operating income$7,041,740673
2013-06-30 (YTD Data)Rank
Total interest income$30,793,000413
Total interest expense$2,530,000709
Net interest income$28,263,000398
Provision for loan and lease losses$295,0001,721
Total noninterest income$11,946,000373
Gross Fiduciary activities income$264,000595
Service charges on deposit accounts$601,0001,125
Trading account gains and fees$0157
Additional Noninterest Income$11,081,000286
Total noninterest expense$33,277,000345
Salaries and employee benefits$12,482,000452
Premises and equipment expense$6,971,000190
Additional noninterest expense$13,824,000290
Pre-tax net operating income$6,637,000597
Securities gains (losses)$450,000408
Applicable income taxes$2,056,000534
Income before extraordinary items$5,031,000658
Extraordinary gains, net$022
Net income$5,031,000660
Minority interest net income$082
Net income of bank and minority interests.$5,031,000660
Net charge-offs$934,000808
Cash dividends$2,371,000546
Sale, conversion, retirement of capital stock, net$-28,0006,883
Net operating income$4,711,500654
2013-03-31 (YTD Data)Rank
Total interest income$15,076,000421
Total interest expense$1,425,000616
Net interest income$13,651,000409
Provision for loan and lease losses$975,000408
Total noninterest income$5,947,000375
Gross Fiduciary activities income$120,000628
Service charges on deposit accounts$297,0001,127
Trading account gains and fees$0148
Additional Noninterest Income$5,530,000284
Total noninterest expense$16,119,000356
Salaries and employee benefits$5,557,000509
Premises and equipment expense$3,490,000190
Additional noninterest expense$7,072,000286
Pre-tax net operating income$2,504,000761
Securities gains (losses)$207,000450
Applicable income taxes$763,000656
Income before extraordinary items$1,948,000795
Extraordinary gains, net$010
Net income$1,948,000796
Minority interest net income$076
Net income of bank and minority interests.$1,948,000797
Net charge-offs$477,000796
Cash dividends$1,185,000469
Sale, conversion, retirement of capital stock, net$-33,0006,979
Net operating income$1,798,960810
2012-12-31 (YTD Data)Rank
Total interest income$61,695,000424
Total interest expense$5,540,000808
Net interest income$56,155,000403
Provision for loan and lease losses$3,900,000622
Total noninterest income$22,677,000387
Gross Fiduciary activities income$811,000499
Service charges on deposit accounts$1,168,0001,216
Trading account gains and fees$0166
Additional Noninterest Income$20,698,000302
Total noninterest expense$64,004,000355
Salaries and employee benefits$25,722,000427
Premises and equipment expense$13,653,000188
Additional noninterest expense$24,629,000339
Pre-tax net operating income$10,928,000670
Securities gains (losses)$1,351,000392
Applicable income taxes$3,424,000550
Income before extraordinary items$8,855,000680
Extraordinary gains, net$029
Net income$8,855,000680
Minority interest net income$093
Net income of bank and minority interests.$8,855,000680
Net charge-offs$2,793,000891
Cash dividends$4,741,000606
Sale, conversion, retirement of capital stock, net$1,000991
Net operating income$7,882,280717
2012-09-30 (YTD Data)Rank
Total interest income$46,496,000430
Total interest expense$4,099,000862
Net interest income$42,397,000404
Provision for loan and lease losses$2,925,000637
Total noninterest income$16,845,000385
Gross Fiduciary activities income$533,000529
Service charges on deposit accounts$884,0001,207
Trading account gains and fees$0157
Additional Noninterest Income$15,428,000294
Total noninterest expense$47,248,000358
Salaries and employee benefits$18,480,000432
Premises and equipment expense$10,083,000190
Additional noninterest expense$18,685,000330
Pre-tax net operating income$9,069,000626
Securities gains (losses)$423,000859
Applicable income taxes$2,553,000578
Income before extraordinary items$6,939,000675
Extraordinary gains, net$020
Net income$6,939,000673
Minority interest net income$086
Net income of bank and minority interests.$6,939,000675
Net charge-offs$2,011,000922
Cash dividends$3,555,000473
Sale, conversion, retirement of capital stock, net$2,000928
Net operating income$6,630,210671
2012-06-30 (YTD Data)Rank
Total interest income$31,054,000437
Total interest expense$2,693,000908
Net interest income$28,361,000402
Provision for loan and lease losses$1,950,000649
Total noninterest income$11,290,000379
Gross Fiduciary activities income$337,000548
Service charges on deposit accounts$589,0001,197
Trading account gains and fees$0153
Additional Noninterest Income$10,364,000292
Total noninterest expense$31,106,000358
Salaries and employee benefits$12,198,000435
Premises and equipment expense$6,478,000199
Additional noninterest expense$12,430,000334
Pre-tax net operating income$6,595,000585
Securities gains (losses)$180,0001,181
Applicable income taxes$1,843,000542
Income before extraordinary items$4,932,000639
Extraordinary gains, net$019
Net income$4,932,000639
Minority interest net income$084
Net income of bank and minority interests.$4,932,000639
Net charge-offs$1,169,0001,014
Cash dividends$2,370,000452
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,800,600628
2012-03-31 (YTD Data)Rank
Total interest income$14,499,000463
Total interest expense$1,341,000946
Net interest income$13,158,000432
Provision for loan and lease losses$975,000636
Total noninterest income$6,028,000352
Gross Fiduciary activities income$146,000583
Service charges on deposit accounts$290,0001,215
Trading account gains and fees$0148
Additional Noninterest Income$5,592,000272
Total noninterest expense$15,247,000362
Salaries and employee benefits$5,936,000448
Premises and equipment expense$3,275,000193
Additional noninterest expense$6,036,000327
Pre-tax net operating income$2,964,000626
Securities gains (losses)$117,000839
Applicable income taxes$818,000589
Income before extraordinary items$2,263,000673
Extraordinary gains, net$019
Net income$2,263,000674
Minority interest net income$078
Net income of bank and minority interests.$2,263,000674
Net charge-offs$320,0001,429
Cash dividends$1,184,000408
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,177,590668
2011-12-31 (YTD Data)Rank
Total interest income$50,766,000542
Total interest expense$5,613,0001,073
Net interest income$45,153,000490
Provision for loan and lease losses$4,617,000837
Total noninterest income$20,260,000372
Gross Fiduciary activities income$698,000494
Service charges on deposit accounts$1,270,0001,158
Trading account gains and fees$0146
Additional Noninterest Income$18,292,000285
Total noninterest expense$56,378,000384
Salaries and employee benefits$23,286,000427
Premises and equipment expense$12,092,000219
Additional noninterest expense$21,000,000373
Pre-tax net operating income$4,418,0001,320
Securities gains (losses)$2,400,000202
Applicable income taxes$758,0001,610
Income before extraordinary items$6,060,000817
Extraordinary gains, net$029
Net income$6,060,000814
Minority interest net income$096
Net income of bank and minority interests.$6,060,000817
Net charge-offs$2,882,0001,225
Cash dividends$4,557,000456
Sale, conversion, retirement of capital stock, net$1,607,000269
Net operating income$3,924,0001,201
2011-09-30 (YTD Data)Rank
Total interest income$37,647,000553
Total interest expense$4,217,0001,116
Net interest income$33,430,000494
Provision for loan and lease losses$3,225,000882
Total noninterest income$15,048,000368
Gross Fiduciary activities income$443,000525
Service charges on deposit accounts$975,0001,133
Trading account gains and fees$0145
Additional Noninterest Income$13,630,000287
Total noninterest expense$40,822,000391
Salaries and employee benefits$16,411,000447
Premises and equipment expense$8,925,000223
Additional noninterest expense$15,486,000376
Pre-tax net operating income$4,431,0001,045
Securities gains (losses)$1,725,000215
Applicable income taxes$1,272,000904
Income before extraordinary items$4,884,000791
Extraordinary gains, net$021
Net income$4,884,000790
Minority interest net income$087
Net income of bank and minority interests.$4,884,000791
Net charge-offs$2,387,0001,084
Cash dividends$3,371,000405
Sale, conversion, retirement of capital stock, net$411,000367
Net operating income$3,521,2501,036
2011-06-30 (YTD Data)Rank
Total interest income$25,201,000557
Total interest expense$2,777,0001,165
Net interest income$22,424,000492
Provision for loan and lease losses$1,950,000928
Total noninterest income$9,947,000381
Gross Fiduciary activities income$298,000533
Service charges on deposit accounts$647,0001,132
Trading account gains and fees$0153
Additional Noninterest Income$9,002,000291
Total noninterest expense$27,163,000392
Salaries and employee benefits$10,796,000456
Premises and equipment expense$5,877,000231
Additional noninterest expense$10,490,000373
Pre-tax net operating income$3,258,000933
Securities gains (losses)$1,171,000174
Applicable income taxes$953,000790
Income before extraordinary items$3,476,000743
Extraordinary gains, net$015
Net income$3,476,000741
Minority interest net income$089
Net income of bank and minority interests.$3,476,000743
Net charge-offs$1,297,0001,250
Cash dividends$2,187,000389
Sale, conversion, retirement of capital stock, net$339,000262
Net operating income$2,562,620932
2011-03-31 (YTD Data)Rank
Total interest income$12,406,000573
Total interest expense$1,378,0001,215
Net interest income$11,028,000496
Provision for loan and lease losses$975,000877
Total noninterest income$4,849,000385
Gross Fiduciary activities income$143,000539
Service charges on deposit accounts$326,0001,114
Trading account gains and fees$0158
Additional Noninterest Income$4,380,000297
Total noninterest expense$13,303,000400
Salaries and employee benefits$5,376,000466
Premises and equipment expense$2,879,000241
Additional noninterest expense$5,048,000385
Pre-tax net operating income$1,599,000956
Securities gains (losses)$190,000356
Applicable income taxes$366,000952
Income before extraordinary items$1,423,000862
Extraordinary gains, net$09
Net income$1,423,000860
Minority interest net income$086
Net income of bank and minority interests.$1,423,000862
Net charge-offs$919,000906
Cash dividends$1,092,000355
Sale, conversion, retirement of capital stock, net$130,000241
Net operating income$1,271,000929
2010-12-31 (YTD Data)Rank
Total interest income$48,816,000608
Total interest expense$6,027,0001,378
Net interest income$42,789,000505
Provision for loan and lease losses$3,125,0001,576
Total noninterest income$18,722,000407
Gross Fiduciary activities income$728,000466
Service charges on deposit accounts$1,487,0001,024
Trading account gains and fees$0175
Additional Noninterest Income$16,507,000320
Total noninterest expense$51,553,000424
Salaries and employee benefits$19,771,000498
Premises and equipment expense$12,061,000221
Additional noninterest expense$19,721,000409
Pre-tax net operating income$6,833,000786
Securities gains (losses)$2,603,000210
Applicable income taxes$2,344,000648
Income before extraordinary items$7,092,000639
Extraordinary gains, net$029
Net income$7,092,000636
Minority interest net income$0111
Net income of bank and minority interests.$7,092,000640
Net charge-offs$2,707,0001,558
Cash dividends$4,349,000384
Sale, conversion, retirement of capital stock, net$334,000529
Net operating income$5,139,750825
2010-09-30 (YTD Data)Rank
Total interest income$36,424,000621
Total interest expense$4,627,0001,399
Net interest income$31,797,000500
Provision for loan and lease losses$2,225,0001,542
Total noninterest income$13,861,000400
Gross Fiduciary activities income$458,000512
Service charges on deposit accounts$1,136,0001,031
Trading account gains and fees$0165
Additional Noninterest Income$12,267,000309
Total noninterest expense$38,438,000405
Salaries and employee benefits$14,809,000491
Premises and equipment expense$8,913,000226
Additional noninterest expense$14,716,000393
Pre-tax net operating income$4,995,000840
Securities gains (losses)$1,854,000235
Applicable income taxes$1,732,000667
Income before extraordinary items$5,117,000685
Extraordinary gains, net$023
Net income$5,117,000683
Minority interest net income$0110
Net income of bank and minority interests.$5,117,000685
Net charge-offs$2,103,0001,462
Cash dividends$3,260,000338
Sale, conversion, retirement of capital stock, net$247,000476
Net operating income$3,726,500895
2010-06-30 (YTD Data)Rank
Total interest income$23,742,000634
Total interest expense$3,216,0001,392
Net interest income$20,526,000515
Provision for loan and lease losses$1,475,0001,543
Total noninterest income$9,065,000400
Gross Fiduciary activities income$236,000565
Service charges on deposit accounts$801,000988
Trading account gains and fees$0152
Additional Noninterest Income$8,028,000307
Total noninterest expense$25,519,000405
Salaries and employee benefits$9,839,000487
Premises and equipment expense$6,090,000218
Additional noninterest expense$9,590,000394
Pre-tax net operating income$2,597,0001,032
Securities gains (losses)$792,000320
Applicable income taxes$866,000809
Income before extraordinary items$2,523,000892
Extraordinary gains, net$019
Net income$2,523,000892
Minority interest net income$0105
Net income of bank and minority interests.$2,523,000893
Net charge-offs$1,048,0001,676
Cash dividends$2,172,000321
Sale, conversion, retirement of capital stock, net$203,000372
Net operating income$1,936,9201,107
2010-03-31 (YTD Data)Rank
Total interest income$11,680,000665
Total interest expense$1,721,0001,372
Net interest income$9,959,000548
Provision for loan and lease losses$725,0001,445
Total noninterest income$4,392,000411
Gross Fiduciary activities income$100,000616
Service charges on deposit accounts$389,0001,014
Trading account gains and fees$0175
Additional Noninterest Income$3,903,000317
Total noninterest expense$12,494,000418
Salaries and employee benefits$4,856,000501
Premises and equipment expense$2,965,000231
Additional noninterest expense$4,673,000402
Pre-tax net operating income$1,132,0001,159
Securities gains (losses)$13,0001,658
Applicable income taxes$259,0001,172
Income before extraordinary items$886,0001,230
Extraordinary gains, net$016
Net income$886,0001,233
Minority interest net income$091
Net income of bank and minority interests.$886,0001,232
Net charge-offs$464,0001,633
Cash dividends$1,085,000308
Sale, conversion, retirement of capital stock, net$80,000336
Net operating income$875,9901,217
2009-12-31 (YTD Data)Rank
Total interest income$49,087,000670
Total interest expense$9,025,0001,322
Net interest income$40,062,000541
Provision for loan and lease losses$2,550,0002,152
Total noninterest income$16,484,000442
Gross Fiduciary activities income$619,000501
Service charges on deposit accounts$1,699,0001,022
Trading account gains and fees$0211
Additional Noninterest Income$14,166,000352
Total noninterest expense$49,289,000434
Salaries and employee benefits$19,038,000506
Premises and equipment expense$12,161,000223
Additional noninterest expense$18,090,000477
Pre-tax net operating income$4,707,000892
Securities gains (losses)$2,722,000211
Applicable income taxes$1,928,000581
Income before extraordinary items$5,501,000609
Extraordinary gains, net$034
Net income$5,501,000609
Minority interest net income$0115
Net income of bank and minority interests.$5,501,000610
Net charge-offs$3,595,0001,433
Cash dividends$4,328,000406
Sale, conversion, retirement of capital stock, net$267,000651
Net operating income$3,486,720974
2009-09-30 (YTD Data)Rank
Total interest income$36,655,000689
Total interest expense$7,032,0001,338
Net interest income$29,623,000553
Provision for loan and lease losses$1,875,0001,995
Total noninterest income$12,102,000456
Gross Fiduciary activities income$421,000523
Service charges on deposit accounts$1,289,0001,005
Trading account gains and fees$0212
Additional Noninterest Income$10,392,000366
Total noninterest expense$36,195,000447
Salaries and employee benefits$14,463,000512
Premises and equipment expense$9,135,000233
Additional noninterest expense$12,597,000483
Pre-tax net operating income$3,655,000916
Securities gains (losses)$1,934,000220
Applicable income taxes$1,452,000616
Income before extraordinary items$4,137,000648
Extraordinary gains, net$027
Net income$4,137,000649
Minority interest net income$0118
Net income of bank and minority interests.$4,137,000650
Net charge-offs$3,167,0001,146
Cash dividends$3,244,000381
Sale, conversion, retirement of capital stock, net$204,000577
Net operating income$2,705,840986
2009-06-30 (YTD Data)Rank
Total interest income$24,120,000719
Total interest expense$4,512,0001,476
Net interest income$19,608,000557
Provision for loan and lease losses$1,200,0001,856
Total noninterest income$8,198,000453
Gross Fiduciary activities income$276,000529
Service charges on deposit accounts$902,000943
Trading account gains and fees$0193
Additional Noninterest Income$7,020,000364
Total noninterest expense$23,743,000464
Salaries and employee benefits$9,539,000530
Premises and equipment expense$6,057,000238
Additional noninterest expense$8,147,000494
Pre-tax net operating income$2,863,000815
Securities gains (losses)$1,073,000270
Applicable income taxes$1,020,000607
Income before extraordinary items$2,916,000624
Extraordinary gains, net$021
Net income$2,916,000623
Minority interest net income$0112
Net income of bank and minority interests.$2,916,000625
Net charge-offs$1,744,0001,229
Cash dividends$2,161,000409
Sale, conversion, retirement of capital stock, net$85,000648
Net operating income$2,121,980856
2009-03-31 (YTD Data)Rank
Total interest income$11,974,000726
Total interest expense$2,195,0001,547
Net interest income$9,779,000557
Provision for loan and lease losses$600,0001,587
Total noninterest income$4,072,000431
Gross Fiduciary activities income$107,000585
Service charges on deposit accounts$446,000919
Trading account gains and fees$0171
Additional Noninterest Income$3,519,000333
Total noninterest expense$11,614,000443
Salaries and employee benefits$4,810,000527
Premises and equipment expense$3,004,000244
Additional noninterest expense$3,800,000459
Pre-tax net operating income$1,637,000774
Securities gains (losses)$34,0001,476
Applicable income taxes$488,000691
Income before extraordinary items$1,183,000896
Extraordinary gains, net$015
Net income$1,183,000896
Minority interest net income$0102
Net income of bank and minority interests.$1,183,000898
Net charge-offs$349,0001,650
Cash dividends$1,080,000405
Sale, conversion, retirement of capital stock, net$64,000438
Net operating income$1,158,860861
2008-12-31 (YTD Data)Rank
Total interest income$49,783,000747
Total interest expense$9,843,0001,650
Net interest income$39,940,000550
Provision for loan and lease losses$2,400,0001,600
Total noninterest income$15,128,000433
Gross Fiduciary activities income$773,000465
Service charges on deposit accounts$1,693,0001,051
Trading account gains and fees$0154
Additional Noninterest Income$12,662,000324
Total noninterest expense$45,500,000460
Salaries and employee benefits$18,249,000522
Premises and equipment expense$11,644,000240
Additional noninterest expense$15,607,000463
Pre-tax net operating income$7,168,000774
Securities gains (losses)$1,451,000165
Applicable income taxes$2,409,000572
Income before extraordinary items$6,210,000652
Extraordinary gains, net$039
Net income$6,210,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,436,0001,599
Cash dividends$4,313,000645
Sale, conversion, retirement of capital stock, net$270,000694
Net operating income$5,165,280845
2008-09-30 (YTD Data)Rank
Total interest income$37,757,000761
Total interest expense$7,442,0001,698
Net interest income$30,315,000558
Provision for loan and lease losses$1,800,0001,264
Total noninterest income$11,283,000464
Gross Fiduciary activities income$543,000489
Service charges on deposit accounts$1,263,0001,073
Trading account gains and fees$0148
Additional Noninterest Income$9,477,000356
Total noninterest expense$33,827,000454
Salaries and employee benefits$13,537,000549
Premises and equipment expense$8,799,000243
Additional noninterest expense$11,491,000444
Pre-tax net operating income$5,971,000856
Securities gains (losses)$464,000338
Applicable income taxes$1,832,000699
Income before extraordinary items$4,603,000793
Extraordinary gains, net$031
Net income$4,603,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,0001,476
Cash dividends$3,233,000670
Sale, conversion, retirement of capital stock, net$221,000546
Net operating income$4,268,920916
2008-06-30 (YTD Data)Rank
Total interest income$25,241,000772
Total interest expense$5,259,0001,671
Net interest income$19,982,000560
Provision for loan and lease losses$1,200,0001,093
Total noninterest income$7,463,000481
Gross Fiduciary activities income$375,000491
Service charges on deposit accounts$813,0001,088
Trading account gains and fees$0149
Additional Noninterest Income$6,275,000369
Total noninterest expense$22,493,000459
Salaries and employee benefits$8,927,000555
Premises and equipment expense$5,766,000249
Additional noninterest expense$7,800,000430
Pre-tax net operating income$3,752,000945
Securities gains (losses)$142,000766
Applicable income taxes$1,125,000855
Income before extraordinary items$2,769,000987
Extraordinary gains, net$021
Net income$2,769,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,597
Cash dividends$2,154,000742
Sale, conversion, retirement of capital stock, net$152,000463
Net operating income$2,668,1801,016
2008-03-31 (YTD Data)Rank
Total interest income$12,658,000794
Total interest expense$2,794,0001,681
Net interest income$9,864,000563
Provision for loan and lease losses$600,000895
Total noninterest income$3,556,000504
Gross Fiduciary activities income$156,000547
Service charges on deposit accounts$394,0001,100
Trading account gains and fees$0158
Additional Noninterest Income$3,006,000394
Total noninterest expense$10,590,000471
Salaries and employee benefits$4,443,000569
Premises and equipment expense$2,801,000259
Additional noninterest expense$3,346,000461
Pre-tax net operating income$2,230,000853
Securities gains (losses)$142,000560
Applicable income taxes$701,000778
Income before extraordinary items$1,671,000904
Extraordinary gains, net$015
Net income$1,671,000905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,186
Cash dividends$1,076,000695
Sale, conversion, retirement of capital stock, net$83,000358
Net operating income$1,571,600919
2007-12-31 (YTD Data)Rank
Total interest income$54,039,000767
Total interest expense$12,423,0001,620
Net interest income$41,616,000547
Provision for loan and lease losses$929,0001,505
Total noninterest income$14,643,000465
Gross Fiduciary activities income$687,000518
Service charges on deposit accounts$1,565,0001,141
Trading account gains and fees$0178
Additional Noninterest Income$12,391,000360
Total noninterest expense$43,309,000452
Salaries and employee benefits$17,574,000551
Premises and equipment expense$10,823,000249
Additional noninterest expense$14,912,000427
Pre-tax net operating income$12,021,000716
Securities gains (losses)$88,000641
Applicable income taxes$3,622,000693
Income before extraordinary items$8,487,000769
Extraordinary gains, net$039
Net income$8,487,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$879,0001,129
Cash dividends$6,223,000617
Sale, conversion, retirement of capital stock, net$-36,0008,424
Net operating income$8,425,400757
2007-09-30 (YTD Data)Rank
Total interest income$40,226,000776
Total interest expense$9,250,0001,623
Net interest income$30,976,000548
Provision for loan and lease losses$1,241,000745
Total noninterest income$10,628,000487
Gross Fiduciary activities income$439,000556
Service charges on deposit accounts$1,157,0001,138
Trading account gains and fees$0184
Additional Noninterest Income$9,032,000366
Total noninterest expense$31,536,000454
Salaries and employee benefits$13,089,000560
Premises and equipment expense$7,808,000263
Additional noninterest expense$10,639,000427
Pre-tax net operating income$8,827,000778
Securities gains (losses)$72,000559
Applicable income taxes$2,625,000771
Income before extraordinary items$6,274,000831
Extraordinary gains, net$033
Net income$6,274,000829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$660,000870
Cash dividends$5,148,000556
Sale, conversion, retirement of capital stock, net$-86,0008,486
Net operating income$6,222,880829
2007-06-30 (YTD Data)Rank
Total interest income$26,431,000795
Total interest expense$5,981,0001,672
Net interest income$20,450,000571
Provision for loan and lease losses$1,125,000536
Total noninterest income$7,279,000490
Gross Fiduciary activities income$307,000549
Service charges on deposit accounts$763,0001,161
Trading account gains and fees$0168
Additional Noninterest Income$6,209,000379
Total noninterest expense$20,528,000476
Salaries and employee benefits$8,522,000588
Premises and equipment expense$5,338,000260
Additional noninterest expense$6,668,000462
Pre-tax net operating income$6,076,000787
Securities gains (losses)$30,000626
Applicable income taxes$1,848,000780
Income before extraordinary items$4,258,000858
Extraordinary gains, net$029
Net income$4,258,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0001,333
Cash dividends$4,074,000494
Sale, conversion, retirement of capital stock, net$-152,0008,569
Net operating income$4,237,000852
2007-03-31 (YTD Data)Rank
Total interest income$12,860,000803
Total interest expense$2,819,0001,765
Net interest income$10,041,000580
Provision for loan and lease losses$600,000449
Total noninterest income$3,697,000479
Gross Fiduciary activities income$148,000571
Service charges on deposit accounts$383,0001,119
Trading account gains and fees$0195
Additional Noninterest Income$3,166,000366
Total noninterest expense$10,012,000487
Salaries and employee benefits$4,122,000606
Premises and equipment expense$2,646,000265
Additional noninterest expense$3,244,000459
Pre-tax net operating income$3,126,000771
Securities gains (losses)$27,000501
Applicable income taxes$1,000,000738
Income before extraordinary items$2,153,000833
Extraordinary gains, net$022
Net income$2,153,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,000911
Cash dividends$3,001,000329
Sale, conversion, retirement of capital stock, net$-222,0008,617
Net operating income$2,134,640829
2006-12-31 (YTD Data)Rank
Total interest income$50,249,000764
Total interest expense$10,192,0001,646
Net interest income$40,057,000578
Provision for loan and lease losses$2,050,000545
Total noninterest income$13,155,000504
Gross Fiduciary activities income$693,000504
Service charges on deposit accounts$1,593,0001,109
Trading account gains and fees$0130
Additional Noninterest Income$10,869,000392
Total noninterest expense$37,581,000492
Salaries and employee benefits$15,387,000611
Premises and equipment expense$10,412,000251
Additional noninterest expense$11,782,000491
Pre-tax net operating income$13,581,000747
Securities gains (losses)$-8,0007,211
Applicable income taxes$4,063,000747
Income before extraordinary items$9,510,000780
Extraordinary gains, net$051
Net income$9,510,000779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,820,000425
Cash dividends$4,296,000823
Sale, conversion, retirement of capital stock, net$121,000855
Net operating income$9,515,600769
2006-09-30 (YTD Data)Rank
Total interest income$37,393,000773
Total interest expense$7,315,0001,676
Net interest income$30,078,000589
Provision for loan and lease losses$1,800,000442
Total noninterest income$9,799,000520
Gross Fiduciary activities income$455,000542
Service charges on deposit accounts$1,202,0001,113
Trading account gains and fees$0126
Additional Noninterest Income$8,142,000403
Total noninterest expense$27,412,000522
Salaries and employee benefits$10,940,000656
Premises and equipment expense$7,725,000264
Additional noninterest expense$8,747,000502
Pre-tax net operating income$10,665,000753
Securities gains (losses)$-8,0007,531
Applicable income taxes$3,478,000699
Income before extraordinary items$7,179,000816
Extraordinary gains, net$045
Net income$7,179,000815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,488,000342
Cash dividends$3,221,000779
Sale, conversion, retirement of capital stock, net$80,000742
Net operating income$7,184,360806
2006-06-30 (YTD Data)Rank
Total interest income$24,282,000772
Total interest expense$4,623,0001,682
Net interest income$19,659,000599
Provision for loan and lease losses$1,200,000421
Total noninterest income$6,696,000514
Gross Fiduciary activities income$337,000513
Service charges on deposit accounts$805,0001,100
Trading account gains and fees$0126
Additional Noninterest Income$5,554,000409
Total noninterest expense$17,974,000536
Salaries and employee benefits$7,093,000680
Premises and equipment expense$5,077,000267
Additional noninterest expense$5,804,000503
Pre-tax net operating income$7,181,000747
Securities gains (losses)$-8,0007,799
Applicable income taxes$2,333,000710
Income before extraordinary items$4,840,000803
Extraordinary gains, net$039
Net income$4,840,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,123,000311
Cash dividends$2,147,000764
Sale, conversion, retirement of capital stock, net$53,000623
Net operating income$4,845,360792
2006-03-31 (YTD Data)Rank
Total interest income$12,036,000758
Total interest expense$2,098,0001,747
Net interest income$9,938,000588
Provision for loan and lease losses$600,000400
Total noninterest income$3,460,000504
Gross Fiduciary activities income$188,000495
Service charges on deposit accounts$408,0001,045
Trading account gains and fees$0115
Additional Noninterest Income$2,864,000397
Total noninterest expense$8,688,000541
Salaries and employee benefits$3,453,000692
Premises and equipment expense$2,521,000272
Additional noninterest expense$2,714,000522
Pre-tax net operating income$4,110,000651
Securities gains (losses)$-7,0008,168
Applicable income taxes$1,350,000636
Income before extraordinary items$2,753,000701
Extraordinary gains, net$021
Net income$2,753,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$443,000354
Cash dividends$1,073,000708
Sale, conversion, retirement of capital stock, net$39,000424
Net operating income$2,757,690687
2005-12-31 (YTD Data)Rank
Total interest income$41,800,000767
Total interest expense$6,248,0001,815
Net interest income$35,552,000614
Provision for loan and lease losses$1,841,000578
Total noninterest income$11,856,000553
Gross Fiduciary activities income$547,000563
Service charges on deposit accounts$1,648,0001,079
Trading account gains and fees$0138
Additional Noninterest Income$9,661,000439
Total noninterest expense$35,651,000511
Salaries and employee benefits$13,774,000658
Premises and equipment expense$10,406,000255
Additional noninterest expense$11,471,000495
Pre-tax net operating income$9,916,000989
Securities gains (losses)$642,000245
Applicable income taxes$3,424,000871
Income before extraordinary items$7,134,0001,018
Extraordinary gains, net$046
Net income$7,134,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,897,000419
Cash dividends$4,287,000765
Sale, conversion, retirement of capital stock, net$83,000749
Net operating income$6,697,4401,062
2005-09-30 (YTD Data)Rank
Total interest income$30,707,000765
Total interest expense$4,349,0001,840
Net interest income$26,358,000610
Provision for loan and lease losses$1,950,000392
Total noninterest income$8,898,000553
Gross Fiduciary activities income$410,000553
Service charges on deposit accounts$1,238,0001,074
Trading account gains and fees$0126
Additional Noninterest Income$7,250,000444
Total noninterest expense$25,415,000534
Salaries and employee benefits$10,345,000650
Premises and equipment expense$7,279,000273
Additional noninterest expense$7,791,000537
Pre-tax net operating income$7,891,000933
Securities gains (losses)$02,317
Applicable income taxes$2,563,000883
Income before extraordinary items$5,328,0001,011
Extraordinary gains, net$035
Net income$5,328,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,555,000365
Cash dividends$3,215,000696
Sale, conversion, retirement of capital stock, net$66,000604
Net operating income$5,328,000998
2005-06-30 (YTD Data)Rank
Total interest income$19,791,000775
Total interest expense$2,669,0001,871
Net interest income$17,122,000621
Provision for loan and lease losses$1,350,000375
Total noninterest income$5,982,000548
Gross Fiduciary activities income$296,000540
Service charges on deposit accounts$817,0001,057
Trading account gains and fees$0116
Additional Noninterest Income$4,869,000442
Total noninterest expense$16,732,000541
Salaries and employee benefits$6,780,000657
Premises and equipment expense$4,870,000267
Additional noninterest expense$5,082,000549
Pre-tax net operating income$5,022,000949
Securities gains (losses)$02,146
Applicable income taxes$1,630,000889
Income before extraordinary items$3,392,0001,032
Extraordinary gains, net$030
Net income$3,392,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$906,000390
Cash dividends$2,143,000674
Sale, conversion, retirement of capital stock, net$43,000514
Net operating income$3,392,0001,011
2005-03-31 (YTD Data)Rank
Total interest income$9,575,000782
Total interest expense$1,218,0001,943
Net interest income$8,357,000623
Provision for loan and lease losses$750,000326
Total noninterest income$3,007,000529
Gross Fiduciary activities income$140,000566
Service charges on deposit accounts$415,000996
Trading account gains and fees$0115
Additional Noninterest Income$2,452,000429
Total noninterest expense$8,055,000540
Salaries and employee benefits$3,361,000652
Premises and equipment expense$2,339,000276
Additional noninterest expense$2,355,000576
Pre-tax net operating income$2,559,000917
Securities gains (losses)$01,685
Applicable income taxes$832,000876
Income before extraordinary items$1,727,0001,008
Extraordinary gains, net$024
Net income$1,727,0001,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$526,000336
Cash dividends$1,072,000621
Sale, conversion, retirement of capital stock, net$31,000357
Net operating income$1,727,000985
2004-12-31 (YTD Data)Rank
Total interest income$35,995,000781
Total interest expense$4,064,0002,016
Net interest income$31,931,000629
Provision for loan and lease losses$2,700,000423
Total noninterest income$12,070,000538
Gross Fiduciary activities income$752,000439
Service charges on deposit accounts$1,736,0001,027
Trading account gains and fees$0138
Additional Noninterest Income$9,582,000427
Total noninterest expense$32,017,000537
Salaries and employee benefits$13,333,000640
Premises and equipment expense$9,153,000275
Additional noninterest expense$9,531,000575
Pre-tax net operating income$9,284,000945
Securities gains (losses)$120,0001,124
Applicable income taxes$2,899,000926
Income before extraordinary items$6,505,0001,017
Extraordinary gains, net$034
Net income$6,505,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,864,000483
Cash dividends$4,281,000708
Sale, conversion, retirement of capital stock, net$65,000712
Net operating income$6,422,200999
2004-09-30 (YTD Data)Rank
Total interest income$26,488,000790
Total interest expense$2,938,0002,036
Net interest income$23,550,000628
Provision for loan and lease losses$2,250,000386
Total noninterest income$9,086,000540
Gross Fiduciary activities income$508,000467
Service charges on deposit accounts$1,304,0001,025
Trading account gains and fees$0134
Additional Noninterest Income$7,274,000427
Total noninterest expense$23,812,000539
Salaries and employee benefits$9,835,000643
Premises and equipment expense$6,781,000279
Additional noninterest expense$7,196,000574
Pre-tax net operating income$6,574,0001,008
Securities gains (losses)$17,0002,413
Applicable income taxes$2,140,000962
Income before extraordinary items$4,451,0001,104
Extraordinary gains, net$026
Net income$4,451,0001,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,583,000412
Cash dividends$3,210,000654
Sale, conversion, retirement of capital stock, net$48,000597
Net operating income$4,439,4401,075
2004-06-30 (YTD Data)Rank
Total interest income$17,466,000795
Total interest expense$1,892,0002,088
Net interest income$15,574,000625
Provision for loan and lease losses$1,500,000385
Total noninterest income$6,170,000539
Gross Fiduciary activities income$358,000453
Service charges on deposit accounts$851,0001,037
Trading account gains and fees$0130
Additional Noninterest Income$4,961,000418
Total noninterest expense$15,862,000538
Salaries and employee benefits$6,514,000643
Premises and equipment expense$4,527,000284
Additional noninterest expense$4,821,000554
Pre-tax net operating income$4,382,000997
Securities gains (losses)$17,0002,130
Applicable income taxes$1,431,000951
Income before extraordinary items$2,968,0001,107
Extraordinary gains, net$021
Net income$2,968,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,189,000372
Cash dividends$2,140,000665
Sale, conversion, retirement of capital stock, net$33,000521
Net operating income$2,956,6101,070
2004-03-31 (YTD Data)Rank
Total interest income$8,654,000815
Total interest expense$926,0002,151
Net interest income$7,728,000635
Provision for loan and lease losses$750,000379
Total noninterest income$3,203,000520
Gross Fiduciary activities income$156,000503
Service charges on deposit accounts$434,000975
Trading account gains and fees$0121
Additional Noninterest Income$2,613,000403
Total noninterest expense$7,992,000541
Salaries and employee benefits$3,328,000642
Premises and equipment expense$2,200,000295
Additional noninterest expense$2,464,000541
Pre-tax net operating income$2,189,000985
Securities gains (losses)$02,934
Applicable income taxes$716,000966
Income before extraordinary items$1,473,0001,113
Extraordinary gains, net$016
Net income$1,473,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,000904
Cash dividends$1,069,000634
Sale, conversion, retirement of capital stock, net$12,000397
Net operating income$1,473,0001,053
2003-12-31 (YTD Data)Rank
Total interest income$34,479,000826
Total interest expense$4,577,0001,954
Net interest income$29,902,000631
Provision for loan and lease losses$3,150,000454
Total noninterest income$12,392,000555
Gross Fiduciary activities income$746,000443
Service charges on deposit accounts$1,715,0001,014
Trading account gains and fees$0160
Additional Noninterest Income$9,931,000451
Total noninterest expense$34,295,000518
Salaries and employee benefits$13,140,000648
Premises and equipment expense$8,580,000301
Additional noninterest expense$12,575,000460
Pre-tax net operating income$4,849,0001,679
Securities gains (losses)$33,0002,848
Applicable income taxes$19,284,000236
Income before extraordinary items$-14,402,0009,172
Extraordinary gains, net$054
Net income$-14,402,0009,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,851,000422
Cash dividends$4,274,000747
Sale, conversion, retirement of capital stock, net$72,000694
Net operating income$-14,423,1209,163
2003-09-30 (YTD Data)Rank
Total interest income$25,694,000847
Total interest expense$3,608,0001,936
Net interest income$22,086,000653
Provision for loan and lease losses$2,400,000455
Total noninterest income$9,280,000583
Gross Fiduciary activities income$543,000458
Service charges on deposit accounts$1,248,0001,042
Trading account gains and fees$0153
Additional Noninterest Income$7,489,000472
Total noninterest expense$26,163,000522
Salaries and employee benefits$10,061,000653
Premises and equipment expense$6,248,000318
Additional noninterest expense$9,854,000458
Pre-tax net operating income$2,803,0002,157
Securities gains (losses)$-15,0008,984
Applicable income taxes$17,892,000211
Income before extraordinary items$-15,104,0009,229
Extraordinary gains, net$040
Net income$-15,104,0009,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,833,000471
Cash dividends$3,205,000698
Sale, conversion, retirement of capital stock, net$56,000550
Net operating income$-15,094,4009,222
2003-06-30 (YTD Data)Rank
Total interest income$16,920,000863
Total interest expense$2,537,0001,893
Net interest income$14,383,000667
Provision for loan and lease losses$1,650,000448
Total noninterest income$6,149,000581
Gross Fiduciary activities income$346,000476
Service charges on deposit accounts$804,0001,068
Trading account gains and fees$0150
Additional Noninterest Income$4,999,000466
Total noninterest expense$16,253,000552
Salaries and employee benefits$6,750,000648
Premises and equipment expense$4,102,000324
Additional noninterest expense$5,401,000529
Pre-tax net operating income$2,629,0001,596
Securities gains (losses)$-15,0009,087
Applicable income taxes$206,0003,907
Income before extraordinary items$2,408,0001,374
Extraordinary gains, net$030
Net income$2,408,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,111,000488
Cash dividends$2,136,000700
Sale, conversion, retirement of capital stock, net$35,000457
Net operating income$2,421,8001,273
2003-03-31 (YTD Data)Rank
Total interest income$8,276,000899
Total interest expense$1,312,0001,877
Net interest income$6,964,000688
Provision for loan and lease losses$900,000403
Total noninterest income$3,023,000587
Gross Fiduciary activities income$131,000566
Service charges on deposit accounts$393,0001,055
Trading account gains and fees$0134
Additional Noninterest Income$2,499,000469
Total noninterest expense$7,958,000559
Salaries and employee benefits$3,337,000651
Premises and equipment expense$2,018,000334
Additional noninterest expense$2,603,000542
Pre-tax net operating income$1,129,0001,840
Securities gains (losses)$02,891
Applicable income taxes$84,0004,263
Income before extraordinary items$1,045,0001,539
Extraordinary gains, net$021
Net income$1,045,0001,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,000563
Cash dividends$1,068,000658
Sale, conversion, retirement of capital stock, net$19,000322
Net operating income$1,045,0001,443
2002-12-31 (YTD Data)Rank
Total interest income$35,697,000851
Total interest expense$6,493,0001,753
Net interest income$29,204,000653
Provision for loan and lease losses$4,439,000421
Total noninterest income$11,823,000563
Gross Fiduciary activities income$720,000470
Service charges on deposit accounts$1,682,000960
Trading account gains and fees$0153
Additional Noninterest Income$9,421,000450
Total noninterest expense$31,591,000543
Salaries and employee benefits$13,523,000604
Premises and equipment expense$8,072,000317
Additional noninterest expense$9,996,000557
Pre-tax net operating income$4,997,0001,629
Securities gains (losses)$507,000652
Applicable income taxes$1,067,0002,115
Income before extraordinary items$4,437,0001,399
Extraordinary gains, net$070
Net income$4,437,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,107,000259
Cash dividends$4,267,000708
Sale, conversion, retirement of capital stock, net$77,000675
Net operating income$4,026,3301,474
2001-12-31 (YTD Data)Rank
Total interest income$48,025,000724
Total interest expense$15,701,0001,031
Net interest income$32,324,000570
Provision for loan and lease losses$3,571,000461
Total noninterest income$11,230,000559
Gross Fiduciary activities income$701,000491
Service charges on deposit accounts$1,820,000811
Trading account gains and fees$0177
Additional Noninterest Income$8,709,000455
Total noninterest expense$33,098,000510
Salaries and employee benefits$14,771,000534
Premises and equipment expense$7,948,000315
Additional noninterest expense$10,379,000565
Pre-tax net operating income$6,885,0001,084
Securities gains (losses)$34,0002,711
Applicable income taxes$-264,0009,410
Income before extraordinary items$7,183,000777
Extraordinary gains, net$0105
Net income$7,183,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,035,000423
Cash dividends$4,781,000645
Sale, conversion, retirement of capital stock, net$-15,226,0009,611
Net operating income$7,149,000746
2000-12-31 (YTD Data)Rank
Total interest income$57,656,000638
Total interest expense$20,272,000876
Net interest income$37,384,000504
Provision for loan and lease losses$4,387,000352
Total noninterest income$10,050,000580
Gross Fiduciary activities income$692,000505
Service charges on deposit accounts$1,763,000769
Trading account gains and fees$0180
Additional Noninterest Income$7,595,000491
Total noninterest expense$34,447,000470
Salaries and employee benefits$15,633,000475
Premises and equipment expense$7,810,000312
Additional noninterest expense$11,004,000542
Pre-tax net operating income$8,600,000904
Securities gains (losses)$-1,0007,406
Applicable income taxes$-614,0009,808
Income before extraordinary items$9,213,000615
Extraordinary gains, net$038
Net income$9,213,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,787,000280
Cash dividends$4,455,000691
Sale, conversion, retirement of capital stock, net$63,000745
Net operating income$9,214,000608
1999-12-31 (YTD Data)Rank
Total interest income$51,544,000682
Total interest expense$16,831,000929
Net interest income$34,713,000559
Provision for loan and lease losses$3,400,000378
Total noninterest income$10,493,000600
Gross Fiduciary activities income$821,000507
Service charges on deposit accounts$1,840,000725
Trading account gains and fees$0173
Additional Noninterest Income$7,832,000503
Total noninterest expense$31,496,000526
Salaries and employee benefits$15,705,000487
Premises and equipment expense$7,769,000315
Additional noninterest expense$8,022,000700
Pre-tax net operating income$10,310,000803
Securities gains (losses)$3,0002,393
Applicable income taxes$590,0003,260
Income before extraordinary items$9,723,000639
Extraordinary gains, net$035
Net income$9,723,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,610,000393
Cash dividends$3,956,000788
Sale, conversion, retirement of capital stock, net$78,000814
Net operating income$9,720,180626
1998-12-31 (YTD Data)Rank
Total interest income$54,835,000632
Total interest expense$18,889,000840
Net interest income$35,946,000523
Provision for loan and lease losses$2,849,000466
Total noninterest income$10,311,000591
Gross Fiduciary activities income$970,000470
Service charges on deposit accounts$2,052,000597
Trading account gains and fees$0224
Additional Noninterest Income$7,289,000509
Total noninterest expense$32,061,000504
Salaries and employee benefits$15,860,000459
Premises and equipment expense$7,460,000311
Additional noninterest expense$8,741,000646
Pre-tax net operating income$11,347,000704
Securities gains (losses)$2,0003,909
Applicable income taxes$645,0003,219
Income before extraordinary items$10,704,000555
Extraordinary gains, net$032
Net income$10,704,000554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,867,000487
Cash dividends$3,755,000824
Sale, conversion, retirement of capital stock, net$202,000679
Net operating income$10,702,120529
1997-12-31 (YTD Data)Rank
Total interest income$53,965,000658
Total interest expense$18,410,000895
Net interest income$35,555,000535
Provision for loan and lease losses$1,800,000635
Total noninterest income$10,660,000548
Gross Fiduciary activities income$1,333,000401
Service charges on deposit accounts$2,204,000593
Trading account gains and fees$0239
Additional Noninterest Income$7,123,000504
Total noninterest expense$32,593,000487
Salaries and employee benefits$15,984,000436
Premises and equipment expense$7,304,000314
Additional noninterest expense$9,305,000619
Pre-tax net operating income$11,822,000710
Securities gains (losses)$6,0002,665
Applicable income taxes$772,0003,005
Income before extraordinary items$11,056,000537
Extraordinary gains, net$044
Net income$11,056,000537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,990,000507
Cash dividends$4,236,000710
Sale, conversion, retirement of capital stock, net$159,000706
Net operating income$11,050,420517
1996-12-31 (YTD Data)Rank
Total interest income$52,984,000701
Total interest expense$19,012,000885
Net interest income$33,972,000603
Provision for loan and lease losses$2,200,000569
Total noninterest income$10,144,000582
Gross Fiduciary activities income$1,559,000400
Service charges on deposit accounts$1,958,000682
Trading account gains and fees$0262
Additional Noninterest Income$6,627,000542
Total noninterest expense$30,001,000561
Salaries and employee benefits$15,724,000462
Premises and equipment expense$6,171,000397
Additional noninterest expense$8,106,000794
Pre-tax net operating income$11,915,000682
Securities gains (losses)$04,148
Applicable income taxes$114,0008,499
Income before extraordinary items$11,801,000503
Extraordinary gains, net$053
Net income$11,801,000503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,893,000595
Cash dividends$3,192,000914
Sale, conversion, retirement of capital stock, net$-9,766,00011,451
Net operating income$11,801,000498
1995-12-31 (YTD Data)Rank
Total interest income$51,823,000740
Total interest expense$17,064,000995
Net interest income$34,759,000592
Provision for loan and lease losses$2,000,000574
Total noninterest income$8,035,000698
Gross Fiduciary activities income$1,260,000478
Service charges on deposit accounts$1,958,000692
Trading account gains and fees$0522
Additional Noninterest Income$4,817,000675
Total noninterest expense$27,207,000623
Salaries and employee benefits$14,513,000502
Premises and equipment expense$5,412,000451
Additional noninterest expense$7,282,000843
Pre-tax net operating income$13,587,000644
Securities gains (losses)$03,831
Applicable income taxes$1,562,0001,589
Income before extraordinary items$12,025,000522
Extraordinary gains, net$065
Net income$12,025,000522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,830,000602
Cash dividends$3,759,000800
Sale, conversion, retirement of capital stock, net$194,000490
Net operating income$12,025,000520
1994-12-31 (YTD Data)Rank
Total interest income$43,716,000783
Total interest expense$11,699,0001,123
Net interest income$32,017,000635
Provision for loan and lease losses$1,875,000607
Total noninterest income$8,195,000673
Gross Fiduciary activities income$1,286,000464
Service charges on deposit accounts$2,210,000621
Trading account gains and fees$0475
Additional Noninterest Income$4,699,000666
Total noninterest expense$26,004,000658
Salaries and employee benefits$14,085,000523
Premises and equipment expense$4,530,000522
Additional noninterest expense$7,389,000871
Pre-tax net operating income$12,333,000665
Securities gains (losses)$-9,0009,765
Applicable income taxes$2,258,0001,083
Income before extraordinary items$10,066,000553
Extraordinary gains, net$0249
Net income$10,066,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,473,000692
Cash dividends$3,019,000800
Sale, conversion, retirement of capital stock, net$480,000554
Net operating income$10,073,380561
1993-12-31 (YTD Data)Rank
Total interest income$41,094,000816
Total interest expense$11,932,0001,130
Net interest income$29,162,000674
Provision for loan and lease losses$1,491,0001,011
Total noninterest income$9,324,000637
Gross Fiduciary activities income$1,404,000462
Service charges on deposit accounts$2,357,000580
Trading account gains and fees$446,000175
Additional Noninterest Income$5,117,000658
Total noninterest expense$25,616,000695
Salaries and employee benefits$13,793,000542
Premises and equipment expense$3,921,000615
Additional noninterest expense$7,902,000904
Pre-tax net operating income$11,379,000642
Securities gains (losses)$1,275,000448
Applicable income taxes$3,150,000826
Income before extraordinary items$9,504,000566
Extraordinary gains, net$03,149
Net income$9,504,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,686,000801
Cash dividends$3,498,000638
Sale, conversion, retirement of capital stock, net$111,000868
Net operating income$8,547,750570
1992-12-31 (YTD Data)Rank
Total interest income$48,430,000808
Total interest expense$17,112,0001,053
Net interest income$31,318,000651
Provision for loan and lease losses$2,300,0001,031
Total noninterest income$6,571,000802
Gross Fiduciary activities income$1,052,000540
Service charges on deposit accounts$2,401,000568
Trading account gains and fees$350,000193
Additional Noninterest Income$2,768,0001,013
Total noninterest expense$25,858,000693
Salaries and employee benefits$13,707,000535
Premises and equipment expense$4,282,000593
Additional noninterest expense$7,869,000927
Pre-tax net operating income$9,731,000654
Securities gains (losses)$3,293,000286
Applicable income taxes$2,000,0001,120
Income before extraordinary items$11,024,000450
Extraordinary gains, net$01,422
Net income$11,024,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$819,0001,789
Cash dividends$3,004,000586
Sale, conversion, retirement of capital stock, net$499,000569
Net operating income$8,224,950524

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.