Home > Bank of Greenville > Income and Expense

Bank of Greenville, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$2,586,000	7,656
Total interest expense	$1,432,000	7,117
Net interest income	$1,154,000	7,978
Provision for loan and lease losses	$585,000	1,947
Total noninterest income	$171,000	7,620
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$138,000	5,971
Trading account gains and fees	$0	177
Additional Noninterest Income	$33,000	8,253
Total noninterest expense	$1,486,000	6,827
Salaries and employee benefits	$660,000	7,379
Premises and equipment expense	$186,000	6,985
Additional noninterest expense	$640,000	5,609
Pre-tax net operating income	$-746,000	9,267
Securities gains (losses)	$0	4,612
Applicable income taxes	$-299,000	9,425
Income before extraordinary items	$-447,000	9,209
Extraordinary gains, net	$0	105
Net income	$-447,000	9,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$442,000	1,701
Cash dividends	$58,000	6,096
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-447,000	9,169
2000-12-31 (YTD Data)		Rank
Total interest income	$2,301,000	8,122
Total interest expense	$1,053,000	8,127
Net interest income	$1,248,000	7,966
Provision for loan and lease losses	$190,000	3,859
Total noninterest income	$148,000	7,920
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$116,000	6,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	8,456
Total noninterest expense	$1,113,000	7,706
Salaries and employee benefits	$562,000	7,914
Premises and equipment expense	$218,000	6,486
Additional noninterest expense	$333,000	7,687
Pre-tax net operating income	$93,000	8,818
Securities gains (losses)	$-12,000	8,439
Applicable income taxes	$8,000	8,119
Income before extraordinary items	$73,000	8,865
Extraordinary gains, net	$0	38
Net income	$73,000	8,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	2,618
Cash dividends	$12,000	6,757
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$83,800	8,795
1999-12-31 (YTD Data)		Rank
Total interest income	$1,720,000	8,802
Total interest expense	$748,000	8,824
Net interest income	$972,000	8,695
Provision for loan and lease losses	$0	8,503
Total noninterest income	$99,000	8,840
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	7,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	8,963
Total noninterest expense	$852,000	8,587
Salaries and employee benefits	$433,000	8,717
Premises and equipment expense	$142,000	7,811
Additional noninterest expense	$277,000	8,325
Pre-tax net operating income	$219,000	8,481
Securities gains (losses)	$0	3,155
Applicable income taxes	$42,000	7,769
Income before extraordinary items	$177,000	8,453
Extraordinary gains, net	$0	35
Net income	$177,000	8,452
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	9,311
Cash dividends	$51,000	6,581
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$177,000	8,418
1998-12-31 (YTD Data)		Rank
Total interest income	$1,529,000	9,263
Total interest expense	$595,000	9,492
Net interest income	$934,000	8,950
Provision for loan and lease losses	$17,000	7,887
Total noninterest income	$66,000	9,582
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$40,000	8,291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	9,196
Total noninterest expense	$730,000	9,016
Salaries and employee benefits	$369,000	9,165
Premises and equipment expense	$95,000	8,828
Additional noninterest expense	$266,000	8,437
Pre-tax net operating income	$253,000	8,649
Securities gains (losses)	$17,000	2,560
Applicable income taxes	$54,000	8,266
Income before extraordinary items	$216,000	8,504
Extraordinary gains, net	$0	32
Net income	$216,000	8,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	4,888
Cash dividends	$65,000	6,687
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$202,400	8,530
1997-12-31 (YTD Data)		Rank
Total interest income	$1,523,000	9,639
Total interest expense	$572,000	9,912
Net interest income	$951,000	9,305
Provision for loan and lease losses	$38,000	7,082
Total noninterest income	$58,000	10,135
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	8,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	10,198
Total noninterest expense	$713,000	9,357
Salaries and employee benefits	$344,000	9,642
Premises and equipment expense	$81,000	9,410
Additional noninterest expense	$288,000	8,444
Pre-tax net operating income	$258,000	9,245
Securities gains (losses)	$0	3,944
Applicable income taxes	$75,000	8,822
Income before extraordinary items	$183,000	9,307
Extraordinary gains, net	$0	44
Net income	$183,000	9,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	6,076
Cash dividends	$15,000	7,671
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$183,000	9,265
1996-12-31 (YTD Data)		Rank
Total interest income	$1,370,000	10,292
Total interest expense	$584,000	10,324
Net interest income	$786,000	10,141
Provision for loan and lease losses	$0	9,041
Total noninterest income	$50,000	10,852
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$40,000	9,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	10,975
Total noninterest expense	$653,000	9,981
Salaries and employee benefits	$331,000	10,103
Premises and equipment expense	$137,000	8,364
Additional noninterest expense	$185,000	10,110
Pre-tax net operating income	$183,000	9,902
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$41,000	9,843
Income before extraordinary items	$140,000	9,887
Extraordinary gains, net	$0	53
Net income	$140,000	9,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	10,715
Cash dividends	$10,000	8,198
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$141,540	9,820
1995-12-31 (YTD Data)		Rank
Total interest income	$1,294,000	10,850
Total interest expense	$544,000	10,870
Net interest income	$750,000	10,682
Provision for loan and lease losses	$29,000	7,212
Total noninterest income	$58,000	11,205
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	9,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	10,706
Total noninterest expense	$606,000	10,544
Salaries and employee benefits	$301,000	10,741
Premises and equipment expense	$39,000	11,410
Additional noninterest expense	$266,000	9,649
Pre-tax net operating income	$173,000	10,625
Securities gains (losses)	$-8,000	9,956
Applicable income taxes	$44,000	10,292
Income before extraordinary items	$121,000	10,735
Extraordinary gains, net	$0	65
Net income	$121,000	10,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,055
Cash dividends	$15,000	8,467
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$126,840	10,663
1994-12-31 (YTD Data)		Rank
Total interest income	$1,309,000	11,116
Total interest expense	$516,000	11,029
Net interest income	$793,000	11,078
Provision for loan and lease losses	$465,000	1,633
Total noninterest income	$52,000	11,897
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$34,000	10,221
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	11,564
Total noninterest expense	$549,000	11,357
Salaries and employee benefits	$273,000	11,448
Premises and equipment expense	$67,000	11,063
Additional noninterest expense	$209,000	11,024
Pre-tax net operating income	$-169,000	12,244
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$-58,000	12,233
Income before extraordinary items	$-112,000	12,167
Extraordinary gains, net	$0	249
Net income	$-112,000	12,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$338,000	1,763
Cash dividends	$5,000	8,858
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$-111,340	12,183
1993-12-31 (YTD Data)		Rank
Total interest income	$1,299,000	11,688
Total interest expense	$526,000	11,558
Net interest income	$773,000	11,608
Provision for loan and lease losses	$100,000	5,727
Total noninterest income	$57,000	12,364
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$38,000	10,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	12,117
Total noninterest expense	$532,000	11,995
Salaries and employee benefits	$257,000	12,106
Premises and equipment expense	$45,000	12,369
Additional noninterest expense	$230,000	11,318
Pre-tax net operating income	$198,000	11,058
Securities gains (losses)	$22,000	4,534
Applicable income taxes	$56,000	10,800
Income before extraordinary items	$164,000	11,038
Extraordinary gains, net	$0	3,149
Net income	$164,000	11,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	6,716
Cash dividends	$20,000	8,663
Sale, conversion, retirement of capital stock, net	$20,000	1,083
Net operating income	$147,500	11,026
1992-12-31 (YTD Data)		Rank
Total interest income	$1,316,000	12,367
Total interest expense	$628,000	12,158
Net interest income	$688,000	12,370
Provision for loan and lease losses	$81,000	7,858
Total noninterest income	$54,000	13,011
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$36,000	10,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	12,735
Total noninterest expense	$509,000	12,588
Salaries and employee benefits	$263,000	12,461
Premises and equipment expense	$65,000	12,061
Additional noninterest expense	$181,000	12,510
Pre-tax net operating income	$152,000	11,513
Securities gains (losses)	$0	8,369
Applicable income taxes	$45,000	11,390
Income before extraordinary items	$107,000	11,849
Extraordinary gains, net	$0	1,422
Net income	$107,000	11,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	7,390
Cash dividends	$19,000	8,514
Sale, conversion, retirement of capital stock, net	$3,000	1,118
Net operating income	$107,000	11,548

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.